GENERAL INSURANCE BLOG

With the summer season right around the corner, it is time to take out your swimming trunks and goggles. For the past two years, the pools have been closed owing to the pandemic. But the numbers have been under control in recent past months, making way for pools to open up again with specified capacity. Although it's best to take refuge inside your homes in well air-conditioned rooms, taking a swim in your nearby pool is an option that most of us might consider. Over the years, we have seen an increasing number of people enrolling in swimming classes and actively making efforts to learn various styles of swimming. This article will prove helpful if you are new to swimming or want to polish your skills.

Today, we will look at a few common mistakes that people make while learning to swim and the ways to fix them.

1. Holding your breath:
Beginners commonly believe that the most crucial thing before diving into the pool is to hold your breath. Instead of helping themselves, they refrain from breathing to maneuver the waters.
A better solution to address this is to practice holding your breath on land before attempting it in water. This will help you control your breath more systematically and in a timed manner. Try inhaling and slowly exhaling while keeping a constant momentum.

2. Head too high:
One of the most common swimming mistakes is holding your head above water for breathing. It sounds surprising. How else are you supposed to breathe? When you lift your head, it causes your hip to drop down, slowing you down and increasing your resistance. Keep your head down, and when you need to breathe, you can do so from the side of the arm when it is out of the water's surface. Rotate your head to the side so that your mouth gets air to breathe.

3. Keeping your hips straight:
In the above passage, we discussed how the lowering of the hip could affect you negatively. Sometimes instead of rotating them, people use the upper body and the legs to move through the water.
Swimmers fail to realise that the most power comes from the hip. Utilising your core muscles and rotating your trunk will help you push through the water without tiring out your legs.

4. Pointing your toes:
Having straight pointy toes while swimming tightens up your muscles and makes it difficult for you to propel yourself in water. Swimmers should have flexible and loose ankles in water to maintain pace and direction. Practice curling your toes outside the pool. Try picking coins on the floor using your toes. Transfer them from one bowl to another to familiarise your toes with curling and being able to control them. This is the best way to train your toes before diving into the pool.

These are a few common mistakes swimmers make when starting their journey. Swimming can seem like a daunting activity, but it is sure to be one of the most enjoyable experiences with time. It is, however, advised to practice swimming under the guidance of certified coaches in well maintained and clean swimming facilities to avoid any health complications.

Another mistake that you should avoid is neglecting the importance of health insurance. Health insurance will act as your safety net in case of any injuries or accidents you might face while training.
A good tip would be to look for affordable health insurance plans, secure your finances against health ailments, and contribute to a healthy lifestyle.

Click HERE to know more about affordable health insurance plans.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

A wide range of motorcycles is available in the market today. Every model differs in several ways. So, when purchasing a bike, it is crucial to know its specific functions like its engine, mileage, and fuel economy.

Overall, a durable engine design is crucial for a good motorcycle. Even though two-wheeler engines and their mechanisms have transformed drastically over the years, the two primary gasoline-powered combustion engine designs are — 2-stroke engine and 4-stroke engine. And while you may secure your two-wheeler by purchasing reliable bike insurance, it is essential to know which kind of engine is best suited for you.

If you have done your research, you may be familiar with these two types of motorcycle engines. Although, if you're new to the field, here are some points to help you understand!

Let's understand more about a stroke engine:

To understand the functions of the engines, you must know about their combustion cycle. The engine's combustion cycle or revolution involves the piston's continuous up and down movement.

A stroke is the piston's movement from one position closest to the valve to another, which is furthest away from it. At the end of every stroke, a spark causes the gas and air mixture to ignite, which invariably helps the bike move forward.

So, what are the significant differences between a 2-stroke and a 4-stroke engine?

You may notice absolutely no difference between a 2-stroke and a 4-stroke engine on the first look. In line with its function, 2-stroke and 4-stroke bikes follow the equal gas-powered internal-combustion standards. However, the main distinction lies within the number of strokes the two engines require to produce power. A 4-stroke motorcycle needs four piston strokes to complete the combustion cycle, while a 2-stroke motorcycle does it in two.

In a 4-stroke engine, the piston performs two strokes during a single cycle, completed by a return stroke. The power gets produced after every four strokes of the piston. The highlight of this kind of engine is that it does not need to pre-mix any fluids like oil and fuel.

Similarly, in a 2-stroke engine, the combustion cycle requires just one piston compression stroke and is completed by an explosion to generate power. The power gets produced when the piston achieves two strokes. In opposition to a 4-stroke engine, a 2-stroke engine requires the oil to be pre-mixed with the fuel.

Which engine is better?

4-stroke engines are definitely the better pick. Here are a few reasons why:

1. They offer more efficient fuel consumption and controlled usage.

2. 4-stroke engines are more durable in the long term.

3. While the 2-stroke engine is more powerful, it is highly noisy and creates a loud buzzing sound that the 4-stroke one does not.

4. Above all, 4-stroke motorcycle engines are more eco-friendly. 2-stroke engines emit far more toxic emissions.

While noting all these advantages of a 4-stroke engine, you must also remember that maintaining 4-stroke two-wheelers can be more expensive. They have many intricate parts that require more intensive upkeep. Its modified efficiency requires more investment of funds from your end.

Hopefully, this article helps you understand the functions of each engine and specifically pick which type works better for you! Don't miss out on securing your motorcycle with robust bike insurance. You may visit several policy features online and purchase the one offering the best value-to-money.

Click HERE to buy the best bike insurance to protect your bike from mishaps.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

A wide range of motorcycles is available in the market today. Every model differs in several ways. So, when purchasing a bike, it is crucial to know its specific functions like its engine, mileage, and fuel economy.

Overall, a durable engine design is crucial for a good motorcycle. Even though two-wheeler engines and their mechanisms have transformed drastically over the years, the two primary gasoline-powered combustion engine designs are — 2-stroke engine and 4-stroke engine. And while you may secure your two-wheeler by purchasing reliable bike insurance, it is essential to know which kind of engine is best suited for you.

If you have done your research, you may be familiar with these two types of motorcycle engines. Although, if you're new to the field, here are some points to help you understand!

Let's understand more about a stroke engine:

To understand the functions of the engines, you must know about their combustion cycle. The engine's combustion cycle or revolution involves the piston's continuous up and down movement.

A stroke is the piston's movement from one position closest to the valve to another, which is furthest away from it. At the end of every stroke, a spark causes the gas and air mixture to ignite, which invariably helps the bike move forward.

So, what are the significant differences between a 2-stroke and a 4-stroke engine?

You may notice absolutely no difference between a 2-stroke and a 4-stroke engine on the first look. In line with its function, 2-stroke and 4-stroke bikes follow the equal gas-powered internal-combustion standards. However, the main distinction lies within the number of strokes the two engines require to produce power. A 4-stroke motorcycle needs four piston strokes to complete the combustion cycle, while a 2-stroke motorcycle does it in two.

In a 4-stroke engine, the piston performs two strokes during a single cycle, completed by a return stroke. The power gets produced after every four strokes of the piston. The highlight of this kind of engine is that it does not need to pre-mix any fluids like oil and fuel.

Similarly, in a 2-stroke engine, the combustion cycle requires just one piston compression stroke and is completed by an explosion to generate power. The power gets produced when the piston achieves two strokes. In opposition to a 4-stroke engine, a 2-stroke engine requires the oil to be pre-mixed with the fuel.

Which engine is better?

4-stroke engines are definitely the better pick. Here are a few reasons why:

1. They offer more efficient fuel consumption and controlled usage.

2. 4-stroke engines are more durable in the long term.

3. While the 2-stroke engine is more powerful, it is highly noisy and creates a loud buzzing sound that the 4-stroke one does not.

4. Above all, 4-stroke motorcycle engines are more eco-friendly. 2-stroke engines emit far more toxic emissions.

While noting all these advantages of a 4-stroke engine, you must also remember that maintaining 4-stroke two-wheelers can be more expensive. They have many intricate parts that require more intensive upkeep. Its modified efficiency requires more investment of funds from your end.

Hopefully, this article helps you understand the functions of each engine and specifically pick which type works better for you! Don't miss out on securing your motorcycle with robust bike insurance. You may visit several policy features online and purchase the one offering the best value-to-money.

Click HERE to buy the best bike insurance to protect your bike from mishaps.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Road trips are something that all travel enthusiasts look forward to. They allow you to explore more than just your destination. From families to working professionals, road trips are perfect for every individual who wants a short and quick escape from the daily hustle of life.

While you enjoy most of the time driving on the highways with fast-paced cars passing along, there are certain things to keep in mind while navigating your way through the roads safely.

This article will look at eight handy driving tips while travelling on highways.

1. Speed control:
As opposed to city roads, on the highway, you are expected to drive faster than usual, owing to the multiple lanes and the light traffic situation. However, it is best to stick to the speed indicated by the signs on the road.

2. Lane change:
Switching lanes is one of the most overlooked driving practices. It is significantly more important on highways as most vehicles travel at higher-than-average speeds. When you change lanes, remember to turn on the car indicators to the traffic behind to signal them.

3. Analysing the distance:
While on the highway, ensure sufficient distance between your vehicle and others. Doing this gives you enough time to slow down and avoid a collision in case the driver in front brakes suddenly.
Stick to the “three-second rule”. Look for a point of reference and check the time you take to get that point after your preceding car passes it. The time taken should be at least three seconds, if not more.

4. Night driving:
Proper visibility is essential when it comes to driving at night. Keep the windshield clean and ensure that all the lights are working. The headlight should not be aimed too high because it will cause discomfort to others on the road. Try avoiding late-night trips. Instead, start early in the morning so that you manage to reach your destination during the daylight hours.

5. Breakdown:
In case of a breakdown, slow down gradually and move to either side of the highway. Turn on the hazard lights and place the hazard triangle about 10 feet behind the car to warn others. Call assistance after examining the damage. It is advisable to have contact details of highway assistance handy while taking road trips.

6. Take regular breaks:
Continuous driving for hours can be exhausting for the drivers. It is advisable to take frequent halts or refreshment breaks to relax your body and prepare to resume your journey. You can either take a quick nap or have some warm tea or coffee.

7. Servicing:
Before going on a long trip, it is recommended to take your car to the service centre. Facing issues while driving on the highway can be troublesome. Hence servicing and checkups should be a must before long trips.

8. Paperwork:
Carrying legitimate paperwork during highway journeys is essential. Make it a point to have your licence, PUC, and car insurance papers. Check the validity of all these documents to avoid getting fined and ensure that you face no legal troubles while on the road.

These are some of the top tips to keep in mind when taking a road trip. Navigating through the highway can be challenging at times. Hence, it is best to have a car insurance cover to safeguard you. With so many options to choose from, you might want to go through the new car insurance rates and choose the one that suits your needs the best.

Click HERE to know more about new car insurance rates.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

We have all heard about the wonders of water. From personal beliefs to affirmations by medical science, water is proved to have multiple benefits for the overall development of the human body. It is good for the skin, muscles, and joints. It aids in the absorption of nutrients and helps defend against infections. Experts recommend having at least 8 glasses of water each day, but what if we tell you that out of those 8, if you have a couple of glasses of hot water, it will significantly improve your health.

The benefits of drinking hot water have received scientific attention. Ayurveda also claims that drinking hot water is a simple approach to enhancing one's health.

Drinking water at room temperature can help you feel better, but drinking warm or hot water is known to provide extra health benefits.

Let's look at some of these potential advantages in this post.

1. Promotes digestion:
A glass of hot water to start the morning can aid in the removal of toxins from your body. The hot water will help your digestive system by breaking down any residual food in your stomach from the previous night. If you drink hot water before or after meals, it will assist your body in breaking down food more quickly.
Cold water, on the other hand, whether eaten before, during, or after a meal, will harden any oil present in the dish. This will result in fat accumulation in the gut, which will take longer to digest. Iced water is particularly harmful because the ice's quick chilling process depletes the water's inherent nutrients and minerals.

2. Improves blood circulation:
When you consume hot water, fatty deposits in the body are flushed out. Any deposits that have collected in the adipose tissue are also eliminated. Removing these pollutants improves your body's blood circulation. This will assist you in relaxing your muscles and improving your overall well-being.

3. Helps with constipation:
Many of you may have experienced constipation at some point in your lives, and it can be quite unpleasant. The tension and bloating you're experiencing is caused by dehydration. Beginning the day with a glass of hot water before breakfast will improve bowel function.

4. It helps you shed that extra weight:
When you consume hot water, the abrupt spike in temperature causes your body's temperature regulation mechanism to wake up. To compensate for the hot temperature, the body reduces your internal temperature.
This entire procedure boosts the efficiency of your weight reduction attempts by activating your metabolism. As hot water also aids in constipation, you lose some water weight caused due to bloating.

5. Helps you release toxins:
Drinking hot water also stimulates the endocrine system. Sweating and the discharge of toxins via the skin are caused by this stimulation.

6. Relaxes you muscles:
Drinking hot water aids in muscle relaxation by increasing blood flow.

Remember that you should avoid drinking water close to boiling. It's advisable to take a modest sip before taking a big mouthful to prevent burning your tongue and oesophagus.

Now that you know how drinking hot water can do miracles for your body, it's time to adopt the habit. If you are a college student or an office goer, make it a practice to carry hot water in a thermo-steel bottle and consume it throughout the day.

Another great way to ensure good health is by getting insured. Ideal health insurance will protect your financial plan by covering all the expenses. Review multiple health insurance plans from the best health insurance company in India before deciding.

Click HERE to know about best health insurance company in India.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Buying a bike takes a lot of thought and planning. Multiple factors influence your purchase. You arrange the funds, and after making a final decision, you pay the money and get a brand new bike. Just like your other possessions, your motorcycle needs optimum care too.

Maintenance of your bike is as essential as your safety while riding it. Whether you frequently use your motorcycle or occasionally, you need to ensure that your vehicle is not damaged. Even a tiny impaired part could cause significant harm to the bike and risk your safety. So as the owner, be careful about its regular maintenance.

All bikes have their periodic servicing cycle. Ensure to get professional servicing for your motorcycle at the authorised service stations. These centres use authentic spare parts recommended by the manufacturer and follow all the procedures to ensure that your bike does not suffer any damages in the long run.

But what happens after your bike is serviced? How can you assure that it has undergone proper servicing? Well, this blog will discuss what you need to keep in mind the next time you get your bike after servicing.

1. Air pressure:
Check the air pressure in the tyres. Unless your bike's tyre is visibly flat, you can't just judge the tyre inflation. Instead, use a tyre pressure gauge to check the correct pressure. Regularly check the motorcycle at different pressures when you ride it.

2. Engine oil:
You should inspect the engine oil after the servicing is completed. Make sure that proper levels are maintained. Look for any leakages. Carbon deposits can thicken the engine oil. Running the bike on dirty oil can damage the engine life in the long run.

3. Brakes:
Examine the brakes very carefully. Your bike's brakes are vulnerable to damage due to their excessive usage on the roads. Make sure that your brakes are not very loose or very tight, which would cause difficulties in applying them when needed.

4. Screeching noise:
If you hear a screeching noise, it could be due to an issue in the front brake pads. Make sure that they are appropriately checked and replaced if needed. Lack of oil could also be one of the reasons for such noises.

5. Spark plug:
Make sure that the spark plug is cleaned. And in case of any damages, ensure that it is replaced. The spark plug is connected to the engine combustion and should undergo regular maintenance. You can keep an eye out for checking the carburettor, air filters, chainset, etc.

Now that we've discussed the checklist you need to follow after completing servicing of your bike, you need to think about how to keep your bike safe from damage during unprecedented situations. The solution is to get your bike insured. And now, you can purchase bike insurance online from the comfort of your home and even get attractive deals with extra benefits. These benefits can reduce your monetary stress and cover your bike's repairing or garage costs.

Click HERE to know more about how you can buy bike insurance online.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

In recent times, Indians have increasingly begun opting for electric vehicles. The reasons include saving on fuels and interest in ecologically beneficial features. When deciding if an EV is the best option for you, examine how an electric vehicle varies from a car with a combustible engine. One of these distinctions is insurance, and you must understand how an electric car's insurance in India works.

So, to help you with just that, we've discussed everything about electric car insurance in this post.

The importance of Electric Car Insurance.

1. Mandatory by Indian law:
The Motor Vehicle Act 1988 of India covers all vehicle legislation. According to the act, all cars (including EVs) are required to carry vehicle insurance to operate legally on public highways.

2. Damage protection:
Appropriate protection is essential to prevent or control damages caused due to accidents. Anyone who has had any experience with automobile repairs knows about the expenses involved, especially in the case of electric vehicles. Thus, whether the damage to your automobile is due to your fault or someone else's, a car insurance policy will cover the repairs without putting pressure on your pockets.

3. Third-party liability:
In the event of an accident claim involving third parties, you will be required to pay for any damage incurred out of your pocket. However, you won't have to worry about these ramifications with third-party liability insurance. Under your car insurance cover, your insurance company handles and compensates for any loss or damage done to third parties.

4. Personal accident covers:
Personal accident cover is also mandated as per Indian law. It protects you against uncertainties like accidental death, injuries etc. Remember, it does not come with the car insurance plan but needs to be purchased separately as an add-on feature.

Please note, there are no separate insurance plans for Electric Vehicles (as of yet). The general insurance sector in India has yet to provide specialised coverage for EVs. As of now, consumers must choose from current car insurance policies designed for vehicles with combustible engines.

Also, the IRDAI has recently ordered that insurers should promote electric car insurance policies. This means that India's third-party insurance coverage for electric vehicle cars will cost lower than traditional petrol/diesel vehicles.

What is covered under Electric vehicle insurance?

• Personal accident coverage

• Third-party insurance coverage

• Car theft

• Road accidents

• Damage resulting from fire

• Repairs and replacements of parts

• Damage resulting from a natural calamity

What is not covered under electric vehicle insurance?

• Claims after drinking and driving

• Claims if the driver is found without a driving license

• Higher damage caused due to intentional negligence

• Lapsed insurance claims

To conclude, whether you own an electric car or a traditional one. Having car insurance is mandatory and acts as your financial safety cushion. Like all your expensive belongings, protect your electric automobile against damages.

Car insurance guarantees that your vehicle stays in good condition for a long time and helps you avoid monetary stress. It also pays for expenditures incurred as a result of third-party harm. Furthermore, the IRDAI has decreased third-party insurance prices for electric vehicles by 15%. So save your EV from potential damage like it protects the environment.

Click HERE to get the best deals on car insurance.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

To be a vehicle owner entails a variety of duties. To get the most out of your automobile, you must frequently care for and repair it. If sufficient care is not performed, not only will your vehicle's quality suffer, but it may also cause an accident. Having your vehicle's tyres aligned regularly is one of the most important things you need to ensure tyres last longer.

Many individuals believe that alignment should be left to specialists. While this is true in many ways, some alignment specifications are simple enough to check on your own, and wheel alignment is one of them. This may be useful after upgrading steering or suspension parts so that the car isn't out of alignment during the journey to the shop, or it can at the very least offer a better knowledge of the process.

Following are a few ways you can check your car's wheel alignment by yourself.

1. Caster:
Most vehicles are constructed with a mild downward caster. Your caster angle contributes to the equilibrium of driving, balance, and turning. A high caster causes the steering axis to lean toward the driver. On the other hand, a low caster indicates that your vehicle's steering axis is tilted away from the driver.
To measure the caster angle yourself, you need to park the vehicle on a flat surface and place both wheels on the turntables. Next, install the bubble gauge on the hub. Then turn the tyre 20 degrees inwards and level the gauge. Using the adjustment knob, set the caster reading as zero. Now, move the tyre 20 degrees outwards to get the caster reading.

2. Camber:
Camber is the degree of tyre lean of a car measured in degrees. Negative camber takes place when the top of the tyre tilts inwards. Whereas positive camber occurs when the top of the tyre tilts outwards.
Most contemporary automobiles feature a somewhat negative camber to increase stability and control. Camber misalignment may be caused by worn bearing, ball joints, and other wheel suspension systems. Excessive inward or outward skew indicates poor alignment and must be corrected.

3. Toe-in:
Toe alignment, as opposed to camber alignment, is the degree to which your tyres spin inward or outward as seen from up top. Depending on the vehicle, typical toe-in standards range from one-thirty-second to one-eighth-inch. Toe-in alignment occurs when your automobile's tyres are inclined in the same direction. Toe alignments are done at the last after caster and camber are done.

As a vehicle owner, you must recognise the signs of misaligned wheels. Take a moment to check your vehicle's wheel alignment regularly. It can add to the life of your car's tyres and improve the handling. Even if you decide to get the vehicle aligned in a garage, you will better understand the issue and information.

As needed, trained and experienced vehicle experts will be able to align your wheels. However, to sustain the absolute protection of your vehicle, yourself, and anyone around you, it is advisable to opt for insurance. If you have just purchased a new car, always remember to buy new car insurance to safeguard your vehicle.

Click HERE to buy new car insurance.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Are you looking to purchase your first two-wheeler or perhaps on the hunt for an upgrade to your current one? You must have heard various terms such as BS6 and BS4 being used for two-wheelers. Before we jump into understanding them, let's understand why we are talking about these classes.

In order to address the growing concerns about pollution and global warming, the Government of India has introduced regulations known as Bharat Stage Emission Standards (BSES). BSES is the governing body responsible for regulating the output of air pollutants coming out from vehicles. The BSES has made it mandatory for all motorcycle producing brands to register and primarily sell only BS6 bikes from 1st April 2020.

In this blog, we will try to bring forth everything there is to know about BS4 and BS6 engines.

What are BS4 and BS6?
BS4 and BS6 are the 4th and the 6th iteration of the BSES pollution regulations. The Central Pollution Control Board put forth the BS4 emission norms in 2017, which permitted 50 parts per million sulphur content. However, with the introduction of BS6, it was mandated that only ten parts per million Sulphur content were allowed.
Due to BS6, India's emission norms are believed to be equivalent to those of developed countries. BS6 means cleaner fuel and less toxic gases from the exhaust, thus reducing the pollutant content in the air.
The BS6 petrol engine is 25 per cent cleaner than the BS4 motor. And in the case of diesel, it is 80 per cent cleaner than a BS4 diesel engine.

Can you use BS6 fuel in a BS4 vehicle?
BS6 vehicles aren't everywhere just yet, so most motorcycles using BS6 fuel are BS4 vehicles. The important thing to keep in mind is that it is a cleaner fuel and will be perfectly fine for your engine.
Once the laws are mandated, every fuel station will be pumping BS6 fuel. So it is unreasonable to expect one to change their vehicle. This is why it is acceptable to use BS6 power in your BS4 vehicles.

Can you use BS4 fuel in a BS6 vehicle?
It is highly unlikely to have any immediate effect on the motorcycle. There has been certain ambiguity when it comes to this. The petrol engine manufacturers said no effects were seen when a BS6 vehicle used BS4 fuel. However, in the case of diesel engines, there will be some wear and tear eventually. Though, the repercussions would be seen over a very long period.

With the constantly changing time and increasing pollution and population, the automobile industry is preparing for revolutionary changes in the next five to ten years. The laws concerning pollution are becoming more stringent, and it is essential to keep your bike's health in top order to avoid hefty fines in future. Regular check-ups, including pollution checks and servicing, are vital for the good health of your two-wheeler.

It is a good idea to purchase bike insurance to protect yourself from any expenses incurred during these processes. Invest in the bike insurance plan that comes with an attractive premium and features to benefit you when in need.

Click HERE to check out bike insurance plans.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Buying a bike is a significant investment for any individual. You put a lot of thought and money into the type of bike you want. The model, budget, brand, features, arrangement of finances are some significant factors a prospective bike owner must consider while making a decision.

An essential part of finalising the type of bike you want is determining the fueling system: carburettor or fuel injection system. For someone who desires to buy a motorcycle but is not technically sound, determining the difference between these two can be an exhausting process.

In this blog, let's understand the difference between fuel injection and carburettor in bikes so that you can get a clear idea about which one would serve your needs in the best way possible.

Let's have a look at the carburettor:
The carburettor is the traditional fuel-delivery system in two-wheelers. It has been the standard system opted by most manufacturers in India. The carburettor consists of a tube connected to a venturi. The venturi then reduces the fuel's flow by narrowing it into a cone-shaped tube. Air pressure is created by the device developing suction to draw the fuel. In layman's terms, the carburettor combines air and fuel in a definite ratio and passes it on to the combustion chamber.

Why should you opt for a carburettor?

1. They are relatively cheap, resistant and sturdy.

2. Affordable and easily replaceable.

3. Fine-tuning is possible (improves mileage).

4. Easily removable and serviceable.

What are the difficulties you might face?

1. You might experience a lag when you squeeze the throttle while riding.

2. It cannot achieve optimum fuel efficiency.

3. Prone to damage (wear and tear).

4. Dust blockages can be problematic.

Now, let's understand what a fuel injection system is?

A fuel injection system is a modern technology-based system used in bikes in the current times. It consists of multiple electronic components and sensors that form the Electronic Control Unit (ECU), which monitors the whole fuel-injected system. The fuel pump inside the tank monitors and controls the fuel flow. The ECU calculates the air and fuel needed for the combustion process.

What are the advantages?

1. Sharper throttle response with no lag.

2. Precise air and fuel mixture for efficient combustion.

3. Durable and low maintenance process.

4. Better mileage.

5. Reduced air pollution.

What are some hitches of the fuel injection system that you might face?

1. Comparatively expensive than the carburettor system.

2. Difficult to fine-tune without expensive and complex tools.

3. ECU takes a professional understanding of how things work. Regular mechanics might find it challenging to repair.

Those were the significant concepts, advantages and challenges to help you understand the difference between fuel injection and carburettor in bikes. This will help you determine which system would cater to your needs in the best way possible. Now, to make sure that you safeguard your bike during unfortunate incidents, it would be a wise option to get it insured.

Explore the market and buy the best two wheeler insurance online India which suits your needs. Digital technology has made it convenient for customers to purchase insurance of their choice online without any intermediary's involvement.

Click HERE to know more about how you can purchase two wheeler insurance online India.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Cars are fantastic companions for commutation, whether you're cruising along highways, navigating busy roads, or going off-roading. On the other hand, the technology-driven components of the cars determine their performance in various conditions.

The variety of car features has significantly increased in recent times, and you now have more choices when selecting your next car than ever before. One such option is a four-wheel drive (4WD) car based on the drivetrain system you want to use.

A 4WD offers to maximise the effective usage of the vehicle on rough roads and rocky terrains. It is an exciting concept that has been introduced in the automobile sector but requires good knowledge to utilise it to its best potential.

You need to understand the merits and demerits of 4WD to make the right choice before buying one.

Advantages of 4WD:

1. A widespread myth is that you must always drive your car in 4WD mode. You have the option of switching between 4WD and 2WD at any time. Modern four-wheel-drive automobiles have a button that activates or disengages all four wheels. So, if you don't require all four wheels to work simultaneously, you may drive around with the 2WD system.

2. In hazardous driving situations such as snow, ice, mountain regions, and other scenarios where staying in control is challenging, 4WD enhances traction and control by engaging both sets of wheels.

3. The improved traction gets combined with the engine's enhanced power. It provides the extra boost 4WD vehicles require to climb over obstacles and up steep inclines. It is ideal for off-roading and mountainous terrain.

Disadvantages of 4WD:

1. The most significant downside of 4WD is the increased expense of acquisition, and maintenance. The extra equipment (transfer case, differentials, etc.) increases the vehicle's complexity and weight, increasing its original market value.

2. Furthermore, the additional weight of a 4WD system and the additional power generated result in lower fuel economy than 2WD systems. Driving your automobile with all four wheels producing power will burn more fuel.

3. Drivers that employ 4WD may grow overconfident, leading to more situations where they become stuck. Excessive confidence can even lead to dangerous accidents if the driver loses control over the vehicle and fails to manage the power that is being generated.

4. The 4WD system connects the front and back driveshafts, ensuring that all four wheels revolve at the same speed. It makes it harder to turn the car because the wheels must move at different rates to corner successfully. The inner wheel rotates slower than the outer wheel, which must traverse a greater distance in the same amount of time. As a result, the outer wheel will rotate quicker. You will damage the transfer case, gears, and drive shafts if you turn the car with 4WD activated. Hence, it's best to use 4WD only for off-roading.

A 4WD is a fantastic investment if you enjoy driving off-road or if you have to deal with difficult driving conditions regularly. But don't assume you need 4WD to get to and from work.
Whether it is a 2WD or 4WD, securing your car from damages is paramount. Accidents are unpredictable, but safety can be defined beforehand. Buy car insurance policy online to stay financially shielded and protect your car to get the best returns on your investment.

Click HERE to buy car insurance policy online.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Diesel engines are commonly used in the automobile sector. Cars, trucks and other vehicles rely heavily on them. On the other hand, diesel-powered bikes are rarely seen. Have you ever wondered why? It's not like the industry hasn't seen diesel-powered motorcycles before. In India, only one diesel-powered bike has been introduced. But that is all.

If bikes can run on gas and petrol, why not diesel? With the petrol prices touching new highs every month, it only makes sense to have bikes with a diesel engine, right?

Although the idea is not bizarre, it isn't easy to execute. Keep reading to know why manufacturers do not use diesel engines in bikes. We have mentioned five reasons that will help you understand better.

1. Compression ratio:
The compression ratio of a diesel engine is 24:1, which is higher than a petrol engine's compression ratio of 11:1. The diesel engine must be bigger and heavier to accommodate such a high compression ratio. As a result, it is heavier than a gasoline engine, making it unsuitable for a small vehicle such as a motorbike.
The diesel-powered engine creates greater vibration and noise than the petrol-powered engine due to the higher compression ratio. A bike will not be able to sustain such high vibrations and noise levels.

2. Heating issues:
As compared to petrol engines, diesel-powered engines generate more heat. When diesel burns, it creates a lot of heat, harming the cylinder walls and other engine components like pistons and valves.
To lower the heat, manufacturers will need a larger surface area and a more effective cooling system which is inconvenient. On the other hand, petrol engines produce less energy per gallon. As a result, they stay significantly cooler and are less prone to harm the engine.

3. Price and Size:
The addition of a turbo compressor to push extra air into the cylinder increases the expense and size of a diesel engine. Moreover, injector technology is utilised to pump fuel into the combustion chamber, which is more costly than petrol engine spark plug technology.
A diesel engine is much larger than a petrol engine, and it requires a lot of force to start, making it unsuitable for motorcycles.

4. Greater torque but low speed:
Diesel engines generate greater torque. However, they have lower revolutions per minute (RPM) when compared to a petrol engine. Diesel isn't regarded as an ideal fuel since bikers' high-performance bikes demand greater RPMs.

5. Not so eco-friendly:
The amount of carbon dioxide produced by a diesel engine is around 13% more per gallon than a petrol-powered engine. Its usage is harmful to the environment, observing the average number of motorcycles used nationwide. This figure can be a significant threat to India's climate.

There you have it, all the key reasons why manufacturers won't produce diesel-powered bikes. Even if we look from a biker's perspective, no biker would want a bulky bike with more cons than pros. Although if the technology evolves in the future, we might have a diesel engine revolution. Until then, stick to your petrol-powered bike and insure it with the best two wheeler insurance in India. You can browse multiple options and choose one with the best premium and benefits.

Click HERE to buy the best two wheeler insurance in India.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

No matter how much we stress about the rising fuel prices, there isn't much we can do about them. Then how do we ensure we use our vehicle efficiently and stay stress-free about the condition of our car? Moreover, how do we compensate for the fuel prices we pay?

Do you know regular maintenance of your vehicle can save you up to thirty per cent of fuel consumption? And yet, a lot of car owners slack off on taking care of their vehicles. Some don't go for regular servicing, and others use cheap spare parts and end up damaging their car.

This blog is your guide on improving the fuel efficiency of your car. We will discuss various ways to attain maximum efficiency without widening the hole in your pocket created by the increasing petrol and diesel prices.

1. Avoid leaving the vehicle idle:
Leaving your vehicle in an idle state at traffic signals consumes almost a gallon of fuel and increases your carbon footprint by releasing unnecessary carbon dioxide into the air. Instead of leaving your car in an idle state, restart as per your necessity. This saves a lot of fuel and minimises carbon dioxide emissions into the atmosphere.

2. Warm-up:
Slowly and effectively heating your car's engine is a better choice than revving it. Unnecessary pressure will decrease the efficiency of your engine, and it will consume more fuel for power generation. After starting your vehicle, wait for thirty seconds to allow the engine to warm up properly at its own pace.

3. Say no to heavy braking:
Reduce the use of throttle and avoid applying unnecessary heavy brakes. This saves your vehicle from the possibility of wear and tear and decreases fuel wastage by almost thirty per cent, thus improving your car's fuel efficiency.

4. Don't rev your car:
Revving your engine causes wastage of fuel. It flushes down all the oil from the cylinder walls. The absence of oil could worsen the next time you start up your car. This will put pressure on the engine and result in excessive fuel consumption.

5. Multiple errands:
Planning your trip according to your errands can efficiently help you utilise the fuel. You can combine and run multiple errands and reduce the number of trips.

6. Alignment:
Check the alignment of the chassis parts and suspension. If the wheels are bent, or if there are broken springs, the drivetrain drag of your car will increase, resulting in increased fuel consumption. Defective parts and misalignment can also put your safety in danger and amplify the risks of accidents.

That's a wrap on how to improve your car's fuel efficiency. Using these tips, you can ensure maximum and optimum utilisation of the petrol and diesel you put in your vehicle. While fuel efficiency is an essential aspect of owning a car, ensuring your car's security is equally important. Invest in car insurance and protect your vehicle from any unfortunate incidents. To purchase insurance, explore the market, and browse through multiple deals to ensure that you get the best car insurance price in India.

Click HERE to know more about how you can get the best car insurance price in India.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Car insurance might include many technical languages that can be difficult to grasp or make sense of. One such concept that might perplex people is "total loss." If you are involved in an unfortunate event where your vehicle sustains significant damage, this is referred to as ‘Total Loss’ in insurance jargon.

This is a tragic situation, and you must follow particular procedures to submit an insurance claim. In case of a total loss, the cost of restoring and repairing your car exceeds 75% of the insured declared value (IDV). Let us learn more about this term, what it means, and some other areas of motor insurance linked to it.

Total loss in car insurance:

When the calculated cost of repairing a damaged vehicle exceeds the car's actual cash worth, the automobile is considered a "total loss." Such a claim differs from other small claims since it requires more work. When an automobile is deemed a total loss by its insurance company, it is referred to as a totalled car.

Total loss can be caused by two means:

• Car getting stolen

• Car getting wrecked beyond repair in an accident

Furthermore, a constructive total loss occurs when the anticipated cost to repair or replace the insured vehicle exceeds its real market worth. Constructive total loss is so severe that it is cheaper and wiser to purchase a new car instead. This is mainly because there is little likelihood of returning the vehicle to its previous condition.

What to do if you suffer a total loss?

You have the option of selling the remaining pieces of your wrecked vehicle to a scrap dealer. Some components are recyclable, while others are not. The scrap trader will separate these pieces and recycle them for other purposes.

The next important step is to cancel your RC certificate at your closest RTO office. It is your responsibility to comply within a 14-day grace time to submit a notification to the RTO office. When you cancel your registration, you provide a guarantee that the same registration will not go to anyone else.

The next move would be to submit a Total Loss claim. When you submit a claim, the insurance provider is only obligated to pay the IDV. If you already have the ‘Return to Invoice add-on’ on your coverage, the motor insurance provider is obligated to pay the entire amount of the car invoice. This add-on allows you to acquire the total value of the vehicle rather than just the insured declared value.

For those who are newly purchasing car insurance, do not sleep on the Return to Invoice add-on. This is something that will ultimately work in your favour. Things are always uncertain when you're on the road, so be responsible and do not travel without car insurance. Take serious responsibility for protecting your possessions and make wise investments in security that will reap you good benefits at the hour of need. Watch out for your car insurance renewal dates and always renew them beforehand.

To get a car insurance renewal, click HERE .

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Parenting is tough, but buying an ideal gift for your parents might be even more challenging. What would you gift the people who gave you everything? Is there even a perfect gift for parents? The finest presents are ones that celebrate their hard work and provide them with a much-needed break from daily life. These gift choices are guaranteed to be a success.

Even a tiny present may be a polite way to express your love and gratitude towards them. Owing to internet purchasing, your options are almost limitless. However, this may lead to some significant stress while decision-making.

We are here for your help as we have curated a list of the most fantastic presents for parents.

1. Packing cube set of 6:
This is a packaging set that contains six pieces. Cubes of four different sized bags, one for footwear, and one zippered bag to separate dirty clothes. This could be the perfect gift for people who like to travel and explore around. It is incredibly organised and easy to carry along.

2. The latest Fitbit:
A fitness watch is an intelligent fitness tracking device that also serves as a watch. It keeps track of your daily routine, steps, burned calories, hourly activity, heart rate, and more. This gift could inspire your parents to start working out and look after their health.

3. A vacation:
One of the best gifts for anyone is a little vacation to cherish priceless moments. A trip that takes away all their stress and worries. Some alone time with nature is what a parent needs after looking after everybody in the family. So, go ahead and book a lovely trip to a beautiful destination.

4. Neck and Back massager:
Growing up, you may have been a pain in the neck (literally!). This is your chance to make up for it by giving your parents an electric neck and back massager. Despite the age, one could always have the benefits of massages whenever they want.

5. Gardening kit for organic kitchen herbs:
A one-of-a-kind gift for people who love to cook with fresh home-grown ingredients. Gardening takes up a lot of your time, but the outcome is worth every second you invest. This is also an excellent hobby for retired parents.

6. Health insurance:
Health insurance is the most valuable gift you can give your parents. They never prioritise themselves, so you have to do it for them. All you have to do is look for the best health insurance in India for parents and purchase it to secure their health and ensure their happiness.

There's no doubt that the most important people in your life deserve nothing but the finest, no matter what the occasion. Nonetheless, when it's time to find the right present for them, it may be tough to think of something as unique as them.

That's where our list comes in. Picking gifts for parents will always leave us perplexed for a while. However, something practical and functional is an excellent choice. We hope this list guides you in choosing the perfect gift for your parents.

Click HERE To get the best health insurance in India for parents, click

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Planning impromptu road trips is always a great way to take some time off and have fun. These days, people like to travel with ease and comfort, so road journeys have become the ideal mode of travel during vacations. However, continuous driving can become uncomfortable and cause various back troubles like backaches, stiffness, numbness, discomfort, nausea, etc.

In this blog, we will discuss the six best ways to avoid backaches during car journeys so you can enjoy your trip to the full extent.

1. Comfort:
Make sure that you are comfortable from the beginning of your trip. Do not keep purses, watches, etc., in your back pocket as it might disturb the alignment of your spine, resulting in discomfort or backache. If you are driving, sit closer to the steering wheel instead of bending or messing up your posture to reach it.

2. Alignment:
Keeping your back aligned to the seat provides comfort while driving. You can add comfortable gear and equipment to help you maintain your back alignment. Roll up a towel and keep it between your back and the seat to maintain the curve of your posture.

3. Smooth rides:
Replace any worn tyres or parts that can cause jerks on the road. Make sure that your ride is as smooth and comfortable as possible. You can use a car seat cushion to help with your sciatica pain.

4. Breaks:
Road journeys require you to sit in the same positions for a longer duration of time which can cause numbness in your legs and back. To avoid the risk of backaches, make sure that you take breaks in the regular intervals of your trip and get out of your car to stretch your whole body. Move around a bit to ensure there is no stiffness.

5. Cold pack:
If you have pre-existing backache issues, it would be good to bring a cold pack for the journey. Backaches can trigger inflammation. Applying cold packs helps reduce inflammation and calm sore and numb tissues. To sustain the temperature of your cold pack, you can carry a cooler in your car and keep reusable ice packs in it.

6. Warmers:
Some people have found that seat warmers help relax the muscles by warming up the lower back. You can use reusable heating pads in place of a pillow that provides lumbar support, heat wraps that last for longer durations, etc., for a comfortable road trip experience without the risk of severe backache.

To avoid backaches, you must take good care of your posture during road journeys. Excessive strain on your body, especially the back, due to continuous driving for hours can affect your physical wellbeing. Follow the above tips to make driving comfortable and less exhausting.

Consider buying car insurance to avoid hefty expenses in case of any mishaps. Reliable car insurance with an additional feature of Personal injury protection (PIP) will cover all the expenses, including garage costs, medical bills and provides financial security under all circumstances.

Click HERE to know more about car insurance.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Two years ago, the pandemic took over our lives like a storm. People were locked inside their homes for months on end. And as soon as the restrictions were lifted, we saw an increased number of people looking for ways to unwind. Having been cooped up inside their rooms for a long time, people started looking for alternate work locations. This became a growing trend amongst the working group. Studies suggested that taking workcations positively reflected the employees' morale and increased productivity.

The term workcation is a combination of two concepts; work and vacation. We saw people flooding their social media with pictures of them working from beautiful mountains or beaches in the background. If you have been wondering where to go for your next workcation, this article is just for you. We have brought a list of a few places you can go to enjoy your work.

1. Pondicherry:
If you are looking for an ideal beach location, Pondicherry is the place for you. It hosts various big and small cafes with a soothing ambience. Make use of the free Wi-Fi in the cafes for your work as you indulge in the delicious treats offered. Spend time in various eateries in the mornings and unwind by the beach for spectacular sunsets in the evenings.

2. Kasauli:
Any Ruskin Bond fan will know why Kasauli is on this list. This beautiful hill station in Himachal Pradesh boasts picturesque views of snow-clad mountains and lush forests. Kasauli, to date, holds memories of British history in its architecture. The churches offer a peaceful environment, much like the rest of the city, where you can sit with a warm cup of coffee and work your way through a stress-free day.

3. Munnar:
For a tea lover, there's no better way to work than with the aroma of tea in the air. Munnar hosts a variety of tea museums and stalls where you can enjoy the different kinds of tea that the town has to offer. The misty hills, the fast-flowing streams and tiny little cottages are equivalent to paintings. Enjoy your tea with some traditional Kerala banana fritters as you clock off for the day.

4. Udaipur:
The Venice of the east has an array of lakes with the beautiful Aravali hills skirting it. Work in the midst of royalty as you explore the various breathtaking palaces that Udaipur hosts. Characterised by a rich history, Udaipur is a must on your list if you are a history enthusiast. It has something for everyone, varying from grand palaces to tiny cafes, monotony is out of the question for any traveller.

5. Goa:
This is a no brainer for anyone wanting to take a vacation. If you are a party animal, there are many options in North Goa. Work in the mornings while enjoying the sounds of the beach and join the crowd for the party in the evening. However, if you prefer peace and calm, South Goa is the place for you.

These are a few places you can choose from for your next workcation. Keep in mind that the pandemic is not entirely over. So wear masks and carry sanitisers at all times. With such unpredictable times, it is a wise choice to buy insurance policy online. Invest in an insurance policy to ensure your travel plans are intact, and in case of an unforeseen expense, you stay is covered.

Click HERE to buy insurance policy online.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

From ice-capped mountains in the north to beautiful peninsulas in the south, India promises several travel experiences for everyone. What astonishes the travellers is the diverse local culture, cuisine, and lifestyle that you can enjoy in every part of India. The country comprises various big and small islands with rich cultural backing, and today we will look into a few of these to help you plan your next summer vacation. We bring the top 05 best islands to visit in India, which you can add to your travel bucket list.

1. Diu island:
Possibly one of the most beautiful islands on the list, Diu Island consists of beaches and heritage that are sure to enchant anyone who visits here. From forts to caves to museums, Diu offers so much to explore.
The Diu fort reveals some of the forgotten Portuguese histories with eye-catching stonework structures. After exploring the city throughout the day, a visit to Chakratirth beach is a must. With a stunning sunset and a backdrop of local food stalls, this is the perfect place for you to unwind.

2. Havelock islands:
One of the most talked-about islands, Havelock hosts tourists throughout the year. The largest island in Andaman, it's famous for its blue water, picturesque views, and adventurous water sports. It is an easy competition to foreign beaches and will give you a lifetime of memories.

3. Lakshadweep islands:
The smallest group of islands with a population of as few as 60,000 residents, Lakshadweep is where you would want to go to stay away from the tourist crowd. Spending time on the island will help you closely see the local life in an island town. Since the beautiful beaches are the island's main attraction, this is your go-to destination if all you want is to hear the waves crashing and seagulls hooting.

4. Munroe islands:
Munroe island in Kerala is a cluster of eight islands that promises an impeccable view of narrow canals connecting a network of backwaters. Munroe islands was once an unexplored territory, and only now has it started opening to tourist exploration. Munroe has beautiful rustic architectural relics that have stood the test of time. It still holds the old culture and lifestyle of the place intact. You can enjoy a wide variety of home-cooked meals while enjoying homestay and interacting closely with the locals.

5. St. Mary's islands:
A collection of 4 small islands, this place is famous for its unique rock formation similar to Ireland's. A serene island, close to the coast of Udupi, it has significance in science as well. It is believed that these unique rock formations were caused due to subvolcanic activities in Africa.

These are a few of India's many beautiful island tourist destinations, which magnetically attract people from all over India. Remember that these places are set away from the mainland; hence ensure to look into safe and comfortable travel options. Carry first aid, emergency medicines, and snacks for the commute. Insure your travel plans with general insurance for greater financial safety. You can buy general insurance online and safeguard yourself against any unprecedented expense you might incur during your trip.

Click HERE to know more about how to buy general insurance online.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

The braking system in any bike is the most important mechanism. A Japanese auto giant has been granted a patent for their combination braking system (CBS) for motorbikes. The combi brake system (CBS) simultaneously applies the front and rear wheel brakes with a single lever.

According to the Ministry of Road Transport and Highways’ new requirements, all two-wheelers sold post-April 2019 with an engine capacity exceeding 125cc must be fitted with Anti-lock Braking System, while models with an engine capacity of 125cc or less must be equipped with a combi-braking system (CBS).

In this post, we're discussing CBS, including its merits and demerits. Read ahead if you wish to know about this remarkable technology.

CBS vs Traditional Braking System:
The most effective braking approach is to use both the rear and front brakes simultaneously. However, most bikers either don't possess the skills for it or simply lack patience. Even if a rider manages to apply both brakes simultaneously with less competence, the chances are that they won't be applying proportional force to both brakes.
In most circumstances, this results in unstable and dangerous braking. The Combi Brake System with equaliser minimises stopping distance. It also enhances braking stability compared to traditional braking so that you may ride with the assurance of effective brakes.

Merits of CBS:

1. Braking distance minimisation: It helps to minimise accidents caused due to unexpected braking by reducing braking distance compared to standard brakes.

2. Safer option: It is better and safer than the standard brake system. CBS aids in maintaining the bike's balance during braking and avoiding the risks of accidents.

3. Suitable for wet surfaces: CBS delivers greater performance and secure braking in slippery and bumpy road conditions.

4. Availability: Combi Brake System's price is relatively modest, and it's simple to use on standard motorcycles. In contrast to the Anti-lock braking system, which only works with disc brakes, the CBS system works with both disc/drum and drum/drum braking combinations.

Demerits of CBS:

The Combi Brake system is not ideal for high-performance two-wheelers. It also impairs the handling of motorcycle riders who perform stunts on the bike, putting them in dangerous positions when confronted with abrupt and intense events. That is why Indian law has only made it mandatory for bikes whose engine capacity is lower than 125cc.

So far, more than 10 million people ride bikes with CBS. While CBS may have some disadvantages, they are mainly concerned with high-performance two-wheelers. In moderate engine capacity bikes, the pros outweigh the cons. While the Indian government makes it mandatory to have CBS in bikes below 125cc engine capacity, it is also required to have two-wheeler insurance according to the Indian Vehicle Act.

Renew or buy the best 2 wheeler insurance online available in India. Several insurance companies are offering exciting offers for online transactions. So, purchasing 2 wheeler insurance online has become more popular, especially post-pandemic. You need to be wise and choose a policy that will be the best for your bike.

Click HERE to purchase 2 wheeler insurance online.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

With the summer approaching, we are all excited to get out and soak up the sunlight. Road trips during the summertime are at the top of everyone's bucket list. You can enjoy a long drive to sandy beaches and resorts or a journey to cooler, remote hill stations.

While we all love long road trips, they can quickly get exhausting when you're stuck in the same spot for hours on end. The landscape might be worth every bit of your patience, but driving for several kilometres at a stretch can be mentally and physically bothersome.

You may invest in motor insurance India to secure your vehicle's health but caring for your health while on a lengthy midsummer journey is equally needed. Following these tips while driving long distances can make your journey more comfortable, safe, and fruitful!

1. Plan ahead:
Planning your road trip is essential so that you manage to follow the itinerary and reach your destination on time. As you know, you're going to be driving for long hours at a stretch, so you must make sure to pack all the necessary items to carry.
Keep track of your routes and highways, petrol pumps or gas stations on your way, restaurants or motels for refreshments, and the amount of food and water you require during the drive.

2. Prepare your vehicle:
Whether you are taking a car or a van, ensure the vehicle's condition and fitness are thoroughly checked before setting off on your journey. Check if your car fits for the long drive and the fuel tank is full to its capacity before leaving. Also, check the air pressure in the tyres and examine all other technical requirements.
Ensure that you carry all necessary car documents like your car's registration certificate, motor insurance India documents, driver's license, and PUC certificate.

3. Stay hydrated and eat well:
Dehydration and an empty stomach can disturb you immensely while on the road. Dehydration for long hours can cause blurry vision and muscle cramps that are incredibly dangerous while driving. The sweltering heat can get to you and cause dizziness if you haven't eaten.
Make sure to drink enough water and consume plenty of liquids during your journey. Eat a healthy meal before taking off and eat energy-giving, light foods whenever you make stops during the trip.

4. Take enough breaks:
Driving may be stress-relieving for some individuals but sitting behind the wheel for long hours can physically strain the body. You must make regular stops along the journey and get out of the driver's seat. Stretch your arms and legs and relieve any tension in your neck and back. Inculcating this habit can make the long journey much more comfortable.

5. Keep essentials handy:
While food, water, and car documents are the most vital essentials to carry, remember to pack other travel essentials like sunglasses, caps, sunblock, a torch, and a scarf or sweater. Carry emergency hardware to fix your car if any damage is caused on the road. Keeping a first aid kit is essential as you never know when you might need it.

Long road trips under the sun are what summer dreams are made of, but they can quickly become challenging. You must not forget to secure your health and safety in all the fun. Following these tips can relieve long-distance drivers from the issues they may face on the road. Prioritising the security of your vehicle is equally important. So invest in an ideal motor insurance India policy to protect you from unexpected losses and put less pressure on your pockets in case of physical damages to your car.

Click HERE to know more about motor insurance India.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Our skin and face bear a lot due to oil production, sweat, dust, and weather effects. Maintaining a clear and glowing complexion in these harsh conditions is a difficult thing. With social media taking centre stage in our lives, unreasonable beauty standards have been a constant.

However, one thing to keep in mind is that using multiple products might not be the path to glowing skin. Thousands of brands in the market promote expensive products to tempt you into buying them. Today we will look at a few inexpensive yet effective ways to have pimple-free and glowing skin.

1. Wash your face:
Pollution is a leading cause of breakouts and uneven skin. Research says that people who washed their skin twice a day saw a significant reduction in acne. Washing your face with a mild cleanser and cold water is the best way to clean your face and remove impurities.

2. Moisturise:
People often neglect moisturising when talking about acne-prone skin. However, moisturising can be significantly beneficial in the long run, no matter your skin type. Choosing non-greasy, light products that suit your skin type will help you in achieving glowing skin

3. Exfoliate:
Exfoliation helps get rid of dead skin cells that may clog pores and lead to acne. However, exfoliating daily can be harmful to your skin, hence stick to only once a week.

4. Consume water:
It’s no secret that water is the best medicine that solves a lot of your skin and health-related problems. Drinking at least 7-8 glasses of water is highly recommended as it helps wash out toxins from your body and reduces acne and scarring.

5. Avoid sugar:
If you have an excess acne problem, it is advisable to reduce your sugar intake as much as possible. A high glycemic index is a leading cause of acne.

6. Eat healthy:
Your skincare is only as effective as your diet. Having a well-balanced diet is crucial for clear and glowing skin. Consuming food items rich in vitamins and minerals is not only good for your gut health but also the health of your skin and hair. Eating clean food can show drastic changes in your skin.

7. Healthy Lifestyle:
There are countless articles on how leading a healthy lifestyle can positively affect your overall health. Regular exercise, sleeping on time and staying away from alcohol and smoking should be considered if you are aiming for a healthy life and glowing skin.

These are a few ways to give primary care to your skin and avoid pimples and dull skin. However, if the problem persists, consider going to a dermatologist. Your dermatologist will inform you about the products best suited for your skin type and any dietary changes that you may need to make.

Sometimes, the dermatologist might suggest getting blood work done to recognise any deficiency or allergies causing persistent acne and dullness. These tests and checkups can be expensive. Therefore, consider looking at online health insurance companies and choosing the best that equips you with the best healthcare treatment without stressing the huge costs payable for medical bills.

Click HERE to learn about online health insurance companies.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.