GENERAL INSURANCE BLOG

Whether you ride as a passionate biker or for daily commuting purposes, it can be hard on your back. Riding for extended periods can make a rider's body stiff and affect their stance. If you don't maintain your riding position correctly, you might suffer severe back discomfort.

Little things, such as workouts to strengthen your back, taking breaks during long rides, and practicing proper posture, can help motorcycle riders with back pain conditions. Here are some ways to secure your back from suffering and reduce pain while riding a bike.

1. Fix your posture:
One way of avoiding back discomfort during riding is to be more observant of how you're seated and take a few additional steps to prevent backaches. For example, try to keep your back straight and avoid a hunching posture by lining up your shoulders over your waist and making a conscious effort to arch your shoulders a little backward.

2. Exercise to strengthen back and core:
Maintain your core muscle strength and lessen the pressure on your spine by doing back strengthening exercises regularly. A simple set of home exercises such as knee-to-chest stretch, lower back rotational stretch, shoulder blade squeeze, and sitting lower back rotational stretch, as well as yoga asanas like the Bridge Pose or Cat Pose, can help significantly.

3. Take stretching breaks:
Do some easy stretches at long traffic lights or in heavy jams during your ride. Or pull over for a rest and stretch if you're on a long journey. Basic stretches like rotating your neck and shoulders, arching your back front and backward, bending down to touch your toes, counter stretching, and relaxing your torso sideways will help to get relief from backaches.

4. Switch positions often:
A cause of chronic injury, such as back discomfort, is repeated, cumulative stress that causes tissue damage. Sitting in the same posture for extended hours raises the chance of developing risk. Give your body rest from time to time.

5. Pay attention to the amount of riding:
Back discomfort can sometimes be caused by doing too much too quickly. Since biking requires minimal effort, it's tempting to get carried away and ride longer than our supporting muscles are trained to handle. Take it easy on yourself and avoid impulsive travels.

6. Examine your riding style:
At last, your riding technique might induce an ache in the lower back. The tension on your back varies depending on the angle of your back while riding. Bikers who use giant gears, especially while ascending, may have lower back pain.

Regardless of our daily activities, looking after our spine is critical for everyone. As fun as riding is, it can also be exhausting with severe back pain conditions if not done correctly. Follow the above tips religiously to keep your back fit and avoid unwanted aches and pains. Just like your body needs attention, so does your bike. Before hopping on your bike, ensure that you have protected your two-wheeler with proper bike insurance.

To get the best bike insurance, click HERE .

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

First of all, Congratulations! If you're reading this article, we assume that you're taking your first step towards buying a home. You already know the stress of finding an ideal place to call home, and with so much to consider, it's not an easy task for sure.

Delays can be exceedingly expensive in a growing infrastructure industry like India's. One cannot help but wonder, can we spend so much time hunting for a home? So, to help make your house-hunting process a bit easier and quicker, we've come up with some tips that will surely assist you in making a clear decision. Let's understand them one by one.

1. Identify your needs:
Question yourself; what do you expect and require from your property? Do you prefer a well-kept contemporary home, or would you settle for a renovator? Do you want an east-facing flat or one with a sunset view? The more you uncover early on, the sooner you'll be able to zero down on houses that fit your requirements.

2. Find an ideal budget and adhere to it:
Before going online to look at properties, examine your income and spending. What are you able to comfortably afford at this stage of your life? Set a price range that is compatible with your budget, and start exploring!

3. Figure out the location:
You already know that locations will undoubtedly affect the budgets. But, it will also affect your lifestyle as you'll be spending a majority of your time there. Figure out the commute from workplaces and schools and ensure that all the essential services are close by or near enough to reach in emergencies. Scout the neighbourhood and try to visit the shortlisted places at all times of the day. The idea is to learn all about the site and its surrounding area.

4. Take the help of the internet:
Okay, citizens of Digital India, it's time to put your gadgets to use. Look for properties online. Reading online reviews will help you compare many different properties at once and get a deeper insight into them. With a few clicks, you can even measure the distance from a property to any location, such as workplaces, hospitals, and schools.

5. Make a checklist:
When you begin visiting houses with an agent, the process can become frantic. You'll visit so many places that you might find it tough to keep track of them, add to that, the pressure from brokers and sellers for an offer. A checklist consisting of all criteria of properties visited, along with additional notes of your observations, will be helpful when you review all the properties at the end of the week or day.

6. Enjoy the process:
Purchasing a home is a significant milestone. Don't forget to take a few deep breaths and let things unfold slowly. Everything may not go as planned, but if you're determined to purchase a property and interact with a trustworthy broker, you'll soon find yourself in your new dream home! Remember, as stressful as the process can be, you can still enjoy yourself.

We hope that these tips will assist you in having a successful house hunt and that you will locate an ideal property for yourself! Once you've purchased a home, be sure that it's adequately insured with the best home insurance in India. Your home is your responsibility, and ensuring its safety should be your priority. The best home insurance plan can harbour your home with the benefits of additional protection at times of unfortunate events.

Click HERE to know more about the best home insurance in India.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Increased cholesterol levels are a cause of concern as it brings multiple health issues, including the risk of a stroke and other heart diseases. Irrespective of age, maintaining cholesterol levels is the first step towards living a healthy lifestyle.

Supposing you are looking for ways to lower your cholesterol without medication, read this post to learn how to keep those numbers down naturally.

1. Add monounsaturated fats to your diet:
Monounsaturated fats can be found in food substances like olive oil, canola oil, tree nuts such as almonds, pecans, and cashews. These fats do a great job decreasing LDL (bad cholesterol) and increasing HDL (good cholesterol). They even work to stop the oxidation of the cholesterol that contributes to clogging the arteries.

2. Add polyunsaturated fatty acids:
Consider including polyunsaturated fatty acids as they have shown tremendous results in decreasing LDL cholesterol and reducing the risk of heart disease and type 2 diabetes. These are principally your omega-3 fatty acids. You see these in oily fish like salmon, mackerel, and shellfish like shrimps. You may also find them in tree nuts and flax seeds.

3. Avoid trans fats:
This is the next thing you should eliminate from your diet. You will find these in pastries, butter spreads, cookies, etc. The major con with trans fats is increasing your total cholesterol, including your LDL, and decreasing your HDL by 20%.

4. Add more soluble fibre:
Soluble fibre is derived from plants, and it works on the bacteria present in your guts. The digestion of the fibre by the bacteria helps lower your cholesterol. Beans, lentils, fruits, and whole-grain oats are a few fibre rich foods.

5. Workout:
Working out not only decreases your harmful LDL but also increases your good HDL. More extensive studies have shown that 30-45 minutes of activity five days a week can enhance your cholesterol and decrease the risk of heart disease.

6. Stop smoking:
In smokers, the immune cells cannot return cholesterol from the vessel walls to the blood where it should be and contribute to plaque formation that leads to clogged arteries. So, do your body a favour and quit smoking.

7. Focus on shedding some weight:
Plenty of studies have shown that you can positively impact your cholesterol by losing weight. Pick a good eating plan, stick to it, and be healthier to shed some pounds.

8. Add more vegetables and lean meat to your diet:
The closer you get to your vegetables, the easier it becomes to reduce cholesterol levels. Non-vegetarians can choose leaner meats like fish and skinless chicken to cut off the extra fats.

9. Plants, sterols, and stanols:
These are plant-based versions of cholesterols, but they do not elevate your body’s cholesterol level. Instead, these versions compete with its destructive forms, avert absorption, and reduce LDL.

10. Supplements:
The last thing you can do is look at different supplements required to control cholesterol. There are several supplements out there, but most work on improving the amount of Omega-3 fatty acids in our diet. Things like fish oil and flaxseed oil help improve your HDL.

Cholesterol diseases are linked directly to the heart, and the treatment for most of them is taxing for your pockets. Aged parents and people with irregular eating and sleeping habits commonly face this issue. Follow these healthy tips and check out some of the best health insurance in India for parents to add an extra layer of protection.

Click HERE to get the best health insurance in India for parents.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Getting stuck in traffic has become a usual thing in rush hours, and it is the most unpleasant scenario of every city these days. These long queues of snail pacing moving vehicles can be frustrating and sickening. However, the time taken in your commute does not have to go to waste. You can do some productive things than just hanging in your car or cursing drivers who try to cut the queue.

If you desire to overcome the problem by finding solutions, it won’t be a problem anymore. There are numerous methods to help you with your morning and evening commutes and increase productivity. Here’s how you can make the most of your time while stuck in traffic.

1. Listen to your favorite music or podcast:
There is nothing better than a good dose of lively music to get your day started. Your commute time does not always have to be productive; you can take this time to simply enjoy the things you like, such as listening to music, your wishlist audiobooks, or podcasts of your favourite speakers.

2. Get in touch with friends:
Again, caught in epic congestion! While you are on the way to your destination, take advantage of the extra time to respond to calls, and catch up with your friends. It lightens up your mood for the day. But be cautious; talking to friends is a good idea only if traffic is not moving. Otherwise, keep your mind on driving and avoid any distractions.

3. Make notes of your thoughts:
You can utilize your drive time to develop ideas or plan out a company strategy. And to get hold of these ideas, make sure you note them down somewhere. Writing down things while driving is not what we would suggest; instead, make use of voice assistant from your mobile phone.

4. Perform a daily review:
It’s the ideal moment to make sure the most critical tasks on your to-do list are towards the top. Put the phone down, gaze out the window, and simply let your mind roam to prioritize your work. Take advantage of your free time and pay attention to your urgent tasks and the best solutions for them. You never know; you might come up with an excellent solution to a minor but irritating issue at work.

5. Take a moment to study yourself:
Everyone must take the time to align and analyze their situation. The time you get while being caught in traffic can be an excellent opportunity to reflect critically on your well-being.

Acknowledge any tension in your life and identify possible changes that could be taken to improve your mental and physical well-being.

Getting caught up in traffic is always a moment of annoyance, whether for a few minutes or hours. We end up criticizing everybody around us, like fellow drivers, pedestrians, animals, vehicles, and even ourselves. The frustration caused during this period can have an extremely detrimental effect on your mood. Hence, to avoid letting our mind wander in angry thoughts, one should take up the above activities and indulge in them.

Everybody tries to make their way out of the traffic, which sometimes results in crashes. It may or may not be your fault; either way, you are to face the damages caused. In such situations, having car insurance proves to be helpful.

To get the best car insurance deals, click HERE.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Getting your new car is one of the significant milestones you may think of. When choosing the best model for you, various factors such as price, functionality, car insurance, etc. are considered.

However, another crucial factor is the colour of your car. The colour reflects your personality. Before you go ahead and make your big purchase, here are few tips to consider when picking the right colour for your car.

1. The resale value of your car: You will be surprised to know, but the colour of your vehicle affects the resale value. White and silver usually get a higher resale value than other colours.

2. Model: Another parameter is checking the variant. Not every colour you pick will suit the model of your car.

3. Red is not expensive: One of the common myths is red has a higher car insurance premium. This is entirely not true.

Always consider your car's purpose before finalizing the colour. Every colour might not fit your personality. For example, a politician or bureaucrat having a bright colour car seems bizarre to many eyes. Now let us look at the trendy colours, including those that’d look best on you and are perfect for your requirements.

1. Metallic: Metallic colour cars tend to be beneficial in the long run and make your car valuable. The colour is mainly known for its dependability and value to help get higher resale value and save you substantially.

2. Blue: Usually, blue refers to the "common man's car," but the new metallic options available in the market look excellent for working professionals. It is recently the number one choice for female drivers who need a cool look. As they say, "Blue is cool".

3. Throw off your attitude with the perfect black finish: Black is one of the most popular colours for any car. Known for its elegance and rich look, the black colour gives the vehicle a perfect attitude when you are on the road.

4. Get Sporty with orange and other bright colours: Bright colours, including yellow, green, or orange, always look super cool on your sports car. However, choosing it for your commercial vehicle can always not be a good idea.

5. Chic and Sleek with white: White is yet another safest colour for cars. It is a neutral colour and suits the best on commercial vehicles. Also added to a sport or luxurious vehicle with the perfect tinted glasses and chrome finishing, white makes your car classy!

6. Romantic with Red: Red is a popular and influential choice with a bit of romantic touch. However, keep in mind that red does not fit every model.

There is no such colour as "perfect". Instead, based on your personality and preference, you can pick one that looks the best for your car. When choosing the perfect colour, remember that scratches and dirt appear higher on specific colours and may end up ruining the overall look of your car. Also, reconsider the darker colours for your vehicle if you live in a hot weather city, as it results in heating up your car quickly.

To know more about the car insurance deals available, click HERE.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Do you like motorbike road trips but always struggle with what to pack and how to pack? Then, you've come to the right place. Allow us to provide you with some of the most practical suggestions for reducing clutter and enjoying your trip rather than constantly worrying about your bags.

Compulsive overpacking might be an issue when travelling alone and having little luggage space on a motorcycle. Unfortunately, when it comes to preparing for a motorbike journey, many riders make several basic mistakes. They tend to overload their bikes with luggage that later affects them in their journey. We've compiled a list of a few practical tips to manage your luggage correctly.

1. Motorcycle travel packs are a good investment:
Bundling your luggage and tying it down with bungee cords may be cost-effective, but it leaves your luggage fully exposed to external conditions. If the weather suddenly turns bad, everything will become moist and wet. You can mount the motorcycle luggage boxes on the side of the motorcycle, but what about transporting heavy items? Heavy items are challenging to handle alone; in this case, you may consider purchasing a motorcycle top box. These are ideal for transporting bulky items like motorbike riding boots and photographic gear.

2. Make a list of your requirements:
The most crucial step in decreasing suitcase clutter is to prioritize your travel needs and prepare accordingly. Recognize that a road trip aims to discover and enjoy the destination rather than be oblivious to day-to-day conveniences.

3. Don't pack everything:
Don't bring everything you need because most of the items you'd need are already available at the local places. Rather than stuffing your baggage with unwanted items, buy some on the way. Disposable batteries, paper napkins, and paper plates for eating are just a few examples that come to mind. Unless you are picky about your food, make purchases to eat and drink on the road to save room.

4. Carry multipurpose stuff:
Rather than bringing specialist stuff, seek objects that may be used in various settings when packing your baggage. Carrying multipurpose products without taking up a lot of room is an excellent strategy to eliminate clutter. For example, you can keep a phone case with a pocket, which you can use to keep some essential documents or cash.

5. Organize at every step of the route:
Most people arrange their belongings at the onset of their journey, but things start to go crazy as the trip goes! Keep things organized at all times. Instead of dumping everything in the bag, properly roll and tuck it. Keep dirty clothes apart from clean clothes and separate large items from small items, especially those susceptible to damage due to excessive dampness or heat.

These tips are proven of great help when it comes to packing for your solo trip. However, packing and riding lessons are not enough to keep you secure. Hence, we also recommend having updated bike insurance for your bike while it is on the road. Compare with hundreds of bike insurance online and get the best suited as per your requirements. Safety while travelling is something you shouldn't skip.

Looking for bike insurance online, click HERE.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Everyone wants the shiny look of their cars. But what about the smelly interiors? Stinky car interiors can negatively affect your mood and make you feel awful. So, to get rid of foul odours, in this post, we have mentioned some quick tips to help you have a refreshed car and a happy mood while commuting.

1. Vacuum the fabrics:
Most of the time, solid particles tend to get trapped in the car's interior and removing them can be a daunting task. These particles get deep into the fabric. Even after cleaning your car, you still wonder where the smell is coming from.
To get rid of the foul smell, use a vacuum cleaner to clean all the seats and the fabric of your car. This will suck all the gunk and dust particles from your vehicle, leaving your car clean and fresh.

2. Avoid smoking in the car:
If you smoke in your car, you might know how unpleasant the smell is. Smoking leaves behind tar which can stick to the interiors. The smoke can even get in the vent ducts of your air conditioner and become nearly impossible to remove.
To get rid of this, you can wipe off your car with a solution of water and vinegar in a 1:1 ratio with a few drops of liquid detergent added to it. This will remove all of the gunky substance and leave the surface of your car clean. In addition, you can spray some air freshener in the air ducts of your air conditioner to combat the odour.

3. Use baking soda for unpleasant food spills:
Sometimes, you tend to drop something on the carpet or your car's fabric, and the spills being left for a long time start to stink. Even after wiping it, the pungent smell may remain.
To remove the smell of the leftover spill, you should mix a tablespoon of baking soda and three tablespoons of vinegar and use this mixture to rub the mat or car fabric. This mixture will clean your fabric and remove all the unpleasant smells coming from it.

4. Use car deodorants and air cleaners:
This is one of the simplest and quickest ways to keep your car smelling fresh. All you need to do is pick your favourite car perfume and spray it in your vehicle. The air spray molecules will trap the pungent smell and give your car a fresh aroma. There are other similar products that you can explore, like odour patches, air- filters, etc.

5. Get your car a spa:
This will be your last resort if any of the ways mentioned above are not working for you or if the smell is very foul. Next, you should take your vehicle to a professional car cleaning service. The cleaners will clean your car from inside to the outside by washing your seats, mats, air ducts, food trays, etc., making your vehicle look and feel brand new.

We all know how bothersome stinky cars can be. You can follow the tips mentioned above to get rid of the bad odour in your vehicle. But it is not always the dirt that causes the smell. Sometimes these smells can be from leakages. If not addressed correctly, these issues can cause severe damage. So, we would suggest you have car insurance by your side to cover all repairing costs at the garage. Reliable car insurance will keep the stress off your pockets and give your possession the benefits to have a long life.

Click HERE to buy the best car insurance plan.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Action cameras have become a new trend among bikers. You must have seen the riders with one fastened to their helmets or handlebars. One reason being, India is adapting well to the vlogging, thanks to all the biker communities and influencers. With the evolution of action cameras, millennials are interested in capturing their bike rides and sharing the content on social networking websites.

There are some easy steps for you to produce the best-looking shots from an action camera, regardless of riding ability. Read these nine best tips to film better videos through your action camera.

• Choose a suitable device; you may not require an expensive camera and instead need something easier to transport and manage and friendly with all weather conditions.

• Plan out your videos; consider the video's objective, surroundings, the route you'll take, and how you'll film it. Take into account the lighting, the weather, and even the background music.

• The mainstream camera technology can record at 24 FPS (frames per second) for regular speed and at least 60 FPS for slow motion. However, extra-slow motion does not kick in until at least 120 frames per second, and filming at greater frames per second may lower the resolution.

• Set the white balance to auto, although you may set it to specific numbers corresponding to different lighting circumstances (for example, 5500K = daytime). We find that letting the camera make such adjustments for you is always the best option for shooting true colours on a motorcycle.

• With the voice command feature, you can start recording at any time throughout the ride and stop whenever you choose. Even better, you can snap 'Still Photos' while moving.

• 4K recording requires more memory, drains the battery faster, and can be difficult to edit or playback on a computer.

• An SD card in your action camera is always not sufficient. You should keep at least two or more if you're going on a long journey or simply want to capture more films.

• The typical rule of shutter speed is that it should be twice as fast as the frame rate. A shutter speed of 1/60-1/96, on the other hand, is more helpful because it avoids the sickening amount of 'Motion Blur' that might occur when riding a bike.

• To avoid water drops damaging your footage, use a water-repellent glass treatment spray like Rain-X.

Motorcycling has forever changed as a result of action cams. With the rising trend of sharing content on social media platforms, people use action cameras for incredible filming. However, driving bikes on roads brings the great responsibility of getting the proper protection for you and your bike. You can replace your cameras but not your life, so invest in good 2 wheeler insurance.

These tips for getting better footage are only a starting point; if you have something else that works for you, go for it. Beyond any camera setting, position, or attachment, the most important thing to remember is that the one who presses the record button is the real star.

To get the best 2 wheeler insurance, click HERE.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.