GENERAL INSURANCE BLOG

The eyes are one of the primary sensory organs, and they react to different colours in different ways. Colours enhance the feel and perception of people and things around us and have several psychological impacts on our mood, emotions, and behaviours.

Colour blindness is a visual deficiency due to which an individual can face difficulties in seeing specific colours or telling the difference between two colours under standard lighting. Most types of colour blindness issues are inherited during birth.

For people who are colour blind, routine tasks like driving or picking out a ripe fruit can become difficult. Since there is no particular cure, most people adapt and learn to live with this condition. However, many people don’t consider colour blindness a grave matter, and some don’t even get diagnosed. They spend their lives without acknowledging that they might have colour blindness or deficiency.

In this article, we will discuss some healthy tips that can make the lives of colour blind people easier.

1. Enquire about special glasses:
Special contacts or glasses might not solve your problem completely. But they can enhance your experience regarding colour blindness and help you visualise better. You can check in with your doctor to see how these glasses or contacts lenses work for you.

2. Ample lighting:
Make sure that your workspace and your house have plenty of lighting. Natural light in abundance is the best thing. In addition, it would be best if you tried to avoid glare.

3. Go digital:
You can use your smartphone or tablet to download and access applications that identify and name colours for you. Some gadgets have options where you can see shapes instead of colours. You can also use colour filters to tell the colours apart.

4. Look for signs:
You can look for different indications to incorporate into your daily activities. For example, to pick up a ripe pineapple, look for its weight (should be heavy), sweet smell, and easily pluckable leaves. You can also ask the vendor to help you out or order fruits and vegetables online.

5. Managing work:
Charts, graphs, and presentations are expected to have a lot of colours to distinguish the components of the data. If you’re someone who struggles with colour blindness, you can add detailed labels and texts to explain the differences to your peers.
Sending links for reference can be a good option too. Many colour blind people get certified as pilots but might face certain restrictions like flying at night, etc.

Never consider colour blindness as a disability. It is just a medical condition, and if you learn to adapt to it, you will be able to live an easy life. Now that we have discussed some healthy tips to help colour blind people lead an easier life, it would be wise to think about purchasing health insurance in India. The only way to make your life financially secure and beat the rising medical costs is with the help of the right health insurance.

Click HERE to learn more about health insurance in India.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Have you ever felt overwhelmed by the number of things on your task list? Do you distract yourself by doing everything else? Do you end up hastily finishing your work minutes before the deadline? This postponing tasks until the last minute or past the deadline is called procrastination.

To put it simply, procrastination is the voluntary delay of essential tasks despite being aware of the negative consequences it may have in the future. But don’t worry; you’re not alone in this. Research shows that about 20 percent of adults tend to delay or avoid completing tasks by allowing themselves to get distracted.

The reasons for procrastination may differ from person to person. Psychology states that procrastination is not a time-management issue but is about avoiding negative feelings or triggers. A person may feel overwhelmed by the number of responsibilities and the pressure of completing them, causing intense anxiety, fear, or other negative emotions. Procrastinating then becomes an avoidance strategy to evade those negative feelings. It also revolves around the person’s inability to focus or deal with personal fears and emotional triggers.

Being a procrastinator can affect your productivity and harm your behavioural pattern. Never procrastinate on health issues, and always keep your health a priority. While health insurance plans in India can help recoup the costs of your treatments, they cannot guarantee a backup plan for missed opportunities. It is never too late to change and make better choices.

Here are a few tips to overcome procrastination.

1. Remove distractions:
While working, remove distractions to create a more conducive work environment, even if you’re not ready to get started on your work.

2. Take baby steps:
When we think of a task, the burden of completing it to the finish line can often become overwhelming. Think of the small, immediate steps to begin the task to dodge any such anxiety. For example, if you have to prepare a meal, simply start by gathering all ingredients required. Breaking down a task into more manageable steps can reduce the pressure of an overwhelming responsibility.

3. Reward yourself:
Treat yourself for the steps that you take towards completing a task. If you manage to get started, assign a relatively small reward to create a positive and content feeling. This will self-motivate you to complete the work with enthusiasm.

4. Recognise your triggers:
Recognising and accepting the triggers and fears causing you to procrastinate is a crucial step to resolve your habit. Think through your patterns and try to examine the cause of your procrastination. Ask yourself about what is making you to procrastinate. For example, if you’re afraid that you will make a mistake while doing the task, you can start resolving this fear by assuring yourself that it’s not the end of the world and that you can always correct the fault.

5. Create a plan of action:
Formulate a plan to smoothly complete your work based on two factors - your goals and the nature of your procrastination. For example, if your goal is to study 15 pages of a chapter and you fear that you won’t do it all in one sitting. Break down your study hours by splitting the work equally with timed breaks and small rewards. Doing this will allow you to systematically complete your task while relieving yourself from any negative feelings.

The habit of procrastination can quickly become a detrimental habit in the long run. Investing in health insurance plans in India can certainly secure your health in the future, but forming better habits is all in your hands. Give yourself permission to make mistakes and focus on visualising yourself having completed the goals.

Click HERE to buy the best health insurance plans in India.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Owning a car can be a thrilling experience, but it also comes with a lot of responsibility. Your car needs to go through frequent servicing and care to avoid unwanted breakdowns and troubles. People make great efforts to keep their vehicles in the best condition inside out. Scheduling servicing, getting car insurance, ensuring the proper tyre pressure are all things every car owner is familiar with. However, one thing that is often neglected is your car's exhaust system.

Cleaning your exhaust plays a vital role in the upkeep of your vehicle. The exhaust is responsible for expelling the harmful gases generated by your car due to combustion and reducing noise pollution. Unfortunately, during the release of these fumes, some particles are left inside the pipe as residue. This decreases the performance of the exhaust and hinders the optimum functionality of your car. Hence, it is vital to give your exhaust the extra care it deserves.

Here we'll be looking at a few ways to clean your exhaust so that you can prevent your car from troubling you in the future.

1. Water wash:
During combustion, water settles on the exhaust. This is the leading cause of corrosion. Cleaning the exhaust with water helps remove the rust. Going in again with soap and water ensures no other sediments are left but will lead to corrosion later. Use a clean, dry cloth to get rid of any moisture left on the outside of the exhaust. Next, use a brush with an extended arm to penetrate deep into the pipe's insides and ensure proper cleaning.

2. Degreasing:
Using a heavy-duty degreaser inside and outside the exhaust helps break down carbon and rust. After some time, use steel wool to remove the collected sediments.

3. Polishing:
After the preliminary cleaning of the exhaust, it is now time for some metal polish. Polish adds an extra layer between the surface of the exhaust and the atmosphere. This significantly delays the corrosion of the exhaust and helps extend its longevity.

4. Stainless steel exhaust:
The best option is to opt for a stainless steel exhaust pipe. They do not rust and also prevent carbon development.

5. Go to the service station:
While the steps mentioned above help take care of your exhaust system, sometimes your vehicle might be facing more complex problems. One such issue is a failing catalytic converter. An exhaust emission control device prevents the highly toxic fumes from getting out through the tailpipe. It converts the toxic air into less harmful fumes to reduce pollution levels.

However, cleaning a catalytic converter is much more complex than cleaning exhaust pipes. Hence, it is advised to go to your service centre to ensure safe and effective cleaning of the converter.

These are a few ways to take care of your exhaust systems. However, there might be instances where your vehicle needs more than just instant home solutions, which is why you should consider adding value to your car by investing in car insurance.

Having car insurance saves you from worrying about all the extra expenses you might encounter while getting its maintenance and servicing done regularly.

Click HERE to know more about car insurance.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Imagine the frustration of driving on a deserted road and encountering a breakdown. To avoid such a situation, you should always be on the safer side and ensure proper maintenance and routine servicing.

The best way to deal with such a situation is to buy car insurance in advance and benefit from add-ons like roadside assistance. Through this, your insurer will always have your back during a crisis. However, car insurance is not a replacement for effective car servicing. Often, car owners grow careless and get negligent about repairs and maintenance activities. It can lead to significant problems with several car parts, including issues with your air conditioning.

The air conditioning can get faulty over time and be ineffective. With the rising temperatures all around, this can be an extremely uncomfortable situation. With time, it will only get worse. You need to get it fixed or opt for a solution yourself.

Read on for a quick guide through the various steps of fixing your air conditioning at home. However, if you have car insurance, it will be covered under it. Steps to getting your car AC back on track are:

● Start the car and turn on the air conditioning. Turn it to the highest value and assess its functioning. See how warm or cool it is. If it does not get as cool as it should, there may be an issue with the airflow.

● Now, check if the AC compressor is working well. You can determine the next course of action only when you know its functionality.

● Invest in a leak detection kit to help you locate the leaks in your air conditioning system. Through this, you will be able to identify leaks quickly. You can then repair it or replace it accordingly.

● The next and most crucial step would be adding the correct refrigerant. You must have a suitable refrigerant for your vehicle and add it carefully. Contact a professional to learn about the ideal car refrigerant for your vehicle.

● To maintain the best temperature in your car, you need to read the gauge. You can do that by using a thermometer.

● It is time to locate the low-side service port for further action. The low service port is where you charge your car's AC.

● It is essential to avoid clogging the area around the service port. You can wipe with a clean cloth or rag.

● You will find a charging hose with your refrigerant. Connect it to the low-service port.

● It is time to open your refrigerant now. Go on turning the valve till the seal on the can is punctured completely.

● Hold the can upright if you want the refrigerant to go into the car engine. Shake it well for a good flow.

● Once done, you need to remove the hose and store the can in a safe and cool place.

● If the problem persists, you need to contact a professional mechanic to complete the repairs.

*Tip
Periodically clean your car's AC vents to avoid clogging in the air outlet. Clean vents ensure proper passage of air throughout the vehicle.

Regular maintenance ensures the longevity of your vehicle's air conditioning system and overall upkeep. Along with periodic checks and servicing by a professional mechanic, we encourage you to invest in car insurance to protect your vehicle and your finances from the effects of an accident. Remember that your car is your responsibility, and you need to undertake its maintenance.

Click HERE to invest in the best car insurance.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.