GENERAL INSURANCE BLOG

Heart attacks, cardiac arrest, and other cardiovascular disorders have remained a serious public health problem worldwide. More alarmingly, it has lately been discovered that a growing number of cardiovascular diseases are being identified and reported among the younger population. Previously, mainly those over the age of 40 were thought to be at the greatest danger of heart attack. However, these days, the condition is most commonly seen in people between their '20s and '30s.

The age group is frequently involved in harmful lifestyles and behaviours such as irregular eating habits, disturbed sleep, smoking, and excessive alcohol drinking. Therefore, appearing healthy on the outside does not imply that you are in excellent shape on the inside.

Lifestyle factors are a significant contributor to the increase in heart attacks in younger people as they are constantly under pressure to perform and compete. As well as those who overeat and drink too much are inviting health risks to their hearts. It is time for people to become aware of health insurance to avoid severe cardiac diseases. People of any age can purchase and renew health insurance online and start taking their and the health of their loved ones seriously.

We explain here the factors that increase the likelihood of a heart attack in young adults.

1. Obesity:
Cardiovascular disease is much more likely to strike someone who is obese. A healthy weight is crucial for one's well-being and good health, whereas being overweight places a high strain on your heart. Even if you usually are healthy, the excessive accumulation of fat in the body raises your chances of a heart attack.
Weight gain or obesity, on the other hand, is associated with a higher risk of other health problems too. Increased blood pressure or high blood cholesterol might influence your heart health.

2. Alcohol and drug abuse:
Consuming alcohol and drug substances can provide temporary respite while causing long-term heart problems. The youth generally use substances to de-stress, reduce pain, escape from worry or sadness, or simply for pleasure. As a result, they are attracted to the consumption of these substances. The problem kicks in when they overuse substances, and the pleasure turns into an addiction. This poses a load on the liver, stomach, kidneys, and heart to filter out these substances.

3. Depression and anxiety:
Stress is a constant companion in the lifestyles of today's youth. Stress levels are at an all-time high today, as they have never been before. Unfortunately, the youth nowadays do not have appropriate coping mechanisms for dealing with stress. Stressful office environments, excessive job pressure, financial uncertainty in a fluctuating job market, and social media influence all of these contribute to unhealthy lifestyles and extreme blood pressure. Undiagnosed hypertension causes damage to the arteries and reduces the amount of blood that reaches the heart muscle. In addition, oxygen starvation causes damage to the heart muscles, causing them to deteriorate and eventually lead to a heart attack.

4. Diabetes:
Hectic work schedules, fast-paced lifestyle, constant stress, and inconsistent eating and sleeping habits contribute to the spike in blood sugar level resulting in diabetes. Diabetes is considered as the "Silent Killer" as it increases your risk of developing blood pressure and blood cholesterol, both of which are risk factors for heart disease.

Changing your lifestyle and taking the correct medicines when needed is vital to maintaining your health. Avoid consuming excessive alcohol, smoking cigarettes, or consuming drugs. Instead, focus on strengthening your core by regularly exercising and planning an efficient diet.

As an adult, it's challenging to maintain your health since you must undertake serious responsibilities and expectations. Boost your general well-being and renew health insurance online to lower your vulnerability to heart problems and safeguard your health financially.

Click HERE to know about the best deals on health insurance plans.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Section 129 of the Motor Vehicles Act of 1988 makes it mandatory for two-wheeler riders to wear safety helmets. According to the law, the helmet must also have a thickness of 20-25 mm and be made of high-quality foam. It should also be ISI-certified and adhere to the Bureau of Indian Standards.

Now the question you ask: Do helmets save lives?
According to recent research published by the United Nations, at least four out of every ten motorcyclists killed in road accidents might be spared if they wore proper helmets. The UN Motorcycle Helmet Study further points out that two-wheelers are one of the most dangerous modes of transportation, stating, "Motorcyclists are 28 times more likely to die in a traffic collision than drivers of passenger vehicles. Wearing a proper helmet increases motorcyclists' chances of survival by 42 percent and prevents almost 70 percent of injuries."

In India itself, effective helmet use can save at least 15,000 motorcyclists in India each year. The traffic discipline on Indian roads is annoying to most good commuters. Even though you follow all the rules, lack of lane discipline, over speeding and jumping the red signal light by the defaulters around you cause a higher risk of accidents. So while you are cautious on the road, getting an extra layer of bike insurance protection is always recommended. If you haven't bought one, purchase bike insurance online for your vehicle to remain extra safe on uncertain roads.

Why don't riders wear helmets?
Despite these facts, people neglect to wear a helmet citing the many excuses such as; heaviness of it, narrowing view, neck pain, or hair loss because of it. But they should understand that the advantages surpass the disadvantages in these cases. Some individuals avoid wearing helmets in their community by lanes, but they fail to realize that accidents do not always happen at high speeds. People have died from severe head injuries after falling off a two-wheeler at low speed. Furthermore, several incidents have occurred when bikers met with accidents due to potholes on the roads. Also remember, not everyone travels at 20-25 kph.

Quick tips before you buy a helmet?
By now, you've probably recognized that wearing a helmet is an essential part of your safety routine. So here are recommendations to help you to get the appropriate helmet:

• When purchasing a helmet, look for one that has the ISI mark on it.

• The ISI marking on a famous helmet brand assures that it can withstand the forces generated by accident and protect your head from damage.

• Only buy helmets from well-known manufacturers.

• The helmet's fit is essential, so get a helmet that fits your head tightly

• Ensure the protective padding within the helmet, which absorbs the power of an impact.

With a good helmet, a good bike insurance plan is what you also need to have. You can go for bike insurance online and select the best one with an attractive premium and features. You always look fabulous on the bike, but safety comes first. So, be cool, wear your helmet!

To view the best bike insurance online, click HERE .

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Commuting during the peak office hours in India requires around 149% more time than usual, which means you can expect to be stuck in traffic for hours. But the modern-day lifestyle does not allow us to be slow-paced, and thus, people require quick solutions to their needs. Two-wheelers can provide an easy solution to this daily hassle.

Two-wheelers are among the best and most affordable forms of a daily commute. Moreover, ever since the Covid outbreak, travellers have been increasingly switching from public transport for their safety. However, prevention from a disease is not the only reason people prefer two-wheelers.

Reasons why two-wheelers are a preferred alternative to public transportation.

1. Safety:
Commuting by public transport amidst the infection spike is risky and a big no considering the lack of hygiene. While the lockdown may have been relaxed, the pandemic continues to exist. Travelling in overcrowded conditions with strangers is unsafe. In comparison, two-wheelers let you travel independently and with reduced risk of infection by avoiding the crowd.

2. Cheaper:
Purchasing a private motorbike for yourself is a one-time investment. If you buy a second-hand vehicle, the prices are even lower. In addition, the maintenance cost of a two-wheeler is way less than a car and is, thus, an economical choice for all types of families.

3. Convenience:
Public transportation lacks convenience. On busy days, you can rarely find seats on a bus due to it being overcrowded. In addition, they are undependable, cancel anytime, operate slowly, and are uncoordinated. On the other hand, using your private two-wheeler provides the utmost comfort during the journey, prevents waiting in lines, and is a more flexible option to move at your own pace.

4. Saves time:
Travelling in public transportation such as buses or trains requires a lot of patience. First, you need to make your journey from your house to the bus or train station, wait for it, make the commute itself, and then again travel from the station to your destination. You need to make several journeys and hustle before finally reaching your destination. A two-wheeler can significantly save time by cutting down door-to-door commuting time.

5. Enjoyable:
When you spend half of your day commuting, you might get bored and tired of it. Even if it is a small distance between your house and workplace, journeys on two-wheelers would not feel dull. If you enjoy motorcycle rides, you would be doing something you love rather than sitting with strangers on buses.
Public transportation may be eco-friendly and cost-effective in some cases, but let us not ignore the various cons that come with it. Moreover, given the current circumstances, a private commute is the best way to stay safe!

If you consider buying a motorcycle or scooter as your alternative to public transport, make sure you do not miss out on a two wheeler insurance in India plan. Carrying two wheeler insurance in India will protect your vehicle from damages caused by third parties and be a financial saviour during unforeseen accidents.

Click HERE to buy the best two-wheeler insurance.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

While most of the country is still experiencing the summers, some parts are transitioning into the beginning of the early monsoon. This is when common ailments like fever, runny nose, sore throat, etc., take up pace. These illnesses last for only a brief period and can be controlled with over-the-counter medicines.

Monsoon brings along the shortcomings of several viral infections that lead to different health complexities. One such complexity is a sore throat. Having a sore throat can be irritating and a complete disgust at times. Everyday activities such as eating, drinking, or swallowing can be painful, and we end up looking for ways to heal our throat as soon as possible. The misery and the suffering will test your patience and tolerance level. It is important to find the remedies before the sore throat takes a toll on your peace.

In this article, we will look at a few ways in which you can soothe your throat and aid in the faster healing process right at home.

1. Gargle with saltwater:

This age-old technique of using salt water to gargle is the most common and efficient way of soothing sore throat. Salt and water help in pulling out the bacteria and viruses. Use one teaspoon of salt and add it to lukewarm water. Use this concoction to gargle at least two times a day to recover from the soreness.

2. Take turmeric milk:

Another recipe from grandma's kitchen! Turmeric as an ingredient is widely popular in the Indian kitchen. It has surprising healing and anti-inflammatory properties. Mix half a teaspoon of turmeric powder into a glass of milk and stir well.

3. Honey – a sweet retreat:

Honey has various healing and therapeutic abilities. This makes it perfect for treating soreness. Honey acts as a superficial seal between the cracked throat tissues and prevents further accumulation of bacteria.
You can either consume honey directly or mix it with hot water or other herbal teas for best results.

4. Steaming – a warm therapy:

The tissues lining the inner wall of the throat produce mucus. However, they become dry and itchy when they are swollen or sore. Steaming can help retain the moisture levels by loosening the mucus layer in your throat.
Remember not to use steaming too often as it can cause difficulty in breathing, cause distress to the eyes and even cause coughing spells. Fill a vessel with boiling water and keep the container on a flat surface. Hold your mouth over the vessel and use a cloth over your head to prevent steam from escaping. You may even use a vapouriser machine to take the steam, but the traditional way has its own magic.

5. Give your voice good rest:

Giving your throat some rest is the best way to heal sore throats. Talking can put pressure on your vocal cords, further worsening the pain. Try sticking to lower volumes when talking till the soreness subsides. Sometimes, due to congestion, people tend to clear their throats. This heavily irritates the vocal cords and can strain the throat. Use gargling instead to clear out all the congestion.

If all the remedies mentioned above do not work for you and the pain prolongs, you must visit the doctor. Doctors can help you with the proper diagnosis and the necessary treatment. Sometimes, prescription drugs are the only way to fix prolonged soreness and irritation of the throat.

Look out for recurrent throat problems, difficulty breathing, earache, lumps in the throat, etc. These can be symptoms of severe health conditions and should not be taken lightly. Compromising your health can have severe long-term implications, and one must do everything to ensure the best health. One way to do that is by opting for the best health insurance policy in India. Health insurance adds value to your life and acts as a safety net for all your medical checks and treatment expenses. When you invest in your health, you indirectly invest in your life. Go ahead and choose what's best for you and your loved ones.

Click HERE to know more about the best health insurance policy in India.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Supercars are known for their elegance. One can spot them from a mile away. Car enthusiasts are always on their toes about supercars' speed, unique design, and handling. A whole new level of exclusivity has been defined based on the characteristics of these mighty beasts. The distinctive sound they create, their high performance, and the luxury they project are factors that leave people desiring to buy one. These top-range cars leave others in the dust.

Let's discuss some features that make them superior!

1. Powerful bulls:
Potential buyers do not just look for powerful engines but also the power-to-weight ratio. A heavier car's engine spends a lot of its power pushing the vehicle's weight. The power generated by the humongous engines of supercars is exceptional. The thrust and torque brought into action shoot the driver's adrenaline to the extremity each time the engine is revved up.

2. Accelerate:
We all speak in numbers whenever we talk about the top speed of supercars. But that's just half of the equation. Of course, we do demand excessive-high speeds but faster acceleration to reach that mark is what doubles the thrill. The ability to reach 0-100 km/hr in a few seconds is a marquee feature that makes these cars stand out from the others.

3. Limited edition:
Limited releases maintain the exclusivity and uniqueness of these supercars. In addition, they are marketed as "far-fetched and elite," adding to their "limited" release marketing. This ensures the hype of these machines stays intact throughout.

4. Expensive models:
Considered "a class apart," supercars are supposed to be hard to afford. However, the premium design and features of these cars explain their steep price. The cost may seem high, but it is wholly justified. Supercars satisfy all the exclusive touchpoints of modern mobility, from safety to performance and from design to execution. So, indeed they add value to money and are worth the investment.

5. Handling is important:
A powerful engine or a high-top speed won't accomplish much if the handling isn't perfect. The aerodynamics and structural design are conceptualized with perfection to enable drivers to have complete control over the car even at high speeds.

6. Speed:
Insane speed is what an average person would describe when asked about supercars. The speed, amongst other, features draws the most attention to these cars.

7. Size of the engine:
The soul of a car is its engine. The engines of supercars are designed to be robust and efficient enough to muscle a beast that promises to attain 200 mph speed within a few seconds.

8. Build quality:
A powerful engine and insanely high speeds require an elegant and superior build quality for these cars to last long and perform to the best of their abilities.

9. Appearance:
You see a supercar, and you fall for its look. Their robust and gorgeous designs are among the most swoon-worthy factors about them.

Now that we've discussed the features of these supercars, which will indeed lure you into getting one for yourself. Supercars usually have high invoice value, and an owner of a supercar cannot take the chances with substandard car service or insurance premium rates. An exclusive car insurance online policy will provide additional security against theft, third-party damage, complete loss, and passenger damages. Car insurance online is an easy way to ensure the safety of your beast and enjoy the privileges that come with it. So, protect your priced car with car insurance online before you press the ignition button and vroom!

Click HERE to know more about car insurance online.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

When you buy a new car, the seller offers you a warranty for a certain period. A warranty is an assurance claiming that any vehicle repairs or replacement of parts will be done in case of a manufacturing defect. A warranty is paramount because a vehicle consists of various mechanical parts, and it assures you a hassle-free car ownership experience.

Many owners are unaware that the warranty is subjected to certain factors. Owners commit a few mistakes which void their vehicle’s warranty. Here are a few factors that can hamper your new vehicle’s warranty.

1. Electrical modifications:
One common reason people lose their car warranty is making unapproved electrical modifications. Many users make several electrical changes, including installing music systems, high-intensity headlamps, fog lamps, etc., from unauthorized stores. It leads to the failure of the existing electrical systems in the car due to tampering with the original wiring. It is advisable to rely on installing only the standard and branded electrical systems in your vehicle to save future costs and lower the possibility of warranty void.

2. Racing and reckless driving:
Using your regular passenger car for racing can put a lot of wear and tear on the vehicle as compared to driving normally on the road. Manufacturers keep records of license plates from racing events or reckless driving to deny your warranty claims. Rash driving usually ends up in severe unfortunate accidents, and if you are responsible for any mishap, the car manufacturing company won’t consider your car’s warranty.

3. Usage of unauthorized spare parts:
When you buy a car, you are provided with some spare parts. The car manufacturers assure these parts. However, not using original spare parts can affect your vehicle’s performance and thus hamper the warranty.

4. Irregular service:
A vehicle requires maintenance, and every car manufacturer recommends servicing your car at specific intervals. After purchasing it, failing to take care of your car can degrade its performance. On the other hand, getting your car serviced from a local unauthorized service center can affect its efficiency.

5. Flooding and natural disasters:
Remember that the seller will only conduct free repairs and replacements if there is a fault from the manufacturer’s side. If your vehicle was left unsafe during floods or other natural disasters, the warranty would not cover any such damages. Therefore, you must do whatever you can to protect your car during environmental emergencies.

6. Tampering the odometer:
Your vehicle’s odometer is one of the essential parts of a car. It indicated when it’s time for you to take your car for servicing. It can influence the amount you pay for a pre-owned car. Changing the odometer reading is considered fraud and will ruin the warranty.

To make sure your car’s warranty and your rights are protected, you must make sure that you follow the car manufacturer’s instructions and read the warranty policy thoroughly. If you have already voided your car’s warranty, you cannot claim free repairs and replacements. What you may want to consider here is getting an independent online motor insurance renewal for your vehicle to make sure you are covered, with or without a warranty.

Click HERE for online motor insurance renewal.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Throughout the years, a large percentage of women have taken up motorcycle riding as a passion. With the number of riders rapidly increasing, this hobby is no longer associated with one gender. A little hand in organizing goes a long way. From a newbie rider to a professional, we have developed a list of valuable suggestions that can help women riders.

1. Choose the correct gear:
Wearing the right accessories is one of the preventative strategies. To begin, ensure you have a properly fitting full-face helmet. Purchasing these items is well worth the money since it will protect you from unfortunate mishaps.

2. Tie your hair correctly:
Women with longer hair should not leave it untied while riding. Loose hair can disturb your vision or cause discomfort, which can be disturbing when handling the bars. Tie your hair in an appropriate way to get an uninterrupted riding experience.

3. Ride at your ease:
Even if you are a seasoned rider, riding at your own pace is critical. Some aspects, including seat height, riding stance, and suitable clothing, might have a severe influence on your riding.

4. Deal with the mechanic smartly:
Firstly, go to the garage only if the problem seems severe and out of your control. Try fixing it by yourself. If not, then you may take your bike to the mechanic. Some mechanics try to fool female riders and charge more than the standard pricing for the repairs. Acquaint yourself with the knowledge of bikes and their parts to avoid getting scammed by such people.

5. Learn the basics of maintaining your bike:
It is beneficial to understand how to keep your bike in shape to improve efficiency. You will be better acquainted with your motorbike while also saving some bucks.

6. It is preferable to wear snug-fitting clothes:
Avoiding loose garments is one of the most significant factors. Your loose clothing may increase the chances of getting caught on something due to the rapid pace. To prevent this, you can wear sleek, comfy clothing.

7. Get your registration and licence:
Two vital considerations are a bike registration certificate and a driver's licence. Make sure you have a valid driver's licence before riding a motorcycle.

8. Begin your journey on a small bike:
A general recommendation is that you begin your biking experience on a small bike, with which you may acquire a fundamental understanding of motorbikes. Eventually, you can choose whatever bike you like.

9. Plan your routes:
Plan beforehand if you want to spend a good deal of time on back roads or highways where you can cover more ground in less time. Remember that even if a highway does not offer you the scenery you hoped for, planning is always safer and will get you to your destination sooner.

10. Have your bike insured:
2 wheeler insurance is also a must for your bike. Third-party insurance is made a compulsion for a motorcycle under the Motor Vehicle Act of 1988. Remember to keep your 2 wheeler insurance policy active by updating it before it lapses.

Despite being a beginner rider or a pro, it is equally vital to consider the safety requirements to minimize unanticipated incidents. These aforementioned riding tips for women will be beneficial throughout your adventure.

Click HERE to get the best deal on 2 wheeler insurance.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Teeth that are strong and healthy are a sign of overall wellness. However, if you have a toothache, it is critical to figure out the cause of it. When the tooth's nerve root is inflamed, it results in toothache or pain. The dental pulp, which is delicate and spongy, contains several sensitive nerves and blood vessels located in the center of each tooth. The excruciating pain is due to inflammation of the pulp deep in the tooth. The primary reason is tooth decay or cavities in the mouth. Demineralization causes the tooth structure to break down and produce pain when drinking something hot or cold.

When you have a toothache, it's ideal to see a dentist as soon as possible because cavities don't affect until an infection reaches the tooth's nerve, and they could be an indication of a much bigger problem. Here are a few practical and scientifically supported remedies that can provide temporary relief until you see a dentist.

1. Saltwater rinse:
The first-line treatment for toothache is a saltwater rinse. As a natural disinfectant, rinsing with a warm saltwater solution can help ease the pain. In addition, it can aid in the removal of food particles and debris lodged between your teeth. Saltwater can also help reduce gum inflammation and treat minor infections that may be causing a toothache. Put a teaspoon of salt into a glass of warm water. Mix it well and rinse your mouth for at least 30 seconds before spitting it out.

2. Clove:
Indian Ayurvedic practitioners have embraced the medicinal spice to relieve toothaches. Eugenol, a natural antiseptic, is present in clove oil. Applying the oil to the sore tooth with a sterile swab can help relieve pain and reduce gum inflammation and swelling. Before using clove oil, dilute it with a carrier oil (like olive oil). You may also use clove oil as a mouthwash by adding a few drops to a glass of water. To relieve pain, place a clove on the tooth and chew it for a few minutes to release the oil and see the magic happen.

3. Garlic:
Being a natural pain reliever that also fights plaque-causing germs, garlic has been used for its therapeutic benefits for thousands of years. A toothache might be relieved by applying a paste of fresh garlic with a pinch of salt to the painful area. Fresh garlic, on the other hand, can be chewed gently.

4. Onion:
Onions have high acidity and possess antibacterial and antiseptic characteristics, which help relieve tooth discomfort by eradicating the germs that cause infection. Place a freshly cut onion slice between your teeth and gently chew it to help release the juices even more.

It's vital to remember that the options listed above will only provide temporary relief. You'll need to see a dentist for long-term treatment. Ignoring a toothache and not seeking treatment can cause the pain to worsen over time.

It's vital to remember that the options listed above will only provide temporary relief. Keeping the teeth strong reciprocates to a healthier lifestyle. Practice daily oral hygiene and consume a nutrient-rich diet to keep dental problems at bay. You'll need to see a dentist for long-term treatment. If you ignore a toothache and do not seek treatment on time, your pain will worsen. To cope with health problems without spending your savings, pre-plan with affordable health insurance plans to provide utmost financial security.

To look for affordable health insurance plans, click HERE!

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Skating is an exciting way to have fun while exercising. It provides a complete core exercise due to the increased pulse rate, cardio, and muscular endurance. So, it's no surprise that the joy of skating draws many new skaters each year.

One great thing about skating is that it won't feel like an exercise, well, till the muscular soreness kicks in. But don't worry, that's temporary. Skating, like other sports, isn't as simple as it appears. But, with daily practice and a little enthusiasm, you can master it in no time. If you're new to skating, this blog is just what you need. We've compiled a list of things you should know before putting the rollerblades on and setting out.

1. Ensure that your skates are a perfect fit:
The ill-fitting roller skates are not only inconvenient but also unsafe. If the skates don't fit your shoes properly, you're prone to a fall that could lead to an injury. So make sure that the skates you're purchasing are neither too tight nor too loose.

2. Invest in good protective gear:
It's critical to wear the correct protection gear like helmets, wrist pads, and knee guards, especially when you're starting out. Some folks may think wearing a helmet is foolish, but they couldn't be more wrong. Even a slight head injury resulting from a fall can be fatal.

3. Take your lessons on a well-levelled surface:
It's best to start out on smooth and flat terrain. Of course, you'll be able to roller skate practically anywhere eventually. But, the idea here is to get a sense of how it feels on wheels. A cycle track can be a fantastic location to start. Basketball & tennis courts are also excellent to learn because they are commonly found in city parks and are generally smooth.

4. Learn how to take a fall correctly:
In skating, knowing how to land correctly is just as vital as learning to stay upright. This helps in avoiding major injuries or pulled muscles. Skating professionals frequently encourage newcomers to skate around a grassy area until they understand the fundamentals so that the grass may cushion their falls.

5. Few additional tips for beginners:

• Never get your skates wet. Do not skate on a damp surface.

• When you're just starting, avoid going downhill. You will not know how to stop at high speeds and end up falling terribly.

• Your skates may begin to show signs of wear and tear over time. So, make it a practice to inspect them every time you take them out.

• Hire a professional tutor to teach you.

We hope this quick set of tips will help you learn the fantastic sport quicker. Don't forget to enjoy yourself while you're at it, because the most important thing is to have fun. You will fall, bruise your knees and stretch your muscles at some stage of the process. So, don't forget to invest in best accidental insurance policy in India to protect yourself from the falls that your protective equipment may fail to save you from. Get up again, brush off the dust from your clothes and glide on.

Click HERE to know more about the best accidental insurance policy in India suited for you and your family.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

One common myth is that people believe the best interior designs require spending countless money. Fortunately, this is far from reality. Whether you live in a tiny room or a big bungalow, decorating your own home is all about exhibiting your aesthetic.

Everyone dreams of a beautifully adorned home. However, the proper budget plays a vital role in designing. Also, before conducting any repair or renovation work, ensure that you invest in a good house insurance India plan to cover all finances at the time of need.

So, let's dive into the hidden secrets that'll help you with all decorating needs.

1. Get rid of excess clutter:
Clutter has never been attractive and doesn't do any good to your home. Before making a design plan, you need to prioritize getting rid of all the unwanted items. Emphasise decluttering to get things flowing easily when beginning with an interior revamp. To make this task less daunting, you can take help from cleaners, friends, and family and make the job hassle-free.

2. Blend older items with modern furniture:
Every modern home should have antique or vintage items as it adds a well-collected and curated look. Bringing older pieces in furnished rooms with newer items instantly adds soul and depth.

3. Wallpaper older appliances:
If you have old appliances and want to change things, use peel and stick wallpaper to give them a fresh and new look. Wallpapers provide a contemporary look to your house's walls and surrounding areas.

4. Bring on aesthetic lights:
Investing in good-quality lighting will surely add a gorgeous touch to the room. It is recommended to switch existing bulbs with full-spectrum lights, as colour renders much better. This will prevent the room from having insufficient lighting and appearing cramped.

5. Choosing your style and colour palette:
Look through different interior design styles and choose what matches your personality. Then select the colour palette you'll like and not get bored of. Colour creates a rich visual experience and a pleasant atmosphere. They make things look more attractive and play a vital role in elevating your mood.

6. Use home accessories:
Small accessories can completely change the look and feel of your home at little to no cost. Artworks, candles, cushions, the list is long. All of these items give a modernized feel to the existing furniture. In addition, shelving organizes your study materials, business files, and books, making them look organised and clutter-free.

7. Keep open spaces:
Always preserve doorways and walking spaces. To make the space more breathable, keeping doorway or closet areas visually accessible is essential. If you cover them with furniture, your room will automatically start to feel off and dull.

8. Hide worn-out flooring with carpets:
If you don't have the budget to replace or refinish a worn-out flooring, one of the easiest ways is to cover it up. A large-scale rug or carpet tiles can bring your floor up to your design aesthetics. It also gives a comfortable place to sit, play or work. Also, carpets minimize noise by absorbing it.

Interior design isn't just limited to rearranging furniture and slapping paints. It is an art. You can turn any dull room into a masterpiece with little creativity and imagination. It is a form of expressing emotions and creativity.

Besides designing your home, as mentioned earlier, you should also invest your time and money in assuring its safety for the long run. So purchase an ideal house insurance India plan to safeguard your house and belongings from damages and loss owing to theft, fire, or flood.

Click HERE to know more about the home insurance plans suitable to your requirements.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

We've all been at a point where we've faced the situation of sudden guests’ arrival. And a messy home isn't impressionable. It's a lot of hassle, especially when you have people coming over. Throwing away those crumbled pieces of paper, wrappers, crumbs, pizza boxes, bottles, etc. On a calm day, this can be pretty therapeutic. But when you have last-minute company about to show up at your door in the next 20 minutes, you must be on a mission.

So, how do you clean it all up and make your space ready to host people? Don't worry. This article is precisely what you need -some last-minute hacks to make your home ready for your guests. Let's discuss some tips to make your home ready to welcome your guests.

1. Go to your room:
Make your bed. Fold the sheets or your comforter, arrange your pillows, put your makeup back in the drawer and tidy up your nightstand. Declutter the scattered items and put them in their respective containers so that you can find them easily later. Fold your clothes and arrange them back in your closet. Dust off all the eye-level surfaces. Once you finish dusting, clean them with a disinfectant or a cleaner liquid.

2. Scoot to the kitchen now:
Do you see all those utensils in the sink? Wash them or put them in the dishwasher to save time. Post washing, arrange them in their suitable racks or drawers. Wipe the slab and get your serving containers ready. Arrange them properly to avoid any mess in a hurry.

3. Clean your bathroom or restroom:
Replace the used towels with some fresh ones. All the dirty clothes must go in the laundry bag. Clean the mirror. Spraying some fragrant freshener will do the magic to get off the odour. If you have overnight guests, you can keep new toothbrushes, soaps, and shampoo sachets for their ease and convenience.

4. Dining hall:
Put away all your groceries in their respective containers and cupboards. Wipe the table clean and arrange the chairs correctly. Place the meal settings- the plates, tissues, napkins, and the cutlery- to avoid the chaos of the last moment.

5. To the living room:
Tidy up your entrance. Replace the dried flowers in the vases with fresh ones. Clean up the sofa and place all the cushions. Grab all the wrappers and boxes and make sure to take out the trash. Arrange all the newspapers and remotes scattered around. Place your gadgets away from the party to avoid any spilling or damage.

You can light a candle, put on some music, get some drinks and snacks ready to serve, and there you go. A spick-and-span home that is going to be admired by your guests

While that's a wrap on some last-minute hacks to clean up your house, what about safeguarding it? Life is unpredictable, and we need to be careful about the things we love. Your home is a massive part of your life, and protecting it should be your priority. Exploring your options regarding the best home insurance policy in India is a step towards avoiding unprecedented mishaps and monetary loss and securing your home and the memories attached to it.

Click HERE to know more about best home insurance policy in India.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Various fitness trends have come and gone since the 2000s, but people are still looking for new ways to get fit. With the global pandemic hitting us, people now prefer to work out in their homes because of the government’s orders to close gyms. As a result, online gym classes are also on the rise. Let us look at the upcoming fitness trends in 2022.

1. Weighted hula hoops:
Swinging a weighted hula hoop around your waist can be a great addition to your workout for burning calories and losing fat.

2. All-in-one fitness:
Instead of going to different places for your wellness needs, such as the gym, nutritionist, etc., you can find these professionals working under the same roof at all-in-one online fitness centres.

3. Virtual workout:
With modern technology, you can find various fitness apps with workout plans tailored to your requirements and even videos made by professionals for your reference.

4. Stroller fitness:
Taking your kid to the park can help you stay fit. In addition, pushing a stroller and walking can burn calories. You could even do single-hand chest presses, and lunge walks.

5. Community-driven wellness:
Going to the gym alone may be boring and unmotivating for some people. However, gathering a group of friends or family with the same fitness goals will support your journey and cheer you up on the bad days.

6. Wearable tech:
Fitness pros are now using wearable fitness devices such as smartwatches to track their workouts and stay focused on their goal.

7. Reverse running:
Reverse running is the act of running in the direction that your back is facing. It improves cardiovascular efficiency and endurance by strengthening the foot muscles.

8. Virtual trainers:
Hired virtual trainers can provide one-on-one workout sessions and give you the time and guidance you need.

9. Jogging with your dog:
Dogs make the perfect partners. They are a great company to be with, and you can play catch with them. This can keep you physically active and mentally at peace.

10. Kickboxing:
Make workouts fun by adding boxing and kickboxing to them. They are enjoyable and safe for all age and weight groups.

11. Stretch and recover:
Stretching for 10 minutes every day improves posture, reduces the risk of injury, and decreases muscle soreness.

12. Meditation:
Adding 15 minutes of meditation to your workout plan can improve your focus and control, which are much needed while exercising.

13. Quality over quantity:
Instead of working out for a longer period, choose the right exercises for your goal and put your best efforts into it.

14. Disconnected fitness:
While tech is a great way for virtual workout sessions, sometimes disconnecting is needed for good mental health and general sanity.

15. Cardio-rhythm classes:
Burning calories while dancing to your favourite music can be a relaxing and refreshing way of working out.

16. ZUU:
ZUU workouts refer to movements of animals such as gorillas, frogs, and bears and aim to improve your body’s flexibility.

17. Customized programs:
Everybody has different types of bodies, capabilities, and requirements. Instead of following others, have a fitness program tailored to your needs for maximum gain.

18. Trapeze classes:
Trapeze is aerial yoga involving traditional poses, pilates, and hammock dances.

19. Building a foundation:
It is crucial to building your foundation with exercises such as squats, hinges and lunges for at least a month before beginning a heavy workout. It prevents chances of injury.

20. Workout for wellness, not abs:
Instead of aiming to shed pounds and gain abs, strive for the overall wellness of your mind and body.

Staying fit is crucial, and everyone should incorporate exercise into their lives. Remember that good health is not about the weight you lose but the life you gain. By coupling fitness measures with a good health insurance policy for family, you can safeguard your health and finances altogether.

Click HERE to get more details about the best health insurance policy for family.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Industrial employment frequently constitutes a high degree of danger of workplace accidents. This challenging scenario can be created by heavy machinery, electrical lines, loosely suspended objects, short circuits, all of which can be life-threatening. Moreover, such hazards adversely impact working conditions.

These industrial accidents can be severe and, in many cases, cause long-lasting damage. Fortunately, public liability insurance provides support for protecting workers from these mishaps.

Let’s understand the most common causes of industrial accidents.

1. Improper functioning of machinery:
Industrial machinery is highly complicated and sophisticated in its design and operation. A faulty component can result from something as simple as a loose screw or a frayed wire. A variety of safety features is in place to guard against the possibility of a fire, overheating, or other problems. But the probability of these functions and operations having faults cannot be neglected. This necessitates a high level of ongoing maintenance to eliminate the possibility of any mishaps.

2. Mistakes made by employees:
Employee routines and behaviour influence workplace productivity. The causes contributing to industrial accidents are an improper use of machinery, inability to concentrate, failure to pay attention to detail, and insufficient training. In addition, a lack of knowledge and experience can lead to unexpected accidents.

3. Overworked employees:
Injuries caused by physical exertion (such as lifting) are widespread in the industries. This is bound to occur when workers are not given proper breaks or rest sessions and are not alert when performing tasks.

4. Chaotic workplaces:
Industrial cleanliness is often more prevalent in client-facing firms than in businesses that do not require daily visitors. Housekeeping is widely considered a good sign of a company's commitment to safety and faith in quality. Hence all businesses must maintain a clean and hygienic environment. Lack of proper cleaning in the workplace can lead to an accident.

5. Accidents from stumbling, falling, and slipping:
In some cases, careless personnel might fail to close cabinets or drawers properly while reaching for goods, putting lives in danger. In addition, dangling electrical wires in the workplace can be a severe hazard for employees. Every employee must be aware of any messes, wet flooring, or slippery surfaces they encounter when moving around the workplace.

6. Distractions:
Distractions have a significant influence on a worker's day-to-day safety. Boredom might impair decision-making abilities when a person has been doing the same thing for an extended amount of time.

7. Taking shortcuts:
It can be tempting to cut corners to complete tasks more quickly. Yet, doing so might result in various dangers and complications. Unquestionably, taking shortcuts is a method that compromises employee safety and will raise the likelihood of injury. As rightly quoted, “There’s no substitute for hard work”. So, the workers must follow the processes instead of taking unnecessary shortcuts.

Accidents in the workplace can result in significant injuries that can take a severe toll on the employees' well-being and affect the growth of the industries. Therefore, it is crucial to maintain discipline while working. Proper safety measures and working guidelines must be ensured in the workplace, and the staff must be trained for the same. Next, industries should implement public liability insurance to guarantee that employees are fully covered under the hood of a helpful insurance plan.

Click HERE to know more about public liability insurance.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

The bike enthusiasts have always wanted the liberty and joy of taking their two-wheeled companion on enchanting rides. To make this happen, your bike needs to go through proper upkeep: regular servicing, oil changes, and up-to-date bike insurance. And although your bike is your beast, does it need to be making that insane amount of racket? Certainly not! Bikes usually start to make noises as they grow older and as the engine and exhaust quality deteriorates due to several factors.

Let's look at a few different ways to make your bike's exhaust less noisy. We will consider it from an economic perspective so that it is not too hard on your pockets.

1. Replacing the existing muffler:
Mufflers play a pivotal role in muting the engine noises. These are specially designed to facilitate the sounds that the engine makes. Replacing the old ones with a better one can help you solve your problems.

2. Patching holes:
Another reason your exhaust might be making noise is rusting, which forms holes in the exhaust. You must give primary care to avoid rust. However, if it does start rusting, the next best alternative is to examine the exhaust for any holes.
The bigger the holes, the louder the noise. Small cavities can be filled using exhaust tapes, while bigger ones can be patched using aluminium scraps. Keep in mind that the patch should be bigger than the cavity so that it overlaps and no space is left unattended.

3. Exhaust wraps:
The basic idea behind exhaust wrap is to reduce the heat. However, its ability to reduce vibrations can also lead to a reduction in sounds. They are readily available in the market. Adding a few fiber-glasses to the titanium ones can significantly reduce the sound.

4. Silencer:
Another foolproof method is using a silencer. As the name suggests, it is used to silence the sound coming out of your exhaust. Just be mindful of getting a silencer with the correct dimensions to fit your exhaust. Always purchase a good quality one that fits the best in your bike's requirements.

5. Switching to new pipes:
This should be the last step in your journey to make your exhaust less noisy. If the tricks mentioned above don't help you, you should consider changing the pipes altogether. This option can be expensive but is an instant solution for the problem.

6. Prevention is better than cure:
Instead of waiting for your bike to start making unbearable noises, it's better to put your bike through regular check-ups and servicing. Getting bike insurance would be ideal considering the various parts that might need replacement or just to breathe easy knowing that your bike is insured against damages.

Try these hacks to lower the rumbling of your bike and go on jolly good rides with your loved ones. Travel safe and drive responsibly. Don't forget to get the bike insured because, along with good care, the shield of good insurance is what your bike demands.

Click HERE to check out the best bike insurance deals.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

When the festive season is around, our homes need a touch of elegance. Festivals are the most-awaited time we celebrate by decorating houses and lighting up lamps and candles with much enthusiasm and zeal.

Cleaning the furniture and other areas of your room is not the only way you want to decorate your home. This post will provide some handy tips and ways to decorate your home for this festive season to bring a positive and fresh look.

1. Spend in good lightings:
Lightings play a vital role in giving a luxurious look to your home. You can invest in good lighting such as lamps, LEDs, chandeliers, fairy lights, and more and set them up with the interior of your home.
Warm yellow and white lights are known for their beautiful and lavish effect. Whereas bright and fancy lights mark celebrations and are ideal for giving your home a festive look.

2. Aesthetic food presentation:
Serving food is another familiar gesture during the festival seasons, so why not give them an aesthetic touch? The easiest way you can decorate the food table is by picking the right sets of crockeries to serve the food. Next, you can use a three-tier platter to display the starters and add candles for the final touch-up. Do not forget to use small flowerpots for a beautiful food table set up.

3. Indoor plants:
Going natural never goes out of style. In fact, in recent years, the trend of indoor plants has increased. Besides a natural look, indoor plants also play a vital role in giving your home a fresh and vibrant look.
You can find a wide variety of indoor plants with different pots and colours. You can either choose to hang the plants or put them everywhere around your home. In addition, you may place tall candles next to the plants to give your home a contemporary look.

4. Paying attention to the bathroom look:
The bathroom is a higher traffic area during the festive season. Ensuring that the bathroom is fresh and comfortable for your guests is a good gesture. You can arrange a small pot of beautiful flowers on the vanity. In addition, make sure that the wastebaskets and tissue covers inside the bathroom match your aesthetics. You can use a small glass or wooden tray to display the day-to-day supplementary items such as hand washes, creams, soaps, and napkins.

5. Look out for the covers:
This comes as no surprise that the bed sheets and covers of your pillows can change the entire look of your home. For a lively look, you can pick bright colour covers, tablecloths, mats, and bedsheets, but you need to be careful with the overall theme of your home. You can use contrast-coloured covers to lighten up your home with a more elegant look!

6. The right furniture:
If the festive season is around, decorating your home does not mean you need to invest higher in furniture. Sometimes just a piece of furniture does the work. You can start with one piece of furniture and place them accordingly. Then, in the next festive season, go for another!

Lastly, you do not want to send your friends and family empty-handed from your home. Say goodbyes on a happy note by giving them gifts as a sign of your love and care.

The festive season has traditionally been an auspicious time to begin new things in life. So, while you shop for new items and furniture, also gift your home with a promise of safety. General insurance plans have been a helping hand to homeowners to claim for financial losses due to damages or incidents. There are several options for general insurance plans to choose from; you need to specify your needs. Purchase one this festive season and feel protected in the warmth of the celebrations.

To know more about the different general insurance plans, click HERE .

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Wildlife photography requires a great deal of skill to master. However, it is possible to acquire a head start and become a good wildlife photographer with some practice and easy tips. In this post, we'll go through some suggestions to help you enhance and polish your skillset. Here are some tips for beginners to start their photography journey into the wild.

1. Plan your journey:
Start with your apparel; you will require a good pair of shoes to help you in the wild terrain. Next up, wear comfortable clothes that blend with the environment to draw the best results. Always make sure the gear you're carrying is fully functional. Don't forget to check the weather on the day you're out. Carry extra batteries for your equipment, ample water, and some snacks to keep you fresh throughout the day.

2. Photograph those moments you find appealing:
Don't take pictures just because you believe they'll appeal to others. Photographing the things that interest you will keep you motivated to attempt new things and, most importantly, allow you to have fun. Moving beyond your comfort zone can be intriguing and refreshing too. But always remember, originality is the key.

3. Utilize natural light:
Light is essential. Plan your shoot around the type of light you want for the final output, bearing in mind that shooting the same subject at different times of day will provide completely different effects.

4. Learn about the subject's behaviour:
Patience is the key while shooting wildlife. Make good use of your time by carefully observing your subject and sensing their movements and thoughts. This will allow you to anticipate the animal's movement, and you'll be ready for the perfect shot. You need to respect the animals and try to make a connection with them before capturing their movements. Make sure that you don't disturb their privacy, be patient and wait for the right time.

5. Play around with the point-of-view:
Don't just be a bystander! Move around to get a different or more fascinating perspective on your subject. The preferred method is to get down incredibly low so that you're on the same level as the animal; this creates a more intimate photograph by giving you a better bokeh effect in the backdrop.

6. Urban Touch:
Wildlife does not only reside in rural areas; many beautiful species dwell in our cities. Don't assume that just because you're in a metropolis, there won't be any animals. Urban foxes, of course, are well-known, but keep an eye out for monkeys, cats, and even cattle. You can even spot many bird species, as our structures provide suitable nesting areas away from predators.

7. Don't forget to experiment:
Play with different settings of your camera, the depth of field, light conditions, points of view, and much more, an experiment in every single thing that you do.

8. Respect the environment and have fun:
Your goal is to respect nature rather than interfere with it. Be courteous and leave nothing but your footprints behind. As you follow your passion, don't forget to enjoy the process.

You'll be into the wild at the end of the day, and out there, there are no rules. While filming or taking photos, there are chances that you might get hurt as your concentration is just on the animal and your camera. You may tend to overlook the obstacles in your way. We recommend you insure yourself with an ideal insurance plan that will cover you in times of these accidents. It is easy to get personal accident insurance online these days. Purchase one for yourself before your next trip into the wild.

Click HERE to know more about the personal accident policy.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

The idea of moving into a new home is exciting, but the process of it can be hectic. Even finding a good apartment in the desired locality within your budget is a struggle.

Packing and moving all your things is a challenging task; you need to ensure that you change your address in all places, cancel utility services at your old house, and much more.

But the whole process becomes easier when you organize and maintain a checklist for all the tasks.

Staying on schedule will help you calmly move into your new house, and it will even give you time to make any last-minute changes.

Time becomes more precious as the moving date approaches, so we have made the checklist that will speed things up for you.

1. One month before:

● Look for moving companies and get an estimate quote from them.

● Start selling items you would not take with you.

● Make a list of items you need to buy for your new house.

● Schedule a pickup for items you are donating.

● Find a new doctor, dentist, and veterinarian in your new locality.

● Enroll your children in a new school.

● You should purchase online general insurance before moving into your new house.

● Check whether your new house requires any repair work.

2. When you decide on a moving date:

● Finalize a moving company.

● Take leave from work for moving and unpacking.

● Schedule an installation for electronics like television, air conditioner, geyser, and internet connection.

● Cancel utility accounts at your old home and set them up at a new house (utilities like water, electricity, and gas)

● Make a list of all the items you’ll be packing, from your television to your bathing bucket, don’t skip anything.

● Start packing your items into boxes and use tapes and bubble wraps to avoid any damage.

● Update your address to:

○ Your office

○ All important documents – Aadhar card, Driving license, Passport

○ Institutions like schools or colleges

○ Subscriptions

○ Friends and family

○ Financial accounts like a bank, retirement accounts, student loans

● Mail or call your insurance agent to change your address. You can also go to your online general insurance website and do the procedures to change the address.

3. One week before:

● Clear your refrigerator. Eat or toss the food in your kitchen.

● Confirm the details with the moving company.

● Stock your medications.

● Prepare a bag with everything you will need before you unpack.

● You will need a few toiletries, blankets, and mattresses for the first few days until you settle fully.

● Check everything thoroughly before you finally leave your old home, and verify your checklist to confirm that all the boxes are loaded in the truck.

4. After you move and settle in:

● Change all your locks and set up a security system.

● Check if all the packed boxes are in place and nothing should be missing.

● Arrange all the things properly to their desired places.

● Get your security deposit from your previous landlord.

● Open a new bank account if your current bank doesn't have a branch in your new locality.

● Create a home maintenance list.

Now you have a clear idea of how to go about your moving process. Use this checklist to avoid any mistakes during your move, and another essential thing to do is greet your new neighbours. They can help you out with a lot of stuff. Also, don't forget to throw a housewarming party and invite your friends, family, and new neighbours over. It will be a great motivation not to delay unpacking.

To get the best quotes for a home insurance policy, click HERE .

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Maintaining good health is everyone's goal. But just going to the gym won't help you or add more years to your life. So, here are a few habits to integrate into your life to feel healthier and happier:

1. Drinking water as soon as you wake up can be the best health advice anyone can give you. Keep a glass of water on your nightstand to hydrate your body in the morning.

2. Drink green tea; it helps to break down fat and prevents new fat cells.

3. Do not use artificial sweeteners, they may be tempting in your coffee, but they don’t do any good to your body.

4. Plan your workout schedule ahead of time. If you've already paid for a class, you're more likely to attend it. Also, scheduling your sessions with a trainer will help you stick to your routine.

5. Miss your late-night binge-watching sessions and get proper sleep if you want to stay fit and be ready for another challenging day.

6. Avoid emotional eating. It is a fact that boredom and stress trigger unhealthy cravings, so stick to a healthy diet.

7. Be active besides your routine gym. Regularly take walks during lunch, play outdoor games, and go for activities like trekking.

8. Do not forget snacks. It keeps your metabolism high and keeps your hunger and energy levels steady throughout the day. But healthy snacks and not junk.

9. Control your sugar intake; treating yourself sometimes with a dessert is good but having desserts all the time is not a smart option.

10. Walk! To avoid being a sedentary person, you need to take at least 10,000 steps a day.

11. Stick to homemade food; though you might not like your cooking skills, you will surely love the feeling of being healthy.

12. Be in the company of people who prioritize their health. Hanging out with like-minded people helps you stick to your goal.

13. Eat until you are no longer feel hungry, not until you feel filled up. The habit of overeating also makes you feel sick.

14. At one of your meals, double your veggies and skip the starch. For example, you can replace rice with broccoli.

15. Do not multitask during your lunch. Instead, be mindful during eating! It will help you feel satisfied with your lunch and be more in control of your appetite.

16. Know your energy patterns. Do tasks that require concentration in the morning when you feel fresh and save tasks like checking your mail for post-lunch when your focus is low.

17. Journaling helps both your mental and physical health. Just reflecting on your day and writing down your random thoughts will help your mind relax. Plus, you can track your habits, sketch your plans, etc.

18. Socialize. Make connections with people who generally remain happy and empower your success. Humans are social creatures who thrive on healthy, loving interactions.

19. Adopt a pet. When you are accountable for another life, you learn to be responsible for yours too. You start to manage your time, and a pet can be a great source of joy in your life.

20. Be close to nature, make regular visits to the park, and meditate or settle down under a tree early in the morning.

21. Laugh! At a stand-up comedy, while watching your favourite TV shows, or when joking with your friends. Laughter boosts your mood and improves your immune system.

So, try these simple, easy-to-remember golden points for a healthy and stress-free life. But we have one more crucial point that can be an additional stress reliever – a health insurance policy. Yes, health insurance is essential to safeguard your family and have a financial backup in times of medical emergencies. With things getting online, search "best health insurance policy in India" and various options will flood your screen. Stay wise, stay fit!

To learn more about best health insurance policy in India, click HERE .

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Only because you made it home “safely” does not make drunk driving a good choice. People usually tend to neglect the severity of driving under the influence of alcohol. When you decide to drive home in a drunken state, you endanger your own life and the lives of people around you on the road.

Regardless of your driving skills, mixing driving with alcohol can put you at a higher risk of causing an accident, injury, or even death.

In India, statistics say that the cases of drink and drive are on larger sides. As a result, we hear news of accidents, unfortunate deaths of people on roads, and damages to vehicles. The only solution is to avoid driving when drunk.

Here, let’s have a look at the consequences of driving under alcohol influence.

1. Lack of coordination and slowed reflexes:
When you consume alcohol, your body starts reacting to events slowly. Because you won’t be able to respond immediately, the chances of an accident increases. While under the influence of alcohol, your motor control, such as hand, eyes, and foot coordination will slow down. These coordination abilities are vital for safe driving, and alcohol should not hinder them.

2. Increased chances of getting into an accident:
A driver with a BAC (blood alcohol content) of 0.10 percent or above is seven times more likely to be involved in a fatal car accident than a sober driver. A driver with a BAC of 0.15 percent or above increases their risk by 25 times. And, while these figures demonstrate the dangers of drunk driving, being at or below the legal limit does not indicate you are safe.

3. Disturbed vision:
Drinking may cause your vision to blur or cause your eyes to manoeuvre on their own. You will even partially lose control over your eye movement. This vision impairment can influence how you’re able to judge the space between your car and other vehicles or objects on the road. You may even lose your visual modality, which plays a crucial role in safe driving. In general, the more you’ve had to drink, the more impaired your vision could be.

4. Poor decision making:
Even a small amount of alcohol can impair your judgment and concentration. Driving requires so much of your undivided attention that it isn’t worth the risk. You must be able to stay in your lane, control your speed, give other drivers adequate space and attention, and obey traffic signals. Because alcohol affects your attention, it dramatically increases your chances of being involved in an accident.

5. Your insurance premiums may rise:
Your driving risk partly determines your insurance premiums. For example, a person convicted of drunk driving will have to pay higher car insurance premiums. This is because the insurance company will most certainly classify that person as a high-risk driver and increases your private car insurance as a result.

Overall, the risks of drinking and driving significantly outweigh the benefit of hoping to arrive home safely. Even when sober, driving a car is challenging in our country. You need to understand that you all have a family back home, be responsible and take care of yourselves. For additional protection, make sure you take the appropriate decision and invest in private car insurance.

To look for private car insurance, click HERE .

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Children are full of energy, and therefore they tend to have a higher risk of being injured in a moving vehicle. Ensuring the maximum safety of your child is an essential part of parenting, and the same is applicable when you are travelling with your kid.

Especially if you have a toddler, you have a higher responsibility of ensuring their safety. Although Indian law has not made having a child seat mandatory, you as a parent can take numerous measures for your child. Ensuring the safety of your car and yourself is equally important as accidents, and unwanted situations occur uninvited. Search for online car insurance and buy one ideal for you if you haven't purchased the right insurance policy yet.

Here are five reasons why you must have a child seat.

1. Safer compared to holding the child in arms:
One of the common myths parents believe is that holding your baby in your arms will protect them better. However, when an unwanted situation arises, your arms may not be sufficient to hold your kid tightly.

2. Seat belts are not convenient for kids:
Irrespective of the car you own, all the seat belts are designed from the adult's body perspective. In an accident or when you pull a sudden break, this may result in the baby falling and getting injured. Child seats are comfortable, and they keep the baby safe from jerks and bumps.

3. Lack of concentration while driving:
Most parents are worried about what their child is doing in the back seat or whether they are safe when they do not have a child seat in the car. Parents constantly look at their children while driving, and this distraction can cause accidents. Having a child seat will ensure they do not move and are protected with a comfortable seat belt. This will help you to just concentrate on the road and your car.

4. Kids are incredibly active:
Kids are filled with energy most of the time. A baby can try to open the dashboard, attempt to open the door and injure themselves. A child seat will ensure your kids do not attempt to act unsafely.

5. A newborn should only travel in car seats:
The most common myth is that parents believe their newborn is highly fragile in a car seat. However, the truth is, they should only travel in a car seat. A child seat is designed in a way that ensures the safety plus comfort of the baby.

Things to know before picking the right child seat:

• Pick a seat that meets the safety standards set by the country. You can see this on the label of the child seat.

• Learn how to install the seat. The label has all the instructions, plus there will be someone in the store who will assist you or help with the first installation.

• Make sure to fill the product registration form. Furthermore, check out the warranty and the brand's name by doing a little research about it on the internet and checking the reviews. Since it's a question of your child's safety, be cautious while picking the right one.

There are professional companies involved in making a child seat with expertise and immense research background. If you are travelling with a baby, having a child seat should be your priority as a responsible parent. And, as a responsible owner, getting online car insurance should be the next thing on your priority list. Implement all these points, and then you are all set to go on joy rides with your child.

Click HERE to know more about an online car insurance policy.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Be it the wealthiest man in the world or a celebrity singer of all time, we have heard influential and successful people talk about the importance of a good night’s sleep. Several studies have proved it humans need to rest for the mind and body to work at full potential the next day. The ignorance of sleep is not a healthy sign, yet, we are so caught up in the rat race that we end up compromising sleep.

A sound sleep is important to your personal and professional well-being. This article will highlight how and why a consistent sleep routine is necessary and what we can do to achieve the same.

1. Maintaining the body clock or the circadian rhythm:

A regular sleep routine is one way of ensuring the proper functionality of your body. The body’s heart rate and blood pressure follow the circadian rhythm. Circadian rhythms are physical, mental, and behavioural changes the body follows in a twenty-four cycle. When you sleep on time, your body automatically recognises the need to rest.
When you do this over a period of time, you start noticing changes such as more active brain activity in the morning, sleeping easily at night, and better digestion. Research has shown that people who stick to a sleep schedule perform better tasks and have better cognitive skills.

2. Better overall health:

People with erratic sleep schedules often find it challenging to go to rest and eventually oversleep. This is because the body fails to recognise the difference between exhaustion and sleep. Staying up late can leave the body and the brain exhausted. To combat this, the body overcompensates with sleep.
Midnight snacking is another unhealthy habit that people develop over time. Ideally, one should go to bed after two hours of dinner. Allow your body to have ample time to digest the food. We have often heard people talk about burning sensations in the morning. This happens when you lie down immediately after dinner, allowing the digestive juices to flow back up the oesophagus, causing an acid reflex.

Now, let us take note of a few ways to develop a consistent sleep routine for healthy living:

1. Set aside 8 hours from your schedule for an undisturbed night’s sleep. Going off to sleep and rising up at the same time is the first step to maintaining a healthy sleep cycle. Avoid snoozing the alarm. The extra five minutes after hitting the snooze will make you tired and lazy. Instead, wake up at the first ring of the alarm to feel fresh and rejuvenated.

2. Stick to light and non-greasy food options to avoid discomfort. Having dinner at least two hours before you sleep is ideal. Stick to light and non-greasy food options to avoid discomfort. Hot herbal tea is an excellent way to calm your body before bed.

3. Avoid using laptops, mobiles, or other electronic gadgets in the bedroom. The blue light from screens makes it difficult for people to fall asleep. A well-made bed, dark curtains, and night lights can help ease your sleep faster.

These are a few techniques that you can try out to maintain a disciplined sleep cycle. The important thing to remember here is that sometimes lack of sleep can result from inappropriate lifestyle choices or other latent health problems. Under such circumstances, it is best to visit a doctor.

Your doctor might suggest some medications or tests to help you with your concerns. A thorough full body check-up might help with the diagnosis of the problem. Invest in a health insurance policy with the best health insurance company in India to avoid losing your sleep over the expenses of check-ups and medicines.

Click HERE to know more about health insurance.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Living long is not a myth. There are plenty of ways to improve your life expectancy rate and improve the overall quality of your life. Since childhood, we have been hearing the adults guide us on our habits. That’s right; there is no rocket science behind adding those extra five years, but everything that your mother told you. Besides it, having health insurance is also a part of protection you need to consider, as it keeps you stress-free and allows you to focus on your well-being.

In this post, we will spotlight all the right moves giving you extra five years to enjoy life! Let’s dive in!

1. Healthy food for a wealthy mood:
Maintaining and eating a healthy diet has never been as challenging as it is now. Due to hectic work schedules and trying to balance our social and personal lives, we often neglect our food. Most people prefer grabbing a quick fast food on the go. However, they often fail to realize the consequences of regularly consuming fast food in the long run.
A healthy diet must include lots of green vegetables, nuts, dry fruits, natural sources of proteins including beans and fish, and more. Adding turmeric to your diet also plays a vital role as it has curcumin that facilitates anti-ageing strategies. You can also consult a nutritionist if you want to focus on your food intake highly.

2. Getting drunk makes your junk:
Everyone likes to take a few drinks during parties, festivals, holidays, and other events. However, when you’re taking that sip of your favourite wine, be extra careful over how much you are consuming. Alcohol can play the role of both – being healthy and damaging simultaneously, depending on your intake. Regular higher intake of alcohol can cause life-threatening diseases and damage your liver and other organs.

3. Look fit, feel fit – exercise regularly:
This is something that we’ve been hearing as a child. Fitness and your life expectancy go hand in hand. Keeping your body physically active alone includes plenty of health benefits. According to research, 15 minutes of physical exercise a day can add up to three years in your life and promote a healthy lifestyle.

4. Smoking isn't cool:
No, you do not need “just one drag”. Whether you smoke one a day or a packet a day, you’re at an equal risk of early death and health problems, especially lung damages. In addition, smokers may reduce up to 10 years of their life compared to those who have never touched a cigarette. If you are already a smoker, know that you can always find the right solution and take the initiative to quit. You may seek help to quit smoking and find a healthy and non-damaging alternative.

5. Better weight, better life:
Many diseases can be signalled goodbye when you maintain a healthy weight. A healthy weight varies from one person to another depending on various factors, including gender, age, height, and more. Being underweight can welcome unnecessary health issues. Similarly, being overweight also puts you at a higher risk of health conditions. It is in your best interest to contact your physician and take their guidance on your ideal weight.

Although these five tips are enough to push you towards a healthy lifestyle, health issues can still arise. Irrespective of your age, you can encounter multiple problems, from a simple pain in your leg to severe disease.

Protecting yourself and your loved ones with health insurance can be another primary step that you should consider to live a healthy and long life.

Click HERE to know more about the health insurance plans that fit your needs.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

What can be more exciting than travelling internationally for the first time? No matter how much you have travelled within your country, crossing the borders to explore a new nation, its culture, lifestyle, and cuisine is always an exciting experience to cherish.

The number of outbound travellers flying out to foreign destinations has shown significant growth after the ease of global travel restrictions post Covid-19. The travel ecosystem is again flourishing with inbound and outbound tourism, leading to re-establish the harmony in travel relations among various countries.

However, as a first-time traveller, there are a few things that you need to keep in mind to make your experience more hassle-free and less daunting. This article will look at a few tips to help you have a successful first international trip.

1. Sort your passport:

The most important document that you need to have is a passport. Ideally, get your passport work done before you even begin planning your trip. However, the Indian government has facilitated “Tatkal” passports if you require a passport urgently. Under this scheme, you can get a passport between two to four days. Remember to keep a digital and a physical copy of your passport with you.
You must present your passport at security checks, immigration, and even at various hotels for identification purposes.

2. Visa process:

Make sure to check the visa requirements of the visiting country before booking tickets. Several countries offer visa-free access or visas on arrival to Indian passport holders. Visa on arrival is a procedure where a visa is provided to people upon arrival in the destination country rather than applying for it before flying.
Countries such as Maldives, Hong Kong, and Mauritius do not require visas for Indian passports. While, countries such as Thailand, Vietnam, etc., have a visa on arrival facility for Indian passport holders.

3. Money and Currency:

Many banks offer you international transactions and withdrawal facilities. Check your bank and understand their requirements, such as international fees, currency exchange rates, and ATM withdrawal fees. Carry some physical money during your trips. Withdraw a significant amount of cash from the airport to skip ATM fees.

4. Accommodation:

We have always heard people talk about the exorbitant rates of hotels and local transportation. Booking your accommodation at the last minute can be expensive. Instead, book at least a couple of months before your trip to get the best deals on good properties. Look for hotels that provide complementary services such as breakfast and Wi-Fi for maximum benefits.
If you are travelling with a group, your ideal choice would be to book a dormitory. You can stock the fridge here with food and groceries from nearby supermarkets, thus significantly cutting your accommodation and food expenses.

5. Transport:

Avoid booking taxis and rentals beforehand. After reaching your destination, download local transport and rental apps to avoid swindling. Travelling on local buses and trains is an excellent way to interact with the locals and other travellers.

6. Safety first:

It is highly important to keep yourself safe, be in your hotel or while travelling. Do not leave your bag and wallets lying around in cafes or public spaces. A crossbody bag is a must for passports and wallets. Keep the emergency contact details in your bag, especially when you're travelling with kids and aged people.
To have an extra layer of safety, look for a general insurance company that provides you with a comprehensive travel cover. This will safeguard you against expenses you might face because of theft, delayed flights, overbooked hotels, etc.

These are a few ways to make your first international trip successful and enjoyable. Do thorough research on the places you want to go, the cost, and your flight timing to avoid long queues. And as mentioned, do not forget to look for a general insurance company that suits your needs for that extra guarantee of a safe trip. First-timers’ trips are always special, and you, too, might want your first international trip to be your best memory.

Click HERE to know more about general insurance and its benefits.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Transport is the lifeline of civilization, and the role of low-cost transportation in a developing country like India is crucial. For a larger section of society in urban, semi-urban and rural areas, cars are non-affordable. Therefore, two-wheelers are an all-time favourite among the middle class who can afford something more sophisticated than a bicycle.

While two-wheelers are necessary for many, poor road conditions, unorganized and rash driving, and traffic rules violations make bikers unsafe. Therefore, it is always important to stay safe on the road, ride with proper safety gear and always wear a helmet. To get additional protection for your two-wheeler, you can purchase 2 wheeler insurance online. Insurance can be of great help to overcome the losses due to mistakes that happen on the roads.

Let's have a look at a few common mistakes to avoid while riding a two-wheeler.

1. Listening to music:
Nowadays, many helmets come equipped with a Bluetooth system, with which you can attend calls. They can also communicate with other riders during a group ride, but many people misuse this feature by listening to music through Bluetooth. Music can be distracting to severe extents. It reduces your alertness, and you compromise with your listening ability too. It is always important to have situational attentiveness when in traffic. You can listen to music on a long trip, but that too on a low volume. Be sure that you are still able to hear the faint noises of other approaching vehicles.

2. Travelling at night:
People try to cover long distances at night to avoid the harsh sun during the day, but it can be hazardous. Riding at night is way more challenging than riding in broad daylight. Naturally, the human biological clock winds down at night, thus, making you feel sleepy. So, if you are not a professional rider, it is highly unsafe for you to ride long distances at night. Try to start early in the morning and ride till midday to cover long distances instead of riding at night.

3. Carrying heavy loads:
People have a habit of using their scooters to transport goods for a short distance which can be dangerous. Not only does it deteriorate the performance of the vehicle in the long run, but also affects the braking mechanism. Riding with more than the gross axle weight compromises the vehicle's ability to stop under panic braking situations. So be sure to check out your vehicle's gross axle weight (GAW) on the manufacturing company's website.

4. Overtaking at a blind curve:
At the blind curves on the road, you can only see a few meters in front of you. In such situations, it is risky to overtake the vehicle ahead of you because you may be unaware of any vehicle approaching from the blind side of the curve.

We all have come across at least one person who has met with an accident while riding a bike. Two-wheelers are convenient and cost-effective, but they are also more prone to accidents. So, be doubly sure to have a valid insurance cover, and if you don't have one, we suggest buying a 2 wheeler insurance online. It will financially back you in case of an accident. Be cautious while riding to have safer journeys!

Planning to buy 2 wheeler insurance online? Click HERE for details.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

It is our lifelong emotional dream to have a home for us. It is where we make the most memories with our families and cherish them for the rest of our lives. So, have you already decided to build your house? Congratulations to you on your decision!

But you can't imagine a piece of land as your home as it requires a lot of planning and proper construction. It is advisable to hire professionals as you will spend your life savings on this one project. In this article, we have put together some suggestions to help you design and construct your house.

1. Decide your budget:
The crucial aspect of constructing your own house is the budget. Your budget should be precise and inclusive of the expenses involved, from laying the bricks to finally stepping into your newly constructed home after completion. Remember, after building your house, you should have enough money to support a comfortable living for your family.

2. List the space requirements:
Have an idea of how many bedrooms you wish to have. What should be the appropriate size of your living room and kitchen? Will you need a separate kid's play area or a pooja room? Listing all the requirements will make the design work hassle-free, and the blueprint of your house can be accordingly finalized.

3. Hire an architect:
Find a good architect by looking at some of the portfolios online to better understand their expertise and intent. Then, make sure that the architect offers you the best suggestions for your house. An architect will,

• Make a few designs for you to select from.

• Supervise construction periodically.

• Check and certify the contractor's bills.

• Prepare structural design, Bill of Quantities (BOQ), cost estimates, drawings for approval to the authority, a tender document with T and Cs.

Always sign a formal contract with the architect specifying responsibilities and payment of the architect and associates.

4. Concept Phase:
Finalize the architectural design and appoint an interior designer if necessary. Based on the designer and finishing, you can get a better idea of the final budget.

5. Detailed design:
The structural engineers and electrical consultants will develop the designs and details based on architectural drawings. So it becomes convenient for these people to arrange for the materials and manage the required manpower. A detailed design also helps decisions regarding the flooring materials, ceramic fixtures, CP, fittings, requirements of light points, internet, ceiling fans, etc.

6. Approval from the authorities:
It is essential to obtain prior approval and sanctions for the drawings prepared by the architect. Make sufficient copies of the drawings as these will be required to get power, water, and sewage connections.

7. Tender phase:
The architect prepares a tender document to get the best prices and shares it with a few contractors. Then, you can meet the contractors to negotiate further and discuss essential points like the date of commencement and completion, terms of payment, any additional requirements, etc.

Once the construction phase gets over, the finishing stage commences. Now, collect all the documents related to the project, such as architectural, structural, and services drawings, warranties, final bills, and other necessary documents.

It feels incredible when you see the steel bars, layers of bricks glued with cement taking the shape of your house. You will feel accomplished by observing your progress because just thinking of building a house is itself a bold decision, and successfully making it is even bolder!

There is much discussion on how to construct your house, but what once it is ready? How will you ensure its security? For this, you can go on the web and search for a 'general insurance online quote' and buy the most suitable home insurance to secure your priceless possession financially.

Planning to buy a new home? Click HERE to check out a home insurance plan suitable for you.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

When you start driving, you don't become an expert overnight. For any perfect driver, it takes a good amount of practice every day. Also, for error-free driving, it is necessary to identify and rectify the common driving mistakes. The statistic shows that nearly 98% of the road accidents result from human errors and sheer unawareness. Here are some of the common driving errors that you might be doing ignorantly.

1. Distracted driving:
Most road accidents happen because of our distracted driving. So what are the most common reasons for distraction? Usage of mobile phones while driving tops the list. We feel an urgency to read the message or answer the call immediately that we can't resist it even while driving. But in reality, it's not always the case. We forget the fine line between urgency and emergency and end up committing this small error that can land us in massive trouble while driving.

2. Sitting position and driving posture:
Sometimes your driving pattern harms your body. Getting comfortable in your car with the correct sitting position is necessary. It might affect your back and spine. In addition, your posture can compromise your control over your vehicle, such as pushing the brakes and clutch, which can cause you some trouble.

3. Disobeying/ignoring signal lights:
Now, without getting caught by traffic police, the advancement of CCTV over the roads will burn your pockets when you break the signal. But, we still end up making those silly mistakes like ignoring the yellow/amber signal light. Yellow/amber signal lights are an indicator to "slow down", and when it turns red, you are supposed to "stop". But we prefer to "speed up" so that we don't need to stop and wait at a red light. And that's where most of the car crashing occurs.

4. Unused mirrors/indicators of your vehicle:
The rear-view and side mirrors of your car have some purpose. These mirrors are used to look for the vehicles behind you and on either side of your car.

5. Light indicators while driving:
Lights installed on your vehicle play a vital role in safety. Unfortunately, many of us don't use indicators. It can be unfortunate for you and the vehicles following your car on curvy roads or turnings. It is a good practice to use indicators so that vehicles behind you can be alert and slow down without hitting your car.
Driving with a high beam at night is prone to disaster; it is useful when driving on streets or roads without streetlights. However, it can distract and even blind the other drivers on a two-way road especially.

6. Switching lanes at turns:
Driving and switching lanes is equally dangerous. Start early, if you anticipate some traffic, so that you don't have to indulge in rash driving and over-speeding. Know that life is much more important than the destination you want to reach.

On a conclusive note, we must hold ourselves responsible for ensuring safety on roads. Therefore, practice safe driving and purchase car insurance for more safety of your car and yourself. And timely car insurance renewal is equally necessary for extended protection of your valuable possession.

Are you looking for a renewal of car insurance? Click HERE.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Considering the multitude of experiences, travellers all across the globe talk about India being their preferred destination for travel. Blessed with an extensive network of rivers flowing through the interiors of different states, India opens up to exciting river adventures for travel enthusiasts. One such adventure is river rafting, which charges up travellers' adrenaline.

This off-beat experience was introduced to boost India's inbound and domestic tourism, and over the years, it has shown remarkable responses from travellers. Manoeuvering the raft, feeling the roaring waters gushing past, and trusting the fellow rafters is a lifetime experience. Following is the list of places where you can plan to enjoy river rafting.

1. The Ganges, Rishikesh:

Rishikesh is a traveller’s favourite river rafting destination in India. Rafting in Ganga promises you a vast arena of difficulty levels and routes. No matter the level of expertise, you get to experience river rafting for everyone here.
Another benefit of choosing this stretch is the breathtaking views. The Garhwal mountains and the white sand river beaches are some of the most beautiful sites you wouldn’t want to miss out on. Plan to visit this place between September and June.

2. Barapole, Coorg:

This river in the southern part of Karnataka circles the Deccan Plateau and is one of the best river rafting fronts in South India. However, the route here is not for the faint-hearted as it is incredibly challenging and covers a stretch of about one hundred and fifty kilometres. July to September is the best time to visit Coorg.

3. Spiti, Himachal:

This stretch of one hundred and eighty kilometres spans between the Tuting region and reaches up to Pasighat. Rafting is spread over six days. What makes it worth the experience is the scenic views of villages and a closer look at the local life of the area. Tourists throng the place during July and August.

4. Kundalika, Maharashtra:

Kundalika is considered to be one of the fastest flowing rivers. River rafting here is open throughout the year. Kundalika is close to Pune and Mumbai, making it ideal for weekend getaways with family and friends. The green views and the rich rice fields are sure to be an experience and worth remembering.

5. Beas, Kullu Manali:

A relatively short route between Pirdi and Jhiri, the river rafting here covers a distance of about 14 kilometres. However, the rapids here can be challenging to manoeuver, but the scenery of the Beas makes it a must-visit place when in Kullu. The rafting is open between July and September.

6. Indus, Ladakh:

Indus hosts many river rafting spots, all of which are open for beginners. It offers spectacular courses and locations such as the Grand Canyon of Asia or the Zanskar canyon, the beautiful Ladakh skies, etc. The best season starts from July and goes on up to September.

Now that you have seen the list of places that host spectacular river rafting experiences in the country, get ready to plan your next trip to these places to feel the thrill. Whether going with family or friends or travelling solo, always keep safety your priority. Follow all the instructions carefully and make the optimum use of the safety gears provided to you. A little negligence can be fatal, and don't let carelessness spoil all your fun.

Take that extra mile towards safety and look for general insurance online quote to add value to your trips. Stay protected against all the additional costs you might face during your journey and are compensated for any damage or loss to your luggage. Ensure a safe touring experience with Magma HDI's insurance coverage.

Click HERE to know more about general insurance online quote.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

The concept of "no time" gradually becomes an excuse for most urban populations not to exercise at all. The long working hours and corporate lifestyle has made life more stressful than before. The hectic schedules leave little or no time for us to go to the gym for workouts.

Remove the idea that hitting the gym is the only way to have a good physique and a healthy life. Instead, take out just 25 minutes from your daily schedule to do some easy workout exercises to fit.

Here is an exercise plan for you that you can practice without the need for any extra weight other than your body weight.

Warm-Up Exercises

Warm-up is crucial before starting any exercise or physical activity to avoid the possibility of serious injuries. You may include the following exercise in your warm-up routine;

• On spot jog

• On spot jumps

• Knee to chest stretch

• Heel to butt stretch

• Side bends (both sides)

• Forward bend

• Arm and wrist circling

After a good warm-up, it's time to go all-in.

1. Chin-ups (Trains your back and arm strength) –
Directions: You can either purchase a chin-up bar or simply use a structure or a solid beam in your home for doing chin-ups. Place your arms at shoulder width on the bar to get a proper grip for performing the exercise. Hold yourselves at the upward position for 30 seconds, and then gently lower yourself. You've just finished one rep; buckle up for the next!

2. Squats (Trains your Hamstrings, Quadriceps, Glutes):
Directions: Keep your feet hip-width apart, and all of your hips, knees, and toes should be pointing forward. Bend your knees and stretch your buttocks outward as if you were preparing to sit on a chair. Make sure your knees are not crossing your toes, and your weight is on your heels. Rise and repeat the process by maintaining the proper posture and focusing on your breathing.

3. Push-ups (Trains your Triceps, Pectoral muscles, Shoulders):
Directions: Push-ups are the most effective exercise in a workout segment. To do a push-up, get down on your arms and legs, position your hands slightly wider than your shoulders. Then, straighten your arms and legs and go down till the point where your chest touches the floor.

You should feel that tightness in your triceps, chest, and shoulders. But, it is important to manage your breathing pattern during a push-up. When going down, take a deep breath, and release it when coming back up.

Complete as many repetitions as possible in 45 seconds for each exercise. Once time is up, take a 1-2 minutes break before starting round 2. Then, complete a couple of rounds of the whole set, and don't forget to stretch nicely after a good workout session.

To sum it up, practice these home exercises and encourage your family members to do them for at least 25 minutes a day. The results will be slow, but they’ll be evident. Also, we suggest you have a health insurance plan that serves as additional protection and a safety net for you and your family.

Click HERE to know about the best health insurance plans.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Basketball is a lesser-talked-about sport in India, but it has seen an increasing number of people investing time in it. The enthusiasm of spectators is overwhelming, making this sport popular. Basketball can be one of the most physically demanding activities. If you are looking to start investing your time to this sport, this article will help you figure out the dos and don'ts of basketball.

1. Buying good shoes:

This is a no-brainer as any sport you play would require you to buy a pair of good shoes. Wearing the wrong size or one with no cushioning can lead to various injuries to the ankle. Buy shoes with proper cushioning and good ankle support while also keeping in mind the shoe's weight. Appropriate shoes are important for basketball players to obtain the optimum leg movement and lift to score baskets.

2. Warm-up:

A good game of basketball can be highly straining and exhausting. Warming up is an excellent way to prepare your muscles and joints for intense physical actions. It also helps reduce the chances of injuries and decreases the efficiency of various body parts. Jogging, jumping jacks, and skipping are some of the best warm-up exercises to prepare you for basketball.

3. Shooting practice:

Basketball is all about getting the ball in the hoop. Shooting from various positions and angles will help you understand the distance and the power you need to throw the ball. Understanding your shooting ranges is vital to ensure you perform well under pressure situations. Start shooting practice within the three-point line and work your way outwards to the half-court.

4. Dribbling:

One common mistake that beginners make is dribbling with their dominant hand. It is important to have command over the ball with both your hands. This is to ensure that in case you are up against a player from the opposing team, you are capable of making a switch between your hands without having to let go of the ball.
During the warm-up, one way to practice this is to try to dribble along the course of your jogging track. Dribble using your dominant hand using the first lap, switch to the non-dominant hand in the next lap and keep switching between the hands in the third lap. Repeating this cycle will ensure a good command over the ball.

5. Jumping:

Be it to defend the ball, collect rebounds, or make a go for the loop, jumping can not be ignored. Various jumping activities such as vertical jump training, jumping jacks, burpees, linear jumps, and rebounding are good ways to ensure flexibility and firm footing. At the same time, stretches effectively increase the height and the general mobility of the entire body.

6. Correct coaching:

Basketball is a team sport and taking note of how your fellow players perform and understanding their skills is vital if you want to improve your techniques. Another benefit of training alongside players is developing a good instinct for the game. It will give you a better insight into the body movements of other players, thus helping you in analysing and predicting the next move. If you intend on taking this sport, training under a coach's guidance will help you understand various tips and tricks associated with the game.

These are a few things you need to keep in mind if you wish to master the game of basketball.
Dedicate a considerable amount of time to practice. However, over-exerting your body can have other long-term implications, so it is also essential to take breaks now and then. If you consider basketball as part of your everyday fitness schedule, investing in personal accident insurance India would be beneficial. Personal accident insurance is an intelligent way to safeguard yourself in case of any accidents or injuries you might face while playing the game. Don’t let injuries hold you back, live your passion and make every moment count!

Click HERE to know more about personal accident insurance India.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

YouTube is a great platform to interact with millions of people and show your creativity through videos. According to the current industry facts, YouTube is the second most visited website after its parent website Google.

Where there is potential, opportunities dive in. The enthusiastic Millennials and Gen Zs go crazy for video blogging culture and wish to seize the big opportunities to start a YouTube channel. They want to create and post video content of their own to inspire others.

If you are passionate about riding motorcycles, you have an incredible chance to integrate your passion with inspiring video content through moto vlogging. If you are looking for a roadmap on how to turn your ambition of starting a YouTube moto vlogging channel into reality, you are at the right place!

Let’s start from the basics. A moto vlog is a video filled with cinematic shots highlighting a rider’s bike journey to a destination in a few minutes. Riding trips are known for exploring, and when someone captures his experiences in a video, it looks incredible!

1. Where to begin?
Start by planning your video. Your video must convey a story; otherwise, it is just a random clip. Avoid throwing in random facts anywhere; instead, prepare a script to narrate the video in an enticing story. Whenever you are putting your content online, like uploading your moto vlog on YouTube, you must analyze your content from the audience’s perspective. Therefore, your vlog should have ‘WOW’ elements that will steal the attention of your audience every single second. On your channel, you can also make informative videos about bike reviews, the latest models and trends in mobility, awareness content like the importance of Bike Insurance to avoid content saturation. In addition, you can refer to other moto vlogging videos.

2. Planning a route:
For the first video, select a well-versed route that you have frequently visited so that you won’t face any difficulties while expressing your experiences. Next, film your journey with spectacular and diverse views to make it visually appealing for the viewers. Also, consider routes that are challenging for bikers as those always excite the people to watch them.

3. Equipment:
Quality equipment and accessories are an essential part while creating content as they help you make your vlog with ease and ensure top-quality video content. The three main things you require are –

Camera: Cameras are the essential elements of vlogging video because the overall quality of your vlog depends upon your camera and its results. Therefore, investing in a high-quality camera is an intelligent choice. Buy the best action cameras which can capture even a single second of recording of any perfect shot

Microphone: You can’t seriously rely on your camera’s microphone to record your voice. Instead, you will need an external microphone to filter the background noise and record your speech.

Mount: Your video will keep people engaged if you have shots from multiple angles. To get the best angles, you will need a mount to attach your camera to your helmet, different parts of your bike like the steering handlebar, side mirrors, etc.

4. Focus on Editing:
Brush up your editing skills and try to be creative with video editing. You can always hire an editor or use some online video editing tools for the best results. Just recording videos is not it; editing is one of the significant checkpoints to make the vlog ready to be posted on your channel.

Though moto vlogging is becoming increasingly competitive with each passing day, it is still exciting to see new vloggers share their latest stories through cinematic videos. So kick-start it if you have a deep passion for motorcycle riding and share it with everyone out there.

Looking for a bike insurance plan? Click HERE to get the best insurance for your bike.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

With the summer months approaching, it's time to restock on our summer essentials, from sunscreens and deodorants to the quintessential cotton clothing. But having said that, it is imperative to remember that summer months also come with a plethora of diseases ranging anywhere from jaundice to heatstroke.

Due to increasing global warming, the temperature is constantly rising as high as fifty degrees Celsius. Summers can be extreme in certain parts of India, especially in the months of May and June.

In this article, we will take note of a few summer diseases that you need to be careful of and how to protect yourself from them.

1. Heatstroke:

Heatstroke has become common for people to feel extremely nauseous and experience severe headaches, cramps, and weakness. These are all symptoms indicative of heatstroke. Although these symptoms are often neglected and mistaken as lethargy, heatstroke can lead to coma and other severe health ailments.
Treating heatstroke focuses on cooling down the body by reducing the overall body temperature to keep it normal at all times. Maintaining the body temperature to ideal levels ensures a lesser risk of organ damage. Taking a cold bath will significantly help you in reducing your body temperature.

2. Jaundice:

Jaundice is another common summer disease that spreads through contaminated food and water consumption. The most common symptoms of jaundice are yellowing of the skin and the eyeball, loss of appetite, and dark-coloured urine.
If you notice the symptoms mentioned above, it is best to consult a doctor to get it checked immediately. Timely treatment is crucial to ensure optimal liver functioning and avoid any complications.

3. Food poisoning:

Food poisoning is an awful result of consuming contaminated, stale or toxic food and impure water. The symptoms include nausea, fever, cramps, weakness, and diarrhoea.
Mild cases of food poisoning can last up to three days and generally heal by themselves. However, to ensure faster recovery and regain strength, it is essential to stay hydrated. Drinking water and other liquids such as fresh fruit juices and tender coconut water help flush out the toxins in the body.

4. Sunburns:

The harsh sun is not healthy for humans. During the hot summer days, exposure to the sun for more extended periods can lead to redness in the skin, itchiness, or flaky skin. This can worsen, causing blisters and peeling off of the skin.
The best way to avoid sunburns is by using sunscreens and cotton clothing overalls. Sunscreen with SPF above 30 acts as a barrier between your skin and the UV rays in the atmosphere, whereas cotton clothes overalls are an excellent way to prevent sunlight from directly hitting the surface of your skin.

5. Chickenpox:

Red and small rashes all over the body and high temperature are symptoms of chickenpox. These red rashes are filled with fluids that eventually burst and spread throughout the body's surface. People with weak immune systems are susceptible to chickenpox. Chickenpox is highly contagious, and it spreads through droplets present in the environment of an infected person.
Chickenpox can last for up to 14 days, after which the symptoms die down slowly. Since the body tends to become extremely weak, it is advised to take ample amounts of rest to ensure a faster recovery.

These are a few common summer diseases that can take a toll on your happiness during vacation time. The summer is a favourite hosting ground amongst bacteria and viruses, being the most favourable weather condition for them to grow and spread. Proper hygiene and constant hydration are the simplest ways to keep these diseases at bay and spend your summertime peacefully enjoying with your loved ones.

If you feel dizzy or nauseous constantly, it is best to get yourself examined by a doctor who will be able to provide you with medicines or other remedies to combat the diseases. Do not forget to renew your health insurance to ensure that the tests and medicines do not burn a hole in your pocket and you are safeguarded against financial burdens.

Click HERE to know more about health insurance plans.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Work-related stress is a significant public health issue affecting a massive population of people doing desk jobs. And, yoga has proved to be an effective way to manage this stress. Even the simplest forms of yoga and meditation can help you melt away the majority of your stress.

To raise awareness for well-being, International Yoga Day on the 21 June has become very popular in recent years. More and more people now understand the benefits of this three-thousand-year-old practice. Both meditation and yoga are increasingly finding their way into the corporate world as these small healthy practices performed on the desk can be a lifesaver. The rising demand for workplace health has created a greater priority for corporates to focus on the art of living, yoga, and other mindful activities in offices.

But why do companies care about employee well-being?
Good physical and mental health can result in efficiency and greater job satisfaction at the workplace. Also, studies have pointed out that poor employee healthcare is costing a massive loss to the companies. Hence, companies are adopting wellness programs to cut down medical leaves, paid health insurance policies, and other expenses related to health services. When employees are healthy, they can perform better and contribute more to the organization.

One might even think, why not just buy everyone a stress-relieving toy? It would save company's time and money, right? Well, that is not the complete solution. Here, yoga and meditation stand out from everything else; it has multiple benefits that make it a good choice as a stress reliever. A few of the benefits of yoga are listed below.

Improved concentration: Often a busy schedule including endless meetings, deadlines, unlimited calls and emails to answer can create chaos in your mind, which affects your focus on tasks and prevents you from making intelligent decisions. Yoga and meditation can effectively help you stop these unnecessary noises in your brain meddling with your productivity and freeing the mind clutter.

It is not always necessary to physically visit your 'silent corner or happy place'; just a quick mental trip can do the job for you. For example, many yoga practices increase the blood circulation in our body, which improves the brain function for a sharp and focused mind.

Prevents burnouts: Working round the clock is bound to create a feeling of tiredness, which lowers energy levels and burnouts in the long run. We recommend doing any sort of physical activity like stretching or even standing every 30 minutes because it significantly increases your blood circulation and oxygenation rate, which are both highly crucial to energy production. Yoga stretches help to get your heart pumping and blood flowing.

Taking deep breaths and filling your lungs with fresh air can help your anxious mind find some peace and comfort.

Do you think everyone needs yoga? If only a few people are stressed out, will it affect others too? To answer your question, yes! Stressed employees are more likely to be agitated and irritated, which disrupts the peace in the office and negatively affects the work environment causing everyone to be less motivated. A harmonious workplace is necessary to achieve excellence as productivity increases when employees are collaborative and willing to help.

Companies are driving health campaigns in their premises to promote a healthy work environment by encouraging everyone to do yoga and meditation. The corporate sector also makes investments in online health insurance for employees to secure their finances during a health crisis.

Encouraging employees to take ten minutes out of their work hours to practice a few stretches and breathing exercises can help create an active, less stressed, and supportive system that is far more productive and cost-efficient for organizations. So follow this mantra and see the magic happen!

Are you looking for good and cost-effective online health insurance plans for all your employees? Click HERE.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Dancing is one of the most beautiful art forms and has a unique method of storytelling. Dancers go through hours of rigorous practice and rehearsals to present a story or perform meticulously. This demands a massive amount of strength and stamina to present flawless performances. The demanding nature of dancing can cause injuries and severe health implications for the performers.

If you are a dancer or are undertaking lessons to become a dancer, there are a few things to keep in mind. In this article, we will be discussing some of the most common dance injuries and how to heal them faster.

1. Sprains:

Sprains are one of the most common dance injuries. They require 8-10 days to heal completely. Using a bandage to support the muscles can help them heal faster.
However, if somebody is prone to constant straining, it is best to show the affected area to the doctor. Unattended sprains can lead to severe ligament tears, which can be extremely painful and might also require surgery for proper recovery.

2. Slip discs and back pain:

As dancers, you are expected to position yourself in various postures constantly. Improper techniques or exerting your body for long hours can severely affect your spine and neck.
Misaligned backbones or slipped discs can cause severe pain and might need surgery for proper healing. However, going to a chiropractor every month to ensure proper bones and muscular structure alignment will ensure that your body stays strong and flexible.

3. Snapping hip:

Experiencing a popping sound near the hip joint indicates snapped hips. Repeated bending leads to tightness in muscles around the hip. Snapping hips can become painful over time and affect the dancer's performance.
The best way to avoid snapped hips is by applying ice to the area and reducing movement. Stretching and strengthening exercises under the supervision of a trainer also help significantly reduce the pain.

4. Knee injuries and ligament tears:

The knee is probably the most exerted part of a dancer's body. The constant bending can severely stress the knees and impact the knee caps. Overly exercising the knee can have serious complications such as the kneecap eroding, a painful tear in the ligament, muscle pulls, etc.
To avoid this, wearing knee covers is an intelligent way to cushion the blow from hard surfaces. Using heat therapy can also ensure faster healing of minor tears in muscles or ligaments.

The injuries and their severity can vary depending on the kind of dance and the number of hours one puts in. Taking proper care and allowing rest for your body is one way to ensure that you go through lesser injuries. However, if you face severe pain throughout the day or during practice, it is best to go to a doctor to fix the problem.

Using ice packs can ensure that your muscles and bones are well-rested after an intense practice session. If you are someone who wears shoes while dancing, you must wear good shoes with proper cushioning. Sometimes, these injuries can be completely unprecedented and even happen to experts. It is best to invest in a personal accident insurance policy to safeguard yourself in such situations.

If dancing is your passion, then enjoy it thoroughly! Keep these tips in mind and ensure your personal accident insurance policy to reap the best benefits and positive results even if you accidentally injure yourself while dancing.

Click HERE to know more about an individual personal accident insurance policy.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

With the rise of internet-based e-commerce websites, online shopping trends are in the spotlight. A significant portion of consumers is choosing to buy goods online rather than in in-person retail stores.

The majority of retailers have established online platforms for their customers to shop from home. These sellers range from high-end fashion and luxury brands to thrift stores. The internet is an excellent method for suppliers to display their items with detailed descriptions to their customers, all with minimum communication. Elimination of costs such as of sales assistants and showroom maintenance is a perk. As a result, there has been a massive surge in stores shifting to online platforms.

But what about customer’s interests and opinions? Will the idea of Internet shopping still sound sweet to the ears of customers? And more importantly, is it agreeable to their budgeting? Although there are chances of getting tempted by heavy discounts, online shopping has many benefits if you are smart enough to make the best choices.

In this article, we talk about three aspects of Internet shopping for a customer; Convenience, Deals (about finance), and (the possibility of) a Few scams.

1. Let’s talk about Convenience:
The main reason for switching to an online platform is mainly the ease and comfort. What’s better than saving time by shopping even while travelling? And isn’t it wonderful how you can order something fresh cooked to eat from the comfort of your bed while enjoying the heavy rains outside? 24/7 (around the clock) – The ability of e-commerce websites to allow everyone to shop anytime proves most convenient for working adults. You no longer have to wait for the weekends to rush after the office to buy things. There are still restrictions on human resource-based services such as live chats and instant delivery in some cases, but for the most part, e-commerce sites are available 24/7 for you.

2. Great deals to surprise you:
Is online shopping always the cheapest? It is true in most cases, with seasonal discounts, sales and savings coupons, deal of the day, free shipping offers, etc. Managing a physical store is costlier than maintaining a website that meets the customers’ needs with less operational expense. So, retailers switch to online platforms to offer tempting offers and grow their businesses.

3. Scams can come your way:
As People hunt for the best deals and discounts, many fake websites and ads are there to lure unsuspecting shoppers. Unfortunately, these shoppers unknowingly expose themselves to risk by providing their personal information to malicious websites. However, if you are cautious about a few things while making a purchase, the chances of you falling into a trap are almost zero. So, mind the scam next time!

For instance, if you are looking for online car insurance, visit the official websites only. Have a habit of gathering receipts when making payments. Also, IRDAI has made QR codes mandatory on every insurance policy to verify its authenticity.

Due to the recent lockdown restrictions, e-commerce sales have skyrocketed. There is no going back from here, especially when social media is becoming a solid platform for shopping too.
The Internet has entirely transformed the buying experience. People can easily purchase things from all over the world. Payments are instant, and websites recommend products based on your browsing and shopping habits. So, follow the above tips to use the spell of an online purchase smartly.

Are you looking for online car insurance? Check out the best deals HERE .

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

While many of us barely use it, still a majority of people honk, mainly out of habit or impatience they have while driving. They consider it as essential as the accelerator pedal. You'd still see a truck on the road that says "Horn Please". Do Indians really love honking? Fancy modifications like pressure-horns or a songs' beats in horns make it feel like an irritating musical jam happening on the roads.

Apart from that, some of the drivers tend to express their moods on the roads. For instance, if they fought at home or were fed up with their work in the office, even a small thing like your building's watchman making a delay in opening the gate, their aggression comes out with excessive honking.

Some drivers commonly use honking as a replacement for pressing the brakes. And it has become a habit of theirs. We have become accustomed to this unsafe behaviour since it is so firmly fit in our brains.

But if we look at how people commute on Indian roads, honking seems reasonably necessary in some cases. For example, you may be in a situation where several cars from all directions are passing you by, the only way to prevent or discourage an aggressive defaulter is to honk. Add to that, people who casually stroll down the busy roads, utterly ignorant of traffic, only honking can alert them.

Many drivers hold false thinking of invincibility when they think that they'll rule the traffic by honking. So their vehicles equipped with a loud pressure-horn try to blow through halted traffic. Here, the problem lies in the misconception that a vehicle in front of you would move and allow you to pass by the moment you press the horn. But the reality turns sour when this false impression results in accidents, significant vehicle damage, and in the worst-case life-threatening injuries. Two-wheelers plying on the road are most vulnerable to these situations. So, get yourself an ideal 2 wheeler insurance online to secure your vehicle and life before getting on the roads.

Honking is a severe issue, and the country is taking various steps to tackle this harmful problem and creating awareness about driving etiquette.

• State Governments are setting up and supporting ‘No Honking Zones’ at many crossings and places.

• Governments, NGOs, and other institutions around the country are running campaigns to make people aware of the hazards of Mindless Honking.

• New electronic signals are installed that extend traffic's waiting time if they recognize mindless honking.

• The pressure-horns are banned in many states, and use of it will cost you a heavy penalty.

The noise pollution resulting from aggressive honking can severely affect mental health by creating spikes in adrenaline levels. Our duty as responsible citizens of the planet is to be aware of the mindless honking and the ways to reduce noise pollution. Mahatma Gandhi once said, "Be the change you want to see in the world". So let us begin with this profound road etiquette and make India Less Honky!

Click HERE to know about the best 2 wheeler insurance online.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Retirement is a beautiful stage of life. It's the time when you finally decide to take a vacation from the fast-paced lifestyle. Retirement can be an excellent time to relocate to a more tranquil location that is both economical and has pleasant weather.

We've listed some of the ideal retirement destinations in India to assist you in discovering a delightful new way of life that may be a little slower-paced but enriching. So have a look at these places and see whether one of these beautiful cities is somewhere you'd like to retire in.

1. Bhubaneshwar, Odisha:
This ancient city has magnificent temples, opulent fabrics, finger-licking seafood, and tranquil hidden beaches. Because of its electricity distribution innovations in India, Bhubaneshwar is considered a World Bank Model City and is well-known for the lowest electricity prices in India. If it isn't enough to persuade you to move here, then the range of multi-speciality and super-speciality hospitals will do the trick. Moreover, Bhubaneshwar is well connected to most parts of India by air and train, making it quite accessible.

2. Nashik, Maharashtra:
Nashik is one of the most incredible places in India for retirement because of its rich greenery, temperate climate, and old-world charm. This Maharashtrian city was also named to have the best air quality index city in India in 2019.
The crowd from all walks of life come to see the lovely gardens, inherent culture, and historical places. It is known for its diverse art and culture and iconic tourist and religious attractions. In comparison to Mumbai or Pune, Nashik has a lower cost of living and is less congested. Nashik is also connected to all major cities in the state.

3. Chandigarh:
This wonderfully constructed city, recognized as a senior citizen's heaven, is well connected by road and train to all the country's major highways. It is also close to the capital city of India, New Delhi. Chandigarh is recognized for its pleasant climate, relatively clean environment, low crime rate, and excellent medical facilities, making it famous for retirees and older citizens.

4. Coimbatore, Tamil Nadu:
Coimbatore, dubbed the "Textile Capital of the South", boasts a vibrant cosmopolitan culture, low pollution, and a consistent climate throughout the year. Coimbatore is also one of the greatest cities in India to retire because of its fast-growing infrastructure, public facilities and excellent travel connections.

5. Panaji, Goa:
The Goans have every right to be proud of having built a distinct lifestyle that reflects their easy-going culture. Their culture is just as lovely as their laid-back approach to life and to take things as they come. This attitude towards life can be seen and felt all around Goa, especially in Panaji. People here don't strive to outrun life because they adore it so much.

Post-retirement happiness can be doubly celebrating if you are physically fit, mentally active, and have a plan to enjoy your retired life the way you had dreamt of! The above-listed tier 2 and tier 3 cities make it easy to decide the destination that will suit your requirements. Besides a good location, make it also convenient for your post-retirement life to have perfect health insurance that provides complete coverage for your medical expenses. Enjoy a happy retired life!

To view our health insurance policies, click HERE

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

It’s easy to lose track of time while going through your closet and segregating clothing into keep, donate, and dispose of piles. Or, spend an afternoon organizing your kitchen drawers and getting rid of all the unnecessary items and appliances you never use. But what about your digital environment?

The amount of digital content that fills up our lives might easily overwhelm us. We let stuff pile up without properly organizing it, and before we know it, we’re frustrated and worried. In this article, we will provide you with some tips on how to simplify your digital life so that you may be more organized and, as a result, make better use of your valuable time.

1. Clean up your desktop:
It’s all too simple to pin items to your desktop and leave them there, from photographs to word documents. But, it may become chaotic in a couple of weeks, and do not forget the fact that it will gradually slow down your computer’s performance. Schedule a day in a month, gather all of your desktop files into a single folder, then go through them chronologically to choose what to keep and what to remove.

2. Invest in cloud storage:
Virtual or cloud storage is a good alternative for storage purposes, significantly when technology is rapidly advancing. For example, you may use an online storage platform like Google Drive, iCloud, Dropbox, or OneDrive to free up space on your devices. These allow you to view your documents from any computer with an internet connection and ensure that you won’t lose your data if your machine crashes. Plus, cloud storage platforms facilitate smart allocations and storage of your media files and other documents on specific parameters like the source path, time, etc.

3. Delete the unwanted items:
‘Nothing is better for the soul than a good cleanse’. We can apply this to our devices as well. Remove any unnecessary material from your phone by going through your photographs, music folders, and even your contact list. It can be tough to let some of the contacts go, but if in doubt, ask yourself: Have I contacted this individual in the last five years? Do I need nine different photos of the same landscape? I loved these videos when they were trending, but would I watch them again? After deleting a binge, you’ll be amazed at how much extra storage space you have.

4. Unsubscribe from unwanted emails:
One method to declutter your inbox digitally is to treat it like a real mailbox: keep it clean and free of garbage. For example, if an email is junk mail, unsubscribe from the mailing list before deleting it. It is to avoid receiving the identical trash mail the following week or month.

5. Backup your important documents at a single location:
A dedicated document or a digital wallet allows users to access authentic virtual documents quickly. You may keep important papers like your Aadhaar card, driver’s license, PAN card, voter ID, train or bus season pass, and online car insurance copy safely in your digital wallet. Intelligent and efficient management of your documents can save you from the struggles and chaos we usually encounter at the last moment.

6. Manage your applications smartly:
Look through the applications on your phone or tablet to see what you have installed. How many do you use regularly, and what can you get rid of? It will feel less cluttered if you have fewer apps on your phone or tablet. Fewer applications mean more free storage space, lesser notifications, and more digital detox.

While digital decluttering may appear time-consuming at first, the long-term benefits will boost your productivity and free up time for hobbies, essential tasks, and real-world relationships that enrich your daily life. Learning to manage your stuff is a good habit, so start today by handling your digital world. The motive should be reclaiming and improving your mental space too, by working on the digital one.

Click HERE to get the best online car insurance plans.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

There is much debate on what exactly helps a person to stay fit – is it a good diet or a workout plan? A good diet covers the meals you consume daily, from fruits and vegetables to dairy products and protein-rich food. A good diet will keep you safe from the risks of health issues like diabetes, cholesterol, blood pressure, heart diseases, and the worst-case – cancers.

Exercise keeps your muscles and internal organs active, and there is no alternative to exercise if you want to stay physically fit. Exercise energizes you from within, and this energy is vital to carry out all the day-to-day activities and even at the time of health problems.

If you wish to reduce weight, dieting appears to be the logical solution. When we intake more calories than we burn, we tend to gain weight. As a result, lowering calorie consumption would be the most natural way to lose weight. Right? This, however, is rarely maintained. People tend to jump back to their previous routines after a while. Worse, the feeling of deprivation causes them to binge, further causing them to regain their lost weight.

So, if dieting alone isn’t enough to achieve long-term weight loss, would exercise alone work just fine? Short answer: NO.

Here’s why.
Regular exercise has several advantages, including a healthier heart, enhanced metabolism, and stronger bones and muscles. Exercise is also part of a formula that can help prevent many clinical illnesses, including several cancers. But, exercising will cause you to break your muscles at the gym and burn your fats. If you don’t repair those damaged muscles through a proper diet, it will cause you to lose bone density. You’ll get thinner, but you won’t be any fitter.

So what exactly should you go for?

The answer is, workout and eat smartly, collectively!

If you’re able to maintain the balance between a good workout plan and a healthy eating habit, you’ll complete your race towards the goal of fitness in less time.

Remember, you don’t need to work out every single day to be fit. Aim for at least 150 minutes of moderate to strenuous activity every week. Figure out a way to make time out of your busy schedule for a quick 50 minutes workout or have an exercising session every alternate day, whatever works for you.

As for diet, use a calorie calculator on the web to figure out your calorie level. If your target is to gain weight, eat above, and if it’s to lose weight, eat below the maintenance level.

It is preferable to have a minimally processed, whole-food diet rich in healthy fats, fibre, and lean protein to support general health.

Final word:
It may be tempting for you to choose one over the other. Diet and exercise complement each other and combining the two will improve your health and quality of life. As you take your fitness journey more seriously than before, be one step ahead and cover yourself and your loved ones under a good health insurance policy. Because eating and exercising will only take you a certain distance on the path of well-being, good health insurance will be your helping hand when you have to go the extra

Click HERE to browse the best health insurance plans.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

It is rightly said that when in doubt, travel. And, traveling to mountain-tops and indulging in some thrilling activities is on the bucket list of every passionate traveller. So if mountains amaze you, this list of some of the most amazing places for hiking is for you. We have picked these five destinations blessed with nature and adventures to explore.

1. Kedarnath Trekking, Uttarakhand:
Situated in the mighty Garhwal Himalayas, the Kedarnath in Uttarakhand is a rejoicing trekking experience for nature lovers and travel enthusiasts. Its bloomed beauty with charming villages, lush green meadows and breath-taking sights of Himalayan peaks are stunning. The 3850-meter lofty summit of the trek covers Govind National Park, a glance of Himalayan flora and fauna. The hike also encounters views of Swargarohini, Ranglana, and Banderpooch with some heart-warming sunsets and the spectacular views. The trek covers forest sections and meadows and is also safe to walk through; spotting wildlife of the region is possible during the tour. Days are warm and sunny, though nights are cold with low temperatures. The difficulty of trekking is easy to moderate.

2. Clouds End Trek, Mussoorie, Uttarakhand:
It's obvious why Uttarakhand is called the "abode of the Gods" for every good reason. This holy place consists of magnificent clouds end trek – Mussoorie. The total area spreads over more than 2000 acres of land. Uttarakhand offers the best of avenues to experience some of the best hikes. People also hike up to the Jwala Devi temple that is in the vicinity. Here you can hike with a cultural overhaul and camping experience. The best time to trek here is in winter.

3. Tiger Hill, Darjeeling, West Bengal:
Tiger hill is the highest peak among all hills in Darjeeling, with an altitude of 8482 feet and 11 km in distance. The phenomenal view of Kanchenjunga can be seen with the incredible crystal blue sky. The trail is through the tiny villages and via pine, bamboo forests. You can visit a 150 years old monastery while hiking. Try to get there by pre-dawn to witness a majestic view of sunrise.

4. Chadar Trek, Ladakh (Frozen River Trek):
Ladakh is undoubtedly the dream destination for trekkers and bikers. The highlight of this trek is that it's not on some mountain or high hills. Instead, it is on the frozen "Zanskar River". No words can encapsulate the beauty and thrill of this trek. You will see a frozen waterfall that will soothe your eyes and soul. During the trek, you can interact and experience the culture of Zanskar village. Chadar trek is 11123 feet, and 62 km spread. The best time to go for a trek here is from early January to February.

5. Sahyadri mountains trek:
Situated in the western ghats, 1600 km in length, Sahyadri Mountains are a lush green beauty parallel to the coastline of the west and one of the favourite places of trekkers. This world heritage is rich in wildlife and biological diversity too. Blessed with stirring pinnacles, caves, forts, and hilltop greenery is the point of attraction to trekkers. It's truly a paradise for nature lovers. The best time to visit this trek is Monsoon. Seasonal waterfalls and rainbows, flowing rivers with surrounding greenery of Sahyadri make this trek marvellous.

On a final note, good health and physical fitness are required before you head off to any trekking destination. Your endurance will be on a severe test, so ensure that you prepare yourself by considering all the possible factors. However, mishaps and unforeseen problems can occur too. Therefore, count your health insurance in your essentials to have safe and memorable trek experiences.

If you are looking for health insurance online, click HERE.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

We all have heard “health is wealth” a hundred times from our elders, haven’t we? And it is one hundred percent the quintessential truth. We all try to take care of our health by maintaining our physical and mental strength through yoga, exercise, and a balanced diet to add the perfect amount of nutrition. These factors influence the path towards your goal of a healthy body and mind. A slight health issue can delay your daily lifestyle, affect your wellbeing, and lower your confidence.

People in the olden days had the perfect routine which supported their bodies in every way possible. They had the cleanest air, food, and water for daily consumption. And they performed extensive physical activities throughout the day, which kept their body active and their blood pumping. Due to the hectic modern lifestyle, it has not been easy to obtain clean and pure resources to attain peak health in recent times.

Excessive pollution, global warming, and urbanization have also harmed humankind. While our lives have become more effortless, we are unfathomably dependent on technology to do a significant chunk of our daily chores, which has reduced the level of our physical and mental assignments, thus making us lazy and prone to diseases.

Nutritionists, dieticians, and doctors prescribe alternative medicines and supplements to ensure that our body receives the required amount of nutrients to build stronger immunity during severe medical emergencies like the covid-19 pandemic. Here’s what you need to know before using alternative medicines.

1. Connecting the mind and the body:

Medical practitioners recommend mind-body therapies to many patients to deal with various health issues. These therapies involve meditation, hypnosis, yoga, and tai chi. Meditation helps you develop focus, increase concentration, control anxiety and depression, reduce insomnia, etc. Yoga, tai chi, and hypnosis help you reduce stress, get sound sleep, treat back pain, manage weight, and boost your quality of life.

2. Nutritional supplements:

Many doctors prescribe certain standard nutritional supplements (vitamins, minerals, etc.) to ensure that their patients achieve the individual dietary requirements during the treatment of their respective medical conditions. Some commonly prescribed items include turmeric, ginger, primrose oil, castor oil, aloe vera, etc. They help in building a solid gut and immune system and treating various skin and heart issues.

3. Medicinal streams of treatment:

We all have heard about various medicinal treatments, which are considered alternatives to standard allopathy or western medicines. The ayurvedic system, homoeopathy, and naturopathy are the most popular alternatives with their own beliefs of procedures and treatment. Practitioners of Ayurveda strongly believe that just like our planet Earth, our body too is made up of the five essential elements: fire, water, earth, space, and air. The elements govern our bodily functions.
The Homeopathic system combined two theories that dictate that small doses are effective. And Naturopathy takes a traditional approach to treatments. These alternatives strongly recommend the usage of natural substances, medicines, and therapies which do not have any side effects on your body. They connect your body to nature and allow it to heal your ailments.

Other alternative medicine treatments include massages, acupressure, chiropractic techniques, therapeutic touch, etc.

While discussing various medicinal treatments and their alternatives is essential, it is equally important to understand how to safeguard your body in severe health emergencies, which usually come without warning. They can lead to excessive stress and unprecedented damage-financially, physically, and emotionally. To protect your and your loved ones’ health in sudden circumstances, you need to purchase health insurance. Opt for online health insurance to avoid the hassle of numerous procedures, submission of documents, and involvement of intermediaries.

Click HERE to know more about online health insurance.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Driving is a predominantly visual activity. Only learning the controls of the car is not enough. Good visualisation is one of the essential skills to develop when driving a car. Although you must concentrate on the road ahead, it is crucial to have a clear view of the sides and back of the car as well. Adjusting the side and rearview mirrors is vital to ensure a well-rounded view while driving.

Further, you should rely on emergency financial help by investing in dependable motor insurance India plans in case of road accidents, as it is always better to be safe than sorry.

All cars have blind spots; therefore, adjusting your rearview and side mirrors to the optimum can ensure maximum visibility and safety on the road. In this article, we tell you how to use your car mirrors efficiently and avoid the chances of accidents while driving.

1. Rearview mirror:
The rearview mirror, positioned next to the driver’s seat slightly above their eye level, is used to see the road behind and if any cars are approaching. The driver must adjust the rearview as per their height and comfort as soon as they get into the driver’s seat.
To adjust the angle of the mirror, sit up straight in a comfortable position, hold your head still, look into the rearview and shift it until the back or rear window is entirely visible in the mirror. Do this to avoid any blind spots. If more than one person is driving the same car, make sure to check the rearview mirror every time you get into the driving seat and readjust it to the best angle, in case it has been shifted as per another driver’s comfort.
When driving at night, flip the tab at the bottom of the rearview mirror that helps dim the light reflected by the headlights of the cars approaching behind you that may strain or blind you. In addition, some advanced car models enter and exit night mode to aid your visualisation.

2. Side mirrors:
Every car has a single side mirror on the left and right sides of the vehicle, respectively. As they are located outside of the car, it can be difficult to manoeuver them from inside. While many modern car models have levers or buttons that help adjust the side mirrors from the inside, some of them may not.
If your car does not have a lever or buttons to adjust the side mirrors, make sure to do so manually, right after you adjust the rearview mirror. Sit upright in the driver’s seat, first glance to one side, and adjust that mirror to an angle that helps reflect the side of the road. Shift it to a wide angle to get a comprehensive view of the side of the road. Repeat the same method for the mirror on the other side. If you have a lever or button inside the car, angle the side mirrors using it. The side mirror should provide a wide sideways view in just a simple glance.
The pro tip is to adjust the side mirrors to an angle that allows you to see right from the side of the road to the very back, including the approaching car, to maintain a safe distance.

Following these few tips to adjust the car mirrors can vastly improve your visualisation and assist you considerably while driving. It leaves very little room for errors or accidents. Apart from angling the mirrors, you must also check the wheel alignment, tyre pressure, oil levels, acceleration, and brake control to ensure safety before hitting the road.

Also, prioritise investing in motor insurance India plans and get the perks of financial coverage in case of loss or damages during accidents. Add value to your possession and get the best returns with assured safety.

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Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Indoor rodent infestations may have significantly reduced over the years; however, they still pose a threat outdoors. While we hear several stories about the damage caused by rodents and insect infestations in cars, we rarely hear about how badly they can damage two-wheelers.

Rodents, particularly mice and rats, are primarily attracted to areas where they can find ample warmth and hide. For them, bikes that have been stored away in garages for the long term make a perfect home. Although these mice usually take shelter in cars, bikes are a perfect warm spot for them, specifically in the winter months.

What are the threats caused to your bike by mice?
If you think rust is the worst thing that can harm your bike, you may be wrong. Mice and other such rodents can be far more damaging to your two-wheeler. From chewing on bike parts and wiring to building nests inside your engine, mice can cause terrible damage.
Mice are quick to chew into various parts of the bike, especially wiring. This can cause the engine and other parts to fail and is very difficult to fix. These damages incur high costs for the maintenance of your bike. In addition, it can be challenging to reach and repair the internal parts of the bike that have been damaged, causing unfavourable wear and tear in the process.
The nests created in internal parts of the bike are another major issue. Mice store food and other materials in the nests, which can clog the engine. They carry diseases and germs that can be detrimental to your health. If the nest is built near the air filter, there is a considerable danger of expelling rodent excrement every time you start the bike, leading to the spread of airborne viruses.

How to keep mice away?
Whether you are trying to get rid of the mice or are simply taking preventive measures to protect your vehicle, these few tips will go a long way in avoiding any more damage caused by rodents:

1. Mice try to find places that humans or other animals don’t regularly use. A stored bike in the garage or outdoors is one such place. The easiest thing to prevent this is to take the bike out for a ride frequently.

2. A simple mouse trap can help catch the ones that may be inside your vehicle. Keep the bike in a shed or enclosed area, set enough mouse traps around and underneath the bike, and check after a couple of days.

3. You can find many mice or rodent repellent sprays and medicines in local stores or online. Spraying these all over the bike will help chase away all the mice dwelling in and around the two-wheeler and prevent any more rodents from coming near it.

4. Block all mouse holes or hiding places in the garage where you store your bike. Making it a rodent-free zone is crucial. Avoid parking the bike in forested areas or lands with tall grass to avoid any future infestation.

5. Mice have a strong sense of smell and can be highly affected by it. Applying peppermint oil on tiny buds of cotton and placing them in various corners of the vehicle can help drive them away.

These tips may not undo all the damage caused to your vehicle, but it’s always good to be aware. So, be wise enough to have bike insurance so that you can recover the damage caused by mice. Also, if your bike insurance plan covers non-collision damages, you can easily file a claim.

Click HERE to get the best deals on bike insurance.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

The onset of monsoon is a gift for humans, animals, and plants. The lush greenery, the sweet smell of moist soil and the cold winds are a much-needed respite from the scorching summer months. But with all the monsoon goodness comes a set of challenges as well.

Children end up locked inside their houses, hoping for the pouring rain to go away. If you are a parent and you notice your kids growing increasingly impatient, this article is just for you. This article will look at all the activities you can enrol your kids in for a productive and fun monsoon season.

1. Take up a painting class:

Painting is an expressive art form. It is visually stimulating and allows your child to explore different colours and expression mediums. It gives your kids the opportunities to develop creatively and imaginatively.
This gives them the freedom to visualise and metaphorically paint the picture they want. You can help your children navigate the different types of famous artworks for inspiration. Later you can encourage them to join a painting class or workshops and learn to paint their imagination with passion.

2. Sports are always a yes:

In these distressing times of fast-paced technological advancement, we all have fallen sick and are easily prone to multiple health issues. Our bodies have become glued to the smart phones, and all you want is readily available with just one touch and tap of your phone. Rain can put a damper on your kid's physical activities.
Since being outdoors is a complete no-no, kids end up glued to screens. Indoor sport is your solution. Games such as table tennis, carrom, and chess are a few sports kids can play in the comfort of being indoors. Do not let rain be the reason your kids stay away from the fun.

3. Never say no to learning music:

Music, like painting, is again an expressive art form. The sounds stimulate your brain, which can then interpret different versions of tunes and rhythms. They help your child distinguish between various moods and emotions, thus enabling them to create their music. Notice how your kids pick up different notes from the song. Understand and encourage them to pursue various music skills and may also enrol in a music class.

4. We have all heard of abacus:

Abacus and mental maths tips and tricks will always be everyone's favourites. It doesn't harm learning quick tricks to help your child academically in the future. This enables the brain to enhance its analytical and logical power. Abacus classes can help your child improve their logical reasoning and make brisk calculations.

Ask your child if these activities interest them, and let them take the lead while staying indoors during the monsoon season. Parents must always focus on planning experiences to help their children be independent and happy. Don't let the rain wash out the excitement of your children. Monsoon can be fun, too, if activities are planned rightly.

Apart from the skills development, you should consider the plans for keeping the kids protected under any unforeseen circumstances which might arise during different walks of life. One of the best gifts your child can get is insurance benefits. As a parent, you must discuss your options and purchase the best general insurance for catering to your children's needs in the best ways possible.

Refrain from taking drastic decisions while buying general insurance. Take your time, do the best research, understand your child's requirements, and accordingly select the plan that is the best!

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Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

If you have recently started your fitness journey or are planning to do it soon, you will come across words like “strength training” and “weight training”. But, what do these terms mean, and how much of it should you inculcate in your daily fitness regimen? More often, people primarily focus on weight loss or bodybuilding. However, an important thing to remember is to lose fat healthily. Overdoing your exercises and following unreasonable diets can have the opposite effect on your body.

This article will look at a few key differences between “weight training” and “strength training” to help you understand them better. Always remember to use weights under the guidance of a professional. Improper postures and overestimating your ability can lead to muscular and joint injuries. Let’s get started!

What is weight training?

Weight training indicates exercises that require the use of weights. Weights can be of various types; dumbbells, barbells, kettlebells, etc. Weight training is not limited to using gym equipment for your exercises. You can also make use of your body weight to practice weight training. Exercises such as push-ups, planks, and pull-ups are a few examples of using your body weight to see similar results to gym training.

Do not exert too much with excessive weights while doing weight training. Focus on how long it takes to fatigue your muscle with the most basic weight. Build your way up from there. Adding weights and gradually increasing the number of sets is a highly efficient way of building strength. If you experience pain while doing an exercise, it is best to leave that exercise. Take that up later with fewer weights.

Benefits of weight training:

● Increases strength of muscles and tissues

● Improves bone density

● Improves heart health

● It prevents aches in joints and back

● Aids in weight loss

● Defines and sculpts your body

What is strength training?

Strength training focuses on building strength and resistance. The basic purpose of doing strength training is to develop a strong core. It takes advantage of muscle contraction to build endurance and overall body strength. Strength training involves parts of weight training such as push-ups, lunges, etc. Equipment can vary from ropes and sleds to balance balls, and tyres. Strength training involves customised plans to stimulate and emphasise a particular area.

It is highly beneficial for people looking to improve their flexibility. Sportspersons undergo this training to enhance their skills and understand the chain of movement they will require in the game. Strength training plays a crucial role in helping people manoeuvre through these routines and gain optimal body functionality.

Benefits of strength training:

● Strengthens your body

● Boosts your metabolism

● Reduces fat

● Lowers risk of injury

● Helps in managing blood sugar levels

● Makes you more flexible

These are a few key differences between strength and weight training. One thing to remember while starting weight or strength training is to consult a trainer or a professional. Proper guidance is important for first-timers. Professionals can aid you in understanding the requirements of your body and customise a plan accordingly.

Irrespective of what kind of exercise you are doing, do not underestimate the power of a proper warm-up. Warm-ups prepare your muscles and tissues to prepare your body for an intense workout and decrease the chances of injuries. Putting in ten minutes of your time to do cardio or walking makes a good warm-up.

People join a gym or a yoga class to remain fit and healthy. However, investing in health insurance is another good habit of remaining aware of health. Health expenses can severely drain your finances, and reliable health insurance will help you avoid them. Take a step toward a healthier lifestyle and buy health insurance online in India. Enjoy the perks of purchasing a heal insurance policy online and get rewarded with an attractive premium.

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Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Buying a second-hand car is a quick and easy way to get into the world of driving. Second-hand cars are a boon for families that dream of having their own car but find it difficult due to financial reasons. Research states that of the total car transactions made in India, around 55% are used cars purchases.

However, buying a used car doesn't mean you won't need insurance. Without insurance, you may find yourself paying even more for accidental damages and other repair or maintenance costs. You can save considerably on garage costs by investing in the right car insurance policy and capitalise on its benefits to gain healthy returns on your investment.

What is second-hand car insurance?
When you're buying a used car, the insurance history is essential — it shows you how much the owners took care of their vehicle and whether or not they were honest with their insurance claims.
After buying a used car, immediately call your insurance company. Registration is the first step in purchasing a vehicle. After you are registered, you have 14 days to transfer the insurance policy into your name.

Why is it essential to insure your second-hand car?
In India, car insurance is mandatory by law. However, third-party policies (also called liability car insurance) aren't sufficient to cover all damages. On the other hand, comprehensive policies provide more in-depth coverage.
As for your car insurance, choose a policy that includes comprehensive coverage. It will protect you against losses due to damages caused by human or natural calamities or the loss of your vehicle itself. Suppose a third party's death or injury occurs during an accident. In that case, their family will not be able to claim from you directly if you have paid the policy premium timely.

Pros of getting your second-hand car insured – The insurance policies cover you against the following problems:

• Natural disasters – Comprehensive car insurance covers your losses against damages caused by natural disasters like storms, floods, earthquakes, and other events beyond human control.

• Car accidents – Insurance protects you against the financial risks of injury or death due to car accidents, as well as damage or destruction of your vehicle.

• Robbery – As long as you have an accurate insured declared value, comprehensive car insurance will cover theft, vandalism, and other accidents resulting in total loss.

• Man-made catastrophes – You never know what could happen, but if someone else's actions cause your car to catch fire, you'll be covered. Likewise, artificial catastrophes such as vandalism, fire, self-ignition, and acts of terrorism will be covered under this policy.

Ignorance is never bliss when it comes to the safety of your car. In many cases, owners do not qualify for insurance claims due to a lack of awareness. Individuals must transfer the insurance policy to their name if buying or selling a second-hand car. The previous owner should also follow the procedure to ensure that legal problems don't arise in the future.

While owning an uninsured vehicle comes with several risks, one should also keep in mind that Indian law mandates that all vehicles must be covered under proper insurance.

Click HERE to know more about car insurance.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Sports are the preferred choice of physical activity by most people. It’s an exciting and fun way of incorporating physical activity into your routine. Spending at least half an hour a day playing can be magical for your mind and body. There is no better stress buster than playing your favourite sport.

If you are confused about where to start your fitness journey, playing a sport is a right start for you. However, are you worried about the many injuries that the sportspersons talk about? Fret not! We are here to clear the space of confusion and state all the facts and remedies before you.

This article talks about a few common sports injuries and their treatments for a faster and effortless healing process.

1. Sprains:

A tear or stretch in the ligaments caused is known as a sprain. As it can directly impact the movement of joints, even the menial tasks become highly painful. The most common are ankle sprain, wrist sprain, and knee sprain. Improper footing or a profound impact on different body parts can cause ligament tears or sprains.
Constant pain, swelling, redness, bruising, etc., are the general symptoms of a sprain. Sprains can typically take anywhere between a week to a month to heal fully. The easiest ways to fasten sprains' healing process are heat therapy, rest, and restricting movement.

2. Fractures:

Fractures are also a common injury that often occurs to sportspersons. Depending upon the severity of the injury, fractures typically take a month to six months to completely heal. Fractures can be cured using casts, padding, plasters, etc.
However, there are times when the doctor might suggest surgery to ensure that the bone fully grows back and is appropriately aligned. Misaligned bones can cause severe long-term implications if not fixed immediately.

3. Back and Shoulder injuries:

How often have we heard people complaining about their back giving them trouble? The spine is most susceptible to strain and stress during physical activity. Since your entire body frame is supported on your spine, giving extra care to your back is essential for staying fit.
Overlooking the stress on the back may lead to severe inflammation resulting in slip-discs and other back-related injuries. Treatments can vary depending upon the severity. Sometimes patients are recommended to take complete bed rest or undergo surgery.

4. Concussion:

In sports such as football and basketball, players can come across sudden high-impact injuries to the head. This traumatic injury can affect brain function. The symptoms can range from minor headaches, dizziness, drowsiness, and loss of consciousness.
Sometimes, these injuries do not show symptoms immediately and can take several months to manifest into other complications. Always consult a specialist to ensure that there are no severe injuries.

These were a list of the most common sports injuries prevalent amongst sportspersons. Remember to not over-exert the body whenever it shows signs of ache or strain. Sports and other physical activities are meant to be enjoyed while also helping you maintain an active lifestyle. But as the saying goes, "Excess of anything is harmful". Overdoing your practice can cause severe issues and aggravate the health of your body.

Always practice under the guidance of an instructor who can monitor your form and stamina. To safeguard yourself from the expensive treatments you might need during recovery, consider opting for the best personal accident policy in India. This way, you can rest assured that all your extra expenses are being taken care of. Never give up your spirit of playing a sport by surrendering to injuries. So, be cautious and continue passionately pursuing your favourite sport!

Click HERE to buy the best personal accident policy in India.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

The world has gone digital, and given the current technologies coming in, there is absolutely no doubt that the digital era is here to stay. Everything in our work and personal lives is getting digitised by the moment. This indicates that our dependency on “screens” is going to rise. But how does that impact your vision?

Your eyes are your window to the world. It is one of the primary sensory organs which plays an integral role in your life. Unfortunately, the increase in the use of gadgets harms our vision. Your eyes are your window to the world. It is one of the primary sensory organs which plays an integral role in your life. Unfortunately, the increase in the use of gadgets harms our vision. Like a sound mind helps makes in a good body, healthy eyes sustain a healthy body.

But how to take care of your eyes in this world of soaring screen times? The following tips are beneficial for you to imbibe in your lifestyle to maintain a perfect 6/6 vision.

1. Your diet should be well-balanced:
The health of your eyes depends a lot on your food habits. The healthier food you consume, the better. Omega-3 fatty acids, lutein, zeaxanthin, zinc, and vitamins C and E enriched diet can fend off degenerative eye diseases like cataracts and Age-Related Macular degeneration (AMD). These nutritional constituents are necessary to maintain ocular surfaces. In addition, vitamin A for children is essential.

Make sure your diet contains the following foods:

• Fresh fruits and green leafy vegetables

• Berries

• In case you’re a non-vegetarian, then salmon, tuna, and other oily fish

• Lentils, eggs, beans

• Citrus fruits

• Seeds and nuts

2. Sun protection:
The ultraviolet rays from the sun have been proven to be harmful to the eyes. These rays can cause cataracts and Age-Related Macular degeneration (AMD), pterygia, and eye tumors. Avoid looking at the sun directly with naked eyes. Ensure that you wear the right sunglasses which protect you from UV-A and UV-B radiation.

3. Say no to smoking:
There’s no argument against the fact that smoking is bad for your health. It damages your respiratory systems and eventually deteriorates your whole body. There is sufficient data that proves that smoking increases the risk of AMD and cataracts exponentially. It also dries up your eyes, making it lose vision gradually.

4. Safety goggles:
To prevent any eye injuries, you must wear safety goggles whenever required. It doesn’t matter where you are; if your work deals with chemicals or airborne materials, you must ensure that you’re wearing your safety goggles. The same goes if you’re handling sensitive equipment or fireworks. Sports injuries can also cause eye damage. So you must wear a helmet and protective goggles.

5. Keep an eye on screen time:
Sitting in front of a screen can cause many eye issues, including headaches, strain, blurred vision, dryness, etc. Wear glasses or lenses, according to your power. Take breaks between your work. Increasing font size, adjusting the brightness, and lubricating eye drops are other ways to protect your eyes.

6. Regular checkups: Visit your eye doctor regularly for comprehensive examinations. If the doctor picks up anything during the checkup, you can eradicate the problem in the very early stages by proper treatment. This ensures that your eyes stay healthy in the long run.

Understand the vitality of having a good vision and healthy eyes before the situation slips out of hand. Follow the above tips and practice a few eye exercises to keep the blood flow constant in the eyes.

Now that we’ve discussed the tips to have better vision, another wise option to take care of your eyes and overall health is to buy health insurance, especially for the elderly of the family. So, browse through the several options and purchase health insurance in India for parents, which caters to their needs and enjoy life without any worries.

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Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Exercising is something that no one should ever compromise on. And if you are someone who religiously works out, you are already better than the sixty-four percent population of the country. But exercising is not any random daily task that you need to tick from your to-do list. It is a strict health practice that demands your time and dedication.

Exercise has stages that usually are overlooked. Ask any fitness enthusiast, and they will tell you pre-and post-workout care is as essential as the workout. The pre-workout phase includes a warm-up session. This is needed to warm up your body and get your muscles ready for a round of the extensive workout. Warm-ups before exercise avoid injuries that can later turn fatal. But, what do you do after your workout is done?

This article will take a detailed look at everything you can do post-workout to ensure optimum functionality and maximum results for your body.

1. Hydration:

Drinking too much water right after your workout is unsuitable for your body. Instead, it shocks the body with a sudden temperature change. Due to this sudden temperature change, the body uses energy to heat the water, which can slow down the rehydration process. Instead, take small sips after every set of exercises.

2. Stretching:

Stretching is an often-ignored part of workout routines. It takes barely 05-10 minutes. However, if you are running short on time, you can stretch on the go. You can easily do stretching such as lunge walking, overhead stretches, bicep stretches, side bends, etc., as you walk to the exit gates of the gym.
Stretching enhances flexibility and decreases muscle soreness after a high-intensity workout. If you miss out on stretches, it can lead to severe back pain and muscle soreness.

3. Restore your proteins:

Protein helps in muscle repair. You can obtain your daily protein intake from various sources such as eggs, curd, paneer, etc. Protein powders and supplements can be consumed as an add-on.
The amino acids in protein act as building blocks, essential for the repair and regeneration of muscles. Protein intake also helps with soreness that might follow the subsequent day after a heavy workout.

4. Include nutrient rich food:

Add a balanced and nutrient-rich meal to your post-workout diet for growth and recovery. Include foods with high content of vitamins, fibres, minerals, and carbohydrates for a well-rounded meal. For carbohydrates, you can opt for oats, rice, millets, etc.
Add spinach, beans, and cabbage for added fibre and nutrient content. Snacking on nuts is a smart way to ensure the intake of healthy fats, which are key ingredients to reducing inflammation.

5. Rest and Recovery:

If you practice heavy workouts, the general rule dictates that you should give your body a break of forty-eight hours weekly. Take the weekends off and indulge in light cardio such as walking, running, cycling, etc. Do not forget to add stretching to your rest days.
Our body is constantly communicating with us about what it needs. Listen to your body and take notice of the small changes that your body is responding to. Avoid straining if you feel like there is a possible chance of injury.

These are tips you can follow to ensure that your efforts and fitness enthusiasm do not go to waste. As mentioned above, overdoing exercises to the point of exhaustion can have severe implications. Always follow a routine under the guidance of a professional to avoid injuries and fatigue.

Remember that your body is unique and has requirements that are tailor-made for you. Sometimes, due to various reasons, our bodies are susceptible to injuries and accidents. Choose the best personal accident insurance to safeguard yourself and your loved ones in these situations. Don't allow injuries to stop you from hustling for a healthy lifestyle.

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Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

When it comes to a superb full-body workout that can help you grow muscle while also improving your cardio, look no further. Boxing has lately gained popularity as physical activity, particularly among women. There are multiple health and fitness advantages to boxing workouts. It would not only keep your fitness at its optimum, but can do wonders for your mental health as well.

It's a terrific method to enhance physical fitness while simultaneously engaging your mind and body in stimulating activities. People who box as an exercise commonly use a punching bag to help reduce the risk of injuries. However, you must also have the best personal accident policy in India to protect yourself in the event of an accident.

What are the benefits of boxing exercises in terms of health and fitness?

1. Weight loss:
When it comes to burning calories quickly, boxing is a close competitor to exercises like jogging and cycling. It is a high-intensity endurance activity for everybody, regardless of age or physical fitness level. In other words, no matter how great of an improvement you make in your endurance through boxing, you'll always be burning calories.

2. Improved coordination:
Although it takes significant physical effort, boxing necessitates mental concentration and demands high focus. It holds the objective of hitting your opponent while avoiding hurting yourself. To be safe and perform well, you must have excellent hand-eye coordination, as well as good footwork and balance. When competing in boxing, you must use every part of your body in coordination, uncommon in other sports.
Understanding this and putting it into practice throughout your training will significantly enhance your coordination and awareness in the ring and in daily life. In addition, boxing can help you develop greater self-awareness and confidence as physical activity.

3. Stress reduction:
Boxing is an excellent technique to work out while releasing stress in the body and expelling frustrations from the day's activities. Releasing tension through physical interaction is an effective method of stress reduction. In addition, you may experience increased joy due to the release of endorphins that elevate your mood.

4. Shaping your body muscles:
Boxing needs you to engage every muscle in your body by moving it constantly. You use your muscles to gain power by throwing punches and shifting your legs to change positions. As you train rigorously, your muscle mass and strength will grow together. Activating your complete body, including your core, will result in a more active and healthier you.

5. Improved self-discipline and mental resilience:
The intense nature of boxing workouts makes them an excellent way to quickly build both physical and mental toughness. It will push you to your boundaries, asking you to do things you didn't realise you could achieve before starting. Gradually you will start gaining confidence in yourself, and the regular routine will bring discipline to your day-to-day activities as well.

Boxing is the most enjoyable form of exercise you will ever experience which is one of the most crucial aspects of any fitness regimen. When it comes to boxing, having the best personal accident policy in India is usually a good idea because it keeps you protected from injuries that could hamper your progress or training.

Click HERE to buy the best personal accident policy in India.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

There are times when driving becomes challenging due to extreme weather. While you might be a seasoned all-terrain driver, it is still a better choice to park your car and wait for the rough weather to pass. But if you have no other option, then inculcating some of the steps mentioned below will help you prevent accidents on the road.

1. Follow a Slow and Steady pace:
While it is no surprise that speeding is dangerous, one must be extra cautious in foggy conditions. Since most of your vision is blocked due to the dense fog, and you might not know what's ahead of you, it is best to stick to the lower end of your speedometer.

2. Distance between vehicles:
It is always a safer idea to stay a considerable distance away from the vehicle in front of you. As mentioned, due to low visibility, it is difficult to predict what might be ahead. So maintaining the said distance can be a boon in case of sudden breaks.

3. Stick to low beams:
Since visibility is the biggest challenge of driving in fog, low beams are your best shot at being able to see what's right in front of you. High beams would serve no useful purpose as the fog will mask everything ahead of you.

4. Follow the line:
There is always a risk of losing the road during fog. A safety hack you can try is to stick to the lines on the side of the road. This will help you stay within the lane and not lose track of the road.

5. Use wipers:
Using the wipers constantly to ensure a clear vision is a must. Always replace your wipers if the rubber is worn out to avoid the hassle if any situation arises.

6. Keep windows open:
Keeping your windows open is a huge advantage because it gives you an idea of the traffic situation outside and helps you hear other cars and vehicles on the road.

7. Turn signals:
The traffic behind you will depend on your taillight for navigation. Ideally, you should use your turn signals way before you typically would. This will give the vehicles behind you ample time to change directions or hit the brakes.

7. Turn signals:
The traffic behind you will depend on your taillight for navigation. Ideally, you should use your turn signals way before you typically would. This will give the vehicles behind you ample time to change directions or hit the brakes.

8. Parking lights:
If you decide to park your vehicle, do it away from the road and turn on your parking lights so that the traffic coming from either side can see your car and avoid a collision.

These are a few tips that you can follow if you are driving through fog. Your safety is of utmost priority, so avoid driving in fog as much as you can. As a responsible driver, it is your duty to be safe and keep your fellow vehicles safe. Ensure good online motor insurance is always backing you, and your vehicle's safety is not compromised. During odd hours, if your car breaks down, you should be able to bank on your insurance company to protect you against financial burdens.

To learn about online motor insurance, click HERE .

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

We have heard stories from our grandparents and parents about their struggles and how things were accomplished on foot back in their old days. And as much as we appreciate the ease of living under the present circumstances, we often end up being couch potatoes and getting everything done from the comfort of our homes.

In today's technology-driven world, machines are replacing human efforts. Almost anything and everything can be done with a few clicks, from getting groceries delivered to our doorsteps, a cab waiting at our gates, or booking a movie ticket.

But this ease and convenience come at a cost. Around forty percent of youth face various health issues from obesity and lethargy. Lack of physical exercise, long working hours, and an unhealthy diet have led to severe prolonged health issues.

In this article, we will look at how incorporating fundamental physical activity into our daily lives will yield significant benefits in the future. Let's talk about putting that smartwatch into use and getting ten thousand step counts into your daily routine.

1. It's a start:

Completing ten thousand steps can seem daunting for someone new to fitness. But the goal is to get at least the bare minimum exercise into our otherwise mundane lifestyle.
Start with 5000 steps without making it too overwhelming. An average person takes about three thousand to four thousand steps daily. Putting an effort and taking this up by a thousand steps counts is an achievement you can be proud of. Opt for stairs instead of elevators. Avoid taking your vehicles for everyday grocery needs; you are already a couple of thousand steps ahead.

2. The benefits:

Taking ten thousand steps daily can help you burn about two thousand to three thousand calories per week. This means you lose about half a kilo every week without trying. If you aim for weight loss, you might have to include more cardio into your workout regimen.

But the benefits of ten thousand steps a day are countless.

● Improves blood pressure: Walking promotes better heart health. This means that your heart can pump blood with less effort, ensuring your blood pressure is normal.

● Stable blood sugar levels: The glucose in your body is used up by your muscles when you are physically active. Hence, walking can lower your blood sugar levels over time.

● A healthy heart: Studies show that walking has significant cardiovascular benefits. By making an effort, you are reducing the chances of a heart attack.

● Improves sleep: Moderate exercises can help you in improving your sleep quality significantly. It also helps eliminate daytime drowsiness and reduces adults' need for sleep medications.

● Strengthens your lungs: Increased heart activity directly indicates more oxygen consumption. This strengthens the lungs and other muscles surrounding it.

These are only some of the many benefits you can gain by inculcating healthy habits. Taking care of yourself should not be a compulsion. Instead, it should be a part of your daily life.

An important thing to note here is that ten thousand steps do not promise a miraculous overnight change. The change in your body is gradual, and consistency is the key. Anything in excess can be harmful, so it is best to start slow. As mentioned above, start your way up from 5000 steps daily to 10,000 steps. A gradual increase of about a thousand steps is recommended to avoid injuries and soreness.

Another great way to look out for yourself is by investing in health insurance plans. There are many health insurance plans in India for you to choose from, depending on your needs. Health insurance is a safety net everyone needs to avoid unforeseen medical expenses that one might incur during various health examinations and treatments.

Click HERE to check out health insurance plans in India.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

The past couple of years saw an increasing trend of people inculcating gardening in their daily lives. As people were locked down as the pandemic peaked, having a little plant companion was the best way to stay cheerful during challenging times. Having greens around not only enhances the house's beauty but also purifies the air and supplies oxygen.

While taking care of plants might initially seem daunting, gardening can become therapeutic once you know all the little knick-knacks. Today we will look at the tips and tricks that will help you start your gardening journey.

1. Start small:
Setting up your garden need not be expensive. Use the take-out boxes and old paint boxes lying around your house to pot new plants. You can find the seeds/saplings and the soil at dirt-cheap prices in your nearby nursery. Or you can even use the seeds from the groceries in your very own kitchen.

2. Succulents:
They can survive extreme weather conditions and require almost zero maintenance. They only need direct sunlight for at least 3-4 hours a day and water once a week. Since they are used to surviving in low moisture conditions, you can breathe easy, knowing your plant won't die.

3. Own your kitchen garden:
Having a kitchen garden gives you the positive reinforcement you need. Plants like tomato, ginger, garlic, and gourds do not take up much of your time. You can invest in the soil and see the returns. Using your homegrown vegetables and herbs will be the best reward you deserve.

4. Prepare your compost:
All you need to do is separate your kitchen waste and put it into a pot explicitly kept for this purpose. Then, mix the waste and soil every once in a while to ensure the soil takes up all the nutrients from the waste. This way, you will have your compost ready! Mix this while preparing your pot for new plants.

6. Preventing insects and mealybugs:
As a beginner, you might face challenges while buying insecticides. Making your insecticide solution at home can be an option for you. Adding 3 ml shampoo to one litre of water in a spraying pump and spraying it under the leaves is an excellent way to get rid of mealybugs.
Using diluted rice water is also an effective solution to get rid of tiny insect infestation on your plants. These home remedies are more efficient and cost-effective than the other chemicals.

7. Tools for beginners:
Tools are used to toss the soil, remove weeds and cut out any infected leaf. These can be done with any readily available tools in our homes. But if you must invest in your gardening toolkit, then spades, gloves, and pruning scissors are required in the beginning. Later, you can add forked trowels, garden forks, etcetera, when you build your garden further.

Since most of us are beginners, we should be careful when dealing with soil and tools. Chances are we might be susceptible to infections and Paronychia. They are mostly treated at home, but at times you might need to get yourself proper medications for the same. Getting a personal accident insurance policy would help you rest assured in case of any such mishaps. Planting and gardening can add value to your life, and having a safety net in the form of personal accident insurance only adds value to your experiences. Here's to hoping that this list is just the right motivation to start your gardening journey.

For more details on personal accident insurance policy, click HERE .

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Most people think that buying a commodity like a car is a significant expense, especially if you have taken a loan. Understand that a loan is a liability, and if not managed properly, it could lead you to huge debts. Also, the maintenance and motor insurance can additionally cost more and affect your pockets.

Don't think that the market decides loan and interest rates, and you can do nothing to save the cost. In reality, the high-interest rate on the loan you borrowed affects your car loan. There are practical ways to save up on the loans of your car. Below is the guide to give you the best tips to save money on your car loan.

1. Constrain/control your credit:
Your credit history will directly affect the interest rate of the loan. If you have a low credit score, the lender may apply higher rates for your loan amount. Sort your credit report, and know that a good credit score will help you lock up the best deal on loans.

2. Navigate beyond the dealers:
Find ways to look beyond just one middleman/broker for your car loans. Getting advice or financing quotations from the dealer is not a bad option. But, when you shop for other things, do you stop at one halt and purchase? The answer is NO. So, do the same with your car loan options.

3. Buy an inexpensive car:
It does not sound like earnest advice, but at a point, it is proven logical. Getting a car is more about comfort and ease of life than merely a status symbol. Buy a reliable, best-fit vehicle that comes with lesser interest on the loan amount. Buying a car within your budget will also help you save up on motor insurance premiums.

4. Budget your down payment:
If possible, make sure to pay a substantial down payment on the purchase of the car. So, it will decrease the amount of interest on loans. Logically, the lower the principal amount, the lower the EMI will be.

5. Smaller tenure of the loan:
Opposite to the down payment, the tenure periods should be short. The lender will benefit from it if you have an extended tenure period. If you have a shorter tenure, you'll pay off the loan much faster. Also, interest components will be lower.

6. Count the processing fees:
The processing fee for the car loans is a one-time fee, and some banks waive off their prices during special occasions. So try to benefit from it by taking loans in that period. Also, make sure you don't get charged any extra in the name of processing fees, apart from general rates.

7. Go through the fine print:
One of the vital steps is to check all papers pertaining to the loan. Whether you take the quotation or make the final deal, read all the legal documents and understand them. Don't get trapped, and be conscious of the agreement while you are availing of a loan.

Stick to budgeting your loans. Be thoughtful with your financial position to consider the loan, interest, and ways to save up on your hard-earned money. There are ample ways to save the cost of your car loan payments. Don't rush the process and check every option before choosing the right one for your car. Like having good motor insurance comes with reasonable premium rates, a car loan can also be obtained with lower EMI if you make intelligent moves.

Are you looking for suitable motor insurance for your car? Click HERE .

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Did you know that fireflies glow in the dark to attract their mate and give out an honest evolutionary symbol that their babies are foul-tasting? Foul-tasting or not, these beetles have been attracting people for a long time.

People look up in fascination when these creatures dance in multitudes, trying to attract a partner from the opposite sex. So, whether you're trying to have a romantic getaway with your partner, trying to have a memorable trip with your family, or need some peace to meditate with nature, going to a place where you can see these stunning creatures at night is just the right vacation for you.

Back in our grandparent's stories, fireflies would be abundantly seen at the onset of every monsoon, busy attracting their mates. But due to the fairly recent change in the global climate, it's very rare to see this sight in cities. Here are 04 top destinations to see these mesmerising creatures.

1. Purushwadi:

Purushwadi is the most famous destination by far. It has been successfully holding a fireflies festival for many years. A tribal village situated about 200 km from Mumbai in the Western Ghats, one gets to experience the quaint village life along with the magic of the homestays and delicious food.
This has been made possible by local NGOs that work in rural tourism. It is a perfect getaway for city dwellers who want to experience peaceful rural life. It is easily accessible from Mumbai, taking about 05 hours by car.

2. Rajmachi:

As we welcome the season's first showers, one of the most exciting things this monsoon is to go on a night trek to Rajmachi fort. The Rajmachi Fort is about a 16 km trek from the Lonavala station, and you can spot fireflies after sunset.
The Shrivardhan and Manaranjan forts offer stunning views of the valley, making it a popular destination among trekkers. The surrounding Sahyadri ranges are perfect for spotting fireflies. Another brilliant spot for experiencing this is around the Udhewadi village.

3. Mulshi Lake:

At a small distance of 50 km from Mumbai, Mulshi is a beautiful village that boasts peace and serenity like nowhere else. Mulshi is a scenic beauty with a plethora of sights, like waterfalls, rugged cliffs, green forests, and meandering hiking paths.
In these emerald green forests is the firefly display around Mulshi lake. Spend overnight at the local homestay, experience the fireflies show, and explore the area at night.

4. Sandhan Valley:

Sandhan Valley is a stunning carved valley with a 200 feet drop in the Western Ghats. Known as the valley of shadows, it consists of a deep narrow, floored ravine between the two high walls of a mountain range.
The commuting route is practically the same as Purushwadi, but from Igatpuri, one must head towards Samrad village. To get a local flavour out of the trip, try to get a villager to accompany you on the trek and make simple arrangements with them for food. For a few years, villagers have been providing travellers with tents to see the fireflies.

This experience is sure to be a rewarding one for enthusiastic travellers. Seeing these bioluminescent creatures in their natural habitat will surely be a treat to the eyes, mind, and soul. These destinations are close to Mumbai and Pune, both bustling and hectic cities. It is best to drive up there or take a local train. The roads often leading to these destinations are narrow and rocky terrains.

If you are considering driving up there, you must look out for the rough patches. Before moving out on a trip, whether long or just a short one, always ensure that you carry all the car's documents. Seat belts must be on, and if driving at night, drive slowly! Also, get the best car insurance before starting a new driving exploration!

Click HERE to know more about car insurance policies in India.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Have you ever felt bored of your mundane daily routine and wanted a much-needed break? Overlanding helps you get away from all the stress of your work and refresh your mind and body, boosting the state of your mental health. It is a travel experience that focuses on a scenic destination away from the bustling city life. With this, you will get the chance to be closer to nature and give your body the rest it deserves.

Let's understand the tips that will make your overlanding trip memorable.

1. Plan well before you go:
You must decide on an adventurous overlanding route through the pleasant countryside and remote destinations. Do deep research about the destination, consider the weather predictions, and ensure favourable camping conditions. To avoid heavy traffic, accidents, or mishaps, you should know what particular amendments your car requires to suit the terrain.

2. Have basic survival skills:
Despite planning efficiently, mishaps occur, and you need to be prepared for any scenario. You might get minor scars or bruises while on the adventure, so carry a basic first aid kit to ensure you can treat minor wounds to avoid any infection. You might get stranded in an unfamiliar area, so it is always advisable to carry maps of surrounding regions in digital and physical forms. You should be capable of changing a tire in case of a flat tire. Adjust to the different weather conditions as your journey progresses.

3. Budget according to your needs:
Overlanding is a cost-effective travel experience. However, you might need to allocate your daily budget based on your needs. You can take inspiration from travel bloggers/vloggers and use similar tactics, or you can carry more resources to satisfy your needs. You should take into consideration your food, vehicle maintenance, and living expenses such as mobile connectivity. Save more by cooking food yourself and camping instead of staying in overpriced hotel rooms.

4. Comfortable dressing:
Wear clothes that are comfortable to be in for long durations. Pack appropriate attire for your activities and make sure it is compact. You can hand wash your clothes or use laundry rooms on your stops to clean and dry your clothes. It is also advisable to wear a roomy pair of good shoes that grip any terrain.

5. Carry essential equipment:
Carry equipment that protects you from excessive cold, wind, and rain, such as umbrellas, raincoats, jackets, gloves, and earmuffs. Emergency dry, nutritional snacks and bottled water should be a part of your travel inventory. Additional tools such as flashlights, fire extinguishers, and gas always make your trip must also be part of your travel checklist.

6. Take precautionary measures:
Safety is an aspect that you can never compromise with when planning an Overlanding trip, especially if you're travelling solo. During the journey, it's just your car and you who are for each other. So, keep spare wheels that fit your vehicle in case of a flat tyre. As roads are a package of undesired events, it is always advisable to get car insurance so that you return with good memories and no financial worries. Opt for online car insurance if you haven't bought one, hit that road less travelled and enjoy that overlanding adventure of a lifetime!

Overlanding journeys expose you to pure and unaltered experiences and introduce you to life in a way you might not have thought of. These trips also boost your self-growth as you learn to make arrangements to sustain yourself in any situation.

Click HERE to know more details about car insurance before you set on a trip.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Clear vision is critical for safe driving because it accounts for over 90% of our driving reaction time. Unfortunately, our eyesight changes dramatically at night, and we lose a significant amount of depth perception, colour vision, and peripheral vision. After dusk, the glare of oncoming traffic obstructs our eyesight even more.

As a result of this momentary blindness, accidents are bound to occur. Here, we bring some handy tips to reduce high beam glare problems while driving at night. However, remember that investing in a motor insurance policy is of utmost importance for all vehicle owners as it provides total protection against physical damage or loss due to natural or artificial disasters. Therefore, before stepping out, check your online motor insurance renewal and keep your documents in order.

Now, check these helpful tips to reduce high beam glare problems while driving at night.

1. Anti-glare glasses:
Examine your vision regularly. Ask your optician about no-glare corrective lenses if you wear prescription glasses. Check your glasses for scratches, which can exacerbate glare. Also, exposure to glare while day driving can hamper your vision at night. Wear polarised sunglasses throughout the day to protect your eyes and lower the possibilities of vision impairment while driving at night.

2. Spotless windshields and other glass surfaces:
During the day, a dirty windshield may not be apparent, but it might produce glare at night. Refraction of light and distorted vision on the road can occur due to the glass's streaks. Clean the inside of the windshield, as plastic compounds can accumulate on the glass over time. Remove the filth and oxidised rubber from the edge of the wiper blades with a paper towel and windshield washer fluid to help keep streaks at bay.

3. Position the car mirrors:
The placement of a car's mirrors can help control the intense glare and avoid blind spots to get an accurate judgement of vehicles approaching from both sides. Change the "night" setting on your rearview mirror with the lever on the mirror. Cars' lights will still be visible behind you, but they will be much dimmer.

4. Don't look straight, look right:
Avoid being blinded by high beams that hit you square in the face by looking down the right side of the road. Concentrate on the lane's edge or the painted edge line until the automobile passes. At hilltops, at curves, and crossroads, be mindful of oncoming vehicles' unexpected bursts of light.

5. Take a break:
If you're driving at night for an extended amount of time, take frequent stops. Taking a break relieves fatigue and allows your eyes to recover.

6. Be conscious:
Take basic precautions to avoid blinding other motorists. To begin, make careful use of your high beams. Use your low headlights most of the time and high beams only when essential. Slow down and make sure you have control of your vehicle if another driver uses high beams and fails to dim the lights as you approach.

These tips can assist in driving in the dark without being blinded by other vehicles' headlights. Shield your car with online motor insurance renewal against any such automobile accidents.

Click HERE to do your online motor insurance renewal in easy steps.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Transportation is one of the essential parts of our day-to-day lives. Whether it is for commercial purposes or personal use, vehicles have turned out like our favourite support. Legally, the law doesn't allow the use of personal vehicles for commercial purposes. However, a recent announcement shows that private car owners can use their vehicles for commercial transport and work purposes under some provisions.

The use of the private vehicle as commercial makes the transport 30% cheaper. You must be wondering whether to use the personal vehicle for commercial use or not? And if yes, then how?

As you read this blog, you will find the best tips to use your vehicle for commercial purposes.

1. Know everything about licensing: Before the government imposed rules on vehicles, there were only two categories of license: transport and non-transport. However, the same license is now allowed to drive two or more different vehicles, considered only if both are LVMs (light motor vehicles). So, before assigning your personal vehicle for work purposes, it is crucial to understand the licensing method.

2. Type of your commercial usage: You may introduce your private vehicle to commercial use in several ways. Converting it into a taxi is the most common method. Apart from taxis, convertible trucks / tempos, school buses, minivans for goods transportation are quite popular. In the case of two-wheelers, the same license is allowed, with the permission / allowance to operate as public transport. You can also use it for exporting or importing goods.

3. Know about taxation/laws: According to the motor vehicle act, vehicles should be given rights and respective licenses according to their class and not the type of vehicle. This rule made it convenient for private vehicles to be used for commercial purposes. As of now, there are no separate endorsement/taxes charged on it.
Initially, you need to follow the conversion process to convert the vehicle into a commercial one. Do it with the valid registration number and by filling a form named "Conversion of Vehicle". You can find all the details about the same on the RTO website. Do some research at your end, or you may even ask expert personnel to make the entire process smooth.

4. Be thorough with the insurance policy: When you run a private vehicle as a commercial, the insurance policy may differ. For example, the usual car insurance may not remain the same when you use your car as a taxi or for other business purposes. You can confirm the details and changes in the car insurance policy from your insurance company.
Also, don't forget to use the appropriate number plate after the conversion of the vehicle.

Just like private vehicles benefit from insurance and other rights, commercial policies also provide the same vigilant coverage. Enforcement of legalities by the authorities has become easy now. Dissolved licensing and flexible transportation rules are encouraging steps for the people who want to convert their vehicles for commercial purposes.

So, if you wish to expand your business or provide your vehicle as a transportation fleet to other companies, these tips can help you understand it better. Remember, holding good car insurance and the appropriate license is the key to driving vehicles' safety and successful conversion.

Click HERE to get the best deals on car insurance.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

How often have you heard people complaining about their bad posture? Many of us have been subjected to remarks about our lousy posture. Poor posture has the notion of signifying timidity, insecurity, and lack of confidence. But, it can get more concerning than these behavioural issues.

Improper posture may have adverse long-term health effects. It can result in reduced circulation, consistent back pain, fallen shoulders, and weakness of joints. Are you already observing such issues due to your poor posture? Fret not, as you can fix most posture-related problems with regular exercise, mindful use of gadgets, and occasional hospital visits.

If you are looking for ways to rectify your back alignment, this article will help you regain the correct posture to make you feel confident and healthy again!

1. The correct way to sit and stand:

People often neglect their posture in everyday activities such as standing, sitting, or sleeping. While it is difficult to keep track of your posture constantly, it becomes significantly easy over time. While standing, focus on keeping your legs flat on the floor, shoulders wide apart, and head upward.
This ensures that your calf, back, and neck are relaxed. Tensed muscles can have several long-term implications, such as sprains, torn ligaments, etc. Similarly, keep your back straight, your legs flat on the floor, and your arms resting on the table while sitting.

2. Proper exercises:

Exercises such as bridges, planks, hip stretch, etc., are easy and effective choices to realign your postural alignment. A trainer or expert can guide you to practice the correct postures.
Maintaining the wrong form while exercising can lead to muscle soreness. Be careful and avoid the issue from becoming more problematic for you.

3. Consult a chiropractor:

A chiropractor is an expert trained to help you with improper alignment, knots, and other ailments. People are subjected to excessive strains due to long working hours or intense workouts. These strains can severely affect the body's functioning and daily activities. A chiropractor exercises spinal manipulations to soothe affected areas. This helps in relaxing the muscles and avoiding any serious injuries.

4. Identifying the signs:

Headaches, joint pains, restricted motion, and shooting pains indicate incorrect posture. Sometimes, these issues can result from a particular activity done during the day, such as lifting heavy weights, sitting for long hours, uncomfortable travel, etc.
Stretching and using hot water bags in these situations can help relieve the soreness. If the pain persists, it is time to visit your doctor.

5. Movement is necessary:

Sitting in one place continuously for hours can severely affect the lower back and shoulder. Make sure to leave your seat every hour to give your body some movement. Stretching your legs, arms, and back also proves effective in such situations.

6. Invest in posture-friendly equipment:

Everything starting from the mattress we sleep in, the shoes we wear, the chair, the car seats, etc., heavily determines a significant part of our postural alignment.
Hence, it is vital to choose these things after careful consideration. Buy shoes with good cushioning to avoid straining your heels and calf muscles. Ensure to flip your mattress every six months, and switch it up for a new one every six to eight years. If you feel discomfort in your office chair, notify the people in charge or invest in a comfortable cushion.

These are a few ways to overcome lousy posture and misalignment. Regular exercising, good eating habits, and ample sleep are a few things that you should never compromise on. You must undergo routine checkups to recognise any latent issues your body might face and fix them soon.

Getting health insurance is an intelligent way to avoid extra expenses you might incur during treatments and checkups. Do not forget to look into the best health insurance in India for further assistance with your insurance needs. It can be the best aid for you during emergencies.

Click HERE to know more about the best health insurance in India.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Today, it's no longer necessary to use drum brakes on commuter bikes. As technology has advanced, they've become unnecessary for the two-wheelers. Drum brakes operate by squeezing shoes against a lining in the drum itself; this causes friction and stops your bike. They become less effective as they heat up, so they're not ideal for biking over long distances.

To stay safe while biking, it's essential to have a bike with an anti-lock braking system. If your bike doesn't have ABS, you're putting yourself in danger. With cars, it's been a safety feature for years. And now, bike riders can enjoy the security of it too. However, safety is incomplete without ideal two-wheeler insurance that provides the best damage cover. Make the buying process hassle-free by opting for two-wheeler insurance online. Browse through numerous options, and then buy one that fits your needs.

What is ABS, and how does it work?
An anti-locking braking system (ABS) is a system that helps you avoid skidding on slippery surfaces, with its ability to stop wheels from locking up. It's a great way to add safety to your bike journeys.
ABS is the latest generation of motorcycle braking systems. It can avoid the sudden locking of wheels in all types of road conditions and terrains. ABS is a safety system that forces fluid through a circuit of valves and pipes to prevent the wheel from locking up while braking in hazardous conditions.

Importance of ABS in Bikes
Your car's brakes should always be at peak performance, whether you have ABS or not. There are several benefits of having ABS, the main ones being:

• The advanced traction control technology is effective because it improves traction on the road. That's why you can now find it in new auto models. It also helps you avoid slipping and sliding.

• Anti-lock braking systems are essential for slowing down in every type of weather. For example, these systems are crucial when the road is wet after a rainstorm. They prevent wheel lockups by pumping brake fluid to the brakes to control the speed of your bike. These systems can save lives because they allow riders to stay in control of their bikes.

• An excellent anti-lock braking system will increase the resale value of your bike. However, remember that ABS is standard on most modern cars or bikes, so not having one could lower the potential resale value of the vehicle.

• Anti-lock brakes are an investment that can reduce the risk of accidents. So, if you have ABS installed on your vehicle, you might get better insurance rates. Check your 2 wheeler insurance online policy for your bike with ABS.

The government made the Anti-Lock Braking System mandatory for all four and two-wheelers manufactured in the country. This is an important step towards improving road safety for commuters and lowering road accidents. With the Anti-Lock Braking System, your safety and riding experience certainly gains significance.

Click HERE to buy the best 2 wheeler insurance online.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Do you want to break a bad habit? You probably should. According to one research, nearly 40% of the "decisions" we make aren't decisions. It's a matter of habit. We do what we've always done, making us less productive, efficient, healthy and fit. In other words, less in everything than we could be.

So, what can be done to change an old bad habit and adopt a better one? The 21/90 rule helps you to overcome that. The 21/90 formula is a simple approach that can help you reach your predetermined goals if followed and challenged for a few days. According to the method, if you can stick to a plan for 21 days, it becomes a habit, and if you stick to it for another 69 days or a total of 90 days, it becomes a lifestyle.

In this article, we share the tips that will help you get started with this method and stick to it.

1. The first stage is to have a clear goal: You will not be able to see where you're going in life unless you have clear goals. Identify your purpose, define your vision and translate your objectives into attainable benchmarks. You've almost assured success if you have a clear milestone to achieve.

2. Have a strategy: Every new habit requires a plan. It assists you in achieving your objectives. Create a timeline of activities to follow. Decide how you'll reward yourself at significant milestones, such as the 21st day, 69th day or 90th day in this 21/90 approach.

3. Resist temptations: The best method to create a new habit is to eliminate everything that would hold you back or tempt you to return to your old habits. Rebuilding your surroundings will help you distance yourself from your old habits. For example, don't stack up on snacks in your house if you're trying to lose weight or uninstall the social media apps from your phone if you're trying to cut on your screen time.

4. Avoid distractions and be disciplined: Theodore Roosevelt's words, and we quote, "With self-discipline, almost anything is possible". Self-discipline is tough to attain since it demands a fight with oneself to make the best decision. But if you master the art of self-discipline, nothing can stop you from being your best self. You can carve out a schedule or reminder to pay your utility bills or online health insurance payment on time if you have a habit of missing the due date.

5. Eat, sleep and repeat: It's time to restart what you've completed in 21 days and help you achieve your first objective. Set a brand new goal for yourself, and with your new habits, you'll be on your way to 90 days and a lasting lifestyle change in no time.

Life is delightful when you enjoy what you do. When you begin your 21 to 90 days journey for a lifestyle change, don't forget to enjoy the process. It will be more accessible, and you'll reach your milestone in no time.

Another effective way to cultivate new habits is to tie them to the existing ones. So, if you are already getting up early for some work, add regular exercising or a morning walk with it. Spending time to maintain good health, managing routine medical check-ups, owning a robust health insurance plan and renewing your online health insurance is important for overcoming any health-related bad habits. So, start small and keep adding new habits with this 21/90 magical rule!

Click HERE to get the best health insurance online.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.