GENERAL INSURANCE BLOG

Mountains are the perfect getaway to spend a few moments in peace and the serenity of nature. The feeling of being high up in the sky amid the clouds and looking at the stunning view is something no traveller wants to miss.

While a road trip to the mountains can be one of the most exciting things to experience, it is a fact that without the proper itinerary, the trip will lose its essence. The unpreparedness will lead to stress and confusion. The following blog gives you information that will help you choose the right itinerary for an exciting mountain trip.

1. Planning every step of the way:

Highlight the areas you want to visit along the way and research the most scenic routes to get there. In the mountains, it’s often about the journey, not the destination. Plan a detailed itinerary, including the dates on which you’ll reach each place, midway stops, and the places you’ll eat at throughout the trip.
Also, marking the highway petrol pumps is essential to avoid the stranded situation in the middle of nowhere. Although the plan should be meticulous, be open to deviating from it to experience something new.

2. Packing the right gear:

Packing the right gear can be a make or break of a trip. Place comfort over style, and make it a priority to pack clothes according to the weather. It can go from extremely cold to hot in a matter of a few days in the mountains, so make sure to get clothes suited to both.

3. Driving the right kind of car:

Mountain roads are notoriously treacherous. Steep and slippery roads are a given, and navigating these roads is a skill. Not all cars are made for such roads, and it is of utmost importance to drive a car that can stay intact on these roads.

4. Food and drinks:

Snacking and road trips have always gone hand in hand. Finding your favourite snack in the middle of a small mountain village is not always possible. Stay as hydrated as possible, and try to stay away from food that might upset your stomach.

5. Get coverage for every circumstance:

Road trips to the mountains came with a lot of risks. It is common to be stranded on mountain passes, waiting for help. It is best to ensure that your car insurance covers the vehicle towed a certain distance and repair cost if something unforeseen happens.

6. Don’t bite off more than you can chew:

It’s never a good idea to overstretch yourself on a trip, especially as dangerous as travelling to the mountains. Do ample research about common health issues faced when going to higher altitudes like heart palpitations and dizziness. Pack appropriate medication in your first aid kit to avoid health scares.
Overexerting yourself can also lead to rash driving and, ultimately, accidents. It’s best to be insured against any hefty medical bills you might incur. Be sure to stay updated on all the documents like car insurance.

A road trip to the mountains can be a therapeutic activity after the constant grind of city life. Breathing good clean air, getting some exercise and the view being a feast on eyes are just a few reasons why city people these days want to retire to a cottage in the mountains and spend their lives there.

However, travelling on unpaved, steep roads of the mountains can be challenging for your vehicle. The little off-roading you do for fun might come with a high cost of damage to your car. It is advisable to purchase comprehensive car insurance or renew if you already have one before your road trip.

Click HERE to know more about different car insurance plans.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Two Factor Verification (2FA) is recognized by many names, such as two-step authentication, two-step verification, and even multi-factor authentication (MFA). In simple terms, to get access to an app, platform, or network, the end-users must ascertain their identities using two forms of IDs. One is their password, and the other factor can be anything, an OTP, biometric scan, a security question, etc.

2FA adds an extra degree of security by safeguarding user IDs and preventing cybercriminals from accessing online resources. Cyber attackers have to confront an additional barrier to access with 2FA in place. Even if hackers know a user's password, they must guess the second factor, which might be challenging based on the authentication factor allowed.

In today's post, we'll go over how this technology protects individuals and organisations from people with malicious intents out in this world headed for Metaverse.

1. Looking beyond passwords:
Generally, offices use single-factor authentication (username & password) to grant access to their services. However, these procedures are insufficient to protect users nowadays.
This is due to users often not adhering to best practices when setting a password. Although strong password rules may help companies reduce these habits, other offenses, such as writing down passwords, using the same passwords across various accounts, or discussing passwords with others, are common challenges at the workplace.
This is where 2FA comes in. It is tough to bypass a second authentication stage as it generally involves biometrics (which can't be faked), TOTPs (Time-bound and ever-changing), etc.

2. An efficient way to fight phish based attacks:
Phishing is a form of cyber assault in which people with malicious intentions send a bogus email that mines for sensitive data. It is one of the top web hazards confronting businesses today.
Phishing emails seem to be sent by respectable organisations and often invite people to log in to their social network, bank, or business accounts. Unfortunately, many consumers are duped by the nature of these emails and input their credentials, giving their passwords and access to sensitive information to hackers.
Let's say you have fallen for the phishing trap, and the hacker has your password. They will try to log in to your account and fail because the second layer of authentication will be waiting for them. One wrong attempt on the second stage will prompt you about a possible breach. You can immediately reset the passwords.

3. A single compromised account might be the tip of the iceberg:
If the same password or its variants are used for multiple accounts, the hacker may acquire access to all of them. Since a typical user handles over 80+ accounts on average, there's a potential risk the hacker will access other credentials. They may steal critical information from inside and even sell the hacked credentials.
If hackers manage to crack into your account and try to work their way to other accounts, they will not be able to get in.

In the future, companies plan to include Geolocation, device type, time of day to assist if a user should be authenticated or restricted. Furthermore, behavioural indicators can be discreetly tracked in real-time to enable continuous authentication. These are things for the future, though. Use the 2FA technology available to secure your online identity from hackers.

Another great weapon to add to your arsenal is public liability insurance. It covers you against identity theft, cyber extortion, unauthorised transactions, and numerous other cyber hazards. In today’s technologically equipped world, your life can be on a digital marketplace in just a few clicks, even ensuring system security is made easy online. Compare different public liability insurance prices and select a plan that matches your requirements without being too heavy on your pockets. Trust us; it is well worth it.

Consider checking the public liability insurance prices HERE.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Taking care of your skin is probably not the most straightforward task, but it certainly is unskippable. Our skin faces a lot of damage almost daily. The effects of weather conditions, settling of dust on the skin, problems due to sweating, and tanning are common issues that our skin undergoes.

Skincare should not be neglected to maintain healthy and glowing skin. And with the winter season here, all the people with dry skin live their nightmare of flaky and dull skin. But fret not.

We have listed a few pocket-friendly tips and tricks to maintain the healthy relationship you have always wanted with your skin.

1. Cleansing and Toning:
Follow these simple steps to help you remove dirt, impurities, and pollution from your skin, balances your pH level, tighten pores, and nourish your skin to its core. For cleansing, you can mix honey with a few drops of milk and apply it gently to your skin. For toners, you can use chamomile oil and rose water and spritz it onto the dry areas of your face.

2. Moisturising:
While this is a no-brainer, moisturiser is your best friend when it comes to dry skin. Although, you must apply your moisturiser right after your shower and after washing your face. Moisturisers help you seal in the moisture present on your damp skin, thus retaining the moisture content in your skin. You can even use shea butter and jojoba oil and apply them to your skin after you are done with cleansing and toning.

3. Say yes to warm showers:
A hot shower probably feels like the best thing at the end of a tiring day, but this is not a good idea for the health of your skin. The hot water can strip your body off of its natural oils, which is essential to help keep your skin moisturised and nourished naturally. So instead of steaming hot showers, opt for lukewarm showers. Your skin will thank you later.

4. Hyaluronic acid:
A new favourite of dermatologists across the globe is this magic ingredient. Hyaluronic acid promotes supple and healthy skin. It uses the moisture from the atmosphere and traps it under the skin keeping the skin well hydrated. Being humectant by nature, hyaluronic acid can hold more water than its size, almost ten times its size. Add this magic ingredient to your daily skincare routine and watch the positive results for yourself.

5. Facial oils:
Facial oils are also another absolute must-have when it comes to taking care of your dry skin. These are the night skincare specialists because it gives the oil the entire night to work on your skin so that you wake up glowing.

6. Contact your dermatologist:
All the steps mentioned above are primary care that you can provide to help your skin retain moisture. If, however, your skin is acting out and is going through an extreme case of dryness and dullness, it is a good idea to visit a dermatologist. Your dermatologist would know precisely what your skin requires and help you choose the best suitable remedy for your skincare.

Are you wondering what more you can do for yourself? How about checking out some online health insurance offers if you plan to get a skin treatment? Consider getting your online health insurance before you pay a visit to the hospital to avoid unnecessary expenses and receive the best financial aid.

Apart from these tips, you need to consume at least 4 litres of water daily and focus on your appetite. These factors also contribute to the fitness of your skin. Start incorporating these tips and watch your skin gain its glow and charm back.

Click HERE to know more about online health insurance!

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Researching what type of bike to purchase and comparing its features is not enough; getting a test ride of your chosen model is equally important. It is a thumb rule not to buy a vehicle until you take a test ride. Test driving helps you to determine if the vehicle model is the right choice for you.

Getting reviews about a product is undoubtedly advantageous, but remember not to make up your final opinion solely based on that. Do not decide upon a model until you have tried the two-wheeler yourself.

Here are ten quick tips you should keep in mind while testing a two-wheeler that you are looking to buy:

1. A new bike will be in better condition than a test bike. Not all dealers make an effort to keep the test ride motorcycle in its excellent shape.

2. Make a mental note of where and what the controls are. Naturally, every bike has a different build and console. Therefore, before you hop on a vehicle, it is vital to know its layout. It is necessary to understand how the new bike will complement your daily commuting needs.

3. Pay attention to how the basic components impress you. That includes the comfort of its seat, clutch force, gear change efficiency, effortless braking, smooth acceleration, and overall performance.

4. Examine the effectiveness of brakes. But do not make a sudden emergency stop to do so. A modest stop or two will also give you a more precise idea of its capacity.

5. Instead of being influenced by the riders in advertisements, consider performance in the context of your daily travel. It is always a good idea to believe in your instincts and judgments rather than what others say.

6. The engine is the heart of any vehicle. It is crucial to verify engine performance thoroughly before making the final decision. Observe the bike's reaction to the throttle at a low speed in high gear and vice versa.

7. Don't forget to check its off-roading capability. Road conditions you cover regularly might not be as good as the ones near the showroom. Hence, ride through some unsophisticated paths to check for the sturdiness of the two-wheeler.

8. Look for ease of use as per your requirements. You cannot gain the confidence to handle a bike right away. Therefore, check to see if the bike's features respond to your expectations without any trouble.

9. Note down what doesn't please you. Then examine whether those things are changeable or replaceable.

10. Apart from examining the bike, ask these questions to your dealer; What does the warranty cover? What is the maintenance schedule for the motorcycle? What is the cost of essential services at the dealership? Is insurance covered, and what is the price of annual 2 wheeler insurance online?

Remember to be entirely sure about the bike before making a purchase. And If you're still indecisive, ask to take the two-wheeler for a second test ride or until you are confident. Once you've chosen to go from test riding to buying, be sure you have the right insurance coverage for riding your newly bought two-wheeler on the roads. Get Magma HDI's 2 wheeler insurance online with the additional benefits to give your two-wheeler lifelong protection.

Check out the best 2 wheeler insurance online HERE .

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

We utilise the internet in almost every aspect of our lives, looking for information, shopping, banking, online learning, playing games, and communicating with family and friends via social media. The data transferred over the internet could include banking and other financial records and medical information—all of which we desire to keep private. However, if the device is not protected, it may lead to malicious activities.

Hackers can access your most sensitive information with their vicious mindset. Consider purchasing a public liability insurance policy to protect the commercial business from various first and third-party liabilities. Here are seven suggestions to help you protect your office computers and other mobile devices from malicious intruders.

1. Antivirus:
Antivirus software protects your computer from malicious code or malware that could cause your operating system to malfunction. Get security solutions that support numerous technologies if your operating system didn't come pre-installed with it.

2. Use private Wi-Fi:
Avoid using public Wi-Fi on your device to prevent threat actors from gaining access to your device and downloading private files. Most public Wi-Fi hotspots don't encrypt data, so your connection to the Wi-Fi is visible to others. This poses a major threat to your device.

3. Complex password:
Obtaining a set of login and password combos from one source and trying those same combinations elsewhere is one of the easiest ways for hackers to get information. Therefore, the most important strategy to prevent network breaches is to use complex safe passwords.

4. Two-factor authentication:
Passwords are the first line of defense against cybercrime but adding a second layer of protection increases security. Many websites allow you to use two-factor authentication, which increases safety by asking you to verify your identity using at least two separate approaches.

5. Avoid spam mails:
Phishing attacks are when hackers send messages that appear to be authentic to deceive you into giving personal information. Always be wary of such emails from unknown senders, and never click on links or open attachments in them.

6. Substantiate app permission:
When you install an application, it will most likely ask for access to several of the device's most important features, including the camera, email, contact list, photo gallery, and location. If any of those features appear fishy, then disallow.

7. Be up-to-date:
Smartphone makers and app developers issue software updates regularly, which frequently contain security enhancements. So make sure your smartphone's software is up to date to avoid the risks of breaches.

You can protect your PCs and network from security breaches by using a combination of security technologies and best practices. The internet is a treasure trove of data and connections. If you use it with caution, you'll have a fantastic and safe time.
In today's dynamic business world, no matter how strong your corporate structure is, it is subject to a range of risks. As a result, it's a good idea to get public liability insurance policy to cover your needs and counter the damages caused by attacks due to vulnerabilities.

To look for the public liability insurance policy, click HERE!

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

George Bernard Shaw had once said, "There is no love more sincere than the love of food". And for Indians, this relationship is above and beyond that. They don't just love food, they worship it. As the world is growing more connected, Indians have developed a unique relationship with international cuisine from across the globe.

To give your taste buds a chance, here is a list of trendy international cuisine famous in India that you shouldn't miss out on!

Italian cuisine – get obsessed with pasta and risotto:
Most Indians are already familiar with Italian recipes like pizza, pasta, or risotto. Indians can't go days without eating a pizza which is almost like their comfort food. Some are seeing this paradigm already shifting; imagine restaurants are experimenting with tandoori pizza! Besides pizza, people are even hyped up about pasta and lasagne.

Korean cuisine – spice things up:
Koreans have our hearts. From their music to food, everything about their culture is impeccable. Korean cuisine mainly consists of rice, seafood, and vegetables. Some of the top Korean cuisines that should be on your menu include Kimchi, Bulgogi, Korean fried chicken, and Red rice cakes, also known as Tteok-bokki.

Japanese cuisine – feel the magic of the sea:
People in India are crazy for spices and flavours, but they would never think twice when it comes to Sushi. This delicious combination of both fish and rice with some special sauce is becoming a favourite among modern dinners. If you are a fan of exotic vegetarian dishes with noodles, you won't miss out on some of the Japanese restaurants in India.

English breakfast and high tea – a western culinary influence:
Like a favourite story, who knew Indians would always love something from the UK so much. Tea is India's most beloved beverage, which has become a tradition as an evening high-tea in fine-dining restaurants. Pancakes are another delicacy ruling over everyone's heart that now Indians are shifting from idli-dosa to pancakes for breakfast.

Thai cuisine – taste happiness:
Thai food is one of the few global cuisines that Indians genuinely love. Thai food is a mixture of so many ingredients altogether, and Indians love all the hidden flavours and aromatic elements of it. Today, Thai curry has become a part of most Indians' kitchens.

American cuisine – a heavenly delight:
And always keep the best for the last. Indians have loved American cuisine for years now. With numerous American fast-food chains opening their outlets all over the country, American food culture has gained popularity among both young and adults. Chicken wings, tacos, steaks, and salads are the new favourites today. Almost everyone's go-to food is now cheeseburgers and sandwiches.

Food is perhaps India's biggest obsession today. If you are a foodie and looking for some famous cuisines, there are endless options you can find. You can even participate in several International Food Festivals to delight yourselves with the best food from around the world. But, also remember that having a well-balanced food with appropriate calories and enough nutrition is a key requirement for good health. A growing number of restaurants, health consultants, fitness experts and online health insurance advisers recommend food as prevention-based medicine.

Having a sensible approach towards your choice of food can help you with improving health outcomes or driving down healthcare costs and online health insurance premiums. So, next time, incentivize your better decision-making with those exotic and international food menus as a way to improve your health too!

Click HERE to know more about online health insurance plans for you and your family.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Monsoon is finally here! From the cooling showers to the irresistible scent of the soil after rain, there is much to be excited about the monsoon. But with all this beauty comes the problems of sludgy, slippery roads that make for a great inconvenience. With heavy rains comes damage to vehicles, which is seemingly unavoidable.

With petrol prices seeing a significant hike, more and more people are shifting their focus on owning an electric car. While there are many advantages to owning an electric vehicle, it comes with its own set of problems— one being that it is more susceptible to damages caused by rainy weather.

This blog gives you some helpful tips to keep your electric car safe and avoid spending hefty money repairing it.

1. OEM-issued charger:

Safe charging should be your top priority as an electric car owner. Verify that your charger is original. Original chargers ensure the car charges efficiently.
Current surges are common during heavy downpours, which can result in serious damage to the car's batteries. It can cause short-circuiting in the vehicle's charging point and cause internal damage to the wiring. The best way to prevent this is by charging the car in a dry and covered place, like an underground parking lot or a shed. Care should be taken to ensure that the charger is dry. Also, avoid charging the car in extreme weather conditions like lightning, cyclones, and thunderstorms.

2. Use ancillary components to help:

Using the features such as windscreen wipers, defoggers, and air conditioners to dry the car is a great idea to prevent the vehicle from corroding and rusting in this moist weather.

3. Don't forget the interiors:

The interior takes the worst hit in the monsoon. Muddy shoes and wet clothes are a frequent occurrence. From fungal blooms to a stench that will not go away no matter what you do. So, it's an ordeal to clean the inside of a car very often. Prevention is much better than cure in this case.
Use plenty of newspapers and towels to help soak up the water. Keep the windows rolled up and let the wet areas and the moisture dry up. If that doesn't work, you can also use a hair dryer on the wet spots. Don't forget to keep the cabins dry and clean.

4. Keeping the exterior (non-electrical parts) clean:

The car's exterior is constantly exposed to harsh weather conditions, and this problem gets aggravated in rainy weather. Especially in metros, the additional problem of acid rain comes in. This rain is corrosive and can strip your car of its protective paint. Be extra cautious during the monsoon, and wash your car regularly to prevent the paint from rusting.

Electric cars are quickly replacing petrol cars as an environment-friendly alternative. This is due to various reasons such as low running cost, lower maintenance, high acceleration, and most importantly, the near-zero carbon emissions they produce to help you reduce your carbon footprint.

However, it has its cons. The rechargeable battery is costly, and very few mechanics will be well-versed in fixing defects in an electric car. These are the reasons why researching the best car insurance in India will be the best option to avoid venting your finances during unforeseen circumstances. Implement the above tips and get ready to enjoy the best of monsoon by taking a road trip in your electric car.

Click HERE to know more about car insurance India.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Sometimes, all we need to cool off and get the synchronization between our mind and body right is a break from the fast-paced city life. Moreover, we need some peaceful time-off to breathe and grasp the gravity of our existence. And nothing is better than being surrounded by nature to savour all that it has to offer.

A wildlife retreat is a fantastic opportunity to get yourself that peace and reconnect with your family while enjoying the charm of nature. India has abundant national parks and sanctuaries to offer a city escape to nature lovers. Let’s discuss some of the best national parks which provide an ideal space for a wildlife retreat.

1. Ranthambore National Park, Rajasthan:
Comprising a distinctive ecosystem, this national park is home to several tigers that one can easily spot on the safari. It is one of the significant reasons why tourism at Ranthambore has observed colossal growth. You can choose your accommodation from a list of options which ranges from luxury tents to boutique hotels.

2. Jim Corbett National Park, Uttarakhand:
Luring in the most visitors every year and famous for its Bengal tigers, Jim Corbett National Park has seen significant development in its tourism by opening up numerous lodges, hotels, resorts, etc. As a result, this national park is one of the top destinations for budget travellers every year.

3. Kanha National Park, Madhya Pradesh:
Situated in the heart of India, this tiger reserve has dense wildlife (swamp deer, India tiger, and much more), which one can explore on a jungle safari. Plus, you have the benefit of choosing from several staying options- luxury tents and hotels to budget resorts, all designed for your comfort.

4. Kaziranga National Park, Assam:
Carrying the baton for the most famous national park in Northeast India, Kaziranga houses the prestigious one-horned rhinoceros. Developing interest in northeastern tourism has expanded staying options in this area. Several luxury resorts and budget hotels with all the amenities are ready for tourists and travellers.

5. Sunderban National Park, West Bengal:
This national park, along with tigers, is also famous for its single block of tidal halophytic mangrove forest, the largest one in the world. As a result, it gains much traction from adventurers and wildlife lovers across the country. The mystical mangroves add to the incredible experience of staying in the lap of nature.

6. Gir National Park, Gujarat:
Home to the Asiatic lions, world-renowned Gir National Park is rich in flora and fauna. Therefore, making the stay here a perfect opportunity to explore the wildlife while enjoying your retreat. Moreover, it provides many luxurious and budget-friendly accommodation choices, convenient for tourists and nature enthusiasts.

7. Bharatpur Bird Sanctuary, Rajasthan:
Otherwise known as Keoladeo National Park, this bird sanctuary offers the perfect opportunity for birdwatching holidays in India. Adding to this absolute blissful getaway experience are the accommodation options of heritage hotels and jungle lodges.

When the stressful and noisy city life takes a toll on your happiness, it's the time that you pause and spend some time in serenity. If you are a true admirer of nature, the above-listed places are ideal for experiencing a natural delight and unwinding in the wildlife retreat. So, plan your trip to these bewildering national parks and escape into the wilderness. But, while making travel plans, you need to ensure that your journey stays free from any potential travel risks. Safeguard your travel dreams with the benefits of a comprehensive travel insurance plan from the best general insurance company.

Click HERE to know more about general insurance company.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Memory loss is a prevalent problem among the elderly and a usual complaint from their caretakers. The good news is there are straightforward strategies to boost memory that aren't costly or tedious. Just as exercise helps your physical health, brain exercises develop your mind, enhancing your memory and reasoning abilities. Here are some measures you may take to retain and even upgrade memory.

Everyone fails to remember things periodically. Yet, loss of memory is not something to be neglected. However, there are no assurances for avoiding memory loss or dementia, but some activities could be surprisingly beneficial. Consider these seven easy strategies to strengthen your memory and know when to seek treatment for Alzheimer's disease.

1. Beauty sleep:
Sleep causes brain changes that help to cement memories. It also improves brain cell connections and aids in transmitting information from short to long-term memory. This implies that fresh memories made by older people are more likely to stick with them. Sound sleep can even help elevate mood and nourish the brain to perform to the best of its ability.

2. Maintain a social life:
Studies have demonstrated that social interaction is critical for the elderly's mental health and remembrance. Enjoying time with family and friends and attending activities may aid in the maintenance and improvement of cognitive processes.

3. Reduced sitting and increased movement:
According to several studies, seniors who participate in physical activities receive significantly greater oxygen to the brain. In addition, there is an increase in blood flow to regions of the brain linked with increased memory, which results in changes in mental health to fruitful levels. Increasing age demands constant physical movement to build an active lifestyle.

4. Better meals:
Modifying a veteran's nutrition to include foods rich in protein and unsaturated fats, such as fruits, vegetables, nuts, etc., can lower cholesterol levels. This reduces the risk of memory problems and heart attacks by preventing blood vessels from being blocked. Proper diet plays a crucial role in maintaining overall health and ensuring physical well-being.

5. Take a sensory exam:
Although this may seem clinical and unusual, sensory testing is a friendly approach to ensure that the brain is supple and robust. A sensory test creates new neural connections in the brain while also replenishing existing ones.

6. Carry out brain workout:
Learning new abilities such as playing an instrument, engaging in a pastime that requires hand-eye coordination, conducting memory exercises, and even doing arithmetic in your mind, has been shown to increase cognitive function and recollection.

7. Discover a new interest:
Numerous institutions and senior centres provide interesting, low-cost talks and workshops for seniors. Whether it's learning a new cuisine or honing your computer abilities, continuous education is a sure method to remain sharp.

Consult a doctor if you're concerned about your parents' memory loss, which can interfere with their ability to accomplish typical daily tasks. They will probably perform a medical examination and cognition and problem-solving abilities tests. Having insurance always comes in handy. Look for the best health insurance in India for parents and invest in one to make their life after retirement healthy.

Get the best health insurance in India for parents HERE.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Being a parent is always a testing situation and becoming one during COVID-19 adds to the many new challenges. The pandemic means significant changes for newly become parents. Keeping the kids confined in the house leaves an impact on their overall development. Here we look at how new parents can navigate this difficult time and upbring their little ones as a gift for entering parenthood.

1. To encourage trust-building, expose your child to physical presence and emotional connection with you and your family.

2. Imitating facial and other expressions is a natural act of every infant. Therefore, smiling, sticking out the tongue, and hands movement are good ways for your child to study and follow you. These innocent gestures will assist you in finding out what they need and even how they feel before they have the words to say it.

3. Allow them to have physical movements on their own. A significant part of a child's overall growth relies on how much they move. Hence, let them indulge in activities like walking, running, dancing. In addition, motivate them to play outdoor sports to stay active and fit.

4. Never leave a baby unattended and ensure a high level of safety with a baby-proofing setting done for the house.

5. Pose basic questions to your toddler and correspond to their attempts to communicate.

6. Allow your child to select an activity where you can spend quality time together, avoiding disturbance and making it your daily favourite time with them.

7. Allow them to speak out their tantrums. Encourage them to be more vocal towards the people they trust.

8. Engage them in activities and games from which they can learn, for example, shapes, colours, numbers, alphabets. If learning is made fun during the first years of children, they grow healthy.

9. Read aloud stories together and ask questions about what they observe in the stories. This cultivates interest in your children and makes them feel curious about new things with deeper perspectives.

10. Applaud for their help. Let your kid know your feelings when you see them doing house chores.

11. Find ways to share with them why moral values are significant in life. For example, make them understand the importance of helping others and doing their work with loyalty and dedication.

12. Last but not least, try to be your child’s best friend first and live the moments. They always look for a friend in their parents. Be the one!

Raising a child is something that no one can prepare us for. Just like your newborn, you too will learn as you go. The initial years with your child will take up most of your time and even leave you exhausted, but this is the best opportunity to cherish a beautiful bond with them.

Every parent has ongoing concerns regarding the growth and safety of their kids. Lay the foundation of a healthier tomorrow for your little ones by investing in the best health insurance in India for parents that covers your as well as your child’s health. Kids receive health insurance benefits from the family floater plans until they turn major.

Click HERE to know more about the best health insurance in India for parents.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

We often tend to take our health for granted at a young age. This is because in its young days, our body maintains stamina even if we may not properly care for it. But as we approach middle age, we realise how the stress and hustle of daily life make us neglect our health.

As we continue carrying the stress and burden of responsibilities on our shoulders, we forget that neglecting our health can be detrimental. It can be challenging to pay attention and recognise an illness before it has already done harm. Here are a few signs to look out for that indicate declining health conditions in aging adults.

1. Insomnia:
Adults deal with loads of responsibilities and stress daily. As hard as they work during the day, it can become just as hard to get a good night's sleep. Insomnia or sleepless nights can reflect a person's mental or physical stress, change in hormones, or fluctuating nutritional values that should be looked into before they worsen.

2. Deteriorating nutrition:
We are aware of how vital undertaking regular blood check-ups is. Adults should regularly get blood check-ups since they do not pay much attention to acquiring a nutritious diet. Deteriorating nutrition can cause a fluctuation in the body's levels of vitamins and minerals, which can lead to several health issues like weakness, loss of stamina and energy, etc.

3. Fragile bones:
As we grow older, our bones go through a lot of wear and tear. The ability to recover from broken bones and fractures drastically reduces for adults as they have lower bone density than children. Regular joint pain and fragile bones can indicate the onset of chronic conditions like arthritis, osteoporosis, etc.

4. Increasing comorbidities:
Comorbidities such as hypertension, diabetes, high cholesterol start to affect adults as they approach their late 40s. Securing a health insurance policy for family can help you ensure family safety in case of emergencies. However, maintaining your health by exercising, walking, taking vitamin supplements, etc., is essential to control these comorbidities.

5. Memory loss:
Brain function may be affected as we grow older and forget a few menial things. However, it becomes concerning when adults start to forget essential information like directions, identity, or recipes. Memory loss can indicate severe health conditions like dementia and Alzheimer's. Therefore, it is better to trace these early enough to treat these conditions right.

6. Digestion issues:
The most common thing that aging adults deal with is gut-health issues. Digestion can be affected by lifestyle choices, non-nutritional eating habits, genetic problems, etc. Chronic conditions like irritable bowel syndrome, diverticulitis, hemorrhoids, and gallstones usually begin when digestive issues are not resolved in time.

These are a few signs that point towards a deterioration in an adult's health conditions. While many individuals understand the importance of investing in health insurance for family and themselves, some face an uncertain future without it. A reliable health insurance policy for family acts as a backup plan that secures the health and safety of our loved ones, especially after entering into a specific age.

Click HERE to understand more about the different health insurance plans for you and your family.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

In traversing through a fast-paced life, accidents are bound to occur. You might skip a step while rushing down to get your cab or cut your finger while chopping up vegetables, or simply fall and injure yourself while playing your favourite sport. Ideally, we would all want to lead a life without injuries and worry about medicines and post-care. But as someone has rightly said, "Falling is part of life, getting up is living." So, we're here to help you heal your injuries without burning a hole in your pocket.

Medical care costs are skyrocketing, and it is always the best option to get individual personal accident insurance to ensure the best coverage for severe injuries. But, for instant relief from minor injuries, you may focus on aiding the process of recovery and healing yourself faster. So, let's look into it to make our healing process quicker.

1. RICE:
RICE is an acronym for REST, ICE, COMPRESSION, ELEVATION. It is used for mild sports injuries. As the names suggest, one should give ample rest to the affected area, keep applying ice packs, and use a medical bandage for compression. Keeping the affected area elevated above the heart's level is suggested to reduce pain and swelling.

2. Eat the right food:
Certain food items possess the ability to catalyze the healing process. For example, protein-rich food like eggs, meat, cottage cheese, and citrus fruits like oranges have anti-inflammatory properties and help build ruptured tissues.

3. Wash the affected area:
In case of open injuries, washing the wound with clean water and cleaning the area with saline solutions is suggested to avoid the accumulation of bacteria.

4. Anti-bacterial ointment can do wonders:
Getting the wound examined by the doctor and applying a prescribed ointment to open wounds is highly suggested as it prevents infections and helps in faster healing.

5. Turmeric paste:
This golden formula from grandma's corner is a no-fail solution to any wound. Turmeric has anti-bacterial, anti-fungal, and anti-inflammatory properties. In addition, the curcumin present stimulates growth and helps faster restoration of the wounded area.

6. Apply pressure in case of blood loss:
It is suggested that in case of blood loss, one should maintain pressure in the affected area to avoid anaemia and ensure a faster recovery. Excessive blood loss can be a life-threatening condition. If the bleeding persists, one should see a doctor at the earliest.

7. Stitches or staples:
If the wounds are deep, it is essential to go to the doctor and get stitches or staples. Leaving them open for a prolonged time may hinder the growth of new blood vessels and prevent the wound from closing. While these procedures can be expensive, you can rest easy if covered by individual personal accident insurance.

So these are a few ways that can help you in your journey to healing yourself faster and getting back in the game. Your body is a temple, and giving it proper rest and care after injuries will help you regain your former strength sooner than you think. It is always suggested that you go to a doctor and get your injuries examined, but these remedies can help if they aren't significant.

Click HERE to get details about the different individual personal accident insurances.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

A sports bike provides riders with an exhilarating and adventurous experience. Several high-quality sporty bikes have recently entered the market, each with its own unique set of features. In addition, sports bikes have a more upright riding position, long travel suspension, and bigger tank capacity.

Long travel suspension contributes to optimal ground clearance, allowing smoother driving over rugged terrain, which makes it possible for motorcyclists to travel into distant locations with ease. Potholes and roadblocks are no match for their speed and agility.

The following are the ultimate five reasons you should ride a sportbike for touring.

1. Customisation:
A sports bike is more convenient than a regular bike when it comes to touring. Buyers can improve the quality and crash safety of their bikes with the help of after-sale services. Every accessory is protected against rain, snow, and hail with an all-weather coating for added durability.
Helmets and riding clothes can be made just for you. It assists you in planning your outfits for road trips and prepares you for outdoor adventures. By your requirements and the location of the destination, you can select from a variety of tire options available in the market.

2. Enhanced convenience:
Seating comfort is crucial for every motorcycle rider, and many sports bikes offer it. In addition to traction control, an anti-lock braking system and several temperature riding modes make sports bikes equipped with exclusive features that assure riders' convenience. Furthermore, it provides several other technologies that make riding a motorcycle safe and enjoyable for long journeys.
The bikes are developed with practical features such as cruise control and heated seats for added comfort.

3. Serviceability and dependability:
Sportbikes are relatively simple to maintain and repair. The reduced bodywork makes routine maintenance, inspections, engine cleaning, and other vital components easier.
Because these bikes are engineered to withstand gruelling conditions for an extended time, their parts and materials are overbuilt for most types of travel. More than any other bike, their durability quotient is high. They are more powerful and torquey in technology, with designs that are fashionable.

4. Touring experience:
Touring is about more than just your vehicle. It is also essential to have a positive experience. You will undoubtedly meet and engage with other riders. Also, sports bikes have a reputation for igniting conversation with curious locals about your origins and destination.
You get to participate in many chats that will leave you with a slew of pleasant memories. A growing number of individuals are developing an interest in sports bikes. Keep an eye out for activities in your area, and don't be hesitant to drop over with your camping gear if you see one.

5. Greater fuel storage capacity:
It is common for sports bikes to have a bigger tank capacity, between 13 and 20 litres. A larger tank equates to a more excellent range of operation. In addition, it eliminates the need for numerous stops for refuelling when travelling long distances. The fact that petrol stations are far and few when you are travelling makes this feature all the more crucial for your trip!

In a nutshell, sports bikes make it possible to cover vast distances with ease, unmatched speed, and durability. It is well worth purchasing for any lengthy journey because of its design and comfort. Feel the seamless power of the engine revving your heart and exciting the rider in you.

If you have a passion for travelling on two wheels, then a sportbike can help you live your passion to the fullest. However, apart from the fun, you need to prioritise your safety while riding such powerful machines. Ride with proper safety gear and invest in 2 wheeler insurance to safeguard your finances against any damages.

Click HERE to purchase the best 2 wheeler insurance for your sports bike.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

India is an agricultural-based country, where farmers and farming have an exponential impact on the whole country. The concept of farming should not just be confined to the villages or rural areas. Rather than perceiving it as a profession, it should be practiced as a hobby that can offer several valuable experiences.

Have you thought of maintaining your own farm? This thought might have crossed your mind at least once, but you might be wondering how farming can be helpful to you. It might sound surprising to most city dwellers, but yes, farming in your backyard, lawn, or terrace can positively impact our lives. Let's know-how.

1. Creates multiple opportunities:

The farming sector is booming with many promising job opportunities. The growing demand for education and significant research in the farming sector brings many new opportunities, such as farms, nurseries, and hatcheries.

2. Maintain the economy:

The increasing population can meet the rising job opportunities in the farming sector. This ensures that the demand and supply balance is maintained. As a result, the prices of food and other products stay level for the consumers.

3. Teaches emotional investment:

Growing a crop is what nurturing a child feels like. You sow the seeds at the earliest stage and make sure they grow properly. You provide all the other nutrients and protect the seeds and saplings against harsh wind, heavy rain, and excessive sunlight. You choose suitable pesticides to ensure that the bugs and other insects don't destroy your crops. The whole cultivation process requires a lot of capital, physical labour, and emotional investment. Patience plays a huge role here. Understanding how emotions develop throughout the entire growth helps in the long run.

4. Medicinal purposes:

Many crops and plants act as medicines rich in various nutrients and minerals. Several medical practitioners advise their patients to consume the processed version of these plants (or even raw) to treat nausea, morning sickness during pregnancy, kidney stones, etc. Many of these crops are cultivated to feed the cattle and livestock and get the best quality of dairy products.

5. Saves water and soil:

The roots of the crops hold the soil tightly, thus avoiding soil erosion due to severe climatic factors like heavy rain or wind. This helps keep the nutritional value of the top layer of the soil, which is essential for the growth of plants. Practicing farming also helps avoid the drainage of toxic chemicals into the rivers or seepage into the water table.

4. Self-assurance:

It will help if you build a strong anti-nausea mindset. Keep reciting to yourself that you will not feel sick or nauseous. This prepares your brain to think flying is normal and there is no need to fear. You will gain confidence and reassure your body to stay calm, especially during stressful moments. Ask a friend or travel companion to help you when you feel nauseous.

6. Sustainability:

Farming crops that provide biodegradable products like cotton, paper, wool, etc., contribute immensely to sustainability. Due to the excessive pollution and increased usage of non-biodegradable products, there is a massive negative impact on the climatic conditions. Sustainability is a huge influencing factor in saving our planet against significant issues like global warming and climate change.

Those were some of the pointers on how practicing farming can significantly impact your life. Farming connects you directly to the soil, and the moment you feel the soil, you reap good outcomes. This sublime connection will leave a positive impression and bring out the best version of yourself.

Your contribution through farming does not mean just growing crops. It highlights your contribution to boosting the economy, promoting sustainability, and encouraging healthy living. Farming enables access to a variety of healthy food products, which help in building strength and immunity in people of all age groups. And with global health standards getting a massive blow, it becomes more important to address health issues with seriousness.

Just like you protect your precious crops from getting damaged by using the right pesticides, it is vital to safeguard your and your loved one's health. You can accomplish this by purchasing the best health insurance policy. Make a hassle-free purchase and buy health insurance online to benefit yourself with the best premium and returns on investment.

Click HERE to know more about how you can buy health insurance online.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Justifying the name, first-aid kit is the immediate response of medication at the time of emergency. Those initial moments can help prevent an injury from getting critical during an accident and can potentially save the life of someone on the road.

A first-aid kit in the car is essential for many situations that don't require the help of a medical professional. Most of us spend our time travelling, either for work, holiday, shopping or long drives during weekends. Unfortunately, with roads becoming more prone to accidents, the probabilities of mishappening are common.

In such situations, having a first-aid kit in your vehicle enables you to avoid severe complications until help reaches you. For the minor injuries, a first-aid kit will be a saviour to cure cuts, scratches, and other minor wounds.

The advantages include:

• Helps prevent injuries from getting worse: It is crucial to address the minor cuts or wounds developed after accidents before they turn septic. Leaving the wounds open will invite infections, and in no time, you will start feeling weak. Avoiding such situations by using first-aid is the best thing to do. Soak the cotton with antiseptic liquid and gently apply it over your wounds or scars and clean the area thoroughly. Later, use bandages to cover the wounds and let them heal at their own pace.

• The belief of being safe: Having a safety kit in the car will give you the mental satisfaction of having resources ready in case of emergencies. It makes you feel prepared to take good care of yourself even when driving solo. Another add-on to this belief is valid car insurance, which provides financial protection against any eventuality.

• Be the saviour in the crowd: If you ever witness any severe accident, having a first-aid kit will make you the first responder. You can treat and bandage the wounds to prevent excessive blood loss that can deteriorate the injured person’s health. Remember, your alertness and courage can save a life.

Must-haves in your first-aid kit:

A first-aid kit is a personal resource for emergencies, and everyone may keep them equipped with the accessories they think they may need. However, here is a checklist of some essential items that should be in your vehicle's first-aid kit.

• Cotton (swaps) and bandages

• Basic antibiotics, antibiotic cream and pain relief spray

• Hand sanitizer

• Antiseptic wipes and antiseptic liquid

• Safety pins, scissors and a tweezer

• Gloves

• Rehydration sachets

• Torch with extra batteries

• A thermometer

You must check these necessities before you pack your vehicle's first-aid kit. Additionally, ensure that you keep a list of contact numbers (family, friends, doctor, etc.) so that in case of any severe injuries, someone can reach out to your close ones and inform them about the event.

Preparedness can prevent unexpected situations from getting worse for you. Whether you are travelling alone or travelling with your friends or family, you shouldn't compromise safety. The earlier you understand the importance of having a first-aid kit in your vehicle, the better it’ll be for you.

In addition to it, for the safety of your car during mishaps, consider getting car insurance. Although having car insurance cannot prevent accidents, it can assure financial security during emergencies. As it is rightly said, "It's better to be safe than sorry". With these small precautionary measures, you can keep big troubles out of your way. So, travel safe, travel responsibly!

Click HERE to get the best insurance for your car.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

In recent years, destination weddings have received increasing attention. Finding the right location to tie the knot on one of the most important days of your life is an indescribable sensation. However, these magnificent locations often drain a large portion of your funds. They may even surprise you by exceeding your wedding budget. But don't allow money to stand in the way of the total delight of tying the knot against a magnificent background that will make your wedding appear nothing short of a fantasy.

To add to this thrill without dimming your spirits with exorbitant venue expenses, we have unveiled a list of a few ideal locations. These places will make your exquisite vacation wedding planning a reality while staying on a budget!

1. Royal Jodhpur:
Jodhpur is a royal venue for you to have your destination wedding on a budget. The beautiful palaces, heritage hotels, and havelis offer you options of Royal Marwar tradition with gorgeous royal arches, domes, and wide-open courtyards. The historic buildings combined with contemporary comfort will make your wedding a day to remember. Book a multi-faceted facility with a heritage palace and a royal set-up that will provide a stunning wedding experience for your special day.

2. The Andaman and Nicobar Islands:
Imagine getting married while standing amidst an island resort with a view of the infinite ocean in front of you. It will be beyond lovely, with the waves pounding on the beach and the peaceful humming of the ocean. Your attendees will have a fantastic holiday due to your wedding and cherish every single second of it as a majestic memory to rejoice.

3. Tijara Fort, Neemrana:
Imagine getting married in a historic castle and experiencing being a royal couple. Tijara Fort is the place to go. It is perched on a high mountain with a breathtaking outlook and serenity encompassing its boundaries. It also provides a peaceful and tranquil area with a view of the mustard fields, making this destination all the more special.

4. Mussoorie:
Mussoorie is excellent for arranging a getaway wedding while staying within your budget. It is the ideal location, with a beautiful atmosphere, hypnotic mountains making a stunning background, and an abundance of flora adding to the aesthetic appeal. It also provides a wealth of facilities that will make your momentous day to cherish.

5. Jim Corbett Park:
This is recognised as one of the most aesthetically pleasing destinations in India. Surrounded by the beautiful woods and jungle, this popular tourist destination is ideal for hosting all types of wedding festivities, from pre to post-wedding. Make them stand out and distinctive, making your fantasy come true in Jim Corbett.

Over the years, the concept of big fat Indian weddings has been trending. Many couples prefer to spend extravagantly on a wedding ceremony than invest in their future planning. However, budgeting has to be beneficial in every way; for your wedding event and hereafter life. Discover the significant benefits of insurance and buy insurance policy online that suits you before starting the new phase of your life.

Click HERE to buy insurance policy online.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Have you ever felt nauseous and woozy during your flight’s take-off, landing, or while you are up in the air? Or have you felt an aversion to food or beverages during your air journey? If you nod your head in agreement, this condition is called motion sickness. It is a common issue among both frequent travellers and non-travellers.

Dealing with motion sickness becomes challenging for people who travel long distances or have longer durations of flights. They start feeling dizzy and tend to throw up even at the chance of slight turbulence. People with motion sickness issues experience a high level of discomfort, which makes their whole journey experience terrible to put up with.

Travelling while feeling nauseous the whole time is a nightmare. It can also be triggered by anxiety, stress, and panic. And it is very much possible to continue feeling nauseous and sick even hours after your flight. Some symptoms of motion sickness include headaches, nausea, anxiety, palm and forehead sweats, dizziness, fatigue, etc.

This blog will discuss the best tips to help with nausea or any stress during your flight.

1. Book your seat:

Make sure that you pick the right seat while booking your flight tickets. It would be great to select the seats in a stable zone and less prone to turbulence. So, the front wing of the plane is the best option for you not to feel nauseated.

2. Say no to books:

Experts suggest against reading on a plane if you experience nausea whenever you fly. To avoid feeling sick, you need to maintain equilibrium and focus on a horizontal and stable seating position. But while reading, you squint and expand your eyes to read small letters, which ruin your concentration and equilibrium.

3. Eat travel-friendly food:

Monitor the type of food you eat before you board the plane. Avoid having oily and heavy food as it will be difficult for you to digest without any movement. An excessively filled stomach can make you nauseous. Avoid salty food items that trigger dehydration. Drink lots of water to stay hydrated when high in the sky and in drier air.

4. Self-assurance:

It will help if you build a strong anti-nausea mindset. Keep reciting to yourself that you will not feel sick or nauseous. This prepares your brain to think flying is normal and there is no need to fear. You will gain confidence and reassure your body to stay calm, especially during stressful moments. Ask a friend or travel companion to help you when you feel nauseous.

Some other ways to control your nausea are by packing some medicine that aggravates sleep, drinking some ginger ale, acupressure, etc.

We hope that you found this helpful information. While we discussed the best tips to help with nausea during flight, you need to be attentive regarding your health status as well. There is no telling when you might face health distress. To make things easier in such panic health emergencies, you can rely on health insurance.

Start with your research and list all the affordable health insurance plans. Opt for the one which balances all your expectations. It is always a good idea to have a check on your safety measures before flying off or starting a trip.

Click HERE to know more about affordable health insurance plans

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Morning chill, dense fog, and cold weather are the signs of winter's arrival. Even visualizing yourself riding through the empty roads in freezing weather can shiver you with cold. Riding a motorcycle in winter can be challenging. Therefore, proper winter gear, clothing, and some tips are essential to consider while planning cold weather riding.

In this space, we've shared our best recommendations to make your winter motorcycle riding plan fool proof.

1. Warm yourself up; feel the heat:
Layering! Wind-blocking is simply the formula. Before you even think about your bike jacket, you need to put some layers of clothing barriers in place right near to your skin. Here's a brief guide.

• The base layer – a warm t-shirt

• A hoodie or fleece

• Motorcycle jackets – leathers aren't particularly appropriate for the cold. Instead, choose a warm, waterproof textile alternative

• A neck warmer or snood – especially if you're riding on the highway

• And finally, suitable warm gloves

• Layering your torso isn't enough. Invest in winter boots, layer-up socks, and pants

2. Charge up your batteries; don’t let them chill:
The chilled months can be difficult for your bike's battery since the colder temperature delay its chemical processes, causing it to cease operating. To keep it charged, you must ride your bike regularly. Utilizing a trickle charger to keep the battery completely charged can also help.

3. Ensure visibility; keep your vision clear as your enthusiasm:
Install a pin-lock and wipe your helmet visor with running water to keep it clear and fog-free. Don't go scrubbing since the salt and grime will damage your visor and cause it to become foggy.

4. Helmet; not for fashion but protection:
You should consider purchasing a winter-specific helmet with reduced front-end ventilation. And a visor that doesn't allow fog to settle in. Only buy a helmet that has ISI certification.

5. Clean your bike; to have consistent running:
Cleaning your bike in winter can be difficult, especially if you know you'll have to do it regularly. But hear us out, cleaning off the road salt can make a significant difference in the start of corrosion. You can use a protective lubricant and anti-corrosion spray to avoid components from melting into a puddle. It will also make cleaning the bike faster and easier. Winters invite unexpected damages and repair works to your bike. Next time when you buy warm clothes to be winter-ready, consider checking your bike maintenance and bike insurance policy to ensure your preparedness against the weather.

6. Monitor the weather; be the forecast expert:
Following the weather forecast is a must for every motorcyclist, especially during the winter months. By checking the weather online, you can prepare for a foggy day or lovely day accordingly.

Whether you’re planning for a long ride or a short trip to your neighbourhood store, cautious riding is essential to help navigate cold and wet roads. The freezing weather outside determines more than you think; when to slow down, be smooth, maintain enough distance for braking, following essential tips and ensure bike insurance to cover you for any eventuality. So check back regularly the above tips for comfortable riding and keep you protected on the bike throughout winter.

Click HERE to know about the best bike insurance plans before your next bike ride.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

We all know how much effort we have to put in to maintain a car that we drive daily. Now imagine the maintenance needed for one we do not drive that often. Of course, it is not essential to take care of an idle standing car in your garage, but it is vital to keep its maintenance top-notch irrespective of driving.

To help you get better at maintaining an idle car, we have mentioned some tips below that you can follow without going out of your way!

1. Change the oil frequently:
The engine is the heart of any vehicle. So even if you are not driving the vehicle, you must ensure that you are taking care of the engine and that the engine oil is changed frequently. This keeps the engine lubricated and improves the life of your vehicle. So you do not have to worry about its maintenance if you decide to use it in the future. Moreover, the engine is the most expensive part, so you might have to pay a hefty sum if it is damaged.

2. Go for a short drive:
When the manufacturers make a car, they keep it running throughout. So your vehicle's engine oil often circulates to the different parts of your engine and provides lubrication. When you leave your car idle for a long time, the engine parts tend to lose their lubrication and face damage. Also, if it is not used for a long time, your vehicle's battery will drain eventually.

3. Clean your car:
If you know that your vehicle will be idle for a long time without being touched, then you must have a routine to clean its interior and exterior regularly. You can cover your vehicle with a car body cover; this will protect it from all the dust, leaves, moisture that otherwise can ruin its texture. A car's paint undergoes severe damage due to factors like moisture, weather or climatic conditions, substance damage, etc. Schedule a bubble bath for your less operational vehicle at least once every month to maintain the glaze of its exterior.

4. Check for rodents and pests:
An idle car is the perfect breeding home for pests and rodents. The vehicle being untouched will make it an ideal environment for infestation. Rodents can put down the electrical circuits, seat cushions, wires and severely damage the interiors. All of these things will make your car of no use later on. So while cleaning your vehicle, make sure that you are also getting it checked for rodents and pests to keep them away.

5. Disconnect the batteries:
While your car is idle, it is best to unplug the battery terminals to avoid corrosion. Ensure that you wear gloves and keep the ignition turned off. While unplugging the battery terminals, you must unplug the negative one first and then the positive one.

6. Maintain your car insurance renewal:
Keeping your vehicle idle and unused will land you in trouble later. These problems can be anything from the engine to corrosion of parts too. So to ensure that you do not have to pay for the damages, you must also ensure your car insurance renewal.

Car maintenance can be challenging and time-consuming, but your work will be less complicated with the tips mentioned above. They will ensure your car doesn't get damaged or face any trouble. Whether you are operating it or not, your car is your responsibility, and looking after its maintenance should be your priority as an owner.

Click HERE to buy the best car insurance plan.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Bungee jumping is a growing obsession for thrill-seekers. It is one of the terrifying and exhilarating moments of your life when hanging with an elastic rope and throwing yourself off a great height. There are no signs of decline in its popularity, with the gen-z and millennials becoming the trendsetters.

It is a mental hurdle, and by overcoming it, you will experience the freedom which is unparalleled to anything. And once you have experienced your first jump, you won't be able to wait for the second. You want to face the fear and get a craving for jumping into the unknown. So, here are ten tips for you to follow before attempting bungee jumping.

1. Do not visualize:
Though your thoughts suggest otherwise, why expose yourself to the risk of overthinking and psyching yourself out? Avoid thinking about how anything could go wrong. Dwelling on things beforehand never helps.

2. Get ready to face your fear:
Yes, the events that lead to the final moment will scare you. Climbing to that height, wearing the safety equipment will panic you. Just before the jump, the adrenaline will numb your senses. And once the instructors say 'jump', you dare to leap.

3. Choose your location:
It is true; the scenic surroundings will be the great background of your experience. Pick a place you genuinely like and are comfortable with. It is not just about the jump but the whole experience. Choose to jump over a forest or river, whatever feels serene to you.

4. Do not stress-eat:
Especially people with a fear of heights tend to overeat. To remain active, consume energy drinks, fruit juices, or bland food. Overeating leads to vomiting, and that will spoil your mood.

5. Choose a reputed company:
Do some research to find a company that has expertise in this business. Find whether they have adequately trained instructors and follow all the safety measures. Check online reviews, costs, and experience before coming to a decision.

6. Safety must come first:
Remember that, apart from choosing a trustworthy and reputed instructor, you also need personal accident insurance to cover any mishap. Many adventure companies even ask you the same at the time of registration. So, if you don't have one, you can still buy personal accident insurance online.

7. Comfortable clothing:
Go for comfortable clothes such as t-shirts, shorts, and pants. The goal is to feel free and light, so avoid dresses, skirts, or extra accessories.

8. Do not look down:
The instructor asks you to always look straight. Do not look down, as it will only give you more anxiety. Instead, viewing straight helps you relax and be in the moment.

9. Trust the process:
Thousands of people have successfully tried bungee jumping before you, so do not worry. Also, have faith in the instructors; they are professionally trained and probably do this a dozen times a day!

10. Bring someone along:
Sharing this extraordinary experience with a friend is the best way to feel less tense. Thus, if you have a partner, you will make a memory with them for a lifetime.

Once you float in the air, enjoy every single second of this gentle swing. A reputed instructor makes you feel safe in the air and have the experience of a lifetime. Stick to these guidelines, follow all safety precautions, and have personal accident insurance online before you take your first jump and feel accomplished, feel unstoppable.

Thought about getting a personal accident insurance policy yet? Click HERE to know more.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Road trips with your closest friends promise many fun memories and thrilling experiences. But have you thought of taking a cross-country road trip with your travel friends? Cross-country road trips are a fun way to explore the country's diverse and local landscapes. It also leaves space for new additions to the itinerary as you can make pit stops whenever you want to and travel at your own pace.

Planning a cross-country trip involves lots of thought and readiness in all aspects. Physical and mental preparedness is paramount when deciding to plan such extensive journeys. From budgeting to making the itinerary and ensuring the excellent condition of your bike to taking care of your health, the complete road map of your trip should be ready in advance.

In this article, we will take note of a few things to keep in mind before you take that much-awaited road trip with your friends on your bike.

1. Calculate the duration of your trip:

It is essential to calculate how much time you will need to spend on the road to the chosen destination. Depending upon the duration, you will have to decide the number of pit stops you will take and the lodging facility if you plan on halting for the night. Driving non-stop can be tiring, so chalking out the timelines for driving and resting would be an excellent way to give your body some rest.

2. Choose your stops before beginning the trip:

Doing thorough research on the entire route and marking important places to visit is an intelligent way to undertake long road trips. While choosing the places of significance, note other important things such as fuel pumps, public toilets, hygienic restaurants, etc.

3. Booking and lodging:

Booking your lodging well in advance can help you avoid the last-minute panic of finding a place to find good shelter. If you are working with a flexible schedule, look for options on the go. This will give you space for exploring newer routes, and you might stumble upon some hidden gems on the way.

4. Packing and checklist:

It is best to pack light while travelling on a two-wheeler. Since the weather can be pretty unpredictable, choosing bags with rain covers is a clever idea. Add first aid, emergency medicines, sunscreen, and snacks to your travel kit.
Another way to avoid bulky packing is to opt for vacuum packing. Vacuum packing helps in the compression of all your clothes and other essentials. This way, you save space and cut down on the number of bags you need to carry.

5. Preparing your two-wheeler:

Before taking a cross-country road trip, you must take your bike to the service centre. Check for tyre pressure, wheel alignment, brakes, engine performance, etc. Change engine oil if required. Before setting out on the journey, ensure that all your paperwork is in place. Remember to check the batteries and fill the fuel tank before you leave. Another essential thing to note is to insure your bike with 2 wheeler insurance. If you already have, consider getting add-ons such as breakdown assistance, damages due to floods, accidents etc.

A road trip can be enjoyable and one of the most exhilarating experiences if appropriately planned. Keeping a few things in mind and being responsible will add value to your experience.

As mentioned above, your health and bike are essential for your road trip to succeed. Keep a first-aid kit for common medical emergencies during your travel. Also, remember to have a comprehensive 2 wheeler insurance to ensure that your bike is covered and safeguarded against any unprecedented expense you might incur during your trip.

Click HERE to know more about 2 wheeler insurance.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

You worked your entire life to become financially happy. But, what about your passions and dreams? Somewhere at the bottom of your heart, you wanted to pursue your passion but had to give up the dream due to the challenges of the earning days. What you were passionate about in your 20s or 30s may not be the same when you grow old.

Most adults question how they can find their passion again in their 60s or 70s. They feel that retirement is the “final point” of their life. But, as someone rightly said, “Retirement is not the end of the road; it is the beautiful start of a new journey”. Finding your passion after your retirement can be challenging, but it is not impossible. Therefore, we created a list of ten valuable tips that will make this process more accessible.

1. Avoid severe injuries:
We might think that sitting on the rear seat is safe, but that's not true. During accidents, the rear seat passenger might get badly injured. Injuries on prime parts of the body like the spine, head, abdominal can be life-threatening. To save yourself from this, make sure that you wear the seat belt correctly. Unfortunately, some cars have installed only lap seat belts, which are not entirely secure. Three-point seat belts are a better option, which have shoulder and lap belts to support the passengers' chest, shoulder, and pelvis.

2. Learning has no expiry:
Sometimes you may feel that you are not talented enough to follow your passion. However, the truth is, it is never too late to learn something new. Education has no age limit, and therefore, you can explore and learn various things through a medium that keeps you engaged and motivated.

3. Find what makes you happy:
Sometimes passion is all about things that make you happier than anything else. So, question yourself about the activities that make you truly happy or what will you regret not doing in life? Having answers to these questions can guide you towards pursuing your passion.

4. Step out of your comfort zone:
After their retirement, people feel like their lives now require a slower pace. Especially considering their age factor, people tend to think that it’s “too late” to follow their passion. Although age can play a role in physical capabilities, it does not limit your potential. You may not be as active as you were in your teenage years, but finding your passion can bring the lost joy back in your life. So, just give it a shot.

5. Recall your childhood:
Go back to the years when you were in your school or college. Put a spotlight on what you were passionate about, and then note down all the things you did as a “hobby”.

6. Take inspiration from online resources:
The Internet is a pool of free resources. Explore your options by checking out free courses online, books, shows, podcasts to keep you entertained and sane at all times.

7. Discuss with your dear ones:
Talking to your loved ones about finding your passion can help you find what’s the best for you. Your family and friends are the best advisors as they know what you love, and they can guide you on what you need to do ahead.

8. Pay attention to your thoughts:
Our mind usually dwells in our thoughts about the things we love. Pay close attention to what you think and what activities make you feel excited. Chase the feeling that inspires you to do more!

9. Take advice from a life coach:
Life coaches are experts in the field and know how to work the best in your interest. Consult the best life coach to guide you towards the next steps.

10. Prepare a list of all the activities and get working:
Lastly, prepare a to-do list to start experimenting and working on each option. You may include activities such as travel plans, world tours, settling in a farmhouse, or just a game of golf with your old mates on your bucket list.

Retirement is the start of the golden era in your life, and while it is essential to explore all the possible options, you should always prioritize your and your family’s health. Being healthy improves your overall quality of life and inspires you to pursue your passion. But, on the other hand, you won’t want your savings to blow away with all the hefty medical bills you may encounter in any unwanted situation. Therefore, make sure that you get a health insurance policy for family to live a peaceful and passionate retirement life!

Consider the positive side; investing in a good health insurance policy for family can boost your mood to experience a whole new kind of life ahead!

To know more about the health insurance policy for family, Click HERE .

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

There are several techniques for time management out there, but as tasks pile up and burdensome thoughts loom, sustaining momentum is critical. If you're concerned about the time factor, the Pomodoro Technique might assist you in completing your to-do list.

Francesco Cirillo, a university student in the 1980s, developed a practice of utilising a tomato-shaped kitchen timer to keep himself motivated while studying. As a result, the Pomodoro technique was developed – Pomodoro in Italian means a Tomato!

Individuals from different walks of life have used this strategy to overcome procrastination. Today, we will see how it works and how it can benefit you in five ways. Let's begin, shall we?

Steps to practice the technique:
Before we begin, let us tell you, here, one Pomodoro is equivalent to 25 minutes.

• Create a to-do list for the day

• Determine the number of Pomodoros you will devote to each activity

• Set the timer to one Pomodoro

• Concentrate entirely on that activity until the timer goes off

• Take a break of 5 minutes

• Proceed to the next Pomodoro after the break

• Take a longer rest after every fourth Pomodoro

Five benefits of the Pomodoro Technique.

1. Helps you break the habit of procrastination:
This technique will help you battle procrastination and stay focused. You know when and how long you have to work using this strategy, so you don't have to convince yourself into working since it's already planned for you.
The Pomodoro method has helped many persistent procrastinators get free of their habit and genuinely enjoy their job throughout the years.

2. Fights distractions:
The Pomodoro technique helps you create a habit of pushing the distracting tasks such as scrolling your social media feed, checking emails, and other stuff by moving them to the 5-minute window you get after each Pomodoro. You will struggle initially, but once you are hooked to it, say goodbye to the distractions.

3. Work seems like a game:
The timer serves as a countdown for the job at hand, and you'll feel as though you're racing against time to "complete a level." With such an approach, the Pomodoro method improves your productivity by providing fun and breaking up dull periods with a challenge.

4. Keeps your motivation going:
It's an exhilarating race to complete tasks before you run out of time. This thrill drives you to work quicker, even when you typically slow down. These minor surges of inspiration help you stay motivated and keep you focused. You are your competition.

5. Decreases physical and mental discomfort:
One of the huge pros of the Pomodoro Technique is the frequent breaks. After each Pomodoro, you can get up to stretch your legs/back, hydrate, or just stroll around. These short activities help you reduce the onset of physical discomfort caused by sitting at a desk for a prolonged period. Similarly, allowing your mind to wander momentarily throughout the day decreases daytime fatigue, and when you feel physically and mentally well, you get more done.

The Pomodoro Technique allows you to immediately get in the zone and give your best in the shortest amount of time. A considerable number of people have implemented this strategy to date; many have even mentioned this technique being the key to establishing work/life balance in their books.

Apart from maintaining a perfect time management regimen, checking your health and fitness is equally essential. Focus on consuming a healthy diet, following a regular exercise routine, and adopting practices that further safeguard your health and mental fitness. Invest in a good health insurance cover and post purchasing, never miss out on the health insurance policy renewal. Keep it up-to-date to enjoy the benefits without interruption.
So, start today. Make your to-do list now and bring a positive change in your life.

Click HERE for your health insurance policy renewal.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Technology is paving the way for convenience in all businesses, and even food delivery businesses are taking advantage of it. In today’s fast-paced life, people find online food services most helpful. They love it when their favourite dish is ordered and delivered through online food delivery apps.

According to studies, the food delivery business is rapidly growing in India at a 25 to 30% rate. This opens yet another stream for entrepreneurs to dive in to cater to the expectations of urban middle-class Indians. If you are thinking about running a food delivery business, here are a few essential tips you should consider.

1. Get a targeted audience:
Before setting your food delivery business, you need to spot your potential customers, their buying behaviour and eating habits to give you better insights about

• What do they like to order, which cuisine attracts them more?

• When do they place orders the most, lunchtime, evening snacks, or dinnertime?

• Where is the maximum order coming from? Is it their homes or the workplace?

2. Be discoverable online:
Since the large urban population places online food orders, having a mobile application makes your businesses discoverable and accessible to potential customers. But, to get an edge over your competitors, you need to carefully address the frustrations and expectations of customers in the food business. Have an impactful website or app and add it with high-quality images and a variety of food and restaurant menus. Keep the user-friendly interface right from searching for restaurants to selecting the dish and finally making the payment and getting the food delivered. Regularly update your app and website to fix the bugs and add security patches to provide uninterrupted services.

3. Delivery network:
Hire delivery staff that are experienced and reliable. Verify all the documents such as the valid driving licence or previous work experiences before appointing them. Remember that the delivery vehicles should also have valid registrations papers and 2 wheeler insurance. In haste to deliver the order, don't allow staff to break the laws. So, if you don't have an insurance policy, you can quickly buy 2 wheeler insurance online to save time and keep running your business uninterrupted.

4. Legal license and documentation:
To run any business, you need to have proper licenses and government approvals. Get all the government-authorized documents such as shop act license, health trade license, NOC from the municipality, GST registration, trademark registration, business permit, and E-commerce agreement.

5. Marketing and promotions:
You must have a perfect brand name and a tagline to ensure that it catches the eyes immediately. Then, design a brand guideline, specify all the important details like logo, colours, and highlight your business’ USPs that make you better than competitions.

Consider implementing launch ads marketing campaigns with some discount to draw traffic to your website. You can also flash exclusive festive offers or weekend bonanzas to attract more customers. Discuss these offers and terms with your partner food joints to collaborate and promote these offers on your official social media pages.

With every repeat order and a new customer, you taste the success of the business. Remember to impart adequate training to your delivery staff on hygiene, personal care, healthy customer interactions with other drivers and food joint owners as they represent your brand all the time. Also, consider their well-being, ensure they drive safely, and your vehicles are insured. In case you haven't thought yet on these lines, consider taking a 2 wheeler insurance online.

The food delivery business has made it easier for everyone to buy from the local restaurants without going out. The growth of the 'cashless economy' has also contributed significantly to the digital food ordering business. So, capitalize your food delivery business, bring small restaurant owners, deliverymen, and technology together and turn it into a big cloud kitchen to reach every home and win every heart!

Click HERE to buy a 2 wheeler insurance online with a few clicks.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

"The world is a book, and those who do not travel read only one page". If you also relate with Saint Augustine's words, then why not consider travelling? And, road trips on campervans are the best way to explore places at your pace and comfort.

Campervans are new travel trends gaining popularity in recent years. So, if you own a campervan or rent one to travel in it, then your vacation is already a highlight. Let's have a look at the top five reasons why campervan is becoming an ideal travel partner!

1. Freedom and comfort:
Campervans are the new trendsetters in the tourism sector. They ensure complete freedom and flexibility, making no compromise to ease and comfort. With a campervan, you have flexibility over your schedule. Now, say NO to the last-minute hassles about searching hotel rooms or check-in and check-out restrictions that may kill the excitement of the trip.

2. Home on wheels:
Instead of carrying luggage, how about taking the entire home on four wheels? That's possible! The motorhomes can take everything you need on your journey. Be it your coffee maker, music system, board games, stove for cooking, grocery, a favourite blanket, or even your PlayStation game. And you feel at home doubling your fun on the move!

3. Easy and efficient:
As driving and maintaining a campervan is not that tedious task, large families or a bunch of friends may use it frequently for short trips too. It efficiently accommodates everybody on board, from your crazy travel gang to a budget-friendly family with kids for the summer holidays.

4. Pocket saver:
Frankly, who doesn't want to save extra money? Campervans are cheaper than your whole travel expenses. Moreover, staying at campsites is rewarding; it's affordable than the hotel rooms, and you get to spend your nights amidst the mesmerizing interiors of nature. It saves your money on food too as you can cook for yourself while enjoying the changing landscapes.
However, while travelling with your campervan, don’t look for every cheap option to save money. For example, don't park your vehicle in unsafe areas, compromise with security features or proper motor insurance. Remember, in the event of an accident, your motor insurance company becomes the best assistance for you.

5. Harmless to the environment:
Is it good for the environment? Yes! Concerning climate change and environmental awareness, campervans are fuel-efficient too. The latest Hybrid and Eco campervans variants are less harmless to the environment than cars, producing significantly lower carbon compounds.

Sounds like a fair idea to add up a road trip with a campervan to your bucket list? That's the kind of flexibility provided by campervan, and hence becoming popular among travellers. However, with the best of plans, things outside of your control can derail your trip and also your budget. Since campervan safety should be your primary priority, doubly sure to get it protected by the motor insurance company. Take advantage of the flexibility, travel slow and deep in your moving home!

Are you looking for motor insurance that meets your requirements? Click HERE .

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

"The bat is not a toy, it's a weapon. It gives me everything in life, which helps me to do everything on the field." These wise words of the Indian skipper Virat Kohli are enough to inspire any young batsman.

The feeling of striking the ball in solid defense or in a swing that deposits the ball whizzing away to the fence is unforgettable. But it requires sweating on the ground to be the ‘best batsman’.

Remember that there is no hack to ace your batting performance without working with immense training. To achieve your dream, you will have to undergo strenuous training sessions. We’ve some essential tips that will guide you in developing, improving, and maintaining your striking abilities.

Gripping your bat:
Grip variations can do wonders when you know what shots you want to play. Let us explain how correctly holding the bat can help you play the best shot.

● Rounding the grip: With this grip, you can open the entire face of the bat. It's beneficial for playing square drives with a full face. If you’re someone who loves striking more towards the offside, then this shot can do wonders.

● Gripping the bat closer to the bottom: This will offer you more control and allow you to generate more bat speed. The bottom hand is dominant to play more intricate strokes.

● Gripping the bat closer to the top: This type of grip extends the batsman's reach; it's more convenient to hit strokes on the front foot. However, this grip does not create much power, so pick the short deliveries smartly.

Grill in the Drills:
Drills help improve your muscle memory, eventually improving your reflexes. Drilling for at least half an hour will improve your actions and make you a better hitter. Below, we've listed a few drills which will be critical for your batting. You'll find video tutorials of each mentioned drill online. Look them up and start practicing.

● Shadow batting (pretend to strike an imaginary ball with your bat to train your mind before facing the actual ball)

● One hand batting (making those arms stronger)

● Hanging ball drill (learn to coordinate your bat and body depending on the movement of the ball)

Perfect stance for the best shot:
When you take a stance, attempt to bend your knee, and get into a comfortable position to shoot the ball. If you shorten the distance between your knees, you may find it challenging to perform the perfect shot in cricket.

If you have difficulty playing shots on the leg side, you are said to have a "closed off" stance. This means that you're too sideways in your approach. To overcome this, you need to maintain an open posture. It puts you in a balanced position from which you may make room for yourself and play the shot comfortably.

Remember, cricket is rated as a dangerous sport, and if enough protective gear is not used, it could lead to severe injuries. Tiring hours of regular practice on the pitch and the gruelling net sessions also make you vulnerable to many injuries; some of those can be even life-threatening. In addition to protective gear, always protect yourself for overall safety with ideal personal accident insurance to avoid financial worries. It can make you feel protected so you can enjoy your sport with complete peace of mind. Follow your passion and put in your best techniques and stroke play to mastering the art of batting!

Click HERE to know about the best personal accident insurance in India.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

The growing number of vehicles plying on the roads have notable implications on traffic congestion and highway accidents. According to statistics recorded by the Indian Road Congress, road accidents occur in India every four minutes!

Most of these incidents happen due to the drivers' incomplete knowledge and failure to follow traffic rules. Although stringent measures are taken to punish the faulty drivers, individuals continue to believe in a few myths regarding the laws that can put their and others' lives at stake.

Here are eight common myths about traffic laws in India that you should not believe.

1. There is no need to follow traffic lights at night:
People think that there is no need to follow traffic lights after a particular hour at night. But, they forget that they are not the only ones driving at night. Although some intersections display blinking amber traffic lights, it doesn't mean the high-speed crossing is allowed on those signals. These blinking traffic lights indicate you to proceed with caution without stopping.

2. You can overtake from the left:
India is a right-hand driving nation, so a driver should overtake another vehicle from the right-hand side; that’s what even our laws say.
However, there is an exception. If the driver in the front has indicated to take a right turn, you can overtake that vehicle from the left side while maintaining a distance. But, always give appropriate indications while turning and even follow the indications given by other drivers.

3. Parking anywhere you want:
Parking, as per our convenience, has always felt normal in India. Parking anywhere is okay if the road doesn't have a 'No Parking' sign. People tend to park their vehicles everywhere as long as there is no towing van insight. However, it is essential to park the cars properly to ease the traffic for everyone.

4. Reversing on a one-way street:
People find it convenient to reverse a car on a one-way street because they don't see this as an offence. In such scenarios, the logical concept of 'vehicle facing the same direction of traffic flow' is untrue and can be a significant driving hazard. It is prohibited to reverse on a one-way road, as it interrupts the ongoing traffic.

5. You don't need insurance for an old car:
Another crucial myth is that we don't require motor insurance policies for old cars. However, driving without valid insurance documents can land you in trouble. So, if you don't have one and are driving your car, buy motor insurance online to avoid distress during your driving.

6. Seat belt is not required for slow driving:
There are countless advertisements put out to emphasize the importance of seatbelts. Yet, many drivers consider that seat belts are not required for low-speed driving. They assume that seat belts are used to avoid being "caught" or "getting a ticket" rather than for safety reasons. The myth that you do not need to wear a seatbelt has put a lot of lives in danger.

7. Hands-free are allowed while driving:
The traffic law has banned using phones while driving; still, many believe that using a hands-free device is acceptable. Is attending calls more important than your life? This shouldn’t be the case, as any distractions while driving can be a potential risk.

8. Drink and drive:
According to traffic laws, the permissible limit of Blood Alcohol Content (BAC) in a person's blood is 30 mg per 100 ml (0.03 percent). To explain it, even one drink of 30 mg can wander your thinking, blur your vision and impair your reflexes. There is a myth that if you drive slowly after a drink, you can still handle the road. Such overconfident drivers can be moving threats to other drivers that are sober and responsible.

Remember, ignorance is not a reason for doing something unlawful on the road. While many drivers are cautious, the mishappening still occurs due to mistakes from the other side. Always have motor insurance for the financial protection of your vehicle. You can buy motor insurance online from a reputed motor insurance company for safety on the road.

Prevention is always better than cure, but not everyone is fully clued about 'safe driving'. So clear up that confusion and misinformation about traffic rules. It is time we change the common motor law myths.

Click HERE to buy a motor insurance online for your vehicle.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Various fitness trends have come and gone since the 2000s, but people are still looking for new ways to get fit. With the global pandemic hitting us, people now prefer to work out in their homes because of the government’s orders to close gyms. As a result, online gym classes are also on the rise. Let us look at the upcoming fitness trends in 2022.

Riding a two-wheeler is the perfect way to beat traffic on busy roads. Every bike enthusiast who desires to ride their choice of a two-wheeler can rent a bike to explore unexplored destinations. You can rent them as long as you want without worrying about maintenance or other concerning factors.

Additionally, travelling on a two-wheeler is best to explore a new city or destination. It’s fascinating to see new sights and meet locals to spend quality time. This blog has highlighted some of the most practical tips to ensure a safe and memorable riding experience when you rent a bike. So, let’s dive into the details!

1. Take your time and inspect your vehicle:
Don’t get carried away and end up choosing a bike based on its appearance rather than its performance. Ensure that the brakes, engine, lights, side mirrors, and other essential features are working properly. Take a test ride of the bike you’ve chosen so that you can identify the minor to major problems. If you happen to find any damage or visible dents, take a picture of them so that you’re not accused of harming the bike.

2. Choose a bike based on your ability:
Do not go for a bike that is not suited for you. It will help if you do not opt for expensive bikes unless you have the money to pay (in case of damages) or put a dent in them. Similarly, stay away from bikes providing you with cheap rental rates. There are chances that the “cheap” rented bikes are either damaged or have issues that may land you in a problematic situation. Instead, choose according to the vehicle’s weight, acceleration, and the purpose of your renting. Ensure that the selected vehicle is well suited for the roads you intend to ride, providing you with a safe, less risky, and smoother experience.

3. Go through the reviews of the rental company:
Most bike rental companies tend to attract customers with low rental rates. Do not fall for the trap and choose bikes that have travelled many kilometers. Always check that the bike rental service has a good reputation and customer reviews.

4. Keep your license and bike papers handy:
Always check the validity of your licence before renting a vehicle. Carry your licence and the bike papers wherever you go. Ensure that your bike rental service company provides you with insurance, bike registration number, and pollution under control certificate.

5. Carry essentials:
Keep essential spares like a spare tube, spark plugs, brake, and accelerator cables. Prioritise your safety by always wearing protective gear while riding. Ensure the safety gears and helmet are in good condition and of the best quality. There’s a brilliant range of motorcycle luggage saddlebags available in the market. You can keep the saddlebags on the back or side of your bike or tanks that can carry light stuff. Furthermore, put your health and safety first and carry first aid kits with all the needed tools and medicines.

Two-wheeler renting can be made hassle-free by following these handy tips. Self-riding bike rentals offer you the freedom to choose and travel at your convenience and pace at reasonable rates. Make your daily commute comfortable by using a rented bike. But, you shouldn't neglect safety at any point. Ride with proper safety gear and ensure that you collect all the required documents like the PUC and even the insurance papers to verify that the vehicle is insured by the best two wheeler insurance in India. Thoroughly conduct these practices before renting the two-wheeler to have a flawless experience.

Click HERE to browse through the best two wheeler insurance in India.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

People are emotionally attached to their car so much that even a small scratch or dent woes their heart. What bothers them more is when the car makes strange noises. This situation sometimes leads to trouble. So instead of panicking, you need to understand the underlying cause and take your vehicle to a mechanic if required.

We've created a list of seven common car noises to listen out so that you identify and then fix them at the early stage itself.

1. Squealing sound:
One of the most frequent noises is a screeching sound from under the hood. It hints that the rubber belts that drive accessories such as AC compressor or power steering pump have either slipped off or worn out. If the screeching originates from the wheels when you use the brakes, it might indicate that your brake pads are weary or have faults with the braking system. On the other hand, if the squealing comes from your tyres, it may be due to a loose wheel cap or rims.

2. Hissing sound:
This sound underneath the hood indicates a fluid leak onto a hot engine component—for instance, radiator coolant seeping onto the engine block or exhaust manifold. If the hissing occurs while you accelerate, it might result from a vacuum leak from one of the small hoses around the engine's air intake.

3. Rattling sound:
Rattles suggest that something is loose or has stuck itself in an inappropriate place. For example, a component of the exhaust or suspension might have been broken loose. Mind it; this one needs attention as soon as possible. Remember, if you need an expert mechanic to ensure preventative maintenance, suitable car insurance helps you with your costly repair bills.

4. Whistling sound:
Whistling sounds are disturbing and might indicate a vacuum leak in one of the hoses around the air filter, which can be challenging to locate but is typically straightforward to fix.

5. Clunking sound:
If you hear a clunking sound when you apply the brakes, it might reflect that the braking discs or pads have severe wear or damage. If the clunk occurs when driving over bumps, your car's suspension may be faulty, or an exhaust section may be loose. If your automobile clunks when turning corners, it might be due to a problem with the steering or a worn-out wheel bearing.

6. Roaring sound:
When you accelerate, a roaring or noisy exhaust indicates that the existing exhaust system has eroded to the point that the silencer is no longer keeping the car quiet. Although an exhaust problem is unlikely to cause your automobile to stop or cause more damage, it may be allowing carbon monoxide fumes into the cabin, which is hazardous. Get it fixed ASAP!

Next time when you're out for a drive, apart from listening to the music, make it a point that you hear your vehicle first. You won't want to experience an awful drive with crazy noises that result in the breakdown of your car midway.

Few noises may indicate possibilities of damages. It is, therefore, important to get your car inspected at a service station to address the issue. Additionally, with time, the repair cost will also keep on increasing. So, reduce dependencies on the additional expenses, and consider purchasing car insurance to add value to the life of your car. With the best car insurance protection, give your four-wheeled companion the strength to drive more miles together.

Click HERE to know about the best car insurance plans in the market in 2021.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

In a busy and constantly moving country like India, most of the population uses two-wheelers as the daily mode of transportation. Regardless of whether you ride your two-wheeler every day or just a short trip to a grocery store, it is a good idea to carry some essential items in your two-wheeler riding kit. This includes everything from motorcycle replacement parts, first aid kit to important documents and 2 wheeler insurance.

In this article, we'll tell you exactly how to put together a riding kit that will be an excellent aid in chaotic situations.

1. Keep the basic spare parts:
You should always have some vehicle spare parts and equipment handy so that you can be the mechanic of your two-wheeler during an emergency. A few extras to have in your tool kit are a screwdriver, a headlight bulb, and battery fuses.

2. First-aid kit:
First-aid kits have always been prioritized when driving vehicles, but how many of us religiously carry them? If NO, then pack one today and take it the next time you leave your home on your two-wheeler. Some fundamental essentials must be an antiseptic solution, bandages, pain relief sprays, and painkillers. However, this kit is to be used only on minor injuries like cuts and scratches. In case of significant damages from accidents, approach for assistance and go to the hospital right away.

3. Accessories for personal protection:
Riding on a bike is not a fun game each time. It can get tougher with distance and situations. It is dangerous to ride a two-wheeler without wearing a proper helmet. A full-face helmet should always be part of your riding kit. Also, ensure to kit up appropriately with something that is breathable and will keep you at ease. Hence, have a decent quality sunscreen or scarf to protect your skin from exposure to the sun, dirt, and pollution.
Besides, staying hydrated throughout the day is important and neglecting it while riding isn't an option. So, having a water bottle on your bike is always a good idea.

4. Necessary documents and paperwork:
Traffic police regularly drive campaigns of checking the legal papers. If found riding without legitimate documents, you can face the consequences by the authorities. Therefore, when travelling on your bike, it is mandatory to have a Rider's Driving Licence, Registration Certificate, PUC Certificate, Fitness Certificate and a valid 2 wheeler insurance policy.

It is believed that 'life is always better on two wheels'. However, in a country full of turns, traffic congestion, narrow lanes and potholes, the possibility of vehicle breakdown is a prime concern among two-wheeler riders. So, if you think that you're a pro rider, you're also not completely safe on the roads. The above essential items are for your convenience on the road and quick-fix minor issues when they arise. Keeping these points in mind, put together your necessary bike riding equipment, ensure your bike papers, including valid 2 wheeler insurance before you kick-start the bike next time.

Want to know more about our best two-wheeler insurance policy? Click HERE .

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Diagnosis is the point around which judgement and logical reasoning move, bringing the light of scientific clarity. Therefore, the detection of a sickness or health condition should be an essential component in the practice of medicine or surgery. It serves as the cornerstone or foundation for the doctor to develop a treatment strategy and determine the prognosis.

Early diagnosis is better as it gives us ample time to decide the treatment. Also, it saves us from worrying about the severity of the illness.

The significance of early diagnosis:
According to a significant analysis of the benefits of early detection, a diagnosis frequently meets with skepticism, anger, loss, and sadness. Critically, how patients are notified about their results and the degree of care available to them and their families determines their response.

Advantages of early diagnosis:
An early diagnosis and access to the appropriate resources and support may assist people in taking control of their illness, planning for the future, and living a healthy life. In addition, it will help in ruling out the chance of other potentially curable diseases and other alarming health concerns.

It can help a person acquire access to critical information and resources, make the most of their skills, and perhaps benefit from available drug and non-drug therapies. A quick diagnosis allows a person to be vocal and explain the changes in their life to family and friends. On a practical level, a person may assess their financial status and consult with family or legal specialists about establishing a lasting power of attorney or an advance decision.

There is significant evidence that a sooner diagnosis improves the quality of life. It avoids premature or needless admission to a care home or hospital, improving the way of life for patients and their caretakers while saving money on long-term care expenditures. The earlier a person gets diagnosed, the more successful the treatment can be.

Why some individuals may object to an early diagnosis:
According to a study, common illnesses are people's most significant concern in old age, surpassing cancer and any other ailments. Yet, some with early indications of these diseases opt not to seek a diagnosis due to concerns about the impact on their everyday life, employment, social lives. The anxiety overpowers the thought of obtaining proper medical treatment in the initial stage itself. Moreover, if early detection is ignored, it may worsen the situation for the patient to sustain treatment and recovery.

However, the benefits of an early diagnosis far outweigh these concerns, and a person suffering from a curable disease can receive the appropriate care and support to be fit again.

Indeed, the sooner the diagnosis, the better. The reason to attribute this comprises the excellent therapies that effectively cure the early stages of the sickness. Diagnosis allows us to treat a problem before it progresses to an ultimately lethal stage. Never fear your health. Take charge of it and keep yourself mentally strong to tackle the situation with vigour.

Additionally, make it a habit to invest in health insurance for you and your family to ensure your well-being and lead a less stressful life. Insurance firms provide exclusive incentives and benefits to those investing in online health insurance plans.

To get your online health insurance, click HERE .

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Overthinking is a thief of your energy. It takes away your peace and composure of mind. It is an art of creating problems that don’t even exist. Unfortunately, some individuals can’t seem to stop their minds from wandering with many thoughts. It’s like running a marathon each day mentally.

You invest your time, attention, and energy in thinking about situations and issues that are irrelevant, hypothetical, or baseless. Breaking this toxic habit will help you with extra mental energy to get the express ticket to happiness. Follow our brief guide about reducing and eventually stop worrying and overthinking.

1. Don't be mind-full; instead, be mindful:
Whenever you catch yourself overthinking, take a moment to reflect on your thoughts. Breathe and acknowledge the present moment. Then, challenge your thoughts and try to be aware of what's happening around you as much as possible.

2. Focus on solving problems and not amplifying them:
Overthinking about a problem will only lead to more problems. When you're actively investing your mind into problem-solving, you're using your best asset (the brain) positively.

3. Change your perspectives on things:
Stanley Gordon West once said, "Smile, and the world smiles with you". Changing your point of view can provide you with a completely different way of thinking and feeling about yourself. Moreover, changing your point of view might lead to a whole new universe of possibilities and ideas.

4. Diet plays a vital role than you think:
As Ayurveda rightly says that Medicine is not needed if the diet is correct; healthy food improves brain function, regulates blood circulation, reduces blood pressure, and eliminates toxins from the body. These aspects can directly impact your pattern of thinking and help positive outputs throughout the day.

5. Stop being a perfectionist. Even the almighty isn't:
It is a double-edged sword. Sometimes being a perfectionist is like being your enemy. Rather than assisting you in achieving success, it works against you. So next time you're worrying and overthinking about making a presentation perfect, consult your colleague. It can turn out that your existing one is already good.

6. Take out time to reflect at regular intervals:
Whether daily, weekly, or once a month, take out some time for reflective thinking. This task will assist you in examining your assumptions and making connections between different bits of information systematically.

7. Techniques to cope:
Try these techniques mentioned below to bring your attention back to the present whenever you feel overwhelmed.

You can follow these tips anytime and anywhere:

• Meditation: The best escape to calmness is meditation. Getting answers to unsolved questions becomes easy when your mind is free from junk thoughts. So invest 10 to 15 mins of your day into a peaceful meditation session and see the magic start happening.

• 5-4-3-2-1 Rule:
- Look for 5 things around you.
- Feel any 4 things you can touch.
- Recognize 3 things you can hear.
- Acknowledge 2 things you can smell.
- Become aware of 1 particular taste in your mouth.

Overthinking is not an illness, but research reveals that it can pose severe consequences to your health if continued for a long time. It can hinder your social, personal and professional life due to mental discomfort. To overcome this, you will need to shift your perspective and make a concerted effort to dismiss any thoughts that lead you towards wrong assumptions. Along with all the above practices, get yourself health insurance covering all your needs for perfect well-being. It's also one less task to think about!

Click HERE to know more about health insurance to keep you financially fit.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Do you want to have your car looking new and flawless for an extended period? Regular servicing and proper maintenance can help your vehicle survive as long as feasible. Maintaining your vehicle will also yield profit in sales and savings if you want to trade or resell it at some point.

Depreciation is an essential component in evaluating your car's commercial value when you start planning to sell it. But there are some things you can conduct to safeguard your vehicle's market value and reduce depreciation to a minimum.

Continue reading this article to uncover the best tips to retain your car's value.

1. Organize the papers:
Prospective buyers will want to know the vehicle's ownership history and if it has been maintained properly. Therefore, keep all your car documents in order inside a file to prevent unpleasant queries regarding its most recent service or filter change. Your car will be worth more since you can show proof of service, MOTs, and oil changes.

2. Keep the interior dazzling:
Interior maintenance is just as vital as exterior upkeep, so try to include it in your routine cleaning. The car's interiors undergo a lot of wear and tear, scratches, cuts, spills, and foul odours over time. As a result, it may significantly influence the value of your vehicle.

3. Do not forget to clean, polish and wax semi-regularly:
Maintaining the paintwork on your vehicle will boost its value. Only a few owners can confidently state that they keep up with car washing and waxing. When paintwork is not adequately maintained and managed, it will degrade and deteriorate with time. Faded exterior colour contributes the most to your car looking worn out, eventually decreasing its market price.

4. Repair minor issues immediately:
Neglecting minor technical faults may not seem like a massive deal to you, but it leaves a poor impression on potential buyers. Remember that the cost of repairing minor defects is frequently less than the influence that mechanical flaws will have on the car's value.

5. Fix slight dents and scuffs right away:
You may believe that bumps and scrapes on the outside aren't worth fixing, especially if your vehicle is outdated. But, impairments like these can cause a significant decline in the overall value. They may also invite rust and corrosion, which garages and astute purchasers can detect, resulting in lesser prices.

6. Maintain the sheen of your wheels:
Wheels are subjected to daily damage and can get coated in a layer of dangerous road deposits and brake dust. So when the wheels appear well-cared for, it not only makes the car seem remarkable, but it also says a lot about how it's been driven.

7. Ensure the car's insurance:
Get your car insured from day one for financial security. There are numerous private car insurance India policies that you can choose from. Having an insurance cover for your vehicle flourishes its market value by thousands.

A car is one of the most financially significant purchases individuals make throughout their lives. Unfortunately, value of the car begins to depreciate immediately after driving them off the showroom. However, this does not suggest that your car will completely lose its value. Even an old, well-used automobile has some monetary worth and may be sold or traded in for cash. The ultimate goal is to get as much of the vehicle's worth as possible while owning it, and by following these tips, you can attain this easily.

To browse private car insurance India policies, click HERE.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

If you are a college student, the chances are that you have tried to convince your parents to buy you a two-wheeler. A vehicle becomes a necessity given the number of places you have to travel to, coaching classes, purchasing project materials, helping your mother get daily groceries, etc. A two-wheeler would be a wise investment to help save commuting expenses.

As a college student, you start understanding the importance of financial independence. You may lack enough funds to purchase it by making a one-time payment in full. However, Many NBFCs have made it relatively affordable for the students to choose a loan scheme with a structure that suits their needs. Some lending institutions also offer competitive interest rates on these two-wheeler loans.

Are you looking to purchase a vehicle for your day-to-day college activities? Here’s all you should know about the loan process if you’re buying a two-wheeler as a college student.

Key features of bike Loans:

1. Document verification takes approximately three days.

2. On average, the loan period will extend up to 3 years for applicants (students).

3. The loan doesn’t mention any restrictions on the type of two-wheeler the student wants to purchase. It can be either a superbike, moped or anything in between.

4. Most two-wheeler loans for students are considered a type of unsecured credit. So, there is no requirement for collateral or security.

5. If you’re applying for this loan, you must mention a co-applicant or guarantor with employment stability and healthy credits to avail of this loan with convenience.

Eligibility (For students):

1. You should be a student to apply for this loan.

2. The loan applicant’s minimum age requirement is 18 years.

3. Student’s permanent residence is required at the time of application.

Eligibility (For Guarantors):

1. The co-borrowers should have credits > 700 or above (ideally). This favors the applicant to secure a low-interest rate for the two-wheeler loan.

2. Appropriate documents should be presented from the guarantor’s end to showcase financial and income stability.

Required documents (applicant):

1. KYC documents (AADHAR, Passport, Voter ID, Driver’s license, etc.)

2. Address proof (Passport, Bank Passbook, Utility Bills, etc.)

The following documents are to be presented if the guarantor is self-employed:

1. ITR-Income Tax Returns of the past two years

2. Bank statements of the past year

3. Business proof

The following documents are to be presented if the guarantor is salaried:

1. Pay slips of the last six months

2. Bank statements of the last six months

Application process:

To apply for a two-wheeler loan, here are three simple steps you need to follow. But before going ahead with the loan process, make sure that you’ve finalised your vehicle, its model, and a dealer.

1. The lender you’ve chosen will check your eligibility for the loan at the dealership.

2. Once your eligibility for the loan is verified, you need to fill up an application form and submit it along with the necessary documents required by the lender.

3. Once all the documents are verified, and your loan is approved, the required amount will be sanctioned and transferred into your dealer’s account. You can get your vehicle now!

This was the complete guide to the loan process to buy a two-wheeler as a college student. Another wise idea is to get insurance to ensure the safety of your vehicle in case of extreme unexpected circumstances. You can purchase 2 wheeler insurance online with the convenience and hassle-free process associated even while settling a claim.

Click HERE to know more about how you can get 2 wheeler insurance online.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

According to the World Health Organization, around 57 million Indians suffer from some sort of depression. Depression takes a considerable toll on your health. It can make you feel physically weak and mentally drained, challenging your desire to seek treatment and get rid of it.

We've curated a list of ten beneficial tips to manage depression without the need for medicines and improve the quality of your life.

1. Follow a routine:
When circumstances become unpredictable, a routine can help you feel organized, minimize stress, and cope with change. When you stick to a schedule, you prioritize self-care activities which you often overlook when life gets complicated.

2. Value yourself:
Take out time for your interests or extend your skillset. Cook your favourite dish, go dancing with your earphones on, learn a new language. Do what pleases your mind and soul, and treat yourself with compassion and respect.

3. Consume healthy food:
Diet can affect your mental state in ways that you can't imagine. Make sure you consume a well-balanced diet that's low in saturated fat and rich in nutrients. A nutritionist or dietitian can assist you in analyzing your eating habits and identifying any dietary deficiencies that may be contributing to your mental health.

4. Exercise:
Exercise stimulates those chemicals in your brain which are in short supply due to the depressive phase. Studies show workouts help you boost your endorphins and truly make you happier.

5. Meditate:
Mindfulness can help you change how you react to negative sensations. Meditation teaches the brain to maintain continuous attention and focus when unpleasant thoughts, emotions, or physical sensations enter.

6. Change drinking habits:
Alcohol is a depressant, so that's already a big NO while combating depression. Coffee has proven to have adverse effects when combined with sugar. Try to lower down your consumption of coffee as a whole, and if you decide to have it, have it unsweetened. Strongly linked with depression are sweetened drinks, so it's a better option to distance yourself from them.

7. Socialize with people with a positive mindset:
Interact with people who lift your spirits. While it's OK to spend some time alone, strike a balance and avoid isolating yourself; otherwise, the sadness will persist.

8. Music therapy:
Music improves the mood and general well-being of a person. Music therapy involves playing music using various instruments, singing, dancing to music, or simply listening to it.

9. Get inspired by motivational content:
It can change negative thoughts and make a depressed person feel better. Depression-fighting literature, quotes, movies, and posters differ from person to person. Go online and read reviews to get a sense of what could work best for you. You can listen to podcasts or watch videos of motivational speakers.

10. Volunteer:
Volunteer for acts of kindness, donate for a good cause or commit a random act of kindness. Presenting or performing acts of charity can have comparable mood-lifting and well-being benefits.

Sadness is a complex emotion to deal with; these ways are only supposed to act as your support in the tough times. If you have chronic depression symptoms, always seek professional help. Understand that depression is just a bad phase in life that will eventually go away if you stay positive and strong.

By taking too much stress, you will affect today's strengths by worrying about future. One way you can avoid the additional worries of tomorrow and make your future secure is health insurance. Health problems due to depression involve medical expenses that may drain your pockets. So, consider buying health insurance to cover the losses. To simplify this, online Health Insurance provides you with a suitable plan to protect you from any impact on your financial plan.

Click HERE to know about the best health insurance plan for you.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

When the COVID-19 pandemic hit, we realised the importance of public health and safety. Everyone understood how integral it is to maintain a robust immune system to keep themselves and the people around safe.

While we can do everything in our power to maintain our health, falling sick is a common occurrence in every individual’s life. Unfortunately, there is no assurance that we can prevent contracting diseases. But we can invest in health insurance schemes and plans to fall back on when in dire need. You can purchase suitable online health insurance to secure your health and safety in the long run. However, it can be challenging to keep track of the due dates to renew the insurance plans as per the policy. Luckily, insurance companies provide a certain grace period to the policyholders to complete the required renewal procedure.

What is a grace period in health insurance plans?

Grace period is a time provided by the health insurance provider to the policyholders after the due date to pay the premium has lapsed. It is a second chance to renew the health insurance policy before it becomes inactive.
The grace period offered differs from company to company and the type of policy that has been issued. It is always mentioned in the insurance policy’s terms and conditions, which usually range between 15 days to 30 days.
The premium for the health insurance policy must be paid by the end of the grace period to avoid penalties or deactivation. Depending on the policy, health insurance claims during this period may not be settled by the provider until the premium for the insurance plan is paid. Therefore, it is integral to make sure your online health insurance is consistently active to ensure a smooth process in case of unplanned hospitalisation.

Is the waiting period and grace period in health insurance the same?

The grace period provided for a health insurance plan is not the same as the waiting period. The waiting period signifies the phase where the new policyholders are expected to wait to receive the health insurance benefits. A waiting period may usually range from 24 to 48 months, during which you cannot settle any claims.
While the waiting period puts you on hold to file any health insurance claims, the grace period gives an existing policyholder an extra set of days to complete the renewal process. However, once the grace period for the insurance policy has run out, the policyholder will have to elect a new plan. Therefore, it is better to remember the renewal due date and grace period of the insurance plan and pay the premium on time to avoid losing the policy.

To sum it up, it is advisable to invest in an online health insurance plan and renew it conveniently online. Expired health insurance does not ensure any cover for your emergent hospitalisation or relevant claims, which is a risk best avoided. Take accountability for your health and guarantee that you make timely payment for the policy premium. Always stay responsible for staying healthy.

Click HERE to get the best deals on health insurance.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

There are numerous factors to consider when buying two-wheeler insurance. While they may seem intimidating, they are not complex. You can quickly learn about them with access to relevant information. Today, we will discuss how depreciation affects your insurance premium.

After reading this blog, we ensure that you will get a good grasp of how depreciation affects the cost of your two-wheeler insurance. So let us guide you through it.

Firstly, what does depreciation mean?
Depreciation is calculated primarily on your two-wheeler's Insured Declared Value (IDV). It's the estimated market value determined by your insurer depending on the brand and model. So, depreciation is a drop in the IDV over time. It is caused by the wear and tear of the vehicle.

How will it affect your Insurance Premium?
The Insured Declared Value (IDV) is the entire amount that the insurer would pay you if your two-wheeler gets damaged. So, if your vehicle's IDV is high, your insurance premium will automatically increase. And if your IDV is low, your insurance cost will also be low. This implies that the insurance cost is directly proportional to the IDV.

How will your IDV be calculated if the age of the two-wheeler exceeds 5 years?
If your two-wheeler is more than 5 years old, your insurer will compute the IDV according to their criteria. In this instance, your insurance provider will make the final decision based on the condition of your two-wheeler and its components.

*Note: IDV depreciation will grow at a rate of 2.5% every year thereafter.

Insurance companies also have IDV calculators on their websites so that you buy two-wheeler insurance online. You have to enter your bike’s registration number and past insurance policy status and get a quote.

Want to know how add-ons help in this?

The answer is obtaining a zero depreciation add-on cover while buying insurance. Also known as a nil depreciation add-on, you can buy it at an added cost to enhance the insurance policy. It enables you to get the total cost of replacement of components at the time of claim and avoids the insurer's compensation from being reduced. It is an excellent feature to protect against damages while filing a claim and buying replacement components.

You can ask your insurance agent for this add-on. Moreover, you can get this add-on even when you buy two-wheeler insurance online without any intermediary.

Have you gained an insight into the working of the depreciation factor? The value of your bike starts decreasing the moment you take it out of the showroom. So, you need to undertake the security of your two-wheeler and assure hassle-free claim settlement at the time of mishaps.

We recommend getting a zero depreciation cover for your two-wheeled companion if you haven’t already and get the advantages of 0% depreciation coverage. Although it appears to be a little expensive in the premium, but it will help in more significant savings in the longer run. Be future-ready and buy two-wheeler insurance online to ensure the safety and longevity of your valuable two wheeler.

Click HERE to explore the plans and buy two wheeler insurance online right away.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

The pandemic has brought the whole world to a standstill and has taught us the importance of health. Proper nutrition and exercising are vital components for taking care of your body. But, so is opting for the best health insurance that suits your needs.

Today, let's talk about the cashless mediclaim policy and how it provides a convenient way for accessing medical necessities and hospitalisation without worrying about settling the bill. The expenditure during the hospitalisation period is paid to the hospital directly by the insurance company. This eliminates the pressure of reimbursement and allows more focus on the patient's health.

If you are planning to get a cashless mediclaim policy, consider these benefits to get better clarity.

1. Cashless mediclaim policies bail you out of the tiring and extensive process of filling lengthy forms and papers. It gives you the freedom to concentrate on the patient's health without worrying about the monetary aspect of the situation.

2. It saves you from the increasing costs of medical care in India and guarantees a hassle-free experience in the time of a medical emergency.

3. Cashless mediclaim policies minimize the financial burden. They provide monetary coverage, and you don't have to worry about arranging the cash in advance for medical bills.

4. Not only do they cover the hospitalisation expenses, but they also take care of your pre and post-hospitalisation financial worries. Some of them also include benefits like checkups at regular intervals, ambulance charges, domiciliary treatment spendings, etc.

5. Managing a medical emergency in an unknown place would be stressful and difficult. In such times, a cashless mediclaim policy might come to your rescue as they have extensive coverage of several hospitals nationwide. With these policies, you can put your mind at ease and travel without a shred of fear about you and your family's health. By observing the rapid increment in the customer database, the features of cashless policies are being updated regularly to meet the requirements of the customers and the industry.

6. Under Section 80D of the Income Tax Act 1961, the premium paid for the policies is eligible for tax benefits (up to a limit of INR 15,000 for senior citizens and INR 10,000 for non-senior citizens). These cashless mediclaim policies also benefit tax savings, thus minimising stress and financial load.

7. Unjustified costs in the medical bills are directly taken care of by the insurance companies. They contact the hospitals directly to tally the verified and unverified expenses. This promises a smooth experience for the patient and the caretakers.

8. Mediclaim policies also include planned and emergency hospitalisation, thus widely covering the prospects of an unprecedented medical situation through a wide range of hospital networks.

There you have it! All the benefits of the cashless mediclaim policies listed above help you choose the best treatment efficiently. Emergencies never come with a warning. You need to protect yourself and your family in times of sudden medical urgencies. Explore your options and find a suitable health insurance plan which caters to your needs and delivers when required. Receiving comprehensive benefits of a hassle-free diagnosis and treatment with affordable premium rates and total cashless transactions during emergencies is revolutionary progress observed by the healthcare sector. Let's actively participate and draw results from this service provided by health insurance companies.

Click HERE to know more about health insurance.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

During the last couple of years, we have seen an increasing trend of people preferring a more holistic approach to their lives by reading books, working out, consuming a healthy diet, and prioritising their well-being. Suppose you are one of those who want to get a better hold of their life and inculcate better habits, this article might just help you stay insured of your life and your health.

We recommend you to the “Miracle Morning Routine”, which is relatively simple and brings a fresh perspective on maintaining a good habit that needs only an hour of your day.

The idea draws inspiration from a book named ‘Miracle Morning’ by Hal Elrod. The book discusses a short acronym called S.A.V.E.R.S. which we will be diving deep into.

1. S – Silence:
In this step, you are expected to maintain silence and value its presence around you. This is one of the many meditation techniques that people follow, where your only focus is the silence around you. This way, you allow your mind to enjoy 10 minutes of peace first thing in the morning to start fresh.

2. A – Affirmations:
These days, many of us are leading a chaotic and confusing life, but having a sense of belief in ourselves is what keeps us going. Spending 10 minutes of your day affirming your capabilities will motivate you to work towards your goals.

3. V – Visualisation:
This is a technique where you use visual aids such as images that helps you visualise the kind of life you want to lead. The visualisation will inspire you to be a visionary. This technique helps channel your brain into believing that the things you hope to achieve in life will eventually find their way to you. All you need to do is believe in yourself and work consistently till the goal is achieved.

4. E – Exercise:
Working out for an hour might seem like a mammoth task to most of us. But working out for 10 minutes is doable. This will help you realise the positive effects of exercising, as the endorphins released lead to a sense of euphoria that you will carry on for the entire day. This will only prompt you to adopt a healthy lifestyle.

5. R – Reading:
Time and again, we have been reminded about the benefits of reading books. With the availability of many options for entertainment, reading has taken a backseat. This routine talks about taking out 10 minutes of your day to read something. Over time, you will have read an entire book without even realising. Daily newspaper reading is also believed to be good knowledge therapy. Reading contributes to improved brain functioning and reasoning skills.

6. S – Scribing:
Any form of free-flowing writing is known as scribing. Scribing could range from to-do lists or how you feel about the day to things you are looking forward to. Having things written down helps you design your plan of action, thus making it easier for you to navigate your day.

By sparing just an hour of your morning, you will have a sense of achievement at having completed six tasks before your day has even begun. This routine is a must-try for building a healthy and holistic lifestyle. Stay consistent and notice positive changes influencing your well-being. Along with these, undergo regular health checkups and keep your health insurance up-to-date. Plan to lead a life that lets you balance your work and personal life.

Click HERE to find out more about health insurance plans.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

The safety of women has always been paramount in every sector. Every year on March 8th, for International Women's Day, many committees are formed regularly to safeguard the security of women. However, the number of cases of women harassment at the workplace is on the rise at an alarming rate. Incorporating the PoSH Act with the company standards and compliance is the first step in making a safer workplace for women. There are numerous right and practical solutions to adopt and safeguard women's safety in the workplace. The goal, though, is to change people's minds.

The following are some concrete methods to create a safer and positive work environment for women.

1. Create awareness:
Employees, both male and female, should be educated about ethical conduct and how to foster a secure workplace for women. Office management should routinely raise awareness about the PoSH Act, women rights and authorities. It will enable them to recognize when subjected to inappropriate behaviour and report their concerns to the relevant authority. In addition, the employer should regularly poll female employees to take input on the working environment for a safer and positive atmosphere.

2. Make way for a robust complaints panel:
Create a reliable and inclusive Internal Complaints Committee that rigorously investigates and takes measures in any situation involving the safety of women employees in the workplace. Employees of all genders and grades should be treated similarly by such a panel. The judicial procedure may seem to be a startling set-up for some victims. As a result, some companies may consider ICC alternatives for smooth execution.

3. Stringent zero-tolerance policy:
A company's global reputation improves when it establishes and enforces high standards for its workforce. The business should establish a policy with harsh disciplinary implications for anyone who infringes it, as the action speaks a lot about its ethics. Any misconduct or harassment of female employees should fall under the zero-tolerance policy, and the concerned authorities must act upon strict actions against the people violating this policy.

4. Encourage women to collaborate and communicate:
In general, women subjected to sexual harassment do not speak up. The employer must encourage female employees to express their dissatisfaction. To boost employee morale, establish equal opportunities for male and female employees. This will help women fight societal stigma because of the spirit of solidarity at work.

5. Precautions for a safer work environment:
Access to all workplace safety precautions should be available to female employees. In addition, concerned authorities should consider all the dangers that may exist on the property. Women may encounter dangers even when working in the field. Many companies do not provide the same level of physical protection to women as they do to men. It might dissuade female workers and lower productivity.

Even if you take all necessary procedures to safeguard your women employees' safety, financial liability in the event of an accident or illness will remain a burden and may even obstruct business operations. Get the group general insurance online quote for a cost-effective and progressive approach to mitigate these risks to observe growth and development.

To look for general insurance online quote, click HERE!

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.