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GENERAL INSURANCE BLOG

היבט קטגוריה

----All Insurance------ All Insurance (1407)
  • ----All Insurance------ All Insurance (1407)
  • ----Health Insurance------ Health Insurance (463)
  • ----Car Insurance------ Car Insurance (387)
  • ----Two Wheeler Insurance------ Two Wheeler Insurance (289)
  • ----Miscellaneous Insurance------ Miscellaneous Insurance (110)
  • ----Liability Insurance------ Liability Insurance (31)
  • ----Fire Insurance------ Fire Insurance (17)
  • ----Marine Insurance------ Marine Insurance (14)
  • ----Expert Speaks------ Expert Speaks (7)
  • ----Engineering Insurance------ Engineering Insurance (4)

תוצאות חיפוש

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Did you know about these cool tips to reduce online travel expenses

When we talk about travel, everyone likes to get some discounts and save money on expenses. You can save on many things, like a flight, a place to stay, food, insurance, car rental, etc. Always remember that an insurance plan is essential as it helps cover many things, like your flight getting cancelled or your baggage being stolen. Buying general insurance India is a prudent practice when planning your trip

Here are some valuable suggestions which help you reduce travel expenses, irrespective of the destination. Travel smart with our nifty tips!

1. Compare flight tickets online:
Nowadays, comparing fares of different airlines has become convenient online. You can browse a third-party site on your browser, type in your location, destination, and return trip, and instantly get the list of available airlines. Book your ticket 4 to 5 months before your departure, as booking at the last minute can be costly.

2. Try to travel by train:
Train travel is slower than air, but it can save you a lot of money. Book your train tickets online to access different options and avoid paying any commission to the agents.

3. All you need to do about your luggage:
You should know that checked-in baggage fees can add up, especially when you travel by air. Try packing a single carry-on luggage, and you can avoid wasting time checking in and picking up luggage during transit or when you land at your destination. Also, you may buy online general insurance India before your journey to cover the loss or theft of bags and avoid the fear of losing your baggage.

4. Get the best hotel deals:
Most people go for big hotel brands, which ensure a luxurious stay, but there are several charges for amenities you might never consider using during your trip. Overbooking also makes these hotels expensive and crowded.
Opting for affordable hotels that provide excellent amenities and hospitality is a smart way to save money. When planning your trip, you can research and compare the budget and facilities of different hotels through different online hotel booking portals.

5. Book activities ahead of time:
Most people mistakenly buy tickets for museum entry, park admission, and other activities on the spot or when the prices rise due to too much demand. Book tickets for such activities before you visit them and avail yourself of discounts and rewards. You can also get a group discount if you are travelling in a group.

6. Use rewards programs:
Joining rewards programs offered by airlines and hotel chains can help you snatch some fantastic deals. If you plan to visit multiple cities during your trip, book your first hotel and use your accumulated points to book the next one at another destination.

*A smart tip to save more on your transportation
When visiting a new destination, search for the available public transport in that city and book them in advance if you plan to explore the location during the busy season. Don’t be afraid to ask the locals about transportation & the best places to be & eat. This helps save money and explore the city in & out from the view of a local!

Follow these tips to plan a perfect trip without putting much strain on your pocket. Get good general insurance India that covers several things. Look for special coverage in your insurance if needed. If you smartly know how to use online resources, then you’ll successfully execute budget-friendly trips almost every time.

Click HERE to buy general insurance India

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

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Here's all you need to know about the eligibility criteria for riding e-scooters in India

As we know, India aspires to be an all-electric nation by 2030. Electric scooters are in trend these days, and there are new rules and regulations for riding electric scooters to support this endeavour.

Vehicles that use fuel, such as petroleum, heavily contribute to carbon emissions, and to control the degradation of the environment, electric vehicles are a boon. The Govt. of India encourages new buyers to buy electric scooters and take their first step towards a green future.

But before you make a purchase, check 2 wheeler insurance online for an e-scooter, the different features of the scooter you want to buy, and see if your requirements are aligned.

Who can ride an electric scooter in India?
Most parents are searching for safer solutions for their children travelling to school or college. Bus transport provided by high schools and colleges is available, but only for some. When you think about how much other ways of getting around cost, it is neither cheap nor comfortable for students to use them every day. Public transport is usually regarded as inconvenient for students. It has led to increased use of two wheelers by students to travel with convenience and less hassle.

Central Motor Vehicles Rules of 1989 were modified to grant permission to teenagers between the ages of 16 and 18 to ride e-scooters. The eligibility criteria to legally ride an e-scooter is reduced for teenagers. Still, they are prone to accidents due to their reckless driving and inexperience. They are inconsiderate toward others on the road. It's expected that accidents are common in places where there is an issue with traffic because underage drivers usually do not know how to control a vehicle properly. They may panic in fast-paced traffic or even lose control due to slight inconveniences.

Other requirements:
The motor of the electric vehicle can be a maximum of 4 kWh. The electric scooters having a maximum speed of 20 kmph can be driven without a driving licence. A driving licence is now mandatory for electric scooters in the category of 2 wheeler-powered vehicles. These regulations are in place per the rules of India's Road and transport ministry. The Government of India has also made it compulsory to register these vehicles.
It comes off as a saviour to all the students who travel daily to schools or colleges. According to various researchers, it is safe to say that school-going children aged 16 can drive e-scooters. It is mandatory to teach and train them before they kick start their riding journey. Alongside this, having a green licence plate for such electric motor vehicles is mandatory.

Like any other two wheeler insurance, it is essential to have regular e-scooter insurance to protect it financially against any accidental loss. You should opt for bike insurance that includes essential needs and versatility too! There are many 2 wheeler insurance online options available that are safe, convenient, and affordable.

This move by the government will promote the manufacturing and production of electric scooters throughout the country. It is a breathtaking transition to promote electric vehicles and simultaneously contribute towards a better and healthier planet.

There are no other eligibility criteria except age, driving licence, and green number plate. Electric scooters of various sizes and shapes are available with different features. It allows potential riders to choose the one that they like the most. From simple-built models to full-body mopeds, electric scooters will transform especially how school-going students between the ages of 16 and 18 travel. Ensure your kids have proper driving lessons, safety gears, and 2 wheeler insurance online before they take an electric scooter out.

Click HERE to buy 2 wheeler insurance online.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

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The latest frequently asked questions before buying a car insurance

Do you think you find yourself mislead while purchasing car insurance? Most people lack knowledge of car insurance coverage, legal terms, and exclusions. While we understand the core concepts of it can be vague, it is essential to understand the advantages and limitations of the car insurance policy. So, the best way to get to the crux of this is to read this blog until the end.

First-time car insurance buyers have numerous questions bombarding their minds and leaving them clueless about making the right choice. In this space, we will be looking at the most frequently asked questions so that you can choose the best-suited policy.

1. Is it mandatory to take a car insurance policy in India?
Yes, it is indeed mandatory. As the days pass, we witness an alarming increase in road accidents. According to the Motor Vehicles Act, 1988, it is stated that while driving on Indian roads, it is essential to have a car insurance policy to drive legally. At the very least, you must possess a third-party car insurance policy.

2. Is it necessary to buy car insurance for old cars?
Whether old or new, you must purchase insurance for all types of cars. But the only thing that stands out when buying old car insurance is the premium amount. It is comparatively lower since the market value goes down as time passes.

3. What are various types of car insurance available in India?
At present, there are only two types of car insurance policies available. Third-party car insurance policy is most commonly in demand. It includes both third-party financial and legal liabilities that the policyholder is covered.
The second most popular, comprehensive car insurance, has more excellent coverage of damages. It is said to be the most efficient in terms of protection. The liabilities arising from vehicle damages of the driver/owner and third-party liabilities are covered.

4. What does no claim bonus mean in a car insurance policy?
Throughout the policy tenure, if a policyholder does not claim, then the respective insurance company issues an NCB (no claim bonus).

5. What are the additional covers?
To enhance protection, the insurance companies provide additional covers. These include engine protection, roadside assistance, and zero depreciation. This is entirely optional and, when chosen, needs an extra premium to be paid. Add-ons can be effective as an immunity booster for your insurance plans.

6. Do the online car insurance policy documents have the same validity?
Yes, both printed and online insurance policies have the same validity. You receive the documents through email if the policy is purchased online. You can save it or choose to download the same. Online car insurance has the massive benefit of having the freedom to purchase independently. You can directly visit insurance providers' websites and surf multiple options that suit your needs.
Technology is shaping the future of the insurance industry and is providing customers with the convenience and liberty of making purchases without the involvement of intermediaries. This significantly reduces the cost and makes the process hassle-free.

Investing in securing your assets is the intelligent choice to manage your finances and stay stress-free during emergencies. We are sure you have a basic idea of concepts in car insurance. And now, you can ask the right questions while you buy one upon your next renewal or new car insurance.

Click HERE to know more about the process of buying car insurance.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

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Here are the reasons why you must attend a driving school

Are you somebody who recently bought a vehicle or is planning to buy one? If your answer is yes, you already know how crucial it is to learn to drive from a professional. We live in a world where everybody is busy with their routine. As a result, learning to drive all by yourself can get overwhelming. However, it'll be better if you attend a driving school to get the best results while minimising driving risks.

These institutes will provide you with appropriate training and precise knowledge to make things more convenient. There are several schools available these days, and you may choose among any of them depending on your preferences, requirements, and budget.

Let us now take a detailed look at why you should enrol in a driving program.

1. Professional training:
One of the main reasons you should attend driving classes is that these schools will provide you with appropriate professional training. If you pick the best school, you will get access to practical and theoretical knowledge, making it convenient for you to get the best help under professional guidance.
Not just that, but they will also teach you how to drive while maintaining traffic rules effortlessly and effectively. In addition, you learn to operate in a safe environment, which significantly boosts your confidence.

2. Safe-driving practices:
The second reason you should take a driving school's help to learn more about different safe-driving practices. If you are scared of driving, this factor will help you by a wide margin.

3. Know about the different rules and regulations:
Another reason you should join a driving school is that they will teach you the rules and regulations you must follow. Not just that, but they will also help you understand more about traffic signs and what to do when you see one.
Driving schools provide their students with new and improved guidance for the best results. All of these factors will help you abide by the law and avoid violating them.

4. Driving habit improvement:
If you already know how to drive but wish to enhance your driving habits, the best thing you may do is enrol in a driving program. You will be trained by professionals to acquire the best guidance.
They will help you learn more about the different techniques and how to get out of a problematic situation on the road. This factor will also assist you in avoiding accidents and make you ready for any challenges that you might face in your day-to-day driving.

Although learning to drive is a long process, it is necessary because it helps you become a responsible driver. An efficient and reliable driving school focuses on training you on the safety aspect, knowledge of traffic signals, and helping you learn the driving rules. Before taking charge of the steering wheel, you must ensure that you prioritise all measures needed for a safe ride for you, your vehicle, and the other commuters on the road.

Fasten your seatbelt before giving the ignition, keep all required documents handy, and lastly, buy new car insurance if you don't have an existing one. Insurance is not just to avoid paying fines but, most importantly, to protect your asset with reliable coverage.

Click HERE to buy new car insurance.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.