GENERAL INSURANCE BLOG

"The world is a book, and those who do not travel read only one page". If you also relate with Saint Augustine's words, then why not consider travelling? And, road trips on campervans are the best way to explore places at your pace and comfort.

Campervans are new travel trends gaining popularity in recent years. So, if you own a campervan or rent one to travel in it, then your vacation is already a highlight. Let's have a look at the top five reasons why campervan is becoming an ideal travel partner!

1. Freedom and comfort:
Campervans are the new trendsetters in the tourism sector. They ensure complete freedom and flexibility, making no compromise to ease and comfort. With a campervan, you have flexibility over your schedule. Now, say NO to the last-minute hassles about searching hotel rooms or check-in and check-out restrictions that may kill the excitement of the trip.

2. Home on wheels:
Instead of carrying luggage, how about taking the entire home on four wheels? That's possible! The motorhomes can take everything you need on your journey. Be it your coffee maker, music system, board games, stove for cooking, grocery, a favourite blanket, or even your PlayStation game. And you feel at home doubling your fun on the move!

3. Easy and efficient:
As driving and maintaining a campervan is not that tedious task, large families or a bunch of friends may use it frequently for short trips too. It efficiently accommodates everybody on board, from your crazy travel gang to a budget-friendly family with kids for the summer holidays.

4. Pocket saver:
Frankly, who doesn't want to save extra money? Campervans are cheaper than your whole travel expenses. Moreover, staying at campsites is rewarding; it's affordable than the hotel rooms, and you get to spend your nights amidst the mesmerizing interiors of nature. It saves your money on food too as you can cook for yourself while enjoying the changing landscapes.
However, while travelling with your campervan, don’t look for every cheap option to save money. For example, don't park your vehicle in unsafe areas, compromise with security features or proper motor insurance. Remember, in the event of an accident, your motor insurance company becomes the best assistance for you.

5. Harmless to the environment:
Is it good for the environment? Yes! Concerning climate change and environmental awareness, campervans are fuel-efficient too. The latest Hybrid and Eco campervans variants are less harmless to the environment than cars, producing significantly lower carbon compounds.

Sounds like a fair idea to add up a road trip with a campervan to your bucket list? That's the kind of flexibility provided by campervan, and hence becoming popular among travellers. However, with the best of plans, things outside of your control can derail your trip and also your budget. Since campervan safety should be your primary priority, doubly sure to get it protected by the motor insurance company. Take advantage of the flexibility, travel slow and deep in your moving home!

Are you looking for motor insurance that meets your requirements? Click HERE .

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

"The bat is not a toy, it's a weapon. It gives me everything in life, which helps me to do everything on the field." These wise words of the Indian skipper Virat Kohli are enough to inspire any young batsman.

The feeling of striking the ball in solid defense or in a swing that deposits the ball whizzing away to the fence is unforgettable. But it requires sweating on the ground to be the ‘best batsman’.

Remember that there is no hack to ace your batting performance without working with immense training. To achieve your dream, you will have to undergo strenuous training sessions. We’ve some essential tips that will guide you in developing, improving, and maintaining your striking abilities.

Gripping your bat:
Grip variations can do wonders when you know what shots you want to play. Let us explain how correctly holding the bat can help you play the best shot.

● Rounding the grip: With this grip, you can open the entire face of the bat. It's beneficial for playing square drives with a full face. If you’re someone who loves striking more towards the offside, then this shot can do wonders.

● Gripping the bat closer to the bottom: This will offer you more control and allow you to generate more bat speed. The bottom hand is dominant to play more intricate strokes.

● Gripping the bat closer to the top: This type of grip extends the batsman's reach; it's more convenient to hit strokes on the front foot. However, this grip does not create much power, so pick the short deliveries smartly.

Grill in the Drills:
Drills help improve your muscle memory, eventually improving your reflexes. Drilling for at least half an hour will improve your actions and make you a better hitter. Below, we've listed a few drills which will be critical for your batting. You'll find video tutorials of each mentioned drill online. Look them up and start practicing.

● Shadow batting (pretend to strike an imaginary ball with your bat to train your mind before facing the actual ball)

● One hand batting (making those arms stronger)

● Hanging ball drill (learn to coordinate your bat and body depending on the movement of the ball)

Perfect stance for the best shot:
When you take a stance, attempt to bend your knee, and get into a comfortable position to shoot the ball. If you shorten the distance between your knees, you may find it challenging to perform the perfect shot in cricket.

If you have difficulty playing shots on the leg side, you are said to have a "closed off" stance. This means that you're too sideways in your approach. To overcome this, you need to maintain an open posture. It puts you in a balanced position from which you may make room for yourself and play the shot comfortably.

Remember, cricket is rated as a dangerous sport, and if enough protective gear is not used, it could lead to severe injuries. Tiring hours of regular practice on the pitch and the gruelling net sessions also make you vulnerable to many injuries; some of those can be even life-threatening. In addition to protective gear, always protect yourself for overall safety with ideal personal accident insurance to avoid financial worries. It can make you feel protected so you can enjoy your sport with complete peace of mind. Follow your passion and put in your best techniques and stroke play to mastering the art of batting!

Click HERE to know about the best personal accident insurance in India.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

The growing number of vehicles plying on the roads have notable implications on traffic congestion and highway accidents. According to statistics recorded by the Indian Road Congress, road accidents occur in India every four minutes!

Most of these incidents happen due to the drivers' incomplete knowledge and failure to follow traffic rules. Although stringent measures are taken to punish the faulty drivers, individuals continue to believe in a few myths regarding the laws that can put their and others' lives at stake.

Here are eight common myths about traffic laws in India that you should not believe.

1. There is no need to follow traffic lights at night:
People think that there is no need to follow traffic lights after a particular hour at night. But, they forget that they are not the only ones driving at night. Although some intersections display blinking amber traffic lights, it doesn't mean the high-speed crossing is allowed on those signals. These blinking traffic lights indicate you to proceed with caution without stopping.

2. You can overtake from the left:
India is a right-hand driving nation, so a driver should overtake another vehicle from the right-hand side; that’s what even our laws say.
However, there is an exception. If the driver in the front has indicated to take a right turn, you can overtake that vehicle from the left side while maintaining a distance. But, always give appropriate indications while turning and even follow the indications given by other drivers.

3. Parking anywhere you want:
Parking, as per our convenience, has always felt normal in India. Parking anywhere is okay if the road doesn't have a 'No Parking' sign. People tend to park their vehicles everywhere as long as there is no towing van insight. However, it is essential to park the cars properly to ease the traffic for everyone.

4. Reversing on a one-way street:
People find it convenient to reverse a car on a one-way street because they don't see this as an offence. In such scenarios, the logical concept of 'vehicle facing the same direction of traffic flow' is untrue and can be a significant driving hazard. It is prohibited to reverse on a one-way road, as it interrupts the ongoing traffic.

5. You don't need insurance for an old car:
Another crucial myth is that we don't require motor insurance policies for old cars. However, driving without valid insurance documents can land you in trouble. So, if you don't have one and are driving your car, buy motor insurance online to avoid distress during your driving.

6. Seat belt is not required for slow driving:
There are countless advertisements put out to emphasize the importance of seatbelts. Yet, many drivers consider that seat belts are not required for low-speed driving. They assume that seat belts are used to avoid being "caught" or "getting a ticket" rather than for safety reasons. The myth that you do not need to wear a seatbelt has put a lot of lives in danger.

7. Hands-free are allowed while driving:
The traffic law has banned using phones while driving; still, many believe that using a hands-free device is acceptable. Is attending calls more important than your life? This shouldn’t be the case, as any distractions while driving can be a potential risk.

8. Drink and drive:
According to traffic laws, the permissible limit of Blood Alcohol Content (BAC) in a person's blood is 30 mg per 100 ml (0.03 percent). To explain it, even one drink of 30 mg can wander your thinking, blur your vision and impair your reflexes. There is a myth that if you drive slowly after a drink, you can still handle the road. Such overconfident drivers can be moving threats to other drivers that are sober and responsible.

Remember, ignorance is not a reason for doing something unlawful on the road. While many drivers are cautious, the mishappening still occurs due to mistakes from the other side. Always have motor insurance for the financial protection of your vehicle. You can buy motor insurance online from a reputed motor insurance company for safety on the road.

Prevention is always better than cure, but not everyone is fully clued about 'safe driving'. So clear up that confusion and misinformation about traffic rules. It is time we change the common motor law myths.

Click HERE to buy a motor insurance online for your vehicle.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Various fitness trends have come and gone since the 2000s, but people are still looking for new ways to get fit. With the global pandemic hitting us, people now prefer to work out in their homes because of the government’s orders to close gyms. As a result, online gym classes are also on the rise. Let us look at the upcoming fitness trends in 2022.

Riding a two-wheeler is the perfect way to beat traffic on busy roads. Every bike enthusiast who desires to ride their choice of a two-wheeler can rent a bike to explore unexplored destinations. You can rent them as long as you want without worrying about maintenance or other concerning factors.

Additionally, travelling on a two-wheeler is best to explore a new city or destination. It’s fascinating to see new sights and meet locals to spend quality time. This blog has highlighted some of the most practical tips to ensure a safe and memorable riding experience when you rent a bike. So, let’s dive into the details!

1. Take your time and inspect your vehicle:
Don’t get carried away and end up choosing a bike based on its appearance rather than its performance. Ensure that the brakes, engine, lights, side mirrors, and other essential features are working properly. Take a test ride of the bike you’ve chosen so that you can identify the minor to major problems. If you happen to find any damage or visible dents, take a picture of them so that you’re not accused of harming the bike.

2. Choose a bike based on your ability:
Do not go for a bike that is not suited for you. It will help if you do not opt for expensive bikes unless you have the money to pay (in case of damages) or put a dent in them. Similarly, stay away from bikes providing you with cheap rental rates. There are chances that the “cheap” rented bikes are either damaged or have issues that may land you in a problematic situation. Instead, choose according to the vehicle’s weight, acceleration, and the purpose of your renting. Ensure that the selected vehicle is well suited for the roads you intend to ride, providing you with a safe, less risky, and smoother experience.

3. Go through the reviews of the rental company:
Most bike rental companies tend to attract customers with low rental rates. Do not fall for the trap and choose bikes that have travelled many kilometers. Always check that the bike rental service has a good reputation and customer reviews.

4. Keep your license and bike papers handy:
Always check the validity of your licence before renting a vehicle. Carry your licence and the bike papers wherever you go. Ensure that your bike rental service company provides you with insurance, bike registration number, and pollution under control certificate.

5. Carry essentials:
Keep essential spares like a spare tube, spark plugs, brake, and accelerator cables. Prioritise your safety by always wearing protective gear while riding. Ensure the safety gears and helmet are in good condition and of the best quality. There’s a brilliant range of motorcycle luggage saddlebags available in the market. You can keep the saddlebags on the back or side of your bike or tanks that can carry light stuff. Furthermore, put your health and safety first and carry first aid kits with all the needed tools and medicines.

Two-wheeler renting can be made hassle-free by following these handy tips. Self-riding bike rentals offer you the freedom to choose and travel at your convenience and pace at reasonable rates. Make your daily commute comfortable by using a rented bike. But, you shouldn't neglect safety at any point. Ride with proper safety gear and ensure that you collect all the required documents like the PUC and even the insurance papers to verify that the vehicle is insured by the best two wheeler insurance in India. Thoroughly conduct these practices before renting the two-wheeler to have a flawless experience.

Click HERE to browse through the best two wheeler insurance in India.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

People are emotionally attached to their car so much that even a small scratch or dent woes their heart. What bothers them more is when the car makes strange noises. This situation sometimes leads to trouble. So instead of panicking, you need to understand the underlying cause and take your vehicle to a mechanic if required.

We've created a list of seven common car noises to listen out so that you identify and then fix them at the early stage itself.

1. Squealing sound:
One of the most frequent noises is a screeching sound from under the hood. It hints that the rubber belts that drive accessories such as AC compressor or power steering pump have either slipped off or worn out. If the screeching originates from the wheels when you use the brakes, it might indicate that your brake pads are weary or have faults with the braking system. On the other hand, if the squealing comes from your tyres, it may be due to a loose wheel cap or rims.

2. Hissing sound:
This sound underneath the hood indicates a fluid leak onto a hot engine component—for instance, radiator coolant seeping onto the engine block or exhaust manifold. If the hissing occurs while you accelerate, it might result from a vacuum leak from one of the small hoses around the engine's air intake.

3. Rattling sound:
Rattles suggest that something is loose or has stuck itself in an inappropriate place. For example, a component of the exhaust or suspension might have been broken loose. Mind it; this one needs attention as soon as possible. Remember, if you need an expert mechanic to ensure preventative maintenance, suitable car insurance helps you with your costly repair bills.

4. Whistling sound:
Whistling sounds are disturbing and might indicate a vacuum leak in one of the hoses around the air filter, which can be challenging to locate but is typically straightforward to fix.

5. Clunking sound:
If you hear a clunking sound when you apply the brakes, it might reflect that the braking discs or pads have severe wear or damage. If the clunk occurs when driving over bumps, your car's suspension may be faulty, or an exhaust section may be loose. If your automobile clunks when turning corners, it might be due to a problem with the steering or a worn-out wheel bearing.

6. Roaring sound:
When you accelerate, a roaring or noisy exhaust indicates that the existing exhaust system has eroded to the point that the silencer is no longer keeping the car quiet. Although an exhaust problem is unlikely to cause your automobile to stop or cause more damage, it may be allowing carbon monoxide fumes into the cabin, which is hazardous. Get it fixed ASAP!

Next time when you're out for a drive, apart from listening to the music, make it a point that you hear your vehicle first. You won't want to experience an awful drive with crazy noises that result in the breakdown of your car midway.

Few noises may indicate possibilities of damages. It is, therefore, important to get your car inspected at a service station to address the issue. Additionally, with time, the repair cost will also keep on increasing. So, reduce dependencies on the additional expenses, and consider purchasing car insurance to add value to the life of your car. With the best car insurance protection, give your four-wheeled companion the strength to drive more miles together.

Click HERE to know about the best car insurance plans in the market in 2021.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

In a busy and constantly moving country like India, most of the population uses two-wheelers as the daily mode of transportation. Regardless of whether you ride your two-wheeler every day or just a short trip to a grocery store, it is a good idea to carry some essential items in your two-wheeler riding kit. This includes everything from motorcycle replacement parts, first aid kit to important documents and 2 wheeler insurance.

In this article, we'll tell you exactly how to put together a riding kit that will be an excellent aid in chaotic situations.

1. Keep the basic spare parts:
You should always have some vehicle spare parts and equipment handy so that you can be the mechanic of your two-wheeler during an emergency. A few extras to have in your tool kit are a screwdriver, a headlight bulb, and battery fuses.

2. First-aid kit:
First-aid kits have always been prioritized when driving vehicles, but how many of us religiously carry them? If NO, then pack one today and take it the next time you leave your home on your two-wheeler. Some fundamental essentials must be an antiseptic solution, bandages, pain relief sprays, and painkillers. However, this kit is to be used only on minor injuries like cuts and scratches. In case of significant damages from accidents, approach for assistance and go to the hospital right away.

3. Accessories for personal protection:
Riding on a bike is not a fun game each time. It can get tougher with distance and situations. It is dangerous to ride a two-wheeler without wearing a proper helmet. A full-face helmet should always be part of your riding kit. Also, ensure to kit up appropriately with something that is breathable and will keep you at ease. Hence, have a decent quality sunscreen or scarf to protect your skin from exposure to the sun, dirt, and pollution.
Besides, staying hydrated throughout the day is important and neglecting it while riding isn't an option. So, having a water bottle on your bike is always a good idea.

4. Necessary documents and paperwork:
Traffic police regularly drive campaigns of checking the legal papers. If found riding without legitimate documents, you can face the consequences by the authorities. Therefore, when travelling on your bike, it is mandatory to have a Rider's Driving Licence, Registration Certificate, PUC Certificate, Fitness Certificate and a valid 2 wheeler insurance policy.

It is believed that 'life is always better on two wheels'. However, in a country full of turns, traffic congestion, narrow lanes and potholes, the possibility of vehicle breakdown is a prime concern among two-wheeler riders. So, if you think that you're a pro rider, you're also not completely safe on the roads. The above essential items are for your convenience on the road and quick-fix minor issues when they arise. Keeping these points in mind, put together your necessary bike riding equipment, ensure your bike papers, including valid 2 wheeler insurance before you kick-start the bike next time.

Want to know more about our best two-wheeler insurance policy? Click HERE .

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Diagnosis is the point around which judgement and logical reasoning move, bringing the light of scientific clarity. Therefore, the detection of a sickness or health condition should be an essential component in the practice of medicine or surgery. It serves as the cornerstone or foundation for the doctor to develop a treatment strategy and determine the prognosis.

Early diagnosis is better as it gives us ample time to decide the treatment. Also, it saves us from worrying about the severity of the illness.

The significance of early diagnosis:
According to a significant analysis of the benefits of early detection, a diagnosis frequently meets with skepticism, anger, loss, and sadness. Critically, how patients are notified about their results and the degree of care available to them and their families determines their response.

Advantages of early diagnosis:
An early diagnosis and access to the appropriate resources and support may assist people in taking control of their illness, planning for the future, and living a healthy life. In addition, it will help in ruling out the chance of other potentially curable diseases and other alarming health concerns.

It can help a person acquire access to critical information and resources, make the most of their skills, and perhaps benefit from available drug and non-drug therapies. A quick diagnosis allows a person to be vocal and explain the changes in their life to family and friends. On a practical level, a person may assess their financial status and consult with family or legal specialists about establishing a lasting power of attorney or an advance decision.

There is significant evidence that a sooner diagnosis improves the quality of life. It avoids premature or needless admission to a care home or hospital, improving the way of life for patients and their caretakers while saving money on long-term care expenditures. The earlier a person gets diagnosed, the more successful the treatment can be.

Why some individuals may object to an early diagnosis:
According to a study, common illnesses are people's most significant concern in old age, surpassing cancer and any other ailments. Yet, some with early indications of these diseases opt not to seek a diagnosis due to concerns about the impact on their everyday life, employment, social lives. The anxiety overpowers the thought of obtaining proper medical treatment in the initial stage itself. Moreover, if early detection is ignored, it may worsen the situation for the patient to sustain treatment and recovery.

However, the benefits of an early diagnosis far outweigh these concerns, and a person suffering from a curable disease can receive the appropriate care and support to be fit again.

Indeed, the sooner the diagnosis, the better. The reason to attribute this comprises the excellent therapies that effectively cure the early stages of the sickness. Diagnosis allows us to treat a problem before it progresses to an ultimately lethal stage. Never fear your health. Take charge of it and keep yourself mentally strong to tackle the situation with vigour.

Additionally, make it a habit to invest in health insurance for you and your family to ensure your well-being and lead a less stressful life. Insurance firms provide exclusive incentives and benefits to those investing in online health insurance plans.

To get your online health insurance, click HERE .

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Overthinking is a thief of your energy. It takes away your peace and composure of mind. It is an art of creating problems that don’t even exist. Unfortunately, some individuals can’t seem to stop their minds from wandering with many thoughts. It’s like running a marathon each day mentally.

You invest your time, attention, and energy in thinking about situations and issues that are irrelevant, hypothetical, or baseless. Breaking this toxic habit will help you with extra mental energy to get the express ticket to happiness. Follow our brief guide about reducing and eventually stop worrying and overthinking.

1. Don't be mind-full; instead, be mindful:
Whenever you catch yourself overthinking, take a moment to reflect on your thoughts. Breathe and acknowledge the present moment. Then, challenge your thoughts and try to be aware of what's happening around you as much as possible.

2. Focus on solving problems and not amplifying them:
Overthinking about a problem will only lead to more problems. When you're actively investing your mind into problem-solving, you're using your best asset (the brain) positively.

3. Change your perspectives on things:
Stanley Gordon West once said, "Smile, and the world smiles with you". Changing your point of view can provide you with a completely different way of thinking and feeling about yourself. Moreover, changing your point of view might lead to a whole new universe of possibilities and ideas.

4. Diet plays a vital role than you think:
As Ayurveda rightly says that Medicine is not needed if the diet is correct; healthy food improves brain function, regulates blood circulation, reduces blood pressure, and eliminates toxins from the body. These aspects can directly impact your pattern of thinking and help positive outputs throughout the day.

5. Stop being a perfectionist. Even the almighty isn't:
It is a double-edged sword. Sometimes being a perfectionist is like being your enemy. Rather than assisting you in achieving success, it works against you. So next time you're worrying and overthinking about making a presentation perfect, consult your colleague. It can turn out that your existing one is already good.

6. Take out time to reflect at regular intervals:
Whether daily, weekly, or once a month, take out some time for reflective thinking. This task will assist you in examining your assumptions and making connections between different bits of information systematically.

7. Techniques to cope:
Try these techniques mentioned below to bring your attention back to the present whenever you feel overwhelmed.

You can follow these tips anytime and anywhere:

• Meditation: The best escape to calmness is meditation. Getting answers to unsolved questions becomes easy when your mind is free from junk thoughts. So invest 10 to 15 mins of your day into a peaceful meditation session and see the magic start happening.

• 5-4-3-2-1 Rule:
- Look for 5 things around you.
- Feel any 4 things you can touch.
- Recognize 3 things you can hear.
- Acknowledge 2 things you can smell.
- Become aware of 1 particular taste in your mouth.

Overthinking is not an illness, but research reveals that it can pose severe consequences to your health if continued for a long time. It can hinder your social, personal and professional life due to mental discomfort. To overcome this, you will need to shift your perspective and make a concerted effort to dismiss any thoughts that lead you towards wrong assumptions. Along with all the above practices, get yourself health insurance covering all your needs for perfect well-being. It's also one less task to think about!

Click HERE to know more about health insurance to keep you financially fit.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.