GENERAL INSURANCE BLOG

In these difficult and devastating times, we all want to keep ourselves protected from this deadly pandemic. The entire human race is praying to be safe and establish a Covid-free atmosphere in the world. But how can we make this happen? What measures can truly safeguard us from getting infected by this highly contagious disease?

1. MASK- A dependable shield

Wearing a proper mask should be our utmost priority whenever we move out of our houses or go to crowded places. Mask is the first wall of defence against the Coronavirus. The majority of the chances of getting infected are narrowed down if we wear appropriate masks suggested by our government and health authorities. But just wearing the masks is not sufficient; the mask should cover your face and nose properly. Only good quality masks should be used, cloth masks should be regularly washed, and use-and-throw masks should not be used more than twice. Masks should be handled only by using elastic strands. Avoid using masks that have filters installed on them, but use masks that are comfortable and easy to breathe. Remember, Mask ON....Life ON!

2. Maintain a safe distance today to have a safer tomorrow

Another crucial and effective preventive measure is maintaining a social distance of at least six feet when you are around other people. Avoiding close contact with people can nullify the chances of getting infected to larger extents. Even when you are at home, it is recommended to avoid getting close to the sick person or with low immunity, especially aged members of your house. Today this physical distance is a necessity to ensure the safety of you and also the people around you.

3. Safety is in your HANDS. Literally!

Our hands touch many things and surfaces daily, which means they are massively exposed to the virus. Later these hands can act as a carrier and can make our bodies vulnerable to the infection. So, we must wash our hands regularly and properly. Hands should be either washed by using soap and water or using hand sanitizers with a minimum of 70% alcohol. Especially when you are in a public place, carry a sanitizer with you always and use it whenever you touch an unknown surface. Avoid touching your nose, eyes, face, and mouth with unclean hands. Also, maintain personal hygiene and even keep your surroundings disinfected.

4. Vaccine is a must

Responsibly participate in the vaccination drive and get yourself vaccinated with both the doses of the vaccine. Also, encourage others to get themselves vaccinated. The vaccine is a game-changer during these challenging times, so be responsible and take the shot whenever available.

5. Your Health, Your Priority

In this depressing environment, it is wise to understand that staying positive can flush all the negativity and restore happiness. Every human is a superhero during these crucial times. Together we all can do wonders, follow these guidelines, and realize the importance of Covid appropriate behaviour and be a life saviour.

Lastly, in this extreme situation, closely monitor your health for any unexpected changes in your body. Never underestimate any symptoms, stay alert and consult your doctor in case you feel something odd. It is suggested to have an appropriate 

health insurance 

policy that acts as a rescuer for immediate cashless hospitalization and huge Covid related hospital expenses. You can buy Health Insurance Online in a contactless manner from a trusted source to ensure your health cover.

Let's make this difficult period a little lighter, both emotionally and mentally, and win this battle.

Amidst this pandemic, the human race is praying desperately for the cure. After so many efforts, we are finally blessed to have a vaccine now. It is indeed significant that it could be made in such a short period; all credit to our advanced medical researchers.

Want to get the COVID-19 vaccine? Please check this step-wise procedure.

The first step to get vaccinated is to register yourself on the CoWin portal and get an appointment for the first dose of the vaccine. CoWin is a trusted platform designed by the government, which runs both independently and also on the Arogya Setu app. Avoid using any other portal or application for registering yourself as a lot of fraudulent portals are being run to fool people. Know exactly where the vaccine drives are rolling in your vicinity.

Also, it is important to know the difference between various doses, their side effects, and which one is suitable for you to take. Do this with the help of a physician or a doctor before taking your shot of vaccine.

Setting up your mind to get vaccinated without getting afraid is important. Vaccination is nothing but immunization!

What is to be done before getting vaccinated?

Register yourself on the government-suggested website and get an appointment for a particular day. As your day of vaccination is close, take adequate rest. Have enough sleep of 7-8 hours and avoid exhausting yourself. Also, if you are on some other medication or if you are on steroids or any immunosuppression, then consult your doctor.

For the safer side, if you feel any symptoms like cough, fever, cold, sore throat, etc. on or before the day of vaccination, then seek medical help. Consume a balanced diet to boost your immune system and to maintain your energy level. Stay hydrated, it is the key to stay calm inside out.

What to do when ‘it is the day’?

On the day of your shot, do a safety check. Ensure you are wearing a proper face mask and sanitize your hands properly. If possible, wear hand gloves too to maintain zero contact. Foremost, wear loose clothes when you are going to the vaccination centre because the vaccination spot is on the upper arm, giving easy access to the vaccinator.

The most important thing is to stay positive. Don't get anxious, take slow deep breaths. Think of a positive outcome – this shot is going to be a shield for you and others around you.

And, please carry your photo ID card mentioned in your appointment details for vaccination.

What are the steps taken after getting vaccinated?

The primary step is to monitor yourself. If there are any side effects, they will appear within 30 minutes after getting your vaccine shot. There are mild and common effects like swelling, redness on the arm, dizziness, headache, chills or mild fever, joint or muscle ache, etc. Remember that these side effects will subside within a few days.

If you feel severe symptoms like vomiting, fainting, allergic reactions, then seek medical help immediately. Avoid consuming painkillers or any other medication unless you consult a doctor about it.

The second dose is equally essential, so don't miss that. There should be a fair gap of 4-12 weeks between both the doses.

And most important of all is, even after getting vaccinated, don't stop taking precautions in day-to-day life. Continue wearing your masks, do sanitize properly and maintain social distancing.

Also, considering the risk pandemic brought, if you already don't have an existing health insurance, it is time to purchase a new 

health insurance plan

 .You can buy Health Insurance Online to get coverage to protect your family from sudden illnesses, hospitalization and medical expenses.

Let us be responsible, and let us all protect one another and help our community get through these pandemic hard times. Stay Safe, Get Vaccinated.

Congratulations! That’s a very smart decision you’ve made, having decided to get personal accident insurance for yourself. But what now? Not sure where to start or which insurance to get? Don’t worry, that’s why we are here – to help your find the right plan using our truth lens 

Accident insurance is a type of  personal insurance that protects from any unforeseen event listed in the policy. Though we know it is difficult to find the Best Accidental Insurance Policy In India, we have listed a few checks to compare Individual Accident Insurance Quote in India.

We’ve categorised the process of getting the right insurance into 5 simple steps. Here goes:

Prioritise your needs

Right now, the only thing you have considered is buying insurance to protect you in case of an accident. However, it would be helpful to prioritise your needs. If you want to secure your finances and save tax, keep that your priority. If you have a family, securing them becomes your priority. Understanding your priorities helps you figure out what kind of a plan you’d need.

Compare premiums and plans

While you know you need a policy that keeps you prepared for accidents, there are many other things to consider when it comes down to purchasing it. A common worry for most people is hefty premiums. Make sure you compare quotes from a couple of insurance providers before zeroing down on one. 

While most insurance plans offer the basic covers such as accidental death, total permanent disability etc. some providers may also offer additional benefits such as ambulance charge cover or education fund for your child. So, make sure you compare the offerings as well.

There are various covers for family as well as for individual health insurance offered by Magma

Research your insurer

Once you’ve figured out who you want to get the insurance from, it’s time to make sure it’s the right choice. Check out the provider’s claim settlement ration, which will tell you how likely they are to settle your claims if the occasion arises. For instance, Magma personal accident insurance is a policy with a claim settlement ratio of 91.85%. You should also check how extensive their network of hospitals is because a wide network means more options for you to get cashless treatment. 

Understand the limitations and exclusions

We have all heard of those cases where a lot of people find their insurance claims requests lost in the fine print. A good way to avoid that is by going through their policy wordings with a fine-tooth comb and to understand exactly what is covered and not covered. 

Figure out how to financially plan for it

Now, you can finally get to the purchasing part of the process. A common notion about insurance is that it is expensive but anyone who has ever had to pay hospital bills knows it’s not nearly as expensive. Having to pay these bills separately ends up costing even more than your premium. Premiums paid towards insurance also helps you save on taxes and hence, it makes for a great financial planning tool.

Now that you know how to get the right personal accident insurance, go ahead and secure your future right now. For comprehensive accident coverage take a look at our personal accident policy CLICK HERE.

Looking for Individual Personal Accident Insurance, you’ve come to the right place!