GENERAL INSURANCE BLOG

Visiting new places and destinations is one of the most fulfilling life pleasures you can have. It brings a wave of fresh thoughts and experiences that you’d never receive at home. While some individuals prefer to travel alone, there are several advantages to travelling with companions.

But the downside of a large group journey is that it can often be a trip of regrets if you don't plan it correctly. In this post, we’ve talked about eight great tips for you to follow if you seek an excellent group travel experience.

1. Assign a trip leader:
Having a leader makes so many things so much easier. From planning the itinerary to the hotel bookings, having a single voice for the whole group avoids miscommunications and helps the planning process a lot easier.

2. Distribute the work:
One person can be in charge of logistics, while the other can coordinate for itinerary and other activities among group members. Make the final decision unanimously. This way, everything will be structured, and no one person will bear all the load. After all, it’s a group thing, right!

3. Figure out your finances:
We aren’t talking about tracking expenses; we’ll get to that later. Firstly, figure out the group’s budget for stays, transportation, and meals. By doing this, you can explore many options and packages within your budget.

4. Look for group discounts:
You can unlock a plethora of deals if you're travelling in groups. It’s a winning situation for both the service provider and you. Looking for a stay? Call up the hotel or homestay and ask for group discounts. Booking air tickets? Book for the whole group at once and avail cashback and discounts.

5. Split the expenses the correct way:
The inability to share expenditures can transform an incredible vacation into a tax audit in no time. Nowadays, applications are available on smartphones that allow you to manage the splits and contributions smartly.

6. Schedule some YOU Time:
Remember, you're not obliged to do everything with the group just because you're travelling together. Get out and explore what matters to you the most. Encourage others to practice it as well; it will release you from the tension of being together always and make up for an exciting dinner talk when everyone gets back together.

7. Communicate:
Make sure that everyone in the pact is aware of the entire itinerary. Ascertain that everyone is aware of the stay's location and name. Set up a group text or some other method of assuring that the group can communicate with each other at all times.

8. Not everyone can be happy:
With numerous personalities, there will always be some people who aren't entirely agreeing with others, no matter how hard you try. It’s okay. This is part of group travel and going through it is also an experience of its kind. Find a way to tackle the inconvenience unanimously.

Additional Tips:

• Get in touch with a travel agent to make arrangements easier.

• Try including the people in your group who make life better and not challenging.

• Keep your general insurance plans (travel) updated. Encourage other group members to have a general insurance plan which provides financial protection during the trip.

• Opt-out of the group activities that you don't like.

• It’s a vacation, not a group project. Ease out and relax.

You'll be able to appreciate that quality time together even more now that you know how to arrange a trip for the pact. Those unbroken moments of connection are priceless in today's close yet so far digital environment. Go out and Live!

Know more about the general insurance plans before you plan your next trip. Click HERE .

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

The recent surge in cyber-attacks on businesses indicates that no organization is exempted from the online threat. Even the IT industry, which is supposed to help other sectors be safe, is on the radar. No matter how top-notch your company's security software may be. The end-user of it is the employee, and their negligence could jeopardize the entire organization.

Recent studies have proven that more than 80% of cyber-attacks are caused by human errors and not the inefficiency of the security measure. As a result, the significance of cyber security training has grown exponentially. In this space, we will be discussing a few ways to educate your employees to be smart when it comes to online security.

1. Enlighten employees about the impact of cyber exploitation:
When educating employees, explaining the impact of a cyber-attack on the organization is the best move to start with. This includes shedding light on economic damage and loss of trust among consumers. Most workers are unaware of the risks of exposing the company's digital assets while being involved in activities like viewing work-related documents when connected to a public WiFi, discussing the security systems with people not associated with the organization, etc.

2. Make training mandatory for all the new employees:
Ensure that all critical aspects of cyber security are communicated to new employees to prevent potential cyber-attacks. Including data protection and internet usage guidelines in the employee handbook is advisable.
Demonstrating that your company values cybersecurity just as it does job functions and goals will establish a feeling of responsibility in them, and they will be cautious about the cyber threat from the beginning. Educating them over these matters is crucial.

3. Teaching them about password safety:
Passwords are required for accessing devices, authenticating accounts, and using any job software, platform, or tool. Because there is so much to memorize, many employees may choose general passwords that the hackers can readily decipher. Cybersecurity training should educate employees to grasp the significance of passwords. The company must promote encrypted passwords, and employees should be given proper training on the concepts of encryption and decryption.

4. Take advantage of cyber security training courses:
There are a lot of courses available online about cyber security. They take you through all the important Dos and Don'ts while using the internet. Encourage your employees to enrol in such programs and ask them to present the certificate of completion. You may even conduct in-house workshops and seminars regarding the same.

5. Update the training module and repeat the process:
Provide cyber security training regularly. Continuous training will enable you to include regulatory changes and knowledge about the most recent frauds into the training module. Staying up to date can make the difference between keeping your business safe and compromising it to fraudulent attacks.

Additional Tips:

• Organize seminars from cyber security professionals.

• Reward employees for their achievements and wise decisions regarding cyber security.

• Teach ethics to practice while working off-site.

• Teach the employees how to spot online scams.

• Secure your company against cyber-attacks by having public liability insurance as a protective cover for your data and information.

Employees having proper knowledge about cyber safety is a business's first line of defence because, as we said earlier, your company may have the most robust IT solutions. Still, your staff are the ones that operate and maintain those resources. Therefore, educating them with the proper understanding will improve what is frequently seen as the weak point in any security chain: people.

Click HERE to know more about how public liability insurance can protect your organization from cyber threats.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Although you might have overlooked common errors and mistakes while driving on the city roads, you cannot be as careless in the ghat region. You might think it's cool to speed up and make drifts on your car at the bends, but this can be extremely dangerous.

No matter how experienced you are, you have to be extra cautious about driving in the ghat section. The driving conditions in the ghats are challenging due to steep bends and the poor visibility ahead that aggravate the situation differently in different seasons.

Following are some safety tips that might help driving in the ghats feel easier.

1. Don't overtake unnecessarily:
It is typical for an average driver to overtake slow vehicles (especially trucks and buses). However, unlike familiar roads, the front view from a driver's perspective is often restricted in the ghats, and the driver cannot see if there is an available space for them to overtake. Hence, it is suggested to wait till the vehicle in front moves ahead or gives you a signal to overtake it.

2. Stop only at a safe spot:
You might want to click photographs of the pleasant views of the ghats. It is not a good idea to stop on narrow turns and block the way for other vehicles. Hence, if you plan to halt, ensure that you pull over at a safe spot only. Keep your parking lights on when you are stopping. This will alarm the vehicles behind you and reduce the risks of accidents.

3. Use hand brakes if necessary:
Hand brakes are efficient during ghat journeys, where multiple halts may occur due to elevated roads and bends in the way. They are the best support you can get from your vehicle to prevent accidents due to the inefficiency of the standard braking. You will have to set a balanced rhythm between the acceleration and braking of your car.

4. Gear shifting around bends:
It is better to shift down to the second or third gear so that you can take turns at the ghat section with ease. Usually, drivers do not realize that they are in the fourth or fifth gear until they reach the bends, which brings their cars to a jerky halt. Therefore, it is better to change gears and drive slowly in advance so that you do not find a problem in making the turns.

With these tips in hand, you need not worry about driving at the ghat sections now. Although it can be tricky for new drivers, following standard road protocols and safety measures can prevent unfortunate events and heavy losses.

Another important safety tip to follow is getting personal accident insurance for you and your family. Get appropriate personal accident insurance to add an extra layer of protection. Once you follow these tips, you are all set to drive in the hills in peace.

Click HERE to know more about the best deals on personal accident insurance.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

We assume that you're about to have your first martial arts lesson soon if you are reading this post. From physical fitness to mental toughness, martial arts require a few prerequisites before you start kicking those sandbags. So, here we have compiled a list of things you must know before your first class.

1. Learn about the various forms of martial arts:
Some of the most common ones are Taijutsu, Kung Fu, Taekwondo, Karate and Brazilian Jutsu. Before starting your martial arts lesson, decide which form you want to learn and train in.

2. Get a standard set by your coach:
Once you decide on your martial arts form, consult your coach, and get a training routine in place. This will help in ensuring consistency and improvement.

3. Get the required equipment:
You need to gear up before beginning your martial arts lessons. Each combat art requires a particular set of equipment necessary to protect you and your opponent throughout.

4. Get your nutrition on point:
Martial art is not an easy sport. It demands a dedicated diet plan and an intense workout regime. While you are training, you will be burning a massive amount of calories. You will also be putting an excessive amount of strain on your muscles, which will result in them getting damaged. So, to repair and strengthen them, it is essential to have a balanced diet with the optimum amount of protein.

5. Understand the art rather than just learning it:
Martial art is not just a form of fighting. It is about understanding your body and its limits. Moreover, it is about achieving inner peace and gaining insight into your true potential.

6. Be ready to bear the blows:
While learning how to defend yourself, you must also be prepared for some blows. There will be instances where you will get bruises, body aches, or even severe injuries. It is recommended to get an individual health insurance plan to safeguard yourself against medical worries.

7. Be there with an open mind:
While learning martial arts, do not compare it to other art forms. Instead, respect each art and understand that each form has its significance.

8. Learn to have self-control:
With learning martial arts, you will learn a great deal about fighting skills, and you will gain a more profound knowledge of the human body. However, you cannot use these powers on an average person. You must be responsible because this can be fatal for the other person.

9. Be a part of the community:
One of the best things you can do is build your connections with the coach and your fellow mates. Your coach and co-trainees will understand you better than anyone else and will support and motivate you throughout your learning journey.

10. Start your martial art class with a NEVER GIVE UP ATTITUDE:
The process can be challenging, but the results will always be worth it. Always keep a high spirit and move ahead to achieve your desired results.

Martial arts is a fantastic sport to play. Not only will it keep you fit, but it will also be a means for your self- defence. Make sure that you are consistent with your training and focus on one particular martial arts form. However, injuries will be a part of the progress. Therefore, we recommend you schedule regular health check-ups and sign-up for individual health insurance plans if you're aiming to excel in fierce sport-like martial arts. And most importantly, remember, the process will always be challenging, but the results will be worth every sweat and tear you wash away!

Get the best deals on health insurance HERE .

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Are you going for a long holiday break? Or the winters are around the corner, and it’s just not your season to ride. Whatever the reason might be, there comes a time in every biker’s life where he has to store his two-wheeler for a while. The duration can be long or short, depending on the reason.

Bike storage might sound like just parking your bike in your garage and putting a cover over it until you use it. You can simply do that, but it can cost you a hefty price if certain factors are not considered. Properly storing your bike is crucial if you’re not operating it for a considerable duration. Here are a few tips that you can imply to keep your two-wheeled companion safe.

1. Give it a good wash:
The dust and dirt sitting on your bike’s body can ruin the metal over time. Make sure you wash it properly using an automobile shampoo and a sponge. After the wash, don't forget to dry it manually as soon as possible. If the water rests on the surface of your bike, that can be a problem too.

2. Lubricate the components:
Because of ever-changing atmospheric conditions, components like chains, cables, springs are susceptible to corrosion, especially when the bike is left motionless for an extended period. You can prevent rusting by lubricating the components with anti-corrosion solutions.

3. Let’s come to the battery:
If you are going to be around, you can start the bike at periodic intervals to retain the charge. If not, then removing the battery is the best option. And if you decide to remove it, keep it in a place where the temperature does not fluctuate.

4. Don't drain the fuel tank:
A full tank is required to keep moisture from accumulating on the tank walls. There are a lot of posts suggesting you need to drain off the tank before storage. But if you drain the tank, you need to layer the tank walls with fogging oil to prevent rust. So it is better to fill the tank up and add a fuel stabilizer to it.

5. Change the oil and replace the filter:
Old oil sitting in storage can damage engine components, making it unsuitable for vehicles that will be stored for more than a month. Change the oil and replace the filter after you've given the bike one last ride and filled up the petrol.

6. Check on your insurance:
Apart from physical preparation, it would be best to double-check your bike insurance. Check the expiration details and ensure it doesn't expire while in storage. Because you still want to be insured in case of theft or fire, it's not a good idea to cancel or let your motorbike insurance expire while it's not in use. Renew your bike insurance online even when you are away with just a few clicks. It’s quicker than topping up your fuel tank.

Additional Tips:

• Park the bike on the center stand.

• Use a good quality cover.

• Empty all the storage compartments.

• Choose a well-ventilated storage place.

• Ensure pest control of the parking area.

• Keep the tyre pressure in check. Ideally, fill the tyres up to 80%.

Whatever your motivation for storing your motorbike might be, how you prepare it for storage will significantly influence its performance in the future. If you're unsure of the duration of storing, it is preferable to over-prepare for storage. Also, consult with your mechanic to guide you in the right direction with more handy tips.

Click HERE to get the latest updates about the deals on bike insurance online.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Women taking over the world has defeated the dependency on others to get things done. Female drivers are just another example of this scenario as they are considered safer drivers than males.

However, the risks for women on the road are twice as compared; especially if you are a lady driving alone as you are exposed to many dangers. A female driver needs to be extra cautious to avoid undesirable events such as falling victim to hijacking, stalking, assault, or worse, murders. Here are a few tips to prevent from these situations happening and keep you driving safe.

1. Maintain your vehicle:

• Maintenance will assure you fewer chances of the vehicle breaking down midway through your journey.

• Get the car thoroughly checked before every long trip and in regular intervals for daily commute.

• Do not forget to keep an eye on the fuel indicator.

• Look out for unfamiliar noises of the car and get it checked from a reputed garage immediately.

2. Learn the basics:

• Acquire complete knowledge of the car, including its engine capacity, tyres, oil, and fuel capacity.

• Every female driver should know how to change a flat tyre, jumpstart the battery, clean up the carburettor, etc.

• Top up your oil, antifreeze whenever needed.

3. On-road safety:

• Lock the car doors first as soon as you enter.

• Park the car in a settled area and check your backseat when you get in the vehicle.

• Do not interact with anyone on the road.

• Never offer a ride to strangers, especially when alone.

• Always inform at least one person from your circle about your trip details and plans.

• Avoid pulling over at dark and isolated places.

• Install a certified GPS device in the car and give access to your close people

4. Driving suggestions:

• Beware of easy distractions such as using your phone, loud music, zoning out, eating or drinking. You need to keep your eyes on the road and stay alert while driving.

• When required to stop, make sure to turn on the flashers and then pull over slowly.

• Flashers should be on in case of breakdowns, illegal parking, tyre change, lousy weather or slowing down to exit.

• If you notice someone following your car, drive to the closest police station to get help.

• Honk your horn only in critical situations like blind turns, warning someone, to avoid collisions or possibly dangerous circumstances.

• Maintain a distance of at least 8-10 feet from every vehicle ahead of you.

5. Insure your vehicle:

• Refrain from driving without car insurance.

• Insurance can serve as a support aid when caught in unfortunate situations such as road accidents, breakage, etc.

• The insurance company will also track down your location and reach there in emergencies.

• Keep your car insurance up to date. Car insurance renewal is requisite when it is about to expire or expired.

Driving alone is not always scary and of insecurity. Yet, women have to take precautions to ignore indulging in misfortunate events and be their own protector. Increase your safety while driving by being alert, paying attention to your surroundings, keeping your car maintained, car insurance renewal before expiry, follow driving instructions and so on. We hope that these tips will add to your security and keep you guarded when driving around alone.

Click HERE to know more about car insurance assistance.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Today, climate change is a severe concern. According to a survey published by IQAir, India now has 22 of the 30 most polluted cities globally, which is alarming! Nations around the globe are researching to find environmentally friendly alternatives for everything that feed on fossil fuels. India, too, has set a goal of reaching zero greenhouse emissions by the year 2050. For that, the country is exploring electric mobility solutions that will cut down severely on greenhouse emissions.

When we talk about the electric mobility of the country, its primary segment is the electric scooters. According to nationwide surveys, the market of e-scooters in India will grow by 25-30% by the year 2030. Reasons for these impressive figures are the constant hikes in fuel prices and also the rising pollution levels. Thus, E-scooters are the next big thing in India, making them flash in the headlines in India.

We've seen plenty of new businesses competing for professional status in the electric scooter sector in the recent past. Their advantages reflect their focus on newer technologies, cutting-edge designs, accessibility, and practicality. However, more encouraging is the arrival of international electric two-wheeler powerhouses in the Indian market.

The Indian government recognises the importance of environmental sustainability and renewable energy. It has launched programmes such as 'Switch Delhi' and 'Go electric' to encourage citizens to use electric vehicles. Below, in brief, we've discussed the pros of e-scooters and why you should think of getting one in future.

Environmentally friendly: Electric scooters are ecologically friendly since they reduce the emission of harmful greenhouse gases such as CO2. Every time you ride an electric bike, you're contributing towards a cleaner environment.

Pocket friendly: If you use an e-bike instead of a traditional motorbike, you will save huge money in the long term. Petrol and gasoline are expensive in most nations, and price increases can significantly affect your budget. With e-bikes, you can purchase low-cost batteries that can go 18-50 miles on a single charge.

*Quick math – an e-scooter consumes around 250 watts of power for 20 minutes of driving. Because the cost of electric power per unit (1000 watts running continuously for an hour) is Rs 5, it is evident that electric scooters are reasonably affordable.

Low maintenance cost: You no longer have to be concerned about the upkeep of your scooter. Because of the electric engine, you don't have to spend extra money on time-consuming activities like oil changes, filter cleaning, and gasoline, typically with standard two-wheelers.

Financial incentives: Indian Government provides tax benefits to owners of electric vehicles. Loans are also made accessible at cheaper interest rates, encouraging more people to buy e-scooter. In addition, the Department of Heavy Industries recently revised the 2019 Faster Adoption and Manufacturing of Hybrid and Electric Vehicles (FAME-II) initiative to provide 50% more incentives for the electric scooters sector.

Easy to the Ears: In India, noise pollution has long exceeded permitted limits and has become a severe problem, particularly in metropolitan areas. Switching to an e-scooter can help with health issues, including anxiety, tension, and headaches, as they are almost silent due to the absence of disturbing noises of combustion engines.

Pat yourself on the back if you're planning to go for an electric vehicle or use one already. The future is certainly electric, and not only you're part of it, but you're also helping this world become greener. While you contribute to our mother earth's safety, protect your e-scooter by getting 2 wheeler insurance online for it. If you're planning to buy a scooter, then GO GREEN...GO ELECTRIC!

Click HERE to get the best 2 wheeler insurance online.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

We love the monsoon for bringing down the temperatures and making us fall in love with books, coffee, and comforters. However, with the pleasant rain comes floods, water-logging, and much more. And all over again, the monsoon season never fails to surprise us with the amount of damage it does to our vehicles.

The lengthy bills from your car service centre for rusting, complete breakdown, and other damage to your vehicle remind you of your car insurance renewal.

Please remember your car needs some special attention post monsoon time. So here we bring some valuable tips to keep your vehicles safe and minimize the damage to your car.

1. Car Wash – a thorough cleaning: ‘Keep it clean!’ is probably the most ordinary and mundane advice anyone can give you for anything. But here, it is also the most effective. Nothing is better than a good clean-up of your car once the monsoon is over. Be sure to get rid of the leaves, mud, twigs, dirt, and other contaminants that could damage your vehicle. For example, if you have parked your car out in the open during the monsoon, you should get a proper car wash at a service centre to prevent the build-up of leaves and twigs that could potentially damage the paint on your vehicle.

2. Protect the Paint – keep it shining: The best way to keep your paint new as day one, even after these heavy downpours, is to use a protective paint layer, which separates the moisture and rain from the original colour on the surface of your car. For this, you can select from a wide range of quality protective products or opt for less expensive ceramic paint protective layer options. You can also go for a protective paint job at the workshop.

3. Electrical hazards – don’t get SHOCKED: Water and electricity can be dangerous together. So it is advisable to check all the wiring and electrical components of your car to avoid any short circuits. Get your car thoroughly checked for the wirings and any loose or open ends. Use electrical tape to fix them or call a mechanic.

4. Drive Slow – stay safe: Though this one is for all seasons, you need to be extra careful on the road after monsoons. There are potholes everywhere, and the quality of the road is even more aggravated. Drive cautiously, don’t attempt to be reckless as it may cost you badly.

5. Car insurance – safeguard your finances: Relying on your car insurance will help you recover and repair the significant damages to your car if it requires a visit to a workshop for the post-monsoon repair service. Car insurances are financial saviours, and it is your responsibility to avoid delays in your car insurance renewal.

Now you know these must-dos to keep your car clean and in good shape after the monsoon departs. It is always a good practice to get a post-monsoon servicing done to ensure that all the parts of your car are correctly functioning.

To know more about the car insurance add-ons that will be beneficial this monsoon, click HERE...

Some foods might delight your taste buds but can cause discomfort in your stomach. Overeating or eating something that does not agree with your stomach can cause indigestion.

Indigestion is a common health problem. Most people take medications because they do not believe in home remedies. While medications can provide quick relief, home remedies are suitable for your overall health in the long run.

Here we have a list of easy home remedies to calm your upset stomach with zero side effects and the best relief.

1. Peppermint tea:
Peppermint is not just a refreshing flavour for candies, chewing gum and mouth fresheners. It has antispasmodic qualities, making it an excellent ingredient for relieving stomach problems like nausea and indigestion. You could easily add peppermint to your diet by drinking peppermint tea after meals and sucking on peppermint candies when you experience symptoms.

2. Water:
Of course, you already drink water throughout the day. However, sometimes people can forget to drink the adequate amount required by the body. Water is essential for the digestion process and absorption of the nutrients in the food and beverages you consume. Being dehydrated can reduce the effects of digestion by facilitating the incomplete breakdown of complex food particles.

3. Baking soda:
Indigestion occurs when the acid level in your stomach increases. Baking soda has neutralizing properties, which relieve the effects of acid instantly. Baking soda is cheap and can be consumed by mixing with water or honey and lemon.

4. Chamomile tea:
A cup of chamomile tea can fix gut discomfort and indigestion by reducing the number of acids in the gastrointestinal tract. The herb also has anti-inflammatory properties that help ease the pain. Chamomile tea is also a popular choice for calming anxiety.

5. Avoid lying down:
Parents often tell us not to lie down immediately after eating, and now we understand why. Lying down after eating allows the food to travel back upwards, which causes heartburn. Avoid lying down for at least an hour after eating. If you must lie down, elevate your head, neck, and chest with pillows at a 30-degree angle.

6. Apple cider vinegar:
There are uncountable benefits of apple cider vinegar, ranging from skincare to weight loss and relieving indigestion is one of them. Insufficient amounts of acid can also trigger indigestion. The acidic properties of the ingredient increase your body's production of acids. Raw, organic, and unfiltered apple cider vinegar works best for indigestion.

7. Ginger:
Ginger has long been famous for its curative properties. It contains properties that can relieve the contractions in your stomach during indigestion by moving the responsible foods from the stomach much quicker. Ginger can be added to various savoury items as a spice and be used in desserts. For a quick ginger remedy, you could make ginger tea whenever you feel the symptoms.

By following the above remedies, you can manage your indigestion at home without heavy doses of medicines. These home remedies are scientifically proven to improve your condition. However, besides these, you may even count on insurance coverage to secure your health against other diseases. Choosing a good health insurance policy for family will act as a safety net for everyone at home. Purchase one today to enjoy the seamless benefits of the coverage.

Click HERE to know more about the health insurance policy for family that can be your financial saver.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

India is a global capital for housing millennials, as almost 34% of its population is GenY. Powered by advanced technology, data, to be more precise, millennials consume a large amount of data each day. No wonder they are recognised as the most data-driven generation.

Because they grew up online, the idea of getting things done from smartphones appeal to millennials' tech-savvy attitude. Rightly so, as it involves a lot less effort. The fact that millennials (and the great majority of customers) are accustomed to doing nearly all of their daily transactions online makes sense to purchase online health insurance.

In this space, we will talk about why this data-hungry generation prefers to go for online health insurance purchases and why you should too.

1. Lower cost: Millennials are identified as frugal shoppers as they believe in cost-effective purchases. They typically choose to follow their instincts and value the price over recommendations. Buying insurance offline involves a cost consisting of the paperwork, the commission of intermediaries, and the transportation cost to make the sale. These variables being absent for online health insurance reduce the premium cost immediately. There is even a chance of getting a lower premium that adds to the savings in some circumstances. And all this attracts millennials; after all, they love smart investments.

2. Ease in comparison: While purchasing health insurance online, you can compare several insurance plans from different company side by side, either by yourself or using dedicated comparison tools. It can help you look at the pros and cons of an insurance company and select the best for you. This ease in comparison is almost impossible while making an offline purchase. This speeds up the overall buying experience and matches this generation's demand for online convenience.

3. Customer reviews and testimonials: On purchasing online health insurance, users have an option to leave feedback on their experiences. These reviews are available on the insurance company's website, their social media pages and other third-party review websites. These reviews help to ascertain your decision for the best insurance plan for you. Millennials never overlook the reviews section; sometimes, that's the turning point in finalising or rejecting a purchase for them.

4. Time saving and DIY: Time is money, and millennials have a reputation for spending an average of two minutes looking for product information and making decisions. Moreover, they want to control their decision and follow their D.I.Y. style. Once convinced, they prefer to finish the entire procedure in a few minutes and get an instant digital copy of the insurance papers. They are more comfortable with online health insurance where neither the insurance company nor the intermediary agent is visited.

5. Online insurance calculators: Online premium calculators are available on the websites of majority of health insurance providers. It makes it simple for clients to assess a plan's premium based on their specific needs before purchasing. In addition, these calculators offer highly accurate estimates. Millennials believe in cost-saving even as much as they look for other features from their policy like add-ons and NCB (No Claim Bonus). Nothing beats a good policy with all the features and a low premium. These online calculators justify the needs of millennials to a great extent.

What does all this tell us about millennials' inclination towards online health insurance? As you can see, this generation is more likely to use the internet for their insurance-related purchases than average consumers. So whether you're a millennial, Gen Z, or a baby boomer, online health insurance is here to evolve and to provide convenient and attractive policy advantages. It's time for others to start exploring online health insurance options too.

Click HERE to buy the best online health insurance for you and your loved ones…

The Driving Licence (DL) and Registration Certificate (RC) are two crucial documents for any vehicle in the country. Without this, your vehicle is not registered under the law. It also means that you are not eligible to be a legal driver of your concerned vehicle.

When filing an insurance claim, you need to produce these two documents before your insurance company. They are crucial in determining your ownership details. However, many circumstances result in the loss of these documents. What will you do then? Will you lose the 2 wheeler insurance claim?

If you're looking for the answers to the questions above, this article is definitely for you.

What is an add-on for 2 wheeler insurance?
Many unforeseen circumstances can cause the theft, loss, or damage of your driver's licence and registration certificate. Although this nullifies your vehicle ownership under the law, certain factors can help you.

In situations like these, the Registration Certificate add-on or Loss of Licence comes to your rescue. It is an additional cover for your 2 wheeler insurance. Under this, you need to pay a higher interest rate or premium. The add-on ensures that you experience additional benefits as the owner of your vehicle and insurance.

You can easily buy the add-on when applying for your 2 wheeler insurance. It can be done both online and offline without any hassles. This add-on is extremely helpful in situations when you lose your Driving License or Registration Certificate. It ensures that you still get your insurance claim.

Benefits of add-on:

● It enables you to apply for an insurance claim without a driver's licence or RC

● You are entitled to receive monetary support in case your driving licence and registration certificate are lost or stolen

● It will serve as a helper when the claim is settled

● The add-on comes with a very partial increase in the insurance premium

What to do when DL or RC is lost or stolen?

If your Driver's Licence or Registration Certificate is stolen or lost, you need to do the following things immediately:

● Go to the police station and file a complaint about the theft

● Make sure to get a copy of the FIR with you

● Go to the nearest RTO office and file for a duplicate copy of your DL or RC. Attach the photocopy of the FIR along with the required documents

● Pay the given fees

● For a DL, you need to complete the biometric process as well

● The documents will be safely delivered to your address

What to do while filling an insurance claim without a DL or RC?

If you're filing an insurance claim for your 2 wheeler insurance, then you should:

● Make sure that you apply for the claim within the specified time

● Fill out the form with the correct information. Check it twice

● Gather all the required document

● Initiate the claim

● You should provide all the proofs if you have lost your DL and Registration Certificate. If you have an add-on, this process is all the easier

● Before applying for the claim, read all the terms and conditions carefully

These are the simple yet effective things you should remember while filling a 2 wheeler insurance claim if you misplace your licence and RC. However, always ensure that you keep all your important documents in the right place and prevent them from being lost or stolen. This can cause you great distress otherwise.

Click HERE to buy the best 2 wheeler insurance.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Several factors need to be considered while finalising your holiday destination. You need to think about the budget, hotels, amenities, safety, etc. But one of the essential elements which determine your vacation destination is food.

Street food has a huge fandom. People of all ages love the culture of street food and local cuisine. You not only get varieties of food, but street food is quite pocket-friendly and on-the-go. If you are a food enthusiast, then different street food tours in our country will give you an unforgettable gastronomic experience.

In this blog, we will be discussing five popular street food tours in India.

1. Street food crawl in Varanasi:
A food tasting tour of Varanasi's old town helps you explore the food culture, which still hints at the ancient palette of the city's long history. A part of this walking, street food tour is visiting the oldest shop in Kashi and seeing how the most famous delicacies are prepared and tasting them after a quick demonstration.

2. Food and Heritage walk in Old Delhi:
While New Delhi has seen fast-paced growth and development and is still advancing with time, Old Delhi holds the culture together and keeps it alive. It brings the generations together with heritage and food.
Mixing heritage walk with food in Old Delhi immerse you in the places from cultural depths and taste the local cuisines that carry the original flavours from the legacies of the Mughal Dynasty. Old Delhi is a tasty retreat especially for non-veg lovers to enjoy a few unique and mouth-watering delicacies at every stall.

3. The food lanes of Kolkata:
A food tour in Kolkata begins with a bit of street vendors and leads to exploring one spot followed by another. During your time in Kolkata, you will get to taste jumbo prawns in coconut milk curry, onion bhajis, a range of chicken curries, and different varieties of authentic Bengali sweets like rasgulla and cham-cham that will melt your heart.
The tour has the perfect ending- coffee at one of the oldest colonial coffee houses in Kolkata. You can explore many Bengali delicacies and drinks during your exploration of Kolkata food streets.

4. Explore Jaipur food trail:
A food tour of Jaipur offers you the experience of the culture of Jaipur through its food palette. In just a few hours during your trip around Hawa Mahal, you can taste the famous and authentic delicacies of Jaipur. You will get the opportunity to explore the traditional and historical places, eat Rajasthani dishes and shop in the street markets.

5. Eat where locals go in Old Mumbai:
This food adventure in Mumbai gets you to explore three different districts that offer distinct delicacies like curries with crispy papads, Chowpatty's chaat, snacks, kebabs, hand-churned ice creams, and much more. All this food paired with stories about the vibrant Old Bombay will make your visit a memorable one.

After the delicious discussion about these popular street food tours in India, you also need to understand the importance of your safety during the trip. These tours will take you through crowded streets and congested spaces. It would be wise to explore different insurance plans of the best general insurance company to ensure the safety of you and your belongings while travelling.

Click HERE to know more about the general insurance company and the plans that you can invest into.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

For every two-wheeler owner, it is imperative to know various driving and traffic rules and regulations that prevail in the country. One of the most important rules of riding a two-wheeler here is the mandate of having 2 wheeler insurance. However, just having two-wheeler insurance is not enough. You also need to maintain a clean riding record. Your insurance will not be affected when you have a clean riding record.

This article is for you if you are unaware of a clean riding record and how it impacts your insurance.

What is a clean riding record?

A clean riding record, in simple words, looks at all aspects of your two-wheeler. It considers how you drive, the accidents you've encountered, broken rules or any challans you received, and so on.
It provides the whole history of your two-wheeler. The official statement includes all the details of your vehicle and directly affects your 2 wheeler insurance as well. When your insurance premium is calculated, the accidents, traffic violations, and challans are considered part of your riding record.

How does it affect your two wheeler insurance?

Many factors are taken into account while calculating your 2 wheeler insurance. These are:

● History of claim

● Model of vehicle

● Location of your vehicle

● Riding record

● Type of Plan

● Year of two-wheeler manufacturing

Riders with a clean record will likely be blessed with the best insurance plans and discounted premiums. This may not be the case for others.

Factors affecting riding record.

1. Late payment of challans:
This directly shows your laid-back attitude and procrastination. It is advised not to violate traffic rules and get a challan. If you do, you should try to pay the fees for the same on time.

2. Accidents:
This is the most dangerous thing to affect your riding record. Your negligence or carelessness during driving can cause accidents and reflect badly on your profile.

3. Violation of traffic rules:
If you violate any traffic rules, it will reflect significantly on your riding record. It can involve over-speeding, overtaking, jumping traffic signals, etc. It is recommended to follow all traffic rules to eliminate the risks of accidents.

4. Intoxication:
If you've been caught riding your two-wheeler while drunk or under the influence of other intoxicants, your riding record can be tainted forever. It is advisable to avoid drinking and driving to remain safe on the roads.

How to maintain a good riding record?

You must maintain a clean riding record to claim your 2 wheeler insurance without any hassles. The steps are

1. Ride safely:
You must be responsible on the road and avoid riding recklessly. You should be respectful of everyone on the road and keep them safe.

2. Follow traffic rules:
It is advisable to follow all the traffic rules and regulations without fail. You should not over-speed or jump traffic lights. Avoid parking your vehicle in no-parking zones.

3. Pay penalties:
If you break any traffic rule by mistake and receive a challan in your name, immediately pay the fees. Do not wait till the last day.

Being safe on the road and maintaining a clean driving record is always advisable to avoid any mess up with your insurance claims. Make a smart move, follow the aforementioned steps, and reward yourself with a clean riding record and the seamless benefits of 2 wheeler insurance.

Click HERE to buy comprehensive 2 wheeler insurance.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Having a car helps you manage your personal and professional lives with convenience and independence. While the whole process of purchasing a vehicle can be pretty extensive, it is equally important to take care of your vehicle to maintain its efficiency. Hence, it would be best to get it serviced regularly. Ensure that all the damages are repaired and replaced according to need.

But how do you ensure that your car stays up and running? There are several parts that require regular inspection. One of them is the gearbox. How can you detect and rectify problems with your gearbox? What happens if you don't get them checked by an expert?

This blog will discuss significant pointers about problems and the ways to resolve them.

1. Unexpected noise:
If you feel that your car is shaking, moving roughly, jerking or making grinding noises while operating, this indicates some underlying problem. And if you notice these noises when you shift the gear, it is an issue with the gearbox.

2. Laggy acceleration:
If you notice a slight delay (more than a second) in your vehicle's acceleration while you shift gears, this could suggest a problem with the gearbox. It could also be due to a faulty clutch part that finds it challenging to engage and disengage completely. Get this issue examined by an expert car mechanic to ensure proper repair and maintenance of the gearbox before the situation worsens.

3. Gear slipping:
The gearbox heavily depends on your actions and how you operate it unless it is automatic. Gear slipping is a phenomenon in which the car jerks and the gear shifts back when you accelerate. There are possibilities that it might change into neutral at times. And jumping to neutral gear while in motion can be risky and invite accidents as your car will halt suddenly.

4. Spilling of fuel:
The gearbox of your car is a crucial mechanical component. Since it moves in a rotational pattern, it needs fuel for lubrication. It is likely a transmission fluid leak if you detect bright orange-coloured liquid drops under your car. Get it fixed to avoid the gear from drying out.

5. Smell:
Overheating of the transmission fluid can cause improper gear shifts and a burning smell. Transmission fluid is essential in reducing the heat and cooling down the gearbox components.

Now that we have listed specific gearbox problems to look out for, the next question is how to resolve them. You can monitor the transmission fluid periodically, keep a check on the gears, make sure that the cooling system works efficiently, get your car serviced at regular intervals, drive with care and watch out for the signs we discussed above.

Another way to ensure that your car stays in good shape is to get it insured against unprecedented damages. You can safeguard your vehicle by purchasing the best car insurance in India and be relieved from the monetary stress involved in car maintenance and repair.

Click HERE to know more about how you can buy the best car insurance in India.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Group trips are often a sort of once-in-a-lifetime opportunity for everyone. However, it is tough to set an itinerary that is convenient for all and pleases each one in the group. Differences may arise when choosing the mode of travel. Some may want to take a flight, some train, while others want a road trip. Further differences may arise with the choice of hotels, destinations covered, trip duration, etc. What to do now? Fret not!

We are here with our exclusive guide to enjoying a perfect group trip.

1. A group leader:
The first step for the success of any group trip is to appoint a group leader. He should be bold, knowledgeable, a good researcher, and a planner. He should also be a good team player as he will have to manage and deal with everyone in the group.
The appointment of a group leader will ensure a single point of contact for addressing the needs of all. He can finalise the travel dates, mode of travel, hotels, etc., after discussion with everyone in the group on a one-to-one basis.

2. Budget:
A group trip is about convenience for one and all. Some may want an international holiday, while others want to go within the country. Some may favour travelling by air and staying in a five-star hotel, while others may want to make it more budget-friendly, travel by train, and stay in less expensive hotels.
The group members should first decide on their budget and book accordingly. The trip should not put undue pressure on anyone financially and cause inconvenience.

3. Book in time:
A group trip involves a lot of bookings, be it for travel, accommodation, or sightseeing. Always make your bookings as soon as possible otherwise you will have to pay steep prices for your flight and hotel booking. There is also a chance that tickets or rooms become booked and unavailable for your travel dates. A delay in bookings can spoil your entire travel plan.

4. Plan beforehand:
A perfect group trip means planning possibly everything before you arrive at your destination. Local sightseeing and related bookings should be planned to avoid confusion and delays later. For example, you may consider booking cable cars in advance if you visit such a destination in a large group. Buying cable car tickets on the spot can take a lot of time. Also, there is a chance that there are no vacant seats left for you at the last moment.
You should also plan your meals well in advance. Everyone has a different food choice, and meeting their expectations can be daunting. Find good restaurants for meals, declare the menu/ available choices in advance and book them accordingly.

5. Do not make your trip hectic:
A perfect group trip will give everyone some personal space and time. Never make your travel itinerary very hectic and time-bound. Keep a comfortable gap between various activities so that people are not left exhausted at the end of the day.
You can also plan to keep an extra day in hand so that individuals can use their holiday time as they wish and do the activities of their choice. Remember that you are on holiday, not on a mission, to finish some tasks.

No trip can be as enjoyable as a group trip with family or friends. But it has to be planned well in advance and executed effectively. Similarly, you need to plan for your general insurance needs well in advance so that it provides adequate security coverage in times of emergencies. As there are several general insurance companies in India, always thoroughly research their policies and coverage and opt for the best one.

Click HERE to buy insurance from the reliable general insurance plan to make your group travel safe from mishaps.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

A salesperson is always on the go, meeting new people and constantly travelling from place to place. They are an integral part of any company. The company's reach to the broader masses depends on a salesperson's ability to promote the products and services of the company and make people aware of all the benefits of indulging in it.

But having said that, a salesperson is susceptible to situations during work that an otherwise office employee wouldn't face. Therefore, this article will shed light on why salespersons need personal accident insurance in India and how it will safeguard the company and the individual from any expenses that might occur in the future.

1. Claiming any disability:
A salesperson's job translates to tight deadlines and busy schedules, and sometimes to meet the deadlines, they need to rush, which can lead to dangerous accidents during work or otherwise. Hence having personal accident insurance in India can assure the safety of a salesperson in many ways. Any disability caused during the accident can be claimed, and the person will be compensated appropriately.
Sometimes an accident might lead to a permanent loss of income. Under such situations, the insurance provider mitigates the financial losses caused.

2. Hospital expenses:
With medical bills skyrocketing, not having insurance is not an option. Starting from ambulance charges to the medical expenses, including but not limited to medicines, tests and scans are covered under this policy. The insurance provider compensates for all the policyholder's medications during and after the treatment. This takes the pressure off the shoulders of the insured.

3. Environment modification:
In case of an accident, certain changes will need to be made at home and work. People who use wheelchairs or other kinds of support will need to make modifications to their house and vehicle. Setting up a ramp, modifying the bathroom, making the car wheelchair friendly are just a few modifications that one will need. Insurance providers will be able to provide compensation for these modifications as well.

4. Transportation cost:
Finding the best treatment in the closest hospital is not always possible. In such a case, the insurance provider will reimburse all expenses incurred by a family member for the commute between the hospital and home. The transportation cost for the ambulance is also covered under this policy.

5. Accidental death:
Upon the death of the policy bearer, the insurance provider pays the entire sum of insurance to the nominee. Additionally, an educational grant is provided for the education of two dependent kids up to the age of 23. The insurance provider also covers the funeral cost and the transport of the mortal remains.

These are a few reasons why salespeople should invest in personal accident insurance in India. Many people believe that health insurance and accident insurance are the same. However, accident insurance solely caters to losses or expenses due to an accident. Therefore, one must get accident insurance to safeguard their future.

Click HERE to find out about personal insurance India.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

No experience in life can compare to the adrenaline rush of riding a motorcycle. However, it is crucial to note the importance of maintaining your two-wheeler. Regularly changing the engine oil in your bike's motor is a vital part of keeping it functioning and operating smoothly. Without frequent oil changes, it overheats, the friction between its internal components increases, and overall performance suffers. As a bike owner, you must ensure that your bike's oil is changed regularly.

Yet another way to keep your bike safe is to cover it against any unexpected incident, such as damage, robbery, loss, or natural calamities, with the help of ideal 2 wheeler insurance.

Here are some important steps to change a bike's engine oil.

1. Start your engine:
It's a lot simpler to replace your oil while your engine is warm, so make sure you run it for at least 30 minutes before starting to change the oil. Remember, do not start a motorcycle and leave it idle. You will face the risk of causing damage to your bike.

2. Removal of old oil:
The next step is to dispose of the leftover oil by gently emptying it into a drain pan. The pipes from which the motorcycle oil is to be unloaded are positioned differently on various models, so be sure about the correct pipe before you begin.
Bend the motorcycle at a 45-degree angle and maintain it there for a few minutes. With a wrench, release the drain bolt and allow the oil to drain. Don't stop until you are confident there is no more oil left inside.

3. Install a new oil filter:
Be cautious while removing the old oil filter since there may be some spills. Before changing it, apply a little fresh oil to the new filter. This will guarantee that it runs smoothly into the engine and is readily withdrawn during the new oil filter replacement. Screw-in the fresh oil filter by hand, and be careful not to over tighten it.

4. Fill in the fresh motor oil:
Using the repair instructions manual that comes with your bike, measure out the exact quantity of oil required in a beaker. Remove the engine oil valve nut and insert a funnel to help the oil flow. Then, add the carefully measured oil to the engine.
Start the engine without revving it and let the fresh oil flow. With the completion of this step, you have successfully finished the procedure of changing the engine oil of your bike.

5. Finishing adjustments:
There are still some things remaining after the procedure. Ensure that there are no leaks and double-check all the bolts to assure they are snug. Wipe off any residual oil from the bike's surface using a cloth.

Bike owners have a close affection for their two-wheelers. As a result, they are not hesitant to get their hands dirty if it means keeping their bike in top condition. While an oil change ensures more remarkable performance, it does not protect from external causes or physical damages. Hence, responsible bike owners must invest in 2 wheeler insurance for the assured safety of their bike and good financial coverage if they incur loss due to accident or theft.

Click HERE to buy two-wheeler insurance.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

We all love good music, especially while driving around or travelling long distances. The music system has become an essential factor associated with the purchase of cars. Vehicles today come with fancy sound systems, and their features differ with the price range and models.

The sound system has evolved massively over time. The type of speakers, the sound they produce, and different settings are now being provided in all kinds of cars. The modern intelligent and hands-free voice-enabled audio systems have raised car owners' bar.

In this blog, we will discuss the audio setup for your vehicle and a few tips for installing an audio system.

1. Stereo:
You need to figure out the stereo you are looking for. List all your expectations from the one you want to install. It could include multiple features like touchscreen, playback (video), navigation, etc. You can purchase a stereo (aftermarket) and get it installed by an expert technician to ensure that the wires are not altered, and the warranty doesn’t void.

2. Speaker:
Your current speakers might lack treble bass and dull the vocals. You can resolve this issue by getting a new speaker according to your needs. There are component speakers with two-way or three-way components.
The two-way speakers produce mid-low bass and vocals frequencies, while the three-way component speakers have an additional speaker for middle-range frequencies. You can also pick the full-range speakers, mainly known as the co-axial speakers, for an immersive audio experience.

3. Amplifier:
To achieve loudness from your speakers, you can add an amplifier to your audio system. It comes in various configurations and power outputs. Some of these configurations are 4/3/2 channels which consist of four-channel amplifiers: these amplifiers power one subwoofer or one subwoofer and two speakers or four speakers. You need to get a component subwoofer if you like loud, thumping bass or sub-bass in the songs.

4. Subwoofer:
The customisable option amongst subwoofers is the component subwoofer. It has a wide range of power ratings and sizes options. Bass tube and bass box subwoofers are preinstalled in tube type and bass box type enclosures. You can directly use them to plug and play.
Another option in this category is the under-seat subwoofer. They focus on bass and space utility as they can be easily installed under your seats, thus freeing up the boot space of your vehicle.

You can use some damping sheets on the doors, windows, floors of your car to lessen the background noise from the roads and reduce the vibration from the doors due to loud volumes. This would amplify the impact of the music.

That’s a wrap on the tips to install an audio system in your car. Adding to this, it would be wise if you refrain from listening to loud music while driving. It may distract you, and an unstable focus on the road can lead to severe mishaps. Along with installing an audio system, consider getting your car insured to safeguard it against damages and stay stress-free monetarily. Invest in suitable private car insurance India and ensure the longevity of your vehicle.

Click HERE to know more about buying private car insurance India.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

As a parent, the responsibility to help your child choose the right career can be challenging. In the past, Indian society has noticed parents putting their children under tremendous pressure by comparing them to other children.

Nevertheless, parents have become aware of the importance of helping their children pick the right career. When your child passes out from high school, the next step is to decide which career will be best for them. We have got you covered!

In this blog, we will discuss five ways to help your child choose the right career for them.

1. Always treat your child as an individual rather than forcing your choices on them:
Even though your child came through you, they may not hold the same likes and dislikes as you. Unfortunately, many parents do not understand their child's likes and dislikes and want them to pursue careers that they couldn't when they were young.
However, doing so can affect your child's mental health and mislead them in the wrong direction. Instead, try to understand their views without belittling them. Their dreams and aspirations should be your priority.

2. Help them find their interests:
Some children may have a firm decision about the career they want, while others may be confused. Encourage your child to find what interests them. You can list down all the things they like and dislike. You may also motivate them to analyse their strengths and passions.

3. Get professional help for your child:
Sometimes, picking the right career can become challenging due to a lack of understanding between the child and parent. Therefore, provide professional help to your child by connecting them to counsellors who can conduct their aptitude test and guide them about which field interests them and what career prospects can be the best for them.

4. Help them explore all the options:
As a parent, you will be aware of your child's hobbies, dislikes, and likes. For example, if your child is already excelling in painting, you may encourage them to explore their options. Help your child explore all the possible career options that let them enjoy their passion. Remember not to go too far, as it can be overwhelming for them. Figure out the right time to discuss it with your child and slowly approach the conversation.

5. Be encouraging and patient during the process:
Choosing the right profession does not happen overnight. Humans evolve with time. Remind your child that it is alright to take their time to explore their interests.
If your child wants a break for their self-discovery journey, do not demotivate them. Instead, encourage them to keep exploring their options and pick the ones they like.

When helping your child pick the right career option for them, you need to have a lot of patience and strength. This process and such a wide array of options can be overwhelming and frustrating for your child, which can cause them to become anxious. However, you can support your child by encouraging them to take their time to figure out their options.

Help your child pick the right career without putting them under pressure or treating them as an extension of you. A secure future is also essential for your child. Invest in general insurance and shield your child's aspirations and health, all under one comprehensive cover. Look for online general insurance to get multiple options and benefits.

Click HERE to get online general insurance for your child to ensure their well-being and safety.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

For more than five decades now, immunisation has saved billions of lives. It's a low-cost, high-impact strategy to safeguard your child's health against various diseases and infections. Immunisation builds the groundwork for a healthy future.

Vaccines are critical in protecting the most vulnerable, such as children and infants. However, one out of every five children in the world is still unvaccinated. Having the highest number of unvaccinated children, India has strengthened its efforts to enhance mass vaccine coverage with mission Indradanush 2.0.

Over the last few decades, healthcare has become increasingly expensive. A health insurance policy can come in handy during costly treatments and hospitalisations. So, look for online health insurance companies to buy a policy to secure your child's future and cover them under seamless benefits. To find out more about immunisation, continue reading this article.

What is immunisation?
Immunisation is the process that protects people against illness caused by microorganism infection (formally called pathogens) by increasing the immunity of the body to combat these infections. A vaccine is a biological substance used for immunisation.

How does immunisation work?
When immunised against a disease, your body treats it as a natural infection. A vaccine contains a microorganism that is introduced into the body in a dead or weakened form. However, your immune system has no way of knowing whether the virus is alive or dead, so it takes it as a red alert and treats it as a threat. As a result, the immune system produces antibodies to attack the virus and eliminate it from the body.
As a result, if you acquire a similar virus in the future, your immunity will be prepared to combat that virus and shield your body against its infection. According to a World Health Organization report, immunisation saves an estimated 2-3 million lives each year (majorly children) by protecting against diphtheria, pneumonia, pertussis (whooping cough), rotavirus, diarrhoea, rubella tetanus, smallpox, polio, mumps, and measles.
Immunisation has eradicated many terrible diseases that massacred people in clusters and tons. Despite this, an estimated 19.5 million infants have not received all immunisations. The need to adequately communicate the health advantages of vaccination and the risks of not immunising children cannot be overstated.

Importance of early immunisation:
Most health experts, researchers, and professional medical organisations strongly recommend immunisation. Vaccines are the most effective steps to prevent infectious diseases.
Vaccine-preventable diseases are known to induce childhood stunting, leading to poor growth, poor adult health, and lower learning ability in children. But, getting your infant vaccinated at the right time can prevent them from having to experience such situations.
Vaccinations are an essential factor in determining your children's health. Shots for children are only effective if they are given on time and according to schedule. They aid in developing children's immune systems, allowing them to grow up healthy and happy. The development of cognitive abilities is also observed after vaccination.

Alongside vaccination, it is essential to buy comprehensive health insurance for your child to secure their health and life further. You may look for online health insurance companies and browse through different plans, compare their premium, and then choose the one that fits all your requirements.

Click HERE to know more about health insurance.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.