GENERAL INSURANCE BLOG

Have you ever felt overwhelmed by the number of things on your task list? Do you distract yourself by doing everything else? Do you end up hastily finishing your work minutes before the deadline? This postponing tasks until the last minute or past the deadline is called procrastination.

To put it simply, procrastination is the voluntary delay of essential tasks despite being aware of the negative consequences it may have in the future. But don’t worry; you’re not alone in this. Research shows that about 20 percent of adults tend to delay or avoid completing tasks by allowing themselves to get distracted.

The reasons for procrastination may differ from person to person. Psychology states that procrastination is not a time-management issue but is about avoiding negative feelings or triggers. A person may feel overwhelmed by the number of responsibilities and the pressure of completing them, causing intense anxiety, fear, or other negative emotions. Procrastinating then becomes an avoidance strategy to evade those negative feelings. It also revolves around the person’s inability to focus or deal with personal fears and emotional triggers.

Being a procrastinator can affect your productivity and harm your behavioural pattern. Never procrastinate on health issues, and always keep your health a priority. While health insurance plans in India can help recoup the costs of your treatments, they cannot guarantee a backup plan for missed opportunities. It is never too late to change and make better choices.

Here are a few tips to overcome procrastination.

1. Remove distractions:
While working, remove distractions to create a more conducive work environment, even if you’re not ready to get started on your work.

2. Take baby steps:
When we think of a task, the burden of completing it to the finish line can often become overwhelming. Think of the small, immediate steps to begin the task to dodge any such anxiety. For example, if you have to prepare a meal, simply start by gathering all ingredients required. Breaking down a task into more manageable steps can reduce the pressure of an overwhelming responsibility.

3. Reward yourself:
Treat yourself for the steps that you take towards completing a task. If you manage to get started, assign a relatively small reward to create a positive and content feeling. This will self-motivate you to complete the work with enthusiasm.

4. Recognise your triggers:
Recognising and accepting the triggers and fears causing you to procrastinate is a crucial step to resolve your habit. Think through your patterns and try to examine the cause of your procrastination. Ask yourself about what is making you to procrastinate. For example, if you’re afraid that you will make a mistake while doing the task, you can start resolving this fear by assuring yourself that it’s not the end of the world and that you can always correct the fault.

5. Create a plan of action:
Formulate a plan to smoothly complete your work based on two factors - your goals and the nature of your procrastination. For example, if your goal is to study 15 pages of a chapter and you fear that you won’t do it all in one sitting. Break down your study hours by splitting the work equally with timed breaks and small rewards. Doing this will allow you to systematically complete your task while relieving yourself from any negative feelings.

The habit of procrastination can quickly become a detrimental habit in the long run. Investing in health insurance plans in India can certainly secure your health in the future, but forming better habits is all in your hands. Give yourself permission to make mistakes and focus on visualising yourself having completed the goals.

Click HERE to buy the best health insurance plans in India.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Owning a car can be a thrilling experience, but it also comes with a lot of responsibility. Your car needs to go through frequent servicing and care to avoid unwanted breakdowns and troubles. People make great efforts to keep their vehicles in the best condition inside out. Scheduling servicing, getting car insurance, ensuring the proper tyre pressure are all things every car owner is familiar with. However, one thing that is often neglected is your car's exhaust system.

Cleaning your exhaust plays a vital role in the upkeep of your vehicle. The exhaust is responsible for expelling the harmful gases generated by your car due to combustion and reducing noise pollution. Unfortunately, during the release of these fumes, some particles are left inside the pipe as residue. This decreases the performance of the exhaust and hinders the optimum functionality of your car. Hence, it is vital to give your exhaust the extra care it deserves.

Here we'll be looking at a few ways to clean your exhaust so that you can prevent your car from troubling you in the future.

1. Water wash:
During combustion, water settles on the exhaust. This is the leading cause of corrosion. Cleaning the exhaust with water helps remove the rust. Going in again with soap and water ensures no other sediments are left but will lead to corrosion later. Use a clean, dry cloth to get rid of any moisture left on the outside of the exhaust. Next, use a brush with an extended arm to penetrate deep into the pipe's insides and ensure proper cleaning.

2. Degreasing:
Using a heavy-duty degreaser inside and outside the exhaust helps break down carbon and rust. After some time, use steel wool to remove the collected sediments.

3. Polishing:
After the preliminary cleaning of the exhaust, it is now time for some metal polish. Polish adds an extra layer between the surface of the exhaust and the atmosphere. This significantly delays the corrosion of the exhaust and helps extend its longevity.

4. Stainless steel exhaust:
The best option is to opt for a stainless steel exhaust pipe. They do not rust and also prevent carbon development.

5. Go to the service station:
While the steps mentioned above help take care of your exhaust system, sometimes your vehicle might be facing more complex problems. One such issue is a failing catalytic converter. An exhaust emission control device prevents the highly toxic fumes from getting out through the tailpipe. It converts the toxic air into less harmful fumes to reduce pollution levels.

However, cleaning a catalytic converter is much more complex than cleaning exhaust pipes. Hence, it is advised to go to your service centre to ensure safe and effective cleaning of the converter.

These are a few ways to take care of your exhaust systems. However, there might be instances where your vehicle needs more than just instant home solutions, which is why you should consider adding value to your car by investing in car insurance.

Having car insurance saves you from worrying about all the extra expenses you might encounter while getting its maintenance and servicing done regularly.

Click HERE to know more about car insurance.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Imagine the frustration of driving on a deserted road and encountering a breakdown. To avoid such a situation, you should always be on the safer side and ensure proper maintenance and routine servicing.

The best way to deal with such a situation is to buy car insurance in advance and benefit from add-ons like roadside assistance. Through this, your insurer will always have your back during a crisis. However, car insurance is not a replacement for effective car servicing. Often, car owners grow careless and get negligent about repairs and maintenance activities. It can lead to significant problems with several car parts, including issues with your air conditioning.

The air conditioning can get faulty over time and be ineffective. With the rising temperatures all around, this can be an extremely uncomfortable situation. With time, it will only get worse. You need to get it fixed or opt for a solution yourself.

Read on for a quick guide through the various steps of fixing your air conditioning at home. However, if you have car insurance, it will be covered under it. Steps to getting your car AC back on track are:

● Start the car and turn on the air conditioning. Turn it to the highest value and assess its functioning. See how warm or cool it is. If it does not get as cool as it should, there may be an issue with the airflow.

● Now, check if the AC compressor is working well. You can determine the next course of action only when you know its functionality.

● Invest in a leak detection kit to help you locate the leaks in your air conditioning system. Through this, you will be able to identify leaks quickly. You can then repair it or replace it accordingly.

● The next and most crucial step would be adding the correct refrigerant. You must have a suitable refrigerant for your vehicle and add it carefully. Contact a professional to learn about the ideal car refrigerant for your vehicle.

● To maintain the best temperature in your car, you need to read the gauge. You can do that by using a thermometer.

● It is time to locate the low-side service port for further action. The low service port is where you charge your car's AC.

● It is essential to avoid clogging the area around the service port. You can wipe with a clean cloth or rag.

● You will find a charging hose with your refrigerant. Connect it to the low-service port.

● It is time to open your refrigerant now. Go on turning the valve till the seal on the can is punctured completely.

● Hold the can upright if you want the refrigerant to go into the car engine. Shake it well for a good flow.

● Once done, you need to remove the hose and store the can in a safe and cool place.

● If the problem persists, you need to contact a professional mechanic to complete the repairs.

*Tip
Periodically clean your car's AC vents to avoid clogging in the air outlet. Clean vents ensure proper passage of air throughout the vehicle.

Regular maintenance ensures the longevity of your vehicle's air conditioning system and overall upkeep. Along with periodic checks and servicing by a professional mechanic, we encourage you to invest in car insurance to protect your vehicle and your finances from the effects of an accident. Remember that your car is your responsibility, and you need to undertake its maintenance.

Click HERE to invest in the best car insurance.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Understanding how to keep your car shiny is not only a matter of display but also a necessity to sustain your car's value. Certain parts of the car are exposed to dust and need to be cleaned regularly. The mats in your vehicle are the single most mistreated part and are often overlooked during a carwash. They are continuously battered by dirt, filth, sand, twigs, and stones brought in by your shoes. Not to mention how food and beverage spills create an excess mess on the carpet.

So, here are some of the best tips to keep your car carpets as good as new:

1. Take out all of the waste from the vehicle, including empty bottles, cans, wrappings, and pieces of paper. Gather it all up and chuck it away. Also, organise other personal things and either keep them in the glove box or remove them from the vehicle while you clean the carpets.

2. Now use a strong vacuum cleaner to clean the carpets thoroughly. Apply a stiff rug brush to scrape the fibres. Doing this will remove the dust and small bits that have been trapped between the fibres.

3. Examine the carpet for spots and areas that need further care before shampooing it. Prepare a spray bottle with hot water, vinegar, and a few drops of cleaning solution or laundry soap. Let it absorb for a moment before respraying and scrubbing it with a brush.

4. To get rid of a stubborn liquid stain, use soda and salt. Immediately after spilling something, put soda and salt on it and let it sit for a while. Then scrub it off using a paper towel or a cloth.

5. The best way to clean stains is to act quickly. To remove as much excess as possible, place a piece of paper tissue on the area. Then, sprinkle cold or sparkling water over the stain to dilute it and prevent it from hardening. After, wipe the area with additional paper towels or a cloth to absorb the liquid.

6. Finally, wash off your carpet. Then use a steam cleaner to dry it. The fabrics dry only with the pressure of hot compressed steam, which enters the material and blasts away any remaining trash.

7. Take measures to protect the fabric. Carpet and upholstery protectors come into play here. These chemicals coat the material with a flexible hydrophobic coating. To achieve complete coverage, spray the product evenly over the surface of the mat, then allow it to settle before applying another layer.

When it comes to caring for your vehicle, don't leave anything to chance. Owners diligently schedule regular maintenance of their car and take it in for expert treatment at the first hint of a problem. For those occasions when you decide to treat your vehicle yourself or in between expert treatments, the tips mentioned above will surely help keep your car carpets secured from getting dirty.

Similarly, opt for online car insurance to secure your car from the threat of physical damages during mishaps. Invest in good car insurance to aid you in paying the mechanic's required fees for repairs and servicing.

Click HERE to get online car insurance.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

In a digital world where everything happens at the touch of a button, books emerge as one of the oldest and most potent resources humankind has invented. They hold great knowledge and can feel you connected. Books also help people deal with anxiety or depression by making them feel more engaged.

Whether you are an avid reader or would like to become one, here are some of the benefits that make reading an excellent habit!

1. Stimulates the brain:
Reading and mental stimulation go hand-in-hand. When you are reading something, you are focused on one task, which keeps your brain constantly active. As per various researches, the mentally stimulated brain can help prevent several diseases, including Dementia and Alzheimer.

2. Improves vocabulary:
Reading improves vocabulary, especially when you read newspapers, articles, and books every day. The more you read, the more you get exposed to new words and enhance your vocabulary. You'll be surprised at how easily you'll start inculcating the words you've read in your day-to-day life.

3. Releases stress:
Who doesn't have days when they are highly stressed? Reading your favourite books will take you to your personal leisure space, whether you are worried about work or your personal life. As you focus on reading, you will forget about the stress and uplift your mood. So, how about grabbing your favourite book to release your tension when you feel down?

4. Improves memory skills:
When reading a fictional book, you will have to remember many details about the characters to grasp where the story is going. All this directly impacts your brain's memory and plays a vital role in strengthening your short-term memory.

5. Enhances knowledge:
Since childhood, older adults have always told us that books are one of the tremendous seas of knowledge. There is no such thing as "enough" knowledge. There is always something new to know and learn about with plenty of world history and new inventions each day.

6. Keeps you open to new perspectives:
No two brains are alike. When you spend your time reading articles online, you will know how different people think, their thoughts, reactions to situations, how they view life, and much more. When you read the rights and wrongs, you will welcome new perspectives and see life differently.

7. Helps in improving writing skills:
Reading often helps you to analyse each writer's different writing styles better. As mentioned previously, it enhances your vocabulary; you will be able to write better as you open up to new words, thoughts, and more. Regular reading trains your brain to analyse information efficiently and polishes your writing skills!

8. Improves concentration:
Humans are prone to multitasking which disturbs concentration power. Spending 15-20 minutes a day reading a book or article will help you increase concentration and focus better. This is because when you are reading, you give all your attention to one thing.

After reading the points mentioned above, it is no surprise that reading provides too many benefits for you to miss out on! Isn't it amazing how reading can do wonders for your life and promote your well-being?

While reading provides various benefits, it is also vital to take care of your health by engaging yourself in different activities. Another healthy habit that can positively impact your life is having online health insurance to eliminate the financial burden in case of unexpected incidents. Nevertheless, we hope you always stay fit and healthy!

Click HERE to buy online health insurance.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

With the summer season right around the corner, it is time to take out your swimming trunks and goggles. For the past two years, the pools have been closed owing to the pandemic. But the numbers have been under control in recent past months, making way for pools to open up again with specified capacity. Although it's best to take refuge inside your homes in well air-conditioned rooms, taking a swim in your nearby pool is an option that most of us might consider. Over the years, we have seen an increasing number of people enrolling in swimming classes and actively making efforts to learn various styles of swimming. This article will prove helpful if you are new to swimming or want to polish your skills.

Today, we will look at a few common mistakes that people make while learning to swim and the ways to fix them.

1. Holding your breath:
Beginners commonly believe that the most crucial thing before diving into the pool is to hold your breath. Instead of helping themselves, they refrain from breathing to maneuver the waters.
A better solution to address this is to practice holding your breath on land before attempting it in water. This will help you control your breath more systematically and in a timed manner. Try inhaling and slowly exhaling while keeping a constant momentum.

2. Head too high:
One of the most common swimming mistakes is holding your head above water for breathing. It sounds surprising. How else are you supposed to breathe? When you lift your head, it causes your hip to drop down, slowing you down and increasing your resistance. Keep your head down, and when you need to breathe, you can do so from the side of the arm when it is out of the water's surface. Rotate your head to the side so that your mouth gets air to breathe.

3. Keeping your hips straight:
In the above passage, we discussed how the lowering of the hip could affect you negatively. Sometimes instead of rotating them, people use the upper body and the legs to move through the water.
Swimmers fail to realise that the most power comes from the hip. Utilising your core muscles and rotating your trunk will help you push through the water without tiring out your legs.

4. Pointing your toes:
Having straight pointy toes while swimming tightens up your muscles and makes it difficult for you to propel yourself in water. Swimmers should have flexible and loose ankles in water to maintain pace and direction. Practice curling your toes outside the pool. Try picking coins on the floor using your toes. Transfer them from one bowl to another to familiarise your toes with curling and being able to control them. This is the best way to train your toes before diving into the pool.

These are a few common mistakes swimmers make when starting their journey. Swimming can seem like a daunting activity, but it is sure to be one of the most enjoyable experiences with time. It is, however, advised to practice swimming under the guidance of certified coaches in well maintained and clean swimming facilities to avoid any health complications.

Another mistake that you should avoid is neglecting the importance of health insurance. Health insurance will act as your safety net in case of any injuries or accidents you might face while training.
A good tip would be to look for affordable health insurance plans, secure your finances against health ailments, and contribute to a healthy lifestyle.

Click HERE to know more about affordable health insurance plans.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

The Ministry of Finance and Corporate Affairs of the Government of India presented the Economic Survey 2022-23 along with the budget on the 1st of February, 2023, in the parliament. It projects optimistic growth in the Indian economy in the current year because of the high private consumption, increased investment and production activity, higher capital expenditure, and strong revival of the service sector post the dull phase of Covid-19.

The insurance sector in India has also grown at a rapid pace, especially after the pandemic. The 2022-23 economic survey indicates greater insurance penetration. Let us know more about it.

Insurance penetration and its pace:

Insurance penetration is the total insurance premium ratio to a country's gross domestic product in a particular year. It is a globally accepted indicator of the growth of the insurance sector of a country.

Insurance penetration in India was a meagre 2.7% in the year 2000. The 2022-23 economic survey reveals that it rose to 4.2% in 2020 and 3.2% in 2021. It is also slightly higher than the global average, pointing to the efficient functioning of the sector in India.

While greater awareness is one of the factors that has led to such positive figures, tech advancement in insurance sectors and the facilities to buy insurance policy online are also to be credited.

Insurance density:

Insurance density is the ratio of the total premium collected to the country's total population. In other words, it is the per capita premium of a country. The insurance density in India was $11.5 in the year 2001. According to the 2022-23 economic survey, it has risen sharply to $91 by 2021.

The density for life insurance was US$69, while that for non-life insurance was US$22 in 2021. The survey also indicates that savings-linked life insurance products are the highest selling in India.

Reasons for increased penetration.

1. Digitisation of the insurance market:
Many surveys state that the digitisation of the insurance sector in recent years has fuelled its growth in India. Artificial Intelligence (AI), machine learning, and the implementation of advanced technology in the insurance sector have increased efficiency and enhanced synergy.
App-based policy sales and renewal, online premium payment, and speedy claim settlement processes have helped the sector to grow and penetrate rapidly. The permit to conduct video-based know-your-customer (KYC) documentation and rewarding low-risk behaviour has also helped boost demand and penetration.

2. Increase in FDI limits:
The survey also states that the increase in FDI limits to 74% in companies that provide insurance cover has helped bring foreign capital into the Indian insurance sector. 100% FDI has been allowed for insurance intermediaries like brokerages. This has helped the industry to snowball.

3. Post-Covid awareness:
According to the surveys, the non-life insurance sector will likely witness increased penetration due to post-covid awareness of health insurance. People have realised the importance of health insurance, due to which its demand is witnessing a steady rise.
The government also provides strong insurance support by promoting the mass health program "Ayushman Bharat." It annually provides a health cover of Rs. 5 lakhs per beneficiary family. Pradhan Mantri Suraksha Bima Yojana is another innovative non-life insurance product operational in India. It provides risk coverage up to Rs. 2 lakhs and has contributed to greater insurance penetration.

The 2022-23 economic survey has correctly stated that insurance penetration is at a record high in India. While people are becoming increasingly aware of the importance of insurance post the Covid-19 pandemic in India, the increase in digitisation and efficiency in the issue and claim settlement process has further led to greater insurance penetration.
Online insurance has been a blessing for the insurance industry and immensely contributes to increasing the demand for insurance products and boosting growth. Choose to buy insurance policy online to make the process easier and hassle-free.

Click HERE to buy insurance policy online.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

A wide range of motorcycles is available in the market today. Every model differs in several ways. So, when purchasing a bike, it is crucial to know its specific functions like its engine, mileage, and fuel economy.

Overall, a durable engine design is crucial for a good motorcycle. Even though two-wheeler engines and their mechanisms have transformed drastically over the years, the two primary gasoline-powered combustion engine designs are — 2-stroke engine and 4-stroke engine. And while you may secure your two-wheeler by purchasing reliable bike insurance, it is essential to know which kind of engine is best suited for you.

If you have done your research, you may be familiar with these two types of motorcycle engines. Although, if you're new to the field, here are some points to help you understand!

Let's understand more about a stroke engine:

To understand the functions of the engines, you must know about their combustion cycle. The engine's combustion cycle or revolution involves the piston's continuous up and down movement.

A stroke is the piston's movement from one position closest to the valve to another, which is furthest away from it. At the end of every stroke, a spark causes the gas and air mixture to ignite, which invariably helps the bike move forward.

So, what are the significant differences between a 2-stroke and a 4-stroke engine?

You may notice absolutely no difference between a 2-stroke and a 4-stroke engine on the first look. In line with its function, 2-stroke and 4-stroke bikes follow the equal gas-powered internal-combustion standards. However, the main distinction lies within the number of strokes the two engines require to produce power. A 4-stroke motorcycle needs four piston strokes to complete the combustion cycle, while a 2-stroke motorcycle does it in two.

In a 4-stroke engine, the piston performs two strokes during a single cycle, completed by a return stroke. The power gets produced after every four strokes of the piston. The highlight of this kind of engine is that it does not need to pre-mix any fluids like oil and fuel.

Similarly, in a 2-stroke engine, the combustion cycle requires just one piston compression stroke and is completed by an explosion to generate power. The power gets produced when the piston achieves two strokes. In opposition to a 4-stroke engine, a 2-stroke engine requires the oil to be pre-mixed with the fuel.

Which engine is better?

4-stroke engines are definitely the better pick. Here are a few reasons why:

1. They offer more efficient fuel consumption and controlled usage.

2. 4-stroke engines are more durable in the long term.

3. While the 2-stroke engine is more powerful, it is highly noisy and creates a loud buzzing sound that the 4-stroke one does not.

4. Above all, 4-stroke motorcycle engines are more eco-friendly. 2-stroke engines emit far more toxic emissions.

While noting all these advantages of a 4-stroke engine, you must also remember that maintaining 4-stroke two-wheelers can be more expensive. They have many intricate parts that require more intensive upkeep. Its modified efficiency requires more investment of funds from your end.

Hopefully, this article helps you understand the functions of each engine and specifically pick which type works better for you! Don't miss out on securing your motorcycle with robust bike insurance. You may visit several policy features online and purchase the one offering the best value-to-money.

Click HERE to buy the best bike insurance to protect your bike from mishaps.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

A wide range of motorcycles is available in the market today. Every model differs in several ways. So, when purchasing a bike, it is crucial to know its specific functions like its engine, mileage, and fuel economy.

Overall, a durable engine design is crucial for a good motorcycle. Even though two-wheeler engines and their mechanisms have transformed drastically over the years, the two primary gasoline-powered combustion engine designs are — 2-stroke engine and 4-stroke engine. And while you may secure your two-wheeler by purchasing reliable bike insurance, it is essential to know which kind of engine is best suited for you.

If you have done your research, you may be familiar with these two types of motorcycle engines. Although, if you're new to the field, here are some points to help you understand!

Let's understand more about a stroke engine:

To understand the functions of the engines, you must know about their combustion cycle. The engine's combustion cycle or revolution involves the piston's continuous up and down movement.

A stroke is the piston's movement from one position closest to the valve to another, which is furthest away from it. At the end of every stroke, a spark causes the gas and air mixture to ignite, which invariably helps the bike move forward.

So, what are the significant differences between a 2-stroke and a 4-stroke engine?

You may notice absolutely no difference between a 2-stroke and a 4-stroke engine on the first look. In line with its function, 2-stroke and 4-stroke bikes follow the equal gas-powered internal-combustion standards. However, the main distinction lies within the number of strokes the two engines require to produce power. A 4-stroke motorcycle needs four piston strokes to complete the combustion cycle, while a 2-stroke motorcycle does it in two.

In a 4-stroke engine, the piston performs two strokes during a single cycle, completed by a return stroke. The power gets produced after every four strokes of the piston. The highlight of this kind of engine is that it does not need to pre-mix any fluids like oil and fuel.

Similarly, in a 2-stroke engine, the combustion cycle requires just one piston compression stroke and is completed by an explosion to generate power. The power gets produced when the piston achieves two strokes. In opposition to a 4-stroke engine, a 2-stroke engine requires the oil to be pre-mixed with the fuel.

Which engine is better?

4-stroke engines are definitely the better pick. Here are a few reasons why:

1. They offer more efficient fuel consumption and controlled usage.

2. 4-stroke engines are more durable in the long term.

3. While the 2-stroke engine is more powerful, it is highly noisy and creates a loud buzzing sound that the 4-stroke one does not.

4. Above all, 4-stroke motorcycle engines are more eco-friendly. 2-stroke engines emit far more toxic emissions.

While noting all these advantages of a 4-stroke engine, you must also remember that maintaining 4-stroke two-wheelers can be more expensive. They have many intricate parts that require more intensive upkeep. Its modified efficiency requires more investment of funds from your end.

Hopefully, this article helps you understand the functions of each engine and specifically pick which type works better for you! Don't miss out on securing your motorcycle with robust bike insurance. You may visit several policy features online and purchase the one offering the best value-to-money.

Click HERE to buy the best bike insurance to protect your bike from mishaps.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.