GENERAL INSURANCE BLOG

According to a report centered around accidents in India, The Nation has lost 1.3 million lives in road collisions in the previous decade alone, with another 5.3 million badly injured. With one collision per minute and one fatality every four minutes, India has the most significant number of road accident deaths. Despite having just 1% share of the world's vehicles, India estimates more than 10% of worldwide road accident deaths. These figures are alarming and must be addressed with urgency.

While most accidents occur due to distractions while driving, the automobile industry is developing innovative technology to keep drivers on alert mode to reduce accidents that plague the country.

Today, we'll take you through the exciting technology proving to be the difference between life and death.

1. Driver Fatigue Detection system:
Fatigue while driving is frequently the cause of some catastrophic accidents. However, it is possible to notice the early indicators of drowsiness before a fatal scenario occurs. The driver fatigue detection system can monitor steering motions and alert drivers when it is time to take a break.
The technology works by tracking the driver's steering behaviour as soon as they start the trip using an algorithm. It then detects variations throughout long journeys, as well as the driver's level of tiredness. Typical symptoms of fading focus include periods when the driver is hardly steering, followed by modest yet rapid and sudden steering adjustments to maintain the automobile on course. If that level surpasses a specific threshold, an indicator appears on the digital panel to alert drivers that they need a break.

2. Voice controls and Hands-free connectivity:
Nowadays, automobile manufacturers provide Bluetooth connectivity that allows you to communicate and control smartphones and media devices without operating them physically. This way, the driver doesn't have to take their hands and eyes off the wheels. Various studies also prove that there is less possibility of mishaps when the driver's car has a hands-free electronic system installed in their vehicle.

3. Automatic Emergency Braking system:
The Autonomous Emergency Braking system (AEB) automatically slows or even brakes a vehicle when it senses an approaching collision with an object. The most basic AEB systems can identify automobiles, but more complex systems can detect pedestrians, making them extremely helpful in urban settings.

4. Local mobile phone jammers:
The system uses radio-frequency identification (RFID) technology to determine whether a vehicle is moving and the driver is trying to use the cell phone. The technology then activates a local mobile jammer, which disables just the driver's device while enabling passengers to continue calling and texting as usual.

5. Lane departure warning system:
A deadly situation might emerge if a car strays out of its lane. Lane Departure Warning, abbreviated as LDW, identifies the road up to 40m ahead of the vehicle using specially designed cameras. If the driver is on the verge of straying out of the lane by mistake, the system will alert them via audio or haptic vibrations.

These technologies are indeed helping to make the roads safe for all of us. The testing of more prototypes is in progress to be implemented soon. While it may be you or your driver taking control of the steering, mishaps still can happen even with all these technologies in place to assist you. As the saying goes, "Hope for the best and prepare for the worst", show your preparation by covering your car under ideal car insurance. It's not only a wise investment in car insurance but also mandatory by National vehicle law.

Click HERE to buy the best car insurance available in the market.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Intermittent fasting has been a part of several cultures for many years however, it is recently picking up steam globally. The most googled diet-related search in 2019, it has become a hot topic in the health and fitness circle.

People are practicing it for better health, weight loss, and improved lifestyle by looking at its magical results. Studies also show that it has puissant effects on the body and mind, surprisingly impacting the well-being of an individual. This article shares some of the few insights on how it is becoming a trend in the fitness world;

What is intermittent fasting?
Are you new to the concept of intermittent fasting? Let us quickly give you a brief idea about it: Intermittent fasting is a method of diet that tells you when to eat instead of what to eat. It suggests alternate cycles of fasting and consumption. Fasting has a variety of ways to be carried out, with variable numbers of fast days and calorie limitations.
You calculate your feeding time and design a diet plan that sculpts a balanced health routine.

Reasons why people are going crazy over this new trend:

1. You have the freedom to do it according to your comfort:
Intermittent fasting allows you to personalize your fasting windows to your preferences. Beginners mostly go for the hourly schedule against the daily schedule. The short approach of 16:8 works on an hourly basis, whereas the 5:2 method, works in days.

2. It isn't just a fad; scientific research backs it up:
Intermittent fasting is the ultimate answer for our health and lifestyle concerns, from weight loss to balancing fluctuating insulin levels. Scientific studies proves and explains how this starvation and intake method is necessary for our body to function best. It also serves as actual nourishment for contemplation as it improves brain function, thereby increasing your tolerance to stress, pain, and illness.

3. Evident changes in the health:
• Your cells begin to heal themselves. Autophagy is a mechanism in which cells consume and eliminate old and defective proteins accumulated inside them.
• Insulin levels observe a downfall.
• An increase in growth hormone production provides fat-burning and muscle-building advantages.
• Significant improvements are observed in the function of genes linked to lifespan and illness susceptibility.

4. Intermittent fasting has a devoted celebrity following:
Celebrities all around the world have majorly influenced the crowd to opt for intermittent fasting. No less than any influencer marketing strategy, this social trend is widespread among active users and encourages a huge population to shift to this paradigm.

People are aware of the significance of fasting. Because of its incredible health advantages, the world has just recently realized its worth. This latest intermittent fasting and health craze is a simple but a long-term strategy to shed pounds and enhance overall wellbeing.

Human growth hormone levels rise, and insulin levels fall as you starve. In addition, cells in your body alter gene expression and activate crucial cellular repair processes. These advantages have convinced people how healthy intermittent fasting is. Caring for your health thoughtfully will guide you not just to stay fit but considerably save your hospital bills and online health insurance premiums.

To get online health insurance right now, click HERE .

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

The pandemic was emotionally challenging for everyone globally. The sudden shutdown of the world was something that no one ever saw coming or would have imagined. The office-goers had to undergo an acute struggle of adapting themselves to this drastic transition.

But, now, with successful vaccination drives and improved safety standards, the workplaces are opening again, and people have started resuming their work. However, life before the pandemic and after the pandemic are two very different situations. So, while returning to your work again, it is crucial to understand that you have to be extra careful of your office premises with robust preventive measures to avoid exposure to the virus.

This post covers all the essential health and safety measures an employee and employer needs to follow. Continue reading to get the best Covid tips for your safety in the office!

For Employers:

• Before the office re-opens, ensure that it is properly disinfected and sanitized. Consider that every office space, such as equipment, tables, chairs, stationary, and other utilities.

• Create a Covid safety plan and guidelines for all the employees to ensure they do not catch an infection.

• Ensure regular temperature screening and measurement of oxygen levels before the employees enter the office. It will help to catch early symptoms and make sure other employees are not affected.

• Make masks mandatory even indoors. It is to prevent getting in contact with the virus.

• Make both COVID vaccination mandatory for the employees. If certain employees have not taken their vaccines yet, encourage them to take the vaccine or help them in getting the required vaccination. Sometimes, in-office vaccination camps can also help employees get vaccinated in the office premises.

• During meetings, ensure that the chairs are placed at a safe distance. It is advisable not to have too many employees in one room. Similarly, cafeteria or canteen area should be sanitized and have a strict code of conduct. Avoid any large social gatherings inside the office premises.

• If an employee demands sick leave, do not encourage them to come to the office and work. Instead, make sure you plan out paid sick leaves to protect other employees’ health.

• Use technology for the best and safety measures. With all the advanced options available, try to make things as contactless as possible, including the attendance machines.

• Limit all your business travel. Businesses must follow all the deadlines and guidelines issued by the government.

• Lastly, keep all the health essentials nearby and available. These include sanitizer, tissues, masks, napkins, soap, and doctor-on-call.

For Employees:

• As an employee, you need to take care of your hygiene and avoid contact with any person.

• Use sanitizer often, even for your keys, wallets, and other personal belongings, whenever you enter the office.

• In case you feel sick, ask for sick leave. Do not be in the mindset of, "I need to go; I will miss my salary." While your salary is crucial, you could spread the virus in your office.

• After returning from work, make sure you take a bath or sanitize yourself. It helps you protect your family.

• Keep your medical insurance intact. The pandemic has pushed most of the businesses operating online with a noticeable increase in online purchases. Similarly, buying online health insurance helps you avoid visiting the insurer's office and with lower insurance premiums for your policy.

• Avoid gatherings in the office as much as possible, and make sure you use masks whenever needed. The same should be followed even if you are vaccinated.

Collective efforts can make the return to the pre-pandemic life more conveniently. With positive intent, work enthusiasm, and by adhering to strict safety and hygiene standards, businesses and employees can ensure a safe physical return to the workplace. So, get your office bags and formal ready. The good old 9 to 5 days are coming back soon.

Click HERE to secure your health with the best health insurance plan.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Metabolism constitutes the chemical activities that repeatedly occur inside your body that keep your organs regularly operating, such as breathing, cell repair, and food digestion. Your metabolic rate regulates the number of calories you burn while also maintaining bodily balance by monitoring blood sugar, cholesterol, and blood pressure levels.

However, the metabolic rate tends to slow down as you age. And some unhealthy habits accelerate the process. This invites health problems and makes our body vulnerable to infections. Maintaining a proper metabolism keeps the body in good shape and powers the organs to perform to their best capacities. But, we practice a few habits that negatively impact our metabolism at an alarming rate. Let’s look below at the mentioned factors that could be killing your metabolism.

1. Eliminating breakfast:
Needless to say, breakfast is the kick-starter of the day. It is the most important meal that no one should skip. Since our metabolism slows down during sleeping hours, eating in the morning is a way to provide ample calories for the entire day.

2. Excessive sitting:
Sitting for hours causes your body to go into energy-saving mode. This impedes your metabolism and impairs the body's capacity to control blood sugar, blood pressure and break down body fat.

3. Insufficient consumption of protein:
Protein fuels your muscles, and muscles are significant for metabolism. Also, protein improves satiety and is essential for maintaining a healthy weight.

4. Ignoring the importance of strength training:
The more active muscular tissue you have, the greater is your metabolic rate. Therefore, strength training is a vital component of metabolism since it directly connects to muscle mass.

5. Inadequate hydration:
A recent study proves that consuming half a litre of water improves metabolic rate by 30% that lasts for about an hour. So, by staying hydrated throughout the day, you'll have the benefit of a faster metabolism.

6. Poor sleep schedule:
You'll have a slower metabolism and hormone abnormalities if you don't get enough sleep for several nights in a row or have difficulty sleeping due to any medical condition. An average sleep time should be at least 07 hours a day.

7. Eating fast food regularly:
Junk food already adds a lot of calories, but it also slows down your metabolism as high-fat food takes longer to digest.

8. Feeling tense frequently:
Cortisol, a hormone produced by the body whenever stress intensifies. Cortisol significantly increases hunger, comfort food cravings, reduced desire to exercise, and poor sleep quality, all of which negatively influence metabolism. So, keep stress away for both mental and physical well-being.

9. Having a warm room to sleep in:
Our body responds indifferently to the surrounding temperature. Sleeping in a chilly environment can boost levels of brown fat, which burns calories to produce heat. The optimal nightly temperature is 19ºC.

We are sure you practice more than five of these bad habits unknowingly that affect your metabolic rate, making you unhealthy and inviting disorders. One can never elucidate the importance of taking care of the body at every age. Apart from these habits, we usually have another habit of not prioritizing and securing our finances against undesired health conditions. We simply recommend you stay in your best possible shape and back yourself up with insurance. If you haven’t protected yourself with a health insurance cover, rather than opting for conventional methods to purchase health insurance, buy online health insurance and get yourself a chance to bag great deals on your purchase.

To browse online health insurance, click HERE .

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.