GENERAL INSURANCE BLOG

Heart attacks, cardiac arrest, and other cardiovascular disorders have remained a serious public health problem worldwide. More alarmingly, it has lately been discovered that a growing number of cardiovascular diseases are being identified and reported among the younger population. Previously, mainly those over the age of 40 were thought to be at the greatest danger of heart attack. However, these days, the condition is most commonly seen in people between their '20s and '30s.

The age group is frequently involved in harmful lifestyles and behaviours such as irregular eating habits, disturbed sleep, smoking, and excessive alcohol drinking. Therefore, appearing healthy on the outside does not imply that you are in excellent shape on the inside.

Lifestyle factors are a significant contributor to the increase in heart attacks in younger people as they are constantly under pressure to perform and compete. As well as those who overeat and drink too much are inviting health risks to their hearts. It is time for people to become aware of health insurance to avoid severe cardiac diseases. People of any age can purchase and renew health insurance online and start taking their and the health of their loved ones seriously.

We explain here the factors that increase the likelihood of a heart attack in young adults.

1. Obesity:
Cardiovascular disease is much more likely to strike someone who is obese. A healthy weight is crucial for one's well-being and good health, whereas being overweight places a high strain on your heart. Even if you usually are healthy, the excessive accumulation of fat in the body raises your chances of a heart attack.
Weight gain or obesity, on the other hand, is associated with a higher risk of other health problems too. Increased blood pressure or high blood cholesterol might influence your heart health.

2. Alcohol and drug abuse:
Consuming alcohol and drug substances can provide temporary respite while causing long-term heart problems. The youth generally use substances to de-stress, reduce pain, escape from worry or sadness, or simply for pleasure. As a result, they are attracted to the consumption of these substances. The problem kicks in when they overuse substances, and the pleasure turns into an addiction. This poses a load on the liver, stomach, kidneys, and heart to filter out these substances.

3. Depression and anxiety:
Stress is a constant companion in the lifestyles of today's youth. Stress levels are at an all-time high today, as they have never been before. Unfortunately, the youth nowadays do not have appropriate coping mechanisms for dealing with stress. Stressful office environments, excessive job pressure, financial uncertainty in a fluctuating job market, and social media influence all of these contribute to unhealthy lifestyles and extreme blood pressure. Undiagnosed hypertension causes damage to the arteries and reduces the amount of blood that reaches the heart muscle. In addition, oxygen starvation causes damage to the heart muscles, causing them to deteriorate and eventually lead to a heart attack.

4. Diabetes:
Hectic work schedules, fast-paced lifestyle, constant stress, and inconsistent eating and sleeping habits contribute to the spike in blood sugar level resulting in diabetes. Diabetes is considered as the "Silent Killer" as it increases your risk of developing blood pressure and blood cholesterol, both of which are risk factors for heart disease.

Changing your lifestyle and taking the correct medicines when needed is vital to maintaining your health. Avoid consuming excessive alcohol, smoking cigarettes, or consuming drugs. Instead, focus on strengthening your core by regularly exercising and planning an efficient diet.

As an adult, it's challenging to maintain your health since you must undertake serious responsibilities and expectations. Boost your general well-being and renew health insurance online to lower your vulnerability to heart problems and safeguard your health financially.

Click HERE to know about the best deals on health insurance plans.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Section 129 of the Motor Vehicles Act of 1988 makes it mandatory for two-wheeler riders to wear safety helmets. According to the law, the helmet must also have a thickness of 20-25 mm and be made of high-quality foam. It should also be ISI-certified and adhere to the Bureau of Indian Standards.

Now the question you ask: Do helmets save lives?
According to recent research published by the United Nations, at least four out of every ten motorcyclists killed in road accidents might be spared if they wore proper helmets. The UN Motorcycle Helmet Study further points out that two-wheelers are one of the most dangerous modes of transportation, stating, "Motorcyclists are 28 times more likely to die in a traffic collision than drivers of passenger vehicles. Wearing a proper helmet increases motorcyclists' chances of survival by 42 percent and prevents almost 70 percent of injuries."

In India itself, effective helmet use can save at least 15,000 motorcyclists in India each year. The traffic discipline on Indian roads is annoying to most good commuters. Even though you follow all the rules, lack of lane discipline, over speeding and jumping the red signal light by the defaulters around you cause a higher risk of accidents. So while you are cautious on the road, getting an extra layer of bike insurance protection is always recommended. If you haven't bought one, purchase bike insurance online for your vehicle to remain extra safe on uncertain roads.

Why don't riders wear helmets?
Despite these facts, people neglect to wear a helmet citing the many excuses such as; heaviness of it, narrowing view, neck pain, or hair loss because of it. But they should understand that the advantages surpass the disadvantages in these cases. Some individuals avoid wearing helmets in their community by lanes, but they fail to realize that accidents do not always happen at high speeds. People have died from severe head injuries after falling off a two-wheeler at low speed. Furthermore, several incidents have occurred when bikers met with accidents due to potholes on the roads. Also remember, not everyone travels at 20-25 kph.

Quick tips before you buy a helmet?
By now, you've probably recognized that wearing a helmet is an essential part of your safety routine. So here are recommendations to help you to get the appropriate helmet:

• When purchasing a helmet, look for one that has the ISI mark on it.

• The ISI marking on a famous helmet brand assures that it can withstand the forces generated by accident and protect your head from damage.

• Only buy helmets from well-known manufacturers.

• The helmet's fit is essential, so get a helmet that fits your head tightly

• Ensure the protective padding within the helmet, which absorbs the power of an impact.

With a good helmet, a good bike insurance plan is what you also need to have. You can go for bike insurance online and select the best one with an attractive premium and features. You always look fabulous on the bike, but safety comes first. So, be cool, wear your helmet!

To view the best bike insurance online, click HERE .

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Commuting during the peak office hours in India requires around 149% more time than usual, which means you can expect to be stuck in traffic for hours. But the modern-day lifestyle does not allow us to be slow-paced, and thus, people require quick solutions to their needs. Two-wheelers can provide an easy solution to this daily hassle.

Two-wheelers are among the best and most affordable forms of a daily commute. Moreover, ever since the Covid outbreak, travellers have been increasingly switching from public transport for their safety. However, prevention from a disease is not the only reason people prefer two-wheelers.

Reasons why two-wheelers are a preferred alternative to public transportation.

1. Safety:
Commuting by public transport amidst the infection spike is risky and a big no considering the lack of hygiene. While the lockdown may have been relaxed, the pandemic continues to exist. Travelling in overcrowded conditions with strangers is unsafe. In comparison, two-wheelers let you travel independently and with reduced risk of infection by avoiding the crowd.

2. Cheaper:
Purchasing a private motorbike for yourself is a one-time investment. If you buy a second-hand vehicle, the prices are even lower. In addition, the maintenance cost of a two-wheeler is way less than a car and is, thus, an economical choice for all types of families.

3. Convenience:
Public transportation lacks convenience. On busy days, you can rarely find seats on a bus due to it being overcrowded. In addition, they are undependable, cancel anytime, operate slowly, and are uncoordinated. On the other hand, using your private two-wheeler provides the utmost comfort during the journey, prevents waiting in lines, and is a more flexible option to move at your own pace.

4. Saves time:
Travelling in public transportation such as buses or trains requires a lot of patience. First, you need to make your journey from your house to the bus or train station, wait for it, make the commute itself, and then again travel from the station to your destination. You need to make several journeys and hustle before finally reaching your destination. A two-wheeler can significantly save time by cutting down door-to-door commuting time.

5. Enjoyable:
When you spend half of your day commuting, you might get bored and tired of it. Even if it is a small distance between your house and workplace, journeys on two-wheelers would not feel dull. If you enjoy motorcycle rides, you would be doing something you love rather than sitting with strangers on buses.
Public transportation may be eco-friendly and cost-effective in some cases, but let us not ignore the various cons that come with it. Moreover, given the current circumstances, a private commute is the best way to stay safe!

If you consider buying a motorcycle or scooter as your alternative to public transport, make sure you do not miss out on a two wheeler insurance in India plan. Carrying two wheeler insurance in India will protect your vehicle from damages caused by third parties and be a financial saviour during unforeseen accidents.

Click HERE to buy the best two-wheeler insurance.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

While most of the country is still experiencing the summers, some parts are transitioning into the beginning of the early monsoon. This is when common ailments like fever, runny nose, sore throat, etc., take up pace. These illnesses last for only a brief period and can be controlled with over-the-counter medicines.

Monsoon brings along the shortcomings of several viral infections that lead to different health complexities. One such complexity is a sore throat. Having a sore throat can be irritating and a complete disgust at times. Everyday activities such as eating, drinking, or swallowing can be painful, and we end up looking for ways to heal our throat as soon as possible. The misery and the suffering will test your patience and tolerance level. It is important to find the remedies before the sore throat takes a toll on your peace.

In this article, we will look at a few ways in which you can soothe your throat and aid in the faster healing process right at home.

1. Gargle with saltwater:

This age-old technique of using salt water to gargle is the most common and efficient way of soothing sore throat. Salt and water help in pulling out the bacteria and viruses. Use one teaspoon of salt and add it to lukewarm water. Use this concoction to gargle at least two times a day to recover from the soreness.

2. Take turmeric milk:

Another recipe from grandma's kitchen! Turmeric as an ingredient is widely popular in the Indian kitchen. It has surprising healing and anti-inflammatory properties. Mix half a teaspoon of turmeric powder into a glass of milk and stir well.

3. Honey – a sweet retreat:

Honey has various healing and therapeutic abilities. This makes it perfect for treating soreness. Honey acts as a superficial seal between the cracked throat tissues and prevents further accumulation of bacteria.
You can either consume honey directly or mix it with hot water or other herbal teas for best results.

4. Steaming – a warm therapy:

The tissues lining the inner wall of the throat produce mucus. However, they become dry and itchy when they are swollen or sore. Steaming can help retain the moisture levels by loosening the mucus layer in your throat.
Remember not to use steaming too often as it can cause difficulty in breathing, cause distress to the eyes and even cause coughing spells. Fill a vessel with boiling water and keep the container on a flat surface. Hold your mouth over the vessel and use a cloth over your head to prevent steam from escaping. You may even use a vapouriser machine to take the steam, but the traditional way has its own magic.

5. Give your voice good rest:

Giving your throat some rest is the best way to heal sore throats. Talking can put pressure on your vocal cords, further worsening the pain. Try sticking to lower volumes when talking till the soreness subsides. Sometimes, due to congestion, people tend to clear their throats. This heavily irritates the vocal cords and can strain the throat. Use gargling instead to clear out all the congestion.

If all the remedies mentioned above do not work for you and the pain prolongs, you must visit the doctor. Doctors can help you with the proper diagnosis and the necessary treatment. Sometimes, prescription drugs are the only way to fix prolonged soreness and irritation of the throat.

Look out for recurrent throat problems, difficulty breathing, earache, lumps in the throat, etc. These can be symptoms of severe health conditions and should not be taken lightly. Compromising your health can have severe long-term implications, and one must do everything to ensure the best health. One way to do that is by opting for the best health insurance policy in India. Health insurance adds value to your life and acts as a safety net for all your medical checks and treatment expenses. When you invest in your health, you indirectly invest in your life. Go ahead and choose what's best for you and your loved ones.

Click HERE to know more about the best health insurance policy in India.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Supercars are known for their elegance. One can spot them from a mile away. Car enthusiasts are always on their toes about supercars' speed, unique design, and handling. A whole new level of exclusivity has been defined based on the characteristics of these mighty beasts. The distinctive sound they create, their high performance, and the luxury they project are factors that leave people desiring to buy one. These top-range cars leave others in the dust.

Let's discuss some features that make them superior!

1. Powerful bulls:
Potential buyers do not just look for powerful engines but also the power-to-weight ratio. A heavier car's engine spends a lot of its power pushing the vehicle's weight. The power generated by the humongous engines of supercars is exceptional. The thrust and torque brought into action shoot the driver's adrenaline to the extremity each time the engine is revved up.

2. Accelerate:
We all speak in numbers whenever we talk about the top speed of supercars. But that's just half of the equation. Of course, we do demand excessive-high speeds but faster acceleration to reach that mark is what doubles the thrill. The ability to reach 0-100 km/hr in a few seconds is a marquee feature that makes these cars stand out from the others.

3. Limited edition:
Limited releases maintain the exclusivity and uniqueness of these supercars. In addition, they are marketed as "far-fetched and elite," adding to their "limited" release marketing. This ensures the hype of these machines stays intact throughout.

4. Expensive models:
Considered "a class apart," supercars are supposed to be hard to afford. However, the premium design and features of these cars explain their steep price. The cost may seem high, but it is wholly justified. Supercars satisfy all the exclusive touchpoints of modern mobility, from safety to performance and from design to execution. So, indeed they add value to money and are worth the investment.

5. Handling is important:
A powerful engine or a high-top speed won't accomplish much if the handling isn't perfect. The aerodynamics and structural design are conceptualized with perfection to enable drivers to have complete control over the car even at high speeds.

6. Speed:
Insane speed is what an average person would describe when asked about supercars. The speed, amongst other, features draws the most attention to these cars.

7. Size of the engine:
The soul of a car is its engine. The engines of supercars are designed to be robust and efficient enough to muscle a beast that promises to attain 200 mph speed within a few seconds.

8. Build quality:
A powerful engine and insanely high speeds require an elegant and superior build quality for these cars to last long and perform to the best of their abilities.

9. Appearance:
You see a supercar, and you fall for its look. Their robust and gorgeous designs are among the most swoon-worthy factors about them.

Now that we've discussed the features of these supercars, which will indeed lure you into getting one for yourself. Supercars usually have high invoice value, and an owner of a supercar cannot take the chances with substandard car service or insurance premium rates. An exclusive car insurance online policy will provide additional security against theft, third-party damage, complete loss, and passenger damages. Car insurance online is an easy way to ensure the safety of your beast and enjoy the privileges that come with it. So, protect your priced car with car insurance online before you press the ignition button and vroom!

Click HERE to know more about car insurance online.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

When you buy a new car, the seller offers you a warranty for a certain period. A warranty is an assurance claiming that any vehicle repairs or replacement of parts will be done in case of a manufacturing defect. A warranty is paramount because a vehicle consists of various mechanical parts, and it assures you a hassle-free car ownership experience.

Many owners are unaware that the warranty is subjected to certain factors. Owners commit a few mistakes which void their vehicle’s warranty. Here are a few factors that can hamper your new vehicle’s warranty.

1. Electrical modifications:
One common reason people lose their car warranty is making unapproved electrical modifications. Many users make several electrical changes, including installing music systems, high-intensity headlamps, fog lamps, etc., from unauthorized stores. It leads to the failure of the existing electrical systems in the car due to tampering with the original wiring. It is advisable to rely on installing only the standard and branded electrical systems in your vehicle to save future costs and lower the possibility of warranty void.

2. Racing and reckless driving:
Using your regular passenger car for racing can put a lot of wear and tear on the vehicle as compared to driving normally on the road. Manufacturers keep records of license plates from racing events or reckless driving to deny your warranty claims. Rash driving usually ends up in severe unfortunate accidents, and if you are responsible for any mishap, the car manufacturing company won’t consider your car’s warranty.

3. Usage of unauthorized spare parts:
When you buy a car, you are provided with some spare parts. The car manufacturers assure these parts. However, not using original spare parts can affect your vehicle’s performance and thus hamper the warranty.

4. Irregular service:
A vehicle requires maintenance, and every car manufacturer recommends servicing your car at specific intervals. After purchasing it, failing to take care of your car can degrade its performance. On the other hand, getting your car serviced from a local unauthorized service center can affect its efficiency.

5. Flooding and natural disasters:
Remember that the seller will only conduct free repairs and replacements if there is a fault from the manufacturer’s side. If your vehicle was left unsafe during floods or other natural disasters, the warranty would not cover any such damages. Therefore, you must do whatever you can to protect your car during environmental emergencies.

6. Tampering the odometer:
Your vehicle’s odometer is one of the essential parts of a car. It indicated when it’s time for you to take your car for servicing. It can influence the amount you pay for a pre-owned car. Changing the odometer reading is considered fraud and will ruin the warranty.

To make sure your car’s warranty and your rights are protected, you must make sure that you follow the car manufacturer’s instructions and read the warranty policy thoroughly. If you have already voided your car’s warranty, you cannot claim free repairs and replacements. What you may want to consider here is getting an independent online motor insurance renewal for your vehicle to make sure you are covered, with or without a warranty.

Click HERE for online motor insurance renewal.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Throughout the years, a large percentage of women have taken up motorcycle riding as a passion. With the number of riders rapidly increasing, this hobby is no longer associated with one gender. A little hand in organizing goes a long way. From a newbie rider to a professional, we have developed a list of valuable suggestions that can help women riders.

1. Choose the correct gear:
Wearing the right accessories is one of the preventative strategies. To begin, ensure you have a properly fitting full-face helmet. Purchasing these items is well worth the money since it will protect you from unfortunate mishaps.

2. Tie your hair correctly:
Women with longer hair should not leave it untied while riding. Loose hair can disturb your vision or cause discomfort, which can be disturbing when handling the bars. Tie your hair in an appropriate way to get an uninterrupted riding experience.

3. Ride at your ease:
Even if you are a seasoned rider, riding at your own pace is critical. Some aspects, including seat height, riding stance, and suitable clothing, might have a severe influence on your riding.

4. Deal with the mechanic smartly:
Firstly, go to the garage only if the problem seems severe and out of your control. Try fixing it by yourself. If not, then you may take your bike to the mechanic. Some mechanics try to fool female riders and charge more than the standard pricing for the repairs. Acquaint yourself with the knowledge of bikes and their parts to avoid getting scammed by such people.

5. Learn the basics of maintaining your bike:
It is beneficial to understand how to keep your bike in shape to improve efficiency. You will be better acquainted with your motorbike while also saving some bucks.

6. It is preferable to wear snug-fitting clothes:
Avoiding loose garments is one of the most significant factors. Your loose clothing may increase the chances of getting caught on something due to the rapid pace. To prevent this, you can wear sleek, comfy clothing.

7. Get your registration and licence:
Two vital considerations are a bike registration certificate and a driver's licence. Make sure you have a valid driver's licence before riding a motorcycle.

8. Begin your journey on a small bike:
A general recommendation is that you begin your biking experience on a small bike, with which you may acquire a fundamental understanding of motorbikes. Eventually, you can choose whatever bike you like.

9. Plan your routes:
Plan beforehand if you want to spend a good deal of time on back roads or highways where you can cover more ground in less time. Remember that even if a highway does not offer you the scenery you hoped for, planning is always safer and will get you to your destination sooner.

10. Have your bike insured:
2 wheeler insurance is also a must for your bike. Third-party insurance is made a compulsion for a motorcycle under the Motor Vehicle Act of 1988. Remember to keep your 2 wheeler insurance policy active by updating it before it lapses.

Despite being a beginner rider or a pro, it is equally vital to consider the safety requirements to minimize unanticipated incidents. These aforementioned riding tips for women will be beneficial throughout your adventure.

Click HERE to get the best deal on 2 wheeler insurance.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Teeth that are strong and healthy are a sign of overall wellness. However, if you have a toothache, it is critical to figure out the cause of it. When the tooth's nerve root is inflamed, it results in toothache or pain. The dental pulp, which is delicate and spongy, contains several sensitive nerves and blood vessels located in the center of each tooth. The excruciating pain is due to inflammation of the pulp deep in the tooth. The primary reason is tooth decay or cavities in the mouth. Demineralization causes the tooth structure to break down and produce pain when drinking something hot or cold.

When you have a toothache, it's ideal to see a dentist as soon as possible because cavities don't affect until an infection reaches the tooth's nerve, and they could be an indication of a much bigger problem. Here are a few practical and scientifically supported remedies that can provide temporary relief until you see a dentist.

1. Saltwater rinse:
The first-line treatment for toothache is a saltwater rinse. As a natural disinfectant, rinsing with a warm saltwater solution can help ease the pain. In addition, it can aid in the removal of food particles and debris lodged between your teeth. Saltwater can also help reduce gum inflammation and treat minor infections that may be causing a toothache. Put a teaspoon of salt into a glass of warm water. Mix it well and rinse your mouth for at least 30 seconds before spitting it out.

2. Clove:
Indian Ayurvedic practitioners have embraced the medicinal spice to relieve toothaches. Eugenol, a natural antiseptic, is present in clove oil. Applying the oil to the sore tooth with a sterile swab can help relieve pain and reduce gum inflammation and swelling. Before using clove oil, dilute it with a carrier oil (like olive oil). You may also use clove oil as a mouthwash by adding a few drops to a glass of water. To relieve pain, place a clove on the tooth and chew it for a few minutes to release the oil and see the magic happen.

3. Garlic:
Being a natural pain reliever that also fights plaque-causing germs, garlic has been used for its therapeutic benefits for thousands of years. A toothache might be relieved by applying a paste of fresh garlic with a pinch of salt to the painful area. Fresh garlic, on the other hand, can be chewed gently.

4. Onion:
Onions have high acidity and possess antibacterial and antiseptic characteristics, which help relieve tooth discomfort by eradicating the germs that cause infection. Place a freshly cut onion slice between your teeth and gently chew it to help release the juices even more.

It's vital to remember that the options listed above will only provide temporary relief. You'll need to see a dentist for long-term treatment. Ignoring a toothache and not seeking treatment can cause the pain to worsen over time.

It's vital to remember that the options listed above will only provide temporary relief. Keeping the teeth strong reciprocates to a healthier lifestyle. Practice daily oral hygiene and consume a nutrient-rich diet to keep dental problems at bay. You'll need to see a dentist for long-term treatment. If you ignore a toothache and do not seek treatment on time, your pain will worsen. To cope with health problems without spending your savings, pre-plan with affordable health insurance plans to provide utmost financial security.

To look for affordable health insurance plans, click HERE!

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Skating is an exciting way to have fun while exercising. It provides a complete core exercise due to the increased pulse rate, cardio, and muscular endurance. So, it's no surprise that the joy of skating draws many new skaters each year.

One great thing about skating is that it won't feel like an exercise, well, till the muscular soreness kicks in. But don't worry, that's temporary. Skating, like other sports, isn't as simple as it appears. But, with daily practice and a little enthusiasm, you can master it in no time. If you're new to skating, this blog is just what you need. We've compiled a list of things you should know before putting the rollerblades on and setting out.

1. Ensure that your skates are a perfect fit:
The ill-fitting roller skates are not only inconvenient but also unsafe. If the skates don't fit your shoes properly, you're prone to a fall that could lead to an injury. So make sure that the skates you're purchasing are neither too tight nor too loose.

2. Invest in good protective gear:
It's critical to wear the correct protection gear like helmets, wrist pads, and knee guards, especially when you're starting out. Some folks may think wearing a helmet is foolish, but they couldn't be more wrong. Even a slight head injury resulting from a fall can be fatal.

3. Take your lessons on a well-levelled surface:
It's best to start out on smooth and flat terrain. Of course, you'll be able to roller skate practically anywhere eventually. But, the idea here is to get a sense of how it feels on wheels. A cycle track can be a fantastic location to start. Basketball & tennis courts are also excellent to learn because they are commonly found in city parks and are generally smooth.

4. Learn how to take a fall correctly:
In skating, knowing how to land correctly is just as vital as learning to stay upright. This helps in avoiding major injuries or pulled muscles. Skating professionals frequently encourage newcomers to skate around a grassy area until they understand the fundamentals so that the grass may cushion their falls.

5. Few additional tips for beginners:

• Never get your skates wet. Do not skate on a damp surface.

• When you're just starting, avoid going downhill. You will not know how to stop at high speeds and end up falling terribly.

• Your skates may begin to show signs of wear and tear over time. So, make it a practice to inspect them every time you take them out.

• Hire a professional tutor to teach you.

We hope this quick set of tips will help you learn the fantastic sport quicker. Don't forget to enjoy yourself while you're at it, because the most important thing is to have fun. You will fall, bruise your knees and stretch your muscles at some stage of the process. So, don't forget to invest in best accidental insurance policy in India to protect yourself from the falls that your protective equipment may fail to save you from. Get up again, brush off the dust from your clothes and glide on.

Click HERE to know more about the best accidental insurance policy in India suited for you and your family.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

One common myth is that people believe the best interior designs require spending countless money. Fortunately, this is far from reality. Whether you live in a tiny room or a big bungalow, decorating your own home is all about exhibiting your aesthetic.

Everyone dreams of a beautifully adorned home. However, the proper budget plays a vital role in designing. Also, before conducting any repair or renovation work, ensure that you invest in a good house insurance India plan to cover all finances at the time of need.

So, let's dive into the hidden secrets that'll help you with all decorating needs.

1. Get rid of excess clutter:
Clutter has never been attractive and doesn't do any good to your home. Before making a design plan, you need to prioritize getting rid of all the unwanted items. Emphasise decluttering to get things flowing easily when beginning with an interior revamp. To make this task less daunting, you can take help from cleaners, friends, and family and make the job hassle-free.

2. Blend older items with modern furniture:
Every modern home should have antique or vintage items as it adds a well-collected and curated look. Bringing older pieces in furnished rooms with newer items instantly adds soul and depth.

3. Wallpaper older appliances:
If you have old appliances and want to change things, use peel and stick wallpaper to give them a fresh and new look. Wallpapers provide a contemporary look to your house's walls and surrounding areas.

4. Bring on aesthetic lights:
Investing in good-quality lighting will surely add a gorgeous touch to the room. It is recommended to switch existing bulbs with full-spectrum lights, as colour renders much better. This will prevent the room from having insufficient lighting and appearing cramped.

5. Choosing your style and colour palette:
Look through different interior design styles and choose what matches your personality. Then select the colour palette you'll like and not get bored of. Colour creates a rich visual experience and a pleasant atmosphere. They make things look more attractive and play a vital role in elevating your mood.

6. Use home accessories:
Small accessories can completely change the look and feel of your home at little to no cost. Artworks, candles, cushions, the list is long. All of these items give a modernized feel to the existing furniture. In addition, shelving organizes your study materials, business files, and books, making them look organised and clutter-free.

7. Keep open spaces:
Always preserve doorways and walking spaces. To make the space more breathable, keeping doorway or closet areas visually accessible is essential. If you cover them with furniture, your room will automatically start to feel off and dull.

8. Hide worn-out flooring with carpets:
If you don't have the budget to replace or refinish a worn-out flooring, one of the easiest ways is to cover it up. A large-scale rug or carpet tiles can bring your floor up to your design aesthetics. It also gives a comfortable place to sit, play or work. Also, carpets minimize noise by absorbing it.

Interior design isn't just limited to rearranging furniture and slapping paints. It is an art. You can turn any dull room into a masterpiece with little creativity and imagination. It is a form of expressing emotions and creativity.

Besides designing your home, as mentioned earlier, you should also invest your time and money in assuring its safety for the long run. So purchase an ideal house insurance India plan to safeguard your house and belongings from damages and loss owing to theft, fire, or flood.

Click HERE to know more about the home insurance plans suitable to your requirements.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

We've all been at a point where we've faced the situation of sudden guests’ arrival. And a messy home isn't impressionable. It's a lot of hassle, especially when you have people coming over. Throwing away those crumbled pieces of paper, wrappers, crumbs, pizza boxes, bottles, etc. On a calm day, this can be pretty therapeutic. But when you have last-minute company about to show up at your door in the next 20 minutes, you must be on a mission.

So, how do you clean it all up and make your space ready to host people? Don't worry. This article is precisely what you need -some last-minute hacks to make your home ready for your guests. Let's discuss some tips to make your home ready to welcome your guests.

1. Go to your room:
Make your bed. Fold the sheets or your comforter, arrange your pillows, put your makeup back in the drawer and tidy up your nightstand. Declutter the scattered items and put them in their respective containers so that you can find them easily later. Fold your clothes and arrange them back in your closet. Dust off all the eye-level surfaces. Once you finish dusting, clean them with a disinfectant or a cleaner liquid.

2. Scoot to the kitchen now:
Do you see all those utensils in the sink? Wash them or put them in the dishwasher to save time. Post washing, arrange them in their suitable racks or drawers. Wipe the slab and get your serving containers ready. Arrange them properly to avoid any mess in a hurry.

3. Clean your bathroom or restroom:
Replace the used towels with some fresh ones. All the dirty clothes must go in the laundry bag. Clean the mirror. Spraying some fragrant freshener will do the magic to get off the odour. If you have overnight guests, you can keep new toothbrushes, soaps, and shampoo sachets for their ease and convenience.

4. Dining hall:
Put away all your groceries in their respective containers and cupboards. Wipe the table clean and arrange the chairs correctly. Place the meal settings- the plates, tissues, napkins, and the cutlery- to avoid the chaos of the last moment.

5. To the living room:
Tidy up your entrance. Replace the dried flowers in the vases with fresh ones. Clean up the sofa and place all the cushions. Grab all the wrappers and boxes and make sure to take out the trash. Arrange all the newspapers and remotes scattered around. Place your gadgets away from the party to avoid any spilling or damage.

You can light a candle, put on some music, get some drinks and snacks ready to serve, and there you go. A spick-and-span home that is going to be admired by your guests

While that's a wrap on some last-minute hacks to clean up your house, what about safeguarding it? Life is unpredictable, and we need to be careful about the things we love. Your home is a massive part of your life, and protecting it should be your priority. Exploring your options regarding the best home insurance policy in India is a step towards avoiding unprecedented mishaps and monetary loss and securing your home and the memories attached to it.

Click HERE to know more about best home insurance policy in India.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Various fitness trends have come and gone since the 2000s, but people are still looking for new ways to get fit. With the global pandemic hitting us, people now prefer to work out in their homes because of the government’s orders to close gyms. As a result, online gym classes are also on the rise. Let us look at the upcoming fitness trends in 2022.

1. Weighted hula hoops:
Swinging a weighted hula hoop around your waist can be a great addition to your workout for burning calories and losing fat.

2. All-in-one fitness:
Instead of going to different places for your wellness needs, such as the gym, nutritionist, etc., you can find these professionals working under the same roof at all-in-one online fitness centres.

3. Virtual workout:
With modern technology, you can find various fitness apps with workout plans tailored to your requirements and even videos made by professionals for your reference.

4. Stroller fitness:
Taking your kid to the park can help you stay fit. In addition, pushing a stroller and walking can burn calories. You could even do single-hand chest presses, and lunge walks.

5. Community-driven wellness:
Going to the gym alone may be boring and unmotivating for some people. However, gathering a group of friends or family with the same fitness goals will support your journey and cheer you up on the bad days.

6. Wearable tech:
Fitness pros are now using wearable fitness devices such as smartwatches to track their workouts and stay focused on their goal.

7. Reverse running:
Reverse running is the act of running in the direction that your back is facing. It improves cardiovascular efficiency and endurance by strengthening the foot muscles.

8. Virtual trainers:
Hired virtual trainers can provide one-on-one workout sessions and give you the time and guidance you need.

9. Jogging with your dog:
Dogs make the perfect partners. They are a great company to be with, and you can play catch with them. This can keep you physically active and mentally at peace.

10. Kickboxing:
Make workouts fun by adding boxing and kickboxing to them. They are enjoyable and safe for all age and weight groups.

11. Stretch and recover:
Stretching for 10 minutes every day improves posture, reduces the risk of injury, and decreases muscle soreness.

12. Meditation:
Adding 15 minutes of meditation to your workout plan can improve your focus and control, which are much needed while exercising.

13. Quality over quantity:
Instead of working out for a longer period, choose the right exercises for your goal and put your best efforts into it.

14. Disconnected fitness:
While tech is a great way for virtual workout sessions, sometimes disconnecting is needed for good mental health and general sanity.

15. Cardio-rhythm classes:
Burning calories while dancing to your favourite music can be a relaxing and refreshing way of working out.

16. ZUU:
ZUU workouts refer to movements of animals such as gorillas, frogs, and bears and aim to improve your body’s flexibility.

17. Customized programs:
Everybody has different types of bodies, capabilities, and requirements. Instead of following others, have a fitness program tailored to your needs for maximum gain.

18. Trapeze classes:
Trapeze is aerial yoga involving traditional poses, pilates, and hammock dances.

19. Building a foundation:
It is crucial to building your foundation with exercises such as squats, hinges and lunges for at least a month before beginning a heavy workout. It prevents chances of injury.

20. Workout for wellness, not abs:
Instead of aiming to shed pounds and gain abs, strive for the overall wellness of your mind and body.

Staying fit is crucial, and everyone should incorporate exercise into their lives. Remember that good health is not about the weight you lose but the life you gain. By coupling fitness measures with a good health insurance policy for family, you can safeguard your health and finances altogether.

Click HERE to get more details about the best health insurance policy for family.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Industrial employment frequently constitutes a high degree of danger of workplace accidents. This challenging scenario can be created by heavy machinery, electrical lines, loosely suspended objects, short circuits, all of which can be life-threatening. Moreover, such hazards adversely impact working conditions.

These industrial accidents can be severe and, in many cases, cause long-lasting damage. Fortunately, public liability insurance provides support for protecting workers from these mishaps.

Let’s understand the most common causes of industrial accidents.

1. Improper functioning of machinery:
Industrial machinery is highly complicated and sophisticated in its design and operation. A faulty component can result from something as simple as a loose screw or a frayed wire. A variety of safety features is in place to guard against the possibility of a fire, overheating, or other problems. But the probability of these functions and operations having faults cannot be neglected. This necessitates a high level of ongoing maintenance to eliminate the possibility of any mishaps.

2. Mistakes made by employees:
Employee routines and behaviour influence workplace productivity. The causes contributing to industrial accidents are an improper use of machinery, inability to concentrate, failure to pay attention to detail, and insufficient training. In addition, a lack of knowledge and experience can lead to unexpected accidents.

3. Overworked employees:
Injuries caused by physical exertion (such as lifting) are widespread in the industries. This is bound to occur when workers are not given proper breaks or rest sessions and are not alert when performing tasks.

4. Chaotic workplaces:
Industrial cleanliness is often more prevalent in client-facing firms than in businesses that do not require daily visitors. Housekeeping is widely considered a good sign of a company's commitment to safety and faith in quality. Hence all businesses must maintain a clean and hygienic environment. Lack of proper cleaning in the workplace can lead to an accident.

5. Accidents from stumbling, falling, and slipping:
In some cases, careless personnel might fail to close cabinets or drawers properly while reaching for goods, putting lives in danger. In addition, dangling electrical wires in the workplace can be a severe hazard for employees. Every employee must be aware of any messes, wet flooring, or slippery surfaces they encounter when moving around the workplace.

6. Distractions:
Distractions have a significant influence on a worker's day-to-day safety. Boredom might impair decision-making abilities when a person has been doing the same thing for an extended amount of time.

7. Taking shortcuts:
It can be tempting to cut corners to complete tasks more quickly. Yet, doing so might result in various dangers and complications. Unquestionably, taking shortcuts is a method that compromises employee safety and will raise the likelihood of injury. As rightly quoted, “There’s no substitute for hard work”. So, the workers must follow the processes instead of taking unnecessary shortcuts.

Accidents in the workplace can result in significant injuries that can take a severe toll on the employees' well-being and affect the growth of the industries. Therefore, it is crucial to maintain discipline while working. Proper safety measures and working guidelines must be ensured in the workplace, and the staff must be trained for the same. Next, industries should implement public liability insurance to guarantee that employees are fully covered under the hood of a helpful insurance plan.

Click HERE to know more about public liability insurance.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

The bike enthusiasts have always wanted the liberty and joy of taking their two-wheeled companion on enchanting rides. To make this happen, your bike needs to go through proper upkeep: regular servicing, oil changes, and up-to-date bike insurance. And although your bike is your beast, does it need to be making that insane amount of racket? Certainly not! Bikes usually start to make noises as they grow older and as the engine and exhaust quality deteriorates due to several factors.

Let's look at a few different ways to make your bike's exhaust less noisy. We will consider it from an economic perspective so that it is not too hard on your pockets.

1. Replacing the existing muffler:
Mufflers play a pivotal role in muting the engine noises. These are specially designed to facilitate the sounds that the engine makes. Replacing the old ones with a better one can help you solve your problems.

2. Patching holes:
Another reason your exhaust might be making noise is rusting, which forms holes in the exhaust. You must give primary care to avoid rust. However, if it does start rusting, the next best alternative is to examine the exhaust for any holes.
The bigger the holes, the louder the noise. Small cavities can be filled using exhaust tapes, while bigger ones can be patched using aluminium scraps. Keep in mind that the patch should be bigger than the cavity so that it overlaps and no space is left unattended.

3. Exhaust wraps:
The basic idea behind exhaust wrap is to reduce the heat. However, its ability to reduce vibrations can also lead to a reduction in sounds. They are readily available in the market. Adding a few fiber-glasses to the titanium ones can significantly reduce the sound.

4. Silencer:
Another foolproof method is using a silencer. As the name suggests, it is used to silence the sound coming out of your exhaust. Just be mindful of getting a silencer with the correct dimensions to fit your exhaust. Always purchase a good quality one that fits the best in your bike's requirements.

5. Switching to new pipes:
This should be the last step in your journey to make your exhaust less noisy. If the tricks mentioned above don't help you, you should consider changing the pipes altogether. This option can be expensive but is an instant solution for the problem.

6. Prevention is better than cure:
Instead of waiting for your bike to start making unbearable noises, it's better to put your bike through regular check-ups and servicing. Getting bike insurance would be ideal considering the various parts that might need replacement or just to breathe easy knowing that your bike is insured against damages.

Try these hacks to lower the rumbling of your bike and go on jolly good rides with your loved ones. Travel safe and drive responsibly. Don't forget to get the bike insured because, along with good care, the shield of good insurance is what your bike demands.

Click HERE to check out the best bike insurance deals.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

When the festive season is around, our homes need a touch of elegance. Festivals are the most-awaited time we celebrate by decorating houses and lighting up lamps and candles with much enthusiasm and zeal.

Cleaning the furniture and other areas of your room is not the only way you want to decorate your home. This post will provide some handy tips and ways to decorate your home for this festive season to bring a positive and fresh look.

1. Spend in good lightings:
Lightings play a vital role in giving a luxurious look to your home. You can invest in good lighting such as lamps, LEDs, chandeliers, fairy lights, and more and set them up with the interior of your home.
Warm yellow and white lights are known for their beautiful and lavish effect. Whereas bright and fancy lights mark celebrations and are ideal for giving your home a festive look.

2. Aesthetic food presentation:
Serving food is another familiar gesture during the festival seasons, so why not give them an aesthetic touch? The easiest way you can decorate the food table is by picking the right sets of crockeries to serve the food. Next, you can use a three-tier platter to display the starters and add candles for the final touch-up. Do not forget to use small flowerpots for a beautiful food table set up.

3. Indoor plants:
Going natural never goes out of style. In fact, in recent years, the trend of indoor plants has increased. Besides a natural look, indoor plants also play a vital role in giving your home a fresh and vibrant look.
You can find a wide variety of indoor plants with different pots and colours. You can either choose to hang the plants or put them everywhere around your home. In addition, you may place tall candles next to the plants to give your home a contemporary look.

4. Paying attention to the bathroom look:
The bathroom is a higher traffic area during the festive season. Ensuring that the bathroom is fresh and comfortable for your guests is a good gesture. You can arrange a small pot of beautiful flowers on the vanity. In addition, make sure that the wastebaskets and tissue covers inside the bathroom match your aesthetics. You can use a small glass or wooden tray to display the day-to-day supplementary items such as hand washes, creams, soaps, and napkins.

5. Look out for the covers:
This comes as no surprise that the bed sheets and covers of your pillows can change the entire look of your home. For a lively look, you can pick bright colour covers, tablecloths, mats, and bedsheets, but you need to be careful with the overall theme of your home. You can use contrast-coloured covers to lighten up your home with a more elegant look!

6. The right furniture:
If the festive season is around, decorating your home does not mean you need to invest higher in furniture. Sometimes just a piece of furniture does the work. You can start with one piece of furniture and place them accordingly. Then, in the next festive season, go for another!

Lastly, you do not want to send your friends and family empty-handed from your home. Say goodbyes on a happy note by giving them gifts as a sign of your love and care.

The festive season has traditionally been an auspicious time to begin new things in life. So, while you shop for new items and furniture, also gift your home with a promise of safety. General insurance plans have been a helping hand to homeowners to claim for financial losses due to damages or incidents. There are several options for general insurance plans to choose from; you need to specify your needs. Purchase one this festive season and feel protected in the warmth of the celebrations.

To know more about the different general insurance plans, click HERE .

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Wildlife photography requires a great deal of skill to master. However, it is possible to acquire a head start and become a good wildlife photographer with some practice and easy tips. In this post, we'll go through some suggestions to help you enhance and polish your skillset. Here are some tips for beginners to start their photography journey into the wild.

1. Plan your journey:
Start with your apparel; you will require a good pair of shoes to help you in the wild terrain. Next up, wear comfortable clothes that blend with the environment to draw the best results. Always make sure the gear you're carrying is fully functional. Don't forget to check the weather on the day you're out. Carry extra batteries for your equipment, ample water, and some snacks to keep you fresh throughout the day.

2. Photograph those moments you find appealing:
Don't take pictures just because you believe they'll appeal to others. Photographing the things that interest you will keep you motivated to attempt new things and, most importantly, allow you to have fun. Moving beyond your comfort zone can be intriguing and refreshing too. But always remember, originality is the key.

3. Utilize natural light:
Light is essential. Plan your shoot around the type of light you want for the final output, bearing in mind that shooting the same subject at different times of day will provide completely different effects.

4. Learn about the subject's behaviour:
Patience is the key while shooting wildlife. Make good use of your time by carefully observing your subject and sensing their movements and thoughts. This will allow you to anticipate the animal's movement, and you'll be ready for the perfect shot. You need to respect the animals and try to make a connection with them before capturing their movements. Make sure that you don't disturb their privacy, be patient and wait for the right time.

5. Play around with the point-of-view:
Don't just be a bystander! Move around to get a different or more fascinating perspective on your subject. The preferred method is to get down incredibly low so that you're on the same level as the animal; this creates a more intimate photograph by giving you a better bokeh effect in the backdrop.

6. Urban Touch:
Wildlife does not only reside in rural areas; many beautiful species dwell in our cities. Don't assume that just because you're in a metropolis, there won't be any animals. Urban foxes, of course, are well-known, but keep an eye out for monkeys, cats, and even cattle. You can even spot many bird species, as our structures provide suitable nesting areas away from predators.

7. Don't forget to experiment:
Play with different settings of your camera, the depth of field, light conditions, points of view, and much more, an experiment in every single thing that you do.

8. Respect the environment and have fun:
Your goal is to respect nature rather than interfere with it. Be courteous and leave nothing but your footprints behind. As you follow your passion, don't forget to enjoy the process.

You'll be into the wild at the end of the day, and out there, there are no rules. While filming or taking photos, there are chances that you might get hurt as your concentration is just on the animal and your camera. You may tend to overlook the obstacles in your way. We recommend you insure yourself with an ideal insurance plan that will cover you in times of these accidents. It is easy to get personal accident insurance online these days. Purchase one for yourself before your next trip into the wild.

Click HERE to know more about the personal accident policy.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

The idea of moving into a new home is exciting, but the process of it can be hectic. Even finding a good apartment in the desired locality within your budget is a struggle.

Packing and moving all your things is a challenging task; you need to ensure that you change your address in all places, cancel utility services at your old house, and much more.

But the whole process becomes easier when you organize and maintain a checklist for all the tasks.

Staying on schedule will help you calmly move into your new house, and it will even give you time to make any last-minute changes.

Time becomes more precious as the moving date approaches, so we have made the checklist that will speed things up for you.

1. One month before:

● Look for moving companies and get an estimate quote from them.

● Start selling items you would not take with you.

● Make a list of items you need to buy for your new house.

● Schedule a pickup for items you are donating.

● Find a new doctor, dentist, and veterinarian in your new locality.

● Enroll your children in a new school.

● You should purchase online general insurance before moving into your new house.

● Check whether your new house requires any repair work.

2. When you decide on a moving date:

● Finalize a moving company.

● Take leave from work for moving and unpacking.

● Schedule an installation for electronics like television, air conditioner, geyser, and internet connection.

● Cancel utility accounts at your old home and set them up at a new house (utilities like water, electricity, and gas)

● Make a list of all the items you’ll be packing, from your television to your bathing bucket, don’t skip anything.

● Start packing your items into boxes and use tapes and bubble wraps to avoid any damage.

● Update your address to:

○ Your office

○ All important documents – Aadhar card, Driving license, Passport

○ Institutions like schools or colleges

○ Subscriptions

○ Friends and family

○ Financial accounts like a bank, retirement accounts, student loans

● Mail or call your insurance agent to change your address. You can also go to your online general insurance website and do the procedures to change the address.

3. One week before:

● Clear your refrigerator. Eat or toss the food in your kitchen.

● Confirm the details with the moving company.

● Stock your medications.

● Prepare a bag with everything you will need before you unpack.

● You will need a few toiletries, blankets, and mattresses for the first few days until you settle fully.

● Check everything thoroughly before you finally leave your old home, and verify your checklist to confirm that all the boxes are loaded in the truck.

4. After you move and settle in:

● Change all your locks and set up a security system.

● Check if all the packed boxes are in place and nothing should be missing.

● Arrange all the things properly to their desired places.

● Get your security deposit from your previous landlord.

● Open a new bank account if your current bank doesn't have a branch in your new locality.

● Create a home maintenance list.

Now you have a clear idea of how to go about your moving process. Use this checklist to avoid any mistakes during your move, and another essential thing to do is greet your new neighbours. They can help you out with a lot of stuff. Also, don't forget to throw a housewarming party and invite your friends, family, and new neighbours over. It will be a great motivation not to delay unpacking.

To get the best quotes for a home insurance policy, click HERE .

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Maintaining good health is everyone's goal. But just going to the gym won't help you or add more years to your life. So, here are a few habits to integrate into your life to feel healthier and happier:

1. Drinking water as soon as you wake up can be the best health advice anyone can give you. Keep a glass of water on your nightstand to hydrate your body in the morning.

2. Drink green tea; it helps to break down fat and prevents new fat cells.

3. Do not use artificial sweeteners, they may be tempting in your coffee, but they don’t do any good to your body.

4. Plan your workout schedule ahead of time. If you've already paid for a class, you're more likely to attend it. Also, scheduling your sessions with a trainer will help you stick to your routine.

5. Miss your late-night binge-watching sessions and get proper sleep if you want to stay fit and be ready for another challenging day.

6. Avoid emotional eating. It is a fact that boredom and stress trigger unhealthy cravings, so stick to a healthy diet.

7. Be active besides your routine gym. Regularly take walks during lunch, play outdoor games, and go for activities like trekking.

8. Do not forget snacks. It keeps your metabolism high and keeps your hunger and energy levels steady throughout the day. But healthy snacks and not junk.

9. Control your sugar intake; treating yourself sometimes with a dessert is good but having desserts all the time is not a smart option.

10. Walk! To avoid being a sedentary person, you need to take at least 10,000 steps a day.

11. Stick to homemade food; though you might not like your cooking skills, you will surely love the feeling of being healthy.

12. Be in the company of people who prioritize their health. Hanging out with like-minded people helps you stick to your goal.

13. Eat until you are no longer feel hungry, not until you feel filled up. The habit of overeating also makes you feel sick.

14. At one of your meals, double your veggies and skip the starch. For example, you can replace rice with broccoli.

15. Do not multitask during your lunch. Instead, be mindful during eating! It will help you feel satisfied with your lunch and be more in control of your appetite.

16. Know your energy patterns. Do tasks that require concentration in the morning when you feel fresh and save tasks like checking your mail for post-lunch when your focus is low.

17. Journaling helps both your mental and physical health. Just reflecting on your day and writing down your random thoughts will help your mind relax. Plus, you can track your habits, sketch your plans, etc.

18. Socialize. Make connections with people who generally remain happy and empower your success. Humans are social creatures who thrive on healthy, loving interactions.

19. Adopt a pet. When you are accountable for another life, you learn to be responsible for yours too. You start to manage your time, and a pet can be a great source of joy in your life.

20. Be close to nature, make regular visits to the park, and meditate or settle down under a tree early in the morning.

21. Laugh! At a stand-up comedy, while watching your favourite TV shows, or when joking with your friends. Laughter boosts your mood and improves your immune system.

So, try these simple, easy-to-remember golden points for a healthy and stress-free life. But we have one more crucial point that can be an additional stress reliever – a health insurance policy. Yes, health insurance is essential to safeguard your family and have a financial backup in times of medical emergencies. With things getting online, search "best health insurance policy in India" and various options will flood your screen. Stay wise, stay fit!

To learn more about best health insurance policy in India, click HERE .

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Only because you made it home “safely” does not make drunk driving a good choice. People usually tend to neglect the severity of driving under the influence of alcohol. When you decide to drive home in a drunken state, you endanger your own life and the lives of people around you on the road.

Regardless of your driving skills, mixing driving with alcohol can put you at a higher risk of causing an accident, injury, or even death.

In India, statistics say that the cases of drink and drive are on larger sides. As a result, we hear news of accidents, unfortunate deaths of people on roads, and damages to vehicles. The only solution is to avoid driving when drunk.

Here, let’s have a look at the consequences of driving under alcohol influence.

1. Lack of coordination and slowed reflexes:
When you consume alcohol, your body starts reacting to events slowly. Because you won’t be able to respond immediately, the chances of an accident increases. While under the influence of alcohol, your motor control, such as hand, eyes, and foot coordination will slow down. These coordination abilities are vital for safe driving, and alcohol should not hinder them.

2. Increased chances of getting into an accident:
A driver with a BAC (blood alcohol content) of 0.10 percent or above is seven times more likely to be involved in a fatal car accident than a sober driver. A driver with a BAC of 0.15 percent or above increases their risk by 25 times. And, while these figures demonstrate the dangers of drunk driving, being at or below the legal limit does not indicate you are safe.

3. Disturbed vision:
Drinking may cause your vision to blur or cause your eyes to manoeuvre on their own. You will even partially lose control over your eye movement. This vision impairment can influence how you’re able to judge the space between your car and other vehicles or objects on the road. You may even lose your visual modality, which plays a crucial role in safe driving. In general, the more you’ve had to drink, the more impaired your vision could be.

4. Poor decision making:
Even a small amount of alcohol can impair your judgment and concentration. Driving requires so much of your undivided attention that it isn’t worth the risk. You must be able to stay in your lane, control your speed, give other drivers adequate space and attention, and obey traffic signals. Because alcohol affects your attention, it dramatically increases your chances of being involved in an accident.

5. Your insurance premiums may rise:
Your driving risk partly determines your insurance premiums. For example, a person convicted of drunk driving will have to pay higher car insurance premiums. This is because the insurance company will most certainly classify that person as a high-risk driver and increases your private car insurance as a result.

Overall, the risks of drinking and driving significantly outweigh the benefit of hoping to arrive home safely. Even when sober, driving a car is challenging in our country. You need to understand that you all have a family back home, be responsible and take care of yourselves. For additional protection, make sure you take the appropriate decision and invest in private car insurance.

To look for private car insurance, click HERE .

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Children are full of energy, and therefore they tend to have a higher risk of being injured in a moving vehicle. Ensuring the maximum safety of your child is an essential part of parenting, and the same is applicable when you are travelling with your kid.

Especially if you have a toddler, you have a higher responsibility of ensuring their safety. Although Indian law has not made having a child seat mandatory, you as a parent can take numerous measures for your child. Ensuring the safety of your car and yourself is equally important as accidents, and unwanted situations occur uninvited. Search for online car insurance and buy one ideal for you if you haven't purchased the right insurance policy yet.

Here are five reasons why you must have a child seat.

1. Safer compared to holding the child in arms:
One of the common myths parents believe is that holding your baby in your arms will protect them better. However, when an unwanted situation arises, your arms may not be sufficient to hold your kid tightly.

2. Seat belts are not convenient for kids:
Irrespective of the car you own, all the seat belts are designed from the adult's body perspective. In an accident or when you pull a sudden break, this may result in the baby falling and getting injured. Child seats are comfortable, and they keep the baby safe from jerks and bumps.

3. Lack of concentration while driving:
Most parents are worried about what their child is doing in the back seat or whether they are safe when they do not have a child seat in the car. Parents constantly look at their children while driving, and this distraction can cause accidents. Having a child seat will ensure they do not move and are protected with a comfortable seat belt. This will help you to just concentrate on the road and your car.

4. Kids are incredibly active:
Kids are filled with energy most of the time. A baby can try to open the dashboard, attempt to open the door and injure themselves. A child seat will ensure your kids do not attempt to act unsafely.

5. A newborn should only travel in car seats:
The most common myth is that parents believe their newborn is highly fragile in a car seat. However, the truth is, they should only travel in a car seat. A child seat is designed in a way that ensures the safety plus comfort of the baby.

Things to know before picking the right child seat:

• Pick a seat that meets the safety standards set by the country. You can see this on the label of the child seat.

• Learn how to install the seat. The label has all the instructions, plus there will be someone in the store who will assist you or help with the first installation.

• Make sure to fill the product registration form. Furthermore, check out the warranty and the brand's name by doing a little research about it on the internet and checking the reviews. Since it's a question of your child's safety, be cautious while picking the right one.

There are professional companies involved in making a child seat with expertise and immense research background. If you are travelling with a baby, having a child seat should be your priority as a responsible parent. And, as a responsible owner, getting online car insurance should be the next thing on your priority list. Implement all these points, and then you are all set to go on joy rides with your child.

Click HERE to know more about an online car insurance policy.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.