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GENERAL INSURANCE BLOG

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Nine features that make supercars special

Supercars are known for their elegance. One can spot them from a mile away. Car enthusiasts are always on their toes about supercars' speed, unique design, and handling. A whole new level of exclusivity has been defined based on the characteristics of these mighty beasts. The distinctive sound they create, their high performance, and the luxury they project are factors that leave people desiring to buy one. These top-range cars leave others in the dust.

Let's discuss some features that make them superior!

1. Powerful bulls:
Potential buyers do not just look for powerful engines but also the power-to-weight ratio. A heavier car's engine spends a lot of its power pushing the vehicle's weight. The power generated by the humongous engines of supercars is exceptional. The thrust and torque brought into action shoot the driver's adrenaline to the extremity each time the engine is revved up.

2. Accelerate:
We all speak in numbers whenever we talk about the top speed of supercars. But that's just half of the equation. Of course, we do demand excessive-high speeds but faster acceleration to reach that mark is what doubles the thrill. The ability to reach 0-100 km/hr in a few seconds is a marquee feature that makes these cars stand out from the others.

3. Limited edition:
Limited releases maintain the exclusivity and uniqueness of these supercars. In addition, they are marketed as "far-fetched and elite," adding to their "limited" release marketing. This ensures the hype of these machines stays intact throughout.

4. Expensive models:
Considered "a class apart," supercars are supposed to be hard to afford. However, the premium design and features of these cars explain their steep price. The cost may seem high, but it is wholly justified. Supercars satisfy all the exclusive touchpoints of modern mobility, from safety to performance and from design to execution. So, indeed they add value to money and are worth the investment.

5. Handling is important:
A powerful engine or a high-top speed won't accomplish much if the handling isn't perfect. The aerodynamics and structural design are conceptualized with perfection to enable drivers to have complete control over the car even at high speeds.

6. Speed:
Insane speed is what an average person would describe when asked about supercars. The speed, amongst other, features draws the most attention to these cars.

7. Size of the engine:
The soul of a car is its engine. The engines of supercars are designed to be robust and efficient enough to muscle a beast that promises to attain 200 mph speed within a few seconds.

8. Build quality:
A powerful engine and insanely high speeds require an elegant and superior build quality for these cars to last long and perform to the best of their abilities.

9. Appearance:
You see a supercar, and you fall for its look. Their robust and gorgeous designs are among the most swoon-worthy factors about them.

Now that we've discussed the features of these supercars, which will indeed lure you into getting one for yourself. Supercars usually have high invoice value, and an owner of a supercar cannot take the chances with substandard car service or insurance premium rates. An exclusive car insurance online policy will provide additional security against theft, third-party damage, complete loss, and passenger damages. Car insurance online is an easy way to ensure the safety of your beast and enjoy the privileges that come with it. So, protect your priced car with car insurance online before you press the ignition button and vroom!

Click HERE to know more about car insurance online.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

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What voids your vehicle’s warranty? Here’s what you need to know

When you buy a new car, the seller offers you a warranty for a certain period. A warranty is an assurance claiming that any vehicle repairs or replacement of parts will be done in case of a manufacturing defect. A warranty is paramount because a vehicle consists of various mechanical parts, and it assures you a hassle-free car ownership experience.

Many owners are unaware that the warranty is subjected to certain factors. Owners commit a few mistakes which void their vehicle’s warranty. Here are a few factors that can hamper your new vehicle’s warranty.

1. Electrical modifications:
One common reason people lose their car warranty is making unapproved electrical modifications. Many users make several electrical changes, including installing music systems, high-intensity headlamps, fog lamps, etc., from unauthorized stores. It leads to the failure of the existing electrical systems in the car due to tampering with the original wiring. It is advisable to rely on installing only the standard and branded electrical systems in your vehicle to save future costs and lower the possibility of warranty void.

2. Racing and reckless driving:
Using your regular passenger car for racing can put a lot of wear and tear on the vehicle as compared to driving normally on the road. Manufacturers keep records of license plates from racing events or reckless driving to deny your warranty claims. Rash driving usually ends up in severe unfortunate accidents, and if you are responsible for any mishap, the car manufacturing company won’t consider your car’s warranty.

3. Usage of unauthorized spare parts:
When you buy a car, you are provided with some spare parts. The car manufacturers assure these parts. However, not using original spare parts can affect your vehicle’s performance and thus hamper the warranty.

4. Irregular service:
A vehicle requires maintenance, and every car manufacturer recommends servicing your car at specific intervals. After purchasing it, failing to take care of your car can degrade its performance. On the other hand, getting your car serviced from a local unauthorized service center can affect its efficiency.

5. Flooding and natural disasters:
Remember that the seller will only conduct free repairs and replacements if there is a fault from the manufacturer’s side. If your vehicle was left unsafe during floods or other natural disasters, the warranty would not cover any such damages. Therefore, you must do whatever you can to protect your car during environmental emergencies.

6. Tampering the odometer:
Your vehicle’s odometer is one of the essential parts of a car. It indicated when it’s time for you to take your car for servicing. It can influence the amount you pay for a pre-owned car. Changing the odometer reading is considered fraud and will ruin the warranty.

To make sure your car’s warranty and your rights are protected, you must make sure that you follow the car manufacturer’s instructions and read the warranty policy thoroughly. If you have already voided your car’s warranty, you cannot claim free repairs and replacements. What you may want to consider here is getting an independent online motor insurance renewal for your vehicle to make sure you are covered, with or without a warranty.

Click HERE for online motor insurance renewal.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

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Ten motorcycle tips for women riders

Throughout the years, a large percentage of women have taken up motorcycle riding as a passion. With the number of riders rapidly increasing, this hobby is no longer associated with one gender. A little hand in organizing goes a long way. From a newbie rider to a professional, we have developed a list of valuable suggestions that can help women riders.

1. Choose the correct gear:
Wearing the right accessories is one of the preventative strategies. To begin, ensure you have a properly fitting full-face helmet. Purchasing these items is well worth the money since it will protect you from unfortunate mishaps.

2. Tie your hair correctly:
Women with longer hair should not leave it untied while riding. Loose hair can disturb your vision or cause discomfort, which can be disturbing when handling the bars. Tie your hair in an appropriate way to get an uninterrupted riding experience.

3. Ride at your ease:
Even if you are a seasoned rider, riding at your own pace is critical. Some aspects, including seat height, riding stance, and suitable clothing, might have a severe influence on your riding.

4. Deal with the mechanic smartly:
Firstly, go to the garage only if the problem seems severe and out of your control. Try fixing it by yourself. If not, then you may take your bike to the mechanic. Some mechanics try to fool female riders and charge more than the standard pricing for the repairs. Acquaint yourself with the knowledge of bikes and their parts to avoid getting scammed by such people.

5. Learn the basics of maintaining your bike:
It is beneficial to understand how to keep your bike in shape to improve efficiency. You will be better acquainted with your motorbike while also saving some bucks.

6. It is preferable to wear snug-fitting clothes:
Avoiding loose garments is one of the most significant factors. Your loose clothing may increase the chances of getting caught on something due to the rapid pace. To prevent this, you can wear sleek, comfy clothing.

7. Get your registration and licence:
Two vital considerations are a bike registration certificate and a driver's licence. Make sure you have a valid driver's licence before riding a motorcycle.

8. Begin your journey on a small bike:
A general recommendation is that you begin your biking experience on a small bike, with which you may acquire a fundamental understanding of motorbikes. Eventually, you can choose whatever bike you like.

9. Plan your routes:
Plan beforehand if you want to spend a good deal of time on back roads or highways where you can cover more ground in less time. Remember that even if a highway does not offer you the scenery you hoped for, planning is always safer and will get you to your destination sooner.

10. Have your bike insured:
2 wheeler insurance is also a must for your bike. Third-party insurance is made a compulsion for a motorcycle under the Motor Vehicle Act of 1988. Remember to keep your 2 wheeler insurance policy active by updating it before it lapses.

Despite being a beginner rider or a pro, it is equally vital to consider the safety requirements to minimize unanticipated incidents. These aforementioned riding tips for women will be beneficial throughout your adventure.

Click HERE to get the best deal on 2 wheeler insurance.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

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Best tips and remedies to deal with severe toothache

Teeth that are strong and healthy are a sign of overall wellness. However, if you have a toothache, it is critical to figure out the cause of it. When the tooth's nerve root is inflamed, it results in toothache or pain. The dental pulp, which is delicate and spongy, contains several sensitive nerves and blood vessels located in the center of each tooth. The excruciating pain is due to inflammation of the pulp deep in the tooth. The primary reason is tooth decay or cavities in the mouth. Demineralization causes the tooth structure to break down and produce pain when drinking something hot or cold.

When you have a toothache, it's ideal to see a dentist as soon as possible because cavities don't affect until an infection reaches the tooth's nerve, and they could be an indication of a much bigger problem. Here are a few practical and scientifically supported remedies that can provide temporary relief until you see a dentist.

1. Saltwater rinse:
The first-line treatment for toothache is a saltwater rinse. As a natural disinfectant, rinsing with a warm saltwater solution can help ease the pain. In addition, it can aid in the removal of food particles and debris lodged between your teeth. Saltwater can also help reduce gum inflammation and treat minor infections that may be causing a toothache. Put a teaspoon of salt into a glass of warm water. Mix it well and rinse your mouth for at least 30 seconds before spitting it out.

2. Clove:
Indian Ayurvedic practitioners have embraced the medicinal spice to relieve toothaches. Eugenol, a natural antiseptic, is present in clove oil. Applying the oil to the sore tooth with a sterile swab can help relieve pain and reduce gum inflammation and swelling. Before using clove oil, dilute it with a carrier oil (like olive oil). You may also use clove oil as a mouthwash by adding a few drops to a glass of water. To relieve pain, place a clove on the tooth and chew it for a few minutes to release the oil and see the magic happen.

3. Garlic:
Being a natural pain reliever that also fights plaque-causing germs, garlic has been used for its therapeutic benefits for thousands of years. A toothache might be relieved by applying a paste of fresh garlic with a pinch of salt to the painful area. Fresh garlic, on the other hand, can be chewed gently.

4. Onion:
Onions have high acidity and possess antibacterial and antiseptic characteristics, which help relieve tooth discomfort by eradicating the germs that cause infection. Place a freshly cut onion slice between your teeth and gently chew it to help release the juices even more.

It's vital to remember that the options listed above will only provide temporary relief. You'll need to see a dentist for long-term treatment. Ignoring a toothache and not seeking treatment can cause the pain to worsen over time.

It's vital to remember that the options listed above will only provide temporary relief. Keeping the teeth strong reciprocates to a healthier lifestyle. Practice daily oral hygiene and consume a nutrient-rich diet to keep dental problems at bay. You'll need to see a dentist for long-term treatment. If you ignore a toothache and do not seek treatment on time, your pain will worsen. To cope with health problems without spending your savings, pre-plan with affordable health insurance plans to provide utmost financial security.

To look for affordable health insurance plans, click HERE!

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.