GENERAL INSURANCE BLOG

Owning your own home is an extensive process. You explore hundreds of houses, put a lot of thought into remodelling and painting, and invest a ton of money in furniture and appliances that match your home's feel.

The walls of your house hugely contribute to the decoration and the aesthetic you want to create. They bring out the vibe you want your home to radiate. And while you can do many things to decorate your walls like hanging art, using textured paints and patterns, adorning them with home decor items, etc., a recent trend of adhesive wallpapers has garnered people's attention.

Adhesive wallpapers are easily accessible, come in various designs and colours and embellish the decoration of your home within a friendly budget. But applying these wallpapers can be a tricky and messy process.

This blog will discuss the best tips to use adhesive wallpaper for better results.

1. Wipe your walls:
It is good to clean the walls first with a microfiber cloth before applying the adhesive wallpaper. This will remove the dust on your walls and make the surface smoother for better application.

2. Move your furniture:
For correct measurement and easy installation of adhesive wallpapers, move all the furniture, switch covers and other removable outlets. You should make sufficient comfortable space to conduct the wallpaper work efficiently.

3. Layout:
Planning and jotting down the layout makes it easy to understand the space and the amount of wallpaper required to cover the area. You can either start by measuring the length and width of the walls and stick the stripes from left to right or by beginning at the centre, marking the left and right extremes and working your way, one direction at a time.

4. Check:
Once you stick the outline stripes, inspect the walls to check whether they are aligned and distanced equally. Overlapping might result in messy wall decoration.

5. Paint your walls:
Smooth wall paint works well with adhesive wallpapers if you apply satin-type primers. Matte paint becomes challenging due to its firm texture, thus making it difficult for adhesive wallpapers to stick.

6. Tools:
Using the right tools will help you in making the process of applying adhesive wallpapers easy. You can use a cutting knife to cut tricky corners and edges and a ruler to smoothen the rough edges and measure the intricate spots. You can also use a needle for popping the bubbles while sticking the wallpaper.

7. Peel properly:
Peeling the wallpaper must be done correctly. If you peel off the back paper in haste, you risk tearing the wallpaper and messing up the whole pattern and decoration. You can start from the top and work your way down slowly as you apply. Maintaining a steady flow of action and focusing on just your movement is essential.

Now that we have discussed the best tips to apply adhesive wallpaper for a better feel and appearance, it is also necessary to think about the safety of your house. Protect your home against unprecedented situations like fire, theft, or natural disasters, and avoid unwanted monetary stress. You can explore different options and choose the best house insurance in India, which caters to your needs and offers exclusive benefits.

Click HERE to know more about house insurance in India.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Searching for your perfect home can be quite overwhelming, and renting can make it even more stressful if not done correctly. Renting a house is generally referred to as a property occupied by somebody other than the house owner. There are several things one must consider before finalising a house, and you need to ensure that you clarify all your doubts before arriving at a conclusive decision and paying.

In this article, we will discuss what you should know before renting a house for the first time. These points will not only help you stay calm while renting but also ensure that you make a well-informed decision before going ahead with the agreement. After all, it's going to be your home once you move in.

1. Location:
Think about the location before moving in. Notice the surroundings and the essential services and facilities available in the vicinity. Is it a school or a pub? Will you be comfortable with loud music and traffic noise? Check the area for essential services for you before signing the agreement.

2. Amenities:
Check the amenities like the washing machine, geyser, air conditioner, etc., if they come along with the house. It is your responsibility to examine these inventories and their working and get the landlord to confirm their satisfactory working in writing. It would be best to ask the landlord to clarify the repair or replacement of these appliances.

3. Release clause:
A release clause entails that the tenant must pay a fee and find a replacement if they wish to release themselves from the contract and move out of the house. Discuss the clause with your landlord beforehand.

4. Repaint:
Enquire if your landlord will be repainting the house before you move in. And if they have any plans to paint or deep clean the house, it would be good to get the work done before you sign the tenancy agreement and make the payment.

5. Pets:
It is a good idea to discuss if pets are allowed during the negotiations with your landlord. Breaching the tenancy agreement by keeping a pet can lead to possession and eviction in the future.

6. Water:
During the house inspection, open the taps and shower and check the water pressure. In case of a problem, negotiate with your landlord before signing the agreement.

7. Advance:
Usually, landlords ask for two months' payment in advance, but there is no fixed amount. They can maintain discretion about the deposit amount. Make sure you bring this up during your negotiation or agreement.

8. Terms and conditions:
Read the agreement very carefully. You can challenge terms and conditions you are uncomfortable with or find confusing. But you must do this before you sign the deal. Never sign an agreement without having complete knowledge about it. Any carelessness done during this period can have adverse consequences later.

Now that we have discussed the things you should know before renting a house for the first time, it would be wise to verify with your landlord if he has purchased home insurance for the home. Being covered under the umbrella of the best home insurance in India can keep you relaxed and free from worries of any damage or theft at your rented apartment. Ensuring security should be on the top of your priority list before shifting to a rented home.

Click HERE to know more about the best home insurance in India.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Life is full of unexpected events, but the downside is that even the slightest miscommunication can put your goals at risk. A good general insurance lets you choose your protection against the costs of accidents and natural disasters — from theft to car collisions, fire damage to travel mishaps. And with this flexibility, you can mix and match the coverage you need from a general insurance online quote and get an affordable and customised plan.

Let’s understand the necessity of travel insurance:
Travel insurance seems unnecessary, and travellers underestimate the significance of travel insurance, as its purpose only comes to the fore when things go wrong. For example, if a flight gets cancelled unexpectedly, or if you get sick while travelling.

Travel insurance is a particular type of insurance that covers you for travel-related perils. It is not the same as your regular home, car, or health insurance. And, if you want to know why it is so important, read on.

1. Loss of luggage:
Landing at your destination and finding out your luggage is missing? And you're stuck with only the stuff you brought along - which isn't much. Fortunately, most insurance companies will provide a certain amount as compensation for such incidents as part of their policy.

2. Cancelled / Delayed trip:
If you plan to postpone, cancel or rearrange your trip, you can rest easy knowing that your travel insurance policy may provide you with financial protection. Trip delays, cancellations, and curtailments are all covered in case of an emergency.

3. Hospitalisation and Emergency expenses:
Travelling doesn't mean that you are entirely safe from the risks of getting hospitalised. Travellers often fall ill in the middle of their trip and have to even stay in a hospital if the situation worsens.
The holiday can turn into a nightmare if you don't have a valid policy covering hospitalisation expenses. Your travel insurance covers all your transportation, food, and medical expenses on getting hospitalised during your trip.

4. Fraud Protection:
It can happen to anyone. You're enjoying a vacation, and all of a sudden, your financial security gets compromised. Maybe you lost your debit credit card, or worse — you notice a fraud transition on your credit card. Maybe this is the first time such an incident has occurred to you, but it could happen again.

5. Liability protection:
While you're on your trip, keep an eye out for any personal injury or property damage. You could be held legally liable for it. But just because something is likely doesn't mean it will happen. With proper liability protection in place, you won't have to worry about paying for others' mistakes.

If you're concerned about safe and worry-free travel, there's no better time than now to buy travel insurance. Increased awareness means that more and more consumers are looking for a way to protect themselves when they travel.

Are you someone who wants protection and doesn't want to risk losing your vacation money or belongings? In such an accident or illness, there's no better time than now to get travel insurance. General insurance online quote is essential for financial security. These policies protect you against all possible financial risks, including travel you might face in your life. It is also a great way to protect your other assets and valuable possessions.

Click HERE to get general insurance online quote.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

For soon-to-be parents, a lot of significant changes seem to be right around the corner. Parents spend the months of the pregnancy expecting the baby and several lifestyle changes. While buying all the necessary items like baby clothes, diapers, and cribs is essential, making sure your home environment is safe for the baby is just as important.

First-time parents might look around their home and feel confused about what modifications to make to protect their baby. They might even question the need for it. However, as overwhelming as the responsibilities of a newborn can be, it is integral that parents appropriately baby-proof their homes.

Even though experts claim that your toddler will likely get a few bumps and bruises with every alteration you make to your home, parents still must childproof their home. Since knowing where to begin the process can be baffling, here are some simple tips to follow!

1. Be aware of heavy objects:
Children start crawling, walking, and running in no time. As they grow older, they will begin pulling and pushing things around. This is when heavy objects can become an issue. Whether it’s heavy showpieces or furniture, if the toddler pulls or tugs on them, they may cause an injury. So, make sure to keep the glassware or delicate pieces away and keep the heavy objects out of the baby’s reach.

2. Secure electric plug points:
Toddlers around the 15-17 months age range quickly become fascinated with sticking their fingers or other things in any place they might fit. Most of the time, they turn out to be electric sockets. Parents must be aware of this habit and how dangerous electric points can be.
Use tight-fitting electrical outlet covers to ensure that the baby cannot stick their tiny fingers or jam pens, pencils, or toys into the electric points. You must also confirm not to leave lamps or other appliances with their current on if they are within the baby’s reach.

3. Keep the dangerous home supplies out of reach:
Cleaning and other home supplies contain plenty of harmful chemicals in them. Once kids are allowed to consume food and liquids, they may start to put random items into their mouths.
Small objects are a choking hazard, and it is essential to keep them out of reach. House supplies like cleaning agents and liquids need to be stored at a height or locked in a cupboard so that the child does not have access to it.

4. Place door and window stoppers:
Appliances and furniture have doors that can easily open. Once the child can reach them, installing stoppers to these doors and windows is crucial to prevent them from hurting themselves. Suppose you’ve invested in reliable home insurance India plan; you can add these necessary babyproofing objects to your house.

5. Do away with the mats and tablecloths:
Children have a habit of running around the house. They may accidentally slip on mats and rugs placed in various corners of the home. Tablecloths that hang low are easily accessible to the kids who can pull on them along with all the items placed on them. This can not only hurt and injure them but also damage household items.

To conclude, these tips can give you an excellent start to babyproofing your house to protect your child. With all the wear and tear your home undergoes, babyproofing can be stress-free if you have the right home insurance to rely on. Your ideal home insurance can even cover you for unexpected losses or damages or provide compensation in case of mishaps like theft, fire, earthquake, and natural calamities, etc.

Click HERE to buy the best deals on home insurance India.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

The majority of house buyers and sellers use the services of real estate brokers to make the process hassle-free. A real estate broker is a middleman who connects a buyer and a seller. An experienced broker can help you secure a good deal while keeping both parties' interests in mind. Unfortunately, the real estate sector in India is rife with misinformation and uncertified real estate agents.

As a result, finding the perfect broker is crucial in making informed decisions and avoiding costly mistakes. Finding the right real estate broker is as important as finding the best home insurance policy. Here is how to pick one.

1. Authenticity:
Reputation is a key component in the real estate sector. A reputable broker maintains relationships with developers, owners, and other real estate professionals. Question at least two clients about the agent's authenticity, knowledge, service quality, and, if possible, the pricing of homes they acquired through your agent. Preferably opt for a licensed broker who is a member of the National Association of Realtors (NAR).
Brokers must be RERA (Real Estate Regulatory Authority) registered in addition to being a part of a reputed organization. The state's RERA website posts all of the agent's info. You can look up these facts on the website using the registration ID of the real estate broker.

2. Understanding of the neighbourhood:
When looking for a real estate broker, the first thing you should look for is someone who knows the neighbourhood. Your broker should be well-versed in the local market conditions.
A good real estate broker is well suited to reveal the nitty-gritty of an area, the real estate inventory, and the prospects. It's also necessary to know current property trends. You'll be in good hands if you find a broker familiar with the local rules and regulations regarding property purchases.

3. Potential prospects:
Do not finalise a broker on the spur of the moment with a single offer. Investigate the market and speak with at least two or three agents. You can ask questions, learn about their experience and working style, and determine their areas of specialisation and professionalism by meeting and interviewing a few possible brokers.

4. Brokerage:
It's critical to negotiate your agent's fee upfront without ambiguity. In most Indian cities, the fee is usually 2% for transactions worth more than Rs 50 lakh and 1% for transactions below. Real estate brokers frequently skip the fee section and charge a high percentage after the contract is closed, leading to disagreements.

Buying a home is both a financial and emotional investment. Many homeowners will also agree that purchasing a home is a complicated job. The right real estate agent can make the process less stressful while ensuring that you get a decent deal.

After finding a great deal on the house, the sense of claiming it as your own is unquestionably a once-in-a-lifetime experience. It is suggested to purchase home insurance coverage to protect your new home from undesired circumstances and shield your personal space with a layer of financial protection.

To know more about home insurance, click HERE .

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

"The best view arrives after the hardest trek," and there is no denying that. The beautiful valleys, the breath of fresh air, the stunning views are just a few of the many rewards you get at the end of a trek. We have heard about the experiences of avid trekkers, and each of them, without fail, has mentioned that everyone should go trekking at least once in their lifetime.

Trends show that more and more people are leaning towards new outdoor experiences, and trekking is something they want to enjoy. While choosing a destination isn't challenging, zeroing in on the other aspects of your travel becomes essential. One crucial question is whether to travel solo or in groups. Today we will try to shed light on both of these to help you make an informed decision before your next trip.

Why travel solo?
People have often associated trekking with catharsis. They enjoy the peace, quiet, and sometimes the mini-adventures that come with it. Navigating through unknown roads, climbing treacherous terrains, cooking your food, and enjoying your solitude is what any travel enthusiast dreams of. This means that you are fully responsible for everything that happens during that trek, and the experience is unique to you.
Another vital aspect is that since you are the sole proprietor of your journey, every decision made and every skill used comes from your judgement. This is an incredible way of learning your strengths and making yourself confident for future solo trips. The added benefit of going solo is that you set your milestones.
You aren't worried about being left behind, you don't have to race to the top to ensure you get the ideal spot for your tent, and you don't have to depend on other people's time. Instead, you get to explore like a wanderer.

Why travel in a group?
Shared knowledge is the best knowledge. When you travel in a group, there is a chance you might meet skilled travellers. Travelling with them helps you gain better insights into immersive experiences, and more often than not, they have tips and tricks to help you in your journey to the top.
There is a zeal associated with travelling in groups, where people constantly support each other and share new stories. There is a powerful sense of euphoria when you stand together, looking at the beautiful view from the top with each other. In addition, there is a distribution of responsibilities, some help in pitching the tent, some help in lighting the fire, and others help with the cooking process.
Travelling in a group ensures the safety of everyone, and in case of injury, there is always someone to help you. And by the end of your expedition, you make many new friends with whom you share fond memories.

These are some of the benefits of travelling solo and in a group. Treks can be a wonderful experience if done right, and in a country like India, there are a plethora of options that you can explore. Some groups conduct annual treks. Signing up with one can be an excellent start to your trek experience.

Keep in mind that your safety is of utmost priority no matter how you travel. So carry a first aid kit, visit your doctor for a checkup, and don't forget to buy general insurance online to get exciting deals and protect yourself from landing into unnecessary trouble.

Click HERE to buy general insurance online.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Painting your house can be a great way to improve its appeal, increase its monetary value and overall make you love your place even more. The best part is that painting does not even cost you much if you use the right tips and tricks. However, before picking up the paintbrush, remember that it is not child's play.

The gratifying project of giving your house a new look with a fresh coat of paint can become taxing if you follow the wrong ways. To make sure your home stands out in the neighbourhood, you must take an informed and measured approach to painting.

Before you make your selection, here's something you should know.

1. Hire a professional or do it yourself:
Decide on whether you want to hire a professional painter or do everything yourself. Both have advantages and disadvantages. Professional painters will cost more, but they will do the job faster and with correct procedures that non-professionals may not.

2. Choosing the appropriate colours:
The colour selection might be time-consuming due to the importance of each family member's shared decisions and choices. To observe the impact and brightness of the colours, purchase paint samples and apply them to any two sides of the wall. Or check out the colour palette of different paint companies and then choose.

3. Deciding on the best time to paint:
If you want to paint the building's outside walls, you should do so during the summer months so that the paint does not take as long to dry. Otherwise, paint only in the late mornings and early evenings when the weather is warm enough for the paint to dry.

4. Calculating the cost of painting:
You'll need to calculate the entire painting cost, including the equipment, expert painters (if you're employing them), paints, primers, and other supporting materials.

Before you begin the painting process, keep the following recommendations and practices in mind:

• Examining the house:
The painting should begin with a thorough examination of the entire area. Before applying a paint coat, make a list of every crack, hole, and structure that has to be fixed.

• Figuring out how much paint you'll need:
It's much easier to calculate and estimate the amount of paint that needs to be purchased once you've taken down the measurements of the area that is to be painted. It is generally a good idea to buy more paint than you need.

• Getting rid of old paint:
You must remove the old paint if it has deteriorated and flakes have begun to appear on the unsightly walls. Use a paper scraper to remove the old paints. This will eliminate the blemishes from the walls and clean them by removing the undesired dust.

• Cleaning the residence:
Professionals usually do cleaning and remove everything from the house. Before painting, clean the house to prevent dust from adhering to the walls. Remember to use a cloth to cover any other areas and big furniture you will not be painting.

• Begin the painting:
After these preparations, the paramount step is to paint the wall. First, spray the paint on the wall using a sprayer and then roll it down with a roller. Many specialists recommend that you employ the back-rolling method.

The next step is to let the paint cure for at least 24 hours since it will take practically an entire day to completely dry.

Painting is just one more method to nurture your home and take good care of it. Another approach is to get a low-cost home insurance India plan. This will cover your property from various catastrophes and ensure longevity by adding value to your prised possession.

Click HERE to buy a reasonable home insurance India plan.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Cleaning our home is a regular task for all of us. It improves hygiene and promotes physical and mental well-being. Tidying the mess around you gives you clarity of thought and can be therapeutic. But sometimes, sorting the mess doesn't help, and a deep cleaning process is needed.

It might sound stressful, but no need to worry. This blog is a room-to-room manual for deep cleaning your home without getting tired during the process. We have broken it down into small doable tasks that are easy to follow.

But before we begin, go ahead and declutter the mess around you to make it convenient to move around freely while cleaning. Once you have sorted your scattered possessions, follow the subsequent points to proceed with room-wise deep cleaning.

1. Bedroom:
Remove the beddings and put the bedsheet and pillow covers into the laundry. An extra spin would help in drying them faster. Air dry your synthetic pillows. For heavy comforters, a laundry facility would be helpful. You can clean your mattress by sprinkling a little baking soda on it, letting it sit for an hour, and then using a vacuum cleaner to extract all the dirt. Next, declutter your closet by pulling out the clothes you won't wear and donating them. Finally, get all the blazers and the crease-prone garments on hangers to organise your closet.

2. Kitchen:
Start by wiping all the cabinets and external surfaces. You can use newspapers or mats to put on the shelves to avoid dust on the surfaces. Take all the things off your shelves and wipe them using suitable cleaners. Wipe the refrigerator inside out after emptying it. Follow the same process for the stove, dishwasher, and other appliances if possible. Wipe the countertops using cleaner liquids and let them dry.

3. Bathroom:
Some shower curtains have labels that mention if they're washable. Make sure to check yours before you wash it. Afterward, rehang to let it completely dry. You can also wash your plastic shower line or purchase a new one. To remove the water spots and soap scum, use heated distilled white vinegar for the doors and scrub with baking soda using a non-scratch pad. Finally, declutter your washroom cabinets, clean the surfaces, categorise the items, group, and arrange them. Do the same with your first aid and medicine cabinet.

4. Living room:
Use a vacuum cleaner to clean all the furniture. Remove the cushions for easier access to the deepest corners. Collect all your showpieces and photo frames from the shelves and wipe the surfaces with cleaners. Now take all the photo frames and clean them gently using a microfiber cloth. This will help you avoid scratches. You can use a thin dusting wand to clean beneath the surfaces of electronics. Go through all your CDs and DVDs and if they're not of use anymore, collect them to donate or sell.

Use these tips as your guide to deep clean your home without any hassle and stress. Also, ensure to safeguard your home and buy home insurance online. With the world going digital, you can explore your options and buy home insurance online in India with only a few clicks. Additionally, online insurances offer exciting benefits and deals to the policyholders to opt from and take advantage of.

Click HERE to know more about how you can buy home insurance online in India.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

The year 2022 is specifically crucial as the pandemic has caused individuals from all around the globe to pause and reconsider how they have handled their funds over the last couple of years. While the idea of plotting financial goals in the aftermath of the pandemic recession may seem daunting, it is an excellent time to participate in a different type of financial goal-setting.

As we are just getting started with 2022, remember, the sooner you begin, the better you will achieve your financial objectives. So, to help you start your journey to financial freedom, we have written this blog which points out 6 goals that you should meet. Let us take you through each of them briefly.

1. Build an emergency fund:
A liquidity backup set up for emergencies and unexpected bills is known as an emergency fund. You can use these savings for unanticipated costs or payments that are not part of your regular expenses. It can act as a financial cushion when you are looking for a job change, are unemployed, and support you during the uncertain times of Covid-19. It's just like an umbrella, not much of use most of the time but tremendously valuable when needed.

2. Savings for a home:
Owning a home is one of the most popular financial objectives people seek to fulfill. It is evident that people must work hard to achieve this goal. Planning for it may be difficult but not impossible if you start early. To appropriately fund this aim, you must first analyze your financial flow and requirements. Check your spending habits and invest in schemes that will earn you a good return in the future.

3. Adequately insure yourself, your family, and your assets:
You and your dependents can face numerous financial hazards if not adequately insured. Health insurance is crucial in today's times. We cannot deny the importance of general insurance in India for your other assets like a house, motor vehicle, etc. There are many good companies offering health and general insurance in India.

4. Invest for your retirement:
Saving for your retirement is a crucial financial long-term goal. Keeping a retirement fund to live comfortably and pay for medical expenses in your later years is essential. However, achieving this goal will be wholly dependent on your financial portfolio and spending habits over the years unless you have other forms of passive income.

5. Savings for your next generation:
With an average of two kids per household in our country, the university and upbringing cost is very high. You would indeed desire the best college and educational facilities for your offspring. However, paying for all the tuition fees and other costs of having kids is not that easy. After attaining your financial freedom, planning for your next generation is the most important goal you should look forward to.

6. Being debt-free:
Staying out of debt is a must for your financial wellness. This will ensure that you achieve your other financial objectives without any hurdles. Whether it's repayment of loans or clearing credit cards debts, make a strategy to get out of it as soon as possible.

Setting financial objectives will be one of the most important things you will have to do every successive year. If you're a married individual, you'll notice that many of these targets aren't purely personal and heavily involve your partner. Having communication with your partner and financial adviser can help you work together to get the most out of your resources and meet your financial targets. Happy New Year and happy financial planning!

You can check the most economical plans HERE.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

We all enjoy the occasional getaway to rejuvenate ourselves and break the mundane routine of our day-to-day lives. So often, we find ourselves surfing the internet for hours, trying to zero down on the one place we can go to and relax with our loved ones. But more often than not, we end up not going to these places. And there is no shortage of images on the internet, so we find ourselves looking at them and yearning to be there.

Today we will be looking at six places that will promise you peace and calm on your next getaway.

1. Cherai Beach, Kerala:
Popularly known as the ‘Princess of Arabian sea’, Cherai beach is located about 16 miles from Ernakulam on Vypeen island. This golden beach boasts blue waters and lush green vegetation stretches that are a must-visit for anyone who wants to unwind by a beach. People can enjoy various water sports in this destination. Cherai also hosts a five-day tourism festival that conducts an array of diverse cultural and traditional art forms.

2. Bhimbandh, Bihar:
This hot spring holds great significance in the history of India. Unfolding the pages of the past, during Mahabharat, when the Pandavas had to live in disguise, Bhimbandh was one of the locations that they had chosen. The temperature in this natural spring goes up to 72 degrees celsius. It is believed that Bhim was instrumental in placing slabs across the stream to prevent the water from flowing at high speeds. Hence the name “Bhimbandh”.

3. Gandikota, Andhra Pradesh:
India’s Grand Canyon, Gandikota, is undoubtedly one of the most picturesque places in the land. The main attraction is the Gandikota fort and its ruins. Built-in red sandstone, the fort has beautiful and intricate carvings, watchtowers, and a few noteworthy temples. Anyone interested in history should add Gandikota to the bucket list of places to visit.

4. Nagore, Tamil Nadu:
Nagore is a quaint town in Tamil Nadu, known for its famous Dargah, dedicated to Shahul Hamid, a renowned Sufi saint. It also promises a rustic, old-world charm and is a must-visit destination for travellers to enjoy beautiful unspoiled beaches.

5. Netarhat, Jharkhand:
A hill station, covered with thick forests known as the “Queen of the Chotanagpur”. One of the few places famous for its breath taking sunrise, and equally beautiful sunset, Netarhat is about 154 km from Ranchi. This hidden gem is surrounded by pines and orchards, making it the perfect picnic spot to enjoy with family and kids.

6. Idukki, Kerala:
This beautiful place has vast spans of mountains and dense forests. It has the lowest population density in Kerala, so its beauty is untouched and unexplored by many. Famously known as the ‘spice garden of India’. The Idukki dam is also one of the largest dams in the country and is a sight to behold.

We hope these places help you curate your next travel trip. Remember, no matter what the place is, always try to live amongst the locals and get a feel of the local lifestyle and the food. This only adds volumes to your experience and can be something that you will remember for the rest of your life. If you plan on taking a vacation, it is ideal to get your general insurance sorted. A beforehand general insurance policy acts as a safety net against any risks or unforeseen expenses you might face while traveling.

Click HERE to know more about general insurance.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

One of the most expensive assets that an average earning Indian buys in his/her life is a house. A good part of our earnings is spent on buying and furnishing our dream home. Though we pay a lot of attention when purchasing and setting up our house, we often neglect to get it insured from the best home insurance company in India.

Due to a lack of awareness among buyers, many people don’t consider buying a home insurance policy to protect their homes against natural calamities. There is a misconception among insurance buyers that home insurance is costly. However, the fact is that home insurance against natural disasters in India is inexpensive. It is being offered by the best home insurance company in India at a price that doesn’t burn a hole in your pocket.

Why buy Home Insurance against natural calamities?

Despite knowing that home insurance against natural calamities is not as expensive as it is perceived, only 1% of people buy the insurance cover.

It is essential to buy home insurance against natural calamity because India is a disaster-prone country. Many regions are prone to experience earthquakes with severe intensity. Also, there are many areas, approximately 12% of India, which is likely to floods. The areas on the Indian coastline are prone to experiencing tsunamis.

The frequency of natural disasters in India has increased in the past few years. According to the World Bank’s estimate, approximately 600 districts in India are calamity-prone. This places a large number of people and their property at a higher risk.

It is thus essential for Indians to buy a home insurance policy against natural calamities from one of the best home insurance companies in India. Moreover, a home insurance policy covers not only the building of your home but also the components in it from damages.

Here is a detailed analysis of why you need to buy a home insurance policy.

It not only protects your home:

• A home insurance policy provides protection not only by covering your home but also the components within.
• You can easily opt for add-ons to protect various components of your house like furniture, valuables, electronics, etc.

Replacement of loss

• A home insurance plan not only provides financial safety but also provides for the replacement of the insured subjects.
• You can opt for replacement cost instead of depreciation value when buying a home insurance plan.
• The structure of the building and the various components are insured for their replacement cost.

Home Insurance is inexpensive

• Home insurance plans to protect your home against natural calamities are available at affordable premium costs.
• You can easily buy home insurance from the best home insurance company in India without pinching your pocket.

Protect yourself from lawsuits

• A comprehensive home insurance policy offers you the required peace of mind by protecting you from property-related lawsuits.
• Some insurance plans also cover the medical expenses of a guest who is injured on the premises of your residence.

It offers flexibility

• If you are willing to buy a home insurance plan to protect your property from natural calamities, you can choose between insuring the structure of your home or only it’s content. This offers flexibility in buying a home insurance plan.

Natural calamities cannot be controlled, but you can protect your home. If you still don’t have home insurance, buy one soon from the best home insurance company in India to protect your dream home.

Home is a name, a word, it is a strong one; stronger than magician ever spoke, or spirit ever answered to, in the strongest conjuration. –Charles Dickens

You’ve made the big decision to purchase a dream house: reality is finally sweeter than your dreams! Congratulations.

A house is a matter of pride and a big commitment for many many years. A house is probably one of the biggest investments you will ever make: a dream you would like to protect.

While there is little we can do against natural disasters, we can reduce some of the hardships by having home insurance, which protects against any damage to the house and valuables in it.

Home insurance is poorly sold in India; People are either not aware of home insurance or are reluctant to buy it. They don’t see the risk to their property—be it fire or an act of terrorism; and of course, it always happens to other people!

A lost life cannot be regained, but a lost house can be rebuilt and it doesn’t cost much.

Here is what our Truth lens tells us:

A good policy covers for financial loss arising out of various incidents such as fire, earthquake or burglary. It covers, not only for structural damage but also for all other assets and possessions you may have, right from a rug to a refrigerator.

Here are a few things to consider:

One, the Cover

At the basic level, a standard fire and special perils policy covers your structure and possessions from fire and other dangers such as earthquakes and storms. The second level of coverage protects against burglary or breakdown of mechanical and electrical appliances. The last one protects against minimal risks such as loss of rent, loss of important documents such as title deeds and passport, and provision for alternate accommodation.

Two, the Sum Insured

While the value of your house is based on three factors - land, cost of construction for the building and prevailing real estate prices – the insurance only covers for the building’s cost of construction. Most insurers will offer a standard rate per square foot multiplied by the carpet area of your house. The rate offered also considers depreciation. Therefore, it is important to go for a reinstatement cover. This covers for rebuilding your home from scratch, assuming the worst.

Three, Compliance

If you are living in an urban high-rise, your flat alone cannot be rebuilt in case a big calamity hits the locality. It is the housing society’s responsibility to insure the entire premise. Talk to the society management and figure the kind of insurance availed of and what supplementation you need. The insurer will not cover for poor or unauthorized construction and you don’t want to be left high and dry in the event something goes wrong. Taking 2 insurance policies for the same asset will not result in double benefits! [This is based on the principle of indemnity, and the more technical oriented amongst us can click here to read more about it]

Time period: Home insurance can be bought for a minimum of one year to a maximum of five years. Do remember to renew.

Fine print: Home insurance policies are worded differently. For example, structure insurance may only be for building and not land, or only jewelry kept in the locker may be covered.

Tenants: If you are living in a rented house, you can insure only the contents and not the structure as you don’t own it.

A central air conditioner cools the air in one area, then uses the furnace's air handling skills to circulate the cool air throughout the house. This sets it apart from mini-split systems, window or wall air conditioners, or any other cooling system that needs many units to chill the entire house adequately. The compressor is outside, and the evaporator coil is inside the residence, dividing the device into two main parts.

The central AC installation process.

Now that the fundamentals have been addressed let's go over the detailed procedure for installing central air.

STEP 1: Get a quote.
Find nearby Heating, ventilation, and air conditioning (HVAC) contractors by conducting an online search. The committed residential HVAC technicians may also come to your house to offer you a quote. This procedure includes inspecting any existing air conditioners and the areas of your house where the air ducts will be placed.

STEP 2: Choosing the appropriate central AC unit.
Your HVAC contractor will suggest an AC unit. This depends on elements like your home's size and the climate where you live. The following are the key elements that will help you choose the best AC unit for your house:

Unit size: Because homes come in various sizes and climates, HVAC manufacturers offer systems in multiple sizes. Most of the time, your contractor will assist in determining the ideal size for your property.

Ranking SEER: The performance of an AC system is based on its seasonal energy efficiency rating (SEER). For instance, high-SEER equipment will benefit from lower operating expenses, decreased energy usage, increased safety, and quieter operation. High-SEER units frequently cost more upfront. However, they lead to more savings over time and can provide a better return on your investment.

Productivity of the unit: The two main types of AC units that manufacturers provide are package systems and split systems. Since all components are contained in a single housing, the general package systems perform well for an "all-in-one" experience.

STEP 3: The unit is placed on your property.
Proper location is important while installing central AC as they have two drawbacks: they take up room and are noisy. So, where should your unit be placed for the best results? You should put the unit out of sight and away from beds. The side yard, a location near the kitchen, or the laundry room are frequently chosen by consumers. By doing this, you can lessen the noise in the vicinity of the rooms in your house where you sleep, rest, and work.

Step 4A: Check the existing ductwork in step.
Ask your contractor to look over the ductwork if it already exists in your home. Before setting up the new system, they can find any structural damage and replace or fix it.

STEP 5: Installation.
As previously indicated, if a split system is installed, a portion of it will be stored indoors, most frequently in the attic. If new ductwork is necessary for your home, it will be installed by your contractor.

The value of your property can be increased while keeping you and your family comfortable by installing a central air conditioner. To ensure the most seamless installation of your central air conditioner, don't be afraid to ask your installer questions about the process.

Also note that the best home insurance in India will safeguard your home against unforeseeable catastrophes, such as calamities caused by both nature and humans. Some insurance covers the house's structure, while others cover the building and the home's contents. Buy the best home insurance in India and reward your home with seamless protection.

Click HERE to buy the best home insurance in India.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Selecting the right furniture may be a tedious task for some people who need to be more informed about what to look for when buying furniture for their homes. How your home looks will be significantly impacted by the type of furniture you buy, so always consider its relevance and durability.

The heart belongs at home. It's a place where joy abounds, and priceless memories are etched on the walls. It's your happy place and is most likely one of your most important financial and emotional possessions. You should therefore safeguard it with reliable house insurance coverage. Also, when purchasing furniture, take into account the following things.

Factors to consider when buying furniture.

1. Colour scheme:
The colour of the particular furniture you wish to purchase is an important factor to consider. The colour of your furniture complements the furnishings and decorations in your home. No matter how lovely the furniture is designed, choose it only if the hue goes with your decor.

2. Budget:
Purchasing furniture does not require you to spend a fortune. Decide upon a budget that should allow you to explore the options available in the market. However, choosing the most affordable furniture from the market could result in receiving subpar furniture. Imagine purchasing furniture that costs more than your income and then figuring out how to live after spending everything. Find one that won't break the bank but still matches the colour, theme, and decor.

3. Size of your house:
Ideal furnishings must fit in your room comfortably. Imagine how constrained your movement will be in the living room if you purchase large sofa sets for your little space, such as seven-seaters, because neither you nor your family has enough space to move about freely. Therefore, consider the size of your room when choosing the furniture.

4. Longevity of furniture:
By purchasing furniture that will fit for use for a long time, you may save money by selecting sturdy options. Shopping from renowned dealers known for high-quality furniture will put you on the safe side. Doing this gives you a better chance of finding sustainable and economical furniture.

5. Maintenance:
Materials like plastic and wood are used to make various types of furniture. Nevertheless, hardwood furniture is excellent because it requires less upkeep and is easier to clean and repair. So, before purchasing any furniture that catches your interest, check the materials used to make it.

6. The ease of the furniture:
It doesn't make sense to purchase stylish furniture that is uncomfortable. For instance, buying a stylish chair prevents you from handling your job effectively, and hurting your back is not a good idea.
Additionally, experts advise choosing ergonomically designed furniture, making your house or business welcome and stunning while offering the utmost comfort.

Even if it might not seem so, buying furniture can be stress-free. If you follow the advice mentioned above, there will be no room for error. Decorate your home with the best quality furniture and make your personal space more attractive with creative ideas.

Along with beautification, it is also important to ensure the security of your home. House insurance India guarantees the safety of your house and your possessions. A little investigation and work can go a long way, as previously stated.

Click HERE to buy house insurance India.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

The Indian winter calendar is always filled with various exciting events, including religious fairs, cultural festivals, and many other events. Many domestic and international tourists visit these events to participate in multiple activities and enjoy the rich cultural heritage. From boat races to rituals, elephants to drums, these winter festivals are packed with fun, entertainment, and local culture.

*Pro-tip
To make the most out of your trip, even in terms of safety, kindly get in touch with a general insurance company so that they can cover your trip against any uncertainties, cancellation of flights and damage to your luggage, etc.

1. Kochi Biennale:
The Kochi Biennale is an international exhibition of contemporary art held in the city of Kochi in Kerala. This festival is considered one of the largest contemporary art festivals in Asia. The event features works by both established and emerging artists.
Many of the works presented are interactive, with many artists taking the time to speak with the audience about their work. This blooms a creative atmosphere and allows artists to learn from the feedback from the visitors. This approach enhances the true meaning and value of the art and spreads it to the world.

2. Nagaur festival:
If you're in the mood for a good time and want to get a feel of the rural culture of Rajasthan, the Nagaur festival is the right place to be. From the flamboyant costumes to the exciting camel races, the Nagaur festival will surely entertain you with its colourful and vibrant shows. In the evenings, the fair turns into an open-air theatre with stunning performances of local dance forms.

3. Hornbill festival:
Every year, the Hornbill Festival is organised in Nagaland. This is also known as the Festival of Festivals, as it celebrates the beauty of nature and the importance of birds for the community. The festival lasts from the first to the tenth of December. Thousands of people come from across the world to attend the festival, which has become a cultural highlight.
The winter festival is undoubtedly a chance to experience Nagaland's diverse culture and traditions. Most of the major tribes of the region are represented during the festival, and they display their tribal crafts and dances.

4. Ziro festival:
If you are a music fanatic and love rock concerts, you must attend the Ziro festival, which is an outdoor music festival. Held every year in the Ziro valley of Arunachal Pradesh, it has a massive range of rock and pop bands performing yearly. Even if you are not fond of music, you can still enjoy the festival and see some exhilarating live performances.

5. Jaipur Literature Festival:
The Jaipur Literature Festival hosts some of the world's most talented writers and poets. The festival is organised by the Jaipur Literature Foundation, which aims to promote literary works and amplify their importance.
The festival has hosted nearly 2000 speakers and greeted over a million book lovers. It's not only a celebration of Indian literature but also a democratic platform for the development of global literature. As a non-profit organisation, it is non-aligned and offers fair access to all. Overall, it is a great multifaceted event with lectures, book discussions, and literary readings.

Locals and tourists alike have an insatiable appetite for winter celebrations. As a result of its mystique and splendour, thousands of people travel long distances to attend these festivals every year. However, mishaps are always possible with such a huge number of people. Thus, contacting a reputable general insurance company would be best to get a suitable insurance policy for your trip's safety.

Click HERE to buy insurance from the most trusted general insurance company.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Due to its inherent beauty and opulent appeal, marble has long been the preferred material for flooring in custom houses and structures. Although there are now more flooring options than ever, marble continues to rule as the king of expensive flooring.

The majority of people are familiar with marble as a material. Still, many are unaware of its characteristics or how it may be used for customised floors. The beauty and allure of marble have solidified its position as the preferred flooring for upscale residences, hotels, and even some companies.

*Pro-tip
Home insurance India is a comprehensive policy that covers losses against private residences. Buy a comprehensive home insurance India policy and protect your home and its structures from losses due to accidents or mishaps like theft.

Here are some benefits of marble flooring:

Since ancient times, marble has been used as flooring. Although marble flooring has many advantages, its timeless appeal speaks volumes about its excellence.

1. Natural grace:
Marble is frequently utilised to give rooms a classy, opulent natural appearance. The patterns present in tiles give each piece a unique appearance. A floor that will elevate your space has a bespoke appearance combined with an original installation and design.

2. Greater durability:
With marble flooring, you can stop worrying about dirt. These floorings are robust and unmarred by scratches. The marble flooring is tough for all types of damage because it can resist practically anything you throw at it.

3. Home value growth:
You probably consider how marble flooring will enhance the appearance and functionality of your home whenever you undertake one. However, you might also consider how it might raise your house's worth. Your home is a significant investment, so whenever improvements you make, you want to be sure that you will eventually recoup your costs. Marble floors can assure you of this.

4. Simple to clean:
Marble floors are resistant to liquids and other chemicals as long as their seal is properly maintained. You can easily clean the marble surface if it gets dirty or wet. Irrespective of the shade, you can remove dirt and dust reflecting from the shiny surface of the marble.

5. Using elegant finishes:
Whether in a vast doorway or a small restroom, the flooring provides a polished glow that brightens the light and makes the place grand. Most homeowners adore the elegance that marble can add to a home.

6. Reducing allergies:
Marble flooring is ideal if you or anyone in your home has allergies. It's warm enough for barefoot use yet doesn't attract dust, pet dander, or pollen. When the dust first appears, you can easily spot and clean it.

7. A wide variety of colours:
The word "natural" doesn't limit your selections regarding the advantages of marble flooring. There is a huge variety of hues and patterns for marble floors. You can decide on a particular type of flooring and then plan the rest of the space around it.

8. Outstanding heat conduction:
Although marble floors are meant to be cold, this is not always the case. Due to its excellent thermal conductivity, marble is a fantastic material for radiant-heated homes. Even on the chilliest mornings, radiant in-floor heating combined with marble floors will keep you feeling cosy.

So, we are clear that marble flooring provides your property with a traditional, timeless appearance. It can make your home shine with the premium texture and feel of overall luxury. Do not forget to give your home reliable protection with the best home insurance India. Therefore, you must weigh the pros and downsides before making a purchase.

Click HERE to buy home insurance India.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

You have arrived at the airport and are excited about your holiday. But for some reason, your flight is delayed. Maddening! Right? You begin to feel irritated as all the thrill starts disappearing. You have no idea how to pass the time at the airport. Even the noise and chaos further grow your disappointment.

Fortunately, there are lots of activities you can do to occupy yourself while waiting for the airplane to take off. You will notice that an airport is a sizable facility with various entertainment options. Therefore, before you get to your destination, wait patiently, and tour the airport's many areas. Put yourself in "vacation mode" and leave the bustling world behind.

Here are a few things you can do in airports to pass the time as you wait for your flight.

1. Display your photography prowess:
If you enjoy taking pictures, the airport offers interesting opportunities to capture props, aircraft, artwork, and architectural structures. You can even take candid pictures and make portraits of the individuals nearby. Start by putting your hesitation aside and enjoy yourself as you take amazing images and start making beautiful memories right from the start of your trip. However, be cautious, as photography is prohibited at some locations at the airport.

2. Browse the kiosks or shop at duty-free:
The duty-free shops at the airport have some incredibly affordable offers. You name it: clothing, alcohol, and chocolates! Even though some stores are pricey, you may pass the time by browsing various goods if you have no other choice. It's an excellent strategy to stay active and finish any unfinished tasks.

3. Use the free Wi-Fi:
Suppose you are not interested in moving around. Still, we have a fix for you! Worldwide, free Wi-Fi is available in most airports. Your favourite web series is available for viewing after turning on your Wi-Fi. There are free things in life sometimes! But don't use a public Wi-Fi network to access your bank accounts or anything private.

4. Talk to others:
People from many places are seated together in an airport like a miniature world. Additionally, it's a great place to meet new people and mingle. Avoid just bursting into people. Talk to them and find out about their country and neighbourhood. You must always be open to making new friends on the go!

5. Observe:
Suppose you don't like engaging with others. You can just watch them; there won't be any interaction or information. The airport is the perfect place full of travellers from all parts of the world. If you are an artist, noticing things can help you write or copy articles.

6. Read a book:
The best way to enjoy your company and kill time at the airport is to pick your favourite book and engross yourself in reading. There can't be any better experience than involving a substance that entices and refreshes you by just turning pages.

7. Sleep off:
If none of the choices appeals, you may take a nap and rest for a while. Pick a seat in a corner or access the lounge if you can, turn on your favourite music, and set the alarm for a quick nap.

If you're stuck in an airport, we hope these solutions will be helpful. But be aware of the updated details of your flight and stay alert on the announcements. Also, check your luggage in case you are waiting for a long time. It is advised that you purchase travel insurance to protect your trip. The travel protection under the general insurance India policy covers unexpected events like a delayed flight, missing checked baggage, and more.

Suppose your general insurance India plan includes luggage insurance. In that case, your insurer may be able to reimburse you, up to the limit specified on the confirmation of coverage, for covered loss, theft, or damage to your baggage and personal belongings.

Click HERE to buy the best general insurance India plan to make your travel hassle-free.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Buying a house is a significant milestone in most people’s lives. It is not just an investment but also a status symbol that displays your wealth. In India, purchasing a home is seen as an achievement that most young adults wish to fulfil to get stable in their lives. However, there are several risks to consider before making this purchase. Since it is a high-value investment, you must be prepared to protect it against mishaps. There is a constant threat to your home due to natural calamities, break-ins, or third-party damages, to name a few.

A home security system installation not only secures your home from multiple threats, it also gives those with a pre-installed security system an advantage. Since the chances of damage are relatively lower for secure homes, your home insurance claims are proportionately lower. Therefore, you must consider purchasing a well-suited home security system irrespective of the cost.

This blog discusses some factors to consider the best home security system to protect it from potential threats.

1. Assess entry and exit points:
While you cannot prevent uncontrollable events like natural disasters, it is possible to monitor your home for suspicious activities around your home. Thoroughly assess the layout of your house and identify entry points. Ensure that a sensor is attached to every door or window, or install cameras nearby that can capture the entire view.

2. Technologically integrated devices:
Once you secure your entry locations, all that is left is to secure the inside of the house. Several single-purpose tools like smoke and carbon monoxide detectors, fuel gas sensors, and accessories like remote monitors and controllers allow you to control your home remotely. Through these, you can detect issues at the earliest and handle the situation before it gets out of hand and call the required authorities if needed.

3. External monitoring devices:
Keeping a monitoring device like a camera facing outside with a live feed is a method to keep intruders away. While this may be expensive, it guarantees that everything is safe at your home. The same can be applied to cameras inside the house, but since it can violate your privacy, we recommend limiting it to personal supervision. Ensure that your cameras are placed at a well-lit location and cover all entry points and any external attached area like garden space or shared spaces with neighbours.

4. Emergency buttons:
You need a handy emergency or panic button in case there is an escalation that requires the intervention of emergency services. These devices are designed to immediately call for emergency service providers by clicking the button. Ensure that they are placed at a height that kids cannot reach but are accessible easily in an emergency.

Home security systems are crucial features in keeping your home safe. With the increasing risk and crime rates, its requirement is only increasing. While it is an excellent addition, it should be coupled with a comprehensive home insurance policy to keep your home safe and cover any incidental costs incurred. If you wish to buy home insurance online India, the process is simplified to take minimal time and maximum benefit.

Click HERE to buy home insurance online India.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

The train rides offer you to experience India's great culture and heritage as you cross stations and states. The Indian Railways has always been working at the forefront to bring the best of incredible India to citizens and visitors by connecting the nation's glory and heritage landmarks. And all this is achieved with the strong network of railways, which is indeed the lifeline of India. The Railways operates special heritage trains and tours to bring people and experiences together.

Among the excitement and thrill of heritage train riding that you may undertake soon, let's not forget the importance of insurance. As an individual, you never know when uncertainties can kick in, so better always to stay prepared! And general insurance is the best and safest way to make your experience less stressful and more enjoyable, knowing that your travel is safeguarded by reliable insurance coverage.

Here are a few top heritage trains in India that one shouldn't miss.

1. Darjeeling Himalayan Railway (DHR):
One of India's best-known and most popular trains is the toy train, which runs between New Jalpaiguri and Darjeeling. The journey takes you through hills and dense forests, with views of Mt. Kanchenjunga on clear days. The Darjeeling Himalayan Railways (DHR) toy train trip is akin to a soothing lullaby in the middle of a fantastical environment.
A cheerful train ride over the foggy lines from Darjeeling to New Jalpaiguri would undoubtedly restore the romance in a person. If you didn't already know, UNESCO designated and recognised this Toy Train as a World Heritage Site on December 5, 1999.

2. Deccan Odyssey:
Modelled after the royal carriages of ancient India, the iconic and luxurious Deccan Odyssey offers top-of-the-line amenities and services. It features a library, Ayurvedic massage centre, beauty salon, gym, business centre, and a conference room.
A Deccan Odyssey train journey is a wonderful way to learn more about the ancient folklore of civilisations and the reigns of dynasties that made their remarkable imprint in India's history. It offers comfortable and spacious cabins, dining and sightseeing facilities. You'll stop at cities such as Mumbai, Badami, Hospet, Bijapur and Hyderabad. Upon arrival in each of these destinations, you'll have a chance to explore the places.

3. Golden Chariot:
The Golden Chariot is a luxury train that offers its passengers the best immersive experience of South India. It features a lounge bar, LCD television, DVD player, Wi-Fi, and central air conditioning. It also features a variety of therapeutic massages onboard. From the cultural extravaganza of Karnataka and Tamil Nadu to the adventure hotspots of Goa, Golden Chariot travels down the enchanting routes of Southern India. The cabins reflect the rich heritage of the erstwhile Dravidian era and are furnished in a modern manner. Don't miss the opportunity to witness cultural and heritage magnificence with the taste of luxury with the Golden Chariot.

4. Ramayana Express:
Under the excellent initiative of "Dekho Apna Desh" of the Indian government, the Ramayana Express is not just a train but a treasure trove of knowledge and heartful experiences that will take you back to the mythological era.
This divine train originates from Delhi Safdarjung and covers all the major destinations related to Ramayan and Lord Rama, like Varanasi, Nasik, Chitrakoot, Rameswaram, and more. The entire tour duration is 17 days, and it is a fantastic opportunity to discover more about the colourful culture and the influence of the many miracles of Ramayana.

Heritage trains in India are not just tourist attractions but also an immersive way to experience the history and culture of the region. Though many of these trains have undergone changes over the years for the safety of travellers and technical advancements, they still maintain the charm and nostalgic feel of bygone eras. Still, for your safety and assurance, you may always opt for general insurance as a backup to cover your finances in case any damages are incurred during your trip.

Click HERE to buy general insurance to make your travel safer than the rest.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

The “work-from-home” culture has gained prominence in India since the beginning of Covid-19 in 2020. Now, this culture is picking up pace, and many companies are urging their employees to work from home, knowing its advantages for both employers and employees. However, there are endless distractions at home in the form of answering doorbells, chaos due to daily household chores, and the absence of a proper working environment. Kids can also take up much of your time at home and distract you from your important office work.

So, how can you set up your personal workspace at your home amidst all these problems? Here is a guide to help you design your “work-from-home” office with minimal distractions and more productivity.

1. Create a separate corner:
Create a separate corner for yourself at home for your personal workspace. It can be a separate room, if available, a corner of a room, or any other space that can be distraction-free. Do not hesitate to tell everyone in the household that this is your personal area for office work, and no one should encroach upon it, especially when you are busy.
Try to put a partition in your working area, such as a glass door, as it will help you keep it noise-free. Other house members will think twice before entering it while you are working, and you can concentrate on your work.

2. Whiteboard / Pin-up area:
Get a whiteboard or a pinboard that you can hang on a wall in your working area. Develop the habit of regularly making a to-do list and jotting down small notes. You can note down what you intend to do the entire day. Setting up small goals inspires you to work harder and achieve them. Also, by doing this, you will never miss any task or forget important things.

3. Make your work-area aesthetic:
Make your workspace at home aesthetic. Get the area painted with vibrant and bright colours that appeal to your senses and help you stay jovial. Decorate the area with small and beautiful showpieces. Make sure your space is well-lit and properly ventilated to give you a fresh feeling throughout the day. All this will help you stay active, sharp, and in a joyous mood, and you can concentrate more on your work.

4. Get a good ergonomic chair:
Working from home can mean sitting in one place for long hours at a stretch. Also, the chair present at your house will most probably not be suitable for work. Go and buy an ergonomic chair that can support your natural posture and help you to reduce the strain on your lower back. Get a good desk along with a chair. A good sitting setup can greatly help increase your productivity and motivation levels.

5. Buy the necessary equipment:
If you intend to create a “work-from-home” office and use it for a long time, you will have to invest in good technological equipment. This may require a high-speed wi-fi network, a good professional laptop, a printer, etc. Also, place shelves and drawers that you will need for keeping your necessary files, folders, and papers. This will make you more organised, oriented, and focused.

Creating a “work-from-home” office at home may appear to be challenging, but it is more fun to do if managed correctly. You need to dedicate your complete focus and concentration to your work. Hence, each family member should cooperate fully and not disturb you while working.

You must secure a separate space at home for your work if you want to continue it for a long time. A home is where you spend most of your time and make memories. While making your home a dedicated workspace, it is also crucial to plan and invest in its safety. Purchase reliable home insurance to protect it against any possible mishap or damage caused by fire, theft, and even natural calamities.

Click HERE to buy the best home insurance to safeguard your valuable asset.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.