GENERAL INSURANCE BLOG

When you consider a bike's performance, many factors such as top speed, acceleration, engine capacity and power, mileage, accessibility of spare parts, servicing and maintenance, braking system, etc., contribute to a good outcome. Adding to this list are the wheels of your bike.

The wheels hold the tyres tightly to create a good balance and help steer the bike according to your driving directions and intensity. If you have a bike or are a bike lover, you would know that wheels come in different types, mainly lightweight and heavyweight. While each of these wheels has its pros and cons, how would we know which one is suitable for your bike?

This blog will discuss the benefits of lightweight wheels and how they add the "zing" to your motorcycle, giving it the winning edge.

So, let's understand the advantages of lightweight wheels to help you conclude which one you should choose and why.

1. We need to understand why weight matters:

To begin with, it is crucial to understand why the weight of the wheels matter. We can apply the fundamental theory of physics here. If anything is light and has lesser rotational mass (the level of resistance required to change its position or state), moving it forward is much easier. This is why it is convenient and requires less power from your bike's engine to move the lightweight wheels than the heavy ones.

2. Fuel consumption:

We all must opt for techniques to conserve fuel and make our vehicles more fuel-efficient. Lightweight wheels provide a way for your vehicle to use less power. So lesser the amount of power required to move the wheels, the less fuel consumed by the engine. There will be a minimal strain on the engine leading to minimising fuel usage.

3. Smooth movement:

Lightweight wheels, as already proved, are comparatively easier to move. In addition to the easy movement, lightweight wheels aid smooth turning and respond quickly, specifically in the corners. The smooth steering is a huge plus and excitement factor for bike enthusiasts. Besides improving gas mileage, lightweight wheels provide comfortable driving and a quality ride.

4. Need for speed:

Lightweight wheels are your best bet if you wish to achieve high speed while riding. They provide the comfort, quality and top performance of your bike. They show the immediate effect on the speed as you accelerate, thus achieving top speeds in a matter of seconds.

Get that adventure you seek by choosing the lighter wheels. But make sure you handle your motorcycle well, as lighter vehicles tend to be a little less stable. Safety is a huge concern, and you must adhere to all safety regulations. Gear up properly before you take your bike out for a ride.

We have already looked into how you need to be careful no matter the wheels you choose, and it is not always possible to anticipate any accidents or injuries you might end up in. Therefore, you must invest in bike insurance to safeguard it against the damages. You can browse all your options and deals before buying bike insurance. Select a comprehensive plan that offers the best coverage to your bike and comes with a reasonable premium.

Click HERE to know more about the benefits of bike insurance.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

The rains might not dampen your spirits on a long road trip, but the high-pitched jarring sound from the wiper blades will definitely. The peaceful sound of the rain, the music coming from the sound system, or the lovely conversations are drowned out by the annoying and shrill sound of the wiper blades, enough to ruin the mood. Not only does it affect the driver’s everyone's spirits, but it also affects the driver's concentration while driving.

Wiper blades can become noisy under several conditions, but the most common is dirt between the windscreen and the blade. A dirty windscreen will hinder the ease with which the blade glides over the screen, thus producing squeaking sounds. Another reason can be a mismatch in the blade's speed and the rain's intensity. If it's not raining heavily, and your wiper blade is set to high speed, it prompts the wiper to repeatedly go over the dry screen, resulting in unpleasant sounds. Squeaking wipers can also indicate worn-out and old wipers, and you must consider investing in a new one.

In this article, we will address some of these problems and a few ways in which you can stop your car's wipers from squeaking.

1. Dirty windscreen:

A dirty windscreen can be a driving hazard. Light refraction, obscured vision, and distracting squeaky wipers can hinder the driving experience. Maintaining your windscreen is imperative for a comfortable and safe ride.
You can avoid dirt and dust from accumulating on your windscreen by washing it with a good quality windscreen cleaner and a sponge. Before taking out your car to drive, ensure that your vision is not compromised.

2. Improper installation:

If your windscreen was recently adjusted or installed and you hear squeaky noises, then most likely, the setup wasn't correctly installed. You might need to remove and reinstall the wiper to rectify the issue. If you are unsure how to set the wiper properly, it is best to consult a mechanic at a trusted service centre.

3. Improper use:

It can become fragile if the wiper is not used correctly or overused. A broken wiper is of no use. Hence it is better to change and optimally use the wiper in the future.

4. Unclean wiper:

Wipers are often neglected when it comes to cleaning and care. It is a relatively straightforward process to clean the wiper blades. Some water, sponge, and soap are all you need to clean the wipers. Remember not to overdo it as fibres or cloth particles may be left behind, which can cause friction, further worsening the situation.

5. Wiper rubber blades:

Wiper rubber blades can go through wear and tear over time, and you should regularly inspect them for any damage. You can change the rubber blades once a year or whenever necessary.

These were a list of things you need to take care of if you hear squeaking or shrill sounds from your wiper blades. Remember that the tiniest discrepancies in seemingly small parts of your vehicle can cause serious driving hazards and even result in fatal accidents if not given timely care.

Regular maintenance and timely change of parts are essential to keep your vehicle working efficiently. Take that extra step towards the safety of your car and invest in car insurance. Buy car insurance online and get a value-added advantage to prevent additional expenses you might incur in damages and repairs.

Click HERE to buy car insurance online.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Water is the solution to all problems, according to most people. And no doubt, it is indeed one of the most potent ingredients for a healthy life. Good skin, weight loss, better hair, or even mild headache, water is a cure for all. It is an essential resource for life to exist and flourish. However, excess of anything is poison. Similarly, excessive consumption of water can have several complications and side effects.

Surprising, isn’t it? This article is just for you if you want to know how overhydration can harm you. We will look at all the side effects that excessive water consumption can cause. Let’s take a look at different kinds of overhydration and their causes.

1. Overdrinking:

Overdrinking is a condition that happens when you drink too much water and your kidneys fail to flush out as much urine. This leads to water accumulating in your bloodstream, causing the dilution of essential substances.

2. Water retention:

This situation arises when the body cannot flush the water correctly due to various medical conditions. Several heart diseases and liver and kidney problems may cause water retention in your body.
The colour of the urine is a good indicator of water levels in your body. Pale yellow colour urine indicates the optimal amount of water in your body, while darker colour urine indicates dehydration. If, however, your urine is transparent, that is a clear indication of overhydration.

Now let’s take a look at the effects of overhydration:

1. Water intoxication:

When you consume more than five to six litres of water daily, you may start seeing symptoms of water intoxication. Some minor symptoms include headaches, cramps, spasms, vomiting, and fatigue. The more severe consequences of water intoxication can be seizures or blackouts.
If you start noticing symptoms like those mentioned above, rush to the nearest hospital. The excess amount of water in your body can lead to fluid build-ups in the cells leading to swelling. Swelling can lead to coma and seizures and can even be fatal if not given immediate medical attention.

2. Nausea or vomiting:

The symptoms of dehydration and overhydration are almost interchangeable. Since too much water is accumulated in the system, the body rejects the excess. This leads to diarrhoea or vomiting.

3. Headaches:

As the body’s salt levels deteriorate significantly, the cells swell. The swelling causes pressure inside the brain cells, causing severe headaches. Sometimes it can lead to clotting and troubled breathing as well.

4. Weakness and lethargy:

Like salt, the electrolytes dilute due to excess water in the body. Electrolytes are crucial when it comes to maintaining energy levels in your body. An imbalance in the electrolyte levels can lead to fatigue and weakness.
It can also cause muscle cramps and spasms. Your kidneys are working extra to flush out the unwanted water. This creates a hormonal reaction leading to drowsiness and feeling less energetic.

5. Swollen body parts:

Due to an increase in the water retention in your body, and the electrolyte imbalance, you may notice swelling in different parts of your body, such as the legs, lips and fingers. You may also notice a discolouration resulting due to hormonal changes caused by excessive water.

These are a few side effects of excessive water consumption. Excess water in your body can bring about various hormonal and other significant changes. Treatment for these should be taken under the guidance of a medical practitioner to avoid further complications. However, an immediate remedy to overhydration is the consumption of salts or electrolytes. Regaining the concentration of salt and electrolytes in your body can be a temporary cure.

Just like overhydration, there might be other issues in your body that you might not be aware of. Get an expert opinion to recognise any underlying issues and address them with proper and timely medication. Many online health insurance companies provide comprehensive coverage on all such check-ups and treatments that you might want to look into. Take advantage of this feature and benefit yourself and your loved ones.

Click HERE to know more about online health insurance companies.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

With fuel prices skyrocketing now more than ever, it has become a rule of thumb to ensure that the vehicles you purchase or use, are fuel-efficient. Consumption of a limited amount of fuel can be an escape from burning a hole in your pocket. Plus, fuel-efficient vehicles help to reduce pollution and smog. So, making your vehicle fuel efficient can cause significant changes in your lifestyle, and you can contribute your part towards the biggest concerns of climate change.

Are you looking for suggestions for reducing your carbon footprint through less fuel consumption? Or do you wish to make your vehicle more fuel-efficient so you don’t burn through your savings?

This blog will discuss how you can achieve a more fuel-efficient vehicle using various techniques. Here are the top three parts that can make your bike more fuel-efficient. Let’s get started.

1. Give a rest to those breaks:

Your bike will consume less fuel and give you a better mileage if you unnecessarily avoid using brakes. Also, by preventing rash and aggressive driving, you save substantial fuel. Accelerating out of bounds and then hastily using the brakes will cause your vehicle to consume more fuel and power, thus diminishing the whole purpose of making your vehicle more fuel-efficient.
Always ensure you drive within the specified speed limit and abide by the traffic rules. This will not only help your bike stay in good condition but also prevent any accidents.

2. Be careful about the frequent gear change:

Along with the brakes, you must also ensure that you avoid changing the gears frequently and hastily. Driving at a constant speed will not only help you be safe on the road but will also consume less fuel, thus raising the fuel efficiency of your bike.
If you continuously operate your bike in the highest gears even when you don’t need it, it will lead to unnecessary fuel usage. Instead, always ensure that the operating gears are suitable for the road conditions you are driving in.

3. Take care of the tyres:

You must take care of the tyres to ensure that your two-wheeler consumes less fuel and maintains a good grip on the road. To take care of it, check if they are not underinflated. In the case of underinflated tyres, drag is created, increasing the friction, thus requiring more power and fuel to move the bike forward.
This unwanted drag can make it difficult for you to drive your vehicle. Properly inflated tyres reduce the drag, thus requiring a low power supply from the engine. This results in lesser fuel consumption.

Now, you need to keep an eye on the pressure and the amount of air-filled in the tyres. They must be inflated according to the default prescribed levels set by the bike manufacturer. Anything more or less than the mentioned limits can cause damage to the tyres and, in turn, the bikes.

Some other ways to make your bike more fuel-efficient include:

● proper maintenance of the bike and all its parts, using authentic and manufacturer-recommended spare parts in case of any damage

● driving safely and calmly

● purchasing the best fuel for your motorcycle

● check the air filters, and in case of any clogging, clean them

● regularly cleaning up your engine

We hope this blog provided valuable insights on making your bike fuel-efficient. Saving on fuel and spending extra during damages is not a wise thing to do. The best solution can be to purchase bike insurance to protect your bike against any damages, some of which might be sudden. Therefore, you must explore different options and buy the best bike insurance online to cater to your needs.

Click HERE to know more about purchasing bike insurance online.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Just like any other part of your body, you must take care of your feet. Any ignorance can land you into severe issues such as extreme pain and discomfort while walking, hip problems, back problems, posture issues, hammertoe (pain issues in the joint of the middle toe), etc. The other common problem among women is metatarsalgia, a condition when the ball of your foot starts having pain and gets inflamed. This happens due to the constant use of high and tight heels.

Did you know there is a magical solution for all your feet problems? Orthopaedic shoes are one of the best options out there in terms of footwear. Orthopaedic shoes are made according to the doctor's advice and are accurate against foot problems. Foot troubles and conditions take quite a long time to heal; some might become critical if not taken care of initially. And orthotics are the best treatment that lasts longer and helps to heal. They act as a catalyst in your daily movement without any side effects.

Are you someone looking for more information on orthopaedic shoes? This blog will discuss the benefits of wearing orthopaedic shoes and quick tips for choosing the right ones. So, let's get started!

1. Boosts circulation:

Orthopaedic shoes are designed to improve circulation in the foot area instead of restricting the blood flow. The shoes help you adjust your feet, provide comfort, allow flexible movement, and improve the restricted blood flow. These shoes also provide immense relief from the pain in the nerves.

2. Improved support:

Suppose your shoes create discomfort while wearing or moving around. In that case, there is a considerable risk of severe foot problems like flat feet, metatarsalgia, and plantar fasciitis (pain in the heels due to flattening up of tissues that link the heel to the toes), etc.
These problems, if ignored, can go on to intensely affect your mobility and cause unbearable pain and discomfort. To avoid such grave health issues, wearing orthopaedic shoes provides an arch of support, proper padding, and cushioning for your heels.

3. Pain relaxers:

People who walk around ten thousand steps daily feel numbness and pain after a tiring day. Wearing orthopaedic shoes can help them ease into their routine and carry out their daily tasks effectively. It also prevents any redness and skin issues in the feet.

4. Say goodbye to the foot problems:

Orthopaedic shoes are your go-to solution against all kinds of foot problems like foot alignment, pain in the foot's arch, arch-related damages, etc. These problems can, over time, be corrected by the constant use of the right orthopaedic shoes. These shoes provide the best comfort, support, and cushioning to help your feet regain shape, alignment, and health.

While choosing the right orthopaedic shoes for your feet, do consult your doctors for the prioritising factors and dimensions required. Make sure to walk around in the shoes to analyse how the dynamics feel and be careful about the size. Buying the right size is very important. From formal to casual and stylish, there are multiple options of orthopaedic shoes.

That's a wrap on the benefits of wearing orthopaedic shoes and quick tips for choosing the right ones. As we talk about orthopaedic shoes and how they help keep your legs and feet in good health, it is wise to discuss health insurance for yourself and your parents. Specific problems come with age, and you must purchase the best health insurance in India for parents to ensure that they suffer no financial trouble as they grow older.

Click HERE to know more about purchasing the best health insurance in India for parents.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

The comfort and the ease of driving your new car are something that you always remember. However, with time, you start noticing small changes and don't feel the same comfort anymore. There could be many reasons for that. Wear and tear in the car seats, engine load, worn-out tyres, etc.

A car’s poor suspension could also be the reason for the growing discomfort. A fully functional suspension system ensures a smooth driving experience and keeps the vehicle under control. Over time the suspension system in the car experiences wear and tear and can take away from you a wholesome driving experience.

A suspension system comprises components such as wheels, tyres, springs, steering, etc. Different driving conditions govern these parts' longevity and wear off over time. To ensure that your car is working in proper condition, it is crucial to recognise any faults in the system and address them immediately to ensure safety while driving.

In this article, we discuss a few ways to check and maintain your car’s suspension.

1. Check air pressure:

Properly inflated tyres ensure that the chassis is protected from any damage. If they are not fully inflated, they can affect the vehicle's handling and performance. This can also be extremely dangerous when driving. To ensure that your tyre pressure is optimum, check it after driving every two thousand kilometres.

2. Wheel alignment:

Wheel alignment is another vital activity that ensures proper and risk-free driving conditions. The more challenging roads you take, the more likely your tyres are misaligned. Wheel alignment should be checked every two years or less, depending upon the kind of tracks you drive on. If you face difficulty while handling the steering or manoeuvring your vehicle, this indicates misaligned wheels.

3. Check power steering fluid:

If you enjoy the comfort of power steering or the hydraulic steering system, then maintaining and changing the fluids is part of your car’s regular maintenance. Check the level at least once a couple of months and replace it every three years. It is best to talk to a mechanic or refer to an owner’s guide to understand your car’s needs better.

4. Inspect shock absorbers:

If your car shudders or bounces abnormally when you drive, then these are indications of flawed shock absorbers. Make a visit to your nearest service centre to have the inspection of the shock absorbers. Ensure to get the shock absorbers checked after the first ten thousand kilometres and then annually. More challenging tracks and changing climates can cause wear and tear faster in the shock absorbers and might need to be changed sooner than mentioned above.

5. Accidents:

Slight irregularities can also affect the working of the chassis. If you have met an accident, hit a huge bump, or ran across a pothole, the chances are that some nuts and bolts could have disoriented from their original position. An inspection by a mechanic will help you rest assured and will not give you any trouble in the middle of the highway.

These are some ways to ensure that your car’s suspension works correctly. To avoid extra expenses or a complete breakdown, it is best to undergo regular servicing and check-ups for your vehicle. These services are a way of ensuring that every part of your vehicle is functioning effortlessly and efficiently.

Ignoring problems can lead to several damaged parts, which can be extremely dangerous when driving. Buy private car insurance India to ensure maximum safety and an amazing driving experience for your car. The right insurance boosts the longevity of your vehicle and undertakes expenses that might cost you a huge amount.

Click HERE to know more about private car insurance India.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

The most commonly overlooked part of car servicing is changing the filters regularly. This task is a big mystery for many as to when is the right time to change a car filter and how to do it.

Timely change and maintenance of your car filters help optimise the motor parts' functionality and allow them to function efficiently. However, you need not be a mechanical whiz to notice the signs of when to change your car filters. This blog aims to help you understand the signs or hints your car gives indicating an immediate filter change.

1. Cabin filter:

A cabin filter is used to clean the inside of your car. This is done using air conditioning or heating vents. Clean air inside the vehicle is imperative for personal health and for preventing allergies and other respiratory problems. Unclean or damaged filters can block the airflow and cause visibility issues when defogging the windows.
Cabin filters must be changed every fifty thousand kilometres. Still, it is best to talk to an expert mechanic or consult the manual for recommended vehicle maintenance. If the air from the vents blows with less force or contains an unpleasant odour, your filters likely need to be changed.

2. Fuel filter:

The fuel filter helps keep dust, rust, and other impurities at bay. By removing the contaminants, this filter ensures the efficiency and performance of the engine. A clogged fuel filter can experience difficulty in the free flow of fuel, so the engine pumps harder than it needs to. It can lead to poor acceleration or a troubled start every time.
It is suggested that the fuel filters must be changed after fifty thousand kilometres. But these criteria often keep changing according to your vehicle's build and brand. If you start noticing decreased power, stalling, difficulty accelerating while going uphill, shuddering movements, and difficulty starting the engine, these are signs of a clogged fuel filter.

3. Air filter:

An air filter in the car is used to prevent insects, sand, debris, and other minute particles from entering the engine. Air filters ensure a good mixture of air and fuel to enhance the engine's performance. The cleaner the air in the engine, the more power the engine has. Good air filters also ensure better combustion, thus reducing fuel consumption. A clogged air filter leads to incomplete combustion and releases impure black smoke from the exhaust.
Air filters can be changed every twenty thousand kilometres. The interval can vary depending on the tracks you choose daily. You should reduce this interval if you drive on dirty or dusty tracks. Decreased mileage, strange noises, less power, black smoke, or strong fuel smell are symptoms of clogged air filters. You should rectify these issues immediately upon notice.

4. Oil filter:

The oil filter ensures continuous oil flow and removes dirt, impure oils, and metal particles in motor oil without hindering lubrication. All moving parts, such as the rods, shaft, etc., are protected from damage if the oil filter functions well. Change the oil filters between ten thousand kilometres to fifteen thousand kilometres.
Poor performance, metallic noises, and low oil pressure are some signs indicating a damaged oil filter.

We have discussed everything you need to know about the various car filters and their purpose. Proper maintenance and servicing are essential to keep your car in good condition. To ensure the financial coverage for your vehicle's care, always look for insurance options provided by the best car insurance company in India.

Click HERE to know more about the best car insurance company in India.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

India is a country of diversity. Be its languages, cultures, traditions, customs, food, beverages, clothes, etc., the country provides you with a wide range of flavours linking back to the history and development of the region over time. The food palette in our country changes every hundred kilometres. And adding to the list are seasons. For every season, there are particular dos and don’ts regarding food.

The onset of the monsoon season creates a soothing vibe. The luring downpour, clouds, gentle winds, and food make the monsoon a season of endless cheerful moments. Cravings for fritters and tea are synonymous with monsoons. While oily and fried food gets our taste buds, it is also essential to be mindful about what you eat, especially during the monsoons.

This blog will discuss the dietary restrictions you must maintain to ensure you don’t fall sick. Here is the special diet to keep you fit this monsoon.

1. Oily food is a strict no:

While we all enjoy pakoras with tea in the lovely monsoon drizzles, it is not suitable for your heart and digestive system. Consuming too much oil can make it difficult for your digestive system to break down into energy-providing carbohydrates.
The excess fat can eventually be deposited in your body and, over time, cause pressure on your nerves which helps in circulating the blood. This makes it difficult for your heart to supply blood to the whole body. It can lead to severe health and heart risks.

2. Say no to spicy food:

Just like oily food, spicy food is not very gut-friendly either. It can cause indigestion due to excessive spice consumption and lead to problems like acidity, stomach ache, burns, diarrhoea, etc. Spicy food can severely impact your metabolism, slowing down the stomach’s ability to absorb all the nutrients from the food you eat.

3. Confused about leafy vegetables:

Doctors, nutritionists, and dieticians spend their entire lifetime advising their patients and clients to consume leafy greens. But you should avoid them during the monsoons. Why? The leaf moisture can cause it to go wrong, and the humidity makes germ infestation much more convenient and accessible.
If consumed in such a state, it can have severe health consequences. Apart from this, all the pesticides and insecticides might also cause some trouble due to the rain. So, to sum up, avoid eating leafy greens in the rainy season. If you still wish to consume them, ensure to wash and boil them thoroughly before cooking.

4. Be watchful about water:

If you or someone in your family consume water directly from the tap or the borewell, STOP. It would be best if you were careful about the water you drink. And stay even more watchful during the rainy season as the water might get contaminated and become unfit for consumption.
Drinking contaminated water poses high chances of diarrhoea, stomach aches, typhoid, cholera, stomach infections, and much more. Install a proper and home-friendly water treatment plant to ensure that the water you and your loved ones consume is safe to drink.

Other dietary tips include consuming tons of fluids and tea with special spices and herbs to help with sweating and the enormous humidity levels, which can cause dehydration and loss of nutrients. Consume spices like cardamom, ginger, turmeric, and cinnamon to help boost your immunity levels and combat any health issues (for example, cold and flu). Eating freshly cooked foods is another way to ensure that your diet contains all the nutrition you need during the monsoons.

Follow these tips and keep a check on your health without falling sick or suffering from any health conditions. Younger individuals tend to recover quickly due to a high metabolism rate compared to the elderly. So, it would be wise for you to purchase the best health insurance in India for parents after browsing through all the available options in the market. Find the one which caters to your needs in the best ways. Keep your parents’ health a priority.

Click HERE to know more about the best health insurance in India for parents.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.