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Here are a few possible reasons for highway accidents in India that you should know

India is home to over 1.35 billion people, and most of them commute daily through highways and city streets. But we have been ignorant for a long time now regarding the condition of the roads, especially during bad weather conditions. It's time for a change! And before you ask why we'll take you through some stats that will make you think twice.

There is a saying, "A single death is a tragedy; a million deaths is a statistic." On average, over four hundred thousand road accidents occur annually in India, which means that every two minutes, a road accident occurs in our country.

It is imperative to have good knowledge of motor insurance to ensure your car's safety. In case of accidents, motor insurance acts like a financial cushion. The policy significantly reduces policyholders' losses and saves the party from legal repercussions.

For a safe drive, one should be aware of the risks associated with driving on highways and try to avoid them.

Buckle up your seat belts as we take you through a few possible reasons for highway accidents in India. The next time you hit the roads, we ensure that you know the potential risk factors and prioritise your safety.

1. Over speeding:
While you are young, it can be thrilling to over-speed when travelling on highways. But remember, no matter how empty the roads might be, overspeeding is always a killer. It can't be more true when elders say patience is a virtue. So, even though you have a boss breathing down your neck to be on time, it is also true that the need to be punctual should not put one's life in danger. Desperate to be on time, people tend to break speed limits. So don't be one amongst them to make this mistake. These little mistakes cost your life. It's important to understand that highways are not race tracks!

2. Drunk drivers:
When you are drunk, it is inevitable to lose control of the vehicle. According to statistics, in 2019 alone, 12,256 accidents occurred due to drunken drivers. This is alarming! If you're planning to party, then it is advisable to take a cab back home. A danger never comes knocking on your doors. You might face the consequences due to drunk driving. So, keeping the best interest in mind, it is highly recommended to take motor insurance and get covered for third-party damage.

3. Unsafe roads:
With some hip-hop music blasting through the cars, road trips are hands down fun. In India, especially in metro cities, reaching the other place alone is an action-packed adventure. So, with dangerous roads comes the risk of accidents. While it is one hell of a ride, hold your horses and drive with utmost concentration. Keep your constant focus on the road, steering, and the car's mirrors.

4. Bad weather conditions:
It is a thumb rule to keep your car's fog headlamps on while steering through the bad weather and periodically honk while turning to alert the traffic coming from the opposite direction. This way, you can avoid severe accidents and reach your destination safely.

5. Traffic rule violations:
Drivers fail to realise how big the risk of highway accidents becomes when one breaks the traffic rules. This is why countless highway accidents happen daily in India, which would have easily been avoided if drivers respected the traffic rules. Never jump a red signal and strictly say 'NO' to highway lane cutting.

One takeaway from this blog is that these risks can be mitigated with proper road etiquette. Our advice would always be to drive safely while keeping an eye on the road traffic. And be sure to invest in a trusted motor insurance scheme for your vehicle. Always remember that safety comes first. Motivate yourself to drive with discipline and responsibility.

Click HERE to buy the best motor insurance to keep your vehicle safe from potential dangers.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

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Following are the ways you can prevent your bike's gas tank from rusting

Taking care of your motorcycle requires a lot of personal time and attention. Along with checking the tyres, and engine, cleaning out the air filters, checking the suspension and transmission system, and cleaning the exterior regularly, you might also have to pay additional expenses to ensure your battery and brakes are adequately maintained. The general inclination might be to skip most of these jobs for months or even years till they get damaged and then complain about the money spent repairing them.

*Pro-tip
You can invest in 2 wheeler insurance to safeguard your finances against expenses involved in the repair and maintenance of your bike in the account of unfortunate events like accidents.

One of the most neglected maintenance issues continues to be that of the bike's gas rusting. Generally, people don't follow any preventative measures and are only compelled to replace the fuel tank if it gets rusted. However, this is very strenuous as replacing the fuel tank is extremely expensive. This blog aims to give tips and tricks to prevent your bike's gas tank from rusting.

Favour high octane gas over low octane:
Rust on the fuel tank's surface is mainly a result of the condensation oxidising the inner surface, corroding it beyond repair. You can prevent this by filling the gas tank to the brim with fuel having high octane.
Low octane gases contain higher levels of alcohol which encourage rust by attracting water to the surface. High octane gases ensure more fuel efficiency and smoother engine performance.

Consider the use of a fuel-stabiliser:
If you're planning to keep your vehicle defunct for a while, it is advisable to add a fuel
stabilizer to the fuel tank. This will prevent the gas from breaking down during long periods and the condensation from building up.

Clean the air filter properly:
One of the main things you can do for your fuel tank is to clean the air filter regularly. By doing this, you are increasing the ventilation in your vehicle and helping it maintain the least condensation in the tank. However, simply cleaning the air filter is not enough. Clean it inside out with a compressed air gun to obtain maximum results.

Let out all the air bubbles:
Be sure to tilt the fuel tank and get all the air bubbles out of the tank to reduce the chances of corrosion.

Remove the fuel tank altogether if you want to hibernate your vehicle:
Although your bike is made to withstand all weather conditions be it rain, snow, or heat, some people prefer to let their bike rest for certain parts of the year. In this case of hibernation, it is advised by experts to remove the fuel tank altogether. To do this, drain the fuel completely and allow the tank to be in the sun to get absolutely dry. Further, put silica packets or other moisture-absorbing materials in it to capture any stray moisture and then seal it shut.

Disposing of fuel is hazardous and should be done with caution. If you have any use for it in your other vehicles, that is a great way to use them. If that is not the case, you may give it to someone who does. If neither works, contact a local hazardous waste collector.

Maintenance and care of bikes are tiring but crucial to ensure the longevity of your precious assets. It is often daunting to constantly take care of every part of your bike. Sometimes, negligence results in expenses you might not be ready to bear. That is why it is advisable to research good 2 wheeler insurance from various sources and find one that gives you the coverage you are looking for. A reliable 2 wheeler insurance can be your bike’s ultimate protection to serve you to the best.

Click HERE to know more about two wheeler insurance

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

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Follow these tips to prepare your car for the much-awaited beach trip with your family

Since the onset of the pandemic, there's nothing that we've been waiting for like a vacation. A quick getaway to relieve the stress induced by hectic schedules and some time to enjoy being outdoors with family is all that people have been looking forward to. Now that the mandates are relaxed, it is the perfect time to take your family on a beach trip!

There's no better way to take a beach trip than going by car. Long drives, beautiful sceneries accompanied by great music, and memorable conversations are the ideal start for a perfect beach trip. However, there are several factors that you need to ensure before taking out your car on a beach trip. Maintenance and servicing of the car are crucial to prepare it for such long-distance trips.

You must also ensure that you have a car insurance policy. Now, why is that important? It is essential for safeguarding your vehicle from uninvited events and putting less pressure on your pockets on account of repair and maintenance. The best way to buy car insurance is by purchasing online. You can find the best car insurance price in India and compare policies to find the best-suited policy for your car.

Once your car is insured, you can follow the tips stated below to ensure your vehicle is ready for the beach trip.

1. Sun protection:
Humans are not the only ones that suffer under high heat. If you're planning to take a beach trip in your car, your car is bound to be outdoors for long hours. In such cases, it is likely to heat up and be suffocating for the passengers. Use sun shields and UV protective window tints on windows and cover seats and the steering wheel with thick clothes to keep them covered from the heat.

2. Pack efficiently:
Use duffel bags instead of suitcases. This helps in making efficient use of storage space in the trunk. Do not overpack and bring extra bags that may be required to be kept in the passengers' seats. When stacked too high on each other, they may obstruct the driver's vision of the rear traffic.

3. Beach-proof your car:
While you cannot minimise or eliminate the heat or sand at the beach, you can take preventive measures to deal effectively with them. Waxing the car body is a way to keep it cool and prevent it from overheating. It also prevents any flying sand from sticking to the car. You can also gloss your tyres to protect them from the heat.

4. Be prepared for emergencies:
Travelling while the temperature is high usually puts your car at risk of punctures or problems related to overheating. In such cases, you need the right equipment to take care of the damage until you can find help. Ensure you have your tool kit, including necessary equipment like a jack, wedge, lug wrench, etc.

5. Protect your floor:
The most irritating part of going to beaches is dealing with the sand that comes home with you. You can find plastic mats or lay large beach towels on the seats, under the seats, and on the floor to prevent the sand from getting everywhere in your car. While you will need a thorough inside cleaning, it will reduce the effort required to deal with the problem.

6. Car maintenance:
While car maintenance is imperative on all occasions, it is particularly needed before taking the car on long drives. Check the essential fluids- brake, engine oil, and coolant levels. Also, check the tyre pressures, brakes, lights, fuel, and air conditioning.

At the same time, ensure that you have all the required documents in the car. This includes the PUC, insurance papers, driver's licence, and registration certificate. Ensure that you compare the car insurance price in India offered by different companies and choose a comprehensive cover. If you're planning a trip after a long time, plan it with all safety so that you are enjoying and not worrying. Stay hydrated and take care of kids while playing on the beach. Most importantly, cherish peaceful family time together and capture beautiful memories that keep you musing always!

Click HERE to know more about the car insurance price in India.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

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Entrepreneur's guide to best self-care and healthy living

The startup culture has expanded its roots across the world. Today, entrepreneurship is a position every career-driven, and ambitious individual aspires to achieve at some stage. People have been more creative and technologically inclined to create new products and services which cater to the public's demands while trying to forge their name through the sands of time. But an entrepreneur's life is not all glitter.

It isn't easy to be an entrepreneur. Dealing with different moods, mindsets, and health issues, including physical and mental health, apart from the usual stresses and challenges of the startup journey, takes a considerable toll. We advise all talented minds to buy health insurance online to safeguard their health.

It is highly excruciating to keep walking the same beat and set a precedent for others to stay motivated, despite one's personal, lesser-known challenges. As a new founder, you have to battle wars on several fronts, and most of the time, you need a win to keep your and employees' morale high. But how does one take care of themselves in this arduous journey?

This blog will discuss what an entrepreneur's guide to best self-care and healthy living should be like. Let's get started.

1. Healthy eating, healthy living:
Healthy food gives your body the accessible space to digest and churns out the nutrients that would help you boost your happy hormones, keep you light on your feet and provide your body with all the nutrition.
And we all are aware of the famous saying, "a sound mind lives in a sound body." The healthier your body, the healthier your mind. And the healthier your mind functions, the more productive and focused you can be on your dreams and targets.

2. Drink that water:
Staying hydrated is one of the essential things you need to do to keep yourself on track during your entrepreneurial journey. Consuming the right amount of water at regular intervals throughout the day boosts the blood flow, keeps your skin and oral hygiene on point, benefits the movement of the joints and muscles, and regulates your kidney and bladder function. So, water is a liquid with numerous benefits. Set that water reminder, and get going!

3. The importance of mindfulness:
Being completely focused and present at the moment is not just an artsy quote. It is one of the most critical ways to sort out the chaos that is a regular part of your journey. Making mindfulness a crucial part of your life and self-reflecting can help you become more efficient and productive.
It will also aid you in freeing up space since you will be more effectively focused during your tasks and eventually have time to take care of yourself and enjoy life as it comes. Activities like meditation and deep breathing help reduce stress, inducing calmer vibes and the atmosphere within and around you.

4. Make a to-do list:
As someone setting up a business, you will not have the liberty to take frequent vacations and days off. It would be best if you showed up every day to ensure that your colleagues and employees stay on track and can learn commitment and values of integrity and creativity from you. So, to stay at the top of your game, you need to make a to-do list and segregate your
tasks and estimated hours required to complete the work required. Doing this will give you clarity, and you can make some time which you can dedicate to yourself and practice activities of mindfulness or sports or anything which takes your stress off.

Inculcating these tips in your lifestyle and practicing them will help you approach your journey efficiently and healthily. With that being said, it is essential to discuss how health is an integral part of anyone's journey, and there can be unforeseeable circumstances due to which your health can take a hit. To deal with such situations, you must stay prepared.

You need to purchase the best health insurance that caters to your needs. And to suit your comfort, you can buy health insurance online these days. After all, entrepreneurs are the frontrunners of the economy!

Click HERE to know more about how you can buy health insurance online.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

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Home-based business: A step-by-step guide for success

A home-based business is crucial when we do not have a formal business setup but have a strong business idea and are motivated enough to go for it. We should not fear starting such a business. Who knows, going down the years, our idea blooms into a big business and takes us up through the success lane.

However, we need to be passionate about our ideas and ensure our commitment to them. Always be open to failures and struggles, and be determined to race your way through all the hardships, and success will be yours!

Are you motivated to get started with your home-based business? Here's a step-by-step guide to help you design the roadmap of your business most effectively.

1. Talent assessment:
Assessing our strengths and talents is one of the key things we need to do at the start. Brainstorm what talents you have that you can implement in your business. Improvise the idea according to your skills, prepare a chart mentioning your weaknesses and areas that require improvements. Start working on them so that they do not act as a hindrance in your business venture.

2. Assess product/service feasibility:
The next step is to assess whether the product or service you want to sell has substantial market potential or not. An idea without good market potential can lead to failure and investment loss. Identify your target customers and markets. You need to assess whether your business idea can be executed successfully from your home or not. For example, you cannot start a manufacturing unit at home. You need to figure out these things before planning to bring your business into the market.

3. Pricing and cost assessment:
Once you have a clear product or service that you want to offer in mind, assess how much it will cost you to make or acquire it. This is especially important in case we plan to sell a product. Find out the cheapest available source for that product. Once you have the cost idea, survey the pricing at which the product sells in the market. Don't miss out on counting the overhead costs as well, such as electricity bills, maintenance, repairs, breakages, and the cost of manpower if you need to hire. Add them to the product's cost price to arrive at a fair selling price. The pricing should be lower than other similar products in the market. Your product and brand are new, and you must penetrate the market with competitive pricing. Do a similar exercise in case you plan to offer a service. Remember, correct pricing can make or break your business.

4. Finances:
Figure out your sources of finance for your business idea. If you have sufficient funds to start with, there is nothing better than it. In case you are looking for a loan from a bank or a financial institution, draw up a project report which you can present to the bank for financing. Always plan for working capital and emergency funds well in advance. A business idea will fail if it is not backed by proper financing.

5. Implementation:
Once you have the above points in place, implement your plan. Be serious about your implementation process from the very first day. Mark and maintain a separate work area for yourself at home. Create a positive work environment using the appropriate setup, furniture, lighting, and equipment. Make sure that you keep your costs low initially; else, you will run out of cash soon. Maintain a strict work schedule; otherwise, your daily household work will take over, and you will deviate from your implementation plan.

6. Build a team and give wings to your dreams:
It is time to build a team of like-minded people who can take your business to new heights. Hire or partner with talent, explore and target newer markets and customers, and expand.

Your home is the basis for the implementation of your new business idea. Keep it safe and secure by choosing the best home insurance policy. Get a general insurance online quote and look for the home insurance plan that best suits your requirements and budget. Any damage to your house can shatter your home-based business idea. Don't let that happen, and get your home insured today.

Click HERE to buy or renew your home insurance.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

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Here's how you can deal with pigmentation to get a glowing look and be occasion ready

The festive season is just around the corner! With dresses and outfits being shopped, everyone is excited for the busy times of the year, whether it is a festival or family celebrations. With all this preparation, one must not neglect their skincare.

From the harsh sun rays to constant dust, our skin goes through significant damage daily. All these factors eventually lead to pigmentation. Many people get deeply insecure about spots and areas of the skin that are pigmented. This holiday season, put your best foot forward in skincare and glow with pride!

This blog gives you some tips for dealing with pigmentation and being occasion-ready!

Chemical methods:
It has been a long-held Indian belief that anything chemical harms the skin. While that may be true in certain situations, if used correctly and in the right quantity, these products can give an instantly brighter look to your skin so that you look flawless on any occasion.

1. Exfoliate:
With the daily pollution and sun exposure, it's no wonder our skin looks dull and dreary. The main reason for dull, pigmented skin is this layer of dust and dead skin cells that develop under the skin. Scrubbing and exfoliating is a great way to eliminate this layer and give you glowing, spotless skin. However, get a scrub for your skin type to avoid further damage.

2. Extraction and hydration:
A small, vacuum-like product has recently been available on the shelves of cosmetic stores and has revolutionised extraction. Gently massage your skin with this vacuum to clear all debris and remove all the whiteheads and blackheads from deep within your pores. Use intense moisturisers after this process to retain the skin's natural hydration, and watch how it rewards you with a brighter look.

3. Vitamin C:
Did you know that vitamin C is the key to glowing skin? Fruits like lemons, citrus, strawberries, and blueberries will lead your way to good skin and deal organically with pigmentation. These fruits have an abundance of antioxidants, adding an instant radiant shine to your skin.

4. Sunscreen:
The primary reason for pigmentation is sun exposure. The sun emits harmful UV rays that kill skin cells and causes those dark spots. Liberally apply sunscreen each time you leave the house to have healthier skin in the long term.

Now let's look at a few home remedies to get visible results naturally:

Although artificial methods can help to a large extent to improve your skin, there's nothing that beats lifestyle changes for long-lasting clear, and glowing skin.

1. A good sleep:
The body heals and repairs itself when you get your 08 hours of sleep each night. Often, we overestimate our body's ability to stay awake and pull several all-nighters. This leaves the skin feeling dull and rough. On the other hand, when you're well rested, there's a visible glow on your face that comes from the collagen production and blood flow while you sleep. So, kick back, relax and get your beauty sleep, especially before going for a function!

2. Shorter showers:
A long, warm shower is relaxing to the body and mind, but it has the opposite effect on the skin. It strips the skin of the natural oils produced and can leave your skin dry. The best kind of shower for the skin is a cold or lukewarm one that lasts about 10-12 mins.

3. Honey and saffron:
This combination is the best for hydrating your skin, leaving it feeling soft and fluffy

Take adequate rest, bring discipline to your eating habits, and wash your face regularly, especially after coming home from outside. The good health of your stomach also plays a vital role in maintaining the freshness of your skin.

Your skin greatly depends on your lifestyle and how you maintain your inner health. Have regular full-body check-ups to improve your overall health. Research the best online health insurance for optimum protection and be assured of the expenses involved. Your skin is your personal outfit, and keeping it shining is paramount to having a confident look and being occasion-ready.

Click HERE to know more about online health insurance.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

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Here are a few safety tips for driving carefully post-surgery

Surgery or an operation is a significant event in one’s life. It affects the quality of the person’s life during recovery and may even alter the rest of their life. The intensity with which you might have been doing your activities might get dampened due to the aftereffects of surgery. You must be very careful while performing your daily chores and adapt to a more disciplined behaviour to emphasise aftercare and avoid severe complications.

While medical professionals take utmost care during the procedure to limit the damage and help the patient recover, it is up to the person to rest and allow their body to recover completely. However, surgery cannot put a person’s life on hold. Several responsibilities and duties need to be fulfilled in one’s day-to-day life.

Driving is one such activity that makes life convenient but can get difficult post-surgery. This article discusses some safety tips to keep you safe while driving post-operation.

1. Avoid driving until 48 hours post-operation:
The effects of anaesthesia or any other drug administered during the procedure may still affect your senses and cloud your judgement. It is best to avoid getting behind the wheel at least two days after the surgery. Having friends or family drive you back home or hail a cab is advised.

2. Consult your doctor:
Only your doctors can give you accurate estimates of when you will be able to recover. While it is advised to wait until the entire advised rest period is over, you can consult your doctor to find the best time to get back to driving. Only drive after getting your doctor’s approval. Till then, continue to indulge yourself in mild exercises and stretches.

3. Check your range of mobility:
Drivers need to have a full range of motion and vision. If your mobility is restricted or vision is impaired, you are not fit to drive and are putting yourself and others at risk. Do not drive under either of the circumstances mentioned above.

4. Have a licence-holding passenger accompany you:
It is better to have a passenger with a driving licence issued by the Government beside you even after the doctor deems you fit to drive. In case of any difficulties, the passenger can take control of the vehicle, and drive you safely to your destination.

5. Go for short drives:
Let the first few drives mimic the driving lessons you took as a beginner. Keep the distance short and focus on the basics- lane driving, assessing your position on the road, and checking your reflexes. While it may be frustrating, it will keep you safe and help you get accustomed to driving post-operation. Take this as a challenge to make a swift comeback to your regular driving regime.

Why your insurance may not cover your driving accidents post-surgery:
A personal accident insurance policy is undoubtedly helpful in covering medical and allied costs. However, it may not cover accidents immediately after a medical operation. Since an accident caused due to pain or impairment due to the surgery is a known cause, it becomes the insured’s responsibility to pay for the medical costs incurred for the treatment. Medicinal intoxication is usually covered under a personal accident insurance policy, but pre-existing injuries are exempted from insurance coverage.

*Note: Verify all the inclusions and exclusions with your insurance provider for a better understanding.

While a personal accident insurance policy does not cover already existing injuries, we strongly recommend purchasing it to cover unforeseen accidents and thoroughly check the conditions to protect yourself.

Just as you ensure your wellbeing, it is equally crucial to insure your car against accidental damages. Invest in a reliable car insurance plan, or never miss out on your car insurance renewal if you already own one. Lastly, do not give up on your hopes. Stay positive and relentlessly practice healthy habits for a speedy recovery. You don’t have to surrender your passion for driving. Follow the above tips and make a comeback taking one step at a time.

Click HERE for hassle-free car insurance renewal.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

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Complete guide on buying commercial vehicle insurance online for business owners

Commercial vehicles are used for transporting goods or carrying passengers, such as a truck or a bus. Their insurance policy is separate from the normal auto insurance policies we buy for private vehicles. Investing in commercial vehicle insurance is now hassle-free, with the exclusive option of buying online. This digital method of purchasing has brought a revolution for business owners to secure their commercial vehicles.

If you're a business owner unaware of the terms and conditions involved, here is a complete guide on buying commercial motor insurance online for business owners in India.

1. Convenient with many options:
An online commercial vehicle insurance policy is meant for business owners who are usually short on time. Buying commercial vehicle insurance online is very easy, offers many features, and will save a lot of your time. Unlike offline channels, buying such a policy online will help you check different companies' schemes. You can easily compare the terms and conditions, coverage provided, and premium amounts of different policies offered by various companies.

2. Cost-effective:
Online insurance channels are an open display of multiple commercial vehicle insurance schemes provided by several companies. Since there is complete transparency in what the policy offers along with the premium amount, the insurance companies quote their best rates to beat the competition. As a business owner, this will benefit you as you can buy the best policy at the most cost-effective rates.

3. Covers third-party damages:
A commercial vehicle such as a bus or a truck can cause serious damage to third parties if an accident occurs. The compensation amounts can be heavy, which can cause concern for any business owner. However, you need not be worried about the damage your commercial vehicle can cause to third parties when you are covered with a commercial motor insurance India plan. The insurance companies cover third-party damages caused by the commercial vehicle in case of a mishap.

4. Legal compliance:
Being a business owner, you will want to be 100% compliant with the applicable laws of the land to operate smoothly. Third-party commercial vehicle insurance is essential by law in India. Non-compliance will result in heavy fines. Existing customers can instantly renew their policies online without wasting time if the due date is approaching.

5. Financial assurance in case of an accident:
It is a rare possibility that you will yourself drive your commercial vehicle. Also, most business owners will have several such vehicles. They will be in the hands of paid drivers who handle your vehicle roughly and without proper care. This raises the chances of an accident immensely. Buying a good commercial motor insurance policy will ensure peace of your mind. In case any accident occurs, the insurance company will take care of the expenses. There will be no major financial burden on you.

6. Comprehensive commercial vehicle insurance coverage:
If you are looking for an insurance cover that will protect you against the majority of risks, go for a comprehensive commercial vehicle insurance coverage. Such online policies will protect you against damages caused to your vehicle by theft, riots, natural calamities such as floods and earthquakes, fire, terrorism, and the entire coverage that a third-party commercial vehicle insurance offer.

7. Exclusions in a commercial vehicle insurance policy:
As a business owner, you should know the damages your commercial vehicle insurance policy will not cover. Such policies exclude damages caused by electrical or mechanical breakdown, consequential losses, damages caused while driving under the influence of alcohol, driving without valid papers, damage while being involved in illegal activity, and intentional damages to the vehicle.

Commercial motor insurance India is extremely important because the owners rarely drive the vehicles themselves and depend upon drivers for their vehicles' safety and security. Also, the vehicles are heavy and big, making them more susceptible to accidents and damage. Business owners should do complete research about the available insurance options online first. They should then go for the best policy that provides complete coverage. This will give them peace of mind with no chances of incurring heavy monetary losses.

Click HERE to buy the best motor insurance India.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.