GENERAL INSURANCE BLOG

Several factors need to be considered while finalising your holiday destination. You need to think about the budget, hotels, amenities, safety, etc. But one of the essential elements which determine your vacation destination is food.

Street food has a huge fandom. People of all ages love the culture of street food and local cuisine. You not only get varieties of food, but street food is quite pocket-friendly and on-the-go. If you are a food enthusiast, then different street food tours in our country will give you an unforgettable gastronomic experience.

In this blog, we will be discussing five popular street food tours in India.

1. Street food crawl in Varanasi:
A food tasting tour of Varanasi's old town helps you explore the food culture, which still hints at the ancient palette of the city's long history. A part of this walking, street food tour is visiting the oldest shop in Kashi and seeing how the most famous delicacies are prepared and tasting them after a quick demonstration.

2. Food and Heritage walk in Old Delhi:
While New Delhi has seen fast-paced growth and development and is still advancing with time, Old Delhi holds the culture together and keeps it alive. It brings the generations together with heritage and food.
Mixing heritage walk with food in Old Delhi immerse you in the places from cultural depths and taste the local cuisines that carry the original flavours from the legacies of the Mughal Dynasty. Old Delhi is a tasty retreat especially for non-veg lovers to enjoy a few unique and mouth-watering delicacies at every stall.

3. The food lanes of Kolkata:
A food tour in Kolkata begins with a bit of street vendors and leads to exploring one spot followed by another. During your time in Kolkata, you will get to taste jumbo prawns in coconut milk curry, onion bhajis, a range of chicken curries, and different varieties of authentic Bengali sweets like rasgulla and cham-cham that will melt your heart.
The tour has the perfect ending- coffee at one of the oldest colonial coffee houses in Kolkata. You can explore many Bengali delicacies and drinks during your exploration of Kolkata food streets.

4. Explore Jaipur food trail:
A food tour of Jaipur offers you the experience of the culture of Jaipur through its food palette. In just a few hours during your trip around Hawa Mahal, you can taste the famous and authentic delicacies of Jaipur. You will get the opportunity to explore the traditional and historical places, eat Rajasthani dishes and shop in the street markets.

5. Eat where locals go in Old Mumbai:
This food adventure in Mumbai gets you to explore three different districts that offer distinct delicacies like curries with crispy papads, Chowpatty's chaat, snacks, kebabs, hand-churned ice creams, and much more. All this food paired with stories about the vibrant Old Bombay will make your visit a memorable one.

After the delicious discussion about these popular street food tours in India, you also need to understand the importance of your safety during the trip. These tours will take you through crowded streets and congested spaces. It would be wise to explore different insurance plans of the best general insurance company to ensure the safety of you and your belongings while travelling.

Click HERE to know more about the general insurance company and the plans that you can invest into.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Having a car helps you manage your personal and professional lives with convenience and independence. While the whole process of purchasing a vehicle can be pretty extensive, it is equally important to take care of your vehicle to maintain its efficiency. Hence, it would be best to get it serviced regularly. Ensure that all the damages are repaired and replaced according to need.

But how do you ensure that your car stays up and running? There are several parts that require regular inspection. One of them is the gearbox. How can you detect and rectify problems with your gearbox? What happens if you don't get them checked by an expert?

This blog will discuss significant pointers about problems and the ways to resolve them.

1. Unexpected noise:
If you feel that your car is shaking, moving roughly, jerking or making grinding noises while operating, this indicates some underlying problem. And if you notice these noises when you shift the gear, it is an issue with the gearbox.

2. Laggy acceleration:
If you notice a slight delay (more than a second) in your vehicle's acceleration while you shift gears, this could suggest a problem with the gearbox. It could also be due to a faulty clutch part that finds it challenging to engage and disengage completely. Get this issue examined by an expert car mechanic to ensure proper repair and maintenance of the gearbox before the situation worsens.

3. Gear slipping:
The gearbox heavily depends on your actions and how you operate it unless it is automatic. Gear slipping is a phenomenon in which the car jerks and the gear shifts back when you accelerate. There are possibilities that it might change into neutral at times. And jumping to neutral gear while in motion can be risky and invite accidents as your car will halt suddenly.

4. Spilling of fuel:
The gearbox of your car is a crucial mechanical component. Since it moves in a rotational pattern, it needs fuel for lubrication. It is likely a transmission fluid leak if you detect bright orange-coloured liquid drops under your car. Get it fixed to avoid the gear from drying out.

5. Smell:
Overheating of the transmission fluid can cause improper gear shifts and a burning smell. Transmission fluid is essential in reducing the heat and cooling down the gearbox components.

Now that we have listed specific gearbox problems to look out for, the next question is how to resolve them. You can monitor the transmission fluid periodically, keep a check on the gears, make sure that the cooling system works efficiently, get your car serviced at regular intervals, drive with care and watch out for the signs we discussed above.

Another way to ensure that your car stays in good shape is to get it insured against unprecedented damages. You can safeguard your vehicle by purchasing the best car insurance in India and be relieved from the monetary stress involved in car maintenance and repair.

Click HERE to know more about how you can buy the best car insurance in India.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

No experience in life can compare to the adrenaline rush of riding a motorcycle. However, it is crucial to note the importance of maintaining your two-wheeler. Regularly changing the engine oil in your bike's motor is a vital part of keeping it functioning and operating smoothly. Without frequent oil changes, it overheats, the friction between its internal components increases, and overall performance suffers. As a bike owner, you must ensure that your bike's oil is changed regularly.

Yet another way to keep your bike safe is to cover it against any unexpected incident, such as damage, robbery, loss, or natural calamities, with the help of ideal 2 wheeler insurance.

Here are some important steps to change a bike's engine oil.

1. Start your engine:
It's a lot simpler to replace your oil while your engine is warm, so make sure you run it for at least 30 minutes before starting to change the oil. Remember, do not start a motorcycle and leave it idle. You will face the risk of causing damage to your bike.

2. Removal of old oil:
The next step is to dispose of the leftover oil by gently emptying it into a drain pan. The pipes from which the motorcycle oil is to be unloaded are positioned differently on various models, so be sure about the correct pipe before you begin.
Bend the motorcycle at a 45-degree angle and maintain it there for a few minutes. With a wrench, release the drain bolt and allow the oil to drain. Don't stop until you are confident there is no more oil left inside.

3. Install a new oil filter:
Be cautious while removing the old oil filter since there may be some spills. Before changing it, apply a little fresh oil to the new filter. This will guarantee that it runs smoothly into the engine and is readily withdrawn during the new oil filter replacement. Screw-in the fresh oil filter by hand, and be careful not to over tighten it.

4. Fill in the fresh motor oil:
Using the repair instructions manual that comes with your bike, measure out the exact quantity of oil required in a beaker. Remove the engine oil valve nut and insert a funnel to help the oil flow. Then, add the carefully measured oil to the engine.
Start the engine without revving it and let the fresh oil flow. With the completion of this step, you have successfully finished the procedure of changing the engine oil of your bike.

5. Finishing adjustments:
There are still some things remaining after the procedure. Ensure that there are no leaks and double-check all the bolts to assure they are snug. Wipe off any residual oil from the bike's surface using a cloth.

Bike owners have a close affection for their two-wheelers. As a result, they are not hesitant to get their hands dirty if it means keeping their bike in top condition. While an oil change ensures more remarkable performance, it does not protect from external causes or physical damages. Hence, responsible bike owners must invest in 2 wheeler insurance for the assured safety of their bike and good financial coverage if they incur loss due to accident or theft.

Click HERE to buy two-wheeler insurance.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

We all love good music, especially while driving around or travelling long distances. The music system has become an essential factor associated with the purchase of cars. Vehicles today come with fancy sound systems, and their features differ with the price range and models.

The sound system has evolved massively over time. The type of speakers, the sound they produce, and different settings are now being provided in all kinds of cars. The modern intelligent and hands-free voice-enabled audio systems have raised car owners' bar.

In this blog, we will discuss the audio setup for your vehicle and a few tips for installing an audio system.

1. Stereo:
You need to figure out the stereo you are looking for. List all your expectations from the one you want to install. It could include multiple features like touchscreen, playback (video), navigation, etc. You can purchase a stereo (aftermarket) and get it installed by an expert technician to ensure that the wires are not altered, and the warranty doesn’t void.

2. Speaker:
Your current speakers might lack treble bass and dull the vocals. You can resolve this issue by getting a new speaker according to your needs. There are component speakers with two-way or three-way components.
The two-way speakers produce mid-low bass and vocals frequencies, while the three-way component speakers have an additional speaker for middle-range frequencies. You can also pick the full-range speakers, mainly known as the co-axial speakers, for an immersive audio experience.

3. Amplifier:
To achieve loudness from your speakers, you can add an amplifier to your audio system. It comes in various configurations and power outputs. Some of these configurations are 4/3/2 channels which consist of four-channel amplifiers: these amplifiers power one subwoofer or one subwoofer and two speakers or four speakers. You need to get a component subwoofer if you like loud, thumping bass or sub-bass in the songs.

4. Subwoofer:
The customisable option amongst subwoofers is the component subwoofer. It has a wide range of power ratings and sizes options. Bass tube and bass box subwoofers are preinstalled in tube type and bass box type enclosures. You can directly use them to plug and play.
Another option in this category is the under-seat subwoofer. They focus on bass and space utility as they can be easily installed under your seats, thus freeing up the boot space of your vehicle.

You can use some damping sheets on the doors, windows, floors of your car to lessen the background noise from the roads and reduce the vibration from the doors due to loud volumes. This would amplify the impact of the music.

That’s a wrap on the tips to install an audio system in your car. Adding to this, it would be wise if you refrain from listening to loud music while driving. It may distract you, and an unstable focus on the road can lead to severe mishaps. Along with installing an audio system, consider getting your car insured to safeguard it against damages and stay stress-free monetarily. Invest in suitable private car insurance India and ensure the longevity of your vehicle.

Click HERE to know more about buying private car insurance India.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

For more than five decades now, immunisation has saved billions of lives. It's a low-cost, high-impact strategy to safeguard your child's health against various diseases and infections. Immunisation builds the groundwork for a healthy future.

Vaccines are critical in protecting the most vulnerable, such as children and infants. However, one out of every five children in the world is still unvaccinated. Having the highest number of unvaccinated children, India has strengthened its efforts to enhance mass vaccine coverage with mission Indradanush 2.0.

Over the last few decades, healthcare has become increasingly expensive. A health insurance policy can come in handy during costly treatments and hospitalisations. So, look for online health insurance companies to buy a policy to secure your child's future and cover them under seamless benefits. To find out more about immunisation, continue reading this article.

What is immunisation?
Immunisation is the process that protects people against illness caused by microorganism infection (formally called pathogens) by increasing the immunity of the body to combat these infections. A vaccine is a biological substance used for immunisation.

How does immunisation work?
When immunised against a disease, your body treats it as a natural infection. A vaccine contains a microorganism that is introduced into the body in a dead or weakened form. However, your immune system has no way of knowing whether the virus is alive or dead, so it takes it as a red alert and treats it as a threat. As a result, the immune system produces antibodies to attack the virus and eliminate it from the body.
As a result, if you acquire a similar virus in the future, your immunity will be prepared to combat that virus and shield your body against its infection. According to a World Health Organization report, immunisation saves an estimated 2-3 million lives each year (majorly children) by protecting against diphtheria, pneumonia, pertussis (whooping cough), rotavirus, diarrhoea, rubella tetanus, smallpox, polio, mumps, and measles.
Immunisation has eradicated many terrible diseases that massacred people in clusters and tons. Despite this, an estimated 19.5 million infants have not received all immunisations. The need to adequately communicate the health advantages of vaccination and the risks of not immunising children cannot be overstated.

Importance of early immunisation:
Most health experts, researchers, and professional medical organisations strongly recommend immunisation. Vaccines are the most effective steps to prevent infectious diseases.
Vaccine-preventable diseases are known to induce childhood stunting, leading to poor growth, poor adult health, and lower learning ability in children. But, getting your infant vaccinated at the right time can prevent them from having to experience such situations.
Vaccinations are an essential factor in determining your children's health. Shots for children are only effective if they are given on time and according to schedule. They aid in developing children's immune systems, allowing them to grow up healthy and happy. The development of cognitive abilities is also observed after vaccination.

Alongside vaccination, it is essential to buy comprehensive health insurance for your child to secure their health and life further. You may look for online health insurance companies and browse through different plans, compare their premium, and then choose the one that fits all your requirements.

Click HERE to know more about health insurance.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

A handbrake, sometimes known as an emergency brake or e-brake, is vital for your car's safety. We're sure you're well aware of what a handbrake is for: it holds your vehicle from rolling backwards once you've stopped. If you're new to driving, you may be confused about how a handbrake functions and when to use it. Is it only for emergencies or also for parking?

Read ahead for the answers to these questions and much more so that you can take advantage of your vehicle's most vital safety features. Another way to ensure the total safety of your car is to buy car insurance online.

How does a handbrake function?
The handbrake on a vehicle may be mechanical or electrical, based on its age, model, and gearbox. Unlike the footbrake, the handbrake is linked to the rear wheels of your automobile through a steel wire. It serves two purposes. First, it assures that you have a way to stop your car if the hydraulic brake fails. Second, it enables you to press the accelerator pedal while braking, facilitating more sophisticated driving tactics like drifting and flawless hill starts. When applying the handbrake, the metal cable goes through an intermediary gear before arriving at an equaliser, distributing power equally across the brake pads. This will eventually freeze the back wheels and cause the vehicle to come to a stop.

When should you use a handbrake?
It is all too common for inexperienced drivers to misuse their handbrake. For example, never use the handbrake while the automobile is still in motion.

You should only apply the handbrake in the following situations.

1. When parking:
Only use the handbrake when your vehicle has come to a complete stop after parking.

2. When stopping:
If you come to a halt at an intersection or a traffic signal, you should apply your handbrake. When you've come to a complete stop at a pedestrian crossing, activating your handbrake will keep your vehicle from moving forward.

3. While turning:
To prevent rolling against the curb while turning on a road that descends towards the sidewalk, proceed carefully, utilise clutch control, and use the brakes after each motion.

4. Following an emergency break:
To conduct an emergency stop, you must utilise your hand brake and, if operating a manual vehicle, then also your clutch pedal simultaneously. However, after your car has come to a complete stop, you should use the handbrake and shift it into neutral.

5. Hill starts:
After coming to a stop on a hill, using your handbrake in conjunction will keep your car from rolling backwards.

When it comes to operating your handbrake, like with any other area of driving, the more you practice, the more accustomed and confident you'll get. However, another thing to keep in mind is to buy car insurance online and save considerably in case your car faces any external damage or requires repairing and servicing. Driving without possession of insurance is against the law, and as a beginner, you'll need to have all the protection you can get.

Click HERE to buy car insurance online.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Rock climbing is an exciting adventure sport and a great way to stay fit. Today, several gyms incorporate rock climbing within their space settings to help people exercise and strengthen their bones and muscles. Many parents encourage their kids to try rock climbing established in recreation and amusement parks. Mountain climbing and mountaineering are different disciplines that come under rock climbing.

Rock climbing comes with its set of challenges. It requires expensive gear and training, which may not be readily available everywhere. Also, there is a degree of risk associated with the sport, given that you will be working with ropes and harnesses at certain heights. Safety is paramount while rock climbing. So, it is advisable to train formally before climbing in natural settings such as mountains, rocks, etc.

This blog will provide you with the complete guide to rock climbing for beginners. You will learn how to get started and various essential tips you'll need to know.

1. Gear:
Stop splurging on renting gear for climbing if you have decided to pursue it regularly. Purchasing your equipment is a wise long-term investment that will prove to be helpful. Also, check which gear you need as a beginner. You don't have to buy the ‘advanced’ level of equipment when you are just starting with rock climbing. Initially, you'll need climbing shoes, chalk and chalk bag, harness, headgear (helmet), etc.

2. Routine:
Now that you have decided to attempt rock climbing, you need to form a routine. Find time to practice regularly and seriously. To accomplish that, you can join a gym with rock climbing facilities or a training institute that provides regular rock climbing courses. Your trainer/coach can help you get familiar with the workouts, the footwork, etc., to develop the strength required for the sport.

3. Ease into the process:
You need to build a strong foundation before starting a more advanced stage in rock climbing. Give your body time to adapt to the different physical and mental stress levels of learning rock climbing. Pushing your body to do strenuous work can cause severe injuries or soreness in muscles, making it difficult to continue with the learning process.

4. Warm-up:
Warm-up exercises can help reduce the probability of severe injuries. These exercises boost your energy by pumping blood into your muscles. Your body can then accommodate different stress levels with ease while practising climbing. Some warm-up exercises include jumping jacks, squats, arm, wrist, ankle and foot circles. After these, you can head off to practice light and easy climbing, increase the intensity as instructed, and to the extent your body allows.

Rock climbing sounds intriguing. But as we discussed, it comes with a particular risk that can lead to severe injuries, harming your body in the process. While that seems quite unfortunate, a wise option to safeguard yourself is exploring the insurance market and purchasing the best personal accident policy in India to cater to all your needs. Insurance becomes helpful if the policyholder meets with an accident and requires medical care. So invest wisely and make your rock climbing journey hassle-free.

Click HERE to know more about how you can buy the best personal accident policy in India.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Have you ever felt overwhelmed by the number of things on your task list? Do you distract yourself by doing everything else? Do you end up hastily finishing your work minutes before the deadline? This postponing tasks until the last minute or past the deadline is called procrastination.

To put it simply, procrastination is the voluntary delay of essential tasks despite being aware of the negative consequences it may have in the future. But don’t worry; you’re not alone in this. Research shows that about 20 percent of adults tend to delay or avoid completing tasks by allowing themselves to get distracted.

The reasons for procrastination may differ from person to person. Psychology states that procrastination is not a time-management issue but is about avoiding negative feelings or triggers. A person may feel overwhelmed by the number of responsibilities and the pressure of completing them, causing intense anxiety, fear, or other negative emotions. Procrastinating then becomes an avoidance strategy to evade those negative feelings. It also revolves around the person’s inability to focus or deal with personal fears and emotional triggers.

Being a procrastinator can affect your productivity and harm your behavioural pattern. Never procrastinate on health issues, and always keep your health a priority. While health insurance plans in India can help recoup the costs of your treatments, they cannot guarantee a backup plan for missed opportunities. It is never too late to change and make better choices.

Here are a few tips to overcome procrastination.

1. Remove distractions:
While working, remove distractions to create a more conducive work environment, even if you’re not ready to get started on your work.

2. Take baby steps:
When we think of a task, the burden of completing it to the finish line can often become overwhelming. Think of the small, immediate steps to begin the task to dodge any such anxiety. For example, if you have to prepare a meal, simply start by gathering all ingredients required. Breaking down a task into more manageable steps can reduce the pressure of an overwhelming responsibility.

3. Reward yourself:
Treat yourself for the steps that you take towards completing a task. If you manage to get started, assign a relatively small reward to create a positive and content feeling. This will self-motivate you to complete the work with enthusiasm.

4. Recognise your triggers:
Recognising and accepting the triggers and fears causing you to procrastinate is a crucial step to resolve your habit. Think through your patterns and try to examine the cause of your procrastination. Ask yourself about what is making you to procrastinate. For example, if you’re afraid that you will make a mistake while doing the task, you can start resolving this fear by assuring yourself that it’s not the end of the world and that you can always correct the fault.

5. Create a plan of action:
Formulate a plan to smoothly complete your work based on two factors - your goals and the nature of your procrastination. For example, if your goal is to study 15 pages of a chapter and you fear that you won’t do it all in one sitting. Break down your study hours by splitting the work equally with timed breaks and small rewards. Doing this will allow you to systematically complete your task while relieving yourself from any negative feelings.

The habit of procrastination can quickly become a detrimental habit in the long run. Investing in health insurance plans in India can certainly secure your health in the future, but forming better habits is all in your hands. Give yourself permission to make mistakes and focus on visualising yourself having completed the goals.

Click HERE to buy the best health insurance plans in India.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.