GENERAL INSURANCE BLOG

The passion for exploring does not fade with age. Many seniors start planning their post-retirement plans from an early stage. And, travel is one of the most exciting adventures they wish to do in their old age. After years of providing for their families, they deserve a break to live for themselves. The elderlies should experience the world’s magnificence at their own pace and spend some time enjoying the serenity of nature to rejuvenate their soul.

However, elderly adults should take particular measures before travelling. If you intend to travel with more aged folks or hook them up with a senior road trip group, here are some factors to consider for their security and wellbeing.

1. Health restrictions and physical evaluation:
You can never take too much precaution when it comes to health. It is critical to keep medications available, therefore, ensure they are conveniently accessible. Carry all prescribed medications with you. It is also a brilliant idea to supply over-the-counter medications on hand for various potential requirements.

2. Keep the trips short:
While creating an itinerary, plan the travelling and sightseeing accordingly. Avoid ending up bone-tired journeys. Instead, take frequent breaks while driving so they don’t feel tired. Choose destinations that don’t involve much walking and are ideal for aged people to explore. It is advisable to take frequent halts for the seniors to stretch their bodies and feel refreshed and energetic again.

3. Road conditions:
It is prudent to be aware of road conditions. Damaged roads can be a problem for people who are not used to travelling regularly. Also, keep in mind that older people’s bodies are vulnerable due to low bone density and cannot handle jerks like youngsters. Therefore, maintain a steady speed and avoid rushing.

4. Do not forget to pack the necessities:
You must bring a few basics with you: Warm clothes and any medical equipment such as asthma inhalers, wheelchairs, shawls, and so on. A cushion or blanket will also come in handy. Eating locally accessible food may not be the smartest choice in certain situations. As a result, bringing some of their favourite foods is preferable. But ensure that the food must be less spicy, less oily, easily chewable, and easy to digest.

5. Bring fewer belongings:
When going on a road trip, you want to concentrate on the journey, the magnificence of nature, and the locations you see. Taking valuables will add to your anxiety and reduce the pleasure of the vacation. It also presents unsafe conditions. And anyway, seniors who travel by car should be stress-free!

Follow the above tips carefully to ensure a comfortable trip for the elders. Checking on health and safety is paramount when travelling with aged people. To lean a little more towards the safer side, you must have insurance before planning the road trip. You are also required to invest in motor insurance as it is mandatory for anyone travelling via cars. So, before you start your trip, look for a motor insurance company in India and get your insurance covered. Remember to carry all the required documents with you throughout the journey.

To visit the best motor insurance company in India, click HERE .

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

If you’re seeing this, you probably are wondering about a phrase that both seasoned motorcyclists and motorcycle marketers have mentioned several times: idling. What precisely is idling, and how can you adjust it by yourself? Let’s understand this.

What is idling?
Idling occurs when your motorbike engine is on and working, but you are not moving forward. Idling may also be defined as pausing at a stoplight with the motorcycle still functioning but not going forward. When your motorbike is idling, it is the period between igniting it and riding it.

Let’s dig deep into all you should know about idling.

How can we change the idle speed of an engine?
We try turning an alteration to raise or reduce the engine idle speed on turbocharged automobiles. Bikes manufactured now do not have such a feature. The idle speed of an engine is a pre-programmed function. We cannot directly modify the motor idle speed on the latest bikes. If the motor idle speed has to be adjusted, please refer to your bike’s manual to understand the recommended RPM first. The recommended idle speed of a bike depends on the type of engine and air to fuel ratio.

Does your bike need idling?
The most common purpose for idling a motorcycle is to “heat up” the engine. It helps in maintaining the engine properly circulated with gasoline, resulting in smooth riding. This is particularly frequent during the winter and in generally chilly areas all year. The idle period also varies according to the age of the motorbike. Older motorcycles idle for minutes, while current bikes idle for just a few seconds.
Yet another reason you should idle your motorbikes is that it is not always practical to switch the motor on and off when they are caught in traffic or need to get off their bike for a brief time.

How to adjust your bike’s idle?
It’s relatively simple if you do it right. If you have an older carbureted motorbike or an early fuel-injected motorcycle design, just use the idle speed adjusting screw. Twist and turn the screw slowly clockwise to raise RPM and anticlockwise to reduce RPM. This should be done when the engine has reached the average operating temperature. You may stop the idling once you feel that the engine has reached the desired RPM.

To summarise, idling on a motorbike occurs when the motor is left operating; however, the bike is not in motion. Idling is helpful to generate more RPM and attain more thrust. The motorists who desire constant power, usually get idling done or improved for a better experience.

Last but not least, being a motor-savvy person doesn't qualify you with all the protection for your bike. Instead, having a robust two wheeler insurance plan can help you overcome financial risks getting to your pockets. Numerous insurance companies offer two wheeler insurance online in India. Choose a suitable one and invest in it to ensure optimum financial security at the time of emergencies.

To browse two wheeler insurance online India, click HERE .

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Tyres are the least talked about part of a bike and usually get tossed to the side. But it is crucial to check your two-wheeler’s tyres regularly because they go through a lot. Whether you are riding on a metal road or rough surfaces —they have to be able to hold their shape. But, quick-fix solutions like tyre pressure can do so much for your tyres.

Imagine riding your bike, and you realise there's a flat tyre. This can interrupt your ride due to the waste of time. Also, sudden faults in the tyres are potential risks to the rider's life and even damage the bike.

Tips for maintaining the optimum tyre pressure:
Taking care of your bike's tyres isn't a big task. If you remain a little attentive, it's possible to avoid any breakdown-related issues. However, a big problem that one needs to avoid is the accident and financial worries attached to it. To deal with these, consider buying insurance plans. Getting a 2 wheeler insurance policy is like buying a shield for your two-wheeler.
And luckily, there are four tips to help you avoid tyre-related accidents while riding your bike. Maintaining optimum tyre pressure is crucial to minimise mishaps on the road.

1. Are your tyres correctly positioned:
When checking your bike, you should always check the tyres to see if they are in the correct position. Also, check for any punctures as sharp objects such as glass can hamper the quality of tyres. Make sure to move the tyre forward and back to check the whole surface thoroughly.

2. Check the tyre pressure:
One of the best ways to protect your two-wheeler is to examine the air pressure. When inflating your tyres, you can extend their lifespan and improve handling. Make sure to check the air pressure before every ride. As the bike heats up, air pressure can change, and it is essential to keep track of the air pressure level for your bike.

3. Recommended air pressure:
Keeping your motorcycle's tyres at the recommended air pressure is essential. Ask the service centre or check your bike manual to know the recommended tyre pressure, and ensure you maintain it. Also, to avoid sliding on wet roads, make sure your tyres are in good shape. Check the treads for wear and make sure they are not bald. If there is a decrease in an inch or quarter bald track, you should consider replacing the tyres.

4. Avoid maximum inflation:
When filling your tyre with air, be mindful that the sidewall states the maximum pressure. The recommended amount is always lower than the maximum. Excessive air filling can cause considerable damage to the tyres and increase the probability of tyre burst, creating a life-threatening situation for the rider and fellow drivers around him.

With an increasing number of road accidents and fatalities in India, 2 wheeler owners must be well-protected from any unfortunate mishaps. So, make sure you get a 2 wheeler insurance plan, drive safely, and stress-free. Also, use the tips mentioned above to take the best care of your bike’s tyres and leave no scope for negligence.

Click HERE to buy the best 2 wheeler insurance.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Since its implementation, the central locking system has become one of the essential safety features in a car. It's a combination of electronic and mechanical components that only allow access to authorised individuals.

Earlier, central locking systems in automobiles used a compressed air mechanism with separate vacuum reservoirs that triggered the locks of all four doors when the key was inserted and turned in a lock. Today's systems use wireless or infrared control, which can activate the mechanism from a distance.

In today's post, we will look at the functioning of the central locking system and how it impacts a car's safety.

The four main components of a central locking system.

1. Actuator:
An actuator is an electric motor that controls the car's central locking system. This component is built into the door and consists of a combination of mechanical latches.

2. Transponder:
It is a system built into the key's bow that determines whether the correct key is being used. As the key approaches the ignition lock, the transponder code is read. When the correct code is scanned, the electronic immobiliser sends a signal to the engine to permit it.

3. Remote Controller:
Remote controllers are increasingly being used in all cars. They are designed to replace the function of the key systems completely. The remote control includes electronic circuitry that sends coded instructions via infrared rays to the receiver located inside the vehicle to permit a keyless entry.

4. Start and stop system:
Unlike traditional ways, which required a key to be inserted into the ignition lock to start the car, engines are now being started using keyless systems where a transmitter – also serving as the central locking controller – is scanned into a reader in the vehicle. Later, the engine is started by pressing a button.

Safety advantages of central locking systems:

• The driver has better control over all the doors. The central locking system allows drivers to lock or unlock all four doors by pressing a single button. This is very convenient since the driver doesn't have to worry about unlocked doors while the car is in motion.

• Since the code is digitally encrypted, it is tough to make duplicate keys.

• If your key is ever stolen, you can simply remove the access right from the software on your phone. It connects with the car's digital lock and terminates access rights. Some automobile manufacturers even allow removing the access remotely.

• In more sophisticated systems, the car's door automatically locks itself after reaching a specific speed limit. As a result, no one, especially toddlers, can open the door by mistake —this helps avoid serious accidents.

• In case of an accident, a central locking system smartly unlocks the door so that help can reach you without having to break anything.

What else assists post-car accidents? Comprehensive car insurance. You can claim all the expenses involved in repairing and servicing your car under your car insurance policy's scope

A central locking system is essential for a family vehicle in practical usage. The ease of access and security that it provides make life easier for all automobile owners. Having a central locking system in your car provides extra security and brings down your car insurance premium. All the reputed car insurance companies encourage car owners to adopt convenient and safe practices. So, go for a central locking system in your car to enjoy a wide array of benefits and deals that you shouldn't be missed out on.

Click HERE to buy car insurance in hassle-free steps.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

As a car owner or enthusiast, it's prudent to educate yourself about vehicle parts. The most confusing of them are fenders and bumpers that keep your car safe. You may have heard the term "fender-bender" from drivers when they get into a car accident and wondered, "What does it mean?" Fender and bumper damages refer to physical damages to your cars, such as dents. If you have recently bought a new car, this article will help you understand the difference between these terms.

However, before diving into fender vs. bumper issues in detail, we advise you to buy new car insurance to ensure your vehicle gets adequate protection against accidental damages and a hassle-free repair and servicing.

What is a car fender?
The fender has been a part of automobiles for a long time now. It is the part of the car that covers the wheels. The section where the fender goes is popularly called the "quarter panel." The quarter panel is the rounded corner of the car that protects the wheels.
In older vehicles, the fender used to be more pronounced. Whereas nowadays, with the modernisation of the structural design of cars, fenders have taken a flatter shape, complementing the car's frame.
Car fenders are an essential accessory for your car, as they play a crucial role in keeping the vehicle and its occupants safe. As the car moves, the tires grab and throw anything that comes in its path, such as small rocks, mud, water, etc. Fenders provide resistance against wind and roadside debris while protecting surrounding areas and nearby people from projectiles from your tyres.

What is a car bumper?
A car bumper has a "bumping" function, which means it acts as a protective perimeter to the body of your car and prevents other objects or vehicles from impacting it. In simple words, it reduces the impact of a collision by absorbing minor shocks. You can find bumpers in two places in your car, one in the front and another in the back.
Car bumpers may not prove very beneficial in protecting your vehicle from high-speed crashes, but they are quite valuable for safety during minor accidents. They also serve to protect pedestrians from severe injury in case of a collision.
Just like fenders, bumpers have also reduced in their size. Previously, they were mainly used for decorative purposes, and people came up with new stylistic designs. However, they have gained quite much attention in the automobile industry in recent years. They are no longer considered decorative items but essential for safety purposes. The effectiveness of rear and front bumpers has saved the lives of numerous car accident victims.

Several car owners struggle to understand the parts of their vehicle, making it challenging to communicate with the mechanics about car troubles. However, educating yourself about them can make all the difference when it comes to the proper maintenance of your vehicle.

Similarly, think of investing in the security of your car and buying new car insurance to ease the concerns that can empty your pockets and leave you frustrated. Understand your role as a responsible owner and do whatever is necessary to keep your four-wheeled companion safe.

Click HERE to buy new car insurance with the best benefits.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Regular car maintenance is a worthwhile investment since it allows a vehicle to operate more effectively and safely. Moreover, it helps avoid the need for expensive repairs in the future. Changing the engine oil improves the performance of your engine by spreading heat and keeping an appropriate temperature in the combustion chamber. In addition, you must remember that a well-maintained car helps you secure a car insurance renewal easily with added advantages like no claim bonus.

It is critical to use the proper lubricant for your vehicle to achieve optimal engine performance. There are many types of car engine oils available, and determining which one is best for your car is not an easy task.

How do you know which engine oil is best for your car? Here are the things you must consider.

1. Oil Viscosity:
When it comes to engine lubricant or engine oil, viscosity is a measurement of the thickness of the oil and the resistance to flowing. It is necessary to match the oil viscosity to the ambient temperature since thick oil does not agitate around the engine. Optimal viscous lubricant promotes energy efficiency while also preventing friction between components. Look at the care guide for your car's oil needs.

2. Analyse the previous engine oil's performance:
One of the essential things you should do when changing your engine's oil is to assess how well the prior engine oil performed. Changing your engine oil at specified intervals is vital to ensure smooth performance and safety.
Suppose the previous engine oil was refined, and there was no need for engine maintenance. In that case, you can use the same oil and brand without hesitation. It's best to choose an oil with the same manufacturer certifications as the one specified in your car manual if you can't find the one you need.

3. Type of car you have:
The type of vehicle is the most crucial consideration when selecting engine oil. There are several important factors to consider when buying engine oil for your car, including whether it is old or new, if it runs on gasoline or diesel, and if it has a high-performance engine or not, the brand, the series, and so on.

4. Follow the advice of the manufacturer:
It is suggested to follow the manufacturer's guidelines for engine oil changes in your vehicle. The importance of these guidelines becomes much more apparent when you own a new car that is still covered by the manufacturer's warranty. Use only the engine oil recommended by the manufacturer during this period because using a different oil could invalidate the warranty and affect your car insurance renewal.

5. Environmental factors:
The choice of engine oil is influenced by whether or not the vehicle is subjected to high-temperature conditions. Choosing an engine oil that can handle low and high temperatures is essential when driving in harsh climates.

It is critical to choose the appropriate engine oil for your engine to run at peak performance. Furthermore, the proper engine oil will improve the engine's performance and the car's overall fuel efficiency.

It is highly suggested that car insurance renewal be done before the due date to receive uninterrupted insurance benefits for a prolonged time. So consider these five factors the next time you're shopping for engine oil to get the best results.

Click HERE to get your car insurance renewal done before expiry.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

In the modern era, cars no longer remain a luxury. Instead, they have come under the list of essentials. While a four-wheeler is crucial for ease, accessibility, and comfort while travelling, it's not always possible to buy one on your own due to the heavy expenses. However, rental cars are the perfect solution.

While we're on the topic of rental cars, it is essential to understand rental car insurance as well. If, unfortunately, you end up in an accident during your driving, insurance will provide you with the right added protection and coverage. Now let's understand the working of rental car insurance.

1. There are different types of rental car insurance. You can select the one which caters to your needs best:

• Personal accident protection – It offers medical cost coverage for you and your co-passengers in case of personal injuries.

• Loss and Damage Waiver (LDW) – It is also called the Collision Damage Waiver (CDW). Rather than being a proper policy, this is a waiver scheme that prohibits the rental company from chasing after you in case of damage or if the vehicle is stolen.

• Supplemental Liability Protection – This provides cover against the damages done from your end.

• Personal effects coverage – This ensures coverage against personal items getting stolen from your rental car.

2. If you don't have auto insurance, it is advisable to get rental car insurance. A non-owner car insurance policy covers only liability. So, it is advised that you purchase damage protection. In addition, driving without car insurance is illegal, and you can get heavily fined if you do so.

3. Your personal policy does not cover the repair cost if you get into an accident and end up damaging the car. Therefore, think about purchasing a Loss and Damage Waiver (LDW) if you lack a collision and comprehensive coverage on your personal auto insurance policy.

4. Rental insurance is also beneficial if you're renting a car for a business trip or personal travel and are unsure about personal auto insurance coverage limitations.

5. Depending on personal car insurance to protect against the damages caused to the rental car can land you into paying a deductible. Instead, buy rental car insurance, which covers the cost of repair and avoids paying a deductible.

6. The cost of rental car insurance depends on several factors. It relies on the company you purchase the coverage from, the type of car you are renting, the state you are in, and the number of miles/kilometres you are travelling. Your costs will also increase if you purchase add-on coverages.

Now that we have taken a closer look at the working of rental car insurance, a wise option would be to think about your car and its protection against unanticipated damages. The best part about this whole process is that you can explore your options and buy car insurance policy online that suits your needs without any hassle. Travel without worry and explore the places you want to visit using an affordable commutation option and multiple insurance benefits.

Click HERE to know more about how you can buy car insurance policy online.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Several state and national highways link India's vast geography. The country's roadways network stretches over 5 million kilometres while consistently increasing and is one of the largest roadway networks globally.

This vastly interconnected system is financed by the Indian Government that collects a sum of taxes from the citizens for the regular maintenance of the roads. Therefore, it is integral for every citizen to pay their taxes on time for the smooth functioning of the roadway system.

What is Road Tax?
When purchasing a vehicle, an individual must pay the base manufacturing price and a few extra charges. These additional charges typically include registration fees, relevant motor insurance, and a motor or Road Tax. The road tax is a sum of money paid while purchasing a vehicle in the state or country. The tax differs in all states as it is subjected to different tax structures and clauses.
A certain amount of road or toll tax is levied on vehicles using the state or national highways. These taxes differ according to state regulations, highway distance, and other relevant factors.

Who determines the Road Tax?
These Government bodies typically determine the road tax:

1. The state government levies the state vat tax, toll tax, annual or lifetime motor vehicles tax, and passenger and goods tax.

2. The Central Government levies the GST, customs duty, central excise, central sales tax, and other additional charges depending on the vehicle category.

Who has to pay the Road Tax?
While purchasing a vehicle, motor insurance is not the only cost that the individual must incur. The road tax is a compulsory tax that the individual must pay while purchasing a new vehicle. In India, this tax is charged on both private and commercial vehicles. Every individual who purchases motorised vehicles such as bikes or scooters, cars, auto-rickshaws, or even buses and trucks, needs to pay the tax irrespective of the vehicle's size.
Although the vehicle's manufacturing cost price primarily determines this tax, it is typically calculated considering other factors such as the motor or engine capacity, seating capacity, weight, and cost price. Thus, the road tax paid by every individual differs based on the vehicle as well as the state of purchase.

When and Where to pay the Road Tax?
An individual must pay the road tax for a vehicle during its registration. Depending on the state's mandate, the tax can be paid with flexibility, either one-shot payment or in yearly instalments. The vehicle owners may choose to pay the tax offline or online as per their convenience. If one is shifting their residence to another state, they need to re-register their car in the RTO of the new state and then repay the road tax.
To sum up, paying the road tax is an essential duty of every vehicle owner as a responsible citizen to help contribute and maintain the country's roadway network. However, being responsible for your vehicle's safety is equally important, and you can achieve this by purchasing a motor insurance plan that offers complete protection to your valuable asset.

Click HERE to know more about motor insurance.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Memory loss is a prevalent problem among the elderly and a usual complaint from their caretakers. The good news is there are straightforward strategies to boost memory that aren't costly or tedious. Just as exercise helps your physical health, brain exercises develop your mind, enhancing your memory and reasoning abilities. Here are some measures you may take to retain and even upgrade memory.

Everyone fails to remember things periodically. Yet, loss of memory is not something to be neglected. However, there are no assurances for avoiding memory loss or dementia, but some activities could be surprisingly beneficial. Consider these seven easy strategies to strengthen your memory and know when to seek treatment for Alzheimer's disease.

1. Beauty sleep:
Sleep causes brain changes that help to cement memories. It also improves brain cell connections and aids in transmitting information from short to long-term memory. This implies that fresh memories made by older people are more likely to stick with them. Sound sleep can even help elevate mood and nourish the brain to perform to the best of its ability.

2. Maintain a social life:
Studies have demonstrated that social interaction is critical for the elderly's mental health and remembrance. Enjoying time with family and friends and attending activities may aid in the maintenance and improvement of cognitive processes.

3. Reduced sitting and increased movement:
According to several studies, seniors who participate in physical activities receive significantly greater oxygen to the brain. In addition, there is an increase in blood flow to regions of the brain linked with increased memory, which results in changes in mental health to fruitful levels. Increasing age demands constant physical movement to build an active lifestyle.

4. Better meals:
Modifying a veteran's nutrition to include foods rich in protein and unsaturated fats, such as fruits, vegetables, nuts, etc., can lower cholesterol levels. This reduces the risk of memory problems and heart attacks by preventing blood vessels from being blocked. Proper diet plays a crucial role in maintaining overall health and ensuring physical well-being.

5. Take a sensory exam:
Although this may seem clinical and unusual, sensory testing is a friendly approach to ensure that the brain is supple and robust. A sensory test creates new neural connections in the brain while also replenishing existing ones.

6. Carry out brain workout:
Learning new abilities such as playing an instrument, engaging in a pastime that requires hand-eye coordination, conducting memory exercises, and even doing arithmetic in your mind, has been shown to increase cognitive function and recollection.

7. Discover a new interest:
Numerous institutions and senior centres provide interesting, low-cost talks and workshops for seniors. Whether it's learning a new cuisine or honing your computer abilities, continuous education is a sure method to remain sharp.

Consult a doctor if you're concerned about your parents' memory loss, which can interfere with their ability to accomplish typical daily tasks. They will probably perform a medical examination and cognition and problem-solving abilities tests. Having insurance always comes in handy. Look for the best health insurance in India for parents and invest in one to make their life after retirement healthy.

Get the best health insurance in India for parents HERE.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

We often tend to take our health for granted at a young age. This is because in its young days, our body maintains stamina even if we may not properly care for it. But as we approach middle age, we realise how the stress and hustle of daily life make us neglect our health.

As we continue carrying the stress and burden of responsibilities on our shoulders, we forget that neglecting our health can be detrimental. It can be challenging to pay attention and recognise an illness before it has already done harm. Here are a few signs to look out for that indicate declining health conditions in aging adults.

1. Insomnia:
Adults deal with loads of responsibilities and stress daily. As hard as they work during the day, it can become just as hard to get a good night's sleep. Insomnia or sleepless nights can reflect a person's mental or physical stress, change in hormones, or fluctuating nutritional values that should be looked into before they worsen.

2. Deteriorating nutrition:
We are aware of how vital undertaking regular blood check-ups is. Adults should regularly get blood check-ups since they do not pay much attention to acquiring a nutritious diet. Deteriorating nutrition can cause a fluctuation in the body's levels of vitamins and minerals, which can lead to several health issues like weakness, loss of stamina and energy, etc.

3. Fragile bones:
As we grow older, our bones go through a lot of wear and tear. The ability to recover from broken bones and fractures drastically reduces for adults as they have lower bone density than children. Regular joint pain and fragile bones can indicate the onset of chronic conditions like arthritis, osteoporosis, etc.

4. Increasing comorbidities:
Comorbidities such as hypertension, diabetes, high cholesterol start to affect adults as they approach their late 40s. Securing a health insurance policy for family can help you ensure family safety in case of emergencies. However, maintaining your health by exercising, walking, taking vitamin supplements, etc., is essential to control these comorbidities.

5. Memory loss:
Brain function may be affected as we grow older and forget a few menial things. However, it becomes concerning when adults start to forget essential information like directions, identity, or recipes. Memory loss can indicate severe health conditions like dementia and Alzheimer's. Therefore, it is better to trace these early enough to treat these conditions right.

6. Digestion issues:
The most common thing that aging adults deal with is gut-health issues. Digestion can be affected by lifestyle choices, non-nutritional eating habits, genetic problems, etc. Chronic conditions like irritable bowel syndrome, diverticulitis, hemorrhoids, and gallstones usually begin when digestive issues are not resolved in time.

These are a few signs that point towards a deterioration in an adult's health conditions. While many individuals understand the importance of investing in health insurance for family and themselves, some face an uncertain future without it. A reliable health insurance policy for family acts as a backup plan that secures the health and safety of our loved ones, especially after entering into a specific age.

Click HERE to understand more about the different health insurance plans for you and your family.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

A sports bike provides riders with an exhilarating and adventurous experience. Several high-quality sporty bikes have recently entered the market, each with its own unique set of features. In addition, sports bikes have a more upright riding position, long travel suspension, and bigger tank capacity.

Long travel suspension contributes to optimal ground clearance, allowing smoother driving over rugged terrain, which makes it possible for motorcyclists to travel into distant locations with ease. Potholes and roadblocks are no match for their speed and agility.

The following are the ultimate five reasons you should ride a sportbike for touring.

1. Customisation:
A sports bike is more convenient than a regular bike when it comes to touring. Buyers can improve the quality and crash safety of their bikes with the help of after-sale services. Every accessory is protected against rain, snow, and hail with an all-weather coating for added durability.
Helmets and riding clothes can be made just for you. It assists you in planning your outfits for road trips and prepares you for outdoor adventures. By your requirements and the location of the destination, you can select from a variety of tire options available in the market.

2. Enhanced convenience:
Seating comfort is crucial for every motorcycle rider, and many sports bikes offer it. In addition to traction control, an anti-lock braking system and several temperature riding modes make sports bikes equipped with exclusive features that assure riders' convenience. Furthermore, it provides several other technologies that make riding a motorcycle safe and enjoyable for long journeys.
The bikes are developed with practical features such as cruise control and heated seats for added comfort.

3. Serviceability and dependability:
Sportbikes are relatively simple to maintain and repair. The reduced bodywork makes routine maintenance, inspections, engine cleaning, and other vital components easier.
Because these bikes are engineered to withstand gruelling conditions for an extended time, their parts and materials are overbuilt for most types of travel. More than any other bike, their durability quotient is high. They are more powerful and torquey in technology, with designs that are fashionable.

4. Touring experience:
Touring is about more than just your vehicle. It is also essential to have a positive experience. You will undoubtedly meet and engage with other riders. Also, sports bikes have a reputation for igniting conversation with curious locals about your origins and destination.
You get to participate in many chats that will leave you with a slew of pleasant memories. A growing number of individuals are developing an interest in sports bikes. Keep an eye out for activities in your area, and don't be hesitant to drop over with your camping gear if you see one.

5. Greater fuel storage capacity:
It is common for sports bikes to have a bigger tank capacity, between 13 and 20 litres. A larger tank equates to a more excellent range of operation. In addition, it eliminates the need for numerous stops for refuelling when travelling long distances. The fact that petrol stations are far and few when you are travelling makes this feature all the more crucial for your trip!

In a nutshell, sports bikes make it possible to cover vast distances with ease, unmatched speed, and durability. It is well worth purchasing for any lengthy journey because of its design and comfort. Feel the seamless power of the engine revving your heart and exciting the rider in you.

If you have a passion for travelling on two wheels, then a sportbike can help you live your passion to the fullest. However, apart from the fun, you need to prioritise your safety while riding such powerful machines. Ride with proper safety gear and invest in 2 wheeler insurance to safeguard your finances against any damages.

Click HERE to purchase the best 2 wheeler insurance for your sports bike.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

In recent years, destination weddings have received increasing attention. Finding the right location to tie the knot on one of the most important days of your life is an indescribable sensation. However, these magnificent locations often drain a large portion of your funds. They may even surprise you by exceeding your wedding budget. But don't allow money to stand in the way of the total delight of tying the knot against a magnificent background that will make your wedding appear nothing short of a fantasy.

To add to this thrill without dimming your spirits with exorbitant venue expenses, we have unveiled a list of a few ideal locations. These places will make your exquisite vacation wedding planning a reality while staying on a budget!

1. Royal Jodhpur:
Jodhpur is a royal venue for you to have your destination wedding on a budget. The beautiful palaces, heritage hotels, and havelis offer you options of Royal Marwar tradition with gorgeous royal arches, domes, and wide-open courtyards. The historic buildings combined with contemporary comfort will make your wedding a day to remember. Book a multi-faceted facility with a heritage palace and a royal set-up that will provide a stunning wedding experience for your special day.

2. The Andaman and Nicobar Islands:
Imagine getting married while standing amidst an island resort with a view of the infinite ocean in front of you. It will be beyond lovely, with the waves pounding on the beach and the peaceful humming of the ocean. Your attendees will have a fantastic holiday due to your wedding and cherish every single second of it as a majestic memory to rejoice.

3. Tijara Fort, Neemrana:
Imagine getting married in a historic castle and experiencing being a royal couple. Tijara Fort is the place to go. It is perched on a high mountain with a breathtaking outlook and serenity encompassing its boundaries. It also provides a peaceful and tranquil area with a view of the mustard fields, making this destination all the more special.

4. Mussoorie:
Mussoorie is excellent for arranging a getaway wedding while staying within your budget. It is the ideal location, with a beautiful atmosphere, hypnotic mountains making a stunning background, and an abundance of flora adding to the aesthetic appeal. It also provides a wealth of facilities that will make your momentous day to cherish.

5. Jim Corbett Park:
This is recognised as one of the most aesthetically pleasing destinations in India. Surrounded by the beautiful woods and jungle, this popular tourist destination is ideal for hosting all types of wedding festivities, from pre to post-wedding. Make them stand out and distinctive, making your fantasy come true in Jim Corbett.

Over the years, the concept of big fat Indian weddings has been trending. Many couples prefer to spend extravagantly on a wedding ceremony than invest in their future planning. However, budgeting has to be beneficial in every way; for your wedding event and hereafter life. Discover the significant benefits of insurance and buy insurance policy online that suits you before starting the new phase of your life.

Click HERE to buy insurance policy online.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

We all know how much effort we have to put in to maintain a car that we drive daily. Now imagine the maintenance needed for one we do not drive that often. Of course, it is not essential to take care of an idle standing car in your garage, but it is vital to keep its maintenance top-notch irrespective of driving.

To help you get better at maintaining an idle car, we have mentioned some tips below that you can follow without going out of your way!

1. Change the oil frequently:
The engine is the heart of any vehicle. So even if you are not driving the vehicle, you must ensure that you are taking care of the engine and that the engine oil is changed frequently. This keeps the engine lubricated and improves the life of your vehicle. So you do not have to worry about its maintenance if you decide to use it in the future. Moreover, the engine is the most expensive part, so you might have to pay a hefty sum if it is damaged.

2. Go for a short drive:
When the manufacturers make a car, they keep it running throughout. So your vehicle's engine oil often circulates to the different parts of your engine and provides lubrication. When you leave your car idle for a long time, the engine parts tend to lose their lubrication and face damage. Also, if it is not used for a long time, your vehicle's battery will drain eventually.

3. Clean your car:
If you know that your vehicle will be idle for a long time without being touched, then you must have a routine to clean its interior and exterior regularly. You can cover your vehicle with a car body cover; this will protect it from all the dust, leaves, moisture that otherwise can ruin its texture. A car's paint undergoes severe damage due to factors like moisture, weather or climatic conditions, substance damage, etc. Schedule a bubble bath for your less operational vehicle at least once every month to maintain the glaze of its exterior.

4. Check for rodents and pests:
An idle car is the perfect breeding home for pests and rodents. The vehicle being untouched will make it an ideal environment for infestation. Rodents can put down the electrical circuits, seat cushions, wires and severely damage the interiors. All of these things will make your car of no use later on. So while cleaning your vehicle, make sure that you are also getting it checked for rodents and pests to keep them away.

5. Disconnect the batteries:
While your car is idle, it is best to unplug the battery terminals to avoid corrosion. Ensure that you wear gloves and keep the ignition turned off. While unplugging the battery terminals, you must unplug the negative one first and then the positive one.

6. Maintain your car insurance renewal:
Keeping your vehicle idle and unused will land you in trouble later. These problems can be anything from the engine to corrosion of parts too. So to ensure that you do not have to pay for the damages, you must also ensure your car insurance renewal.

Car maintenance can be challenging and time-consuming, but your work will be less complicated with the tips mentioned above. They will ensure your car doesn't get damaged or face any trouble. Whether you are operating it or not, your car is your responsibility, and looking after its maintenance should be your priority as an owner.

Click HERE to buy the best car insurance plan.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

There are several techniques for time management out there, but as tasks pile up and burdensome thoughts loom, sustaining momentum is critical. If you're concerned about the time factor, the Pomodoro Technique might assist you in completing your to-do list.

Francesco Cirillo, a university student in the 1980s, developed a practice of utilising a tomato-shaped kitchen timer to keep himself motivated while studying. As a result, the Pomodoro technique was developed – Pomodoro in Italian means a Tomato!

Individuals from different walks of life have used this strategy to overcome procrastination. Today, we will see how it works and how it can benefit you in five ways. Let's begin, shall we?

Steps to practice the technique:
Before we begin, let us tell you, here, one Pomodoro is equivalent to 25 minutes.

• Create a to-do list for the day

• Determine the number of Pomodoros you will devote to each activity

• Set the timer to one Pomodoro

• Concentrate entirely on that activity until the timer goes off

• Take a break of 5 minutes

• Proceed to the next Pomodoro after the break

• Take a longer rest after every fourth Pomodoro

Five benefits of the Pomodoro Technique.

1. Helps you break the habit of procrastination:
This technique will help you battle procrastination and stay focused. You know when and how long you have to work using this strategy, so you don't have to convince yourself into working since it's already planned for you.
The Pomodoro method has helped many persistent procrastinators get free of their habit and genuinely enjoy their job throughout the years.

2. Fights distractions:
The Pomodoro technique helps you create a habit of pushing the distracting tasks such as scrolling your social media feed, checking emails, and other stuff by moving them to the 5-minute window you get after each Pomodoro. You will struggle initially, but once you are hooked to it, say goodbye to the distractions.

3. Work seems like a game:
The timer serves as a countdown for the job at hand, and you'll feel as though you're racing against time to "complete a level." With such an approach, the Pomodoro method improves your productivity by providing fun and breaking up dull periods with a challenge.

4. Keeps your motivation going:
It's an exhilarating race to complete tasks before you run out of time. This thrill drives you to work quicker, even when you typically slow down. These minor surges of inspiration help you stay motivated and keep you focused. You are your competition.

5. Decreases physical and mental discomfort:
One of the huge pros of the Pomodoro Technique is the frequent breaks. After each Pomodoro, you can get up to stretch your legs/back, hydrate, or just stroll around. These short activities help you reduce the onset of physical discomfort caused by sitting at a desk for a prolonged period. Similarly, allowing your mind to wander momentarily throughout the day decreases daytime fatigue, and when you feel physically and mentally well, you get more done.

The Pomodoro Technique allows you to immediately get in the zone and give your best in the shortest amount of time. A considerable number of people have implemented this strategy to date; many have even mentioned this technique being the key to establishing work/life balance in their books.

Apart from maintaining a perfect time management regimen, checking your health and fitness is equally essential. Focus on consuming a healthy diet, following a regular exercise routine, and adopting practices that further safeguard your health and mental fitness. Invest in a good health insurance cover and post purchasing, never miss out on the health insurance policy renewal. Keep it up-to-date to enjoy the benefits without interruption.
So, start today. Make your to-do list now and bring a positive change in your life.

Click HERE for your health insurance policy renewal.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Painting your house can be a great way to improve its appeal, increase its monetary value and overall make you love your place even more. The best part is that painting does not even cost you much if you use the right tips and tricks. However, before picking up the paintbrush, remember that it is not child's play.

The gratifying project of giving your house a new look with a fresh coat of paint can become taxing if you follow the wrong ways. To make sure your home stands out in the neighbourhood, you must take an informed and measured approach to painting.

Before you make your selection, here's something you should know.

1. Hire a professional or do it yourself:
Decide on whether you want to hire a professional painter or do everything yourself. Both have advantages and disadvantages. Professional painters will cost more, but they will do the job faster and with correct procedures that non-professionals may not.

2. Choosing the appropriate colours:
The colour selection might be time-consuming due to the importance of each family member's shared decisions and choices. To observe the impact and brightness of the colours, purchase paint samples and apply them to any two sides of the wall. Or check out the colour palette of different paint companies and then choose.

3. Deciding on the best time to paint:
If you want to paint the building's outside walls, you should do so during the summer months so that the paint does not take as long to dry. Otherwise, paint only in the late mornings and early evenings when the weather is warm enough for the paint to dry.

4. Calculating the cost of painting:
You'll need to calculate the entire painting cost, including the equipment, expert painters (if you're employing them), paints, primers, and other supporting materials.

Before you begin the painting process, keep the following recommendations and practices in mind:

• Examining the house:
The painting should begin with a thorough examination of the entire area. Before applying a paint coat, make a list of every crack, hole, and structure that has to be fixed.

• Figuring out how much paint you'll need:
It's much easier to calculate and estimate the amount of paint that needs to be purchased once you've taken down the measurements of the area that is to be painted. It is generally a good idea to buy more paint than you need.

• Getting rid of old paint:
You must remove the old paint if it has deteriorated and flakes have begun to appear on the unsightly walls. Use a paper scraper to remove the old paints. This will eliminate the blemishes from the walls and clean them by removing the undesired dust.

• Cleaning the residence:
Professionals usually do cleaning and remove everything from the house. Before painting, clean the house to prevent dust from adhering to the walls. Remember to use a cloth to cover any other areas and big furniture you will not be painting.

• Begin the painting:
After these preparations, the paramount step is to paint the wall. First, spray the paint on the wall using a sprayer and then roll it down with a roller. Many specialists recommend that you employ the back-rolling method.

The next step is to let the paint cure for at least 24 hours since it will take practically an entire day to completely dry.

Painting is just one more method to nurture your home and take good care of it. Another approach is to get a low-cost home insurance India plan. This will cover your property from various catastrophes and ensure longevity by adding value to your prised possession.

Click HERE to buy a reasonable home insurance India plan.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Owning a house is a dream that most of us wish to turn into reality. We come across pictures of beautiful properties and aspire to own one of them at some point in our lives. However, zeroing down on the house in downtown areas of the city can be an expensive deal. In a country like India, where the population growth is exponential, vertical housing or apartments are inevitable. Over the past decade, we have seen an increasing trend of housing societies and sky-high buildings making their way around the town.

This trend is more prevalent in metros or tier-one cities because of the rising working population. Therefore, buying an independent property in such a city requires an exorbitant price, forcing a second thought. However, the records for a smaller city present a different story, where people still have the ability and the assets to choose independent living and prefer doing the same.

Let's individually understand the perks of both apartment living and independent living and then leave a choice for you to take.

Benefits of apartment living:
Apartments these days are primarily built-in clusters within a housing society where several families reside with all the facilities such as supermarkets, gyms, pools, playgrounds, personal parking spaces, etc. People prefer this form of housing because it ensures easy accessibility, round-the-clock security, regular maintenance, orderly garbage disposal, and an overall community experience that boosts social connectivity.
Another reason why people prefer a pre-built house is because the total cost comes out to be way less than building a house right from laying the bricks. A significant hassle of building a house from scratch is the cost of the plot, legal formalities and clearances, and setting up electricity and water connections. So, choosing to go with apartments makes it more convenient and stress-free.
However, apartments come with a set design, and there is only so much you can do to make changes, which would add up to a surplus amount at the end of the day.

Benefits of independent housing:
Independent housing is ideal for those who enjoy living on their terms. While constructing your house independently, you will be able to choose the design and layout. You can customise the size and the number of rooms. The inbuilt design, windows, balconies, or terrace can all be according to your preference.
People interested in gardening can also benefit a lot from the space around the house. Independent houses ensure more privacy, as these don't share common walls, and there is a significant distance between two consecutive houses. Another huge benefit is that, over time, these kinds of properties fetch a lot of value. Land value is skyrocketing these days, so owning land and a house on it is a massive investment with great returns.

So these are a few benefits of both kinds of housing. House is a place you will call home eventually, so giving a reasonable amount of time and making the right choice that fits your lifestyle is essential. The choice between independent houses or apartments is yours to make, but opting for the best home insurance in India should be non-negotiable as it adds value to your home, may it be an apartment or a bungalow.

Click HERE to learn about the best home insurance in India.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

The pandemic has brought the whole world to a standstill and has taught us the importance of health. Proper nutrition and exercising are vital components for taking care of your body. But, so is opting for the best health insurance that suits your needs.

Today, let's talk about the cashless mediclaim policy and how it provides a convenient way for accessing medical necessities and hospitalisation without worrying about settling the bill. The expenditure during the hospitalisation period is paid to the hospital directly by the insurance company. This eliminates the pressure of reimbursement and allows more focus on the patient's health.

If you are planning to get a cashless mediclaim policy, consider these benefits to get better clarity.

1. Cashless mediclaim policies bail you out of the tiring and extensive process of filling lengthy forms and papers. It gives you the freedom to concentrate on the patient's health without worrying about the monetary aspect of the situation.

2. It saves you from the increasing costs of medical care in India and guarantees a hassle-free experience in the time of a medical emergency.

3. Cashless mediclaim policies minimize the financial burden. They provide monetary coverage, and you don't have to worry about arranging the cash in advance for medical bills.

4. Not only do they cover the hospitalisation expenses, but they also take care of your pre and post-hospitalisation financial worries. Some of them also include benefits like checkups at regular intervals, ambulance charges, domiciliary treatment spendings, etc.

5. Managing a medical emergency in an unknown place would be stressful and difficult. In such times, a cashless mediclaim policy might come to your rescue as they have extensive coverage of several hospitals nationwide. With these policies, you can put your mind at ease and travel without a shred of fear about you and your family's health. By observing the rapid increment in the customer database, the features of cashless policies are being updated regularly to meet the requirements of the customers and the industry.

6. Under Section 80D of the Income Tax Act 1961, the premium paid for the policies is eligible for tax benefits (up to a limit of INR 15,000 for senior citizens and INR 10,000 for non-senior citizens). These cashless mediclaim policies also benefit tax savings, thus minimising stress and financial load.

7. Unjustified costs in the medical bills are directly taken care of by the insurance companies. They contact the hospitals directly to tally the verified and unverified expenses. This promises a smooth experience for the patient and the caretakers.

8. Mediclaim policies also include planned and emergency hospitalisation, thus widely covering the prospects of an unprecedented medical situation through a wide range of hospital networks.

There you have it! All the benefits of the cashless mediclaim policies listed above help you choose the best treatment efficiently. Emergencies never come with a warning. You need to protect yourself and your family in times of sudden medical urgencies. Explore your options and find a suitable health insurance plan which caters to your needs and delivers when required. Receiving comprehensive benefits of a hassle-free diagnosis and treatment with affordable premium rates and total cashless transactions during emergencies is revolutionary progress observed by the healthcare sector. Let's actively participate and draw results from this service provided by health insurance companies.

Click HERE to know more about health insurance.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

When you plan to purchase a car, you spend a lot of time on market research since it's quite a heavy investment involving various factors to consider. Then you look into the car insurance price in India before finalising your decision. Once you figure out all these details, you go ahead and buy the car which suits you the best.

But that's not it. What if there are some faulty parts? Or what if you face some issues with the car, which puts the vehicle at risk and endangers your family's safety? You cannot take that chance. You need to check in with the car manufacturer's warranty. The worst of it is to be unaware of the terms not included in the warranty provided by your car manufacturer.

This article is your guide to understanding your car manufacturer's warranty.

Let's discuss the terms and conditions:

1. Components that require scheduled servicing-oil, fluids, etc. are not covered under warranty by the manufacturer.

2. Accidental damages are covered under car insurance rather than the warranty.

3. Repair and car parts in the lower region are not included in your manufacturer's warranty.

4. Parts that are prone to "wear and tear" like the brake pads, clutch plate, bulb, belts, bearings related to AC, clutch bearing, hub bearing, gasket, etc., do not come under the warranty.

5. Repairing related to fuse, wiper blade, AC gas change, rubber components, cracks in the windshield glass, etc., cannot be claimed under warranty (unless there are manufacturing defects).

6. Paint issues, rusting, corrosion are not included in the warranty unless specifically mentioned.

7. Tyre, battery, music system, parking sensors do not come under the terms of warranty from the manufacturer.

8. Need of repair due to consequential damages like –

• Driving with an engine oil leakage causing a coolant leakage, leading to radiator damages.

• Jump-starting your car with a drained battery

• Engine seizure caused by driving the vehicle in deep water.

• None of these are covered under the manufacturer's warranty.

Car warranties can turn ineffective under the following circumstances:

1. Discrepancies in the recommended servicing schedule.

2. The vehicle is taken to unauthorised workshops or service centres instead of authorised ones.

3. Repairing your car using unauthorised/counterfeit car parts or accessories that can impact the wiring.

4. Damages in Electronic Control Unit (ECU) due to incorrect fitting/usage of unauthorised accessories or spare parts.

5. Attempt to install accessories by modifying the electrical wiring system or using supplements with substandard wiring.

6. Installation of cylinders (CNG) without checking the manufacturer's warranty conditions about the coverage and compensation in such cases.

Now that you're aware of the terms that are not included in your car manufacturer's warranty, you can refer them before making any critical decisions. However, while we're at it, it is necessary to purchase car insurance that caters to your needs for the additional safety of your vehicle and your family.

For that, you need to browse through several car insurances in India and verify their suitability. This small effort can safeguard you from unprecedented circumstances and monetary loss in the long run.

Click HERE to browse through the best deals on car insurance for your new car.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

After putting in months of research, reviews, and careful consideration, you finally zero down on one car. You go on long drives, cut the time of waiting for public transport, and get that car insurance. Let’s now talk about the essential care your car deserves after all the miles it has covered for you.

In this space, we will discuss tyres and the three crucial parts of tyre care - wheel alignment, balancing, and rotation. Taking care of these essential aspects of your car will ensure that you don’t have the unnecessary expense of changing your tyres frequently. But, most importantly, it reduces the risks of driving in unfavourable conditions.

1. Wheel Alignment:
After driving a significant distance, your car needs to go through wheel alignment. It essentially means that your vehicle’s suspension is adjusted so that the tyre makes an optimised contact with the road to avoid frequent wear and tear.
Things that might lead to the misalignment of the tyres are –

• A sudden impact on the vehicle

• Collisions

• Sudden change in steering alignment while driving

If you find it challenging to manoeuvre the steering or notice tears on tyres, it could be due to misaligned wheels. This would be a good reason to go to a service centre for your wheel alignment corrected. Before starting any repair work, buy car insurance online for better features and advantages.

2. Balancing:
Wheel balancing is done to equalise the weight of the tyre and wheel for a smoother rotation at high speeds. However, wheels and tyres vary in their weights resulting in a slight imbalance which leads to the car undergoing extreme vibration and wobbly movements. Tyre balancing along with tyre alignment is done to counter this.
Over a significant period, the imbalance of the wheels is inevitable, so we suggest that you contemplate rebalancing after having driven a considerable distance ranging between 6000km to 8000 km., which a computerised balancer can achieve. First, the wheels are tested for their weights, and the computer inspects any faults. The weight balance is then performed by adding weights on the rim where the computer suggests.

3. Rotation:

The wear and tear of your tyres are never identical. The front tyres are susceptible to more damage considering they undergo more pressure from steering, braking, and most of the weight is towards the car’s front. So for a uniform beating, interchange the front, rear, and spare wheels. To ensure that your tires have a longer run time, you must consider wheel rotation.

So there you have the three essential services that you need to provide to your car after having enjoyed some thousand miles. These services must be performed periodically to ensure the longevity of your vehicle. While looking for car services near you, do consider to buy car insurance online. Many owners tend to neglect the benefits of having comprehensive car insurance for their valuable possession, but this coverage can add value to your car.

Click HERE to get the best deals on car insurance online.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Aiming for a more intense physical fitness level is achievable, but consider hiring a personal trainer beforehand. Irrespective of your fitness level, training with an expert can most effectively help you achieve your health and fitness objectives. Whether you're new to fitness training or the gym is your second home, workout under a professional trainer will set the fitness tone for you.

Also, it is necessary to exercise caution at the gym to avoid injuries and mishaps that can impact your regular life. Since you cannot predict injuries while training, secure your life under the umbrella of a personal accidental insurance online coverage. This could assist you in covering the costs of medical treatment if you were injured while working out at a gym.

The following are the five primary reasons for working with a personal trainer.

1. You have no idea where to begin:
Exercise can be challenging if you are new to it. When faced with the responsibility of creating a comprehensive fitness schedule, it's easy to get carried away. You then have to consider multiple factors, such as which activities to include in your workout regime. However, trainers are well-versed in the various aspects of a complete program, including cardio, strength exercises, and flexibility training, among others.

2. Variety in regular exercise is encouraged:
While training, you can't continually gravitate to almost the same machines at the gym or repeat the same exercise routines at home. A personal trainer can expose you to activities you may have never done before or that you'd never have undertaken on your own. Also, reducing your chances of becoming bored or striking a border in your fitness journey. A trainer gives an unbiased perspective. They assist you in modifying your schedule to make it more engaging, proactive, or even just more fun to complete.

3. Understand how to work out on your own:
You can learn exercises correctly by working with a trainer, even if your ultimate objective is to design your regimens and training on your own. For those who are new to weight lifting and require additional practice, trainers can provide necessary guidance. The proper form for each exercise is essential for getting the most out of your training and avoiding injuries. In addition, while shifting from a personal trainer to working on your own, consider purchasing personal accident insurance online for additional safety.

4. Tips for a healthy diet:
Personal trainers can provide essential dietary guidance, which many customers may find highly beneficial as they navigate their health and fitness endeavours. Whether you want to lose weight, increase muscle, or do both, your diet is critical to reaching your goals. You can improve your gym performance by learning how much protein to eat, including more fruits and vegetables and whole grains, and even how much water to drink each day. As a result, consult with your trainer for recommendations as you plan your diet.

5. Diagnosed with an ailment, injury, or condition of some kind:
Trainers work with a diverse range of individuals. Some trainers specialise in working with clients having specific needs. For example, to avoid any further harm, a trainer may assist you in designing a workout program that concentrates on the areas of your body you need to work on without putting yourself at risk for new or recurrent injuries.

A private trainer can help you develop the necessary abilities and encouragement to achieve your fitness objectives. In the long run, working with professionals may prove to be well worth your time and money. In addition to it, you should also consider personal accidental insurance online so that you can concentrate on your workout without being worried about injuries and healthcare expenses.

Click HERE to browse the merits of purchasing personal accident insurance online.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Various fitness trends have come and gone since the 2000s, but people are still looking for new ways to get fit. With the global pandemic hitting us, people now prefer to work out in their homes because of the government’s orders to close gyms. As a result, online gym classes are also on the rise. Let us look at the upcoming fitness trends in 2022.

Riding a two-wheeler is the perfect way to beat traffic on busy roads. Every bike enthusiast who desires to ride their choice of a two-wheeler can rent a bike to explore unexplored destinations. You can rent them as long as you want without worrying about maintenance or other concerning factors.

Additionally, travelling on a two-wheeler is best to explore a new city or destination. It’s fascinating to see new sights and meet locals to spend quality time. This blog has highlighted some of the most practical tips to ensure a safe and memorable riding experience when you rent a bike. So, let’s dive into the details!

1. Take your time and inspect your vehicle:
Don’t get carried away and end up choosing a bike based on its appearance rather than its performance. Ensure that the brakes, engine, lights, side mirrors, and other essential features are working properly. Take a test ride of the bike you’ve chosen so that you can identify the minor to major problems. If you happen to find any damage or visible dents, take a picture of them so that you’re not accused of harming the bike.

2. Choose a bike based on your ability:
Do not go for a bike that is not suited for you. It will help if you do not opt for expensive bikes unless you have the money to pay (in case of damages) or put a dent in them. Similarly, stay away from bikes providing you with cheap rental rates. There are chances that the “cheap” rented bikes are either damaged or have issues that may land you in a problematic situation. Instead, choose according to the vehicle’s weight, acceleration, and the purpose of your renting. Ensure that the selected vehicle is well suited for the roads you intend to ride, providing you with a safe, less risky, and smoother experience.

3. Go through the reviews of the rental company:
Most bike rental companies tend to attract customers with low rental rates. Do not fall for the trap and choose bikes that have travelled many kilometers. Always check that the bike rental service has a good reputation and customer reviews.

4. Keep your license and bike papers handy:
Always check the validity of your licence before renting a vehicle. Carry your licence and the bike papers wherever you go. Ensure that your bike rental service company provides you with insurance, bike registration number, and pollution under control certificate.

5. Carry essentials:
Keep essential spares like a spare tube, spark plugs, brake, and accelerator cables. Prioritise your safety by always wearing protective gear while riding. Ensure the safety gears and helmet are in good condition and of the best quality. There’s a brilliant range of motorcycle luggage saddlebags available in the market. You can keep the saddlebags on the back or side of your bike or tanks that can carry light stuff. Furthermore, put your health and safety first and carry first aid kits with all the needed tools and medicines.

Two-wheeler renting can be made hassle-free by following these handy tips. Self-riding bike rentals offer you the freedom to choose and travel at your convenience and pace at reasonable rates. Make your daily commute comfortable by using a rented bike. But, you shouldn't neglect safety at any point. Ride with proper safety gear and ensure that you collect all the required documents like the PUC and even the insurance papers to verify that the vehicle is insured by the best two wheeler insurance in India. Thoroughly conduct these practices before renting the two-wheeler to have a flawless experience.

Click HERE to browse through the best two wheeler insurance in India.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Diagnosis is the point around which judgement and logical reasoning move, bringing the light of scientific clarity. Therefore, the detection of a sickness or health condition should be an essential component in the practice of medicine or surgery. It serves as the cornerstone or foundation for the doctor to develop a treatment strategy and determine the prognosis.

Early diagnosis is better as it gives us ample time to decide the treatment. Also, it saves us from worrying about the severity of the illness.

The significance of early diagnosis:
According to a significant analysis of the benefits of early detection, a diagnosis frequently meets with skepticism, anger, loss, and sadness. Critically, how patients are notified about their results and the degree of care available to them and their families determines their response.

Advantages of early diagnosis:
An early diagnosis and access to the appropriate resources and support may assist people in taking control of their illness, planning for the future, and living a healthy life. In addition, it will help in ruling out the chance of other potentially curable diseases and other alarming health concerns.

It can help a person acquire access to critical information and resources, make the most of their skills, and perhaps benefit from available drug and non-drug therapies. A quick diagnosis allows a person to be vocal and explain the changes in their life to family and friends. On a practical level, a person may assess their financial status and consult with family or legal specialists about establishing a lasting power of attorney or an advance decision.

There is significant evidence that a sooner diagnosis improves the quality of life. It avoids premature or needless admission to a care home or hospital, improving the way of life for patients and their caretakers while saving money on long-term care expenditures. The earlier a person gets diagnosed, the more successful the treatment can be.

Why some individuals may object to an early diagnosis:
According to a study, common illnesses are people's most significant concern in old age, surpassing cancer and any other ailments. Yet, some with early indications of these diseases opt not to seek a diagnosis due to concerns about the impact on their everyday life, employment, social lives. The anxiety overpowers the thought of obtaining proper medical treatment in the initial stage itself. Moreover, if early detection is ignored, it may worsen the situation for the patient to sustain treatment and recovery.

However, the benefits of an early diagnosis far outweigh these concerns, and a person suffering from a curable disease can receive the appropriate care and support to be fit again.

Indeed, the sooner the diagnosis, the better. The reason to attribute this comprises the excellent therapies that effectively cure the early stages of the sickness. Diagnosis allows us to treat a problem before it progresses to an ultimately lethal stage. Never fear your health. Take charge of it and keep yourself mentally strong to tackle the situation with vigour.

Additionally, make it a habit to invest in health insurance for you and your family to ensure your well-being and lead a less stressful life. Insurance firms provide exclusive incentives and benefits to those investing in online health insurance plans.

To get your online health insurance, click HERE .

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Do you want to have your car looking new and flawless for an extended period? Regular servicing and proper maintenance can help your vehicle survive as long as feasible. Maintaining your vehicle will also yield profit in sales and savings if you want to trade or resell it at some point.

Depreciation is an essential component in evaluating your car's commercial value when you start planning to sell it. But there are some things you can conduct to safeguard your vehicle's market value and reduce depreciation to a minimum.

Continue reading this article to uncover the best tips to retain your car's value.

1. Organize the papers:
Prospective buyers will want to know the vehicle's ownership history and if it has been maintained properly. Therefore, keep all your car documents in order inside a file to prevent unpleasant queries regarding its most recent service or filter change. Your car will be worth more since you can show proof of service, MOTs, and oil changes.

2. Keep the interior dazzling:
Interior maintenance is just as vital as exterior upkeep, so try to include it in your routine cleaning. The car's interiors undergo a lot of wear and tear, scratches, cuts, spills, and foul odours over time. As a result, it may significantly influence the value of your vehicle.

3. Do not forget to clean, polish and wax semi-regularly:
Maintaining the paintwork on your vehicle will boost its value. Only a few owners can confidently state that they keep up with car washing and waxing. When paintwork is not adequately maintained and managed, it will degrade and deteriorate with time. Faded exterior colour contributes the most to your car looking worn out, eventually decreasing its market price.

4. Repair minor issues immediately:
Neglecting minor technical faults may not seem like a massive deal to you, but it leaves a poor impression on potential buyers. Remember that the cost of repairing minor defects is frequently less than the influence that mechanical flaws will have on the car's value.

5. Fix slight dents and scuffs right away:
You may believe that bumps and scrapes on the outside aren't worth fixing, especially if your vehicle is outdated. But, impairments like these can cause a significant decline in the overall value. They may also invite rust and corrosion, which garages and astute purchasers can detect, resulting in lesser prices.

6. Maintain the sheen of your wheels:
Wheels are subjected to daily damage and can get coated in a layer of dangerous road deposits and brake dust. So when the wheels appear well-cared for, it not only makes the car seem remarkable, but it also says a lot about how it's been driven.

7. Ensure the car's insurance:
Get your car insured from day one for financial security. There are numerous private car insurance India policies that you can choose from. Having an insurance cover for your vehicle flourishes its market value by thousands.

A car is one of the most financially significant purchases individuals make throughout their lives. Unfortunately, value of the car begins to depreciate immediately after driving them off the showroom. However, this does not suggest that your car will completely lose its value. Even an old, well-used automobile has some monetary worth and may be sold or traded in for cash. The ultimate goal is to get as much of the vehicle's worth as possible while owning it, and by following these tips, you can attain this easily.

To browse private car insurance India policies, click HERE.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

If you are a college student, the chances are that you have tried to convince your parents to buy you a two-wheeler. A vehicle becomes a necessity given the number of places you have to travel to, coaching classes, purchasing project materials, helping your mother get daily groceries, etc. A two-wheeler would be a wise investment to help save commuting expenses.

As a college student, you start understanding the importance of financial independence. You may lack enough funds to purchase it by making a one-time payment in full. However, Many NBFCs have made it relatively affordable for the students to choose a loan scheme with a structure that suits their needs. Some lending institutions also offer competitive interest rates on these two-wheeler loans.

Are you looking to purchase a vehicle for your day-to-day college activities? Here’s all you should know about the loan process if you’re buying a two-wheeler as a college student.

Key features of bike Loans:

1. Document verification takes approximately three days.

2. On average, the loan period will extend up to 3 years for applicants (students).

3. The loan doesn’t mention any restrictions on the type of two-wheeler the student wants to purchase. It can be either a superbike, moped or anything in between.

4. Most two-wheeler loans for students are considered a type of unsecured credit. So, there is no requirement for collateral or security.

5. If you’re applying for this loan, you must mention a co-applicant or guarantor with employment stability and healthy credits to avail of this loan with convenience.

Eligibility (For students):

1. You should be a student to apply for this loan.

2. The loan applicant’s minimum age requirement is 18 years.

3. Student’s permanent residence is required at the time of application.

Eligibility (For Guarantors):

1. The co-borrowers should have credits > 700 or above (ideally). This favors the applicant to secure a low-interest rate for the two-wheeler loan.

2. Appropriate documents should be presented from the guarantor’s end to showcase financial and income stability.

Required documents (applicant):

1. KYC documents (AADHAR, Passport, Voter ID, Driver’s license, etc.)

2. Address proof (Passport, Bank Passbook, Utility Bills, etc.)

The following documents are to be presented if the guarantor is self-employed:

1. ITR-Income Tax Returns of the past two years

2. Bank statements of the past year

3. Business proof

The following documents are to be presented if the guarantor is salaried:

1. Pay slips of the last six months

2. Bank statements of the last six months

Application process:

To apply for a two-wheeler loan, here are three simple steps you need to follow. But before going ahead with the loan process, make sure that you’ve finalised your vehicle, its model, and a dealer.

1. The lender you’ve chosen will check your eligibility for the loan at the dealership.

2. Once your eligibility for the loan is verified, you need to fill up an application form and submit it along with the necessary documents required by the lender.

3. Once all the documents are verified, and your loan is approved, the required amount will be sanctioned and transferred into your dealer’s account. You can get your vehicle now!

This was the complete guide to the loan process to buy a two-wheeler as a college student. Another wise idea is to get insurance to ensure the safety of your vehicle in case of extreme unexpected circumstances. You can purchase 2 wheeler insurance online with the convenience and hassle-free process associated even while settling a claim.

Click HERE to know more about how you can get 2 wheeler insurance online.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

When the COVID-19 pandemic hit, we realised the importance of public health and safety. Everyone understood how integral it is to maintain a robust immune system to keep themselves and the people around safe.

While we can do everything in our power to maintain our health, falling sick is a common occurrence in every individual’s life. Unfortunately, there is no assurance that we can prevent contracting diseases. But we can invest in health insurance schemes and plans to fall back on when in dire need. You can purchase suitable online health insurance to secure your health and safety in the long run. However, it can be challenging to keep track of the due dates to renew the insurance plans as per the policy. Luckily, insurance companies provide a certain grace period to the policyholders to complete the required renewal procedure.

What is a grace period in health insurance plans?

Grace period is a time provided by the health insurance provider to the policyholders after the due date to pay the premium has lapsed. It is a second chance to renew the health insurance policy before it becomes inactive.
The grace period offered differs from company to company and the type of policy that has been issued. It is always mentioned in the insurance policy’s terms and conditions, which usually range between 15 days to 30 days.
The premium for the health insurance policy must be paid by the end of the grace period to avoid penalties or deactivation. Depending on the policy, health insurance claims during this period may not be settled by the provider until the premium for the insurance plan is paid. Therefore, it is integral to make sure your online health insurance is consistently active to ensure a smooth process in case of unplanned hospitalisation.

Is the waiting period and grace period in health insurance the same?

The grace period provided for a health insurance plan is not the same as the waiting period. The waiting period signifies the phase where the new policyholders are expected to wait to receive the health insurance benefits. A waiting period may usually range from 24 to 48 months, during which you cannot settle any claims.
While the waiting period puts you on hold to file any health insurance claims, the grace period gives an existing policyholder an extra set of days to complete the renewal process. However, once the grace period for the insurance policy has run out, the policyholder will have to elect a new plan. Therefore, it is better to remember the renewal due date and grace period of the insurance plan and pay the premium on time to avoid losing the policy.

To sum it up, it is advisable to invest in an online health insurance plan and renew it conveniently online. Expired health insurance does not ensure any cover for your emergent hospitalisation or relevant claims, which is a risk best avoided. Take accountability for your health and guarantee that you make timely payment for the policy premium. Always stay responsible for staying healthy.

Click HERE to get the best deals on health insurance.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

There are numerous factors to consider when buying two-wheeler insurance. While they may seem intimidating, they are not complex. You can quickly learn about them with access to relevant information. Today, we will discuss how depreciation affects your insurance premium.

After reading this blog, we ensure that you will get a good grasp of how depreciation affects the cost of your two-wheeler insurance. So let us guide you through it.

Firstly, what does depreciation mean?
Depreciation is calculated primarily on your two-wheeler's Insured Declared Value (IDV). It's the estimated market value determined by your insurer depending on the brand and model. So, depreciation is a drop in the IDV over time. It is caused by the wear and tear of the vehicle.

How will it affect your Insurance Premium?
The Insured Declared Value (IDV) is the entire amount that the insurer would pay you if your two-wheeler gets damaged. So, if your vehicle's IDV is high, your insurance premium will automatically increase. And if your IDV is low, your insurance cost will also be low. This implies that the insurance cost is directly proportional to the IDV.

How will your IDV be calculated if the age of the two-wheeler exceeds 5 years?
If your two-wheeler is more than 5 years old, your insurer will compute the IDV according to their criteria. In this instance, your insurance provider will make the final decision based on the condition of your two-wheeler and its components.

*Note: IDV depreciation will grow at a rate of 2.5% every year thereafter.

Insurance companies also have IDV calculators on their websites so that you buy two-wheeler insurance online. You have to enter your bike’s registration number and past insurance policy status and get a quote.

Want to know how add-ons help in this?

The answer is obtaining a zero depreciation add-on cover while buying insurance. Also known as a nil depreciation add-on, you can buy it at an added cost to enhance the insurance policy. It enables you to get the total cost of replacement of components at the time of claim and avoids the insurer's compensation from being reduced. It is an excellent feature to protect against damages while filing a claim and buying replacement components.

You can ask your insurance agent for this add-on. Moreover, you can get this add-on even when you buy two-wheeler insurance online without any intermediary.

Have you gained an insight into the working of the depreciation factor? The value of your bike starts decreasing the moment you take it out of the showroom. So, you need to undertake the security of your two-wheeler and assure hassle-free claim settlement at the time of mishaps.

We recommend getting a zero depreciation cover for your two-wheeled companion if you haven’t already and get the advantages of 0% depreciation coverage. Although it appears to be a little expensive in the premium, but it will help in more significant savings in the longer run. Be future-ready and buy two-wheeler insurance online to ensure the safety and longevity of your valuable two wheeler.

Click HERE to explore the plans and buy two wheeler insurance online right away.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

During the last couple of years, we have seen an increasing trend of people preferring a more holistic approach to their lives by reading books, working out, consuming a healthy diet, and prioritising their well-being. Suppose you are one of those who want to get a better hold of their life and inculcate better habits, this article might just help you stay insured of your life and your health.

We recommend you to the “Miracle Morning Routine”, which is relatively simple and brings a fresh perspective on maintaining a good habit that needs only an hour of your day.

The idea draws inspiration from a book named ‘Miracle Morning’ by Hal Elrod. The book discusses a short acronym called S.A.V.E.R.S. which we will be diving deep into.

1. S – Silence:
In this step, you are expected to maintain silence and value its presence around you. This is one of the many meditation techniques that people follow, where your only focus is the silence around you. This way, you allow your mind to enjoy 10 minutes of peace first thing in the morning to start fresh.

2. A – Affirmations:
These days, many of us are leading a chaotic and confusing life, but having a sense of belief in ourselves is what keeps us going. Spending 10 minutes of your day affirming your capabilities will motivate you to work towards your goals.

3. V – Visualisation:
This is a technique where you use visual aids such as images that helps you visualise the kind of life you want to lead. The visualisation will inspire you to be a visionary. This technique helps channel your brain into believing that the things you hope to achieve in life will eventually find their way to you. All you need to do is believe in yourself and work consistently till the goal is achieved.

4. E – Exercise:
Working out for an hour might seem like a mammoth task to most of us. But working out for 10 minutes is doable. This will help you realise the positive effects of exercising, as the endorphins released lead to a sense of euphoria that you will carry on for the entire day. This will only prompt you to adopt a healthy lifestyle.

5. R – Reading:
Time and again, we have been reminded about the benefits of reading books. With the availability of many options for entertainment, reading has taken a backseat. This routine talks about taking out 10 minutes of your day to read something. Over time, you will have read an entire book without even realising. Daily newspaper reading is also believed to be good knowledge therapy. Reading contributes to improved brain functioning and reasoning skills.

6. S – Scribing:
Any form of free-flowing writing is known as scribing. Scribing could range from to-do lists or how you feel about the day to things you are looking forward to. Having things written down helps you design your plan of action, thus making it easier for you to navigate your day.

By sparing just an hour of your morning, you will have a sense of achievement at having completed six tasks before your day has even begun. This routine is a must-try for building a healthy and holistic lifestyle. Stay consistent and notice positive changes influencing your well-being. Along with these, undergo regular health checkups and keep your health insurance up-to-date. Plan to lead a life that lets you balance your work and personal life.

Click HERE to find out more about health insurance plans.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Public WiFi is widely accessible and enables everyone to use the Internet freely. You can connect your devices to it at cafés, supermarkets, airports, and hotels. This has definitely introduced a universe of convenience into our lives. But, if you connect to public WiFi, keep in mind that nothing is actually secure.

The primary reason for the vulnerabilities associated with public Wi-Fis is that they do not need authentication to access the network, which means that anybody may join the network, providing an excellent chance for hackers to target unprotected devices. Furthermore, even if the connection is password-protected, any user with malicious intentions who has had access to the connection earlier can still attack your device.

We recommend not to connect to public WiFi, but if you must, adopt these precautions to safeguard your device.

1. Set up a VPN:
Virtual Private Network helps keep your internet sessions private. This is a technique of connecting that masks your IP address, encrypts data transfers, and hides your location. This will improve your security and privacy while using public WiFi. Several VPN services are available in the market. Do your research before getting one that is best for you.

2. Check the HTTPS status of websites you visit:
It is a smart idea to double-check that the websites you're visiting utilise HTTPS (HyperText Transfer Protocol Secure), particularly if they seek sensitive information like your passwords and credit card details. Having HTTPS on websites means that data flowing from the device to the website is protected with the help of encryption. This makes hijacking your device extra harder for someone with malicious intentions.

3. Disable the file sharing option:
You can exchange files with other devices when connected to your home network. However, before connecting to a public network, you must disable this option on your devices. Otherwise, anybody with hacking intentions connected to the same network can view your files or infect your device with viruses and trojans.
Research online to know how to disable this option on your device.

Other notable Do's and Don'ts.

Dos:

• Make sure the automatic WiFi connectivity option is turned off.

• Ensure your Bluetooth is not set on 'Always-on' mode. Monitor the Bluetooth connection whenever turned on.

• Invest in a good Antivirus software that also scans all the networks you've connected to.

• Keep comprehensive public liability insurance in India at your disposal (Better safe than sorry)

Don’ts:

• Don't access sensitive information such as bank details over a public network.

• Don't shop online. Why? Because it may need you to enter your payment details, which is very sensitive data to expose on a public network.

• Don't leave your gadgets unattended in public places.

The best method to avoid being vulnerable while using public WiFi is to utilise your mobile data or other private networks. However, if you must connect to a public network, be sure to minimise the risks and remain secure by following the suggestions above. Data is the biggest wealth an individual can possess in today's technologically equipped world. So, it's our responsibility to safeguard our private information by adhering to all network security guidelines and conducting ethical activities online. In addition, don't neglect the benefits of cyber insurance and invest in it as a part of the best public liability insurance in India.

Click HERE to know more about the best public liability insurance in India.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Cleaning our home is a regular task for all of us. It improves hygiene and promotes physical and mental well-being. Tidying the mess around you gives you clarity of thought and can be therapeutic. But sometimes, sorting the mess doesn't help, and a deep cleaning process is needed.

It might sound stressful, but no need to worry. This blog is a room-to-room manual for deep cleaning your home without getting tired during the process. We have broken it down into small doable tasks that are easy to follow.

But before we begin, go ahead and declutter the mess around you to make it convenient to move around freely while cleaning. Once you have sorted your scattered possessions, follow the subsequent points to proceed with room-wise deep cleaning.

1. Bedroom:
Remove the beddings and put the bedsheet and pillow covers into the laundry. An extra spin would help in drying them faster. Air dry your synthetic pillows. For heavy comforters, a laundry facility would be helpful. You can clean your mattress by sprinkling a little baking soda on it, letting it sit for an hour, and then using a vacuum cleaner to extract all the dirt. Next, declutter your closet by pulling out the clothes you won't wear and donating them. Finally, get all the blazers and the crease-prone garments on hangers to organise your closet.

2. Kitchen:
Start by wiping all the cabinets and external surfaces. You can use newspapers or mats to put on the shelves to avoid dust on the surfaces. Take all the things off your shelves and wipe them using suitable cleaners. Wipe the refrigerator inside out after emptying it. Follow the same process for the stove, dishwasher, and other appliances if possible. Wipe the countertops using cleaner liquids and let them dry.

3. Bathroom:
Some shower curtains have labels that mention if they're washable. Make sure to check yours before you wash it. Afterward, rehang to let it completely dry. You can also wash your plastic shower line or purchase a new one. To remove the water spots and soap scum, use heated distilled white vinegar for the doors and scrub with baking soda using a non-scratch pad. Finally, declutter your washroom cabinets, clean the surfaces, categorise the items, group, and arrange them. Do the same with your first aid and medicine cabinet.

4. Living room:
Use a vacuum cleaner to clean all the furniture. Remove the cushions for easier access to the deepest corners. Collect all your showpieces and photo frames from the shelves and wipe the surfaces with cleaners. Now take all the photo frames and clean them gently using a microfiber cloth. This will help you avoid scratches. You can use a thin dusting wand to clean beneath the surfaces of electronics. Go through all your CDs and DVDs and if they're not of use anymore, collect them to donate or sell.

Use these tips as your guide to deep clean your home without any hassle and stress. Also, ensure to safeguard your home and buy home insurance online. With the world going digital, you can explore your options and buy home insurance online in India with only a few clicks. Additionally, online insurances offer exciting benefits and deals to the policyholders to opt from and take advantage of.

Click HERE to know more about how you can buy home insurance online in India.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Teeth that are strong and healthy are a sign of overall wellness. However, if you have a toothache, it is critical to figure out the cause of it. When the tooth's nerve root is inflamed, it results in toothache or pain. The dental pulp, which is delicate and spongy, contains several sensitive nerves and blood vessels located in the center of each tooth. The excruciating pain is due to inflammation of the pulp deep in the tooth. The primary reason is tooth decay or cavities in the mouth. Demineralization causes the tooth structure to break down and produce pain when drinking something hot or cold.

When you have a toothache, it's ideal to see a dentist as soon as possible because cavities don't affect until an infection reaches the tooth's nerve, and they could be an indication of a much bigger problem. Here are a few practical and scientifically supported remedies that can provide temporary relief until you see a dentist.

1. Saltwater rinse:
The first-line treatment for toothache is a saltwater rinse. As a natural disinfectant, rinsing with a warm saltwater solution can help ease the pain. In addition, it can aid in the removal of food particles and debris lodged between your teeth. Saltwater can also help reduce gum inflammation and treat minor infections that may be causing a toothache. Put a teaspoon of salt into a glass of warm water. Mix it well and rinse your mouth for at least 30 seconds before spitting it out.

2. Clove:
Indian Ayurvedic practitioners have embraced the medicinal spice to relieve toothaches. Eugenol, a natural antiseptic, is present in clove oil. Applying the oil to the sore tooth with a sterile swab can help relieve pain and reduce gum inflammation and swelling. Before using clove oil, dilute it with a carrier oil (like olive oil). You may also use clove oil as a mouthwash by adding a few drops to a glass of water. To relieve pain, place a clove on the tooth and chew it for a few minutes to release the oil and see the magic happen.

3. Garlic:
Being a natural pain reliever that also fights plaque-causing germs, garlic has been used for its therapeutic benefits for thousands of years. A toothache might be relieved by applying a paste of fresh garlic with a pinch of salt to the painful area. Fresh garlic, on the other hand, can be chewed gently.

4. Onion:
Onions have high acidity and possess antibacterial and antiseptic characteristics, which help relieve tooth discomfort by eradicating the germs that cause infection. Place a freshly cut onion slice between your teeth and gently chew it to help release the juices even more.

It's vital to remember that the options listed above will only provide temporary relief. You'll need to see a dentist for long-term treatment. Ignoring a toothache and not seeking treatment can cause the pain to worsen over time.

It's vital to remember that the options listed above will only provide temporary relief. Keeping the teeth strong reciprocates to a healthier lifestyle. Practice daily oral hygiene and consume a nutrient-rich diet to keep dental problems at bay. You'll need to see a dentist for long-term treatment. If you ignore a toothache and do not seek treatment on time, your pain will worsen. To cope with health problems without spending your savings, pre-plan with affordable health insurance plans to provide utmost financial security.

To look for affordable health insurance plans, click HERE!

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

One common myth is that people believe the best interior designs require spending countless money. Fortunately, this is far from reality. Whether you live in a tiny room or a big bungalow, decorating your own home is all about exhibiting your aesthetic.

Everyone dreams of a beautifully adorned home. However, the proper budget plays a vital role in designing. Also, before conducting any repair or renovation work, ensure that you invest in a good house insurance India plan to cover all finances at the time of need.

So, let's dive into the hidden secrets that'll help you with all decorating needs.

1. Get rid of excess clutter:
Clutter has never been attractive and doesn't do any good to your home. Before making a design plan, you need to prioritize getting rid of all the unwanted items. Emphasise decluttering to get things flowing easily when beginning with an interior revamp. To make this task less daunting, you can take help from cleaners, friends, and family and make the job hassle-free.

2. Blend older items with modern furniture:
Every modern home should have antique or vintage items as it adds a well-collected and curated look. Bringing older pieces in furnished rooms with newer items instantly adds soul and depth.

3. Wallpaper older appliances:
If you have old appliances and want to change things, use peel and stick wallpaper to give them a fresh and new look. Wallpapers provide a contemporary look to your house's walls and surrounding areas.

4. Bring on aesthetic lights:
Investing in good-quality lighting will surely add a gorgeous touch to the room. It is recommended to switch existing bulbs with full-spectrum lights, as colour renders much better. This will prevent the room from having insufficient lighting and appearing cramped.

5. Choosing your style and colour palette:
Look through different interior design styles and choose what matches your personality. Then select the colour palette you'll like and not get bored of. Colour creates a rich visual experience and a pleasant atmosphere. They make things look more attractive and play a vital role in elevating your mood.

6. Use home accessories:
Small accessories can completely change the look and feel of your home at little to no cost. Artworks, candles, cushions, the list is long. All of these items give a modernized feel to the existing furniture. In addition, shelving organizes your study materials, business files, and books, making them look organised and clutter-free.

7. Keep open spaces:
Always preserve doorways and walking spaces. To make the space more breathable, keeping doorway or closet areas visually accessible is essential. If you cover them with furniture, your room will automatically start to feel off and dull.

8. Hide worn-out flooring with carpets:
If you don't have the budget to replace or refinish a worn-out flooring, one of the easiest ways is to cover it up. A large-scale rug or carpet tiles can bring your floor up to your design aesthetics. It also gives a comfortable place to sit, play or work. Also, carpets minimize noise by absorbing it.

Interior design isn't just limited to rearranging furniture and slapping paints. It is an art. You can turn any dull room into a masterpiece with little creativity and imagination. It is a form of expressing emotions and creativity.

Besides designing your home, as mentioned earlier, you should also invest your time and money in assuring its safety for the long run. So purchase an ideal house insurance India plan to safeguard your house and belongings from damages and loss owing to theft, fire, or flood.

Click HERE to know more about the home insurance plans suitable to your requirements.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

For years, humankind has been a cruel predator that has not cared for or preserved the environment. As a result, we live in a world that is deteriorating with each passing second. Today, we face the negative repercussions of drastic climate change, rising global temperature and sea levels, rapidly melting glaciers, wildfires, droughts, etc. While we are already experiencing the ramifications of years of ecological neglect, it is never too late to go green.

People are finally starting to understand the importance of preserving the environment for future generations. Although we cannot reverse climate change overnight, we can contribute to slowing it down. Here are the best few tips to start living a more sustainable lifestyle.

1. Use reusable cups, glasses, and straws:
Many takeaway restaurants and cafes hand out cups and glasses that we can use only once. These are usually made of plastic or paper and are detrimental to the planet. Using reusable cups, glasses, and straws made of a durable material like bamboo, glass, silver, etc., helps reduce the amount of plastic waste, which is highly toxic for the environment.

2. Take a bucket bath:
Wastage of water is one of the biggest mistakes we make. We tend to undervalue freshwater availability, overexploit it, and forget that “water is life”. For example, leaving the tap or shower running for long durations wastes a significant amount of clean water. We can simply avoid this by taking a bucket bath that controls the amount of water used per person.

3. Take more walks, cycle more:
The constant overuse of motor vehicles causes high polluting gases and harmful substance emissions. Pollution levels are rising at an alarming pace in the metros and cities. This can significantly be reduced if each person decides to walk more often. Walking is not only a healthier alternative but also an eco-friendly initiative. If longer distances need to be covered, cycling or electric vehicles are a greener alternative to motor vehicles. Several online general insurance schemes spread awareness about the benefits of travelling by foot or on a cycle to promote public health and fitness.

4. Reduce, Reuse and Recycle before waste disposal:
Reducing unnecessary purchases is key to maintaining a minimal and sustainable lifestyle. Reusing materials such as clothing, containers, etc., to their absolute limit is another way to reduce waste generated. While disposing of garbage, segregating it into categories like wet, dry, biodegradable, and non-biodegradable goes a long way. This makes recycling of waste much more efficient.

5. Use eco-friendly products:
Several products like cleaning agents constitute harmful chemicals that can be toxic to the environment. When exposed to the environment, they contaminate it and take far too long to be cleaned out. Many of these products pose a threat to wildlife as well. By boycotting them and switching to eco-friendly cleaning products, we can help to prevent the direct release of these hazardous chemicals into the environment.

Our planet is severely damaging and needs to be preserved at all costs. Not only our lives depend on it, but also the future of coming generations need a safe environment. While you can easily invest in general online insurance today to protect your future, the planet cannot. Let’s be the insurance of our environment and provide the best efforts to ensure its safety by having a more sustainable lifestyle.

Click HERE to surf through the different plans of online general insurance.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

The year 2022 is specifically crucial as the pandemic has caused individuals from all around the globe to pause and reconsider how they have handled their funds over the last couple of years. While the idea of plotting financial goals in the aftermath of the pandemic recession may seem daunting, it is an excellent time to participate in a different type of financial goal-setting.

As we are just getting started with 2022, remember, the sooner you begin, the better you will achieve your financial objectives. So, to help you start your journey to financial freedom, we have written this blog which points out 6 goals that you should meet. Let us take you through each of them briefly.

1. Build an emergency fund:
A liquidity backup set up for emergencies and unexpected bills is known as an emergency fund. You can use these savings for unanticipated costs or payments that are not part of your regular expenses. It can act as a financial cushion when you are looking for a job change, are unemployed, and support you during the uncertain times of Covid-19. It's just like an umbrella, not much of use most of the time but tremendously valuable when needed.

2. Savings for a home:
Owning a home is one of the most popular financial objectives people seek to fulfill. It is evident that people must work hard to achieve this goal. Planning for it may be difficult but not impossible if you start early. To appropriately fund this aim, you must first analyze your financial flow and requirements. Check your spending habits and invest in schemes that will earn you a good return in the future.

3. Adequately insure yourself, your family, and your assets:
You and your dependents can face numerous financial hazards if not adequately insured. Health insurance is crucial in today's times. We cannot deny the importance of general insurance in India for your other assets like a house, motor vehicle, etc. There are many good companies offering health and general insurance in India.

4. Invest for your retirement:
Saving for your retirement is a crucial financial long-term goal. Keeping a retirement fund to live comfortably and pay for medical expenses in your later years is essential. However, achieving this goal will be wholly dependent on your financial portfolio and spending habits over the years unless you have other forms of passive income.

5. Savings for your next generation:
With an average of two kids per household in our country, the university and upbringing cost is very high. You would indeed desire the best college and educational facilities for your offspring. However, paying for all the tuition fees and other costs of having kids is not that easy. After attaining your financial freedom, planning for your next generation is the most important goal you should look forward to.

6. Being debt-free:
Staying out of debt is a must for your financial wellness. This will ensure that you achieve your other financial objectives without any hurdles. Whether it's repayment of loans or clearing credit cards debts, make a strategy to get out of it as soon as possible.

Setting financial objectives will be one of the most important things you will have to do every successive year. If you're a married individual, you'll notice that many of these targets aren't purely personal and heavily involve your partner. Having communication with your partner and financial adviser can help you work together to get the most out of your resources and meet your financial targets. Happy New Year and happy financial planning!

You can check the most economical plans HERE.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

We all enjoy the occasional getaway to rejuvenate ourselves and break the mundane routine of our day-to-day lives. So often, we find ourselves surfing the internet for hours, trying to zero down on the one place we can go to and relax with our loved ones. But more often than not, we end up not going to these places. And there is no shortage of images on the internet, so we find ourselves looking at them and yearning to be there.

Today we will be looking at six places that will promise you peace and calm on your next getaway.

1. Cherai Beach, Kerala:
Popularly known as the ‘Princess of Arabian sea’, Cherai beach is located about 16 miles from Ernakulam on Vypeen island. This golden beach boasts blue waters and lush green vegetation stretches that are a must-visit for anyone who wants to unwind by a beach. People can enjoy various water sports in this destination. Cherai also hosts a five-day tourism festival that conducts an array of diverse cultural and traditional art forms.

2. Bhimbandh, Bihar:
This hot spring holds great significance in the history of India. Unfolding the pages of the past, during Mahabharat, when the Pandavas had to live in disguise, Bhimbandh was one of the locations that they had chosen. The temperature in this natural spring goes up to 72 degrees celsius. It is believed that Bhim was instrumental in placing slabs across the stream to prevent the water from flowing at high speeds. Hence the name “Bhimbandh”.

3. Gandikota, Andhra Pradesh:
India’s Grand Canyon, Gandikota, is undoubtedly one of the most picturesque places in the land. The main attraction is the Gandikota fort and its ruins. Built-in red sandstone, the fort has beautiful and intricate carvings, watchtowers, and a few noteworthy temples. Anyone interested in history should add Gandikota to the bucket list of places to visit.

4. Nagore, Tamil Nadu:
Nagore is a quaint town in Tamil Nadu, known for its famous Dargah, dedicated to Shahul Hamid, a renowned Sufi saint. It also promises a rustic, old-world charm and is a must-visit destination for travellers to enjoy beautiful unspoiled beaches.

5. Netarhat, Jharkhand:
A hill station, covered with thick forests known as the “Queen of the Chotanagpur”. One of the few places famous for its breath taking sunrise, and equally beautiful sunset, Netarhat is about 154 km from Ranchi. This hidden gem is surrounded by pines and orchards, making it the perfect picnic spot to enjoy with family and kids.

6. Idukki, Kerala:
This beautiful place has vast spans of mountains and dense forests. It has the lowest population density in Kerala, so its beauty is untouched and unexplored by many. Famously known as the ‘spice garden of India’. The Idukki dam is also one of the largest dams in the country and is a sight to behold.

We hope these places help you curate your next travel trip. Remember, no matter what the place is, always try to live amongst the locals and get a feel of the local lifestyle and the food. This only adds volumes to your experience and can be something that you will remember for the rest of your life. If you plan on taking a vacation, it is ideal to get your general insurance sorted. A beforehand general insurance policy acts as a safety net against any risks or unforeseen expenses you might face while traveling.

Click HERE to know more about general insurance.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Most of us can recall experiencing the agony of aching joints and strained muscles at some point in our lives. So, it’s obvious to wonder how you can speed up the recovery process after such events. It’s one thing to clench your teeth and get through a minor setback, but when the same ache occurs often, you have to improve some things on your own.

Physiotherapy can assist speed up the healing process. In addition, physiotherapists are trained to help clients through rehabilitation processes that result in rapid, accurate healing. Another thing that can be a helping hand after an accident is personal accident insurance plans. In such misfortunate times, personal accident insurance plans provide you and your family with financial security.

Let’s understand why you should opt for physiotherapy after an accident.

1. Long-lasting relief:
Regular physiotherapy treatments assist in alleviating pain by focusing on retrieving the strength of muscles, which eventually leads to more extended relief from aches.

2. Minimise reliance on medications:
Although painkillers provide you immediate relief from discomfort, their long-term effects are proven harmful for human kidneys and the liver. As a result, physiotherapy proves to be a safer and more effective alternative to medication for treating long-term pain difficulties.

3. Avoids surgery:
Physiotherapy plays a vital role in minimizing the chances of undergoing surgery if not required. It helps eliminate pain at the core, repair damaged tissues, and promote effortless and smooth movement over time by utilizing several treatments comprising a mixture of exercises and therapies. In some circumstances, physiotherapy helps patients get back to normal faster after surgery.

4. Tackle age-related concerns:
The older population is more prone to developing bone, joint, or muscle-related disorders like osteoporosis and arthritis, which cause excruciating pain. Regular physiotherapy sessions can be magical for the elderly in addressing everyday aches and pains.

5. Better movement and stability:
It might take time for those recuperating from surgery or an injury to get life back on track. The movement might be complex, and accomplishing simple tasks can seem unattainable. Physiotherapy can be beneficial in these situations. It not only helps the body rebuild lost muscular strength and coordination, but it also helps the body gain balance to move around securely.

6. Avoid further injuries:
Physiotherapy concentrates on a patient’s vulnerable body parts and develops a strategy to help improve those areas. This ensures the complete reclaim of strength in those body parts. Therefore, these parts are less likely to suffer from an injury in the future due to muscle immunity.

When you’ve had a physical injury, obtaining therapy is one of the intelligent decisions you can make. The treatment aids in the rapid restoration of flexibility, mobility, alignment, and endurance. Furthermore, physical therapy can help you prevent the persistent discomfort that many injuries cause. Physiotherapy can give your entire body the attention it needs to heal quickly and precisely. Treatments of these accidental damages demand expenses that can take a toll on your finances. Insure you and your family with personal accident insurance plans to reap financial benefits at the time of unforeseen incidents.

To get personal accident insurance plans, click HERE .

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Heart attacks, cardiac arrest, and other cardiovascular disorders have remained a serious public health problem worldwide. More alarmingly, it has lately been discovered that a growing number of cardiovascular diseases are being identified and reported among the younger population. Previously, mainly those over the age of 40 were thought to be at the greatest danger of heart attack. However, these days, the condition is most commonly seen in people between their '20s and '30s.

The age group is frequently involved in harmful lifestyles and behaviours such as irregular eating habits, disturbed sleep, smoking, and excessive alcohol drinking. Therefore, appearing healthy on the outside does not imply that you are in excellent shape on the inside.

Lifestyle factors are a significant contributor to the increase in heart attacks in younger people as they are constantly under pressure to perform and compete. As well as those who overeat and drink too much are inviting health risks to their hearts. It is time for people to become aware of health insurance to avoid severe cardiac diseases. People of any age can purchase and renew health insurance online and start taking their and the health of their loved ones seriously.

We explain here the factors that increase the likelihood of a heart attack in young adults.

1. Obesity:
Cardiovascular disease is much more likely to strike someone who is obese. A healthy weight is crucial for one's well-being and good health, whereas being overweight places a high strain on your heart. Even if you usually are healthy, the excessive accumulation of fat in the body raises your chances of a heart attack.
Weight gain or obesity, on the other hand, is associated with a higher risk of other health problems too. Increased blood pressure or high blood cholesterol might influence your heart health.

2. Alcohol and drug abuse:
Consuming alcohol and drug substances can provide temporary respite while causing long-term heart problems. The youth generally use substances to de-stress, reduce pain, escape from worry or sadness, or simply for pleasure. As a result, they are attracted to the consumption of these substances. The problem kicks in when they overuse substances, and the pleasure turns into an addiction. This poses a load on the liver, stomach, kidneys, and heart to filter out these substances.

3. Depression and anxiety:
Stress is a constant companion in the lifestyles of today's youth. Stress levels are at an all-time high today, as they have never been before. Unfortunately, the youth nowadays do not have appropriate coping mechanisms for dealing with stress. Stressful office environments, excessive job pressure, financial uncertainty in a fluctuating job market, and social media influence all of these contribute to unhealthy lifestyles and extreme blood pressure. Undiagnosed hypertension causes damage to the arteries and reduces the amount of blood that reaches the heart muscle. In addition, oxygen starvation causes damage to the heart muscles, causing them to deteriorate and eventually lead to a heart attack.

4. Diabetes:
Hectic work schedules, fast-paced lifestyle, constant stress, and inconsistent eating and sleeping habits contribute to the spike in blood sugar level resulting in diabetes. Diabetes is considered as the "Silent Killer" as it increases your risk of developing blood pressure and blood cholesterol, both of which are risk factors for heart disease.

Changing your lifestyle and taking the correct medicines when needed is vital to maintaining your health. Avoid consuming excessive alcohol, smoking cigarettes, or consuming drugs. Instead, focus on strengthening your core by regularly exercising and planning an efficient diet.

As an adult, it's challenging to maintain your health since you must undertake serious responsibilities and expectations. Boost your general well-being and renew health insurance online to lower your vulnerability to heart problems and safeguard your health financially.

Click HERE to know about the best deals on health insurance plans.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Commuting during the peak office hours in India requires around 149% more time than usual, which means you can expect to be stuck in traffic for hours. But the modern-day lifestyle does not allow us to be slow-paced, and thus, people require quick solutions to their needs. Two-wheelers can provide an easy solution to this daily hassle.

Two-wheelers are among the best and most affordable forms of a daily commute. Moreover, ever since the Covid outbreak, travellers have been increasingly switching from public transport for their safety. However, prevention from a disease is not the only reason people prefer two-wheelers.

Reasons why two-wheelers are a preferred alternative to public transportation.

1. Safety:
Commuting by public transport amidst the infection spike is risky and a big no considering the lack of hygiene. While the lockdown may have been relaxed, the pandemic continues to exist. Travelling in overcrowded conditions with strangers is unsafe. In comparison, two-wheelers let you travel independently and with reduced risk of infection by avoiding the crowd.

2. Cheaper:
Purchasing a private motorbike for yourself is a one-time investment. If you buy a second-hand vehicle, the prices are even lower. In addition, the maintenance cost of a two-wheeler is way less than a car and is, thus, an economical choice for all types of families.

3. Convenience:
Public transportation lacks convenience. On busy days, you can rarely find seats on a bus due to it being overcrowded. In addition, they are undependable, cancel anytime, operate slowly, and are uncoordinated. On the other hand, using your private two-wheeler provides the utmost comfort during the journey, prevents waiting in lines, and is a more flexible option to move at your own pace.

4. Saves time:
Travelling in public transportation such as buses or trains requires a lot of patience. First, you need to make your journey from your house to the bus or train station, wait for it, make the commute itself, and then again travel from the station to your destination. You need to make several journeys and hustle before finally reaching your destination. A two-wheeler can significantly save time by cutting down door-to-door commuting time.

5. Enjoyable:
When you spend half of your day commuting, you might get bored and tired of it. Even if it is a small distance between your house and workplace, journeys on two-wheelers would not feel dull. If you enjoy motorcycle rides, you would be doing something you love rather than sitting with strangers on buses.
Public transportation may be eco-friendly and cost-effective in some cases, but let us not ignore the various cons that come with it. Moreover, given the current circumstances, a private commute is the best way to stay safe!

If you consider buying a motorcycle or scooter as your alternative to public transport, make sure you do not miss out on a two wheeler insurance in India plan. Carrying two wheeler insurance in India will protect your vehicle from damages caused by third parties and be a financial saviour during unforeseen accidents.

Click HERE to buy the best two-wheeler insurance.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Supercars are known for their elegance. One can spot them from a mile away. Car enthusiasts are always on their toes about supercars' speed, unique design, and handling. A whole new level of exclusivity has been defined based on the characteristics of these mighty beasts. The distinctive sound they create, their high performance, and the luxury they project are factors that leave people desiring to buy one. These top-range cars leave others in the dust.

Let's discuss some features that make them superior!

1. Powerful bulls:
Potential buyers do not just look for powerful engines but also the power-to-weight ratio. A heavier car's engine spends a lot of its power pushing the vehicle's weight. The power generated by the humongous engines of supercars is exceptional. The thrust and torque brought into action shoot the driver's adrenaline to the extremity each time the engine is revved up.

2. Accelerate:
We all speak in numbers whenever we talk about the top speed of supercars. But that's just half of the equation. Of course, we do demand excessive-high speeds but faster acceleration to reach that mark is what doubles the thrill. The ability to reach 0-100 km/hr in a few seconds is a marquee feature that makes these cars stand out from the others.

3. Limited edition:
Limited releases maintain the exclusivity and uniqueness of these supercars. In addition, they are marketed as "far-fetched and elite," adding to their "limited" release marketing. This ensures the hype of these machines stays intact throughout.

4. Expensive models:
Considered "a class apart," supercars are supposed to be hard to afford. However, the premium design and features of these cars explain their steep price. The cost may seem high, but it is wholly justified. Supercars satisfy all the exclusive touchpoints of modern mobility, from safety to performance and from design to execution. So, indeed they add value to money and are worth the investment.

5. Handling is important:
A powerful engine or a high-top speed won't accomplish much if the handling isn't perfect. The aerodynamics and structural design are conceptualized with perfection to enable drivers to have complete control over the car even at high speeds.

6. Speed:
Insane speed is what an average person would describe when asked about supercars. The speed, amongst other, features draws the most attention to these cars.

7. Size of the engine:
The soul of a car is its engine. The engines of supercars are designed to be robust and efficient enough to muscle a beast that promises to attain 200 mph speed within a few seconds.

8. Build quality:
A powerful engine and insanely high speeds require an elegant and superior build quality for these cars to last long and perform to the best of their abilities.

9. Appearance:
You see a supercar, and you fall for its look. Their robust and gorgeous designs are among the most swoon-worthy factors about them.

Now that we've discussed the features of these supercars, which will indeed lure you into getting one for yourself. Supercars usually have high invoice value, and an owner of a supercar cannot take the chances with substandard car service or insurance premium rates. An exclusive car insurance online policy will provide additional security against theft, third-party damage, complete loss, and passenger damages. Car insurance online is an easy way to ensure the safety of your beast and enjoy the privileges that come with it. So, protect your priced car with car insurance online before you press the ignition button and vroom!

Click HERE to know more about car insurance online.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

We've all been at a point where we've faced the situation of sudden guests’ arrival. And a messy home isn't impressionable. It's a lot of hassle, especially when you have people coming over. Throwing away those crumbled pieces of paper, wrappers, crumbs, pizza boxes, bottles, etc. On a calm day, this can be pretty therapeutic. But when you have last-minute company about to show up at your door in the next 20 minutes, you must be on a mission.

So, how do you clean it all up and make your space ready to host people? Don't worry. This article is precisely what you need -some last-minute hacks to make your home ready for your guests. Let's discuss some tips to make your home ready to welcome your guests.

1. Go to your room:
Make your bed. Fold the sheets or your comforter, arrange your pillows, put your makeup back in the drawer and tidy up your nightstand. Declutter the scattered items and put them in their respective containers so that you can find them easily later. Fold your clothes and arrange them back in your closet. Dust off all the eye-level surfaces. Once you finish dusting, clean them with a disinfectant or a cleaner liquid.

2. Scoot to the kitchen now:
Do you see all those utensils in the sink? Wash them or put them in the dishwasher to save time. Post washing, arrange them in their suitable racks or drawers. Wipe the slab and get your serving containers ready. Arrange them properly to avoid any mess in a hurry.

3. Clean your bathroom or restroom:
Replace the used towels with some fresh ones. All the dirty clothes must go in the laundry bag. Clean the mirror. Spraying some fragrant freshener will do the magic to get off the odour. If you have overnight guests, you can keep new toothbrushes, soaps, and shampoo sachets for their ease and convenience.

4. Dining hall:
Put away all your groceries in their respective containers and cupboards. Wipe the table clean and arrange the chairs correctly. Place the meal settings- the plates, tissues, napkins, and the cutlery- to avoid the chaos of the last moment.

5. To the living room:
Tidy up your entrance. Replace the dried flowers in the vases with fresh ones. Clean up the sofa and place all the cushions. Grab all the wrappers and boxes and make sure to take out the trash. Arrange all the newspapers and remotes scattered around. Place your gadgets away from the party to avoid any spilling or damage.

You can light a candle, put on some music, get some drinks and snacks ready to serve, and there you go. A spick-and-span home that is going to be admired by your guests

While that's a wrap on some last-minute hacks to clean up your house, what about safeguarding it? Life is unpredictable, and we need to be careful about the things we love. Your home is a massive part of your life, and protecting it should be your priority. Exploring your options regarding the best home insurance policy in India is a step towards avoiding unprecedented mishaps and monetary loss and securing your home and the memories attached to it.

Click HERE to know more about best home insurance policy in India.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Industrial employment frequently constitutes a high degree of danger of workplace accidents. This challenging scenario can be created by heavy machinery, electrical lines, loosely suspended objects, short circuits, all of which can be life-threatening. Moreover, such hazards adversely impact working conditions.

These industrial accidents can be severe and, in many cases, cause long-lasting damage. Fortunately, public liability insurance provides support for protecting workers from these mishaps.

Let’s understand the most common causes of industrial accidents.

1. Improper functioning of machinery:
Industrial machinery is highly complicated and sophisticated in its design and operation. A faulty component can result from something as simple as a loose screw or a frayed wire. A variety of safety features is in place to guard against the possibility of a fire, overheating, or other problems. But the probability of these functions and operations having faults cannot be neglected. This necessitates a high level of ongoing maintenance to eliminate the possibility of any mishaps.

2. Mistakes made by employees:
Employee routines and behaviour influence workplace productivity. The causes contributing to industrial accidents are an improper use of machinery, inability to concentrate, failure to pay attention to detail, and insufficient training. In addition, a lack of knowledge and experience can lead to unexpected accidents.

3. Overworked employees:
Injuries caused by physical exertion (such as lifting) are widespread in the industries. This is bound to occur when workers are not given proper breaks or rest sessions and are not alert when performing tasks.

4. Chaotic workplaces:
Industrial cleanliness is often more prevalent in client-facing firms than in businesses that do not require daily visitors. Housekeeping is widely considered a good sign of a company's commitment to safety and faith in quality. Hence all businesses must maintain a clean and hygienic environment. Lack of proper cleaning in the workplace can lead to an accident.

5. Accidents from stumbling, falling, and slipping:
In some cases, careless personnel might fail to close cabinets or drawers properly while reaching for goods, putting lives in danger. In addition, dangling electrical wires in the workplace can be a severe hazard for employees. Every employee must be aware of any messes, wet flooring, or slippery surfaces they encounter when moving around the workplace.

6. Distractions:
Distractions have a significant influence on a worker's day-to-day safety. Boredom might impair decision-making abilities when a person has been doing the same thing for an extended amount of time.

7. Taking shortcuts:
It can be tempting to cut corners to complete tasks more quickly. Yet, doing so might result in various dangers and complications. Unquestionably, taking shortcuts is a method that compromises employee safety and will raise the likelihood of injury. As rightly quoted, “There’s no substitute for hard work”. So, the workers must follow the processes instead of taking unnecessary shortcuts.

Accidents in the workplace can result in significant injuries that can take a severe toll on the employees' well-being and affect the growth of the industries. Therefore, it is crucial to maintain discipline while working. Proper safety measures and working guidelines must be ensured in the workplace, and the staff must be trained for the same. Next, industries should implement public liability insurance to guarantee that employees are fully covered under the hood of a helpful insurance plan.

Click HERE to know more about public liability insurance.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.