GENERAL INSURANCE BLOG

As we know, India aspires to be an all-electric nation by 2030. Electric scooters are in trend these days, and there are new rules and regulations for riding electric scooters to support this endeavour.

Vehicles that use fuel, such as petroleum, heavily contribute to carbon emissions, and to control the degradation of the environment, electric vehicles are a boon. The Govt. of India encourages new buyers to buy electric scooters and take their first step towards a green future.

But before you make a purchase, check 2 wheeler insurance online for an e-scooter, the different features of the scooter you want to buy, and see if your requirements are aligned.

Who can ride an electric scooter in India?
Most parents are searching for safer solutions for their children travelling to school or college. Bus transport provided by high schools and colleges is available, but only for some. When you think about how much other ways of getting around cost, it is neither cheap nor comfortable for students to use them every day. Public transport is usually regarded as inconvenient for students. It has led to increased use of two wheelers by students to travel with convenience and less hassle.

Central Motor Vehicles Rules of 1989 were modified to grant permission to teenagers between the ages of 16 and 18 to ride e-scooters. The eligibility criteria to legally ride an e-scooter is reduced for teenagers. Still, they are prone to accidents due to their reckless driving and inexperience. They are inconsiderate toward others on the road. It's expected that accidents are common in places where there is an issue with traffic because underage drivers usually do not know how to control a vehicle properly. They may panic in fast-paced traffic or even lose control due to slight inconveniences.

Other requirements:
The motor of the electric vehicle can be a maximum of 4 kWh. The electric scooters having a maximum speed of 20 kmph can be driven without a driving licence. A driving licence is now mandatory for electric scooters in the category of 2 wheeler-powered vehicles. These regulations are in place per the rules of India's Road and transport ministry. The Government of India has also made it compulsory to register these vehicles.
It comes off as a saviour to all the students who travel daily to schools or colleges. According to various researchers, it is safe to say that school-going children aged 16 can drive e-scooters. It is mandatory to teach and train them before they kick start their riding journey. Alongside this, having a green licence plate for such electric motor vehicles is mandatory.

Like any other two wheeler insurance, it is essential to have regular e-scooter insurance to protect it financially against any accidental loss. You should opt for bike insurance that includes essential needs and versatility too! There are many 2 wheeler insurance online options available that are safe, convenient, and affordable.

This move by the government will promote the manufacturing and production of electric scooters throughout the country. It is a breathtaking transition to promote electric vehicles and simultaneously contribute towards a better and healthier planet.

There are no other eligibility criteria except age, driving licence, and green number plate. Electric scooters of various sizes and shapes are available with different features. It allows potential riders to choose the one that they like the most. From simple-built models to full-body mopeds, electric scooters will transform especially how school-going students between the ages of 16 and 18 travel. Ensure your kids have proper driving lessons, safety gears, and 2 wheeler insurance online before they take an electric scooter out.

Click HERE to buy 2 wheeler insurance online.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Are you somebody who recently bought a vehicle or is planning to buy one? If your answer is yes, you already know how crucial it is to learn to drive from a professional. We live in a world where everybody is busy with their routine. As a result, learning to drive all by yourself can get overwhelming. However, it'll be better if you attend a driving school to get the best results while minimising driving risks.

These institutes will provide you with appropriate training and precise knowledge to make things more convenient. There are several schools available these days, and you may choose among any of them depending on your preferences, requirements, and budget.

Let us now take a detailed look at why you should enrol in a driving program.

1. Professional training:
One of the main reasons you should attend driving classes is that these schools will provide you with appropriate professional training. If you pick the best school, you will get access to practical and theoretical knowledge, making it convenient for you to get the best help under professional guidance.
Not just that, but they will also teach you how to drive while maintaining traffic rules effortlessly and effectively. In addition, you learn to operate in a safe environment, which significantly boosts your confidence.

2. Safe-driving practices:
The second reason you should take a driving school's help to learn more about different safe-driving practices. If you are scared of driving, this factor will help you by a wide margin.

3. Know about the different rules and regulations:
Another reason you should join a driving school is that they will teach you the rules and regulations you must follow. Not just that, but they will also help you understand more about traffic signs and what to do when you see one.
Driving schools provide their students with new and improved guidance for the best results. All of these factors will help you abide by the law and avoid violating them.

4. Driving habit improvement:
If you already know how to drive but wish to enhance your driving habits, the best thing you may do is enrol in a driving program. You will be trained by professionals to acquire the best guidance.
They will help you learn more about the different techniques and how to get out of a problematic situation on the road. This factor will also assist you in avoiding accidents and make you ready for any challenges that you might face in your day-to-day driving.

Although learning to drive is a long process, it is necessary because it helps you become a responsible driver. An efficient and reliable driving school focuses on training you on the safety aspect, knowledge of traffic signals, and helping you learn the driving rules. Before taking charge of the steering wheel, you must ensure that you prioritise all measures needed for a safe ride for you, your vehicle, and the other commuters on the road.

Fasten your seatbelt before giving the ignition, keep all required documents handy, and lastly, buy new car insurance if you don't have an existing one. Insurance is not just to avoid paying fines but, most importantly, to protect your asset with reliable coverage.

Click HERE to buy new car insurance.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Tubeless tyres have been a great invention to make the lives of car owners more convenient. Despite the extra cost as compared to tube-type tyres, these make driving a lot safer by preventing the vehicle from losing balance with a sudden tyre puncture. Tubeless tyres have an air cushion between the tyre and the rim. This prevents air from rushing out of the tyre in case of puncture and allows the slow discharge of air.

With these enhanced safety features, it is not surprising that tubeless tyres are preferred over ones with a tube. But with these advantages comes the complexity of changing it when it experiences a puncture.

This blog aims to give you the information you can use to identify and fix punctures in tubeless tyre easily.

Tubeless tyres are relatively easy to fix. Spending too much money on a mechanic to fix it is not advisable. But it is important to thoroughly inspect the tyre before getting your hands dirty. This will prevent you from missing out on additional punctures that might not be visible at first glance.

Tools required:
Buy a puncture repair kit from your nearest car spare parts shop. This repair kit will include a rasper, rubber strips, and a strip insertion tool. You might also need pliers and a knife to remove any external substances stuck on the tyre. You will also need a tyre inflator to fill in the air lost.

Procedure:
The procedure is slightly more complex for the back tyres because of their inability to be steered as easily as the front ones. For the back tyres, a jack must first lift the vehicle and remove the tyre to fix it.
1. Pour some water onto the front and back tyres to locate the puncture. If it's on the front tyres, it will be enough to steer it from left to right to access any holes. However, remove the tyre if the hole is on the back tyre.
2. Use the plier to remove the sharp object that punctured the tyre.
3. Next, you need to make a smooth hole of an appropriate size to insert the rubber strip to fix the puncture. To achieve this, take the rasper (also known as a smoothening tool) to smoothen the hole created by the sharp object.
4. Leave the rasper half embedded in the tyre.
5. Some sewing tactics will be a necessity here. Carefully insert the rubber strip into the insertion tool without disturbing rasper. This will be a similar process to threading a needle.
6. Carefully extract the smoothening tool from the tyre, replace it with the rubber strip, and shove the entire length into the tyre. As this process is completed, remove the insertion tool.
7. The knife will make its appearance at this step. Carefully cut the strip that protrudes out of the tyre.
8. Use a tyre inflator to fill the air which had already escaped from the tyre. A portable tyre inflator is available online or in your nearest car parts shop.

Although it is safe to drive a vehicle with a punctured tubeless tyre for a certain distance, it's best to get it fixed as soon as possible. Driving with punctured tyres is risky and can invite unwanted trouble. Also stay protected with comprehensive insurance for your vehicle. Buy car insurance policy online and get the perks of reliable coverage that can safeguard your car against mishaps and expenses.

Click HERE to know more and buy car insurance policy online.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

The rotation speed of the engine crankshaft which delivers power to the rear wheel via the gearbox, is the RPM of the bike. A higher engine RPM is required for better performance of the motorcycle. Since RPM is not a very known term for most people, let's dive deeper to understand its importance.

What is the importance of RPM in a bike?

RPM directly influences the comfort level you will experience when riding the bike. With the higher engine RPM, the speed will be much faster. Riding in the medium RPM range is suitable for the smoothest ride possible. Better comfort levels are achieved with a lower RPM, leading to higher fuel efficiency, especially in shorter city rides.

The RPM levels directly affect your comfortable riding experience, how much gas you use, and how well your bike performs in the long run. To say this, riding at high engine RPM for an extended period will increase the stress on the bike. It is dangerous for the engine and also for the well-being of the bike too.

With every bike, the RPM level is different. If you want to constantly ride at a higher RPM, opt for motorcycles specially built for this purpose. They are made for the tracks to run at higher RPMs.

What difference does it make?

RPM has a significant effect on the performance of the bike. If you run your motorbike at a low RPM, your bike will give you the best performance. Similarly, if you run your bike at a higher RPM, it charges up the engine to perform at maximum power, resulting in many vibrations. Experts also say that if you drive your bike at a higher RPM, you will have to fill up the gas tank more frequently because the fuel intake increases significantly with speed and RPM.

Riding your bike at the correct RPM for engine speed is essential. There are several benefits associated with doing so. As already mentioned, it will give you greater comfort on the ride, keep the bike healthy, and save you the money you might have to spend on fuel if you're constantly riding at a higher RPM.

With the increasing fuel prices, this is a lucrative deal to take care of your bike so that it consumes less fuel. It might not make a difference one or two times, but collectively it will make a massive difference over a long period.

Youngsters or people who ride for an adrenaline rush thrash their bikes at higher RPM. To figure out an ideal RPM range, know the maximum RPM range your bike can ride at. Now divide it by two. This is the average RPM you should ride most of the time; for example, if your top speed is around 8000 RPM, the ideal range is 4000 to 5000.

RPM is an essential factor that influences the health of your bike, which in turn, indirectly affects the cost of maintenance. If you're constantly riding at a higher RPM, it is very unhealthy for your bike, and you will have to spend more to maintain it.

Always ride safely within the specified RPM range, but if you are willing to drive at a higher RPM, purchasing a bike that supports it is the best. Otherwise, operating in the ideal RPM range is cool! Make it a point to invest in comprehensive bike insurance to enjoy financial benefits in the time of emergency when your bike meets with an accident.

Click HERE to buy bike insurance to keep your motorcycle protected from mishaps.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.