GENERAL INSURANCE BLOG

Tyres are crucial to forming a bond between the ground and the vehicle. They bear the brunt of weather conditions such as rain, heat, snow, etc. However, taking care of your vehicle's tyres is crucial for your safety and high performance. While purchasing motor insurance India provides a safety net in case of accidents, one must always prudently pay attention to the proper maintenance of essential components.

All you have to do is thoroughly check the physical conditions of the tyres to identify the issues. This comprehensive guide will help you examine your tyre treads and offer care tips.

What are tyre treads?
Tyre treads are a collection of grooves that run around the exterior. They help maintain a good grip on the road and to maximise traction on wet roads by dispersing water out of the way. Tyre grooves are essential for vehicle performance and safety.

Why do tyre treads wear out?
A tyre is made of rubber compounds that wear down with time. These include temperature, climate, the vehicle's mechanical condition, the road surface's roughness, tyre pressure, maintenance, etc. When the tyre wears down, it reduces the tread depth, resulting in a lack of grip. Thus, worn-out impressions are unsafe for driving, and you must replace them to reduce the risk of accidents.

Why are worn-out tyre treads dangerous?
Vehicle tyres wear out over time and with regular usage, resulting in losing tyre traction. However, nothing is riskier than driving with worn-out tyres. Here are some reasons to help you understand the risk associated with worn tyres.

1. High probability of puncture
When a tyre is half worn out, it can easily be eroded and cause a puncture anytime. This is a high-risk factor, especially when running your car over sharp-edged debris. An unexpected flat tyre in the middle of a journey can cause a single-vehicle collision. As a precaution and to avoid financial worries related to accidents, always purchase motor insurance India.

2. Tyres can overheat
Worn-out tyres have minimal tread left, causing relatively more heat build-up than a tyre with a good tread depth.

3. Increased risk of tyre burst
The risk of sudden blow-out increases while driving without adequate tread depth. Insufficient treads accumulate heat due to constant friction, causing them to burst.

4. Risk of hydroplaning
Tyre treads are well-developed to prevent hydroplaning. However, half-worn grooves make water shifting from under the tyre difficult. This can result in the vehicle sliding through water and losing its traction.

Ways to check the tyre treads
Checking your vehicle's tyres can eliminate road accidents. Here are some steps to inspect your tyres:

1. Examine tread depth
Every vehicle tyre has a certain amount of tread depth after regular usage. Over time, imprints wear down to a minimum acceptable level. When you lose that depth of the tread, its stability and grip get compromised. You must ensure the tread depth is above 1.6 mm for safe driving.

2. Examine sidewall
The sidewall of the tyre is adjacent to the treads. Bend down to check the cracks and cuts at the sidewalls. Check for any bulges. They can be a sign of internal damage, and if you find any, replace your tyre immediately.

3. Examine for uneven wear
Uneven tyres can occur for various reasons, including careless driving, imbalanced wheels, problematic suspensions, etc. You can prevent uneven wear by routinely checking the tyres. Do not overlook any signs. If you feel something off while driving, visit your car's service centre or a local garage.

Besides daily car use, adverse and harsh weather conditions can degrade the tyre's quality, affecting its safety and performance. You must repair or replace your tyre immediately if you spot any issues. Remember to buy the best motor insurance India policy to shield you from damages caused to the car if it encounters any accident.

Click HERE to buy the best motor insurance India policy.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Biking is a well-liked and entertaining pastime for people of all ages, but mishaps and injuries are not unheard of. It's crucial to include a first-aid kit on your biking excursions. You can manage minor injuries and crises and stop additional injuries with a well-stocked first-aid kit. Just like a first-aid kit significantly helps you after an accident, 2 wheeler insurance will protect your bike from unexpected damages.

Let's look at first-aid essentials you must take on your next biking escapades. These essential items can help with emergencies until help arrives.

1. Solution or antiseptic wipes
Minor scrapes are common incidents when biking. In case of intense terrains, you may suffer from deep gashes. Irrespective of the size, you will need to disinfect the injury site. Wounds can be cleaned using antiseptic wipes or a solution to prevent infection. Antiseptic wipes or a solution can help prevent disease and kill bacteria in the wound.

2. Bandages
Every first-aid kit should contain bandages. Bandages of all types, such as adhesive bandages, elastic bandages, and butterfly closures, should be included in your kit. Little cuts and scrapes benefit from adhesive bandages. Elastic bandages are better suited for extensive wounds. Butterfly closures help keep an injury closed and limit damage. Efficiently use bandages to prevent your injury from getting severe.

3. Tweezers
You may need tweezers to treat some wounds like splinters or shattered glass. You can clean any injured site with the aid of tweezers. Most first aid kits also come with cotton balls, wipes, gloves, gauze, and tweezers to assist in cleaning any wounds.

4. Pain relief medication
For minor injuries, painkillers like ibuprofen or acetaminophen can be helpful. Medication for pain relief can help you feel better and relaxed. Consult your doctor before consuming painkillers. Avoid immediately riding the bike after taking the pills. You need to take adequate rest before continuing the journey.

5. Disposable gloves
While treating wounds, disposable gloves are recommended since they can help prevent infection. Gloves can help stop bacterial contamination and protect the injured site.

6. Sterile gauze pads
You can cover more extensive wounds or abrasions with sterile gauze pads. A sanitary gauze pad can help absorb blood from more extensive injuries and keep the site clean.

7. Scissors
Scissors can be handy for slicing clothing, gauze, or tape to access wounds. You can use scissors to cut through clothing or bandages to prevent blood loss.

8. Private medication
Make sure you pack enough of any prescription medications you need to last the duration of your vacation. You must take all medications exactly as your doctor prescribes to maintain your health and safety.

9. CPR mask
There can be a situation where you'll have to treat another injured rider in case of an emergency. You can wear a CPR mask to perform emergency resuscitation in the event of such incidents. A CPR mask is an effective barrier between you and the injured person and a way to stop the transmission of bacteria.

10. Adhesive tape
Bandages can be secured with duct tape, and you can use them to fix equipment or your bike temporarily. The strong adhesive can also aid in mending a tyre, making it extremely useful.

Going on a biking adventure requires being ready for any situation. A well-stocked first-aid kit can significantly affect how accidents or injuries affect your motorcycling adventure. Bandages, gauze, antiseptic wipes, adhesive tape, pain medicines, and insect repellent are a few of the first-aid necessities you must pack for your riding adventures.

Everyone who intends to embark on a bike adventure should also think carefully about 2 wheeler insurance. Although it is not physically necessary for first aid, it offers financial security in case of an accident or injury while riding your bike.

Click HERE to buy 2 wheeler insurance.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Flyboarding is an enthralling water sport that uses a flyboard and a hydro-flighting device that allows you fly over the water. A personal watercraft is connected to the flyboard, which generates force through a connecting pipe to lift a person in the air on top of the water. The sport came into existence in 2012, to be precise. It is becoming popular in holiday destinations comprising sea beaches and water parks worldwide. We can also enjoy this sport in India at a few locations, such as Goa.

Flyboarding is an unmissable experience for adventure junkies. Let us know more about it.

How does it work?
The rider's feet are strapped to a flyboard, which is connected to a personal watercraft, providing the required force. You can ride the flyboard, similar to skating on the ground. It is simply a board you can tie to your feet and fly.

The operator may sit on the watercraft and control the throttle, while the rider can control their direction through the flyboard. Also, the rider may have the option to control both the throttle and the direction.

An impeller sucks in water from the source in large quantities where the watercraft is present and throws it out from other outlets. This generates tremendous force and mobilises the flyboard, with the rider on top.

Why is it becoming popular?
Flying on top of the water, with the ability to move up and down at a tremendous pace, can be a dream come true moment for any adventure junkie. This thrilling sport gives an adrenaline rush while providing an aerial view of the sea or water park.

There is no need for extensive professional training to perform this sport. Any person can do it after getting instructions from the trainer or operator. One must learn to maintain proper balance on and control the flyboard, which comes with practice. However, mastering the sport is tough and requires several hours of rigorous training and practice.

Flyboards are also safer and easy to use than a jet pack. All this makes flyboarding extremely popular and an unmissable experience for adventure lovers.

Points to take care of
Since it is a water sport, it can be dangerous for new learners and people with little or no swimming experience. Children below the age of twelve years should avoid doing it or only engage in it under strict parental supervision.

Riders should not look down below them once they are airborne. It can make them nervous, and they can lose their balance. They need to ensure that their feet point away from the personal watercraft, so they do not collide with it while plunging back toward the water. A collision can be fatal and cause serious injuries.

You should wear all the safety gear required for flyboarding before trying it. It will be suitable for your own safety.

Flyboarding can undoubtedly be a thrilling experience for any adventurer. Following a few safety precautions, understanding the sport well, and practicing a bit, you can experience it in water.

Despite the safety guidelines you follow for any sport, some risks always come with it. You should always go for a personal accident insurance policy for yourselves and your family, as accidents can happen anywhere without an announcement or warning. It will provide cover against accidental death, injury, or disability. The policy will cover all your expenses if you're hospitalised due to an accident and even reimburse you for your lost income due to hospitalisation or disability. Secure yourself financially, and choose the best personal accident insurance policy. Always check the terms and conditions of the best personal accident insurance policy before buying it.

Click HERE here to buy the best personal accident insurance policy.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

In the early 1800s, people used horse-drawn carriages as their primary mode of transportation. In 1885, a German mechanical engineer, Karl Benz, designed the world's first car using an internal combustion engine. Both carriages and automobiles have one thing in common: a chassis. However, car designs have become more innovative each year.

Car designs have evolved to answer the need for convenience, comfort, and safety to protect owners and passengers. Similarly, car insurance online India, with many add-ons, has also become a preventive safeguard for owners against liabilities arising from accidents.

If you are a car enthusiast interested in the evolution of cars, here you can look at car manufacturers' changes in body design decade by decade.

1. 1910s
In the past, only high-society people owned combustion-engine automobiles. But Henry Ford's concept of assembly line production facilitated the production of dependable and affordable vehicles. The Model T debuted in this era and offered several body styles, such as a two-seat runabout, a five-seat touring car, and more.

2. 1920s
The cars of this decade featured long 8- to 16-cylinder engines that needed long-nosed bodies. Also, the enamel details and elegant paint jobs became famous in the 20s.

3. 1930s
The vehicles of this era were lighter and easier to produce due to the invention of the monocoque. By the late 1930s, sleek-looking cars had gained immense popularity.

4. 1940s
World War II influenced commercial car production in the 40s and led to innovative design. The Ponton style, characterised by wide flat bodies like boats, became the trend in this era.

5. 1950s
Catering to the masses post-war was a challenging task for manufacturers. Neither could they compromise with quality nor raise or maintain price levels. In this era, car manufacturers started producing more economical and compact cars.

6. 1960s
In the 1960s, car manufacturing companies worldwide, such as in Japan, Europe, and more, abandoned the boat design for cars and developed smaller, less heavy designs. Also, the US designed new muscle cars with low-profile cabs at the same time.

7. 1970s
The American car companies abandoned the muscle car design and began producing compact cars. Using sharp edges and hard lines in car design became the norm worldwide.

8. 1980s
The people of this decade loved car designs that were boxy and generic. However, trends indicated greater concern about the fuel efficiency and safety of the car.

9. 1990s
In this era, the global auto industry decided to look back to the 30s and 60s when car design had elegant body lines. In the 90s, wedged-shaped sports cars gained a lot of popularity. Japanese makes have gained massive popularity.

10. 2000s
The 2000s revealed a mixed bag of car designs. Automobile companies developed various car designs with no general trend in colours and shapes.

11. 2010s
Car manufacturers focused on developing more environmentally friendly cars. The minimalistic trend was the focus of car design in this era.

12. 2020s
Modern car designs include various high-tech technologies like blindspot design systems, AI-powered systems, and more. The boxy-shaped cars have gained popularity recently. The emerging trends in the automobile sector include technological advancements, convenience, and sustainable fuel sources.

Apart from car design and styling, various car-related aspects have also evolved throughout the years. You can find many cars in different shapes, styles, designs, performances, and features. There are numerous options varying from SUVs, sedans, and hatchbacks to petrol, diesel, EV, and hybrid cars. The evolution of cars has been an inspiring journey catering to people of all classes, ages, and geographies.

Whenever we talk about cars, we must think about safety. Nowadays, car insurance has become essential immediately after purchasing a vehicle. We recommend you buy car insurance online India as it protects you and your car from various misfortunes and damages. Purchasing online can fetch you several benefits, including hassle-free claims, attractive premiums, and good customer service.

Click HERE to buy car insurance online India.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.