GENERAL INSURANCE BLOG

Regular health check-ups are essential for everyone but become critical for seniors. People over 50 are more likely to develop chronic diseases because of unhealthy lifestyles, diets, genetics, and other reasons. The most common conditions in seniors include heart disease, cancer, COPD, arthritis, pulmonary disease, and memory loss. Buying health insurance in India for parents is a necessity you must pay attention to. Not only does it protect your finances from rising medical inflation, but it also offers preventive health checks.

A good health check for senior citizens covers various tests such as a kidney profile check-up, complete blood count test, fasting blood glucose test, thyroid profile check-up, abdomen and chest X-ray, and an ECG test. If you have senior parents or grandparents at your home, it is wise to provide regular check-ups to keep them healthy.

Here you can find more reasons to give your parents regular health check-ups.

1. Detect health problems early
Healthcare professionals are trained to detect different symptoms and suggest treatments accordingly. Doctors can help you identify health problems in seniors at the earliest. They can also refer them for requisite tests and send them to the right specialist. Most conditions, like diabetes and high blood pressure, don't result in symptoms at an early stage. However, doctors can identify these conditions by checking the senior's weight, blood sugar, blood pressure, and cholesterol levels.

2. Learn the risk of disease in seniors
During a prevention check, the doctor can find problems that may put your seniors at greater disease risk. Doctors also check the family's health history for inherited conditions like diabetes or cancer. If your seniors are more at risk of disease, doctors recommend a healthy diet, sleep, and fitness habits. Adopting these healthy habits prevents many diseases and ensures an enhanced quality of life.

3. Gain more control over chronic conditions
If your parents have long-term conditions like heart disease, diabetes, asthma, or arthritis, they will need regular care from the doctor. The healthcare provider will check in with your parents at each visit to ensure their condition is under control. They can also provide preventive measures like diet or medication to control the seniors' chronic conditions.

4. Treatment and cure chances increase
Besides preventing chronic disease, regular check-ups also help increase the effectiveness of treatment and recovery in seniors. With regular check-ups, doctors can provide better medication and lifestyle changes to manage symptoms and reduce risk factors for chronic diseases.

5. Save money by preventing costly medical services
People often spend lots of money on expensive medical treatments that can be avoided by developing healthy habits. If you don't want to spend money on costly medical services, you should take your parents to a clinic for regular health check-ups. Ensure they follow the doctor's advice regarding a healthy lifestyle and maintaining a healthy weight by paying attention to nutrition.

6. Build a relationship with a doctor
You and your parents can get to know your doctor better with each check-up. Building trust between doctor and patient is essential. It makes it easier for seniors to talk about personal subjects like drug or alcohol use, urinary tract health, etc., without any hesitation. Regular check-ups also help your doctor learn more about your seniors and advise the best health plan for them.

Regular health check-ups are a great way to assess your senior's health condition and detect any issues early. Also, getting health insurance in India for parents is essential, as it covers all medical expenses such as annual preventive health check-ups, domiciliary treatment, hospitalisation, and the costs of medicines.

Click HERE to buy health insurance in India for parents.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

In today's car market, you can find many models in different sizes, styles, and shapes. With each design, manufacturers are rolling out additional features to enhance safety, aesthetic appeal, functionality, etc. While you may choose designs and functions as per your preferences, safety is a non-negotiable feature. The best car insurance company in India offers comprehensive coverage, ensuring passenger safety at all times.

As per the latest auto trends, boxy car designs are becoming popular in India. These cars can be likened to passenger cars with features of off-road vehicles. Indians show a great interest in SUVs and hatchbacks, which has caused automakers to launch over 35 models in the last five years. Additionally, the most popular boxy car models are still flowing in.

Reasons why boxy car designs are in vogue
A significant reason driving demand for boxy car designs in India is the need for premium features. Car buyers are willing to spend more on their mode of travel and top-end vehicles with advanced features like connected technologies, sunroofs, and more space.

1. Seating capacity
Indian families usually have many members that need cars with more seating capacity. Boxy vehicles are more popular among large families. Small SUVs are 5-seaters, whereas most SUVs are 7-seaters. There are options to fit the requirements of different families. This makes boxy cars perceived more as family cars.

2. Sturdy build
The boxy car has rugged styling that gives it a glamorous on-road appearance. It’s tough nature also provides a bold stance on the street. Also, the driver can enjoy good handling, high-speed reliability, and riding quality.

3. Feature-rich
Most small SUVs have a wide range of features, such as a sunroof, a two-zone HVAC system, a turbocharged petrol engine, an automatic gearbox, and more top-notch features. SUVs also have other features like seven airbags and dual-zone climate control. The best advantage of owning a boxy car is the greater storage space for luggage.

4. Driver's high seating seat
India is known for its busy and narrow roads. SUVs have excellent visibility of the road ahead and have a high seating position. This feature lets the driver handle the vehicle more adequately through traffic jams and narrow streets.

5. High ground clearance
Boxy cars are equipped with high ground clearance, which makes them more suitable for operating on full-of-pothole roads. This feature also allows drivers to drive on waterlogged roads more easily than sedans.

6. More safety
Boxy cars have a high seating position and airbag features that provide safety to the driver and passenger physically and mentally. However, when a collision occurs, the driver and passenger must wear seat belts so that the airbag can work properly.

7. Reasonable price
A few years ago, boxy cars like SUVs were limited to the higher affluent class. However, now SUVs are perfect for all Indian car drivers' needs. Another thing that makes these boxy cars famous is their attractive price, discounts, and bank EMI options.

Boxy car suits large families and is a top choice for planning adventures like camping and road trips. If you are also interested in boxy car design, consider factors like capability, safety, performance, practicality, and reliability.

Also, consider choosing an insurance policy issued by the best car insurance company in India to ensure optimal coverage for your car. You can also get third-party liability and personal accident coverage with the right car insurance plan.

Click HERE to get insurance from the best car insurance company in India.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Have you ever been stuck in traffic without recourse to pass your time? Most of the Indian population has experienced the same due to the ever-increasing number of cars on roads, poor driving etiquette, and ill-maintained roads. In such situations, looking around often helps find temporary things of interest.

In such situations, even mundane things can catch your eye. Have you noticed that some vehicles have different coloured number plates? However, if you have wondered why some vehicles have other coloured number plates and their significance, read on.

Understanding the layout of number plates
In FY 2019, India had 295 million registered vehicles. With a CAGR of 10% between 2007 and 2019, it is safe to assume that the pace of growth of registration has sustained, if not grown. Legal mandates have made it compulsory to buy motor insurance online and getting a vehicle registration number even before your car hits the road. To adhere to the process, knowing the layout of number plates is essential.
● The first two letters indicate the Union Territory or State where the vehicle is registered
● The following two digits denote the district RTO's sequential number
● The next section of up to 2 digits or letters reflects the series of numbers presently being allotted
● The last four digits are your car's unique registration number

You can find IND lasered under the Ashok Chakra emblem on the left. Underneath the number is a unique pin code for the number plate. The text is usually in black or white, depending on the plate's colour. This is the general format commonly used until the introduction of the BH series number plates.

Different number plate types and their meaning

1. White
This is the most prevalent type of number plate. You will be allotted a white number plate if you purchase a car for personal commute purposes. The numbers are lasered in black.

2. Yellow
Another common number plate colour is yellow, with the registration number etched in black. This indicates a commercial vehicle that may transport goods or ferry passengers. The regular documents required to be carried by drivers include motor insurance papers, a driver's licence, and a PUC certificate. Additionally, commercial drivers must have a permit that states their eligibility to carry out the same.

3. Green
The emergence of green number plates is a sign of shifting toward sustainability. These are assigned to electric vehicles of all kinds- two-wheelers, cars, buses, etc. The registration number is etched in white on these number plates. Unlike the distinction mentioned above regarding purpose, all-electric vehicles have green number plates irrespective of use.

4. Black
A black number plate indicates a vehicle has been registered for rental. Drivers do not require a commercial driving licence for these rented commercial vehicles.

5. Blue
Blue number plates with white lettering are rarely seen. They are used to indicate vehicles that belong to a foreign embassy or consulate. These are reserved for foreign diplomats and have unique registration numbers. Instead of the state code shown in the first two letters, the diplomat's country is displayed.

6. Red
Red number plates are for vehicles owned by the President or Governors of India. These number plates have a gold emblem of India instead of a registration number.

Vehicle registration is a mandatory process in India. Before you purchase a new vehicle, knowing what type of number plate to apply for is ideal. You may research more to get deeper insights and understand the colour system. Also, buy motor insurance online to keep your car safe from accidents. A comprehensive motor insurance acts as a safety net to avoid venting your pockets if your car demands repair and replacements.

Click HERE to buy motor insurance online.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

India is a country that has forever favoured 2-wheelers. With their cost-effectiveness, fuel efficiency, and ease of handling, the Indian 2-wheeler market will only grow multifold in the coming years! While manufacturers constantly launch new models that solve existing concerns in response to consumer feedback, what's classic never goes out of fashion.

One such model which is gaining popularity is Retro motorcycles. They are coming back in trend again! Apart from being a status symbol, various reasons have resulted in the popularity of retro bikes. They have been the favourite of Indians for many generations. People love riding these as they are classy, elegant, and highly durable.

Motorcycle enthusiasts prefer these retro motorcycles as they are suitable for varied terrains and long rides due to their sturdiness and comfort. Their additional safety features offer benefits similar to no other bike. Coupled with comprehensive bike insurance, you have a safe mode of a personal commute!

Despite the glitz around these classic bikes, buying your first retro bike as a beginner can be overwhelming. If you're confused about the features you should consider before purchasing a retro motorcycle, here's a quick guide to ease the process.

1. Longevity
Classic retro bikes are incredibly durable. Their quality justifies the hefty amount spent on these bikes. The vintage designs are built to last for years without hassles. Think of them as an investment in the long run, as they are heavy-duty and usually last for decades. Having a classy retro bike doubles the appeal of your parking area.

2. The comfort
These bikes come with comfy seats, an upright handlebar position for a straight riding posture, and uncluttered controls or switches. You can easily get the functions right and go along your way. They also have a high torque level and offer a pleasurable riding experience.

3. Improved engine
Engine power is essential to the biking experience. One of the greatest USPs of these bikes is their improved engines and loud revving thunder. You should always see if the bike you opt for has the latest engine and a high capacity. Also, look for shock absorbers and a secure braking system for efficient high-speed control and easy driving.

4. Practicality
Do not compromise on everyday functionality for the sake of aesthetics. Robust construction, wide tyres, and better ground clearance are required for multi-terrain use. Before purchasing a retro bike, you should keep these things in mind for the best motorcycling experience.

5. Colour options
Retro motorcycles are renowned for their classic designs and vibrant colours. Although it is a minor factor, it can contribute a lot to your style statement. You can either get them in monotone or dual shades.

Classic and retro motorcycles are incredibly well-known in India and beyond. Everyone loves owning one for themselves. It is a status symbol and a matter of pride for all. They appear vintage yet attract the youth! Hence, buying the best and most durable motorcycle for you is recommended. You can buy bike insurance for added protection to complement the safety it offers. This can protect you against the cost of damages from an accident and help preserve the value of your highly-valued retro motorbike.

Click HERE to buy bike insurance to safeguard your retro motorcycle.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.