GENERAL INSURANCE BLOG

If someone were to tell me in 2019 that many of us would be using a screen in 2020 as if our lives depended on it, I would dismiss them entirely. But with the COVID-19 pandemic forcing us to sit across a laptop or our cell phones for academics, work, or recreation, we seem to be headed towards the reality I initially dismissed.
We wake up to our social media notifications. Go about the day jumping from one online lecture or work meeting to another. Fall asleep to an episode of a web series or responding to personal messages. As you can see (pun intended), in this newfound reality, it is our eyes that undergo a considerable amount of agony, inhaling all of that blue light.
More and more individuals have realised the need to care for their eyes in this pandemic. So here are a few ways in which you can do the same as well:

1. Monitor Distance - Room Lightning - Eyewear

It will be ideal if you place a computer screen at an arm’s length and 20 degrees below your eye level. This position helps avoid eye strain. Make sure you have enough diffused lighting in your room. Too much or too less light can cause the eyes to experience stress. Lastly, it is highly recommended to wear anti-glare glasses or lens when working on a computer all day long.

2. 20 - 20 - 20 Rule

If your eyes are dear to you, you should continue showering them with some affection by observing the 20 - 20 - 20 rule. Every 20 minutes, look away from the screen and fix your gaze on an object 20 feet away for a total of 20 seconds.
Unless you have a measuring tape, it will be difficult to measure 20 feet accurately. Being sureshot about the distance is not the key. The idea is to stare at something far away - maybe a building across the street or a tree. It takes about 20 seconds for your eyes to relax. And you can set a reminder for every 20 minutes. This is how you perform the rule!

3. Sleep Well

One common mistake that some of us make while going to sleep is that we do not cover our rooms in enough darkness. Our bodies are known to sleep well due to the release of a specific hormone called melatonin. And this hormone is produced in response to darkness — the more the melatonin, the better the quality and quantity of our sleep. So make sure to pop an eye mask while inviting the ZzZs.

4. Avoid Rubbing

Your hands are covered in dust, germs, dirt and whatnot. And these can be easily transferred to your eyes each time you rub them. To avoid irritation or infection, avoid touching your eyes directly with your hands.

5. Limit Substance Use

You thought smoking could only affect your lungs and heart? Think again. Research shows that smoking can cause dry eyes - a condition causing them to feel itchy, stingy and red. It can also increase the risk of developing cataract.
Consuming too much alcohol can lead to a condition named optic atrophy, wherein the nerve endings of the optical system get damaged, resulting in low vision or complete loss of it.

Depression is a mood disorder, synonymously known as “depressive disorder.” It makes you feel deprived of essential happiness, a sense of endless sadness, and loss of interest in daily life.
The pandemic situation triggered a rise in depression and other mental health issues. The Supreme Court motivated the Insurance Regulatory and Development Authority of India to allow all insurers with health insurance on mental health issues.
Magma insurance makes it seamless for insurers to buy health insurance online in a few steps. Due to the combined efforts, mental health ailments are inclusive in health insurance. Buy health insurance online to cover significant illnesses related to mental health. It also covers other adverse effects, which are consequences of any mental health issue.
Although it is difficult to cope and be active, positivity seems far-fetched. Instead of feeling helpless, try to take control of your situation by following these measures only with your doctor’s approval. Buy health insurance online to secure yourself from the expenses that private hospitals and therapies incur.

Always Consult Your Doctor Before Any Step

Depression is one of the acute ailments that you shouldn’t take for granted for a low phase. If you are facing recurring negative thoughts, immediately consult an expert. Don’t take medications less or more than the prescribed amount as it aggravates. While you fight against depression, choose to buy health insurance online as a cover shield to your process.

Be Open To New Experiences And Paths

As you embark on a depression-free life journey, make sure you are open to trying out new ways. Redefine the traditional aspects of treatment for your well-being. For instance, the reason to buy health insurance online is that it has multifaceted benefits such as comprehensive cover on medical bills.

Make Lifestyle Improvement To Stay Strong

Lifestyle changes include many elements combined, such as a balanced diet and good night’s sleep are crucial. Follow a routine and maintain a weekly pillbox to help you remember your dosage. Try to stay active during the day, such as go out for walks with neighbors and friends. Go on frequent getaways into nature, away from the urban jungle.

Reduce Stress Triggers At Home And Workplace Don’t hesitate to ask for help from your family and friends regarding household matters. At work, during a certain amount of pressure, reach out to your colleagues, and let them support you to regulate your stress levels. Another way to live stress-free is to buy health insurance online with the help of Magma Insurance.

Daily Reminder: Don’t Give Up Yet

Depression feels hopeless, a sign of despair that seems never to end. That is how the ailment manifests, try not to fall trap into the negative thoughts. Soon, it will be all the better with time, patience, and therapy. Remember, if you buy health insurance online, you will secure your family’s future along with yours.
To avoid depression entirely, you may choose to eliminate the factors leading up to excessive complications. Follow a routine, take medications, and therapy on time. It takes small efforts to make a positive impact on mental health. Start with self-love.
Creativity outflow helps to overcome the intensities and further emerges as a form of expression. Write a journal or paint your heart out. Try to stay active using any form of work out, such as yoga, cardio, and dance. Keeping yourself busy yet staying on top of your thoughts is one way to combat depression and live life.
Magma Insurance brings insurance policies to your fingertips for a convenient, hassle-free online process. All you have to do is get on the website and fill up your details. Choose a relevant plan after proper comparison. Once done, fill in the declaration form and make the payment. Due to Magma Insurance, to Buy Health Insurance Online is as simple as a cakewalk. Make a decision to secure your future, live stress-free, and be ahead of depression.

Yes, we understand your problems, and the struggle is real when it comes to cars that stop suddenly, giving no hints of starting.
It can be a real deal when your lovely ride stops in the middle of a road and deny your orders to start. Having a car that stops suddenly can lead you to grave danger, especially when you are outside and need to go somewhere.
Interestingly, as easy as it is for your car not to start, similarly, there might be a principal reason behind the same. Therefore, let’s have a look at four common reasons why your car is not starting.

● Your timing belt is the real problem:

For those of you who don’t know what a timing belt is, it is an essential part of the car that is responsible for its effective running and performance. Your timing belt inside the vehicle is the primary reason why it keeps running and adapts to speed. Yes, gears do play a significant role, but the timing belt is what ensures that the engine’s valves open and close at the proper interval.
Therefore, your timing belt can be one of the most common reasons why your car has become idle and fails to start. A significant reason behind the same can be that the valves inside the timing belt and the pistons are not meeting each other at a said interval, failing to give you efficient results and movement.
Moreover, your timing belt is the major part that you should look after whenever you go for servicing. Having a timing belt that fails to keep up with the systematic opening and closing of the valves can lead to harmful damage to the engine. It is always advisable for you to change your timing belt at a regular interval of every 60,000 miles or five years (whichever is earlier).

● Your alternator might be the cause:

An alternator is that essential part of your car that is responsible for the effective functioning of all the electrical pieces of equipment that function inside your car. Its most significant function is to start the spark plug and essentially provide it with the spark that is responsible for the running of your engine.
Besides the successful starting of your engine, a failed alternator can also be the cause behind the failure of other necessary parts of your car. It is also linked with the plugs that power the headlight and therefore, you need to keep a check on your alternator as well, in case your car fails to start.

● Your battery might be corroded:

It is no hidden fact that cars perform majorly due to the presence of a battery inside it. The battery is responsible for running all the electric-based components of your vehicle and also plays a significant role in igniting your engine.
Corrosion on your battery can be serious trouble for you as it is like rust and will ultimately end up waiting away your car’s battery beside the other significant parts that are developed out of iron. We suggest you always keep a check on the health of your battery and its corrosion, every time you take it to a service centre.

● Are you sure your air filter isn’t clogged?

Similar to the other necessary elements of your car, the air filter might also be the cause that is failing your vehicle to start. An air filter plays a significant role in keeping up with the excellent health of the drivetrain of the car. It filters out all the harmful elements like dust particles to keep up with the smooth functioning of your vehicle.
An air filter is essential for your car to your car 'breathe'. A clogged air filter might also pose serious damage to the blockage of the exhaust pipe, leaving your vehicle to fail from the start.

Cars become a second home to those who love travelling and driving. Be it driving long distance or shorter ones, before we start off to any destination we need to ensure that we are stocked up on essential things that will come handy in emergency situations. As goes the saying, precaution is better than the solution, it’s better to be well equipped than to wait for help.
Still feeling unsure of what should be the essential things that you should keep in your car?
Well, we bring to you the 5 most important things that your car must have.

● Documents-

These are the things that should be your topmost priority. Documents like registration papers, the license and insurance papers, are a vital and most crucial thing that should always be in your car in a safe place. In case of any emergency like an accident, these papers are essential and required for any legal procedures. Also make sure to include the car manual, your emergency contact numbers, health cards with your medical records. Emergency contact numbers would help someone to call and reach out to your near and dear ones when you are in need and are unable to do so.

● Safety kit-

Before heading out anywhere, you should always carry the first aid kit with you at all times. A safety kit includes band aids, antibiotic creams, pain-relievers, tweezers, cottons, and many more. It is not only important but also crucial to ensure you do not need to wait for the first aid to arrive when in need. You can administer it to your fellow travellers or even yourself when required. A safety kit provides you with the immediate medical aid that is indispensable and very essential in saving lives. A safety kit does not only include the medical aid, but also includes the survival tool kit.

● Dry food-

Every time you drive, the other most essential thing to be stocked upon is the non-perishable food items. These can be anything starting from energy bars to the dry fruits and nuts. Dry foods ensure you do not end up being hangry when driving.

● Spare parts and tools-

Spare parts and tools like duct tape, match sticks or lighter, window breaker, flashlights, etc, are another list of important things that you should make sure to carry before you drive any car. When driving, there are times you end up with road emergencies like a flat tire and having a spare part and knowing how to change the tire makes it easier and quicker for you to reach your destination.
Not only do the spare tools and parts facilitate a smooth drive, they also ensure you do not need to run and search when having an emergency.

● Health essentials-

Every person has their share of health emergencies. Especially when you are a woman driver, you need to maintain your health hygiene whether you are on the roads or anywhere in the world. Keep a health essential kit to make sure your health does not take a back seat when driving and travelling. Clean microfiber cloths, packs of ‘lady’ products, sunscreen, your kit of prescribed medicines that you might need incase of any health emergency and tissues.