GENERAL INSURANCE BLOG

Fishing is an easy sport that can be enjoyed by people of all ages. Many people like to camp near fishing sites and spend time with family and friends. The excitement of holding the rods and attempting to catch a fish and cook it into a delectable dish is a joyful experience.

While fishing is a simple sport, newcomers interested in trying their hand at it might find it difficult to get started. Catching the first fish is a memory to cherish throughout your life, and this blog will help you accomplish that.

Let's discuss the six best tips for newcomers to get started with fishing easily.

1. Research:
It would be best to do some research before heading straight to the pond with your fishing rod. Get a general idea about fishing. Read some books on the basics of fishing to understand the process. You may even watch a few tutorials online to clear the fundamentals of preparing the rod, using the bait, and understanding the techniques involved.

2. Basics:
After you are done with your research and are familiar with the terms and equipment used in fishing, you can get started by understanding the basics and pre-fishing tasks. For example- you can learn how to put baits on the hook, tie knots, etc.

3. Bait:
You need to know about the various types of baits that attract different fish. For example, raw chicken liver attracts catfish. Adding the wrong bait can make it difficult to catch a fish. So acquaint yourself with the proper knowledge about different types of fish and the tricks used to catch them.

4. Location and weather:
Be mindful while choosing a location for your fishing trip. Look up the site on the internet and learn more about the water bodies and the types of fish that might be available (if any). A cloudy sky is considered to be the best weather for fishing. You can also catch fish in other weather conditions, but an overcast sky speaks magic comparatively. If you are not aware of the proper conditions for fishing, it could be a disappointing experience not to find anything to catch.

5. Apparel:
You need to dress for the occasion. In the case of fishing, wear boots since there is a slight chance that you might have to (or by accident) paddle into the water while catching a fish. Dressing according to the weather would make the fishing experience better for you. Wear layers if it is cloudy and chilly. Tie your long hair into a ponytail to avoid getting distracted.

6. Bug spray:
Make sure that you carry bug spray. The places around these water bodies tend to have a lot of bugs and insects (mainly mosquitoes), which might cause trouble while fishing and can get you sick if you are not careful. Using an itch-free bug spray is advisable for a comfortable fishing experience.

That's a wrap on the six best tips for newcomers in fishing. You have to be quiet around the edge of the water bodies to catch fish efficiently. Even a slight mistake can be risky and may land you into unwanted trouble. So, get the best personal accident insurance India to protect yourself against any unfortunate incidents and make your fishing experience a memorable one.

Click HERE to know more about how you can buy the best personal accident insurance India.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

With the world going digital, smartphones have become an important part of our daily lives. Being stuck at home during the pandemic, smartphones became the only salvation from boredom. And children, too, are getting addicted to digital gadgets as we progress in time. Keeping your child away from smartphones is tricky with schools and colleges conducting online classes.

With new-age technologies emerging so quickly and taking over the world, children are very intrigued with how things function. And with all the information available online, it would be one-sided to keep your child away from smartphones and other gadgets and devoid them of all the opportunities.

This blog will discuss the right time to give your child a smartphone. Let’s look at the factors you should consider as a concerned parent or a guardian.

1. Responsibility:
Are your kids responsible enough to handle an expensive device with care? They might bring up a lot of reasons, but as responsible parents, you must ensure that you set up a boundary for the conscious use of these devices to shield them from the risks of the internet.

2. Maturity:
You need to assess the maturity level of your kids before you give them a smartphone. The mind of a child is fickle and very easy to influence. Determine and validate their reasons. Dig a little deeper and have an open conversation about why they want a smartphone. Be their friend in the process.

3. Limitations:
Nobody knows your child better than you do. So ask yourself, can they adhere to limits and rules? Because while a smartphone can serve plenty of good purposes, it can also cause massive amounts of distractions, which can have adverse effects on their academics, physical and mental health, social interactions, etc.

4. Safety:
Online safety is a huge concern these days. Even more so with children since they do not understand the consequences of the invasion of privacy and data exploitation. Your child needs to understand the importance of online safety and how they should communicate with you in case of fraudulent transactions or hints of illegal activities.

5. Carelessness:
Social media is addictive. And once you realise how easy it is to stay in touch with the people you know or get in touch with new people, it becomes challenging to keep off the phone. Adults struggle with this addiction, so it’s somewhat obvious for children to get addicted to it as well. Many children tend to text while driving or in public places, posing a huge risk of accidents.

6. Value money:
Your child should understand the expenses that come with a smartphone and, therefore, use it cautiously. Kids need to be mindful of their internet consumption and use it according to their needs appropriately.

Now that you know when the right time to give your child a smartphone is, you need to think about your kids’ safety and how you can safeguard their wellbeing during emergencies. Stay stress-free by purchasing personal accident insurance online, which caters to your children’s needs in the best way possible. The younger generation is susceptible to accidents due to carelessness and distractions. Personal accident insurance online will ensure your child’s safety with guaranteed benefits and a reasonable premium.

Click HERE to know more about how you can buy personal accident insurance online.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

For many years, owning a car has been looked at as a show of wealth. But in recent years, a vehicle has become more of a need than a luxury or leisure. Yet purchasing a four-wheeler is still recognised as one of life's significant achievements and investments.

As an impact of the pandemic, people are more likely to travel by car than public transport. Whilst the value of owning a vehicle has grown over time, ensuring its security and safety is essential. Therefore, do not overlook your car's insurance and get car insurance renewal on time.

What is comprehensive car insurance?
As the name suggests, comprehensive car insurance is broad insurance coverage that provides security against various concerns. Comprehensive car insurance is so far the most commonly adopted kind of automobile insurance since it covers both parties in the event of an accident. It protects you in a crisis, accident, robbery, fire, or explosion, among many other situations. Including extras or add-ons to comprehensive insurance, such as depreciation cover, emergency assistance, engine protection, and so on, makes it a more customisable and desired kind of auto insurance coverage.

What is third-party car insurance?
The Motor Vehicles Act of 1988 states that third-party car insurance is the most basic and necessary insurance to possess and is required for all car owners. Third-party insurance, as a contrast to comprehensive insurance, provides limited coverage. It protects you against losses made by your vehicle to a third party. The damages done to a third party's car, property, or the individual themselves will be covered under this policy. This sort of motor insurance covers any third-party damages, injuries, or losses caused by the policyholder's misconduct.

When to switch from third-party car insurance to comprehensive car insurance?
Following are a few reasons to switch to comprehensive insurance from third-party insurance:

1. Covers your losses:
With the exception of basic third-party car insurance, comprehensive car insurance covers your vehicle for losses caused by a range of factors.

2. Customisable add-ons:
One of the chief factors for switching to comprehensive car insurance is customising the coverage depending on the various add-ons offered by the insurer. Customising the plans gives the policyholder the independence to get better coverage and benefits.

3. Personal accident coverage:
In addition to injuries caused to a third party, comprehensive car insurance involves personal accident coverage for your treatment in the event of an accident. This feature is crucial for all policyholders and can be extremely helpful during unexpected situations.

Getting the proper car insurance coverage is as crucial as getting the perfect vehicle. While the law requires you to have motor insurance, do not limit yourself to the bare minimum. A comprehensive auto insurance coverage protects you against the expense of hospital and auto repair fees. It provides all-around protection, making it a must-have in your inventory.

Similarly, remember the importance of purchasing ideal car insurance and even timely car insurance renewal to avoid interruption in the benefits.

To get a car insurance renewal, click HERE .

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Every one of us has once had a dream of flying. As kids, we have looked at birds and planes and wished for the ability to fly. Today, we have various ways to live this dream. Different adventure sports like sky diving, hang gliding, and paragliding have created opportunities where people can enjoy a safe yet thrilling experience of being in the air.

India proudly displays unique landforms, making it one of the most enjoyable places for such activities. Paragliders have referred to paragliding as one the most unforgettable experiences of their lives. Being up in the air and away from the ground is sure to be one of the most humbling experiences of your life.

Today we will look at a few places in India that offer this experience.

1. Bir Billing, Himachal Pradesh:
Situated near Kangra Valley, Bir is a beautiful village in Himachal Pradesh. It has over 11 paragliding options, giving it the name of the 'Paragliding capital of India'. Bir promises you the spectacular views of lush green mountains and the beautiful sunsets that paint the sky in all shades of orange.

2. Panchgani, Maharashtra:
Panchgani is a small hill station in Maharashtra that offers training as well as flying for all paragliding enthusiasts. The landscapes of Bilar, Khinger, and Tapola are arguably one of the best locations for flying. The best time to visit Panchgani is between November and February.

3. Arambol, Goa:
Goa is famous for its beaches, food, and party life. But Arambol promises priceless views of the Arabian Sea and beautiful arrays of palm trees. Choose the evenings for your paragliding adventure to watch the sunset while you sail over the blue waters reflecting its golden shine.

4. Nandi Hills, Karnataka:
Situated close to Bangalore, Nandi is the perfect place for adrenaline junkies, as many tourists choose it for camping, trekking, and paragliding. People here are mostly seen enjoying paragliding in the day and camping at night.

5. Gangtok, Sikkim:
The land of magic, monasteries, and mountains, Gangtok is a must-visit for anyone who wants to combine adventure and spirituality on their trip. Paragliding in Gangtok promises you a bird's eye view of the unexplored places in Sikkim and a beautiful view of the mighty Kanchenjunga.

6. Shillong, Meghalaya:
The Scotland of the east, Shillong, has a wide variety of flora and fauna. Paragliding here is sure to be a cathartic experience. Shillong is a canvas of dense, lush forests and beautiful waterfalls. Visit during the summer months to ensure the magnificent view that this palace has to offer.

These are a few of the best places in India that offer you a safe and fun paragliding experience. Over the years, adventure sports have become more prevalent in India. While well-trained and licensed professionals are always there to guide you through the process, invest a fair amount of time researching the best paragliders in the area to ensure maximum safety. Add to this a personal accident insurance policy to help you evade any expense that you might incur in case of an accident.

Click HERE to know more about personal accident insurance policy.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.