GENERAL INSURANCE BLOG

Planning impromptu road trips is always a great way to take some time off and have fun. These days, people like to travel with ease and comfort, so road journeys have become the ideal mode of travel during vacations. However, continuous driving can become uncomfortable and cause various back troubles like backaches, stiffness, numbness, discomfort, nausea, etc.

In this blog, we will discuss the six best ways to avoid backaches during car journeys so you can enjoy your trip to the full extent.

1. Comfort:
Make sure that you are comfortable from the beginning of your trip. Do not keep purses, watches, etc., in your back pocket as it might disturb the alignment of your spine, resulting in discomfort or backache. If you are driving, sit closer to the steering wheel instead of bending or messing up your posture to reach it.

2. Alignment:
Keeping your back aligned to the seat provides comfort while driving. You can add comfortable gear and equipment to help you maintain your back alignment. Roll up a towel and keep it between your back and the seat to maintain the curve of your posture.

3. Smooth rides:
Replace any worn tyres or parts that can cause jerks on the road. Make sure that your ride is as smooth and comfortable as possible. You can use a car seat cushion to help with your sciatica pain.

4. Breaks:
Road journeys require you to sit in the same positions for a longer duration of time which can cause numbness in your legs and back. To avoid the risk of backaches, make sure that you take breaks in the regular intervals of your trip and get out of your car to stretch your whole body. Move around a bit to ensure there is no stiffness.

5. Cold pack:
If you have pre-existing backache issues, it would be good to bring a cold pack for the journey. Backaches can trigger inflammation. Applying cold packs helps reduce inflammation and calm sore and numb tissues. To sustain the temperature of your cold pack, you can carry a cooler in your car and keep reusable ice packs in it.

6. Warmers:
Some people have found that seat warmers help relax the muscles by warming up the lower back. You can use reusable heating pads in place of a pillow that provides lumbar support, heat wraps that last for longer durations, etc., for a comfortable road trip experience without the risk of severe backache.

To avoid backaches, you must take good care of your posture during road journeys. Excessive strain on your body, especially the back, due to continuous driving for hours can affect your physical wellbeing. Follow the above tips to make driving comfortable and less exhausting.

Consider buying car insurance to avoid hefty expenses in case of any mishaps. Reliable car insurance with an additional feature of Personal injury protection (PIP) will cover all the expenses, including garage costs, medical bills and provides financial security under all circumstances.

Click HERE to know more about car insurance.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Two years ago, the pandemic took over our lives like a storm. People were locked inside their homes for months on end. And as soon as the restrictions were lifted, we saw an increased number of people looking for ways to unwind. Having been cooped up inside their rooms for a long time, people started looking for alternate work locations. This became a growing trend amongst the working group. Studies suggested that taking workcations positively reflected the employees' morale and increased productivity.

The term workcation is a combination of two concepts; work and vacation. We saw people flooding their social media with pictures of them working from beautiful mountains or beaches in the background. If you have been wondering where to go for your next workcation, this article is just for you. We have brought a list of a few places you can go to enjoy your work.

1. Pondicherry:
If you are looking for an ideal beach location, Pondicherry is the place for you. It hosts various big and small cafes with a soothing ambience. Make use of the free Wi-Fi in the cafes for your work as you indulge in the delicious treats offered. Spend time in various eateries in the mornings and unwind by the beach for spectacular sunsets in the evenings.

2. Kasauli:
Any Ruskin Bond fan will know why Kasauli is on this list. This beautiful hill station in Himachal Pradesh boasts picturesque views of snow-clad mountains and lush forests. Kasauli, to date, holds memories of British history in its architecture. The churches offer a peaceful environment, much like the rest of the city, where you can sit with a warm cup of coffee and work your way through a stress-free day.

3. Munnar:
For a tea lover, there's no better way to work than with the aroma of tea in the air. Munnar hosts a variety of tea museums and stalls where you can enjoy the different kinds of tea that the town has to offer. The misty hills, the fast-flowing streams and tiny little cottages are equivalent to paintings. Enjoy your tea with some traditional Kerala banana fritters as you clock off for the day.

4. Udaipur:
The Venice of the east has an array of lakes with the beautiful Aravali hills skirting it. Work in the midst of royalty as you explore the various breathtaking palaces that Udaipur hosts. Characterised by a rich history, Udaipur is a must on your list if you are a history enthusiast. It has something for everyone, varying from grand palaces to tiny cafes, monotony is out of the question for any traveller.

5. Goa:
This is a no brainer for anyone wanting to take a vacation. If you are a party animal, there are many options in North Goa. Work in the mornings while enjoying the sounds of the beach and join the crowd for the party in the evening. However, if you prefer peace and calm, South Goa is the place for you.

These are a few places you can choose from for your next workcation. Keep in mind that the pandemic is not entirely over. So wear masks and carry sanitisers at all times. With such unpredictable times, it is a wise choice to buy insurance policy online. Invest in an insurance policy to ensure your travel plans are intact, and in case of an unforeseen expense, you stay is covered.

Click HERE to buy insurance policy online.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

From ice-capped mountains in the north to beautiful peninsulas in the south, India promises several travel experiences for everyone. What astonishes the travellers is the diverse local culture, cuisine, and lifestyle that you can enjoy in every part of India. The country comprises various big and small islands with rich cultural backing, and today we will look into a few of these to help you plan your next summer vacation. We bring the top 05 best islands to visit in India, which you can add to your travel bucket list.

1. Diu island:
Possibly one of the most beautiful islands on the list, Diu Island consists of beaches and heritage that are sure to enchant anyone who visits here. From forts to caves to museums, Diu offers so much to explore.
The Diu fort reveals some of the forgotten Portuguese histories with eye-catching stonework structures. After exploring the city throughout the day, a visit to Chakratirth beach is a must. With a stunning sunset and a backdrop of local food stalls, this is the perfect place for you to unwind.

2. Havelock islands:
One of the most talked-about islands, Havelock hosts tourists throughout the year. The largest island in Andaman, it's famous for its blue water, picturesque views, and adventurous water sports. It is an easy competition to foreign beaches and will give you a lifetime of memories.

3. Lakshadweep islands:
The smallest group of islands with a population of as few as 60,000 residents, Lakshadweep is where you would want to go to stay away from the tourist crowd. Spending time on the island will help you closely see the local life in an island town. Since the beautiful beaches are the island's main attraction, this is your go-to destination if all you want is to hear the waves crashing and seagulls hooting.

4. Munroe islands:
Munroe island in Kerala is a cluster of eight islands that promises an impeccable view of narrow canals connecting a network of backwaters. Munroe islands was once an unexplored territory, and only now has it started opening to tourist exploration. Munroe has beautiful rustic architectural relics that have stood the test of time. It still holds the old culture and lifestyle of the place intact. You can enjoy a wide variety of home-cooked meals while enjoying homestay and interacting closely with the locals.

5. St. Mary's islands:
A collection of 4 small islands, this place is famous for its unique rock formation similar to Ireland's. A serene island, close to the coast of Udupi, it has significance in science as well. It is believed that these unique rock formations were caused due to subvolcanic activities in Africa.

These are a few of India's many beautiful island tourist destinations, which magnetically attract people from all over India. Remember that these places are set away from the mainland; hence ensure to look into safe and comfortable travel options. Carry first aid, emergency medicines, and snacks for the commute. Insure your travel plans with general insurance for greater financial safety. You can buy general insurance online and safeguard yourself against any unprecedented expense you might incur during your trip.

Click HERE to know more about how to buy general insurance online.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

The braking system in any bike is the most important mechanism. A Japanese auto giant has been granted a patent for their combination braking system (CBS) for motorbikes. The combi brake system (CBS) simultaneously applies the front and rear wheel brakes with a single lever.

According to the Ministry of Road Transport and Highways’ new requirements, all two-wheelers sold post-April 2019 with an engine capacity exceeding 125cc must be fitted with Anti-lock Braking System, while models with an engine capacity of 125cc or less must be equipped with a combi-braking system (CBS).

In this post, we're discussing CBS, including its merits and demerits. Read ahead if you wish to know about this remarkable technology.

CBS vs Traditional Braking System:
The most effective braking approach is to use both the rear and front brakes simultaneously. However, most bikers either don't possess the skills for it or simply lack patience. Even if a rider manages to apply both brakes simultaneously with less competence, the chances are that they won't be applying proportional force to both brakes.
In most circumstances, this results in unstable and dangerous braking. The Combi Brake System with equaliser minimises stopping distance. It also enhances braking stability compared to traditional braking so that you may ride with the assurance of effective brakes.

Merits of CBS:

1. Braking distance minimisation: It helps to minimise accidents caused due to unexpected braking by reducing braking distance compared to standard brakes.

2. Safer option: It is better and safer than the standard brake system. CBS aids in maintaining the bike's balance during braking and avoiding the risks of accidents.

3. Suitable for wet surfaces: CBS delivers greater performance and secure braking in slippery and bumpy road conditions.

4. Availability: Combi Brake System's price is relatively modest, and it's simple to use on standard motorcycles. In contrast to the Anti-lock braking system, which only works with disc brakes, the CBS system works with both disc/drum and drum/drum braking combinations.

Demerits of CBS:

The Combi Brake system is not ideal for high-performance two-wheelers. It also impairs the handling of motorcycle riders who perform stunts on the bike, putting them in dangerous positions when confronted with abrupt and intense events. That is why Indian law has only made it mandatory for bikes whose engine capacity is lower than 125cc.

So far, more than 10 million people ride bikes with CBS. While CBS may have some disadvantages, they are mainly concerned with high-performance two-wheelers. In moderate engine capacity bikes, the pros outweigh the cons. While the Indian government makes it mandatory to have CBS in bikes below 125cc engine capacity, it is also required to have two-wheeler insurance according to the Indian Vehicle Act.

Renew or buy the best 2 wheeler insurance online available in India. Several insurance companies are offering exciting offers for online transactions. So, purchasing 2 wheeler insurance online has become more popular, especially post-pandemic. You need to be wise and choose a policy that will be the best for your bike.

Click HERE to purchase 2 wheeler insurance online.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.