GENERAL INSURANCE BLOG

When you buy a new car, the seller offers you a warranty for a certain period. A warranty is an assurance claiming that any vehicle repairs or replacement of parts will be done in case of a manufacturing defect. A warranty is paramount because a vehicle consists of various mechanical parts, and it assures you a hassle-free car ownership experience.

Many owners are unaware that the warranty is subjected to certain factors. Owners commit a few mistakes which void their vehicle’s warranty. Here are a few factors that can hamper your new vehicle’s warranty.

1. Electrical modifications:
One common reason people lose their car warranty is making unapproved electrical modifications. Many users make several electrical changes, including installing music systems, high-intensity headlamps, fog lamps, etc., from unauthorized stores. It leads to the failure of the existing electrical systems in the car due to tampering with the original wiring. It is advisable to rely on installing only the standard and branded electrical systems in your vehicle to save future costs and lower the possibility of warranty void.

2. Racing and reckless driving:
Using your regular passenger car for racing can put a lot of wear and tear on the vehicle as compared to driving normally on the road. Manufacturers keep records of license plates from racing events or reckless driving to deny your warranty claims. Rash driving usually ends up in severe unfortunate accidents, and if you are responsible for any mishap, the car manufacturing company won’t consider your car’s warranty.

3. Usage of unauthorized spare parts:
When you buy a car, you are provided with some spare parts. The car manufacturers assure these parts. However, not using original spare parts can affect your vehicle’s performance and thus hamper the warranty.

4. Irregular service:
A vehicle requires maintenance, and every car manufacturer recommends servicing your car at specific intervals. After purchasing it, failing to take care of your car can degrade its performance. On the other hand, getting your car serviced from a local unauthorized service center can affect its efficiency.

5. Flooding and natural disasters:
Remember that the seller will only conduct free repairs and replacements if there is a fault from the manufacturer’s side. If your vehicle was left unsafe during floods or other natural disasters, the warranty would not cover any such damages. Therefore, you must do whatever you can to protect your car during environmental emergencies.

6. Tampering the odometer:
Your vehicle’s odometer is one of the essential parts of a car. It indicated when it’s time for you to take your car for servicing. It can influence the amount you pay for a pre-owned car. Changing the odometer reading is considered fraud and will ruin the warranty.

To make sure your car’s warranty and your rights are protected, you must make sure that you follow the car manufacturer’s instructions and read the warranty policy thoroughly. If you have already voided your car’s warranty, you cannot claim free repairs and replacements. What you may want to consider here is getting an independent online motor insurance renewal for your vehicle to make sure you are covered, with or without a warranty.

Click HERE for online motor insurance renewal.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Throughout the years, a large percentage of women have taken up motorcycle riding as a passion. With the number of riders rapidly increasing, this hobby is no longer associated with one gender. A little hand in organizing goes a long way. From a newbie rider to a professional, we have developed a list of valuable suggestions that can help women riders.

1. Choose the correct gear:
Wearing the right accessories is one of the preventative strategies. To begin, ensure you have a properly fitting full-face helmet. Purchasing these items is well worth the money since it will protect you from unfortunate mishaps.

2. Tie your hair correctly:
Women with longer hair should not leave it untied while riding. Loose hair can disturb your vision or cause discomfort, which can be disturbing when handling the bars. Tie your hair in an appropriate way to get an uninterrupted riding experience.

3. Ride at your ease:
Even if you are a seasoned rider, riding at your own pace is critical. Some aspects, including seat height, riding stance, and suitable clothing, might have a severe influence on your riding.

4. Deal with the mechanic smartly:
Firstly, go to the garage only if the problem seems severe and out of your control. Try fixing it by yourself. If not, then you may take your bike to the mechanic. Some mechanics try to fool female riders and charge more than the standard pricing for the repairs. Acquaint yourself with the knowledge of bikes and their parts to avoid getting scammed by such people.

5. Learn the basics of maintaining your bike:
It is beneficial to understand how to keep your bike in shape to improve efficiency. You will be better acquainted with your motorbike while also saving some bucks.

6. It is preferable to wear snug-fitting clothes:
Avoiding loose garments is one of the most significant factors. Your loose clothing may increase the chances of getting caught on something due to the rapid pace. To prevent this, you can wear sleek, comfy clothing.

7. Get your registration and licence:
Two vital considerations are a bike registration certificate and a driver's licence. Make sure you have a valid driver's licence before riding a motorcycle.

8. Begin your journey on a small bike:
A general recommendation is that you begin your biking experience on a small bike, with which you may acquire a fundamental understanding of motorbikes. Eventually, you can choose whatever bike you like.

9. Plan your routes:
Plan beforehand if you want to spend a good deal of time on back roads or highways where you can cover more ground in less time. Remember that even if a highway does not offer you the scenery you hoped for, planning is always safer and will get you to your destination sooner.

10. Have your bike insured:
2 wheeler insurance is also a must for your bike. Third-party insurance is made a compulsion for a motorcycle under the Motor Vehicle Act of 1988. Remember to keep your 2 wheeler insurance policy active by updating it before it lapses.

Despite being a beginner rider or a pro, it is equally vital to consider the safety requirements to minimize unanticipated incidents. These aforementioned riding tips for women will be beneficial throughout your adventure.

Click HERE to get the best deal on 2 wheeler insurance.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Skating is an exciting way to have fun while exercising. It provides a complete core exercise due to the increased pulse rate, cardio, and muscular endurance. So, it's no surprise that the joy of skating draws many new skaters each year.

One great thing about skating is that it won't feel like an exercise, well, till the muscular soreness kicks in. But don't worry, that's temporary. Skating, like other sports, isn't as simple as it appears. But, with daily practice and a little enthusiasm, you can master it in no time. If you're new to skating, this blog is just what you need. We've compiled a list of things you should know before putting the rollerblades on and setting out.

1. Ensure that your skates are a perfect fit:
The ill-fitting roller skates are not only inconvenient but also unsafe. If the skates don't fit your shoes properly, you're prone to a fall that could lead to an injury. So make sure that the skates you're purchasing are neither too tight nor too loose.

2. Invest in good protective gear:
It's critical to wear the correct protection gear like helmets, wrist pads, and knee guards, especially when you're starting out. Some folks may think wearing a helmet is foolish, but they couldn't be more wrong. Even a slight head injury resulting from a fall can be fatal.

3. Take your lessons on a well-levelled surface:
It's best to start out on smooth and flat terrain. Of course, you'll be able to roller skate practically anywhere eventually. But, the idea here is to get a sense of how it feels on wheels. A cycle track can be a fantastic location to start. Basketball & tennis courts are also excellent to learn because they are commonly found in city parks and are generally smooth.

4. Learn how to take a fall correctly:
In skating, knowing how to land correctly is just as vital as learning to stay upright. This helps in avoiding major injuries or pulled muscles. Skating professionals frequently encourage newcomers to skate around a grassy area until they understand the fundamentals so that the grass may cushion their falls.

5. Few additional tips for beginners:

• Never get your skates wet. Do not skate on a damp surface.

• When you're just starting, avoid going downhill. You will not know how to stop at high speeds and end up falling terribly.

• Your skates may begin to show signs of wear and tear over time. So, make it a practice to inspect them every time you take them out.

• Hire a professional tutor to teach you.

We hope this quick set of tips will help you learn the fantastic sport quicker. Don't forget to enjoy yourself while you're at it, because the most important thing is to have fun. You will fall, bruise your knees and stretch your muscles at some stage of the process. So, don't forget to invest in best accidental insurance policy in India to protect yourself from the falls that your protective equipment may fail to save you from. Get up again, brush off the dust from your clothes and glide on.

Click HERE to know more about the best accidental insurance policy in India suited for you and your family.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Various fitness trends have come and gone since the 2000s, but people are still looking for new ways to get fit. With the global pandemic hitting us, people now prefer to work out in their homes because of the government’s orders to close gyms. As a result, online gym classes are also on the rise. Let us look at the upcoming fitness trends in 2022.

1. Weighted hula hoops:
Swinging a weighted hula hoop around your waist can be a great addition to your workout for burning calories and losing fat.

2. All-in-one fitness:
Instead of going to different places for your wellness needs, such as the gym, nutritionist, etc., you can find these professionals working under the same roof at all-in-one online fitness centres.

3. Virtual workout:
With modern technology, you can find various fitness apps with workout plans tailored to your requirements and even videos made by professionals for your reference.

4. Stroller fitness:
Taking your kid to the park can help you stay fit. In addition, pushing a stroller and walking can burn calories. You could even do single-hand chest presses, and lunge walks.

5. Community-driven wellness:
Going to the gym alone may be boring and unmotivating for some people. However, gathering a group of friends or family with the same fitness goals will support your journey and cheer you up on the bad days.

6. Wearable tech:
Fitness pros are now using wearable fitness devices such as smartwatches to track their workouts and stay focused on their goal.

7. Reverse running:
Reverse running is the act of running in the direction that your back is facing. It improves cardiovascular efficiency and endurance by strengthening the foot muscles.

8. Virtual trainers:
Hired virtual trainers can provide one-on-one workout sessions and give you the time and guidance you need.

9. Jogging with your dog:
Dogs make the perfect partners. They are a great company to be with, and you can play catch with them. This can keep you physically active and mentally at peace.

10. Kickboxing:
Make workouts fun by adding boxing and kickboxing to them. They are enjoyable and safe for all age and weight groups.

11. Stretch and recover:
Stretching for 10 minutes every day improves posture, reduces the risk of injury, and decreases muscle soreness.

12. Meditation:
Adding 15 minutes of meditation to your workout plan can improve your focus and control, which are much needed while exercising.

13. Quality over quantity:
Instead of working out for a longer period, choose the right exercises for your goal and put your best efforts into it.

14. Disconnected fitness:
While tech is a great way for virtual workout sessions, sometimes disconnecting is needed for good mental health and general sanity.

15. Cardio-rhythm classes:
Burning calories while dancing to your favourite music can be a relaxing and refreshing way of working out.

16. ZUU:
ZUU workouts refer to movements of animals such as gorillas, frogs, and bears and aim to improve your body’s flexibility.

17. Customized programs:
Everybody has different types of bodies, capabilities, and requirements. Instead of following others, have a fitness program tailored to your needs for maximum gain.

18. Trapeze classes:
Trapeze is aerial yoga involving traditional poses, pilates, and hammock dances.

19. Building a foundation:
It is crucial to building your foundation with exercises such as squats, hinges and lunges for at least a month before beginning a heavy workout. It prevents chances of injury.

20. Workout for wellness, not abs:
Instead of aiming to shed pounds and gain abs, strive for the overall wellness of your mind and body.

Staying fit is crucial, and everyone should incorporate exercise into their lives. Remember that good health is not about the weight you lose but the life you gain. By coupling fitness measures with a good health insurance policy for family, you can safeguard your health and finances altogether.

Click HERE to get more details about the best health insurance policy for family.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.