GENERAL INSURANCE BLOG

The safety of women has always been paramount in every sector. Every year on March 8th, for International Women's Day, many committees are formed regularly to safeguard the security of women. However, the number of cases of women harassment at the workplace is on the rise at an alarming rate. Incorporating the PoSH Act with the company standards and compliance is the first step in making a safer workplace for women. There are numerous right and practical solutions to adopt and safeguard women's safety in the workplace. The goal, though, is to change people's minds.

The following are some concrete methods to create a safer and positive work environment for women.

1. Create awareness:
Employees, both male and female, should be educated about ethical conduct and how to foster a secure workplace for women. Office management should routinely raise awareness about the PoSH Act, women rights and authorities. It will enable them to recognize when subjected to inappropriate behaviour and report their concerns to the relevant authority. In addition, the employer should regularly poll female employees to take input on the working environment for a safer and positive atmosphere.

2. Make way for a robust complaints panel:
Create a reliable and inclusive Internal Complaints Committee that rigorously investigates and takes measures in any situation involving the safety of women employees in the workplace. Employees of all genders and grades should be treated similarly by such a panel. The judicial procedure may seem to be a startling set-up for some victims. As a result, some companies may consider ICC alternatives for smooth execution.

3. Stringent zero-tolerance policy:
A company's global reputation improves when it establishes and enforces high standards for its workforce. The business should establish a policy with harsh disciplinary implications for anyone who infringes it, as the action speaks a lot about its ethics. Any misconduct or harassment of female employees should fall under the zero-tolerance policy, and the concerned authorities must act upon strict actions against the people violating this policy.

4. Encourage women to collaborate and communicate:
In general, women subjected to sexual harassment do not speak up. The employer must encourage female employees to express their dissatisfaction. To boost employee morale, establish equal opportunities for male and female employees. This will help women fight societal stigma because of the spirit of solidarity at work.

5. Precautions for a safer work environment:
Access to all workplace safety precautions should be available to female employees. In addition, concerned authorities should consider all the dangers that may exist on the property. Women may encounter dangers even when working in the field. Many companies do not provide the same level of physical protection to women as they do to men. It might dissuade female workers and lower productivity.

Even if you take all necessary procedures to safeguard your women employees' safety, financial liability in the event of an accident or illness will remain a burden and may even obstruct business operations. Get the group general insurance online quote for a cost-effective and progressive approach to mitigate these risks to observe growth and development.

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Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Young children require the most guidance to help keep up with their development. While parents always strive to give their kids the best education, they may be worried about enhancing their learning process. Although children are naturally observant and quick learners, here are a few tips that can drastically improve their learning ability.

1. Observe their attention span and build it:
Parents can help their children improve their attention span from a young age by observing what activity interests them and how long they engage in it. Guide them through their activities by helping them maintain their focus on a single task for extended periods. Practising this helps build their concentration levels.

2. Let them sit in the driver’s seat:
As a parent, the most challenging thing is allowing your kids to make their own decisions. With taking care of them being your primary goal, it can be difficult to trust them to make wise choices for themselves.
However, allowing them to make daily choices and decisions like what books they want to read will help them become more independent and observant. It motivates them to learn quickly and take charge of their own life.

3. Let them set out on new adventures:
Parents who allow their children to pick what hobbies and activities interest them enable them to learn how to make their own decisions and calculate risks. This aids a child’s path to self-discovery.
Whether staying indoors and creating artistic sketches or exploring the wilderness while hiking, they get to learn from their experiences. Introducing them to new environments teaches them to adapt and enhance their skills.

4. Have interactive sessions with them:
Parents must understand the value of communication with their children. Having interactive sessions with kids like talking about their experiences, sharing their thoughts and opinions, or playing engaging board games boosts their cognitive ability.
They not only learn how to communicate better, but it also helps their learning process be more organized. In addition, this strengthens their bond with their family, motivating them to learn and interact more.

5. Maintain a diet of brain-healthy foods:
While every parent out there provides the best nutrition for their kids, investing in brain-boosting foods is essential. Certain foods like walnuts, almonds, fatty fish, eggs, green leafy vegetables, etc., contain brain-essential nutrients like vitamin K, Omega-3 fatty acids, etc. These superfoods majorly boost the development of a growing child’s brain, ultimately improving their overall brain function.

These few tips will help kickstart the journey of steadily building your child’s future to excel as fast and efficient learners. Be a part of your child’s journey to success and watch them accomplish their aspirations with your guidance. Other than these tips, there are several health insurance plans that promote awareness and extend help to strengthen the bright future of your young ones! So invest in the best health insurance to ensure your child’s development and safety for the long haul!

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Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

While many people consider flights to be the most convenient mode of travel, regular and budget-friendly travellers often prefer travelling by train. They offer the benefits of being way more affordable and having better personal space.
While train passengers have the perks of carrying extra luggage and more legroom during their journey, they can quickly get exhausted by getting stuck in the same spot for hours.

Train journeys cover multiple states and borders and can also be overnight. In such cases, travellers are bound to feel confined. Therefore, we have presented some helpful tips to make your long train journeys more pleasant.

1. Wear comfortable clothing:
It's always better to pick comfortable clothes while travelling. Depending on the starting location and the end destination of the train journey, it's better to wear an outfit that will keep you at ease. In cases where a change in weather or temperature, like heavy rain or snowfall, is anticipated, it's best to keep necessary apparel handy. To be on the safe side, always carry a pair of socks, a sweater or jacket, and plenty of handkerchiefs!

2. Pick the right baggage:
One of the best bonuses of taking the train over a flight is having no restrictions on luggage. While this allows you to go above and beyond, picking adaptable baggage is the key to keeping your belongings safe throughout your trip. Too often, it can get taxing to oversee heavy, loaded suitcases, which can get damaged or lost if not taken care of. Make sure to pick flexible and durable baggage that can be carried and handled efficiently.

3. Keep essentials close:
It is important to remember that the safety measures can be compromised as several passengers are on the go. We often come to hear about valuable belongings or luggage getting stolen or damaged in trains. Keeping the backpack containing valuables on your lap or right next to your pillow while you sleep helps ensure maximum safety.

4. Stay hydrated and eat well:
You must drink enough water and eat healthy, energy-boosting foods regularly to ensure your health does not deteriorate during the journey. People tend to fall sick due to the constant movement of the train. So, passengers must manage their diet to stay fit and avoid any severe health conditions.

5. Book the seats wisely:
Booking the right seat for your journey can help you avoid sticky situations. For longer trips, booking sleeper seats lets you catch up on your rest. Also, avoid aisle seats and instead, picking a window seat helps you get away from the hustle-bustle of passengers moving around.

6. Entertainment on the go:
Train journeys can get boring after a few hours of travel. If you're travelling with your family or friends, make your entertainment arrangements. You can carry cards or even play a musical round of "antakshari" to cheer up the moods of all the co-passengers. But, if you're travelling solo, then engross yourself by watching the views outside or simply listening to your favourite songs or podcasts.

While these tips will allow you to make it through your long train journey successfully, it is always better to ensure the security of your health and other aspects are not lost out on during these travels. Investing in specific or general insurance plans goes a long way to protect all the valuable parts of your life, whether it's in your hometown while travelling or at your destination!

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Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Although most dogs are friendly and offer infinite affection to the humans around them, sometimes even the most gentle and cute puppies can snap under specific conditions. Hence, intentionally or unintentionally, many people are hurt by dog bites. In either case, there are immediate measures you must take to treat the wound and limit the danger of infection.

If you are bitten by a dog, the frontal teeth will grasp and squeeze your tissue, and the smaller teeth might shred it. The outcome is a piercing, gaping wound. When an injury becomes infected, the consequences are typically severe. Therefore, medical assistance on the same day is necessary. Remember that your health insurance will ease the whole medical process and keep you from unnecessary expenses in financial aid requirements.

Continue reading to discover what to do and how to avoid infection if a dog has bitten you.

1. Assist with first aid:
. Clean the area with lukewarm water and soap if your skin isn't damaged. As a precaution, apply an antimicrobial cream or antibacterial ointment to the affected region. If you have damaged skin, gently pat the wound with warm water and soap to encourage a tiny bit of bleeding. This will assist in the removal of bacteria. Then, bandage the wound properly and visit the doctor if you suspect an infection or exposure to rabies.

2. Inquire about the dog's vaccination record:
If the dog's owner is around, inquire about the dog's immunization history. If the dog is alone, see if anybody who observed the incident knows about the owner.

3. Inspect the bite frequently:
If the bite is infected, it might turn red, bloated, and heated to the touch. You may experience discomfort or develop a fever, in which case, it is advisable to visit a doctor.

4. When should you seek medical attention:
Visit the hospital if you haven't got your latest tetanus shot, if you feel weak, dizzy, faint, or if you develop a fever.
Besides that, other reasons you should see a doctor are if the wound:

• Bleeds uncontrollably

• Causes a great deal of discomfort

• Appears inflamed, puffy, or red

• Causes movement loss, such as difficulty in flexing fingers.

5. Do you really require rabies vaccination:
If the dog that bit you is acting strangely or foaming at the mouth, you should take a rabies vaccine. Getting a rabies post-exposure vaccination makes sense if you or your doctor have concerns that you may have caught rabies from the bite. Because of widespread immunization and preventive initiatives, rabies is uncommon, and dogs seldom transmit it.

Your most excellent defence against dog bites and related repercussions is to vaccinate your dog for rabies and keep away from unfamiliar dogs. No matter how cute a dog appears, never approach one you don't know. Dog bites are frightening, and if left untreated, they can lead to significant consequences.

Therefore, you should check any symptoms of infection straight away. Take the medication as prescribed. Consult your doctor if you take longer than expected to recover from your injury. Keeping your health insurance policy up-to-date is crucial to receiving uninterrupted benefits during emergencies.

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Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.