GENERAL INSURANCE BLOG

Indoor rodent infestations may have significantly reduced over the years; however, they still pose a threat outdoors. While we hear several stories about the damage caused by rodents and insect infestations in cars, we rarely hear about how badly they can damage two-wheelers.

Rodents, particularly mice and rats, are primarily attracted to areas where they can find ample warmth and hide. For them, bikes that have been stored away in garages for the long term make a perfect home. Although these mice usually take shelter in cars, bikes are a perfect warm spot for them, specifically in the winter months.

What are the threats caused to your bike by mice?
If you think rust is the worst thing that can harm your bike, you may be wrong. Mice and other such rodents can be far more damaging to your two-wheeler. From chewing on bike parts and wiring to building nests inside your engine, mice can cause terrible damage.
Mice are quick to chew into various parts of the bike, especially wiring. This can cause the engine and other parts to fail and is very difficult to fix. These damages incur high costs for the maintenance of your bike. In addition, it can be challenging to reach and repair the internal parts of the bike that have been damaged, causing unfavourable wear and tear in the process.
The nests created in internal parts of the bike are another major issue. Mice store food and other materials in the nests, which can clog the engine. They carry diseases and germs that can be detrimental to your health. If the nest is built near the air filter, there is a considerable danger of expelling rodent excrement every time you start the bike, leading to the spread of airborne viruses.

How to keep mice away?
Whether you are trying to get rid of the mice or are simply taking preventive measures to protect your vehicle, these few tips will go a long way in avoiding any more damage caused by rodents:

1. Mice try to find places that humans or other animals don’t regularly use. A stored bike in the garage or outdoors is one such place. The easiest thing to prevent this is to take the bike out for a ride frequently.

2. A simple mouse trap can help catch the ones that may be inside your vehicle. Keep the bike in a shed or enclosed area, set enough mouse traps around and underneath the bike, and check after a couple of days.

3. You can find many mice or rodent repellent sprays and medicines in local stores or online. Spraying these all over the bike will help chase away all the mice dwelling in and around the two-wheeler and prevent any more rodents from coming near it.

4. Block all mouse holes or hiding places in the garage where you store your bike. Making it a rodent-free zone is crucial. Avoid parking the bike in forested areas or lands with tall grass to avoid any future infestation.

5. Mice have a strong sense of smell and can be highly affected by it. Applying peppermint oil on tiny buds of cotton and placing them in various corners of the vehicle can help drive them away.

These tips may not undo all the damage caused to your vehicle, but it’s always good to be aware. So, be wise enough to have bike insurance so that you can recover the damage caused by mice. Also, if your bike insurance plan covers non-collision damages, you can easily file a claim.

Click HERE to get the best deals on bike insurance.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

When it comes to a superb full-body workout that can help you grow muscle while also improving your cardio, look no further. Boxing has lately gained popularity as physical activity, particularly among women. There are multiple health and fitness advantages to boxing workouts. It would not only keep your fitness at its optimum, but can do wonders for your mental health as well.

It's a terrific method to enhance physical fitness while simultaneously engaging your mind and body in stimulating activities. People who box as an exercise commonly use a punching bag to help reduce the risk of injuries. However, you must also have the best personal accident policy in India to protect yourself in the event of an accident.

What are the benefits of boxing exercises in terms of health and fitness?

1. Weight loss:
When it comes to burning calories quickly, boxing is a close competitor to exercises like jogging and cycling. It is a high-intensity endurance activity for everybody, regardless of age or physical fitness level. In other words, no matter how great of an improvement you make in your endurance through boxing, you'll always be burning calories.

2. Improved coordination:
Although it takes significant physical effort, boxing necessitates mental concentration and demands high focus. It holds the objective of hitting your opponent while avoiding hurting yourself. To be safe and perform well, you must have excellent hand-eye coordination, as well as good footwork and balance. When competing in boxing, you must use every part of your body in coordination, uncommon in other sports.
Understanding this and putting it into practice throughout your training will significantly enhance your coordination and awareness in the ring and in daily life. In addition, boxing can help you develop greater self-awareness and confidence as physical activity.

3. Stress reduction:
Boxing is an excellent technique to work out while releasing stress in the body and expelling frustrations from the day's activities. Releasing tension through physical interaction is an effective method of stress reduction. In addition, you may experience increased joy due to the release of endorphins that elevate your mood.

4. Shaping your body muscles:
Boxing needs you to engage every muscle in your body by moving it constantly. You use your muscles to gain power by throwing punches and shifting your legs to change positions. As you train rigorously, your muscle mass and strength will grow together. Activating your complete body, including your core, will result in a more active and healthier you.

5. Improved self-discipline and mental resilience:
The intense nature of boxing workouts makes them an excellent way to quickly build both physical and mental toughness. It will push you to your boundaries, asking you to do things you didn't realise you could achieve before starting. Gradually you will start gaining confidence in yourself, and the regular routine will bring discipline to your day-to-day activities as well.

Boxing is the most enjoyable form of exercise you will ever experience which is one of the most crucial aspects of any fitness regimen. When it comes to boxing, having the best personal accident policy in India is usually a good idea because it keeps you protected from injuries that could hamper your progress or training.

Click HERE to buy the best personal accident policy in India.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

There are times when driving becomes challenging due to extreme weather. While you might be a seasoned all-terrain driver, it is still a better choice to park your car and wait for the rough weather to pass. But if you have no other option, then inculcating some of the steps mentioned below will help you prevent accidents on the road.

1. Follow a Slow and Steady pace:
While it is no surprise that speeding is dangerous, one must be extra cautious in foggy conditions. Since most of your vision is blocked due to the dense fog, and you might not know what's ahead of you, it is best to stick to the lower end of your speedometer.

2. Distance between vehicles:
It is always a safer idea to stay a considerable distance away from the vehicle in front of you. As mentioned, due to low visibility, it is difficult to predict what might be ahead. So maintaining the said distance can be a boon in case of sudden breaks.

3. Stick to low beams:
Since visibility is the biggest challenge of driving in fog, low beams are your best shot at being able to see what's right in front of you. High beams would serve no useful purpose as the fog will mask everything ahead of you.

4. Follow the line:
There is always a risk of losing the road during fog. A safety hack you can try is to stick to the lines on the side of the road. This will help you stay within the lane and not lose track of the road.

5. Use wipers:
Using the wipers constantly to ensure a clear vision is a must. Always replace your wipers if the rubber is worn out to avoid the hassle if any situation arises.

6. Keep windows open:
Keeping your windows open is a huge advantage because it gives you an idea of the traffic situation outside and helps you hear other cars and vehicles on the road.

7. Turn signals:
The traffic behind you will depend on your taillight for navigation. Ideally, you should use your turn signals way before you typically would. This will give the vehicles behind you ample time to change directions or hit the brakes.

7. Turn signals:
The traffic behind you will depend on your taillight for navigation. Ideally, you should use your turn signals way before you typically would. This will give the vehicles behind you ample time to change directions or hit the brakes.

8. Parking lights:
If you decide to park your vehicle, do it away from the road and turn on your parking lights so that the traffic coming from either side can see your car and avoid a collision.

These are a few tips that you can follow if you are driving through fog. Your safety is of utmost priority, so avoid driving in fog as much as you can. As a responsible driver, it is your duty to be safe and keep your fellow vehicles safe. Ensure good online motor insurance is always backing you, and your vehicle's safety is not compromised. During odd hours, if your car breaks down, you should be able to bank on your insurance company to protect you against financial burdens.

To learn about online motor insurance, click HERE .

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Spare parts can either extend the life of a vehicle or cause it to fail instantly. Often fake replacement parts are created without the consent of the manufacturer. As a result, it is difficult to distinguish between genuine spare parts and counterfeit replacements. Furthermore, because fake parts are less expensive, consumers are more likely to purchase them to save money and fail to verify their validity.

The performance of fake spare parts is inferior to that of original replacements. You never know when they'll give out and do harm to the car's workings or its passengers. Purchasing car insurance can protect you from any damage caused to your vehicle. Always compare various new car insurance rates to find the best deal for you.

Here are some of the reasons why fake spare parts are dangerous.

1. Safety is at risk:
Fake spare parts may endanger not only the safety of the vehicle but also its passengers. To give an example, if you were to buy fake brakes, you might have trouble applying brakes on time. Fake engine spare parts can also result in a short circuit, potentially dangerous to the engine's functionality. As a result of these factors, counterfeit replacement parts are considered a safety hazard.

2. Additional expenses:
The majority of individuals believe that acquiring cheap spare parts will save them a significant amount of money. However, it results in increased expenditure because the fake spare component will often fail to function. Instead, authentic spare parts will save money because they will last longer and come with a warranty.

3. Has an impact on the vehicle's warranty:
Warranties are valid guarantees for a specific period. The carmaker agrees to repair any defective spare parts or repair the vehicle. Using fake spare parts may void the warranty completely. Another critical reason to avoid using counterfeit spare parts is to protect yourself from identity theft.

4. Safety concerns for other vehicles:
If you use forged spare parts, your vehicle's systems will not perform to their maximum capacity. This means you will be putting other people in danger when you drive.

5. Poor quality:
Given the heavily low price of fake spare parts, the companies are frequently forced to compromise quality and appearance. Moreover, the materials utilised are of poor quality. As a result, these parts are not constructed to survive for an extended period. Therefore, spending a little more money on authentic parts is preferable rather than settling for low-quality counterfeit replacement parts that pose a higher risk.

6. Other potential risks:
For various reasons, it's best to avoid using counterfeit replacement parts. Like, at higher speeds, fake tyres might deflate and fall apart. Fake oil filters may be ineffective in filtering, making the counterparts go dry. This will have an impact on the engine's operation. Installing cheap seatbelts and airbags is a terrible idea that can be life-threatening during mishaps.

In addition to reducing the vehicle's depreciation value, buying fake parts is a poor decision for various reasons. These faulty spare parts can betray at any point, making them more dangerous. So, as a sensible customer and a responsible citizen, and refuse to buy fake spare parts. Also, check out the most affordable new car insurance rates that can protect you in the event of an accident.

Click HERE to know more about the new car insurance rates.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.