GENERAL INSURANCE BLOG

Pregnancy is a challenging time. Many nurturing, care and precautions ensure that the baby and the mother stay healthy. A lot of support is required from the family during the pregnancy. And it is essential to keep the mother happy as these things can eventually affect her mood, hormones and safeguards the baby’s health and wellbeing.

You cannot risk the slightest ounce of things. Women take care of many things and go through multiple challenges while carrying the baby. They have to curb many activities, food, drinks, etc., to ensure that the baby’s health doesn’t get affected. A lot of sacrifices come across on the journey of a to-be-mother.

But, you also need to bust the stereotypes and myths that pregnant women cannot drive. They just need to be extra careful to ensure they don’t cause any harm to themselves and the baby or end up over-exerting themselves by driving around for the chores.

Are you looking for some pointers on how you need to be careful about driving a car during pregnancy? Here are a few best tips for ladies to get started.

1. Avoid jerks:
You might be driving through a road that is in poor condition or under construction, and there is a lot of debris lying around. Make sure not to panic or speed up. You need to minimise the risk of jerks and bumps. Be calm and steady. Jerks and high speeds can trigger nausea in pregnant women since they are highly prone to motion sickness.

2. Comfortable position:
Your back needs to be well-rested. Do not force yourself to sit upright as it might put a physical load on your belly, affecting the baby and posture. Lean back your seat to a convenient position that makes it easy to drive and causes no stress on your back, belly, or chest.

3. Breaks are important:
You cannot run the risk of clots or swelling in your feet and palms. You can get out of the car, stand, and stretch as much as possible. Consult with a doctor about postures. Avoid experimentation during this crucial time.

4. Comfort essentials:
You can use a seat pillow, back support, or a neck pillow according to your choice and convenience to support your body and stay comfortable during driving. These handy and supportive equipment help your body retain the posture without putting too much stress on your body. This would eliminate the chances of discomfort or putting any physical pressure on the baby.

5. Artificial fragrances are a no go:
You should eliminate any weird and stale-smelling gases before you start driving the car. Roll down the windows or blast the a/c to ensure there is no hint of stale smells. Staying in the presence of such gases can cause detrimental effects on the baby. Avoid using artificial car fragrances too. They contain toxins and chemicals which can have adverse effects on the health of the pregnant lady and the unborn child.

That’s a wrap on a few best tips for ladies to drive a car during pregnancy. Also, make sure that you carry a complete kit with pregnancy and delivery essentials for an emergency. You also need to ensure that your car is well maintained to avoid any troubles while the ladies drive the vehicle during pregnancy.

Purchasing car insurance would help you protect your vehicle against financial damages. Do your research and browse multiple options and buy the one which provides you with the best car insurance price in India and caters to your needs.

Click HERE to know more about where you can find the best car insurance price in India.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Petrol engines do not create much power at low rpm; they must rotate quickly before delivering enough power to the wheel. The clutch is a device used to gradually and smoothly introduce power into the engine.

Motorcycle companies provide two types of clutches in their bikes- a wet-type and a dry-type. Today's blog will give you all the information on both types.

How does a clutch work?
Before we get into the types, let's understand how a typical clutch works. Consider two plates, one attached to the engine and the other to the gearbox. There is no contact between the engine and the gearbox. When they come into contact, the friction allows a transfer of power. When the force is increased, the amount of power transferred increases correspondingly.

Now that you know the functioning let's get into the types.

Dry Clutch:
A dry-type clutch is not immersed in liquid and engages by the principle of friction. The clutch plate is located outside of the engine housing. This implies it is in direct contact with the air and receives no lubrication. Since the plate gets heated due to friction, the dry-type clutch is usually bigger to increase the surface area of the clutch plate for effective cooling via air.

Essential things to know about a dry clutch:

• The torque transmission of Dry Clutch is better due to the absence of oil.

• Dry clutches are typically single-plated.

• The noise in a dry clutch is greater and lasts longer as wear and tear increases.

• Dust particles can gather in the clutch's casing.

• The life cycle of a dry clutch is typically shorter.

• A dry clutch has a high repair demand and expense.

Wet Clutch:
Wet clutches, as opposed to their dry counterpart, are coated with engine oil, allowing the clutch plates to cool. As a result, wet clutches withstand more significant damage. They are quieter at rest, making them ideal for stop-and-go traffic.
The presence of lubricant lowers the torque transmitting capacity due to a lower coefficient of friction between the clutch plates.

Essential things to know about a wet clutch:

• A wet clutch plate(s) is found within the engine housing.

• Wet clutches are employed in high torque circumstances where friction levels are high.

• Wet clutches have substantially less wear and tear.

• The oil filter in the wet clutch casing removes dust particles.

• The life cycle of a wet clutch is often longer.

• A wet clutch has very minimal maintenance needs and costs.

Here is all you need to know about clutches. Most bikers prefer a wet clutch since it is ideal for most on-the-road sports bikes.

However, if you want all the horsepower that you get from an engine, as in the case of an all-out racing bike, you should opt for dry clutches. While you decide on the clutch type, opt for bike insurance online to protect clutches from unforeseen wear and tear in the long run. Reliable bike insurance will cover the expenses required for the repair work of your bike.

Click HERE to buy bike insurance online.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Upgrading electrical wiring makes an old home more secure, modernised, and habitable. This kind of renovation is easier in a recently acquired property than in an older one. Unless you have prior expertise with electrical construction, do not try to change wires on your own.

Most people instantly think of the costs and clutter involving the job. Your strategy is determined by your budget, capacity to reach the walls, ceiling, crawlspace, and the amount of rework permitted.

To clear the confusion, below are the typical steps involved in changing the wiring of a house.

1. Planning:
The better you prepare for the rewiring, the easier the procedure will be. A precise design will assist you in locating and projecting the circuits in a manner that will retain the drywall in place. A thorough layout of the existing circuitry and a precise sketch of the internal components may minimise chaos and disturbance.

2. Working prep:
This step prepares the space for the new wiring. It marks a clear route for supplying the new wire to the outlets. If you opt to undertake the prep work, clearing debris around your house's electrical outlets is crucial to ensure quick access.

3. Calculating the number of circuits:
Many times, outdated wiring may not have enough circuits to meet the energy needs of contemporary appliances, lights, and electronics. Before you begin, you must first plan your trajectories. Conduct a study on housing circuits to aid in layout planning, or contact an electrician as a consultant.

4. Remove the drywall and rewire:
The removal step consists of ripping out and taking off the old wire. Because old wiring is often stapled to the structure, it is impossible to simply take the cables out of the wall. After ensuring that the electricity has been turned off, you may cut the wire and remove the visible portion, leaving the buried cable within the division.
Some wires are placed in more accessible areas and can be taken out quickly. You can tape the new wire to the old ones, pull the old wiring out, and let the new line fall into its spot and take effect.

5. Replace:
Replacement of main and sub-panels is one of the essential steps to changing the old wiring in your house. Also, ensure that you check the condition of the panel. If it's old or does not have circuit breakers in place of fuses, it is better to replace them to prevent further damage. Replacing the panels would also require changing the wiring of your entire house. Try to find a professional electrician to accomplish this task.

Some other steps to change the old wiring in your house include:

• Taking permits from the local authorities (even if you are a homeowner).

• Hiring a good electrician.

• Identifying the access points.

• Having the right tools to complete the work and taking stringent measures to ensure everyone's safety.

It is essential that the rewiring be done correctly and by skilled specialists. If not done properly, the wires might get nicked and lead to short circuits. Furthermore, if the panel and junction boxes are not connected, it might create radiation, negatively affecting your health and even hampering the condition of your house.

Your house is your safe space. It is where you and your family live and create memories. Hence, it is essential to safeguard your home. Invest in a robust home insurance plan and protect your home from unexpected hazards. You can review the available insurance plans and purchase the best home insurance policy in India that offers you great benefits at a reasonable premium.

To get the best home insurance policy in India, click HERE.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

As per several studies and research, hair loss is one of the leading causes of stress in youth and adults. And vice versa, the stress of work and life is one of the primary reasons for excessive hair loss.

Unfavourable environmental conditions are another factor contributing to hair loss. The air pollution and hard minerals in water tend to ruin hair and skin quality, but there is no escaping these conditions.

Some hair loss issues can be due to hormonal changes. Mental or physical situations like childbirth (in women) can lead to hair loss too. Other causes include dietary problems, vitamins and nutritional deficiencies, underlying diseases, side effects of medications, alopecia, scalp infections, etc. Experiencing little hair fall in daily life is normal. But if it increases and is persistent for some time, you need to see a doctor.

But what can you do to avoid losing hair? This blog will discuss methods that can help you out. Try these five prevention methods to control unnecessary loss of hair.

1. Vitamins are essential:
Your diet should include supplements and food rich in vitamin A, vitamin D, vitamin C, vitamin B, iron, and zinc. These add nutritional values and increase the strength and retention capacity of your hair. They also help in the formation of hair cells and boost their growth.

2. Include protein:
Keratin is the hair protein and makes up most of the hair follicles. People having amino acid deficiencies usually suffer from hair loss. Ensure to consume a protein-rich diet. Foods like eggs, chicken, fish, milk products with low-fat content, etc., are rich in protein.

3. You must have heard about Biotin:
Vitamin H or Biotin processes the fatty acids in our body and is an essential component for maintaining the stages of hair formation. It is advised to consume three to five milligrams of Biotin. However, first, consult a doctor about the dosage and whether you require it.

4. Timely oiling:
Using coconut or castor oil for deep massages can help in increasing the blood flow and circulation in your scalp. This helps activate the pores and promote the growth of hair follicles. Oiling also helps strengthen the roots of your hair to prevent uprooting.

5. Using the right products:
Many shampoos and hair care products contain harmful toxins and chemicals that ruin your hair's health and quality. It is essential to use mild shampoos and conditioners in the right amount and wash your hair at equal intervals to remove all the dirt from your scalp and hair.
Also, remember that leaving your hair dry can lead to hair fall. Assess the nature of your scalp and hair while considering products and treatments. It is recommended to do a patch test before using a product. In case of irritation or dryness, stop using it immediately.

Some other hair fall prevention methods are:
• Use a wooden or steel comb.
• Avoid brushing your hair when it is wet.
• Minimise the use of heat on hair.
• Use safe and organic dyes.
• Take blood tests at equal intervals to check your nutritional levels.

These techniques will help you manage your hair care routine in an organised manner. Like hair loss issues, there can be other issues that may drive stress. Excessive stress can impact your health and cause unnecessary health problems. It is wise to invest in ideal health insurance to protect yourself against ailments. Stay up-to-date, and don't forget your health insurance policy renewal to avoid the policy lapsing.

Click HERE to learn more about health insurance policy renewal.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.