GENERAL INSURANCE BLOG

Are you planning to add more furniture to your house but are confused about how to make the most of the floor space? All you need to do is choose furnishings carefully. Here's something you should know while buying furniture. Also, remember all wooden furniture items, including sofas, beds, dining tables, and other things, are covered by the best home insurance in India.

Here are some of our favourite small apartment space-saving furnishings to create a clutter-free, storage-heavy house.

1. Convertible study table
Every home with a tiny carpet area should include a folding study table as essential space-saving equipment. A range of metal and wooden options are available. In addition to being fashionable, a foldable study table will also be roomy for your flat. It can serve a variety of functions. They are minimalist and slick. Much room space is saved as they may be placed on the wall.

2. Kitchen table with a pull-out bench
Space-saving furniture designs that prevent the room from looking congested are frequently needed in small kitchens. Fortunately, this is simple to accomplish with an extendable kitchen table. You can use this table for multiple reasons, from handy base support while cooking to a lovely setting for a joyous breakfast.

3. Bedside table and under-bed storage
It's time to utilise that area if all under your bed is a collection of dust bunnies. A movable storage container can serve as both a nightstand and valuable storage. Roll it out before night and then back under the bed in the morning to conserve room on the floor. Invest in mobile storage containers that will fit beneath the bed perfectly.

4. Choose stackable chairs
You can look into ways to improve your furniture's functionality and invest in space-saving options. Stacking your kitchen chairs while not in use is an excellent illustration. It will help you effortlessly access extra space for other activities.

5. Storage basin with little space
A space-saving storage basin rack is the ideal organiser for your small apartment bathroom. Cover all your toiletries within the frame to keep them dry and protected from water splashes. This will save much space and ensure a clean environment for your necessities.

6. Convertible sleeping chair
Convertible sleeper chairs serve as excellent TV-viewing chairs during the day. They can spread out to make a bed at night. Consider a sleeper chair if you enjoy daytime naps or require an additional guest bed in a small house.

7. Space-saving desk
Every underused part of your room can be transformed into a specific workspace by adding a broad shelf or a sleek table top. Not all solutions for furniture storage need to be ornate or meticulously crafted.

8. Storage compartment for shoes
An attractive space-saving covered shoe rack will keep your shoes neatly sorted. They save a lot of space and are user-friendly. So that you may sit on it to tie your shoes, you can choose a shoe rack with a lower height. Or, you can turn it into a table and adorn it with your favourite vase or display piece.

Nowadays, people choose tiny homes since they are simpler to maintain and live in. Due to this, many homeowners are searching for practical and multifunctional space-saving furniture ideas and designs. There are countless designs for multipurpose furniture, such as sofas that can be made into beds, stools with storage, etc. Although they are more compact, these multipurpose furniture designs serve multiple functions. When it comes to having your own home, it's not just the appeal that matters but also the safety. Invest in the best home insurance in India and protect your property and belongings from mishaps.

Click HERE to buy the best home insurance in India.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

As a beginner rider, the traction control can be a confusing and intimidating topic. However, it's essential to understand the basics of traction control to ride safely and confidently on your motorcycle. This blog will act as a quick guide on traction control for beginners, covering the basics, including what it is, how it works, and how to use it effectively.

1. What is traction control?
Traction control is a safety feature that helps prevent your motorcycle's wheels from losing balance and sliding out of control. It works by monitoring the speed of your wheels and adjusting the engine power output to prevent wheel slip. This is especially important when riding on wet or slippery surfaces, where it can be difficult to maintain traction.

2. How does traction control work?
Traction control works by using sensors to monitor the speed of your wheels. When your motorcycle's computer detects that one or both wheels are spinning too quickly, it reduces the engine power output to bring your wheels back under control. This is done by temporarily cutting off your engine's fuel supply or adjusting the throttle valve.

Some motorcycles have more advanced traction control systems. They can adjust the power output of individual wheels or even activate the brakes on specific wheels to prevent them from slipping. These systems are typically found on high-performance motorcycles and are more complex than basic traction control systems.

3. How to use traction control effectively?
Traction control is designed to help you maintain control of your motorcycle, but it's essential to use it effectively to get the most out of this safety feature. Here are some tips for using traction control effectively:

● Familiarise yourself with your motorcycle's traction control system
Before you hit the road, take some time to familiarise yourself with your motorcycle's traction control system. Read the owner's manual, and experiment with the system in a safe, controlled environment.

● Adjust the traction control settings to suit your riding style
Most motorcycles with traction control have adjustable settings that allow you to customise the system to your riding style. Some systems have multiple modes, such as a rain mode for wet conditions or a sport mode for increased throttle response. Experiment with these settings to find the right balance of traction control for your needs.

● Pay attention to warning lights and alerts
If your motorcycle's traction control system detects a problem, such as a malfunctioning sensor or a low battery, it will typically alert you with a warning light. Pay attention to these alerts and take action as needed to prevent further problems.

● Importance of regular maintenance
Regular servicing of your motorcycle can help keep the system functioning optimally. A qualified mechanic can check for any faults or issues and repair them before they cause damage to the system. Also, proper maintenance can prolong the system's life, saving you money in the long run.

● Proper riding techniques
Avoid sudden acceleration or braking, and maintain a consistent speed when riding. Proper gear shifting can also help improve your motorcycle's handling. Proper riding techniques can minimise the risk of accidents and ensure that your motorcycle's traction control system works effectively.

● Understanding the impact of road conditions
Road conditions can significantly impact the performance of your motorcycle's traction control system. Wet, slippery, or uneven road surfaces can reduce your motorcycle's grip. Your traction control system may need to work harder to maintain traction.

Traction control systems are designed to help improve the handling and performance of your motorcycle. You can ensure it works efficiently by paying attention to warning lights, adjusting settings, using proper riding techniques, and familiarising yourself with the system. Similarly, bike insurance is also essential for any motorcycle rider, and buying bike insurance online can offer a range of benefits. With bike insurance online, you can ensure that you and your motorcycle are protected from an accident or theft. Research different options and choose the policy with attractive premium and benefits.

Click HERE to learn more about purchasing bike insurance online.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

The rapidly growing two-wheeler market has adapted to the personalised needs of motorcyclists. Riders prefer to make a statement with their uniquely customised bikes that turn heads wherever they go. Once only considered modes of convenient private commute, bikes translate to much more in modern times.

If you wish to apply your style preferences to your bike, you can use several customisation options.

Caution: Check your 2 wheeler insurance policy
However, study your 2 wheeler insurance policy's fine prints to verify if it covers accidents post modifications. Generally, most 2 wheeler insurance providers reject claims raised for bikes that have been primarily modified. This is due to the enhanced risk of accidents from tampering with the manufacturer's original bike tunings.

Considering this general caution, read on to find out how you can customise your two-wheeler to suit your style better:

1. Rear-view mirrors
Rear-view or side mirrors are an integral part of the riding experience. They facilitate traffic visibility which helps make better judgements. These mirrors come in various shapes, sizes, colours, and styles to fit every rider's fancy while being extremely functional!

2. Handlebar
Although subtle, one of the first things that catch the viewer's eye when looking at a two-wheeler is its handlebar. Essential for maintaining posture and a comfortable grip, you can opt for different handlebars to alter the overall look of your bike. Choose between the wide bar of cruisers or narrow to straight bars that allow greater grip for adventurous riding.

3. Grips
If the overall feel of your handlebar is perfect and needs no change, but you wish to add a pop of colour to it, change the grips! Firmly glued on, you may have to force the existing grips off. You may approach a local mechanic for help to pry them off and get a new pair in a different colour, design, texture, or with additional features.

4. Fuel tank pad
A fuel tank pad is a cost controller and prevents the evaporation of your bike's fuel. Such a functional component set at the centre of the bike's chassis can add extra oomph to your daily ride. Choose among a vast range of colours and textures that prevent scratches to the gas tank due to scraping of metal accessories of your riding gear.

5. LED lights
Adding LED lights along the body frame in strategic positions or replacing your head and tail lights with LED variants will make you catch everyone's eye. LED strip lights are a quick fix for the same effect.

Listed above are some customised practices that global motorcyclists use to set their bikes apart from conventional designs we commonly see on roads. Wishing to incorporate personal style preferences across all your belongings is typical. However, when dealing with two-wheelers, it is essential to draw limits to prevent altering the original build and functionality. This helps preserve its efficiency in the long run.

Before making significant alterations relating to shifters, add-on storage racks, etc., one must consider their 2 wheeler insurance policy wordings to stay within its coverage scope. Irrespective of the scale of modifications, ensure that you purchase 2 wheeler insurance to protect yourself against accidents.

Click HERE to buy 2 wheeler insurance that fits your requirements.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Have you ever looked at your motorcycle's tyres and wondered what all the numbers and letters on the sidewall mean? Tyre sidewall markings can be confusing, but they contain essential information about your tyres to help you maintain and replace them correctly.

This blog will decode the markings on your bike tyre's sidewalls to help you better understand them. So, without further delay, let's get started.

1. Understanding tyre size markings
One crucial aspect of understanding the markings on your bike tyre's sidewall is to know how to read the size markings. The first set of numbers and letters is the size marking. It typically appears as a combination of numbers and letters, such as 120/70 R17. The number 120 refers to the tyre's width in millimetres, whereas 70 denotes the aspect ratio or profile of the tyre, representing the sidewall's height as a percentage of the width.

For instance, if the width is 120mm, the sidewall height would be 70% of 120mm, which equals 84mm. Lastly, the number 17 represents the wheel rim's diameter in inches. Choosing the correct tyre size for your motorcycle is crucial to prevent performance, handling, and tyre failure issues.

2. Tyre load index and speed rating
The load index and speed rating are necessary markings on your bike tyre's sidewall. The load index indicates the maximum weight the tyre can carry, while the speed rating indicates the top speed that the tyre can handle.

A number on the sidewall represents the load index. This number ranges from 1 to 279 and corresponds to a specific weight limit for the tyre. You can find a load index chart online to determine the weight limit of your tyre.

The speed rating is represented by a letter on the sidewall. This letter ranges from A to Z and corresponds to a specific speed limit for the tyre. Again, you can find a speed rating chart online to determine the maximum speed limit of your tyre. You must select a tyre with the appropriate load index and speed rating for your motorcycle.

3. Tyre manufacturing date code
Every tyre has a manufacturing date code on its sidewall. The code consists of four digits, the first two representing the week and the last two representing the year of manufacture. For example, if the code reads "1719," the tyre was produced in the 17th week of 2019.

It is important to note that tyres have a lifespan of about six years, even if they appear to be in good shape. They should be replaced six years after their initial manufacturing date, regardless of their wear and tear. Therefore, checking the manufacturing date code is critical in determining the tyre's age and deciding when to replace it.

4. Importance of proper tyre maintenance
Proper tyre maintenance is essential for safe and efficient riding. Tyres that are underinflated, overinflated, or worn out can affect your bike's handling and performance, increasing the risk of accidents. Regularly checking tyre pressure, tread depth, and overall condition can ensure that your bike's tyres are in good shape and provide optimal performance. Additionally, tyre rotation and alignment can help distribute wear evenly, extending its lifespan.

Decoding the markings on your bike tyre's sidewalls is critical for ensuring the safety and longevity of your bike. Proper tyre maintenance is also essential for safe and efficient riding. The safety of a bike is incomplete without bike insurance. Robust bike insurance can provide financial protection in case of accidents or damages. As a responsible rider, you must know these factors and take the necessary precautions to keep your bike in shape.

Comprehensive bike insurance covers not only damages to your bike but also liabilities arising from accidents involving third parties. It is important to note that bike insurance policies often have specific coverage for tyre damages or replacements, which can help offset the cost of replacing worn-out or damaged tyres.

Click HERE to learn more about the benefits of purchasing bike insurance.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.