GENERAL INSURANCE BLOG

The thought of a road trip gets us all excited. It sure becomes very energetic, fun, and memorable with all our close family members and friends. As a thumb rule, you always double-check everything on your “packing list” to ensure you don't miss out on any essential item.

If you do this for yourself and your family members, how about double-checking your car before starting a road trip? Your car’s headlights also play a vital role in ensuring a safe journey during the night and avoiding any mishaps on the road.

In this blog, we will be discussing the checklist for the headlights of your vehicle that you need to take care of before starting your trip.

1. Got a fuse problem:
Check and see if you gather all information regarding the fuse blowout of your headlights. If you are sure of the damage, examine for loose wires. If you find any issues, fix them at the earliest. And if nothing works, replace the headlights (especially if there is a high beam bulb problem).

2. Do not delay replacement:
Examine the light emitted from your car’s headlights. Do you suspect that they have dimmed? If you conclude that your lights have dimmed (called burnout), you must replace the headlights with new ones to avoid risking your safety on the road, especially during the night time. Uneven terrains and night driving can be risky when you have burnt-out headlights. It poses threats of accidents and compromises the car's safety, the driver, the passengers, and other vehicles on the road.

3. Make smart changes:
Whenever you feel that there is a need to replace the light bulbs of your car's headlights, always make sure that you do so in pairs. If the light has dimmed, exchange the old bulbs for the new ones in twos. That way, it would make the headlights consistent instead of one old and one new light bulb, which would create a difference in the intensity of the light beam. It would make it difficult for other drivers to understand the indication and affect your visibility on the road.

4. Align the beams of light:
Turn on the headlights of your car and check the light beams closely. Make sure that the light is aligned and aimed at the road. If the light is directed towards the vehicle approaching your direction, it may cause an accident as the other person would find it difficult to see what is in front of them. This would result in a fatal crash endangering car occupants and other vehicles on the road.

These were some tips you could take care of related to your car’s headlights. Few other pointers include upgrading the versions of headlights compatible with your vehicle and other DIY hacks for which you wouldn’t always need a professional mechanic to help you with minor replacements, etc.

And while you ensure the checklist of your car’s headlight before heading on a trip, it is also essential to verify that your car insurance is updated. Keep track of your car insurance renewal dates to avoid interruption in the benefits and save your policy from lapsing.

Click HERE to know more about car insurance renewal.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Driving trucks is considered to be a dangerous job in many countries. It requires more strength, focus, and training to drive a massive vehicle. Most trucks have more than six tyres, whereas large trucks can have eighteen wheels and more. Truck drivers have to be very cautious operating such heavy machinery with material weighing tons. They need to be careful on a busy road with smaller-sized vehicles around.

Trucks are an integral part of the transportation and logistics teams. They help move various supplies around several industries and within different sets of factories within a single sector.
In such scenarios, the training of truck drivers becomes essential. By training them about the rules and safety measures, you protect them and avoid the risk of accidents and subsequent medical costs and insurance claims. But what are specific pointers for truck drivers that they should follow strictly?

This blog will discuss all the measures they can take. Implement these tips to ensure the safety of truck drivers by minimising accidents.

1. Stay patient:
While driving such a giant vehicle, truck drivers need to ensure that they are calm, relaxed, and attentive. Even the tiniest anger or frustration can distract drivers who can have severe accidental consequences and potentially cause heavy damage to the truck, other vehicles, and people on the road. Drivers must avoid any road rage behaviour and mindset even when cut off or honked by other drivers on the road.

2. Seatbelts are a must:
Wearing your seatbelt is a universal rule for all four-wheelers and above. Trucks bear no difference here. It is even more necessary since trucks are enormous, and maintaining balance, sudden jerks, close calls with other vehicles, and poor road conditions can be tricky for a driver. You can lose momentum and control of your body during such sudden movements and putting your driving at risk.

3. Be on the lookout for blind spots:
Blind spots can make your life challenging as a truck driver. It is often difficult to see the positioning of other cars, and the side view and rearview mirrors might not be of a huge help due to the height and captured visibility. Hence, while driving the truck, it is suggested that they leave a gap around the corners. Keep a watch manually while changing lanes to avoid the risk of blind spots.

4. Use signals correctly:
It is crucial to know what each signal means and how it would impact you and other vehicles on the road while moving. Give the proper indication so that the car around you knows which direction you might be turning. Leaving the other drivers on the road hanging and anticipating your next move can cause dangerous collisions and accidents.

Other tips include carrying a bag of spare essentials for emergencies, avoiding alcohol before and while driving, having spare parts and tools handy, not using cell phones or any other gadgets while driving, etc. These measures are quite common and essential to implement earnestly.

That’s a wrap on how you can implement these tips to ensure the safety of truck drivers by minimising accidents. It is equally important to take care of your truck since it encounters different terrains, and long distances can cause wear and tear of the tyres and damage other parts. For such sudden circumstances, motor insurance will safeguard your vehicle. You can explore your options and buy motor insurance online to provide firm protection to the big machine.

Click HERE to know more about how you can buy motor insurance online.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

The events that are not under any human's control, cannot be predicted, and are bound to happen, are called an "act of God." The unavoidable destruction caused by natural disasters, including earthquakes, floods, cyclones, volcanic eruptions, asteroid collisions, etc., are considered "act of God". One cannot estimate these vast events, and occurrences cannot be counted at their time of happening. They happen, and humankind must bear the passive consequences of such active events.

Did you know that insurance covers damages due to “act of God” events? Let's learn more about the chronology of events and decisions taken by the government and other companies and help you become more knowledgeable about insurance and its clauses.

1. What exactly is the "Act of God" insurance?
This insurance covers damages and losses done due to incidents that come under the act of God. But if there is any harm or damage done to the property due to human ignorance and negligence, family dispute, etc., you will not be reimbursed and covered through the act of God insurance.

2. Is the "Act of God" coverage the same everywhere?
A lot of similar events are covered in the act of God insurance. The similarity is relatively high. But certain events might be an odd one out in a policy and is not included for other circumstances. You need to keep yourself up to date with the clauses, terms, conditions, prices, renewal rates, exceptions, etc.

3. Do you need to assess your insured properties and assets?
You need to evaluate your properties, assets, etc., that are insured. It is essential to assess the risks of those possessions and chart out the potential risks that can happen under God's name. This will help you clarify the dangers and negative possibilities and how you could recover from them using the liabilities that come under the act of God insurance. These risk evaluations will help you reap the benefits and help spread awareness about the act of good insurance and its pros and cons.

Another important clause is the extreme climate conditions you need to be aware of. You must purchase the act of God insurance for third-party protection and security of your properties, etc., against all unavoidable dangers. The policy is eligible for termination if the authorities observe any inconsistencies, negligence, zero remorse, and rectification of mistakes. Examine the policy in detail and watch for any hidden clause and terms and conditions that might devoid you of the "Act of God" insurance benefits. You need to present the proof of these events to claim your insurance and reap the benefits that come along with it. Also remember, insurance companies may limit the coverage for acts of God under some specific terms and conditions.

Apart from the "Act of God" events that you might or might not see coming, you need to take care of the risks which can make you liable/responsible for inevitable mishaps (e.g., a machinery accident in your factory causing injuries to the workers). You need to purchase public liability insurance in India to cover such alarming accidents. Explore your options and determine which insurance plan suits you and your business's needs.

Click HERE to know more about the best public liability insurance in India.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

As a bike owner, you enjoy all the perks that come with it. Whether going to the nearest grocery store to get your monthly supplies or taking an impromptu long trip, one can not deny the many benefits of owning a two-wheeler. But as with great power comes great responsibility. Having a bike also means dedicated time to take care of it. So, it is your responsibility to keep your bike moving and functioning.

Irrespective of how often you drive your two-wheelers, it is susceptible to daily wear and tear. It is, however, possible to increase the longevity of bikes to some extent.

In this article, we will take a look at a few ways in which you can increase the longevity of your two-wheeler. Extending a bike’s life is not a very challenging task. You need to be slightly attentive to the signs indicating any faults and provide regular upkeep without constantly worrying about maintaining it.

1. Regular servicing:
Regular servicing ensures that the bike performs optimally. Your service cycle depends on how old your bike is. Speak to an expert and understand the servicing cycle for your two-wheelers. Things such as changing engine oil, ensuring proper functionality of brakes, checking for corrosion are a few things to note during the next servicing.

2. Riding habits:
The lack of coordination between the clutch and gear affects the bike’s performance in the long run. This puts an unnecessary load on the engine if done constantly. Giving ample time to yourself to understand gear shift and the bike's speed will help you perform better on the road.

3. Manage the load:
Overburdening the bike during long road trips can have dire effects on the vehicle. You must balance out excessive workload with regular maintenance. However, if you overload the bike with minimal aftercare, the bike is bound to break down eventually.

4. Keep it clean:
Maintaining your bike through regular cleaning can help you increase the functionality of your two-wheeler. Use soaps specifically meant for your bikes to wash with water and a cloth. Always wipe the bike thoroughly after every wash. After driving through rains or dirty tracks, wipe down your bike to avoid dust and dirt accumulation to avoid corrosion.
Dust and dirt can affect the engine’s functionality and spoil the paint job on the vehicle. A dirty bike is more susceptible to various problems such as rusting that can impact its overall performance.

5. Take note of minor changes and problems:
Usually, vehicles produce different sounds or low-performance levels as an indicator for various problems that are likely to arise. Do not neglect the problems, immediately take your two-wheeler to the service centre and get it checked thoroughly.

These were a few things to keep in mind if you want to ensure a long life for your two-wheelers. Sometimes no matter what you do, your bikes can still cause troubles and might need extensive servicing and change in parts. All changes said and done can come out to be pretty expensive.

It is a wise option to invest in 2 wheeler insurance to cover the damages, cost involved in repairs, and replacement of parts. Buying an ideal 2 wheeler insurance is also a good habit of increasing the longevity of your two-wheeler and can be beneficial for it to cover more distances.

Click HERE to know more about 2 wheeler insurance.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

It can be highly frustrating for any rider to turn the key in the ignition, and the vehicle fails to start. There are several reasons for your bike giving way and facing trouble starting smoothly. While a motorcycle's design is simple to understand, it can be challenging to point out the reasons for these ignition issues. However, knowing about the possible reasons causing these issues is essential in maintaining your vehicle and fixing these problems.

You may consider the extreme winter season to be the main reason your bike fails to start, but there are several more. While you can always rely on bike insurance for critical problems, you can read the points below to learn the probable reasons for the two-wheeler failing to start.

1. The battery is weak or dead:
Some two-wheelers are designed to start using an electric self-start. Their motor is dependent on the battery. If this motorcycle does not start when you press the self-start button, it could be because the battery did not transfer a sufficient charge to kickstart the motor.
A weak or dead battery cannot provide this high voltage to the engine, and therefore, the electric self-start won't be operational. In this case, you may have to call a mechanic to either recharge or replace your bike's battery.

2. Too cold:
This frozen state of the bike is caused mainly due to extreme cold weather conditions. Combustion doesn't occur correctly as the gasoline in the vehicle doesn't evaporate when mixed with air. There might be ice build-up that is causing the malfunction. You can use a space heater directly on the engine for 15-20 mins to get your motor running.

3. The fuel tank vent is clogged:
Since the fuel tank vent in most motorcycles is too narrow, it becomes inconvenient to supply fuel to the intake system consistently. The vent can get clogged due to no regular maintenance and cleaning, and the fuel supply gets restricted. If you find yourself stuck in this mess, try to unclog the duct with a thin pin or get it cleaned.

4. Blocking intake or exhaust:
A blocked airbox or a blocked muffler exit may be another significant reason your bike won’t start easily. The motorcycle’s mechanism is dependent on the intake and exhaust system, and your bike will give away if it is restricted or clogged for some reason. Get it checked by a professional as soon as possible to avoid further damage.

5. The clutch does not engage properly:
The clutch lever needs to be correctly pulled to start your bike successfully. Often, problems can occur in the ignition when the clutch does not engage correctly. Try again by bringing your transmission into neutral and then starting the bike. Sometimes, riders turn off their bike while in gear and forget to put it back into neutral. You must set your bike into neutral and start again.

6. Problems with the spark plug wire:
A loose or cracked spark plug wire can also cause your bike to fail to start. Constant heating of the engine will eventually deteriorate the material of the wires in the motorcycle over time. Places with extreme weather conditions can be a catalyst in the cracking of the spark plug wire. If you find any cracks or slits in your bike's wires, replace them to avoid any issues.

These are a few likely reasons why your bike may fail to start. While investing in a reliable bike insurance plan can secure your vehicle by covering the expenses involved in the garage repairs, it is essential to know about the issues that could arise with your two-wheeler. Being aware and getting to the root of every problem can avoid future losses.

Click HERE to buy a comprehensive bike insurance plan for your new bike.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

We often hear people talk about the beautiful roads and the impeccable views that are part of road trips. Especially during winters, we listen to riders talk about taking their bikes out to enjoy the sun's warmth above them. And, summer brings exciting travel plans to exotic destinations.

However, before setting for a bike ride on a sunny day and making your trip experiential and worthwhile, consider the following tips.

1. Sunglasses or tinted visors:
If the sun is glaring right at you from the opposite direction, it becomes challenging for the riders to see the road ahead and the fellow drivers on the road. Getting a pair of sunglasses ensures that your vision is not tempered and you have a clear view of everything on the road.
If you are someone who does not fancy wearing a sunglass, opting for a tinted visor is a great alternative. Tinted visors can double up as sunglasses and a face shield to prevent your skin from burning directly under the sun.

2. Wear appropriate gear:
If you are traversing through long stretches of roads, it is best to wear a bright-coloured vest. This will ensure that the person coming from the opposite side notices you, thus preventing a collision.
Another thing to note is that driving through harsh conditions will require you to wear anti-abrasion and impact-resistant gears. Opt for gears with mesh panelling to help you remain cool but protected against extreme heat.

3. Carry water:
Driving under the sun can cause dehydration and exhaustion. Take pit stops in the middle to drink water and rest. It is extremely important to maintain your body’s water levels. As you start sweating, your body will lose water. This can lead to heat-related illnesses. Do not forget to carry electrolytes for added benefits.

4. Vent the helmet:
Venting the helmet can help in cooling down immensely in hot weather. While riding, keep the vents open to dissipate the heat and allow air to sleek in for freshness.

5. Wear gloves:
The gloves will act as a barrier between your palm and the accelerator to avoid sweating and reduce the risk of accidents. They even protect your skin from direct sunlight, preventing the palm skin's tanning.

6. Apply sunscreen:
Ensure to lather your skin with enough sunscreen to protect the exposed body parts. Use sweat and water-resistant ones with at least SPF 30 rating.

7. The 12-3 rule:
Unless absolutely necessary, skip the riding in the peak hours between 12:00 noon and 3:00 pm. As this is the hottest period of the day, it is best to take a break. You could use this time to grab your lunch and restock your energy and water supplies.

These are a few tips that you can follow to make your drives easy and less tiring. However, if you feel dizzy or lightheaded, your body could be overheating. This could lead to heat strokes and can be fatal. Under such circumstances, it is best to pull over and rest under the shade or in an airconditioned restaurant or supermarket.

Long road trips can be exhausting for you and your bike. Take a day off to relax and drop your bike off at the nearest service station for a quick check-up before you set out on your next trip. Add value to the whole experience by investing in bike insurance to sit back and not worry about the expenses you might face later.

Click HERE to know more about bike insurance.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Trying various foods is always tempting but can also cause food poisoning or other stomach related problems. We experiment with new foods and cuisines but often overlook the consequences.

Food poisoning is mainly caused by bacteria, viruses, and parasites in food. Symptoms include vomiting, diarrhoea, nausea, abdominal discomfort, fever, etc. Food poisoning is accompanied by a stomach infection that makes your body lose more water than usual. Drinking plenty of fluids and avoiding solid foods is the first line of defence. As innocuous as it may appear, food poisoning can become life-threatening if not handled promptly.

However, you can treat minor cases of food poisoning at home with a few common everyday items. Read more to know about these magic ingredients from your kitchen that will soothe your food poisoning.

1. Garlic cloves:
While the idea of gulping raw garlic may be unsettling, garlic is famous for its antibacterial, antiviral, and antimicrobial properties. These characteristics make it an excellent home remedy to combat food poisoning. Take a couple of cloves of garlic and chew on them. Afterwards, drink some warm water.

2. Ginger:
Ginger helps decrease the symptoms of food poisoning. Its anti-inflammatory properties soothe your stomach lining. Boil a cup of water with one scoop of grated ginger in it. Alternatively, you can directly eat ginger slices.

3. Cumin:
Cumin seeds, also known as jeera, provide immediate relief. Boiling one teaspoon of cumin seeds in water can cleanse your system. You can also combine it with one teaspoon of coriander juice and a pinch of salt. It stimulates the activity of digestive enzymes in your body, thereby improving digestion.

4. Lemon:
Lemons have anti-inflammatory, antiviral, and antibacterial qualities that fight the microorganisms causing food poisoning. Drink warm lemon juice and stay hydrated to reduce the pressure on your stomach.

5. Curd with fenugreek:
Curd contains beneficial bacteria that aid in the fight against other harmful bacteria in the body. Fenugreek seeds also have a high amount of soluble fibre, which absorb water and act as a lubricant, aiding in treating gastrointestinal discomfort. Consume one teaspoon of curd with one teaspoon of fenugreek seeds to ease your stomach.

6. Holy basil:
The best herb against food poisoning is holy basil or tulsi. This plant has many antibacterial characteristics that can help lessen the impact of food-borne diseases. For immediate relief from the symptoms of food poisoning, chew on a few fresh leaves that can be easily spotted in all Indian homes.

These are some tried and tested home cures that have proven to be effective through time. While some may notice a significant improvement in symptoms, others may not. In such circumstances, you must act quickly and seek medical assistance at the nearest health care facility.

It's always wise to plan for such unforeseen concerns by investing in health insurance. While you're taking these steps to cure food poisoning, your health insurance covers your medical bills in case of an emergency. Get one immediately from online health insurance companies and be secured by comprehensive coverage that can act as a strong safety net.

Click HERE to learn more about health insurance policy for you.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

There is no denying that riding bikes is a dangerous sport. It requires a lot of focus, physical work, mental stability, and risk-taking ability. It is an expensive hobby or passion to take up. Professional riding bikes are costly, and the riding gears demand a heavy investment.

While no sport is supposed to discriminate between different attributes of the sportspersons, the short-heightened riders need to be a little careful while riding their bikes. It can be a bit difficult for them to control their bikes due to their short height. Short riders can make a few mistakes out of no will of their own but due to their physical features.

How would you identify the errors these riders are making? This blog will discuss those discrepancies caused by the riders.

1. Not paying attention to the gear:
It is alright if you do not want to purchase the most expensive biking gear available. But skipping out on paying attention to the gear, quality gloves, and boots could negatively affect your riding. Boots keep your feet in position, and the heels give you a certain height which would help you gain control of the handlebar and the bike in a better manner. Premium quality gloves would help you handle the control of your bike and avoid any slips of the gears, throttle, steering, and clutch, even on tricky and rocky terrains.
The gloves and the boots solve your height issues and give you better control of the bike. They help you avoid any accidents or compromise your safety. You would be more efficient and capable of managing the bike better and have a comfortable journey.

2. Not working on your driving skills:
Several riders with short height pay way too much attention to the hardware of the bikes. While it is essential to learn and have a detailed understanding of the features and the hardware that goes into building the bike and making it function properly, it is equally important to work on your driving skills.
Honing your skills would help you achieve better control in stressful situations and increase your response skills which would come in handy when you have a sudden decision to make while riding. You can focus on specific skills that would help you maximize your bike's output, not put your safety at risk and gain better access and control of the motorcycle, thus nullifying the issues that might come with having a short height.

3. Position your bike correctly:
Learn how to change your motorcycle positioning. If you have plans to lower it, think again. You will reduce the ground clearance, which will affect your ability to lean your bike correctly. This might also increase your chances of sudden falls and possibility of disbalance putting your safety and bike performance at risk.

Some other things you can take care of are leaning left while stopping, practicing with a good bike on which you can put your feet flat on the ground, etc.

That’s a wrap on the few mistakes made by short-height riders. While we discussed the specific type of riders here, such mishaps are not only limited to short-height riders. A bike can get severely damaged in all these scenarios, and the rider’s safety can be compromised. Get your bike insured to avoid such risks and cover the damages involved in sudden circumstances. You can explore your options, purchase two wheeler insurance online India, get the best premium with plethora of benefits, and stay financially stress-free.

Click HERE to know more about buying two wheeler insurance online India.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

We often see new models and designs of the buses plying in the neighbourhood. These buses with new technologies are not only designed to look aesthetically pleasing but also to support aerodynamic needs and the vehicle’s functionality.

Bus engines and their placements play a crucial role in the handling of the bus, its performance, and impacts the passenger experience. It is difficult to make a call as to which engine is better suited for the bus. Various characteristics factor into what kind is better, and we will look at them.

In this article today, we will discuss the pros and cons of rear and front engine buses so that you can have a detailed understanding of both options.

Benefits of the rear engine:
1. The rear engine does not block the centre or the front of the bus, thus making it easier for passengers to walk and aiding in the free flow of traffic.
2. Rear engine buses are comparatively lighter than front-engine buses.
3. The rear-engine buses have a quieter cabin due to the location of the engine at the rear. This gives a better driving experience for the drivers with less disturbance from the engine noise.
4. It aids in better visibility and comfort for the driver.

Disadvantages of the rear engine:
1. The engine takes up space in the back, thus providing lesser luggage space.
2. Rear engine buses are more expensive as compared to front engine buses.
3. Since the vehicle’s entire weight upon an uphill journey is concentrated on the back, it becomes difficult to traverse hilly roads.

Now, let's look at the merits and demerits of the front engine.

Benefits of front engine:
1. The weight of the bus is well balanced on all wheels.
2. The different parts of the bus, such as the engine, clutch, etc., are easily accessed for any repair or maintenance.
3. Better cooling since the radiator is attached to the front, and it gets a natural draft of air due to the forward movement of the bus.
4. There is more luggage space at the back of the bus.

Disadvantages of front engine:
1. Since the engine is in the front and amidst passengers, it can be loud for everyone.
2. Heat emanating from the engine makes driving inconvenient.
3. The horizontal steering becomes challenging to maneuver for drivers.
4. Reduced cabin space due to the presence of an engine in the cabin.

These are some of the benefits and disadvantages of each of these buses and their engine types. It is difficult to say which is better simply based on the positioning of the engines. Various other factors, such as fuel efficiency, driving comfort, the safety of people on-board, etc., are to be considered when investing in heavy-duty vehicles. This article solely focussed on the engine type to help you understand the different functionalities of said buses.

Even when investing in the best option available, you have to take care of your vehicle’s regular maintenance and upkeep. Keeping a tab of service cycles, investing in good motor insurance, and timely online motor insurance renewal is crucial for your vehicle’s longevity and efficient functionality. Hence, do not skip on these essential aspects of vehicle care.
Regular maintenance can help you extend the lifetime of your big machines. At the same time, motor insurance acts as a safety net to guard you against any expense that you might incur due to accidents, thefts, or other forms of damage.

Click HERE to know more about online motor insurance renewal.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Summers in India are pretty difficult to handle as the temperature can exceed over 45 degrees celsius, making it arid and humid. Humans can quickly get affected due to such hot weather, and it becomes unbearable to travel anywhere. While you can take care of yourself by drinking sufficient fluids and staying hydrated, your car needs an equal amount of maintenance,
especially in the summers. You must have seen how difficult it gets to drive anywhere during the hot season. Due to the temperature rise, the car becomes too hot to sit in and drive during a peak summer day.

Are you wondering how to keep your car cool during summers? Read this blog till the end to understand the tips to get the best results and protect your car from high temperatures.

1. Support solar technology by getting a solar-powered fan:
You can get a solar-powered fan for your car to cool down car interiors. It's better to use the sun's energy and heat instead of getting roasted. The solar fan helps balance the air inside the vehicle by extracting the hot air from the cabin. Regulating the process of constant circulation prevents overheating and avoids the stuffing of hot air.

2. Cross ventilation is a solution:
We all know how cross-ventilation works in our homes, kitchens, etc. Similarly, whenever your car is parked in the summers, especially if it is parked under the sun, it would be an intelligent solution to open the car's windows just enough to let the air pass from one window to another and circulate inside the cabin. Thus, a single temperature will not be maintained, and the car would be more comfortable to drive.

3. Park at the right place:
Look for some shade and park your vehicle under it to maintain a relatively low temperature for the car's body. A shade will protect the car's body from getting overheated due to the extreme temperatures and exposure to the direct sun, thus making the cabin bearable to sit and travel in. You can also cover your car to safeguard it against the hot weather, but it is a little more hassle than finding fully covered spots which provide shade to your vehicle.

4. Think about your steering wheel:
Summers spare nothing, not even the steering wheel of your car. Due to the hot climate, your car cabin temperature rises and affects the steering wheel, making it too hot to hold. You can cover your steering wheel with a light cloth to counter this. Avoid darker steering covers as they tend to absorb heat from the sun, making it unbearable for you to touch the steering wheel.

As we discussed protecting your car against high temperatures and how you can keep it cool, it is also essential to safeguard your vehicle against other damages that you may or may not see coming. Purchasing car insurance is an intelligent choice to cover your priceless possession under the safety net of financial benefits. But you need to make sure that you are aware of all the terms and conditions, including the new car insurance rates, before you make your final decision.

Click HERE to know more about the new car insurance rates.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Fuel is one of the essential things needed for your bike to function efficiently. It generates power in your bike and makes it operable. You cannot risk being low on fuel or having no fuel in the tank. But there are times when you forget to fill up the fuel tank, and get stuck in an area with no petrol pumps around, or the fuel starts leaking, and you don't notice until the very end. What are you supposed to do then?

For such situations, bike manufacturing companies brought in the concept of reserve fuel. The reserve tank permits you to drive your bike till you find the nearest petrol pump and refill your tank. It is a fail-safe option in your main tank whenever you are stuck in a no-fuel situation.

However, this raises questions. Is it appropriate to ride your bike on reserve? What will happen to the bike's performance and efficiency? Let's address these.

1. No warning:
You can run your motorcycle on reserve all the time, but you might use up all the fuel without any warning signs that your tank is empty. This means that your bike can stop suddenly due to zero fuel, and you would have to push it to the nearest gas station.

2. Less power:
Driving on low fuel puts pressure on your bike's engine. As a result, the engine's power deteriorates over time and hampers your bike's performance significantly.

3. Practice occasionally:
The two reasons mentioned earlier are why you should not run your bike on reserve all the time. But it is advised that running your motorcycle on reserve from time to time is a good practice as it is essential to occasionally use the fuel in the lower part of the fuel tank. But, ensure that this is carried out periodically and doesn't become a habit.

4. Dirt collection:
In the previous point, we discussed that it is necessary to use the fuel in the lower part of your fuel tank. Why is it essential to do so? The lower part of your fuel tank is where a lot of dirt, dust, water, etc. is collected. And when you avoid riding your bike in reserve mode, all dirt and moisture can accumulate and fill up the reserve tank. This might end up clogging the main tank.
This accumulation can be challenging to deal with. It will involve a lot more tank maintenance, and frequent visits to the mechanic to get the tank cleaned, fixed, or even replaced, none of which is quick and easy to manage.

So, all in all, is it good to ride your bike on reserve all the time? It sure does not cause any severe harm as long as you are careful. Switching your motorcycle to the reserve mode means that the fuel will flow from the reserve tank instead of the main tank to the carburetor.

While riding in reserve is one of the many questions about motorcycles and their maintenance, other factors contribute to your bike's proper and efficient functioning. It is wise to insure your bike to protect it against any sudden problems with the parts or severe damages, which might involve a lot of repair expenses. Try investing in reliable motor insurance India and assure your bike a long life.

Click HERE to know more about motor insurance India.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Owning a car promises exciting and thrilling adventures. Whether going on long road trips, making impromptu plans to meet up with your friends, or simply driving around the town while playing music, these are just a few of the benefits of owning a car. Every car owner wants to keep a well-maintained vehicle with glowing interiors and dashboard.

But how can you maintain a shiny car dashboard? The dashboard has nooks and corners that can quickly accumulate dust particles. Many of us eat inside the car, making it susceptible to spills and oil stains.

In this article, we will take a look at a few ways in which you can ensure the cleanliness of your dashboard.

1. Dusting:
One of the easiest yet most efficient ways of cleaning the dashboard is by dusting it regularly. Spare five minutes of your time to wipe down the entire dashboard with a dry cloth before leaving your vehicle. This will help reduce the build-up of dirt and dust and help in easy cleaning every time. You can also use a tiny brush with soft bristles to reach the crevices and folds that are not easily accessible by hand.

2. Vacuum:
Using vacuum cleaners once every month is another good way of ensuring clean dashboards. Vacuum cleaners help pick up tiny dust particles within the vents and buttons. This also increases the efficiency of ducts and helps with faster cooling when you turn on the air conditioner.

3. Cleaning solution:
Using a cleaning solution on the dashboard helps get rid of any greasiness. Spray some cleaning solution onto the surface of the dashboard and clean it thoroughly. Once done, use a damp cloth to wipe down the parts to avoid staining. Follow this up with a dry cloth to get rid of any residue. Remember to do this in small batches to ensure that the solution does not dry and leaves any patches on the surface.

4. Sanitise:
Since the dashboard is the most accessed part of the car, sanitising the drawers, buttons, steering, etc., is a good idea. Even if you are the only person using the vehicle, it is good to sanitise the area to prevent germs and bacteria.

5. Take special care of the infotainment unit:
Everyone inside the car often uses the infotainment unit. Use screen wipes and a microfiber cloth for best results. Microfiber can pull up dirt without causing any harm to the screen. Avoid using chemicals directly as you will constantly be touching the unit and are susceptible to being in contact with the same. Using harsh chemicals can also lead to damage to the anti-glare coatings on the console.

These are a few ways in which you can clean the dashboard. Proper cleanliness ensures good health for you and your co-passengers. Clean and stain-free interiors make a statement and provide credibility to the excellent maintenance of the vehicle.

If your interiors are neglected too often, you might need to change the unit entirely, which can be expensive. Add value to your car by investing in an insurance plan with a good motor insurance company. Getting the best deal on an insurance policy can be beneficial for you, in the long run, to stay stress-free regarding the expenses associated with your car.

Click HERE to know more about motor insurance company.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

We all know the importance of investing in home insurance. It covers the cost of repair work and modifications in case of damages. However, there are various aspects of home insurance that you might not be aware of.

Let's look at some surprisingly strange things that might be covered under your home insurance.

1. Space debris:
Damage to your property caused by meteors, airplanes, rockets, satellites, etc., is covered under home insurance. The risk from these is listed as environmental hazards. Space debris includes both man-made things and naturally occurring objects.
Any damage caused by this debris to the structure and the homeowners' belongings is covered under home insurance. If you get injured on the premises of your house, the insurer is liable to provide you cover for all the medical expenses you incurred during your treatment.

2. Damage from plane and vehicle crash:
A plane crash in housing areas can lead to severe property damage and injuries. Other instances of crashes are when cars swerve off-road and crash into the house. Damages and injuries resulting from these crashes are also covered under the home insurance policy.
Under these circumstances, the party that caused the crash is liable to make monetary compensations for the damages incurred. If, however, their payout is limited, then your insurer steps in and pays for the rest of the expenses.

3. Damage due to civil disorder:
Any explosion, bombing, etc., arising from civil commotion can lead to property damage and vandalism. These situations lead to severe expenses and maintenance work due to heavy destruction. Property damage arising from fire, broken windows, etc., are also a few instances. If you are unable to reside inside your home due to these conditions, your insurer will cover additional living expenses such as hotel bills, meals, etc.

4. Floods and other natural disasters:
Due to increasing global warming, there has been a severe increase in natural disasters. Any damage incurred during these disasters is also covered under home insurance. Note that most insurers do not cover these, so look for insurance policies that include these factors.

5. Upgrades:
Any upgrades or modifications made due to new regulations from the local government are covered under home insurance. Opting for ordinance coverage is an excellent way to ensure that your insurer handles these expenses. Under this feature, the insurance company is liable to pay you the cost of overhauling a home or building to comply with the up-to-date building codes.

6. Identity theft:
Identity theft is a massive problem across the globe, and many fraudulent activities occur because of this. Insurance providers cover the cost of all the expenses, from legal fees to the reapplication of loans.

Insurance providers are there to help and support you in case of emergencies and other mishaps. Spending ample time on research and reading through the policy papers to ensure that you are choosing the best home insurance will help you in the long run.

Click HERE to know more about home insurance.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Although travelling with kids is fun, it can also be challenging at times. Children are difficult to control and have to be constantly looked after no matter where you are. While parenting is blissful, it can be stressful during travel.

You need to ensure that you carry enough supplies for the trip, pack your essentials, and anticipate everything your kids might require during the journey. It also depends on their age, as younger kids need more attention than those old enough to carry their bags and take care of themselves.

Kids can get iffy while traveling for multiple reasons, including an unfamiliar atmosphere, too many people, deviation from the routine, and much more. But how to handle it when they get all worked up? This blog will answer that for you. By the end, you will know more about the different ways to handle your kid's mood swings while travelling.

1. Keep small toys handy:
You can distract your kids with their favourite portable toys. This will give them a sense of familiarity and allow them to have fun and stay unaffected by the crowd or the unfamiliar surroundings around them.

2. Food breaks:
Try to give your child quick snacks on the go like chocolates, biscuits, chips, or other food items they like. Giving them food and water breaks keeps their stomach full and can even help them drift off to sleep for the rest of the journey. This would keep the kids stress-free during the trip and be helpful for the parents.

3. Cartoons and shows:
Entertainment is always a saviour when it comes to calming kids during travelling. You can download their favourite shows and cartoons before heading for the trip. This will keep them occupied, and they won't be much bothered about their surroundings.

4. Activities can help:
Parents can pack different supplies for some exciting activities that the kids can indulge in. This will serve as a learning purpose while also keeping them busy. You can carry crayons, pencils, papers, board games, tokens and dice, comics, storybooks, etc., for the children to keep themselves occupied with. These pastime pursuits will engage them and enrich their knowledge while keeping their mood swings at bay.

Another easy way is to give your kids a gaming console to keep them occupied and have a relaxing trip. Next, carry travelling essentials for kids, pack their backpacks, and give them the responsibility to handle them if they are old enough. If you are travelling with a newborn, carry their diapers, warm water, milk, and a sipper.

These are some tips and tricks that parents can use to help their kids stay calm while travelling. Often children might get sick on trips, bringing you and your children into unprecedented situations. It is crucial to invest in an insurance plan to stay stress-free and protect yourself and your kids against any health-related emergencies or other unforeseen mishaps. You can check out all the available options and easily buy an insurance policy online.

Click HERE to know more about how you can buy insurance policy online.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Smartphones are rapidly becoming an integral and inseparable part of our lives. These devices contain a mini virtual world within them that engrosses us with extensive features and seamless specifications. It has everything from the type of cuisine you like to what skincare serum you last purchased. Your social media account details, bank details, countless passwords, contacts and information are all stored in it.

But, what do you do if you lose your phone? In today's world, losing your phone can have significant consequences. Your details can get leaked or erased. Your money can be stolen if your account gets hacked, or you can lose important information.

The majority of phone lost cases are observed in overcrowded places, and, in some cases, the smartphone users forget their phone at public places like restaurants or shopping malls.

So, what if you have just lost your phone somewhere? Here's what you need to do to minimise the damage.

1. Keep trying your number:
It would be best to text or call your phone. The ringing would help you track it. And if your phone is lost (and not stolen), somebody would be able to answer your call and return your phone upon further communication.

2. Report:
Report the loss of your phone to your cell phone carrier. They can help you determine your phone's current location using your number. This could make it easy to retrieve your phone if it's lost in a vast crowd.
You can also deactivate your sim card to ensure that nobody can make threats and illegal fraud calls from your number.

3. Lock:
Try to lock your phone remotely. This will secure your device and restrict others from accessing your personal information. You'll get notified if someone resets it.
You can try deactivating your device too. In the case of iOS devices, you can activate "Mark as Lost", which disables your phone and send a confirmation mail to your email address.

4. Track:
You can track your phone using the GPS if you have the option active on your phone. In the case of an android device, you can log into your Google account (the one you use on your phone) and track your phone's current location using Google location history. This feature is beneficial sometimes, especially if your phone is nearby.

5. Clean:
To ensure that nobody gets access to your social media accounts and other personal information, try to wipe your phone clean if it goes missing in the crowd and you cannot retrieve it. You can use iCloud or Android device manager to erase your data from your device. Also change the passwords of all your bank accounts, social media handlers etc.

6. Monitor:
Try to monitor the activities of your phone. Keep track of any malicious and suspicious activities performed using your phone or number. Get in touch with authorities (police and phone carriers) and inform them if you find something fishy.

When you lose your phone in a crowd, contact your card companies and ask them to lock your cards and unlink your accounts so that nobody gains access to them.

The loss of your smartphone is worrisome. Insure your valuables to add an extra layer of security in case of unavoidable circumstances. You can purchase online general insurance by browsing through several options and purchasing the one that offers maximum benefits.

Click HERE to know more about how you can purchase online general insurance.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

A regular motorcycle rider is aware of the everyday challenges of engine overheating, the exhaust getting clogged due to high pollution levels, and the electric wiring cracks after consistent usage. Besides these technical maintenance issues, you may face several obstructions to a smooth riding experience. While you can buy two wheeler insurance online and get immediate assistance for major problems, fixing the more minor issues can be confusing.

One of the most typical issues that two-wheeler riders face is extreme condensation of their speedometer and tachometer. While the majority of today’s advanced vehicles are equipped with premium instruments sealed much better against humidity and moisture, several models still face this issue.

Why does condensation occur in motorcycle instruments?

If you reside in a coastal town or a location with high humidity levels, you must face condensation problems with your bike. While four-wheelers have air conditioning to control the heat and humidity levels, two-wheelers still face significant concerns with condensation. The instruments in the two-wheelers are highly exposed to humidity and other weather conditions like rain, hail, snow, etc. The bikes often overheat due to prolonged hours of travel which can quickly cause condensation as the moisture from the environment can settle on the loosely sealed speedometer or tachometer.
Additionally, careless maintenance like washing the motorcycle with a high-pressure washer can lead to water entering several parts of the vehicle causing numerous complications.

Why is condensation on motorcycle instruments harmful?

If the covering on the speedometer or tachometer is not sealed tight enough, moisture can seep in, which can cause a blurred view of the dials. This condensation can be highly risky when on the road, as your knowledge of the speed and other technicalities about the motorcycle get compromised. This can confuse any rider as they need to know the appropriate pace to ride at and maintain it through their journey. While this issue can often occur, there is no need to panic as it can be fixed using some simple remedies.

How to avoid or get rid of the condensation on the motorcycle instruments?

1. If you spray water with a high-pressure pipe or washer to clean your bike, steer clear of the front area of the motorcycle that consists of the instruments.
2. If you choose to use water around the instruments while cleaning your bike, tape the meters with plastic or use a damp cloth to wipe the areas. Immediately wipe the vehicle dry to avoid water seeping into the electric system or engine.
3. If you are riding the bike during the monsoon and are caught amidst a shower, keep a dry cloth to dry off the vehicle.
4. Try to wipe the cover of the meters with a rag soaked with a bit of 90% rubbing alcohol. This is not a fool-proof method but may work for specific bikes.
5. Use a hairdryer at a moderate temperature to dry out the water droplets. Use the hairdryer from a distance to avoid any overheating.
6. Avoid opening or drilling any parts of the instruments as they can get further damaged. Ask for technical assistance from a trusted mechanic.
7. Go for a long, breezy ride. This ensures that enough wind passes through the instruments to dry off the moisture automatically.

On a conclusive note, it’s important to remember that condensation on the vehicle’s instruments is expected, and it is difficult to avoid. However, you must ensure you fix it using these few methods and prevent having a blurred view of the meters. Also, don’t forget to invest in two wheeler insurance online to protect your bike from unforeseen circumstances.

Click HERE to buy two wheeler insurance online.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

The fuel prices have been skyrocketing and severely hitting consumers' pockets. With that, we see an increase in alleged fuel theft cases from the two-wheelers, making it even worse for riders. Petrol theft is a common problem faced by two-wheeler owners. Fuel theft is generally carried out by siphoning the petrol. The thief siphons the petrol from the fuel tank using a hosepipe attached to another vehicle or a storage container.

In this space, we will look at a few ways to avoid fuel theft from your two-wheeler.

1. Put a petrol lock:
An inexpensive yet efficient remedy to this problem is using a petrol lock. You can get this fitted onto your bike with the help of a local mechanic. The lock lasts for about 2 to 3 years, and getting it fixed barely takes five minutes. The cost ranges anywhere between a hundred rupees to two hundred rupees.
This lock adds security to your bike by avoiding any petrol theft. The petrol lock comes with a set of keys used to regulate the fuel flow. Once locked, the petrol flow is stopped, and you cannot move about unless it is unlocked.

2. Defensive parking:
Park your bikes close to a wall so that the fuel pipe is towards the wall. This makes it difficult to have access to the fuel pipe hence preventing the siphoning of the petrol. Although it’s difficult to always practice this method, one can be mindful of the placement of their vehicles in such a way that it hinders direct access to the fuel pipe.

3. Parking and garage facilities:
If you plan on leaving the bike for long durations, it is advisable to park your vehicles in proper garages or paid parking facilities. If you are someone who usually parks the vehicle outside the house, you must consider parking it in a more secure location that is away from trespassers. However, if you have to park outside, do so in a publicly accessible area. Thieves find it challenging to carry out these activities while under the public eye.

These are a few ways to prevent petrol theft from your vehicle. There isn’t much one can do to protect their vehicles from thieves, but taking note of the points mentioned above will prove helpful if you find yourself in a shady locality.

Another thing to note is that if you are someone who parks in a fixed spot in your office, gym, or other localities, then it becomes easy for the thieves to have access to your vehicle as they will be aware of your routine. So, switching up your parking spots can also help prevent theft. To ensure that your bike is not being subjected to petrol theft, keep track of your fuel level before parking the vehicle and look for scratches or damage in your fuel pipe.

If you notice any change in the fuel pipe or the fuel levels, it is best to take your vehicle to a mechanic and get the required changes done to ensure the safety of your two-wheeler. Before visiting the mechanic, look for two wheeler insurance India to safeguard your two-wheeler against incidents like theft, accidents, or damages due to natural calamities.

Click HERE to find out more about two wheeler insurance India.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

No matter how convenient it is to own and ride a bike around the busy city streets, it comes with its own set of challenges. Even though two-wheelers are highly in demand today, before you decide to purchase one, it is essential to know about the issues you might encounter with them. Out of all the problems that motorcycle riders face, the gear not shifting properly while riding is the most common one.

The way you handle the gears can largely affect the quality of shifting in your bike. Some of the main reasons for poor shifting of gears in motorcycles are mentioned below.

1. Adjusting the shift pedal:
Factors outside of the engine can cause severe shifting problems. If you adjust the height of the shift pedal to your ankles, the linkage can be cramped against itself. As a result, the gear won’t fully engage on the final shift because the shift claw prevents it from pushing far enough.

2. Adjust the clutch cable:
There may be issues with the smooth shifting of the gear because the shift lever might become too stiff and changing the motorcycle's speed becomes challenging. This mainly occurs when the bike is cold and is caused due to the clutch cable. The locking adjustment needs to be readjusted, and pull the clutch lever a few times. You will notice a significant difference after.

3. Check the engine oil level:
Low engine oil levels can result in overheating of the motor, wear and tear of the mechanism, and a considerable amount of carbon deposits that can cause significant damage to your two-wheeler. These things damage various parts of the bike like its pistons, clutch plates, engine valves, and cylinder lining. Just as important as it is to buy bike insurance online, it is equally vital for you to check and renew the bike’s oil levels.

4. Inspect your motorcycle’s chain:
After years of riding the bike, the chain can become loose. It may have become loose for many reasons, such as rusting, etc. You need to clean the chain of your two-wheeler frequently using a cleaning agent or maintenance spray. Ensure you do this specifically after every ride you take along a muddy path or under extreme weather conditions.

5. Trouble with the transmission:
Another prominent reason for issues with shifting your gear could be caused due to a seized transmission gear. The presence of a foreign object between the gears may have resulted in a blocked gear. Some other possible causes for a seized gear are bent shift shafts or incorrect assembling of the transmission gears.
This issue will create resistance, and you won’t be able to change gears while riding or starting your bike easily. Get your two-wheeler examined by a mechanic to eliminate this resistance.

To sum it up, these are the few probable causes of poor gear shifting in your bike that you should inspect as soon as possible. Never delay or skip your two-wheeler’s servicing. Scheduled maintenance of your two-wheeler can protect it against internal damages and breakdowns. Get the servicing done at a trusted garage to examine all parts thoroughly and detect and fix if any flaws exist. Also, ensure that you invest in a reliable insurance policy for your bike. You may buy bike insurance online and avoid the unwanted involvement of intermediaries.

Click HERE to buy bike insurance online.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Motorcycles require more maintenance than anticipated to stay up and running. Over a period, your bike tends to undergo severe wear and tear. One way to keep it functioning is by regular maintenance.

Oil leakage is a strong indicator of your bike being internally damaged. Figuring out the point of the leakage can seem like a difficult task, but there are a few methods that you can keep in mind to ensure your bike is not susceptible to oil leakage. The leading cause of oil leakage is worn-out oil filters. Broken seals in the oil filters allow the oil to escape, thus causing leakage.

In this article, we will discuss a few ways you can detect if your bike is leaking oil.

1. Filter cup:
A filter cup that is worn out or has misaligned fibres can cause the oil to spill out. The misalignment in the filter cup can be caused by improper tightening of fixing screws. Check for leakage around the cup, and if it is leaking from the bottom, tighten the hose clamp.

2. Carburetor:
A carburetor is an essential part of the engine. It controls the flow of air and fuel and assists in combustion. The bowl that holds the carburetor can cause leakage if it gets old and is incapable of sealing the carburetor properly.

3. Checking fuel levels:
Another foolproof method of figuring out oil leaks is checking the fuel level of your bike with a dipstick. After the bike has cooled down, take note of the dipstick levels. If you notice a change in the levels over time, there is a loss of fuel.

4. Clean the areas:
The most susceptible areas to oil leaks are oil filters, oil pans, filter cups, valves, and hoses. Detecting an oil leak is convenient by inspecting these parts. If you observe changes in these areas, there is a chance of spillage or oil leakage.

5. Use a cloth or a paper:
Putting a dry cloth or a piece of paper under the bike is another smart way to check for oil leakages. Leave these under the bike overnight, and if you notice any spots or stains, your bike's fuel is leaking.

6. Smoke from exhaust:
Sometimes you can tell about oil leakage by checking the smoke from the exhaust. While riding the bike, if you feel that the smoke coming out from the exhaust smells like burning oil, it is probably an indicator of oil leakage.

These are a few ways to detect oil leakage from your bikes. Leakage is usually an indication of improper maintenance and extreme wear and tear of your bike. To combat these problems and increase your bike's longevity, you must ensure your motorcycle undergoes proper care and regular servicing.

Problems like oil leaks can cause severe internal damage to your bike if left untreated for too long. If you miss out on these simple steps, you may have to replace various bike parts, which can be expensive. It is advisable to invest in a comprehensive bike insurance plan to avoid these extra expenses. By buying bike insurance, you ensure that your bike gets complete financial protection against any costs that will follow if it gets damaged due to an accident.

Click HERE to know more about bike insurance.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

A famous saying amongst bikers goes, "A bad day on a bike always beats a good day in the office." Whoever said that was surely familiar with the thrill and adventure of biking through treacherous roads and the satisfaction of conquering them. For bike lovers, nothing beats the anticipation and excitement of exploring new and challenging terrains.

In this article, we will take a look at some of the most popular biking routes in India.

1. Chandigarh-Manali-Leh:
This route is known as one of the most challenging biking routes in the world. The Chandigarh-Manali-Leh route is filled with picturesque views and difficult terrains. The road to Leh makes riders work hard for every kilometre. Extreme altitude and motion sickness will test your endurance and willpower. But the gift of the clear blue skies and the magnificent roads ahead make the struggle totally worth it.

2. Shimla-Spiti Valley:
This beautiful stretch of 430 kms is a mix of rugged tracks and broken roads, making it extremely difficult to travel. The roads are comparatively narrow, making the commute all the more challenging. It is extremely difficult for bikers to manoeuvre uneven terrains filled with rocks and gravel. However, the beautiful apple orchards, impeccable valley views, and peaceful monasteries are just a few of the many rewards you will find on the way.

3. Siliguri-Yuksom:
A relatively smaller commute, this unconventional route is often discussed among travellers for its under-maintained roads and uneven terrains. Adding to that are the many waterfalls that make it all the more difficult for bikers to navigate. What makes this journey remarkable is the unparalleled beauty of the landscape. The view of the mighty Himalayas is sure to give you the much-needed motivation while traversing through these roads.

4. Bomdila to Tawang:
Riding through the lush green hills, flowing rivers, and snow-capped mountains make it difficult to focus on the road. What makes it challenging is the extreme inclination of the hill. And the constant fog leaves the roads moist and can be dangerous to the riders. The upward climb is about 170 kms long and scales an altitude of about 4000 metres above sea level.

5. Guwahati-Khasi Hills:
The road between Guwahati and Khasi promises stunning views of lush green forests and red sand. On the way, you will come across beautiful waterfalls and living root bridges that are sure to be a memory you will cherish. The damp weather makes the road slippery and wet, and manoeuvring the sharp turns is crucial to steer safely through the hills.

These are some of the routes that promise a challenging bike trip with an excellent reward. Before setting out on your next trip to these places, don't forget to get your bike serviced. Riding through challenging roads can put extra load on your vehicle and cause extreme wear and tear. A thorough bike check-up before and after the trip can prove beneficial in the long run. Another tip to follow is to keep a checklist of all things needed for the journey, such as fuel, food, first aid, emergency lights etc.

To ensure the protection of your vehicle, invest in 2 wheeler insurance. Always remember that a 2 wheeler insurance is a safety net for all the expenses you will incur for the aftercare of your bike.

Click HERE to know more about 2 wheeler insurance.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.