GENERAL INSURANCE BLOG

All businesses people are constantly conscious about managing finance and cash flow. With this unpredictability surrounding your business, it is stressful to consider other factors that may drain significant money. For instance, if a customer gets hurt within your company premises, let us say rolls their ankle because your floor is slippery, you might be liable to pay their medical expenses or the expenses of a lawyer or an investigating officer.

As you might know, these expenses quickly cut a hole in your pocket and might leave your business bankrupt. Opting for public liability insurance is best to avoid these unforeseen problems.

It offers optimum protection to a business, a contractor, an event, or even a person from any legal charges that they might be liable for in case of injury, bodily harm, loss or damage to property, or even death of a third party resulting from their negligence.

This blog aims to give you an insight into public liability insurance and its types to decide on a suitable choice for your business.

Does your business require public liability insurance?

Businesses that constantly interact with customers and the general public are in great need of this type of insurance. Industrial as well as non-industrial organisations require this. It is especially recommended to doctors, hospitals, and IT-intensive businesses as they are constantly handling their customer's assets.

Moreover, even if you're an online business and use third-party sites or companies to deliver your products, you must invest in public liability insurance to avoid legal fees ensuing from any mishaps that might occur during the delivery of your products.

What does public liability insurance cover?

Public liability insurance covers any expense incurred by your business when a third party is harmed in any way in connection to your business. This includes-

1. Legal fees, settlements, and investigations: If your business is facing a lawsuit due to harm to a third party, this policy will cover the expenses of the attorney and the investigating officer and any settlements, if necessary.
2. Medical expenses: If the third party faces any bodily harm inside your premises or any negligence on your or your employee's behalf, this policy will cover the medical expenses incurred.
3. Personal injury: This policy also covers any legal expenses against slander, wrongful entry, and other offences.
4. Property damages: A third party might sue you for property damage. This is also covered under public liability insurance.

Public liability insurance is more limited than other insurance policies, promising more affordability but less coverage and payouts. It also does not cover professional errors, your business property damage, or any damage out of a war-like situation.

Types of public liability insurance:
1. Public liability for manufacturing units such as warehouses and godowns.
2. There is public liability coverage, especially for non-manufacturing units such as hospitals, doctors, banks, or other BPOs which are in direct contact with the general public.
3. Businesses that deal with hazardous substances are also covered under the Public Liability Insurance Act of 1991 to provide immediate relief to those harmed by accidents related to these hazardous substances.

This insurance can be extended to cover legal expenses arising out of other eventualities, including:
1. Natural calamities
2. Transportation of treated effluents
3. Sudden and accidental pollution

Unexpected financial losses are the biggest concerns for any business owner. There is a constant fear of an unforeseen accident happening to the third party and their financial impacts. This policy reduces a lot of the stress on business owners. Do proper research of public liability insurance prices to understand the rate and payouts insurance policies can provide you.

Click HERE to know more about public liability insurance prices.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Monkeypox is a health concern registered under the World Health Organization (WHO) radar. And the scale of its transmission and the number of countries that have active Monkeypox cases has led the WHO to declare it as a Public Health Emergency of International Concern (PHEIC). The infections have now spread over to more than forty countries across the globe, and sadly, India is on the list.

While there are different opinions of doctors, scientists, and medical researchers around the world as to whether or not, Monkeypox would take the shape of another pandemic like the Covid-19 virus. It would be foolish of us not to take the infections seriously and be educated about them to ensure that we can stay safe and take all the proper measures if one gets affected.

This blog will help you seek answers to all your queries and shed some light on other related information.

1. What is Monkeypox?
Despite the name having the term “monkey” in it, monkeys are not the original hosts of the Monkeypox virus. The actual hosts are considered to be the species of African rodents such as African squirrels, dormice, etc. Scientists have found that the virus is an enveloped, double-stranded DNA virus with around 190 kb of genome size. Monkeypox virus and smallpox virus belong to the same family.
Besides the outbreak in 2022, Monkeypox cases have been discovered in various Central and western African regions and countries. The first human case of Monkeypox infection was found in the year 1970. This disease is usually spread through imported animals or with people who have a history of international travel and came in contact with such animals who are the primary carriers of this virus.

2. What are the symptoms?
Well, the symptoms of an infected person would include muscle and back aches, fever, severe headache, exhaustion, chills, swollen lymph nodes, rashes which might look like ordinary blisters or pimples appearing inside the mouth, on the face, on the legs, hands, feet, genitals and other parts of your body. Monkeypox symptoms are pretty similar to the symptoms of smallpox, but they are milder in comparison.

3. What about its transmissibility?
Monkeypox can spread among people in different ways, which include being in direct contact with scratches, bites, infectious scabs, or using or even coming in touch with the used properties of infected people like bed sheets, clothes, etc. A pregnant person can infect their fetus through the placenta. Other forms of transmissibility include contact with infected animals or their rashes or consuming meat products of the said infected animals.

4. What preventive measures should you take?
You must avoid physical contact with infected people or any rashes that might look like Monkeypox. Ensure you don’t come in contact with their rashes or scabs and do not share their items of use. Wash your hands frequently and use alcohol-based sanitisers, which are medically approved. Ask the infected person to isolate and separate their items and stay away from the pets.

5. Is this disease curable?
Yes, in most cases, the infected person has noticed that the infection lasts for up to 3 to 4 weeks. Monkeypox is curable, and mainly the symptoms subside on their own after a few weeks. Patients can get treatment with antivirals to avoid the risks of viral infections.

6. Is this disease fatal?
There are no such cases of fatality reported due to Monkeypox. This infection is not fatal and is milder than smallpox.

These were some important points about understanding Monkeypox and how you can protect yourself. Times are stressful, and viruses keep popping up now and then. Health emergencies never give a warning, so we must stay prepared. And one of the ways to accomplish that is to get health insurance so that in times of need, you can focus on the recovery of the patient without the slightest worry about the finances. Explore all the available options and purchase insurance from the best Health Insurance Company In India , which will suit your requirements.

Click HERE to learn more about the benefits of the best health insurance company in India.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Everyone wishes to open up their venture someday. Entrepreneurship is taking a tight grip globally and even more so in India. We have hit almost a century in the number of unicorn start-ups, and have been escalating quickly. Apart from the start-up cities like Bengaluru, Mumbai, Delhi, and Hyderabad, there are people from various towns across the country aspiring to do their businesses. Some of them own small businesses, which they can manage on their own or with the help of a small team. There are various aspects of running a small business, and it should not be considered easy to manage and run the show.

But what kind of insurance do small businesses need? Do they need public liability insurance? If yes, then why? How will the insurance benefit them in times of need? Are you looking for these answers and some more information on the subject? This blog will discuss everything about why small businesses need public liability insurance. So, without any further ado, let’s begin.

1. What is the importance of public liability insurance?
Public liability insurance helps you go about your legal business deals and operations without worry. It assures the management of unprecedented circumstances adequately and enables you to deal with the unpredictability of life in a less stressful way.
Public liability insurance also releases you from the stress regarding the payment and compensation of workers and their families in case they get hurt within the company premises or face serious injuries or death at work. All in all, public liability insurance can deal with work-related catastrophes to third parties efficiently.

2. Why do small businesses need liability insurance?
Big or small businesses, everyone must purchase liability insurance. This insurance protects the owners against unfortunate situations where someone is wrongfully accusing them of malpractices or other offences. One can register claims if some worker or employee gets injured in the line of business or there are any settlements to be made, or there are severe damages to the business property.
You can efficiently perform damage control when stuck in potentially harmful circumstances, including damage, injuries, fraud, and copyright infringement, to name a few. But make sure you go through the risks, exceptions, and coverage plans before you claim to stay on top of the situation.

3. What kind of coverage does public liability insurance provide?
You can claim work injuries or business infrastructure damage under the Corporate Insurance Policy. If your business’ name is being wrongfully accused and there is an attempt to tarnish your name through unfair practices, you can claim it as “maligning of reputation.” Any false advertisements, copyright content, or material used against your business can claim it as a commercial error under public liability insurance.
Damage to property claims also includes damage caused to rented property. Damage can be natural, artificial, or hazardous; you can still make a clear claim. You may also claim the treatment costs for injuries caused in the workplace under the insurance.

It would be best if you were mindful of the things that have been excluded from the public liability insurance coverage. They include pollution damage or pollutants emitted from your business operations, eventually causing harm to the environment and the ecosystem of the resources. For any particular loss incurred due to your products, personal liabilities, and intentional damage to properties, ensure you check with your insurance provider about the exclusions and other terms to stay informed.

You must purchase public liability insurance to protect your business, no matter how big or small it is. Your business is your primary income source, and it helps sustain yourself and your family. It is wise to keep your business afloat and purchase the Best Public Liability Insurance India to protect your business against any odd and maligning circumstances that can potentially cause financial destruction. Always be prepared! It takes a lot of sweat and patience to build a business. Don’t let any mishap turn it to dust.

Click HERE to learn more about purchasing the best public liability insurance India.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Two-wheelers have been around for decades now. Once considered a symbol of status and background, now two-wheelers are vehicles of convenience. They help you run your daily errands, commute to work and other work locations, go for long drives, and several other purposes. Every year, different two-wheeler manufacturing companies release new models and versions of previous models with improvised features.

They conduct a market survey and analyse customers' demands who have been using two-wheelers for a long time. With the advancement in technology, different features and systems have been included in the two-wheelers to make them more efficient, fuel-saving, stylish, practical, and convenient.

Customers invest a lot of time and get influenced by several factors when determining which two-wheeler they want to purchase. Everyone wants to buy a trendy two-wheeler with multiple features that help make it more convenient, efficient, and within their budget. But how do you differentiate the demands of customers every year? What factors influence the needs of two-wheeler users and potential consumers? This blog will discuss the answers to all the above questions.

1. Improvised anti-lock braking system:
An anti-lock braking system is a modern technology development curated for two-wheelers for safety purposes. The ABS helps in monitoring the rotation of the wheels of the bike.
An efficient anti-lock braking system helps the tyres stay in contact with the surface whenever the two-wheeler rider uses the brakes. This helps avoid wheel skidding, spinning, or unrestricted slipping accidents. The entire purpose, as explained, is why this system is called an anti-lock braking system.

2. Tyres with excellent performance:
We cannot stress how much tyres can help to increase the bike's efficiency and performance. They are considered one of the essential mechanical parts after the engine of the vehicle. The engine's power is channelled into execution by the tyres, which happens in fractions of a second.
This high and fast execution level is why high-performance tyres are needed in a two-wheeler. And the modern vehicles are launched with superior quality tyres, thus enhancing the appeal and helping with improved grip and traction capabilities.

3. The body of the two-wheeler:
Vehicles with improved fuel injection systems also require bodywork that can be sensible aerodynamically. Lightweight materials are used to achieve an aerodynamic shape of the two-wheeler, which ensures a smooth riding experience while keeping the safety quotient intact.
The air resistance reduction capabilities of the aerodynamic structure of the vehicles have smoothened the entire riding affair in the new models.

Other features the customers look forward to are improved quality and framework of chassis and suspension, enhanced fuel efficiency, engines with liquid cooling capacity, traction control systems, slipper clutches, and several others.

We hope that this blog catered to a lot of questions you had about the consumer demands and how different features help improve the bike's quality and can prove to be the differentiators in buying a particular two-wheeler. And in the interest of learning about two-wheelers, you must also understand the importance of protecting your vehicle if you land in chaotic situations. Accidents never warn you before they occur.

So, it is a wise option to be financially prepared to focus on the situation and not worry about the money. This is why one must get 2 wheeler insurance. You can explore all your options from the comfort of your home and purchase 2 Wheeler Insurance Online to save time, money, and energy. Buying 2 wheeler insurance online will reward you with good premiums and a hassle-free process of getting it issued.

Click HERE to know more about the benefits of buying 2 wheeler insurance online.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Have you ever been in a situation where the mechanic asks you to change or repair something, and you have no idea what they are talking about? Don't worry; we got you covered. In this article, we will talk about one less discussed car part known as the differential. This article will walk you through car differential's key points and functionalities.

What is a car differential?
A set of gears that transmits power to the wheels is known as the differential. The differential helps apply torque (rotational force) on the wheels to make turns and operate at different speeds.
The differential is a critical player in the movement of the driving wheels despite their positioning. We all are aware of the fact that while making a turn, the wheel on the outside turns faster than the wheel on the inside. Differentials keep such movements intact, smooth, and crisp.
Differential gets its name from the root word "difference." The name is related to the part where the differential helps turn the wheels at various speeds. Hence, the term is justified.

Working of a differential.
The differential is made up of several parts, of which the main components are considered to be the ring and the pinion gears. The carrier assembly is the part where the ring gets attached. A set of gears called spider gears are placed inside the carrier. These spider gears are again made up of a group of pinions and the side gears, which mainly function to create the differential action/activity.
After this is set in motion, the flow of power inside the differential forces the pinion gear to drive the ring gear, which ultimately rotates the carrier. This carrier then sets the pinion gears in motion and pushes the side gears. There are driver axles that help transmit the torque attached to the side gears, which ultimately drive your car's wheels.

Where is the differential found?
The differential is usually placed in the front axle assembly or the rear axle assembly of your car in modern cars and trucks. You will notice a centre differential that helps drive the front and the rear axle assemblies in AWD-all-wheel drive applications.

Types of differentials.
Vehicles use different types of differentials which accomplish their functions differently when attached to other technological systems in the car.
Open differentials have a relatively simple and efficient design. They have open designs, which include a pinion gear that drives the ring gear and sends power to both the front and the rear axles for further operation.
Limited slip differentials follow a similar pattern as the open differentials except where they can power both the axles even if one wheel loses traction. Limited slip differentials also contain a few extra parts called the clutch packs, which help in locking the left and the right side of axles together in case a wheel loses its traction.
Other types of differentials include locking differential and torque vectoring differential.

How would you know if there is an issue with your differential?
Your car's differential can wear out eventually due to various reasons. It would be best if you watched out for these signs to get an idea about the condition of the differential, such as annoying noise and vibrations, clunking noises, weird sounds while making turns, oil leakage, etc.
We hope this information helped you gain a better insight into the functions of different parts of your car. And while we are talking about understanding your vehicle's mechanical systems, it is equally essential to ensure the safety of your car. Explore all available options from the comfort of your home and Buy Car Insurance Policy Online that would optimally cater to your needs.

Click HERE to know more about how you can buy car insurance policy online.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Mastering the clutch can be challenging for somebody who has just started learning to drive a car. When to press the clutch, when to let go, and what to do on a slope are only some of the many clutch-related questions we face every day as a beginner. But as somebody rightfully said, practice makes it perfect.

The more you practice, the better you handle the accelerator and learn to sync with the vehicle's clutch. However, you can do a few things to improve your driving experience and better understand your car's clutch system.

This article will look at all the simple tips and tricks you can follow to master the clutch and become an expert driver in no time.

1. Adjust your driving environment:
When practising your driving skills, it is essential to ensure the safety of yourself and others. Choose an empty field or road to practice your driving manoeuvres. Ensure that nobody is around you and your car for a considerable distance.
Wear your seat belt tightly and adjust your seat to get a comfortable driving posture. Your seat adjustment is key to good driving. If you have to strain your legs to reach the pedals or if you have to cramp your legs into position, then it will affect your driving adversely.

2. When you start the engine:
One of the main issues faced by new learners is starting the car. It is natural for the car to sputter or jerk when starting as a beginner. Talk to an instructor and learn how to manoeuvre the clutch and the accelerator. Once you turn on the ignition, depress the clutch fully and put your car in the first gear.
Now, slowly release the clutch and accelerate the pedals. A rule of thumb is that the accelerator and clutch are complimentary pedals. The more stress you put on the clutch, the lesser power you give to the accelerator. Repeat this step for few times to get a command over bite point of clutch.

3. Manoeuvring the slopes and hills:
One of the new drivers' biggest fears is taking the car up a hill. While it might seem like an intimidating task, with practice, you can master conquering any hill. While climbing a steep slope ridden with traffic, you must keep two things in mind. First, your car needs maximum energy to climb the hill.
Second, you cannot accelerate the car because you always risk crashing into another vehicle. In a situation like this, you must constantly alternate between controlling the clutch and handling the speed. Dip the clutch constantly to keep the car moving slowly, but if you feel like your vehicle is going to stop and recede, raise the pedal to give it some speed.

4. Conquer the fear:
While this is seemingly obvious, most people quit driving because of fear. Improper clutch handling brings the fear of accidents due to wrong coordination. It may also result in quicker wear and tear and might need replacement before time. But if you are covered by good car insurance, you can rest assured that all the expenses will be taken care of by your insurance provider.
Give yourself and your car as much time as needed to understand the vehicle's functionalities better. Most importantly, do not compare your learning speed with others because what matters is that you are keeping yourself and others on the road safe.

These are a list of a few things that you need to remember when handling clutch. As mentioned above, insure cars with affordable yet efficient insurance companies. With the new car insurance rates in the market, there are many options to choose from.

Click HERE to know new car insurance rates in India.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

If racing fantasies you and if you consider yourself a biking enthusiast, we’ve got you. We all have been fascinated by high-speed car and bike chases and races in our lives. Be it watching Formula One racing or watching movies about speed, they blow our minds with all the stunts, the cinematography, the angles, the acting, sound effects, visuals, and most importantly, “the adrenaline rush” these sequences provide us.

But does India support such racing events? Are there any such riding competitions held in our country? Do you have such questions and require more information on this subject? Well, this blog will have answers which will pique your interest in this topic. Here is the list of the top race tracks for biking enthusiasts.

1. Buddh International Circuit:
Constructed in Greater Noida, Buddh International Circuit made it to the national and international headlines as India’s official Formula One circuit. India is one of the few countries with a racetrack for large-scale international events. The Buddh International Circuit also hosted the Indian Grand Prix for a couple of years, making India one of the few countries to pull it off.
And not just Formula One, this circuit has hosted several competitions such as the National Racing Series, the F1600, the T1 Truck Racing Series, and the National Motorcycle one-make series, to name a few.

2. Madras Motor Racetrack:
This racing track is situated in Irungattukottai, Chennai, India’s first official circuit. It was constructed around the 1980s and was finally set in motion for its purpose in 1990. It has seven turns in its short club track, while the track consists of twelve turns altogether. The short club track has a length of 2.1 km, and the entire circuit is designed in a clockwise pattern.
The racetrack acquired its grade two licence to host multiple bike and car races in several categories, including GT and touring car racing. It staged several other races except for Formula One. The Madras Motor Race Track has also hosted National Touring Cars, the National Motorcycle, and the one-make Motorcycle Championship, to name a few other races. The racetrack is considered to be fit for off-road Supercross competitions too.
The other purpose this racetrack serves is for bike, and car manufacturers, as several of them test their vehicles on this track to check the quality and other features and whether their product requires rework or is fit to be rolled out to the public.
Various automobile-related newspapers, magazines, and websites use these tracks to understand different vehicles better before publishing content about them for their enthusiastic audiences.

3. Kari Motor Speedway:
The racetrack called Kari Motor Speedway is located in Coimbatore, Tamil Nadu. This track was opened in 2013 and has been named after racer and designer Late Mr. Sundaram Karivardhan.
In the past, this track acted as a runway for power gliders and was a part of the Karivardhan-owned aviation company. The Kari Motor Speedway has hosted events like National Touring cars, one-make series, and the National Motorcycle Championship, to name a few.

Some other race tracks in India are Chicane Circuit, Hyderabad, Meco Kartopia in Bangalore, etc., which host various karting competitions.

We hope this helped you gain insights into how our country promotes such racing events and has avenues for the same. And in hindsight, while we cater to the biking fanatic in you, we would also like to draw your attention to the safety of your vehicle. To combat the unexpected situations and focus on getting your two-wheeler fixed, you need to purchase 2 wheeler insurance. Explore all the options provided by various insurance companies and buy the best 2 wheeler insurance which would serve your needs optimally.

Click HERE to know more about the benefits of 2 wheeler insurance.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Ever felt discomfort in your gut followed by a burning sensation in your chest? This could be because of acidity. Very often, people neglect the symptoms of acidity and gulp down antacids for instant relief. But, what is essential to know is that acidity can lead to severe health issues. If you wonder how acidity has more significant health implications, this article is just for you. We will examine acidity, its symptoms, cure, and other side effects.

What is acidity?
The entrance of your stomach valve, or the lower esophagus, closes itself as soon as food passes through it. However, if, due to some reason, the valve remains open, the stomach acids can move up and cause a burning sensation or discomfort. This phenomenon is known as acidity.

What is acid reflux?
If you experience symptoms of acidity frequently or more than twice a week, then chances are that you might suffer from a gastric condition known as acid reflux. Burning pains and discomfort after eating a meal are symptoms of acid reflux.

Let's understand the common causes of acid reflux?
1. Eating heavy portions of food
2. Sleeping after consuming food
3. Overweight or obesity
4. Eating foods such as tomato, garlic, and onion in abundance
5. Eating too much spicy food
6. Eating fried food regularly
7. Habitual drinking of alcohol, caffeine, etc.
8. Smoking
9. Side effects of certain medications

What are the symptoms of acid reflux?
1. Heartburn: A burning sensation moving up your chest via the stomach
2. Regurgitation: Bitterness or foul taste in the mouth
3. Bloating
4. Blood in stool
5. Hiccups
6. Nausea

What are the long-term implications of acid reflux?

1. Esophageal stricture:
The tightening or narrowing of the esophagus is known as an esophageal stricture. Since the esophagus has restricted space, it becomes difficult for the food to pass down the esophageal tube.
These situations can aggravate quickly and result in cancerous and non-cancerous growths. People suffering from esophageal stricture experience severe pain in their throats and face difficulty when swallowing food.

2. Esophageal ulcer:
During acid reflux, the acids in the stomach traverse upward through the esophagus. The constant contact of the acid can burn the stomach's inner lining. It wears away the tissues and forms a sore. This can cause bleeding and pain while swallowing food or other drinks. People experiencing this are advised to have fibre-rich foods such as oats, legumes, nuts, fruits, etc.

3. Barrett's esophagus:
The swallowing tube connecting the mouth and the stomach experiences damage due to acid reflux and causes the lining to become red and thick. Barrett's esophagus increases the risk of esophageal cancer, which can sometimes be fatal.
Patients experience chest pain and irritation under these circumstances. There are chances of vomiting blood or passing bloody stool. Weight loss is another common side effect of Barrett's esophagus.

These are some of the bigger complications of acid reflux. Healthy eating and proper exercise are critical to a healthy future. Acid reflux is more commonly found among elders. This is because, as you grow older, your muscles become weaker. This puts the elderly members of your family at greater risk of acid reflux. A few ways to ensure a lower risk of acid reflux are by opting for healthier diets and eating habits, regular exercise, quitting smoking, and drinking.

If the problem persists, you should talk to your doctor and get an expert opinion. Medications can heal acid reflux to some extent. Ensure to go through regular health checkups to avoid problems in the future. Do not forget to invest in health insurance in India for parents to safeguard their health during the tough time of their age.

Click HERE to find out more about health insurance in India for parents.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Ayurveda is not just about natural herbs and spices and consuming them raw. It is more about how you can boost your immune system and increase the efficiency of your organs to energise your bodily functions. Unlike the traditional methods of human living, Ayurveda emphasises ramping up your everyday lifestyle by prioritising your mental and physical health remain in check. It helps you in achieving the true meaning of “health is wealth” without distinguishing between the value of the mind and the body.

Are you looking for more information on how Ayurveda would help you change your lifestyle for the better? This blog will help you gain a positive outlook on this old Hindu system incorporated into the Atharva Vedas, the last of the four main Vedas in history. So, let’s get started.

1. Early to rise:
We all have read “early to bed and early to rise makes a man healthy, wealthy and wise”. The same has been repeatedly told to us by our parents and every adult you might have encountered. Well, Ayurveda reaffirms the truth in this statement. It states that the morning is the freshest and the purest time slot of the entire day, which can be super productive if appropriately utilised.
Waking up around 4:30 AM-5:00 AM daily will help you achieve positivity and a more robust and healthier outlook on life. It will also regulate your bodily functions and give you a headstart to the day compared to others who groggily wake up late.

2. Pay attention to your eating habits:
Ayurveda instructs that you practice a healthy habit of eating and calls it “ayurvedic eating,” which involves the importance of consuming natural and green vegetables and fruits.
It mentions the negative impacts of junk food and how essential it is to avoid such oily items loaded with unwanted carbohydrates and fats, which are difficult to break down and get deposited in your body. This leads to several major diseases which can potentially endanger your health in the long run.

3. A morning refreshing drink goes a long way:
We all have heard that consuming water with a few drops of honey in the morning helps rejuvenate your body as you begin your day. Add a teaspoon of quality honey in half to one glass of water and consume it as you wake up. This helps eliminate all the toxins in your body, and this mixture also helps kill several types of harmful bacteria.

4. Pay attention to your sleep:
After an entire day of work and other activities, your body and brain get exhausted. And to re-energise and detoxify all the tiredness, you need to sleep a good eight hours. Sleeping properly boosts your health and strengthens your immune system. It also helps in proper blood circulation, thus providing you with sufficient energy to function throughout the next day and take on the challenges the day presents you with.

Other Ayurvedic practices include walking. It is considered one of the best exercises one can do at their own pace without exhausting themselves for hours at the gym and taking additional supplements. Creating a routine and sticking to it has been given a lot of importance in Ayurveda. Your body functions better as it slowly gets habituated, thus providing a structure to your day instead of just letting you wonder how to go about processing and working on multiple things.

We are all aware of how unpredictable life can be as we face the pandemic and extreme situations. To battle the uncertainties of life, we must have some assurance that does not land us in financial stress. It would be best to get general insurance to combat health issues and not lose money on your assets. Explore the options provided by the best General Insurance companies in India, and buy a reliable health insurance plan. This will give you the confidence to lead a healthy life where health expenses don’t feel a burden!

Click HERE to learn more about the insurance benefits of various insurance benefits of various general insurance companies in India.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

How often have we dreamt of going on a perfect road trip with friends? Most people prefer to take cars or SUVs for road trips, but many biker gangs tell us about the fantastic opportunities you can come across while touring the country on a bike.

On a motorcycle trip, you interact with the local community more closely, navigate treacherous roads more efficiently, and skip traffic jams. But all said and done, not everybody has access to fancy bikes that are meant for long trips. The question remains, do you need to compromise on the thrills of life just because you do not have a certain kind of bike? Not at all!

In this article, we will examine why commuter bikes can also be used on long road trips and the few things you need to remember before taking your bike out.

1. Riding:
The time and the distance covered plays an important role in long road trips. It is easier to maintain a high speed in higher capacity bikes, whereas in lower capacity bikes, the engine starts to sputter beyond a speeding limit.
If you intend to take a commuter bike on a trip, it is best to stick to a speed that does not force your engine and the body to shake vigorously. Remember to increase the acceleration and use breaks smoothly whenever required.

2. Braking:
It is challenging to maintain a standard speed when you have open and empty roads ahead of you. But it is important to remember that standard bikes have different braking efficiency than superior motorbikes. Maintaining a tunnel vision and keeping track of everything ahead will help you in these conditions to use brakes efficiently.
Also, maintain a significant distance between your vehicle and the vehicle ahead of you. So, in situations where you are required to brake suddenly, you have ample time to avoid crashing.

3. Clothing:
Irrespective of the bike you ride, it is best to wear appropriate clothing to avoid injuries and bruises in case of accidents or crashes. A good quality helmet with a clear visor, riding boots, and gloves are essential parts of your bike accessories. Throw in a pair of knee guards and armour jackets for added protection.

4. Maintenance:
Before taking that much-awaited road trip, it is important to keep yourself and your bike in healthy condition. Do not forget to take your bike to an expert to get it checked for any defects and faults. Remember to check your bike's braking system, spark plugs, and engine efficiency before taking it out on a ride. Also, carry essential medicines and lots of water to avoid fatigue and lethargy.

These are a list of a few things that you need to remember while taking your commuter bike on a road trip. With regular maintenance and caution, remember that your commuter bike is a trustworthy option if you want to travel and explore more.

Even though they might have a low-power engine, with the right handling and proper planning, you can surely enjoy a memorable long trip with your commuter bike. To add more value to your bikes, do not forget to invest in Bike Insurance Online to safeguard yourself against any expenses you might incur in repairs or accidents.

Click HERE to buy bike insurance online.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Hitchhiking is not as common in India as in other western countries. Thanks to the rising safety issues and the constant reminders from our mothers on why we should not talk to strangers, hitchhiking or offering a ride to strangers is an alien concept. However, over the years, we have seen a hitchhiking trend among young travellers to save some money. But how safe is it to offer a ride to strangers? What are the things to look out for when hitchhiking someone? If these are some of the questions you have when you think of hitchhiking, then this article might be able to help you with those.

Here, we will look at some safety measures to ensure your safety in situations like these.

1. IDs and bags:
If someone has asked you for a ride and you want to help them, then the first thing to do is to check their IDs. Crack open the window slightly and take a picture of their ID on your phone. If they have bags or carry-ons, ask them to place them in the boot space with their ID in the bag. Ensuring they are empty-handed while sitting inside the car makes you less susceptible to attacks and robbery.

2. Show pockets:
Ask the hitchhiker to empty the pockets before entering the car. This way, you can ensure that the person is not carrying knives, scissors, or other equipment that can be used to attack or steal from you.

3. Keep them in your range of vision:
Never let them take the back seat. You must keep them seated where you have a clear vision of their actions. This is a crucial point to remember to ensure your safety.

4. Do not take food from them:
If they offer you food or drinks on the way, do not eat them. These can be quickly spiked using drugs that do not alter the taste of the food. Narcotics and sedatives can be used to make you unconscious. This is the leading cause of car theft in this country.

5. Do not hitchhike a group:
If you are driving alone, it is best to hitchhike solo hitchhikers. That way, even in an attack, you will need to worry about handling a single person.

6. Always be alert:
This is a no-brainer. If you want to help out a stranger, you have to be prepared for the dangers you might face. Always keep pepper spray and other tools that, when used, give you ample time to escape.

7. Do not hitchhike in new locations:
It is best to avoid getting strangers on board if you are a tourist. This is a common way of scamming people for money and other belongings. If you are new to a place, you might not be able to get immediate help and can also be unaware of escape routes.

If you want to hitchhike someone in your car, you need to keep these things in mind. Remember that not everybody is a thief or a fraud. Hitchhiking is an efficient way to cut costs while travelling, and youngsters depend heavily on hitchhiking to commute between places. Sometimes people need genuine help. If possible, provide food and water to roadside hitchhikers and call for help if you can.

On that note, take essential steps to safeguard yourself and your car against theft and vandalism and invest in a Car Insurance policy. If you do not have these essential add-ons, consider getting them during your next car insurance renewal.

Click HERE for car insurance renewal.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Personalisation is a key to reaching the customers' hearts in the current times. Every brand has been trying to create its products with options to add a personalised touch for the consumers to feel like their own. The entire marketing world has been trying to come up with ways in which they can win this race and convert more customers to purchase their products and keep coming back for more. Personalisation, as a critical factor in today's customers' buying patterns, has a considerable influence and can change the game in the market.

We can comprehend personalised touch in small products like clothing, accessories, soft toys, sports kits, skincare items, and much more. But, can you add this unique touch to your car? Are such options available in the market? Are these choices limited? Are you someone who is looking for the answers to these questions and perhaps some more information on the same?

This blog answers all these questions about personalising your car and whether it is a good idea. Let's get started.

1. Number plates: yay or nay?
Customers pay extra money selecting a unique number to add that personalised touch to the vehicle. And this personal number will help you fetch a good deal as it amps up your car's resale value when you want to switch to another vehicle and close an agreement on the car you currently own.
On the plus side, a personalised number will make you part of the cool collector's club in the world of cars. It creates a "connoisseur of cars" persona for you as well.

2. Increases the level of safety while driving.
Adding a personal touch to your car requires a massive investment of money. The amount of money you spend depends on the features of your vehicle you want to modify and the accessibility of the tools, among other factors involved here.
But since you spend quite a large amount of money, you try to protect your car against any damages. This leads to you making mindful choices on the road, including taking extra safety measures while driving, ensuring that you obey the traffic rules even in urgent times, and avoiding any "road rage" type of scenario.
You can customise your mirrors to lessen the chances of blind spots in your vehicle while driving. You can get a complete view of your car's positioning and the vehicles near you if you decide to get a 180-degree mirror.

3. Upgrade the entire look.
You can get High-Intensity Discharge (HID) headlamps for your car, which would help you upgrade the look of your vehicle and come in very handy by improving the visibility when you are out on the road during the nighttime.
These HID headlamps work with a light temperature and emit subtle blue light, which elevates the look of your car. The blue light not only looks attractive and complements the car's exterior but has been proven easy on the eyes and does not blind the driver coming from the opposite direction.

Speaking of investing money into upgrading the look of your vehicle with the help of personalisation, you also need to ensure that you protect your car against damages. Not all accidents come with a warning and are your fault. But you must ensure that you wouldn't want to get involved in such chaotic situations.

You must have car insurance to stay stress-free financially and focus on resolving the situation if you end up in one. Explore all your options, check in with your current insurance provider, and Buy New Car Insurance which caters to your needs in the best ways possible.

Click HERE to learn more about how you can buy new car insurance.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Two-wheelers have been around for decades. Almost every average family in the country owns a two-wheeler which they use to run errands. The purpose of the two-wheeler depends on several circumstances and the motive of the commute. Two-wheelers are the most popular personal transportation services and fall into the affordable category. The prices increase depending on the type of the two-wheeler, its purpose, and its features.

But have you ever thought about the history of these vehicles and how they grew so prevalent in our country? How did they first come into circulation? Well, we will sail you through the evolution of two-wheelers in India through this blog.

1. What was the purpose of two-wheelers?
The two-wheelers were developed to provide people with a safe and convenient option for smooth rides. They have evolved over the years, and we now have bikes that range in lakhs with multiple fancy features, a dream of every bike fanatic. Now let's take a road down memory lane and revisit the evolution of two-wheelers in India.

2. The era of vintage bikes.
We all know the brands that manufacture classic and vintage-style bikes. Apart from being known for their royal appearance and elegance, these bikes represent a class apart from how they steal the show in the market. It was the year 1902 when a single-cylinder engine motorcycle was sold first time in India. Purchasing or owning a bike of this category used to express a solid and respectable financial status and background, rather than just being considered a bike used for everyday purposes.

3. What happened after the classic bikes became old news?
The market welcomed other two-wheeler brands which manufactured these noisy bikes that would leave their impressions behind by the loud sound of their silencers or by the whiffs of smoke released. The era of scooters came in as these bikes became popular.
The design, the efficiency, and how it differed from the widely popular bikes ignited its charm. The popularity of scooters escalated beyond expectations in the 70s till the late 80s, and there used to be a waiting period for the purchase! The crazy high prices of the scooters did not discourage the people from waiting for an extended period to bring them home.

4. Welcoming other foreign brands.
At the beginning of the '80s, India became a popular destination for various foreign brands to make their sale. The two-wheeler industry formulated partnerships with these brands to bring them to India at a cost affordable to the Indian audience. The collaboration with these companies grew exponentially, with the foreign brand names becoming a standard of every Indian household.
Today, the bike industry has diversified, from comfortable tourers to compact city bikes and from fuel-efficient to race engines.

Some more informative pointers to understanding the evolution of two-wheelers in India include how these landmark bikes and other categories became a reference model for the other brands' style, design, and comfort patterns. Now, we are heading into the era where electric two-wheelers are no more a concept but a reality!

Quite interesting to visit how two-wheelers in India became widely popular. And while we revisit the timeline of these developments, you need to be aware of how crucial it is to safeguard your two-wheeler. Being a bike owner feels fantastic, but living your responsibilities as the owner is paramount.

You must hold yourself accountable to maintain your bike's best shape. This can be possible with the help of two wheeler insurance. 

Take your search online, and find the Best Two Wheeler Insurance India to buy coverage that keeps your asset safe and sound. Invest in a policy that ensures the best returns and an efficient claim settlement process.

Click HERE to know more about the benefits of buying the best two wheeler insurance India.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

All-terrain vehicles, popularly known as ATVs, are a new trend in the automobile market. With many options bombarding the automobile industry, be it utility ATVs, sport ATVs, or children's ATVs, it is difficult not to know about them. This article will look at all the options, their functionality, their working, and why they are becoming a popular adventure option.

What is an ATV?
An ATV is a popular off-roading option designed to travel on four wheels. There are two subcategories to ATVs. The first one is a TYPE I ATV, designed to be used only by one person, and no other passengers can be on board. TYPE II ATVs are more popular amongst tourists and can board two to three people depending on the vehicle's build.

ATVs are also built-in various sizes and for different utilities, and we will look at each in the next section of this article.

What are the different kinds of ATVs?

1. Sport ATVs:
If you enjoy adventure and the occasional bouts of an adrenaline rush, then sports ATVs are just for you. They are made especially for speeding and tricky turners. It glides smoothly across corners and different surfaces. Sports ATVs are the perfect machine for motor enthusiasts who enjoy the thrill of speed and sports.

2. Utility ATVs:
These ATVs are for more labour-oriented work and to transport heavy objects from one place to another. Some ATVs come with levers that can lift heavy objects and place them in different positions as per the requirement. With mighty engines, these can navigate through any terrain, including rocky and hilly areas.

3. Side by side ATVs:
These ATVs or quads can seat up to four people. These are not operated using handlebars. Instead, they are equipped with steering and provide riders with an experience similar to driving a car. These can be used in snow, sand, and deserts.

4. Youth ATVs:
They are designed for younger people, especially children looking to experience ATVs. These are equipped with full safety measures to ensure the protection of riders at all times. The engines are not as powerful as normal ATVs and range between 50cc to 125cc.

5. High-performance ATVs:
As the name suggests, these are high-performance vehicles, as they are equipped with extremely powerful engines, more than the power and acceleration compared to other ATVs. The engine capacity ranges anywhere from 350cc to 700cc.

Why are they a popular sporting option?

Because of their agility, speed, and ability to manoeuver different kinds of terrain, ATVs have gained traction over the years. Watching these can be fun and thrilling. Many sporting activities happen around the year, and if you enjoy all kinds of riding or racing, ATV sporting is a must.

Driving an ATV requires a lot of physical exertion, skills, and tactics, which is why it is a challenging and interesting option for adventure seekers. Trail racing, motocross, cross country, desert racing, hill climbing, etc., are some of the more popular ATV sports in the country.

Having discussed all the important elements of an ATV, it is time to shed light on the importance of careful driving and maintenance of your vehicle. While ATVs are an interesting option if you enjoy riding, keeping yourself and others around you safe is important. Always wear safety gear and helmets while driving ATVs.

Remember to take your ATV for regular servicing and maintenance to ensure their longevity and optimum functionality. Do not forget online Motor Insurance Renewal to safeguard yourself against the costs and expenses of maintaining an ATV.

Click HERE for online motor insurance renewal.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Owning a bike is a fun and thrilling experience. Bikes make it easier and less time-consuming, whether you have to go to your office, ditch the cab surcharges, or go for a monthly grocery run. Adding to that, impromptu road trips, midnight drives, etc., are some of the bonuses of having a bike. Familiarising yourself with every inch of your bike brings you closer to your bike and helps keep your bike functioning properly for a long time.

But there are many parts of the bike that not everyone is familiar with, and even if they are, they might not know the importance and the maintenance of the same. In this article, we will take up one such part of your bike's body and deep dive into understanding its mechanism and usage. We will discuss your motorcycle's Upside Down fork or USD forks.

1. What is a USD fork or upside-down fork in your bike?
A USD fork or the upside-down fork is foldable, fitted in an upside position on your bike. Most modern bikes are equipped with these for better movement and agility of your motorcycle. Their primary purpose is to reduce the unit's weight by loading heavier components onto the lower part of the fork. USD forks also enhance the strength and integrity of the different elements in your bike.
USD fork is responsible for handling the suspension of your motorcycle. As opposed to the telescopic forks, in USD forks, the sliding tube is on the lower side of the wheel. Since it is fixed with the help of a triple clamp, it is better suited for handling heavyweight and maintaining the weight of the suspension system. Most heavy-duty and racing bikes have USD forks in them.

2. What is the use of USD forks?
Sports bikes are meant to give high performance concerning pick up, speed, and torque. The USD forks permit the riders to use their bikes efficiently without compromising the quality of their riding experience.

3. What are the disadvantages of USD forks?
Although USD forks perform better, they are way more expensive than conventional telescopic ones. And since the cost is a crucial factor in making bikes, the motorcycle's overall cost increases significantly when the manufacturers use USD forks. Another disadvantage of the upside-down fork is that since it is more susceptible to shock absorption, the suspension is likely to wear off over time.

4. How to maintain USD forks?
Lubrication is the key to keeping your fork working efficiently and for an extended period. Ensuring no contaminants in the lubricant is one key factor to keep when maintaining your USD forks. Oil-based lubricants are best for such suspension systems. Ensure that the seals in your suspension are proper. The seals make it easier for the system to keep the dirt and oil separate.

Mudguards are another way to ensure the wheel's dirt and dust are thrown up and do not get into your suspension fork. Take your bike to an experienced mechanic and get a mudguard fixed to avoid contamination.

Remember that your bike is only as good as your maintenance. Regular servicing and maintenance are crucial to keeping your bike in perfect condition. To ensure you are not compromising on the care, buy bike insurance . Bike Insurance is a safety net that protects you from any extra expenses you might incur in damage or repair of various parts. Also, always ride with proper gear and with all the valid documents.

Click HERE to buy bike insurance.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Ten minutes of your time on a road, you can see many bikes, varying designs, different builds, unique colours, etc. Some people choose to customise their vehicle according to their liking by changing the frame, engine, headlights, horn, or handlebar for a better driving experience.

You might wonder how these changes help with the riding experience and why is the standard built not sufficient? Experienced bikers know what suits their bikes better and what would give them a better riding experience. To match their vision, they customise their bikes.

This article will take up a less talked about subject; Handlebars. How do different handlebars affect the riding experience? And what are the different kinds of handlebars available in the market?

Let's discuss a few types of handlebars available in the market and their benefits.

1. Clip-on handlebars:
They are a set of two-piece components fixed directly onto your front fork. Because of this, no extra tools or materials are needed to fix the handlebar. Since the set-up is fairly simple, it gives great flexibility and movement to the bike. These are more specifically used for racing and sporting bikes.
The most significant advantage of clip-on handlebars is that they can be adjusted as per the rider's requirements. Since these are lightweight, it's easier to manoeuvre. For the bikers to handle the bars, they need to bend forward, which gives them a great aerodynamic push during racing.

2. Z-bar handlebars:
These angular handlebars aren't too wide or tall. These are better suited for bikes that have a narrow build. These are a budget-friendly alternative as opposed to other handlebars. They offer one of the most relaxed driving positions and are sufficiently agile for better manoeuvring. These handlebars are better suited for casual riding as opposed to clip-ons that are made for sports bikes.

3. Moustache handlebars:
Moustache handlebars give better control to the rider, especially when navigating treacherous roads. For off-roading, moustache handlebars provide a better stance to the rider so they can navigate and enjoy the view without worrying about their handlebars' position.

4. Frisco handlebars:
Narrow frames characterise Frisco handlebars, and the handles are turned towards the biker. These are fitted into narrow bikes with high-rise chassis. These bikes have a better ground clearance than any other bike model.
The Frisco handlebars are made specifically for these bikes to navigate through heavy traffic or congested roads. The smaller handlebars might provide less radius, but they help manoeuvre through heavy traffic.

5. Ape hangers:
Half of the bike enthusiasts consider these the most comfortable set of handlebars available in the market. For tall riders, these can be the most comfortable, while for others, if it is not set according to their height, the hands and back would go numb. These give a more upright position and eliminate the need to hunch over. These are supposedly the best handlebars in the market for long road trips.

These are a few of the most common handlebars in the market. Remember to talk to an expert mechanic who can understand your vision and comfort before adjusting a handlebar. Handlebars and other accessories add the desired look and comfort to make your riding experience more fun and comfortable. Wondering how to add more value to your bikes? Invest in Bike Insurance . 

Bike insurance is a safety net against all the expenses you incur during your bike's course tenure. Boost the longevity of your bike with a comprehensive insurance plan and get benefits that will help you in the long run.

Click HERE to buy bike insurance.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

As the fuel prices are skyrocketing, it has become quite a concern for ordinary people to afford them. Still, the type of fuel your car needs stays at the top of their requirement list. Having the clarity on the kind of car you own, you can make a well-informed decision about the type of petrol you should choose. And for the people who are still new to the world of vehicles, there are two kinds of petrol- power petrol and normal petrol.

But how do you determine which one would be the most suitable for your car and what are their results? If you have these questions, we have your answers. This blog will discuss power petrol or normal petrol and understand which is best for your car. So, let's get started.

1. Types of petrol in India.
First and foremost, let's get acquainted with the situation of petrol in India. If you go to a gas station, you usually get three types of petrol: unleaded (normal), Power/premium (turbojet, Hi-speed, etc.), and Speed octane (high octane) petrol. The difference between premium petrol and normal or unleaded petrol is that power petrol has a comparatively higher number of octanes. Different types of petrol have other numbers of octanes.

2. What are the advantages of using premium/power petrol?
Using power petrol has several advantages. Higher efficiency can be achieved, which can thus help fuel usage more economically. The power fuel helps in an improved fuel combustion capacity of the engine, thus helping in less consumption and providing better results.
Power petrol also enhances the engine's strength. The stronger the engine, higher the speed and acceleration it can achieve. You might often find deposits in the injector and intake valves which might carry them off into the mechanism of the engine. Power petrol helps eliminate such contaminants and residues, which helps in the smooth functioning of the machine, thus increasing the combustion levels.
It also aids in reducing the banging of the engine, thus de-stressing its work and increasing its longevity. This further decreases the number of harmful exhaust releases through the silencers of your car. Lessening such toxic releases from the silencers also helps reduce pollution and contributes to a cleaner environment. Premium petrol also helps handle and boost your car's ORI (Octane Requirement Increase).

Some other advantages of using power petrol over regular/unleaded petrol include the lower chances of input valves' fusion, the better and smooth riding of the vehicle, and much more. Although it is a little more expensive than normal petrol, your car's mileage is boosted if you start using the power petrol, which helps you efficiently minimise the frequency of fuel expenditure.

We hope that the information proves helpful in arriving at an informed decision. And in the interest of your vehicle, you also need to safeguard your vehicle from unforeseeable damages or accidents which can land your car in trouble and put you under financial stress.

To avoid such issues, you need to get Motor Insurance which would act as financial aid and help you handle the situation efficiently with your insurance provider. Put your research work to the test and purchase the best motor insurance India that will help you efficiently deal with the repair and maintenance of your car.

Click HERE to know more about the benefits of buying motor insurance India .

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Purchasing a bike is not an easy task. It would be best if you had a lot of time to do the market survey, finalise your budget, see which models fit your budget, explore and compare the features you require, gather the funds, seek information about the loan, and choose the best option and then begin the process.

All these things require considerable time, money, and effort. And with insurance, the information seems never-ending. Also, you need to ensure that you know sufficient knowledge to help determine which insurance policy would suit your needs.

We will shed some light on the know-how of bike insurance policies catering to your needs and help you gain better insights on how you can get one. So, let's get started.

1. Why do you need a two-wheeler insurance policy?
Accidents come without warning, so you must purchase insurance that protects you and your bike from unfortunate situations. A Ministry of Road Transport and Highways report revealed that over 158,964 road accidents of two-wheelers were reported in India in 2020, causing over 56,000 deaths. This alarming figure demands the need to buy a robust bike insurance policy to protect you and your bike from such potential threats and uninvited damages.
You must have a valid driving licence and original insurance documents to ride legally on Indian roads as per the Motor Vehicles Act 1988. It is advisable to compare 2 wheeler insurance online and explore different options before concluding a policy.

2. Have you asked your insurer to customise your two-wheeler insurance?
Were you aware of this fact? If not, then now you do! We know that the insurance sector has started inculcating options for personalising their policies to help the customers get the best out of their insurance. There are several options of add-ons available to choose from, making your insurance plan more customisable.

3. Do you know that a basic insurance policy does not cover the engine?
You will be surprised to discover that your bike's engine is exempted from insurance benefits. Fret not! You can still protect the engine by buying the "bike engine protect" add-on to your existing insurance.

4. Your insurance policy can also provide you a legal protection.
A good insurance plan also covers you under natural calamities, accidents, theft, and vandalism. These insurance plans have several options for add-on coverage and other choices, which allow the companies to personalise their insurance benefits according to their audience type. This also includes covering damages to third-party and avoiding the risks of legal actions or hefty penalties.

5. Did you compare your 2 wheeler insurance online?
Make the best use of technology and compare different two-wheeler insurance plans online with just a few clicks. But, carefully read all the terms and conditions before proceeding to payment. Understand the benefits thoroughly to calculate the return on your investment.

6. Have you picked a reputed insurer?
There are several advantages to purchasing the insurance policy from a reputed firm. Looking for a trusted insurance provider should be your first step. You can decide this by analysing the company's claim settlement ratio and its customer base.

7. Don't forget to read online reviews.
Reviews are the best way to get an overview of the company, its process, and customer relationship. These can help you make an informed decision and learn more about the company's services.

These were a few know-how of bike insurance to choose the right two-wheeler insurance policy. Life is chaos, and everything else is arbitrary. But, it would be best if you had something to fall back on if you find yourself in a difficult situation. Insurance keeps you stress-free financially and helps you fix the problem and get your vehicle repaired in case of severe damage.

Now, finding the best deals for buying insurance is easy with digital platforms of insurance providers. With a digital device and stable internet, the entire insurance buying process can be done in just a few clicks. By purchasing 2 Wheeler Insurance Online , you considerably save time and money and are, in return, promised seamless services. Everything can be done hassle-free and without the involvement of any intermediaries, from making claims to paying premiums.

Click HERE to buy 2 wheeler insurance online.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Childbirth is beautiful. Pregnancy requires a lot of commitment, physical and mental strength, and external support from your partner, family, and friends to be able to give birth once the cycle ends. Things do not end once your baby is out of the womb and into this world. That's when the real work begins.

Are you someone who is currently going through the pregnancy phase? Or someone taking care of a pregnant friend, relative or family member? Well, whatever your reasons are, this blog will answer your queries about the dangerous activities you need to steer clear of during childbirth. So, given below is a list of pregnancy injuries you must be very careful about.

1. Say no to lifting:
During pregnancy, you should strictly prohibit yourself from lifting any heavy items, including large, heavy boxes, weights in the gym, etc. If you want to keep your body fit and still hit the gym or get a quick workout, consult your doctor before starting anything.
Do not run the trial-and-error methods and put your body through unnecessary physical stress and exhaustion. You might risk many things, have to bear the side effects, and face adverse results during delivery.

2. Avoid standing for more extended hours:
Standing for long hours is similar to the case with lifting, as discussed in the previous point. You exert your body and put it through a lot of physical stress when you stand for longer. Your body is already carrying your weight and the weight of your child. Your legs need rest.
Your locomotive system needs to catch a break to be strong enough to support your entire body if there is some emergency. Prolonged standing also risks premature birth (babies born before nine months or their estimated date) and increases the chances of miscarriages.

3. Understand the changes in your body:
Once the "late pregnancy" period begins, you will notice several visible changes in your body. Your body goes through several internal and hormonal changes. Therefore, your weight increases as the baby develops, and different body parts get bigger to ensure that they can serve the baby's needs when it arrives. All this weight gain thus eventually causes imbalance even when you do the simplest of activities. But exhausting your body by doing your regular heavy physical activities can put your child at risk. The imbalance might make you more prone to accidents that happen due to falling or increase the chances of musculoskeletal injuries.

4. What about your menstrual health:
Heavy physical activities, lifting massive items, and standing for extended hours also threaten your menstrual health and put your body under stress. And as for pregnant people, their hormones during the process can affect the strength of the ligaments and spinal joints. Excessive physical strain can delay the process of your body preparing itself for childbirth or might adversely affect the baby's health.

These were some pregnancy related injuries you must be very careful about. As it is said that accidents never come with a warning, and the period of pregnancy is one such critical time when you need to be the most careful you can ever be. But there might be times when you or your loved one find themselves part of an unpredictable incident that can potentially endanger your health or life.

And even if not, it is always wise to have a certain financial backup for the future so that you can focus on sorting the situation and finding a solution instead of worrying about the funds. Therefore, a smart option is to purchase the Best Personal Accident Policy In India , providing comprehensive coverage for your family and your baby.

Click HERE to know more about the benefits of buying the best personal accident policy in India.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Long working hours, unhealthy eating habits, and lack of physical exercise can lead to uncontrolled weight gain and obesity. People are always seeking instant solutions in this world of fast food and ready-to-make edibles.

But the thing about weight loss is that the results start showing only after a while. People invest thousands of bucks at the gym, buy the perfect equipment and gear, and dedicate their time and efforts to the gym. Since the results are not quick to come by, they often give up.

In this article, we will take a look at a few ways in which you can ensure a faster weight loss to keep yourself motivated and healthy.

1. Know what is the right diet for you.
The biggest myth when it comes to weight and weight loss is to eat less. Not only is it extremely unhealthy, but it is also impractical. Without the right amount of food, your body cannot produce energy and the nutrients it needs, which often leads to fatigue and other ailments. Your primary focus should be eating a calorie-deficit diet. Calories are the main reason you gain weight, but no calorie intake is almost impossible.
The best way to kill your cravings while also having a healthy diet is to increase the amount of protein. On average, an adult should eat the same amount of protein in grams as their weight in kilograms. Ideally, you should consume at least sixty-five grams of protein if you weigh sixty-five kgs.
A protein-rich diet will ensure you are not losing any muscle weight. It also helps you maintain your body's metabolism, which further aids in faster calorie burn.

2. Develop a disciplined sleep routine.
People significantly undermine the importance of proper sleep. An average adult requires at least eight hours of sleep to function correctly. Ample rest is essential for your body to function optimally.
Lack of sleep can hamper the hormonal activities in your body, which will create sugar cravings or other processed food, leading to overeating. Sleep is vital if you want to restore your muscles after a workout.

3. Drink water.
Water is truly the elixir of life. A person must drink at least three to four litres of water daily. Water helps with boosting the metabolism and suppressing the appetite. What most people think of hunger is actually a thirst, and drinking two glasses of water will keep you satiated. It also helps you remove any toxins from the body, thus helping with the better absorption of nutrients by your body.

4. Eat fibres.
Increasing the fibre content in your food prevents you from overeating as fibre is extremely filling. A person should consume between twenty and thirty grams of fibre daily. It also controls blood sugar levels and cholesterol. Fibres are mainly found in fruits, vegetables, and grains.

5. Involve in more physical activity.
Most of the time, people do not get the time for a dedicated workout. Starting slow is the best way to ease into a healthy lifestyle. Walking to your office or your grocery store is one way of maximising your step count.
Ditch the elevator and choose the stairs to burn the calories on the way. Instead of choosing cafeteria food, pack food from home or choose healthy alternatives such as fruits or oats to keep your hunger at bay and avoid bingeing.

These are a few ways to ensure that your road to weight loss is faster and more efficient. Remember that the end goal is to be fit and healthy and not to lose fat. Mindful eating and exercising are simple yet efficient ways to start your fitness routine. Obesity can lead to severe diseases that are sometimes irreversible. To safeguard yourself against hospital bills and medicines expenses, purchase health insurance Do not forget to renew Health Insurance Online if you already have one. Keep your policy up-to-date to prevent it from lapsing.

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Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.